0001299933-05-006863 8-K 1 20051221 1.01 20051228 20051228 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 8-K 34 000-26481 051289267 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 8-K 1 htm_9221.htm LIVE FILING