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Segment Reporting | 3 Months Ended
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Mar. 31, 2015
Segment Reporting [Abstract] |
Segment Reporting | (13.) SEGMENT REPORTING The Company has two reportable operating segments, banking and insurance, which are delineated by the consolidated subsidiaries of Financial Institutions, Inc. The banking segment includes all of the Company's retail and commercial banking operations. The insurance segment includes the activities of SDN, a full service insurance agency that provides a broad range of insurance services to both personal and business clients. The Company operated as one business segment until the acquisition of SDN on August 1, 2014, at which time the new "Insurance" segment was created for financial reporting purposes. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate balances and transactions between segments. The following tables present information regarding our business segments as of and for the periods indicated (in thousands).
|  |  |  |  | Holding |  |  |
|  |  |  |  | Company and |  |  | Consolidated
|  | Banking |  | Insurance | Other |  |  | Totals
March 31, 2015 |  |  |  |  |  |  |  |  |
Goodwill | $ | 48,536 | $ | 12,617 | $ | - |  | $ | 61,153
Other intangible assets, net |  | 1,047 |  | 6,196 |  | - |  |  | 7,243
Total assets (1) |  | 3,176,432 |  | 20,677 |  | (32 | ) |  | 3,197,077
December 31, 2014 |  |  |  |  |  |  |  |  |
Goodwill | $ | 48,536 | $ | 12,617 | $ | - |  | $ | 61,153
Other intangible assets, net |  | 1,125 |  | 6,361 |  | - |  |  | 7,486
Total assets |  | 3,065,109 |  | 20,368 | 4,044 |  |  | 3,089,521
(1) | The negative balance for total assets in the "Holding Company and Other" column results from the elimination of holding company cash held in deposit accounts at the Bank and other reclassifications.
- 28 - (13.) SEGMENT REPORTING (Continued)
|  | Three months ended March 31, 2015 |
|  |  |  |  |  |  | Holding |  |  |  |
|  |  |  |  |  |  | Company and |  |  | Consolidated |
|  | Banking |  |  | Insurance |  | Other |  |  | Totals |
Net interest income | $ | 23,147 |  | $ | - |  | $ | - |  | $ | 23,147 |
Provision for loan losses |  | (2,741 | ) |  | - |  |  | - |  |  | (2,741 | )
Noninterest income |  | 6,831 |  |  | 1,593 |  |  | (127 | ) |  | 8,297 |
Noninterest expense |  | (17,279 | ) |  | (1,187 | ) |  | (545 | ) |  | (19,011 | )
Income (loss) before income taxes |  | 9,958 |  |  | 406 |  |  | (672 | ) |  | 9,692 |
Income tax (expense) benefit |  | (2,949 | ) |  | (159 | ) |  | 217 |  |  | (2,891 | )
Net income (loss) | $ | 7,009 |  | $ | 247 |  | $ | (455 | ) | $ | 6,801 |

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- Definition The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8864-108599 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8933-108599 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 26 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8844-108599 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8538-108599 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8380-108599 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8981-108599 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 35 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8984-108599 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 41 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9038-108599 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8906-108599 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 42 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9054-108599 Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 31 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8924-108599 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 40 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9031-108599 Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8971-108599 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8595-108599 + Details
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