<SEC-DOCUMENT>0001299933-14-001790.txt : 20141119
<SEC-HEADER>0001299933-14-001790.hdr.sgml : 20141119
<ACCEPTANCE-DATETIME>20141119170311
ACCESSION NUMBER:		0001299933-14-001790
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20141119
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20141119
DATE AS OF CHANGE:		20141119

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
		CENTRAL INDEX KEY:			0000862831
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				160816610
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26481
		FILM NUMBER:		141236486

	BUSINESS ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
		BUSINESS PHONE:		5857861100

	MAIL ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>htm_50858.htm
<DESCRIPTION>LIVE FILING
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<TITLE> Financial Institutions, Inc. (Form: 8-K) </TITLE>
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		UNITED STATES<BR>
	SECURITIES AND EXCHANGE COMMISSION
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	WASHINGTON, D.C. 20549
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	FORM 8-K
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	CURRENT REPORT
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	Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
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	Date of Report (Date of Earliest Event Reported):
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	November 19, 2014
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	Financial Institutions, Inc.
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<BR>__________________________________________<BR>
	(Exact name of registrant as specified in its charter)
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	New York
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	0-26481
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	16-0816610
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_____________________<BR>
	(State or other jurisdiction
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_____________<BR>
	(Commission
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	(I.R.S. Employer
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	of incorporation)
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	File Number)
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	Identification No.)
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	220 Liberty Street, Warsaw, New York
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	&nbsp;
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	14569
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_________________________________<BR>
	(Address of principal executive offices)
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	&nbsp;
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___________<BR>
	(Zip Code)
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	Registrant&#146;s telephone number, including area code:
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	585-786-1100
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	Not Applicable
<BR>______________________________________________<BR>
	Former name or former address, if changed since last report
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	&nbsp;
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Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:</FONT>
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<P><FONT SIZE="2">
[&nbsp;&nbsp;]&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<br>
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	Item 8.01 Other Events.
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On November 19, 2014, Financial Institutions, Inc. issued a press release announcing the declaration of a cash dividend of $0.20 per common share.  The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stock and $2.12 per share on Series B-1 8.48% Preferred Stock.  All dividends are payable January 2, 2015 to shareholders of record as of December 12, 2014.  A copy of the press release is furnished as Exhibit 99.1 to this Form 8-K.
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	Item 9.01 Financial Statements and Exhibits.
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(d) Exhibits<br><br>    Exhibit 99.1 Press Release issued by Financial Institutions, Inc. on November 19, 2014
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	SIGNATURES
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	Pursuant to the requirements of the Securities Exchange Act of 1934, the
	registrant has duly caused this report to be signed on its behalf by the
	undersigned hereunto duly authorized.
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	Financial Institutions, Inc.
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<I>
	November 19, 2014
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	By:
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<I>
	/s/ Kevin B. Klotzbach
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<I>
	Name: Kevin B. Klotzbach
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<I>
	Title: Executive Vice President, Chief Financial Officer and Treasurer
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	Exhibit&nbsp;Index
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	Exhibit No.
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	Description
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	99.1
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Press Release issued by Financial Institutions, Inc. on November 19, 2014
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    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 28pt"><B>NEWS RELEASE</B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="center"><FONT style="font-size: 28pt"><B>220 Liberty Street</B></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 28pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 11pt"><B><I>For Immediate Release</I></B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="center"><FONT style="font-size: 11pt"><B>Warsaw, NY  14569</B></FONT></TD>
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<P align="center" style="font-size: 11pt"><FONT style="font-size: 12pt"><B>Financial Institutions, Inc. Announces Increase in Quarterly Dividend</B><BR>
<I>Dividend Growth: 50% Quarterly Dividend Increase in Less Than 4 Years</I></FONT>



<P align="left" style="font-size: 12pt"><FONT style="font-size: 11pt"><B>WARSAW, N.Y. &#151; November&nbsp;19, 2014 </B>&#150; Financial Institutions, Inc. (the &#147;Company&#148;) (NASDAQ:
FISI) announced today that its Board of Directors has approved a quarterly cash dividend of $0.20
per outstanding common share, which represents a 5% increase from the most recent quarterly cash
dividend. The Company also announced dividends of $0.75 per share on Series&nbsp;A 3% preferred stock
and $2.12 per share on series B-1 8.48% preferred stock. All dividends are payable January&nbsp;2, 2015
to shareholders of record as of December&nbsp;12, 2014.
</FONT>

<P align="left" style="font-size: 11pt">Martin K. Birmingham, President and Chief Executive Officer, stated, &#147;We are pleased to announce
the Board&#146;s decision to increase the quarterly dividend paid to common shareholders, which
underscores our confidence in the present and future earning power of the Company. This also marks
the 7<sup>th</sup> time in less than four years that we have increased the dividend on our common
shares. With the investments we have been making to expand our services and market presence, the
increased dividend payout reflects our position for continued growth and our commitment to
enhancing total return for our shareholders.&#148;


<P align="left" style="font-size: 11pt"><B>About Financial Institutions, Inc.</B>


<P align="left" style="font-size: 11pt">Financial Institutions, Inc. provides diversified financial services through its subsidiaries, Five
Star Bank and Scott Danahy Naylon. Five Star Bank provides a wide range of consumer and commercial
banking services to individuals, municipalities and businesses through a network of over 50 offices
throughout Western and Central New York State. Scott Danahy Naylon provides a broad range of
insurance services to personal and business clients across 44 states. Financial Institutions, Inc.
and its subsidiaries employ over 625 individuals. The Company&#146;s stock is listed on the Nasdaq
Global Select Market under the symbol FISI and is a member of the NASDAQ OMX ABA Community Bank
Index. Additional information is available at the Company&#146;s website: <U><I>www.fiiwarsaw.com</I></U>.


<P align="left" style="font-size: 11pt"><B>Safe Harbor Statement</B>


<P align="left" style="font-size: 11pt"><I>This news release may contain &#147;forward-looking statements,&#148; within the meaning of federal
securities laws that involve significant risks and uncertainties. Statements herein are based on
certain assumptions and analyses by the Company and are factors it believes are appropriate in the
circumstances. Actual results could differ materially from those contained in or implied by such
statements for a variety of reasons including, but not limited to: changes in interest rates;
changes in accounting principles, policies, or guidelines; changes in the Company&#146;s dividend
policy; significant changes in the economic scenario: significant changes in regulatory
requirements; and significant changes in securities markets. Consequently, all forward-looking
statements made herein are qualified by these cautionary statements and the cautionary language in
the Company&#146;s Annual Report on </I><I>Form 10-K</I><I>, its Quarterly Reports on </I><I>Form 10-Q</I><I> and other documents
filed with the SEC. Except as required by law, the Company undertakes no obligation to revise
these statements following the date of this news release.</I>


<P align="center" style="font-size: 11pt">*****


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    <TD><DIV style="margin-left:10px; text-indent:-10px"><B>For additional information contact:</B></DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Kevin B. Klotzbach</DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Executive VP, Chief Financial Officer &#038; Treasurer</DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Phone: 585.786.1130</DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Email: KBKlotzbach@five-starbank.com</DIV></TD>
</TR>
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    <TD style="border-top: 1px solid #000000"><DIV style="margin-left:10px; text-indent:-10px">&nbsp;</DIV></TD>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
