0000950152-05-006782 10-Q 7 20050630 20050809 20050809 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 10-Q 34 000-26481 051010361 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 10-Q 1 l14988ae10vq.htm FINANCIAL INSTITUTIONS, INC. 10-Q EX-10.15 2 l14988aexv10w15.txt EX-10.15 KEEFE, BRUYETTE, AND WOODS LETTER EX-31.1 3 l14988aexv31w1.htm EX-31.1 302 CERTIFICATION FOR CEO EX-31.2 4 l14988aexv31w2.htm EX-31.2 302 CERTIFICATION FOR CFO EX-32.1 5 l14988aexv32w1.htm EX-32.1 906 CERTIFICATION FOR CEO EX-32.2 6 l14988aexv32w2.htm EX-32.2 906 CERTIFICATION FOR CFO GRAPHIC 7 l14988al1498800.gif GRAPHIC