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Loans (Tables) | 3 Months Ended
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Mar. 31, 2015
Loans [Abstract] |
Loan Portfolio |
|  | Principal |  | Net Deferred |  |  |  |
|  | Amount |  | Loan Costs |  |  |  |
|  | Outstanding |  | (Fees) |  |  | Loans, Net |
March 31, 2015 |  |  |  |  |  |  |  |
Commercial business | $ | 277,427 | $ | 37 |  | $ | 277,464 |
Commercial mortgage |  | 480,479 |  | (1,253 | ) |  | 479,226 |
Residential mortgage |  | 97,850 |  | (133 | ) |  | 97,717 |
Home equity |  | 380,070 |  | 6,891 |  |  | 386,961 |
Consumer indirect |  | 637,380 |  | 24,833 |  |  | 662,213 |
Other consumer |  | 19,184 |  | 189 |  |  | 19,373 |
Total | $ | 1,892,390 | $ | 30,564 |  |  | 1,922,954 |
Allowance for loan losses |  |  |  |  |  |  | (27,191 | )
Total loans, net |  |  |  |  |  | $ | 1,895,763 |
December 31, 2014 |  |  |  |  |  |  |  |
Commercial business | $ | 267,377 | $ | 32 |  | $ | 267,409 |
Commercial mortgage |  | 476,407 |  | (1,315 | ) |  | 475,092 |
Residential mortgage |  | 100,241 |  | (140 | ) |  | 100,101 |
Home equity |  | 379,774 |  | 6,841 |  |  | 386,615 |
Consumer indirect |  | 636,357 |  | 25,316 |  |  | 661,673 |
Other consumer |  | 20,915 |  | 197 |  |  | 21,112 |
Total | $ | 1,881,071 | $ | 30,931 |  |  | 1,912,002 |
Allowance for loan losses |  |  |  |  |  |  | (27,637 | )
Total loans, net |  |  |  |  |  | $ | 1,884,365 |
Recorded Investment By Loan Class In Current And Nonaccrual Loans |
|  |  |  |  |  | Greater |  |  |  |  |  |  |  |
|  | 30-59 Days |  | 60-89 Days |  | Than 90 |  | Total Past |  |  |  |  |  | Total
|  | Past Due |  | Past Due |  | Days |  | Due |  | Nonaccrual |  | Current |  | Loans
March 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 801 | $ | - | $ | - | $ | 801 | $ | 4,587 | $ | 272,039 | $ | 277,427
Commercial mortgage |  | 56 |  | 28 |  | - |  | 84 |  | 3,411 |  | 476,984 |  | 480,479
Residential mortgage |  | 314 |  | - |  | - |  | 314 |  | 1,361 |  | 96,175 |  | 97,850
Home equity |  | 577 |  | 100 |  | - |  | 677 |  | 672 |  | 378,721 |  | 380,070
Consumer indirect |  | 1,164 |  | 161 |  | - |  | 1,325 |  | 994 |  | 635,061 |  | 637,380
Other consumer |  | 73 |  | 26 |  | 8 |  | 107 |  | 39 |  | 19,038 |  | 19,184
Total loans, gross | $ | 2,985 | $ | 315 | $ | 8 | $ | 3,308 | $ | 11,064 | $ | 1,878,018 | $ | 1,892,390
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 28 | $ | - | $ | - $ |  | 28 | $ | 4,288 | $ | 263,061 | $ | 267,377
Commercial mortgage |  | 83 |  | - |  | - |  | 83 |  | 3,020 |  | 473,304 |  | 476,407
Residential mortgage |  | 321 |  | - |  | - |  | 321 |  | 1,194 |  | 98,726 |  | 100,241
Home equity |  | 799 |  | 67 |  | - |  | 866 |  | 463 |  | 378,445 |  | 379,774
Consumer indirect |  | 2,429 |  | 402 |  | - |  | 2,831 |  | 1,169 |  | 632,357 |  | 636,357
Other consumer |  | 148 |  | 48 |  | 8 |  | 204 |  | 11 |  | 20,700 |  | 20,915
Total loans, gross | $ | 3,808 | $ | 517 | $ | 8 | $ | 4,333 | $ | 10,145 | $ | 1,866,593 | $ | 1,881,071
Information Related To Loans Modified In A TDR |
|  |  | Pre- |  | Post-
|  |  | Modification |  | Modification
|  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment
March 31, 2015 |  |  |  |  |
Commercial business | - | $ | - | $ | -
Commercial mortgage | 1 |  | 682 |  | 330
Total | 1 | $ | 682 | $ | 330
March 31, 2014 |  |  |  |  |
Commercial business | - | $ | - | $ | -
Commercial mortgage | - |  | - |  | -
Total | - | $ | - | $ | -
Summary Of Impaired Loans |
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment(1) |  | Balance(1) |  | Allowance |  | Investment |  | Recognized
March 31, 2015 |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 1,461 | $ | 2,920 | $ | - | $ | 1,384 | $ | -
Commercial mortgage |  | 1,209 |  | 1,909 |  | - |  | 880 |  | -
|  | 2,670 |  | 4,829 |  | - |  | 2,264 |  | -
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business |  | 3,126 |  | 3,126 |  | 1,120 |  | 2,934 |  | -
Commercial mortgage |  | 2,202 |  | 2,202 |  | 817 |  | 2,214 |  | -
|  | 5,328 |  | 5,328 |  | 1,937 |  | 5,148 |  | -
| $ | 7,998 | $ | 10,157 | $ | 1,937 | $ | 7,412 | $ | -
December 31, 2014 |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 1,408 | $ | 1,741 | $ | - | $ | 1,431 | $ | -
Commercial mortgage |  | 781 |  | 920 |  | - |  | 1,014 |  | -
|  | 2,189 |  | 2,661 |  | - |  | 2,445 |  | -
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business |  | 2,880 |  | 2,880 |  | 1,556 |  | 1,998 |  | -
Commercial mortgage |  | 2,239 |  | 2,239 |  | 911 |  | 1,560 |  | -
|  | 5,119 |  | 5,119 |  | 2,467 |  | 3,558 |  | -
| $ | 7,308 | $ | 7,780 | $ | 2,467 | $ | 6,003 | $ | -
Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification |
|  | Commercial |  | Commercial
|  | Business |  | Mortgage
March 31, 2015 |  |  |  |
Uncriticized | $ | 261,447 | $ | 465,383
Special mention |  | 5,226 |  | 5,598
Substandard |  | 10,754 |  | 9,498
Doubtful |  | - |  | -
Total | $ | 277,427 | $ | 480,479
December 31, 2014 |  |  |  |
Uncriticized | $ | 250,961 | $ | 460,880
Special mention |  | 5,530 |  | 5,411
Substandard |  | 10,886 |  | 10,116
Doubtful |  | - |  | -
Total | $ | 267,377 | $ | 476,407
Retail Loan Portfolio Categorized By Payment Status |
|  | Residential |  | Home |  | Consumer |  | Other
|  | Mortgage |  | Equity |  | Indirect |  | Consumer
March 31, 2015 |  |  |  |  |  |  |  |
Performing | $ | 96,489 | $ | 379,398 | $ | 636,386 | $ | 19,137
Non-performing |  | 1,361 |  | 672 |  | 994 |  | 47
Total | $ | 97,850 | $ | 380,070 | $ | 637,380 | $ | 19,184
December 31, 2014 |  |  |  |  |  |  |  |
Performing | $ | 99,047 | $ | 379,311 | $ | 635,188 | $ | 20,896
Non-performing |  | 1,194 |  | 463 |  | 1,169 |  | 19
Total | $ | 100,241 | $ | 379,774 | $ | 636,357 | $ | 20,915
Changes In The Allowance For Loan Losses |
|  | Commercial |  | Commercial |  | Residential |  | Home |  | Consumer |  | Other |  |
|  | Business |  | Mortgage |  | Mortgage |  | Equity |  | Indirect |  | Consumer |  | Total
March 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 5,621 | $ | 8,122 | $ | 570 | $ | 1,485 | $ | 11,383 | $ | 456 | $ | 27,637
Charge-offs |  | 1,141 |  | 609 |  | 55 |  | 84 |  | 2,422 |  | 259 |  | 4,570
Recoveries |  | 48 |  | 89 |  | 33 |  | 10 |  | 1,105 |  | 98 |  | 1,383
Provision |  | 867 |  | 554 |  | 10 |  | 19 |  | 1,139 |  | 152 |  | 2,741
Ending balance | $ | 5,395 | $ | 8,156 | $ | 558 | $ | 1,430 | $ | 11,205 | $ | 447 | $ | 27,191
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 1,120 | $ | 817 | $ | - | $ | - | $ | - | $ | - | $ | 1,937
Collectively | $ | 4,275 | $ | 7,339 | $ | 558 | $ | 1,430 | $ | 11,205 | $ | 447 | $ | 25,254
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 277,427 | $ | 480,479 | $ | 97,850 | $ | 380,070 | $ | 637,380 | $ | 19,184 | $ | 1,892,390
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 4,587 | $ | 3,411 | $ | - | $ | - | $ | - | $ | - | $ | 7,998
Collectively | $ | 272,840 | $ | 477,068 | $ | 97,850 | $ | 380,070 | $ | 637,380 | $ | 19,184 | $ | 1,884,392
March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 4,273 | $ | 7,743 | $ | 676 | $ | 1,367 | $ | 12,230 | $ | 447 | $ | 26,736
Charge-offs |  | 68 |  | - |  | 78 |  | 106 |  | 2,455 |  | 269 |  | 2,976
Recoveries |  | 29 |  | 7 |  | 21 |  | 11 |  | 1,105 |  | 113 |  | 1,286
Provision |  | 455 |  | 230 |  | 53 |  | 99 |  | 1,104 |  | 165 |  | 2,106
Ending balance | $ | 4,689 | $ | 7,980 | $ | 672 | $ | 1,371 | $ | 11,984 | $ | 456 | $ | 27,152
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 397 | $ | 926 | $ | - | $ | - | $ | - | $ | - | $ | 1,323
Collectively | $ | 4,292 | $ | 7,054 | $ | 672 | $ | 1,371 | $ | 11,984 | $ | 456 | $ | 25,829
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 268,308 | $ | 469,725 | $ | 110,290 | $ | 326,744 | $ | 620,916 | $ | 21,488 | $ | 1,817,471
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 3,706 | $ | 9,545 | $ | - | $ | - | $ | - | $ | - | $ | 13,251
Collectively | $ | 264,602 | $ | 460,180 | $ | 110,290 | $ | 326,744 | $ | 620,916 | $ | 21,488 | $ | 1,804,220

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