<SUBMISSION>
<ACCESSION-NUMBER>0001299933-05-003899
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20050802
<ITEMS>7.01
<ITEMS>9.01
<FILING-DATE>20050802
<DATE-OF-FILING-DATE-CHANGE>20050802
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>FINANCIAL INSTITUTIONS INC
<CIK>0000862831
<ASSIGNED-SIC>6021
<IRS-NUMBER>160816610
<STATE-OF-INCORPORATION>NY
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-26481
<FILM-NUMBER>05992481
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>220 LIBERTY STREET
<CITY>WARSAW
<STATE>NY
<ZIP>14569
<PHONE>7167861100
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>220 LIBERTY STREET
<CITY>WARSAW
<STATE>NY
<ZIP>14569
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>htm_6256.htm
<DESCRIPTION>LIVE FILING
<TEXT>
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<TITLE> Financial Institutions, Inc. (Form: 8-K) </TITLE>
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		UNITED STATES<BR>
	SECURITIES AND EXCHANGE COMMISSION
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	WASHINGTON, D.C. 20549
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	FORM 8-K
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	CURRENT REPORT
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	Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
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	Date of Report (Date of Earliest Event Reported):
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	&nbsp;
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	August 2, 2005
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	Financial Institutions, Inc.
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<BR>__________________________________________<BR>
	(Exact name of registrant as specified in its charter)
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	New York
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	0-26481
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	16-0816610
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_____________________<BR>
	(State or other jurisdiction
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_____________<BR>
	(Commission
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______________<BR>
	(I.R.S. Employer
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	of incorporation)
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	File Number)
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	Identification No.)
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	220 Liberty Street, Warsaw, New York
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	&nbsp;
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	14569
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_________________________________<BR>
	(Address of principal executive offices)
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	&nbsp;
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___________<BR>
	(Zip Code)
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	Registrant&#146;s telephone number, including area code:
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	&nbsp;
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	585-786-1100
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	Not Applicable
<BR>______________________________________________<BR>
	Former name or former address, if changed since last report
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	&nbsp;
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<!-- CoverPageRegistrant END --><P><FONT SIZE="2">
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:</FONT>
</P>
<P><FONT SIZE="2">
[&nbsp;&nbsp;]&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<br>
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<B>
	Item 7.01 Regulation FD Disclosure.
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On August 2, 2005, Financial Institutions, Inc. issued a press release announcing that it will release its second quarter 2005 results at the close of the financial markets on Tuesday August 9, 2005.  The release of the financial results will be followed the next day by a company-hosted teleconference at 11:00 a.m. eastern time on Wednesday August 10, 2005.  The press release is attached as Exhibit 99.1 to this report and is incorporated by reference herein.<br><br>The information in this Current Report on Form 8-K, including Exhibit 99.1 is furnished and shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such a filing.
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	Item 9.01 Financial Statements and Exhibits.
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(c) Exhibits<br><br>99.1 Press Release dated August 2, 2005.
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<B>
	SIGNATURES
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	Pursuant to the requirements of the Securities Exchange Act of 1934, the
	registrant has duly caused this report to be signed on its behalf by the
	undersigned hereunto duly authorized.
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	Financial Institutions, Inc.
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	&nbsp;&nbsp;
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<I>
	August 2, 2005
</I>
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	&nbsp;
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<I>
	By:
</I>
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	&nbsp;
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<I>
	Ronald A. Miller
</I>
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	&nbsp;
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	&nbsp;
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<I>
	Name: Ronald A. Miller
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<I>
	Title: Executive Vice President and CFO
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	Exhibit&nbsp;Index
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	Exhibit No.
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	Description
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	99.1
</DIV>
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	&nbsp;
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Press Release
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<TYPE>EX-99.1
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<FILENAME>exhibit1.htm
<DESCRIPTION>EX-99.1
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<P align="left" style="margin-left:66%; font-size: 10pt"><FONT style="font-size: 10pt"><B>For More Information:</B>
<BR>
Peter G. Humphrey
<BR>
Chairman, President &#038; CEO
<BR>
Phone: 585.786.1101
</FONT>

<P align="left" style="font-size: 10pt"><FONT style="font-size: 11.5pt">FOR IMMEDIATE RELEASE
</FONT>

<P align="center" style="font-size: 11.5pt"><FONT style="font-size: 16pt"><B>Financial Institutions, Inc. Announces Second Quarter 2005<BR>
Conference Call and Webcast</B></FONT>



<P align="left" style="font-size: 16pt"><FONT style="font-size: 11pt">WARSAW, N.Y., &#151; Financial Institutions, Inc. (Nasdaq: FISI) announced today that it will
release its second quarter 2005 results at the close of the financial markets on Tuesday August&nbsp;9,
2005.
</FONT>

<P align="left" style="font-size: 11pt">The release of the financial results will be followed the next day by a company-hosted
teleconference at 11:00&nbsp;a.m. eastern time on Wednesday August&nbsp;10, 2005. During the teleconference,
Peter Humphrey, President and CEO, and Ronald Miller, CFO, will review the financial and operating
results for the period and review Financial Institutions&#146; corporate strategy and outlook. A
question-and-answer session will follow.


<P align="left" style="font-size: 11pt">The Financial Institutions conference call can be accessed the following ways:


<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 11pt; color: #000000; background: transparent">
    <TD width="7%" style="background: transparent">&nbsp;</TD>
    <TD width="1%" nowrap align="right">&#149;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The live webcast can be found at <U>http://www.fiiwarsaw.com</U>. Participants
should go to the website 10-15 minutes prior to the scheduled conference in order to
download any necessary audio software.</TD>
</TR>

</TABLE>


<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 11pt; color: #000000; background: transparent">
    <TD width="7%" style="background: transparent">&nbsp;</TD>
    <TD width="1%" nowrap align="right">&#149;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The teleconference can be accessed by dialing 303-262-2131 approximately 5-10
minutes prior to the call.</TD>
</TR>

</TABLE>


<P align="left" style="font-size: 11pt">To listen to the archived call:


<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 11pt; color: #000000; background: transparent">
    <TD width="7%" style="background: transparent">&nbsp;</TD>
    <TD width="1%" nowrap align="right">&#149;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The archived webcast will be at <U>http://www.fiiwarsaw.com</U>. A transcript
will also be posted once available.</TD>
</TR>

</TABLE>


<P>
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 11pt; color: #000000; background: transparent">
    <TD width="7%" style="background: transparent">&nbsp;</TD>
    <TD width="1%" nowrap align="right">&#149;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>A replay can also be heard by calling (303)&nbsp;590-3000, and entering passcode
11034752#. The telephonic replay will be available through Wednesday August&nbsp;17,
2005 at 11:59&nbsp;p.m. ET.</TD>
</TR>

</TABLE>


<P align="left" style="font-size: 11pt"><B>ABOUT FINANCIAL INSTITUTIONS, INC.</B>
<BR>
With total assets of $2.2&nbsp;billion, Financial Institutions, Inc. is the parent company of Wyoming
County Bank, National Bank of Geneva, Bath National Bank and First Tier Bank &#038; Trust. The four
banks provide a wide range of consumer and commercial banking services to individuals,
municipalities and businesses through a network of 50 offices and 72 ATM&#146;s in Western and Central
New York State. FII affiliates also provide diversified financial services to its customers and
clients, including brokerage, trust, and insurance. More information on FII and its subsidiaries
is available through the Company web site at <U><I>www.fiiwarsaw.com</I></U>.


<P align="center" style="font-size: 11pt">###




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