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Segment Reporting
 3 Months Ended
Mar. 31, 2015
Segment Reporting [Abstract]  
Segment Reporting

(13.) SEGMENT REPORTING

The Company has two reportable operating segments, banking and insurance, which are delineated by the consolidated subsidiaries of Financial Institutions, Inc. The banking segment includes all of the Company's retail and commercial banking operations. The insurance segment includes the activities of SDN, a full service insurance agency that provides a broad range of insurance services to both personal and business clients. The Company operated as one business segment until the acquisition of SDN on August 1, 2014, at which time the new "Insurance" segment was created for financial reporting purposes. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate balances and transactions between segments.

The following tables present information regarding our business segments as of and for the periods indicated (in thousands).

          Holding      
          Company and     Consolidated
    Banking   Insurance Other     Totals
March 31, 2015                  
Goodwill $ 48,536 $ 12,617 $ -   $ 61,153
Other intangible assets, net   1,047   6,196   -     7,243
Total assets (1)   3,176,432   20,677   (32 )   3,197,077
 
December 31, 2014                  
Goodwill $ 48,536 $ 12,617 $ -   $ 61,153
Other intangible assets, net   1,125   6,361   -     7,486
Total assets   3,065,109   20,368 4,044     3,089,521

 

(1)      The negative balance for total assets in the "Holding Company and Other" column results from the elimination of holding company cash held in deposit accounts at the Bank and other reclassifications.

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(13.) SEGMENT REPORTING (Continued)

    Three months ended March 31, 2015  
              Holding        
              Company and     Consolidated  
    Banking     Insurance   Other     Totals  
Net interest income $ 23,147   $ -   $ -   $ 23,147  
Provision for loan losses   (2,741 )   -     -     (2,741 )
Noninterest income   6,831     1,593     (127 )   8,297  
Noninterest expense   (17,279 )   (1,187 )   (545 )   (19,011 )
Income (loss) before income taxes   9,958     406     (672 )   9,692  
Income tax (expense) benefit   (2,949 )   (159 )   217     (2,891 )
Net income (loss) $ 7,009   $ 247   $ (455 ) $ 6,801