0001299933-05-005979 8-K 1 20051114 8.01 20051116 20051116 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 8-K 34 000-26481 051208304 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 8-K 1 htm_8342.htm LIVE FILING