0001299933-05-001500 8-K 2 20050325 1.01 9.01 20050331 20050331 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 8-K 34 000-26481 05720720 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 8-K 1 htm_3899.htm LIVE FILING EX-10.1 2 exhibit1.htm EX-10.1