<SUBMISSION>
<ACCESSION-NUMBER>0001299933-05-006880
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20051229
<ITEMS>8.01
<FILING-DATE>20051230
<DATE-OF-FILING-DATE-CHANGE>20051230
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>FINANCIAL INSTITUTIONS INC
<CIK>0000862831
<ASSIGNED-SIC>6021
<IRS-NUMBER>160816610
<STATE-OF-INCORPORATION>NY
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-26481
<FILM-NUMBER>051293487
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>220 LIBERTY STREET
<CITY>WARSAW
<STATE>NY
<ZIP>14569
<PHONE>7167861100
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>220 LIBERTY STREET
<CITY>WARSAW
<STATE>NY
<ZIP>14569
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>htm_9239.htm
<DESCRIPTION>LIVE FILING
<TEXT>
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<TITLE> Financial Institutions, Inc. (Form: 8-K) </TITLE>
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		UNITED STATES<BR>
	SECURITIES AND EXCHANGE COMMISSION
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	WASHINGTON, D.C. 20549
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	FORM 8-K
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	CURRENT REPORT
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	Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
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	Date of Report (Date of Earliest Event Reported):
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	&nbsp;
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	December 29, 2005
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	Financial Institutions, Inc.
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	(Exact name of registrant as specified in its charter)
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	New York
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	0-26481
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	16-0816610
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_____________________<BR>
	(State or other jurisdiction
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_____________<BR>
	(Commission
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	(I.R.S. Employer
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	of incorporation)
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	File Number)
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	Identification No.)
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	220 Liberty Street, Warsaw, New York
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	14569
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_________________________________<BR>
	(Address of principal executive offices)
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___________<BR>
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	Registrant&#146;s telephone number, including area code:
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	585-786-1100
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	Not Applicable
<BR>______________________________________________<BR>
	Former name or former address, if changed since last report
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	&nbsp;
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Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:</FONT>
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[&nbsp;&nbsp;]&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<br>
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	Item 8.01 Other Events.
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On December 29, 2005, the Company issued a press release announcing the appointment of Gerorge Daniel "Dan" Hagi as Executive Vice President and Chief Risk Officer.  Mr. Hagi succeeds Thomas D. Grover, who will retire effective March 31, 2006.
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	SIGNATURES
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	Pursuant to the requirements of the Securities Exchange Act of 1934, the
	registrant has duly caused this report to be signed on its behalf by the
	undersigned hereunto duly authorized.
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	Financial Institutions, Inc.
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	December 30, 2005
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	By:
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<I>
	Ronald A. Miller
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	Name: Ronald A. Miller
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	Title: Executive Vice President & CFO
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	Exhibit&nbsp;Index
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	Exhibit No.
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	Description
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	99.1
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Press Release dated December 29, 2005
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<TYPE>EX-99.1
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<FILENAME>exhibit1.htm
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    <TD width="100%">&nbsp;</TD>
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    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 9pt"><B>For More Information:</B></FONT></DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 9pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 9pt">Gail C. Speedy</FONT></DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 9pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 9pt">Assistant Vice President</FONT></DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 9pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 9pt">Cell Phone: 716.307.5504
Office: 716.376.5232</FONT></DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 9pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 9pt">Email: gcspeedy@five-starbank.com</FONT></DIV></TD>
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<P align="left" style="font-size: 9pt"><FONT style="font-size: 11.5pt">FOR IMMEDIATE RELEASE
</FONT>

<P align="center" style="font-size: 11.5pt"><FONT style="font-size: 18pt"><B>Financial Institutions, Inc. Appoints George Daniel Hagi<BR>
Executive Vice President and Chief Risk Officer</B></FONT>



<P align="center" style="font-size: 18pt"><FONT style="font-size: 14pt"><B><I>Succeeds retiring Thomas D. Grover at FII</I></B></FONT>



<P align="left" style="font-size: 14pt"><FONT style="font-size: 12pt">WARSAW, N.Y., December&nbsp;29, 2005 &#151; Financial Institutions, Inc. (NASDAQ: FISI) (&#147;FII&#148;) today
announced that it has appointed George Daniel &#147;Dan&#148; Hagi as Executive Vice President and Chief Risk
Officer. Mr.&nbsp;Hagi succeeds Thomas D. Grover at FII, who will retire effective March&nbsp;31, 2006, after
a distinguished financial career spanning over 30&nbsp;years.
</FONT>

<P align="left" style="font-size: 12pt">Mr.&nbsp;Hagi brings more than two decades of risk management and bank examiner experience to FII and
will lead all risk management functions for FII and its subsidiary, Five Star Bank.


<P align="left" style="font-size: 12pt">&#147;As we continue to build on our strengths as Five Star Bank, Dan brings a very strong risk
management background to help move our organization ahead in a competitive environment,&#148; said FII&#146;s
Chief Executive Officer Peter Humphrey. &#147;His extensive experience, understanding of the regulatory
process, and contagious energy will bring an extra dimension to our efforts.&#148;


<P align="left" style="font-size: 12pt">Mr.&nbsp;Hagi joins FII from First National Bankshares of Florida where he was a Senior Vice President
and Director of Risk Management. Prior thereto, he was with the United States Department of
Treasury, starting as a National Bank Examiner and attaining the position of Field Manager,
supervising a staff of 15 examiners and overseeing a portfolio of more than 20 banks. He received
the Special Act Award from the Department of Treasury for his contribution to the effective and
efficient operation of the department.


<P align="left" style="font-size: 12pt">Mr.&nbsp;Hagi earned both a bachelor&#146;s degree in business administration and an MBA from West Virginia
University, where he also served as a lecturer in finance for two years. In addition, he has served
as a faculty member at ABA/Stonier Graduate School of Management. A native of West Virginia, Mr.
Hagi is also a veteran of the United States Army.


<P align="left" style="font-size: 12pt">In announcing Mr.&nbsp;Hagi&#146;s appointment, Peter Humphrey praised Mr.&nbsp;Grover&#146;s past service to FII as
Chief Risk Officer and noted that he was instrumental in the consolidation of the four FII bank
subsidiaries to form the New York State chartered Five Star Bank. &#147;Tom Grover played a leading role
in directing the consolidation process, displaying exceptional talent, expertise and a relentless
work ethic,&#148; Mr.&nbsp;Humphrey said. &#147;On behalf of the Board of Directors and the company, I express our
appreciation to Tom for his service and wish him the best of everything in his retirement.&#148;


<P align="left" style="font-size: 12pt">Mr.&nbsp;Grover joined FII as Chief Credit Officer in 2002, a position he held for two years before his
promotion to Executive Vice President and Chief Risk Officer. Prior to joining Financial
Institutions, he also served as a board member for Wyoming County Bank.


<P align="left" style="font-size: 12pt"><B>ABOUT FINANCIAL INSTITUTIONS, INC.</B>


<P align="left" style="font-size: 12pt"><FONT style="font-size: 11pt">With total assets of $2.1&nbsp;billion, Financial Institutions, Inc. is the parent company of Five
Star Bank which provides a wide range of consumer and commercial banking services to individuals,
municipalities and businesses through a network of 50 offices and 72 ATM&#146;s in Western and Central
New York State. FII affiliates also provide diversified financial services to its customers and
clients, including brokerage, trust, and insurance. More information on FII and its subsidiaries
is available through the Company web site at <U><I>www.fiiwarsaw.com</I></U>.
</FONT>

<P align="left" style="font-size: 11pt"><FONT style="font-size: 12pt"><B>Safe Harbor Statement</B>
</FONT><BR>
<FONT style="font-size: 10pt"><I>This press release contains forward-looking statements as defined by federal securities laws.
These statements may address issues that involve significant risks, uncertainties, estimates and
assumptions made by management. Actual results could differ materially from current beliefs or
projections. There are a number of important factors that could affect the Company&#146;s
forward-looking statements, which include the effectiveness of its consolidation, the credit
environment, the competitive environment and other factors discussed in the Company&#146;s filings with
the Securities and Exchange Commission. The Company undertakes no obligation to revise these
statements following the date of this press release.</I>
</FONT>


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