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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Interest income:        
Interest and fees on loans $ 20,671 $ 20,332 $ 61,168 $ 60,775
Interest and dividends on investment securities 4,458 4,291 13,903 12,938
Total interest income 25,129 24,623 75,071 73,713
Interest expense:        
Deposits 1,627 1,624 4,729 4,960
Short-term borrowings 244 196 706 539
Total interest expense 1,871 1,820 5,435 5,499
Net interest income 23,258 22,803 69,636 68,214
Provision for loan losses 2,015 2,770 5,879 6,672
Net interest income after provision for loan losses 21,243 20,033 63,757 61,542
Noninterest income:        
Service charges on deposits 2,277 2,728 6,768 7,437
ATM and debit card 1,263 1,283 3,694 3,849
Investment advisory 524 568 1,647 1,917
Company owned life insurance 421 422 1,249 1,275
Insurance income 922 92 979 189
Investments in limited partnerships 187 241 894 538
Loan servicing 120 227 450 452
Net gain on disposal of investment securities 515   1,777 1,224
Net gain (loss) on sale of loans held for sale 76 (101) 231 134
Net gain (loss) on disposal of other assets 72   61 39
Other 884 709 2,445 2,044
Total noninterest income 7,261 6,169 20,195 19,098
Noninterest expense:        
Salaries and employee benefits 9,725 9,473 28,044 28,408
Occupancy and equipment 3,131 2,959 9,505 9,163
Professional services 976 814 3,332 2,844
Computer and data processing 725 689 2,225 2,205
Supplies and postage 507 518 1,554 1,806
FDIC assessments 390 367 1,200 1,092
Advertising and promotions 216 209 609 676
Other 2,285 1,980 6,507 5,861
Total noninterest expense 17,955 17,009 52,976 52,055
Income before income taxes 10,549 9,193 30,976 28,585
Income tax expense 3,365 3,029 9,541 9,422
Net income 7,184 6,164 21,435 19,163
Preferred stock dividends 366 365 1,097 1,100
Net income available to common shareholders $ 6,818 $ 5,799 $ 20,338 $ 18,063
Earnings per common share (Note 3):        
Basic $ 0.49 $ 0.42 $ 1.47 $ 1.32
Diluted $ 0.49 $ 0.42 $ 1.46 $ 1.31
Cash dividends declared per common share $ 0.19 $ 0.19 $ 0.57 $ 0.55
Weighted average common shares outstanding:        
Basic 13,953 13,745 13,840 13,734
Diluted 14,007 13,787 13,890 13,774