(8.) DEPOSITS

A summary of deposits as of December 31 are as follows (in thousands):


		2014		2013
Noninterest-bearing demand	$	571,260	$	535,472
Interest-bearing demand		490,190		470,733
Savings and money market		795,835		717,928
Certificates of deposit, due:
Within one year		395,956		448,997
One to two years		122,819		77,219
Two to three years		11,448		23,642
Three to five years		62,991		46,045
Thereafter		28		20
Total certificates of deposit		593,242		595,923
Total deposits	$	2,450,527	$	2,320,056

Certificates of deposit in denominations of $100,000 or more at December 31, 2014 and 2013 amounted to $245.3 million and $226.0 million, respectively.

Interest expense by deposit type for the years ended December 31 is summarized as follows (in thousands):


		2014		2013		2012
Interest-bearing demand	$	607	$	729	$	598
Savings and money market		913		978		998
Certificates of deposit		4,846		4,893		6,866
Total interest expense on deposits	$	6,366	$	6,600	$	8,462