<SEC-DOCUMENT>0001193125-15-278177.txt : 20150805
<SEC-HEADER>0001193125-15-278177.hdr.sgml : 20150805
<ACCEPTANCE-DATETIME>20150805121825
ACCESSION NUMBER:		0001193125-15-278177
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		18
CONFORMED PERIOD OF REPORT:	20150630
FILED AS OF DATE:		20150805
DATE AS OF CHANGE:		20150805

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
		CENTRAL INDEX KEY:			0000862831
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				160816610
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26481
		FILM NUMBER:		151028170

	BUSINESS ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
		BUSINESS PHONE:		5857861100

	MAIL ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>d44549d10q.htm
<DESCRIPTION>FORM 10-Q
<TEXT>
<HTML><HEAD>
<TITLE>Form 10-Q</TITLE>
</HEAD>
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<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>Form 10-Q
</B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(Mark One) </B></P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B><FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT><B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"><B>QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 </B></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the quarterly period ended June&nbsp;30, 2015 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>or </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT><B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"><B>TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 </B></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the transition period from
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U> to
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Commission File Number: 000-26481 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g44549g88h37.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact name of registrant as specified in its charter) </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


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<TD WIDTH="48%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>NEW YORK</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>16-0816610</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(State or other jurisdiction of</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>incorporation or organization)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(I.R.S. Employer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Identification No.)</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>220 LIBERTY STREET, WARSAW, NEW YORK</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>14569</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"><B>(Address of principal executive offices)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>(Zip Code)</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Registrant&#146;s telephone number, including area code: (585) 786-1100 </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant (1)&nbsp;has filed all reports required to be filed by Section&nbsp;13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2)&nbsp;has been subject to such filing requirements for the past 90 days.&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;<FONT
STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark
whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the
preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;<FONT
STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a
non-accelerated filer, or a smaller reporting company. See the definitions of &#147;large accelerated filer,&#148; &#147;accelerated filer&#148; and &#147;smaller reporting company&#148; in
<FONT STYLE="white-space:nowrap">Rule&nbsp;12b-2&nbsp;of</FONT> the Exchange Act. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


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<TD WIDTH="60%"></TD>
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<TD WIDTH="20%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Large&nbsp;accelerated&nbsp;filer</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Accelerated&nbsp;filer</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">Non-accelerated filer</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT>&nbsp;&nbsp;(Do not check if a smaller company)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Smaller&nbsp;reporting&nbsp;company</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange
Act).&nbsp;&nbsp;&nbsp;&nbsp;Yes&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;No&nbsp;&nbsp;<FONT STYLE="FONT-FAMILY:WINGDINGS">&#120;</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The registrant had 14,184,235 shares of Common Stock, $0.01 par value, outstanding as of July&nbsp;31, 2015. </P>
<P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Form 10-Q </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the
Quarterly Period Ended June&nbsp;30, 2015 </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="toc"></A>TABLE OF CONTENTS </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR>
<TD WIDTH="7%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>PAGE</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>PART&nbsp;I.</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#tx44549_1">FINANCIAL INFORMATION</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ITEM&nbsp;1.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_2">Financial Statements</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_3">Consolidated Statements of Financial Condition - at June 30, 2015 (Unaudited) and December 31,
2014</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_4">Consolidated Statements of Income (Unaudited) - Three and six months ended June 30, 2015 and 2014</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx44549_5">Consolidated Statements of Comprehensive Income (Unaudited) - Three and six months ended June 30, 2015 and 2014</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><A HREF="#tx44549_6">Consolidated Statements of Changes in Shareholders&#146; Equity (Unaudited) - Six months ended June 30, 2015 and 2014</A></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_7">Consolidated Statements of Cash Flows (Unaudited) - Six months ended June 30, 2015 and 2014</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_8">Notes to Consolidated Financial Statements (Unaudited)</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ITEM&nbsp;2.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_9">Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ITEM&nbsp;3.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_10">Quantitative and Qualitative Disclosures About Market Risk</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ITEM&nbsp;4.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_11">Controls and Procedures</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>PART&nbsp;II.</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#tx44549_12">OTHER INFORMATION</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ITEM&nbsp;1.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_13">Legal Proceedings</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ITEM&nbsp;1A.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_14">Risk Factors</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ITEM&nbsp;2.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_15">Unregistered Sales of Equity Securities and Use of Proceeds</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ITEM&nbsp;6.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_16">Exhibits</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx44549_17">Signatures</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 2 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>PA<A NAME="tx44549_1"></A>RT I. FINANCIAL INFORMATION </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B><A NAME="tx44549_2"></A>ITEM&nbsp;1.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Financial Statements </B></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCI<A NAME="tx44549_3"></A>AL INSTITUTIONS, INC. AND
SUBSIDIARIES </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Consolidated Statements of Financial Condition </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="82%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP><B><I>(Dollars in thousands, except share and per share data)</I></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>December&nbsp;31,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(Unaudited)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>ASSETS</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash and cash equivalents</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">52,554</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">58,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities available for sale, at fair value</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">772,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">622,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities held to maturity, at amortized cost (fair value of $324,873 and $298,695, respectively)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">320,820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">294,438</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans (net of allowance for loan losses of $27,500 and $27,637, respectively)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,981,773</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,884,365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Company owned life insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61,998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61,004</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Premises and equipment, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37,110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36,394</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Goodwill and other intangible assets, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68,158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63,959</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,359,459</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,089,521</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>LIABILITIES AND SHAREHOLDERS&#146; EQUITY</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="top"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deposits:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest-bearing demand</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">602,143</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">571,260</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest-bearing demand</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">530,861</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">490,190</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Savings and money market</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">910,215</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">795,835</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Certificates of deposit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">613,019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">593,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,656,238</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,450,527</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">334,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Long-term borrowings, net of issuance costs of $1,045</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,658</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,075,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,809,989</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shareholders&#146; equity:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Series A 3% preferred stock, $100 par value; 1,533 shares authorized and 1,492 shares issued and outstanding</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Series B-1 8.48% preferred stock, $100 par value; 200,000 shares authorized and 171,906 shares issued and outstanding</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total preferred equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,340</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,340</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common stock, $0.01 par value; 50,000,000 shares authorized and 14,397,509 shares issued and outstanding</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">144</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">144</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Additional paid-in capital</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">72,279</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">72,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Retained earnings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">210,337</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">203,312</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Accumulated other comprehensive loss</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11,682</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9,011</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Treasury stock, at cost &#150; 213,374 and 279,461 shares, respectively</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,983</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,208</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284,435</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">279,532</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total liabilities and shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,359,459</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,089,521</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">See accompanying notes to the consolidated financial statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 3 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx44549_4"></A>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Consolidated Statements of Income (Unaudited) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" NOWRAP><B><I>(In thousands, except per share amounts)</I></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six months ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest income:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest and fees on loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,446</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,230</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">40,583</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">40,497</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest and dividends on investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,513</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,653</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,373</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,445</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25,959</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,883</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50,956</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49,942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest expense:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,827</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,447</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,102</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">213</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">203</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">443</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">462</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Long-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,780</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,405</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,564</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23,404</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23,103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46,551</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46,378</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,288</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,758</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,029</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,864</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest income after provision for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,345</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,522</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest income:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Service charges on deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,964</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,843</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,491</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Insurance income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,057</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,665</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ATM and debit card</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,476</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,431</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investment advisory</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">541</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,028</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Company owned life insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">425</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">828</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investments in limited partnerships</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">707</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loan servicing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">176</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">263</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">330</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net gain on sale of loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">108</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">155</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net gain on disposal of investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">949</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,062</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net gain (loss) on disposal of other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">797</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,798</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total noninterest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,455</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,934</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest expense:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Salaries and employee benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,606</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,063</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,829</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,319</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Occupancy and equipment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,074</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,374</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Professional services</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">866</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,384</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,834</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,356</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Computer and data processing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">777</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,512</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Supplies and postage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">508</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">535</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,071</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,047</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">FDIC assessments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">415</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">388</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">833</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Advertising and promotions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">238</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">477</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">393</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,418</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,308</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,617</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total noninterest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,236</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,247</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35,021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income before income taxes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,427</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income tax expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,082</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,641</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,176</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,032</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Preferred stock dividends</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">366</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">731</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">731</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income available to common shareholders</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,219</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,667</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,655</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,520</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Earnings per common share (Note 3):</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Basic</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.90</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Diluted</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.90</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash dividends declared per common share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Weighted average common shares outstanding:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Basic</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,078</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,071</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,782</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Diluted</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,831</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">See accompanying notes to the consolidated financial statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 4 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx44549_5"></A>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Consolidated Statements of Comprehensive Income (Unaudited) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" NOWRAP><B><I>(Dollars in thousands)</I></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three&nbsp;months&nbsp;ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six&nbsp;months&nbsp;ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,032</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other comprehensive income (loss), net of tax:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net unrealized (losses) gains on securities available for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6,207</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,684</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,946</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,428</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Pension and post-retirement obligations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">275</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total other comprehensive income (loss), net of tax</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6,067</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,704</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,671</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Comprehensive income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">518</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,736</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,715</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,718</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">See accompanying notes to the consolidated financial statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 5 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITU<A NAME="tx44549_6"></A>TIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Consolidated Statements of Changes in Shareholders&#146; Equity (Unaudited) </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Six months ended June&nbsp;30, 2015 and 2014 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman"><B><I>(Dollars in thousands,</I></B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman"><B><I>except per share data)</I></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Preferred<BR>Equity</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Common<BR>Stock</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Additional<BR>Paid-in<BR>Capital</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Retained<BR>Earnings</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Accumulated<BR>Other<BR>Comprehensive<BR>Loss</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Treasury<BR>Stock</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total<BR>Shareholders&#146;<BR>Equity</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Balance at January&nbsp;1, 2014</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17,342</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>142</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>67,574</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>186,137</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(10,187</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(6,169</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>254,839</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Comprehensive income:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other comprehensive income, net of tax</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchases of common stock for treasury</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(195</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(195</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Repurchase of Series B-1 8.48% preferred stock</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Share-based compensation plans:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Share-based compensation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">305</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">305</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock options exercised</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">133</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Restricted stock awards issued, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(655</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">655</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash dividends declared:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Series A 3% Preferred-$1.50 per share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Series B-1 8.48% Preferred-$4.24 per share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(729</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(729</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common-$0.38 per share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,239</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,239</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Balance at June&nbsp;30, 2014</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17,340</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>142</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>67,223</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>194,418</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(3,720</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(5,576</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>269,827</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Balance at January&nbsp;1, 2015</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17,340</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>144</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>72,955</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>203,312</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(9,011</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(5,208</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>279,532</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Comprehensive income:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other comprehensive income, net of tax</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,671</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,671</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchases of common stock for treasury</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(41</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(41</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Share-based compensation plans:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Share-based compensation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">370</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">370</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock options exercised</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Restricted stock awards issued, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,060</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,060</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Excess tax benefit on share-based compensation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock awards</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash dividends declared:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Series A 3% Preferred-$1.50 per share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Series B-1 8.48% Preferred-$4.24 per share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(729</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(729</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common-$0.40 per share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,630</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,630</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Balance at June&nbsp;30, 2015</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17,340</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>144</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>72,279</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>210,337</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(11,682</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>(3,983</B></TD>
<TD NOWRAP VALIGN="bottom"><B>)&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>$</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>284,435</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">See accompanying notes to the consolidated financial statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 6 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx44549_7"></A>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Consolidated Statements of Cash Flows (Unaudited) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP><B><I>(Dollars in thousands)</I></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><B>Six months ended</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash flows from operating activities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,251</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Adjustments to reconcile net income to net cash provided by operating activities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Depreciation and amortization</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,671</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,061</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net amortization of premiums on securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,547</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,582</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,029</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,864</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Share-based compensation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">370</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">305</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deferred income tax expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">202</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,066</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from sale of loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,705</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Originations of loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6,906</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,223</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Increase in company owned life insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(960</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(828</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net gain on sale of loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(108</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(155</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net gain on disposal of investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,062</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,262</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net (gain) loss on sale and disposal of other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(20</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Decrease in other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,009</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">288</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Increase (decrease) in other liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(249</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net cash provided by operating activities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22,299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23,416</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash flows from investing activities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchases of available for sale securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(241,906</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(125,419</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchases of held to maturity securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(39,570</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(28,594</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from principal payments, maturities and calls on available for sale securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57,787</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83,904</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from principal payments, maturities and calls on held to maturity securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,394</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,491</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from sales of securities available for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,508</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61,428</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net loan originations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(101,567</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(65,937</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchases of company owned life insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(34</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(34</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from sales of other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">167</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">623</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchases of premises and equipment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,891</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,371</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net cash used in investing activities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(282,112</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(59,909</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash flows from financing activities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net increase in deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">205,711</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">130,022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net increase (decrease) in short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,796</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(82,359</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Issuance of long-term debt</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Debt issuance costs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,060</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Repurchase of preferred stock</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purchase of common stock for treasury</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(41</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(195</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from stock options exercised</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Excess tax benefit on share-based compensation, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash dividends paid to common and preferred shareholders</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6,356</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,965</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net cash provided by financing activities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">254,216</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41,633</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net (decrease) increase in cash and cash equivalents</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,597</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,140</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash and cash equivalents, beginning of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59,692</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash and cash equivalents, end of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">52,554</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">64,832</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Supplemental information:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash paid for interest</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,313</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash paid for income taxes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,539</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,313</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noncash investing and financing activities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Real estate and other assets acquired in settlement of loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">311</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Accrued and declared unpaid dividends</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,182</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,986</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Increase in net unsettled security purchases</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,260</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans transferred from held for sale to held for investment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">853</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">See accompanying notes to the consolidated financial statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 7 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx44549_8"></A>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(1.) BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Nature of Operations </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Institutions, Inc., (the
&#147;Parent&#148; or the &#147;Company&#148;) is a financial holding company organized in 1931 under the laws of New York State. The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and
businesses in Western and Central New York through its wholly-owned New York chartered banking subsidiary, Five Star Bank (the &#147;Bank&#148;). The Company has also expanded its indirect lending network to include relationships with franchised
automobile dealers in the Capital District of New York and Northern Pennsylvania. On August&nbsp;1, 2014, the Company acquired Scott Danahy Naylon Co., Inc., a full service insurance agency located in Amherst, New York. The Company provides
insurance and risk consulting services through its wholly-owned insurance subsidiary, Scott Danahy Naylon, LLC (&#147;SDN&#148;). </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Basis of
Presentation </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The consolidated financial statements include the accounts of Financial Institutions, Inc. and its subsidiaries. All significant
intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles (&#147;GAAP&#148;). Certain information and footnote disclosures normally
included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to applicable rules and regulations of the Securities and Exchange Commission. However, in the opinion of management, the accompanying
consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders&#146; equity
and cash flows for the periods indicated, and contain adequate disclosure to make the information presented not misleading. Prior years&#146; consolidated financial statements are re-classified whenever necessary to conform to the current
year&#146;s presentation. These consolidated financial statements should be read in conjunction with the Company&#146;s 2014 Annual Report on Form 10-K for the year ended December&nbsp;31, 2014. The results of operations for any interim periods are
not necessarily indicative of the results which may be expected for the entire year. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Subsequent Events </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company has evaluated events and transactions for potential recognition or disclosure through the day the financial statements were issued and determined
that there were no subsequent events. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Use of Estimates </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in
the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for loan losses, the carrying value of goodwill and deferred tax assets, the valuation
and other than temporary impairment (&#147;OTTI&#148;) considerations related to the securities portfolio, and assumptions used in the defined benefit pension plan accounting. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Recent Accounting Pronouncements </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In May 2014, the
Financial Accounting Standards Board issued Accounting Standards Update (&#147;ASU&#148;) No.&nbsp;2014-09, <I>Revenue from Contracts with Customers (Topic 606).</I> ASU 2014-09 implements a common revenue standard that clarifies the principles for
recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be
entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (i)&nbsp;identify the contract(s) with a customer, (ii)&nbsp;identify the performance obligations in the contract,
(iii)&nbsp;determine the transaction price, (iv)&nbsp;allocate the transaction price to the performance obligations in the contract and (v)&nbsp;recognize revenue when (or as) the entity satisfies a performance obligation. The effective date was
recently deferred for one year to the interim and annual periods beginning on or after December&nbsp;15, 2017. Early adoption is permitted as of the original effective date &#150; interim and annual periods beginning on or after December&nbsp;15,
2016. The Company is evaluating the potential impact of ASU 2014-09 on the Company&#146;s financial statements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In June 2014, the FASB issued ASU
2014-12, <I>Compensation&#151;Stock Compensation (Topic 718)</I>. The pronouncement was issued to clarify the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite
service period. ASU 2014-12 will be effective for the Company beginning January&nbsp;1, 2016, though early adoption is permitted. The adoption of ASU 2014-12 is not expected to have a significant impact on the Company&#146;s financial statements.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 8 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(1.) BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In January 2015, the FASB issued ASU 2015-01, <I>Income Statement - Extraordinary and Unusual Items (Subtopic
225-20) &#150; Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items</I>. ASU 2015-01 eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate
extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 will be effective for the
Company beginning January&nbsp;1, 2016, though early adoption is permitted. ASU 2015-01 is not expected to have a significant impact on the Company&#146;s financial statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In April 2015, the FASB issued ASU 2015-03, <I>Simplifying the Presentation of Debt Issuance Costs</I>. Under ASU 2015-03 the Company will present debt
issuance costs in the balance sheet as a reduction from the related debt liability rather than as an asset. Amortization of such costs will continue to be reported as interest expense. ASU 2015-03 will be effective for the Company beginning
January&nbsp;1, 2016, though early adoption is permitted. Retrospective adoption is required. The Company early adopted this standard during the quarter ended June&nbsp;30, 2015, concurrent with the issuance of the Subordinated Notes described in
Note 7. Unamortized debt issuance costs of $1.0 million are included in the net balance of long-term borrowings reported on the Consolidated Statements of Financial Condition. Retrospective application of this standard did not impact previously
issued financial statements. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(2.) BUSINESS COMBINATIONS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>SDN Acquisition </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On August&nbsp;1, 2014, the
Company completed the acquisition of Scott Danahy Naylon Co., Inc., a full service insurance agency located in Amherst, New York. Consideration for the acquisition included both cash and stock totaling $16.9 million, including up to
$3.4&nbsp;million of future payments, contingent upon SDN meeting certain revenue targets through 2017. The estimated fair value of the contingent consideration at the date of acquisition was $3.2 million, which was estimated using a
probability-weighted discounted cash flow model. As a result of the acquisition, the Company recorded goodwill of $12.6 million and other intangible assets of $6.6&nbsp;million. The goodwill is not expected to be deductible for income tax purposes.
Pro forma results of operations for this acquisition have not been presented because the effect of this acquisition was not material to the Company&#146;s consolidated financial statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This acquisition was accounted for under the acquisition method in accordance with FASB ASC Topic 805. Accordingly, the assets and liabilities, both tangible
and intangible, were recorded at their estimated fair values as of the acquisition date. The following table summarizes the consideration paid for Scott Danahy Naylon Co., Inc. and the amounts of the assets acquired and liabilities assumed. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="88%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consideration paid:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Contingent consideration</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,227</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Fair value of total consideration transferred</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,727</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Fair value of assets acquired:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">105</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Identified intangible assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,640</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Premises and equipment, accounts receivable and other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,094</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total identifiable assets acquired</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,839</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Fair value of liabilities assumed:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deferred tax liability</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,556</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total liabilities assumed</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,729</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Fair value of net assets acquired</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Goodwill resulting from acquisition</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,617</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 9 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(3.) EARNINGS PER COMMON SHARE (&#147;EPS&#148;) </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS (in thousands, except per share amounts).
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six months ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income available to common shareholders</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,219</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,667</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,655</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,520</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Weighted average common shares outstanding:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total shares issued</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,162</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,162</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Unvested restricted stock awards</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(67</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(87</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(65</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Treasury shares</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(220</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(304</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(240</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(315</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total basic weighted average common shares outstanding</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,078</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,071</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,782</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Incremental shares from assumed:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exercise of stock options</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Vesting of restricted stock awards</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total diluted weighted average common shares outstanding</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,831</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Basic earnings per common share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.90</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Diluted earnings per common share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.90</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="16">For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive:</TD>
<TD VALIGN="top">&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock options</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Restricted stock awards</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">3</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">2</P></TD>
<TD NOWRAP VALIGN="bottom"> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 10 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(4.) INVESTMENT SECURITIES </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The amortized cost and fair value of investment securities are summarized below (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amortized<BR>Cost</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Unrealized<BR>Gains</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Unrealized<BR>Losses</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Fair</B><br><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities available for sale:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Government agencies and government sponsored enterprises</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">271,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">777</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,474</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">270,077</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">227,129</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,933</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">226,755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal Home Loan Mortgage Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,840</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">501</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,137</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,728</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45,532</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collateralized mortgage obligations:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83,447</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">82,829</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal Home Loan Mortgage Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95,268</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">186</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">92,702</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23,828</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">470</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Privately issued</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total collateralized mortgage obligations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">202,543</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,293</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,923</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200,913</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">502,316</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,455</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,434</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">502,337</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total available for sale securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">774,090</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,457</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,908</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">772,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities held to maturity:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">State and political subdivisions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">289,713</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,790</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">451</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">294,052</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,280</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,827</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,621</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31,107</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">297</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,821</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total held to maturity securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">320,820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,801</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">748</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">324,873</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December&nbsp;31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities available for sale:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Government agencies and government sponsored enterprises</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">975</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160,475</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">184,857</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,344</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,264</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">185,937</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal Home Loan Mortgage Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,478</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">799</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,270</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,022</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50,822</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collateralized mortgage obligations:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76,247</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">489</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">944</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">75,792</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal Home Loan Mortgage Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">89,623</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">199</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">87,237</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,954</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">598</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,512</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Privately issued</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,218</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,218</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total collateralized mortgage obligations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">195,824</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,504</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194,759</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">458,959</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,669</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,840</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">461,788</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total available for sale securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">619,293</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,016</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,815</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">622,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities held to maturity:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">State and political subdivisions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">277,273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">120</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">281,384</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,279</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,303</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,886</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,008</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">146</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,311</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total held to maturity securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">294,438</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,377</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">120</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">298,695</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Investment securities with a total fair value of $846.9 million at June&nbsp;30, 2015 were pledged as collateral to secure
public deposits and for other purposes required or permitted by law. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 11 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(4.) INVESTMENT SECURITIES (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Sales and calls of securities available for sale were as follows (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><B>Three&nbsp;months&nbsp;ended</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><B>Six months ended</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proceeds from sales</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">41,958</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">29,508</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">61,428</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Gross realized gains</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">949</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,073</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Gross realized losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The scheduled maturities of securities available for sale and securities held to maturity at June&nbsp;30, 2015 are shown
below (in thousands). Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="78%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amortized</B><br><B>Cost</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Fair</B><br><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Debt securities available for sale:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Due in one year or less</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">30,008</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">30,008</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Due from one to five years</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">166,519</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">166,266</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Due after five years through ten years</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">328,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">328,993</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Due after ten years</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">248,755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">247,372</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">774,090</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">772,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Debt securities held to maturity:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Due in one year or less</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,064</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Due from one to five years</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">161,041</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">164,083</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Due after five years through ten years</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">107,099</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">108,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Due after ten years</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,616</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,373</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">320,820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">324,873</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and
length of time that individual securities have been in a continuous unrealized loss position, were as follows (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Less than 12 months</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>12 months or longer</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Unrealized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Unrealized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Unrealized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Losses</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Losses</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Losses</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities available for sale:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Government agencies and government sponsored enterprises</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">162,940</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,110</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,637</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">364</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">187,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,474</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">93,817</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,779</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,433</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">528</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">128,250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,307</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal Home Loan Mortgage Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,005</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,005</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collateralized mortgage obligations:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,181</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">271</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,886</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">861</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44,067</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,132</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal Home Loan Mortgage Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,765</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">484</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61,553</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,268</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83,318</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total collateralized mortgage obligations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45,946</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83,745</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,168</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">129,691</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,923</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">145,768</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,738</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">118,178</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,696</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">263,946</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,434</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total available for sale securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">308,708</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,848</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">142,815</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,060</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">451,523</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,908</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities held to maturity:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">State and political subdivisions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35,997</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">451</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35,997</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">451</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,724</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,724</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,328</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,328</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total held to maturity securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57,049</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">748</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57,049</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">748</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total temporarily impaired securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">365,757</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,596</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">142,815</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,060</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">508,572</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,656</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 12 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(4.) INVESTMENT SECURITIES (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Less than 12 months</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>12 months or longer</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Unrealized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Unrealized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Unrealized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Losses</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Losses</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Losses</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U><B>December&nbsp;31, 2014</B></U></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities available for sale:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Government agencies and government sponsored enterprises</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">34,995</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">41,070</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">898</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">76,065</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">975</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">62,592</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,256</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">64,834</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,264</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal Home Loan Mortgage Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,387</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,387</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collateralized mortgage obligations:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,228</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25,644</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">920</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36,872</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">944</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal Home Loan Mortgage Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76,126</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76,126</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Government National Mortgage Association</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,510</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,510</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total collateralized mortgage obligations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,228</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">104,280</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,545</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">115,508</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,857</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">166,872</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,801</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">183,729</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,840</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:9.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total available for sale securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51,852</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">207,942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">259,794</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,815</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities held to maturity:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">State and political subdivisions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,036</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">120</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,036</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">120</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total temporarily impaired securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">69,888</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">236</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">207,942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">277,830</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,935</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The total number of security positions in the investment portfolio in an unrealized loss position at June&nbsp;30, 2015 was
243 compared to 122 at December&nbsp;31, 2014. At June&nbsp;30, 2015, the Company had positions in 32 investment securities with a fair value of $142.8&nbsp;million and a total unrealized loss of $4.1 million that have been in a continuous
unrealized loss position for more than 12 months. At June&nbsp;30, 2015, there were a total of 211 securities positions in the Company&#146;s investment portfolio with a fair value of $365.8 million and a total unrealized loss of $5.6 million that
had been in a continuous unrealized loss position for less than 12 months. At December&nbsp;31, 2014, the Company had positions in 51 investment securities with a fair value of $207.9 million and a total unrealized loss of $5.7 million that have
been in a continuous unrealized loss position for more than 12 months. At December&nbsp;31, 2014, there were a total of 71 securities positions in the Company&#146;s investment portfolio with a fair value of $69.9 million and a total unrealized loss
of $236 thousand that had been in a continuous unrealized loss position for less than 12 months. The unrealized loss on investment securities was predominantly caused by changes in market interest rates subsequent to purchase. The fair value of most
of the investment securities in the Company&#146;s portfolio fluctuates as market interest rates change. The Company reviews investment securities on an ongoing basis for the presence of OTTI with formal reviews performed quarterly. When evaluating
debt securities for OTTI, management considers many factors, including: (1)&nbsp;the length of time and the extent to which the fair value has been less than cost, (2)&nbsp;the financial condition and near-term prospects of the issuer,
(3)&nbsp;whether the market decline was affected by macroeconomic conditions, and (4)&nbsp;whether the Company has the intention to sell the debt security or whether it is more likely than not that it will be required to sell the debt security
before its anticipated recovery. The assessment of whether OTTI exists involves a high degree of subjectivity and judgment and is based on the information then available to management. There was no impairment recorded during the six months ended
June&nbsp;30, 2015 and 2014. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Based on management&#146;s review and evaluation of the Company&#146;s debt securities as of June&nbsp;30, 2015, the debt
securities with unrealized losses were not considered to be OTTI. As of June&nbsp;30, 2015, the Company did not intend to sell any of the securities in a loss position and believes that it is not likely that it will be required to sell any such
securities before the anticipated recovery of amortized cost. Accordingly, as of June&nbsp;30, 2015, management has concluded that unrealized losses on its investment securities are temporary and no further impairment loss has been realized in the
Company&#146;s consolidated statements of income. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 13 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(5.) LOANS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s loan portfolio consisted of the following as of the dates indicated (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="63%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Principal<BR>Amount<BR>Outstanding</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Net&nbsp;Deferred<BR>Loan Costs<BR>(Fees)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Loans, Net</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">292,674</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">117</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">292,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">538,034</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,444</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">536,590</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(97</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95,162</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">391,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,209</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398,854</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">641,871</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,679</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">666,550</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">185</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,326</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,978,624</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">30,649</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,009,273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Allowance for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27,500</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,981,773</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December&nbsp;31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">267,377</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">267,409</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">476,407</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,315</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">475,092</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100,241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(140</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100,101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">379,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,841</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">386,615</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">636,357</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25,316</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">661,673</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,915</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">197</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,112</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,881,071</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">30,931</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,912,002</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Allowance for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27,637</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,884,365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Loans held for sale (not included above) were comprised entirely of residential real estate mortgages and totaled $448
thousand and $755 thousand as of June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 14 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(5.) LOANS (Continued) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Past Due Loans Aging </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of
the dates indicated (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>30-59&nbsp;Days<BR>Past Due</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>60-89&nbsp;Days<BR>Past Due</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Greater<BR>Than&nbsp;90<BR>Days</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total&nbsp;Past<BR>Due</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Nonaccrual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Current</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total Loans</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,643</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">287,426</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">292,674</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">606</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">606</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,070</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">534,358</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">538,034</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">192</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">192</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,628</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">93,439</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">454</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">78</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">532</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">619</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">390,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">391,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,708</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">364</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,072</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">728</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">639,071</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">641,871</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,983</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans, gross</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,651</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,963,771</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,978,624</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December&nbsp;31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,288</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">263,061</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">267,377</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">473,304</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">476,407</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">321</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">98,726</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100,241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">799</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">866</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">463</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">378,445</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">379,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,429</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">402</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,831</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,169</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">632,357</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">636,357</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">148</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">48</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,700</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,915</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans, gross</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">517</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,333</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,866,593</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,881,071</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">There were no loans past due greater than 90 days and still accruing interest as of June&nbsp;30, 2015 and December&nbsp;31,
2014. There were&nbsp;$9 thousand and $8 thousand in consumer overdrafts which were past due greater than 90 days as of June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively. Consumer overdrafts are overdrawn deposit accounts which have been
reclassified as loans but by their terms do not accrue interest. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Troubled Debt Restructurings </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A modification of a loan constitutes a troubled debt restructuring (&#147;TDR&#148;) when a borrower is experiencing financial difficulty and the modification
constitutes a concession. Commercial loans modified in a TDR may involve temporary interest-only payments, term extensions, reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the
current market rate for new debt with similar risk, collateral concessions, forgiveness of principal, forebearance agreements, or substituting or adding a new borrower or guarantor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents information related to loans modified in a TDR during the quarterly periods indicated (dollars in thousands). </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Quarter-to-Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Year-to-Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of<BR>Contracts</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Pre-</B><br><B>Modification<BR>Outstanding<BR>Recorded<BR>Investment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Post-<BR>Modification<BR>Outstanding<BR>Recorded<BR>Investment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of<BR>Contracts</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Pre-Modification<BR>Outstanding<BR>Recorded<BR>Investment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Post-<BR>Modification<BR>Outstanding<BR>Recorded<BR>Investment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">330</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,672</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 15 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(5.) LOANS (Continued) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The loans identified as a TDR by the Company during the six month periods ended June&nbsp;30, 2015 and 2014
were previously on nonaccrual status and reported as impaired loans prior to restructuring. The modifications during the reported periods primarily related to extending amortization periods, forebearance agreements, requesting additional collateral
and, in one instance, forgiveness of principal. Nonaccrual loans that are restructured remain on nonaccrual status, but may move to accrual status after they have performed according to the restructured terms for a period of time. The TDR
classification did not have a material impact on the Company&#146;s determination of the allowance for loan losses because the modified loans were impaired and evaluated for a specific reserve both before and after restructuring. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">There were two commercial business loans with an aggregate pre-default balance of $1.3 million restructured in the 12 months prior to June&nbsp;30, 2015 that
went into default during the six months ended June&nbsp;30, 2015. There were no loans modified as a TDR within the previous 12 months that defaulted during the six months ended June&nbsp;30, 2014. For purposes of this disclosure, a loan modified as
a TDR is considered to have defaulted when the borrower becomes 90 days past due. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Impaired Loans </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Management has determined that specific commercial loans on nonaccrual status and all loans that have had their terms restructured in a troubled debt
restructuring are impaired loans. The following table presents the recorded investment, unpaid principal balance and related allowance of impaired loans as of the dates indicated, and average recorded investment and interest income recognized on
impaired loans for the six month periods ended as of the dates indicated (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="62%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Recorded<BR>Investment<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Unpaid<BR>Principal<BR>Balance<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Related<BR>Allowance</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Average<BR>Recorded<BR>Investment</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Interest<BR>Income<BR>Recognized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">With no related allowance recorded:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,348</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,807</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,159</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,708</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,171</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,507</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,632</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">With an allowance recorded:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,295</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,295</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,247</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,093</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">707</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,206</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,206</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,954</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,713</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,721</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,954</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,846</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December&nbsp;31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">With no related allowance recorded:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,408</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,741</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,431</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">781</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">920</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,014</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,189</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,661</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,445</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">With an allowance recorded:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,880</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,880</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,556</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,239</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,239</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,560</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,119</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,119</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,558</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,308</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,780</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,003</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Difference between recorded investment and unpaid principal balance represents partial charge-offs. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 16 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(5.) LOANS (Continued) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Credit Quality Indicators </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current
financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors such as the fair value of collateral. The Company analyzes commercial business and commercial mortgage
loans individually by classifying the loans as to credit risk. Risk ratings are updated any time the situation warrants. The Company uses the following definitions for risk ratings: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Special Mention: </B>Loans classified as special mention have a potential weakness that deserves management&#146;s close attention. If left
uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company&#146;s credit position at some future date. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Substandard: </B>Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or
of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the
deficiencies are not corrected. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Doubtful: </B>Loans classified as doubtful have all the weaknesses inherent in those classified as
substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Loans that do not meet the criteria above that are analyzed individually as part of the process described above are considered
&#147;uncriticized&#148; or pass-rated loans and are included in groups of homogeneous loans with similar risk and loss characteristics. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following
table sets forth the Company&#146;s commercial loan portfolio, categorized by internally assigned asset classification, as of the dates indicated (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commercial</B><br><B>Business</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commercial</B><br><B>Mortgage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U><B>June&nbsp;30, 2015</B></U></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Uncriticized</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">275,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">523,226</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Special mention</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,078</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,015</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Substandard</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,957</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,793</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Doubtful</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">292,674</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">538,034</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December 31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Uncriticized</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">250,961</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">460,880</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Special mention</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,530</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,411</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Substandard</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,886</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Doubtful</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">267,377</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">476,407</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company utilizes payment status as a means of identifying and reporting problem and potential problem retail loans. The
Company considers nonaccrual loans and loans past due greater than 90 days and still accruing interest to be non-performing. The following table sets forth the Company&#146;s retail loan portfolio, categorized by payment status, as of the dates
indicated (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="65%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Residential</B><br><B>Mortgage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Home</B><br><B>Equity</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Consumer</B><br><B>Indirect</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Other</B><br><B>Consumer</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U><B>June 30, 2015</B></U></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Performing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">93,631</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">391,026</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">641,143</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Non-performing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,628</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">619</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">728</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">95,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">391,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">641,871</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December 31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Performing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">99,047</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">379,311</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">635,188</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,896</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Non-performing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">463</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,169</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">100,241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">379,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">636,357</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,915</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 17 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(5.) LOANS (Continued) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Allowance for Loan Losses </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Loans and the related allowance for loan losses are presented below as of the dates indicated (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


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<TD></TD>
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<TD VALIGN="bottom" WIDTH="2%"></TD>
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<TD></TD>
<TD></TD>
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<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commercial</B><br><B>Business</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commercial</B><br><B>Mortgage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Residential</B><br><B>Mortgage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Home</B><br><B>Equity</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Consumer</B><br><B>Indirect</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Other</B><br><B>Consumer</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Loans:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ending balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">292,674</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">538,034</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">95,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">391,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">641,871</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,978,624</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Evaluated for impairment:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Individually</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,643</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,070</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,713</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collectively</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">288,031</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">534,964</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">95,259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">391,645</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">641,871</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,141</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,970,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Allowance for loan losses:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ending balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,358</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">465</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,676</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">469</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Evaluated for impairment:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Individually</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,247</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">707</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,954</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collectively</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,087</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,651</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">465</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,676</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">469</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">25,546</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Loans:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ending balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">277,609</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">469,936</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">106,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">363,243</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">626,418</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21,205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,864,753</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Evaluated for impairment:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Individually</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,589</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,734</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,323</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collectively</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">274,020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">467,202</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">106,342</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">363,243</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">626,418</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21,205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,858,430</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Allowance for loan losses:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ending balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,402</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,633</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">618</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,607</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,446</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">460</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Evaluated for impairment:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Individually</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,056</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">432</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,488</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collectively</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,346</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">618</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,607</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,446</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">460</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">25,678</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets forth the changes in the allowance for loan losses for the three and six month periods ended
June&nbsp;30, 2015 (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="52%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commercial</B><br><B>Business</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commercial</B><br><B>Mortgage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Residential</B><br><B>Mortgage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Home</B><br><B>Equity</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Consumer</B><br><B>Indirect</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Other</B><br><B>Consumer</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U><B>Three months ended June&nbsp;30, 2015</B></U></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Beginning balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,395</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,156</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">558</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,430</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">447</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Charge-offs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,841</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,385</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Recoveries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,196</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,406</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision (credit)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(134</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,396</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(84</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(87</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,288</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ending balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,358</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">465</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,676</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">469</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>Six months ended June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Beginning balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,621</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,122</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">570</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,485</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,383</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">456</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,637</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Charge-offs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">238</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,263</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">413</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Recoveries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">134</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">193</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,789</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">733</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,950</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(74</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(68</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,255</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">233</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,029</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ending balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,358</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">465</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,676</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">469</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 18 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(5.) LOANS (Continued) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets forth the changes in the allowance for loan losses for the three and six month
periods ended June&nbsp;30, 2014 (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="53%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commercial<BR>Business</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Commercial<BR>Mortgage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Residential<BR>Mortgage</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Home<BR>Equity</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Consumer<BR>Indirect</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Other<BR>Consumer</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="28"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>Three months ended June&nbsp;30, 2014</U></B></P></TD>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U></U>&nbsp;&nbsp;</B></P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Beginning balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,689</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,980</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">672</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,371</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,984</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">456</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,152</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Charge-offs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">156</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,331</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">224</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,948</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Recoveries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">995</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision (credit)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">648</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(188</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">363</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">798</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">130</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,758</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ending balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,402</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,633</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">618</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,607</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,446</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">460</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>Six months ended June&nbsp;30, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Beginning balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,743</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">676</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,367</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,230</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">447</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">26,736</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Charge-offs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,786</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,924</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Recoveries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">97</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,490</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">60</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">462</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,902</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">295</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,864</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ending balance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,402</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,633</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">618</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,607</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,446</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">460</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Risk Characteristics </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Commercial business loans primarily consist of loans to small to midsize businesses in our market area in a diverse range of industries. These loans are
typically made on the basis of the borrower&#146;s ability to make repayment from the cash flow of the borrower&#146;s business. Risk arises primarily due to a difference between expected and actual cash flows of the borrowers. Further, the
collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value. The credit risk related to commercial loans is largely influenced by general economic conditions and the resulting impact on a
borrower&#146;s operations or on the value of underlying collateral, if any. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Commercial mortgage loans generally have larger balances and involve a
greater degree of risk than residential mortgage loans, potentially resulting in higher losses on an individual customer basis. Loan repayment is often dependent on the successful operation and management of the properties, as well as on the
collateral securing the loan. Economic events or conditions in the real estate market could have an adverse impact on the cash flows generated by properties securing the Company&#146;s commercial real estate loans and on the value of such
properties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Residential mortgage loans and home equities (comprised of home equity loans and home equity lines) are generally made on the basis of the
borrower&#146;s ability to make repayment from his or her employment and other income, but are secured by real property whose value tends to be more easily ascertainable. Credit risk for these types of loans is generally influenced by general
economic conditions, the characteristics of individual borrowers, and the nature of the loan collateral. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Consumer indirect and other consumer loans may
entail greater credit risk than residential mortgage loans and home equities, particularly in the case of other consumer loans which are unsecured or, in the case of indirect consumer loans, secured by depreciable assets, such as automobiles or
boats. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance. In addition, consumer loan collections are dependent on the borrower&#146;s continuing
financial stability, and thus are more likely to be affected by adverse personal circumstances such as job loss, illness or personal bankruptcy. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency
laws, may limit the amount which can be recovered on such loans. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 19 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(6.) GOODWILL AND OTHER INTANGIBLE ASSETS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The carrying amount of goodwill totaled $61.2 million as of June&nbsp;30, 2015 and December&nbsp;31, 2014.&nbsp;The Company performs a goodwill impairment test
on an annual basis or more frequently if events and circumstances warrant. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company has other intangible assets that are amortized, consisting of core
deposit intangibles and other intangibles (primarily related to customer relationships acquired in connection with the Company&#146;s insurance agency acquisition). Changes in the gross carrying amount, accumulated amortization and net book value,
were as follows (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,<BR>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>December&nbsp;31,<BR>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Other intangibles assets:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Gross carrying amount</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Accumulated amortization</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,677</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,196</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net book value</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,005</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,486</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Amortization expense for total other intangible assets was $238 thousand and $481 thousand for the three and six months ended
June&nbsp;30, 2015, and $87 thousand and $176 thousand for the three and six months ended June&nbsp;30, 2014, respectively. As of June&nbsp;30, 2015, the estimated amortization expense of other intangible assets for the remainder of 2015 and each of
the next five years is as follows (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="91%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2015 (remainder of year)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2016</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">864</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2017</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">778</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2018</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">689</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2019</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">611</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">2020</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">533</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(7.) BORROWINGS </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
Company classifies borrowings as short-term or long-term in accordance with the original terms of the agreement. Outstanding borrowings consisted of the following as of the dates indicated (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B><br><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>December&nbsp;31,</B><br><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term borrowings:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term FHLB borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">350,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">295,300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Repurchase agreements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39,504</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">334,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Long-term borrowings:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subordinated notes, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">389,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">334,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Subordinated Notes </U></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On
April&nbsp;15, 2015, the Company issued $40.0 million of 6.0% fixed to floating rate subordinated notes due April&nbsp;15, 2030 (the &#147;Subordinated Notes&#148;) to certain accredited investors. The Subordinated Notes bear interest at a fixed
rate of 6.0%&nbsp;per year, payable semi-annually, for the first 10 years. From April&nbsp;15, 2025 to the April&nbsp;15, 2030 maturity date, the interest rate will reset quarterly to an annual interest rate equal to the then current three-month
London Interbank Offered Rate (LIBOR) plus 3.944%, payable quarterly. The Subordinated Notes are redeemable by the Company at any quarterly interest payment date beginning on April&nbsp;15, 2025 to maturity at par, plus accrued and unpaid interest.
Proceeds, net of debt issuance costs of $1.1 million, were $38.9 million. The net proceeds from this offering were used for general corporate purposes, including but not limited to, contribution of capital to the Bank to support both organic growth
and opportunistic acquisitions. The Subordinated Notes qualify as Tier 2 capital for regulatory purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company adopted ASU 2015-03 that requires
debt issuance costs to be reported as a direct deduction from the face of the Notes and not as a deferred charge. Refer to Note 1 for additional information. The debt issuance costs will be amortized as an adjustment to interest expense over 15
years. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 20 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(8.) SHAREHOLDERS&#146; EQUITY </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Common Stock </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The changes in shares of common stock were
as follows for the six month periods ended June&nbsp;30, 2015 and 2014: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Outstanding</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Treasury</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Issued</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shares outstanding at December&nbsp;31, 2014</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,118,048</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">279,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,397,509</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Restricted stock awards issued</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59,834</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(59,834</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Restricted stock awards forfeited</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,041</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,041</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock options exercised</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,722</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(8,722</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Treasury stock purchases</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,791</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock awards</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,363</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,363</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shares outstanding at June&nbsp;30, 2015</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,184,135</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">213,374</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,397,509</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shares outstanding at December&nbsp;31, 2013</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,829,355</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">332,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,161,597</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Restricted stock awards issued</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(43,242</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Restricted stock awards forfeited</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(8,144</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,144</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Stock options exercised</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(7,125</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Treasury stock purchases</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9,102</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,102</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shares outstanding at June&nbsp;30, 2014</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,862,476</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">299,121</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,161,597</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(9.) ACCUMULATED OTHER COMPREHENSIVE LOSS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents the components of other comprehensive income (loss) for the six month periods ended June&nbsp;30, 2015 and 2014 (in thousands):
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Pre-tax<BR>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Tax&nbsp;Effect</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Net-of-tax<BR>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities available for sale and transferred securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Change in unrealized gain/loss during the period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(3,590</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,386</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(2,204</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Reclassification adjustment for net gains included in net income <SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,208</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(466</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(742</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total securities available for sale and transferred securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,798</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,852</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,946</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amortization of pension and post-retirement items:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Prior service credit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(24</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net actuarial losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">471</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">181</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">290</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total pension and post-retirement obligations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">447</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">172</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">275</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other comprehensive loss</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(4,351</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,680</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(2,671</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities available for sale and transferred securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Change in unrealized gain/loss during the period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,168</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,821</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,347</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Reclassification adjustment for net gains included in net income <SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,521</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(602</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(919</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total securities available for sale and transferred securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,647</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,219</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,428</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amortization of pension and post-retirement items:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Prior service credit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(24</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(15</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net actuarial losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total pension and post-retirement obligations</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other comprehensive income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,711</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,244</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Includes amounts related to the amortization/accretion of unrealized net gains and losses resulting from the Company&#146;s reclassification of available for sale investment securities to the held to maturity category.
The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 21 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(9.) ACCUMULATED OTHER COMPREHENSIVE LOSS (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Activity in accumulated other comprehensive loss, net of tax, for the six month periods ended June&nbsp;30,
2015 and 2014 was as follows (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="62%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Securities</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Available&nbsp;for</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Sale
and</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Transferred</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Securities</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Pension&nbsp;and</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Post-</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>retirement</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Obligations</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Accumulated</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Other</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Comprehensive</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Loss</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at beginning of year</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,625</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(10,636</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(9,011</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other comprehensive income before reclassifications</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,204</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,204</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amounts reclassified from accumulated other comprehensive loss</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(742</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">275</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(467</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net current period other comprehensive income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,946</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">275</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,671</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at end of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,321</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(10,361</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(11,682</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at beginning of year</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(5,337</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(4,850</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(10,187</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other comprehensive income before reclassifications</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,347</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,347</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amounts reclassified from accumulated other comprehensive loss</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(919</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(880</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net current period other comprehensive income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,428</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at end of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,091</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(4,811</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(3,720</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for six
month periods ended June&nbsp;30, 2015 and 2014 (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="54%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman"><B>Details About Accumulated Other</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1.00pt solid #000000; width:116.55pt; font-size:8pt; font-family:Times New Roman"><B>Comprehensive Loss Components</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount&nbsp;Reclassified&nbsp;from<BR>Accumulated&nbsp;Other<BR>Comprehensive&nbsp;Loss</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Affected Line Item in the</B><br><B>Consolidated Statement of Income</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six&nbsp;months&nbsp;ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Realized gain on sale of investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,062</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Net&nbsp;gain&nbsp;on&nbsp;disposal&nbsp;of&nbsp;investment<BR>securities</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amortization of unrealized holding gains (losses) on investment securities transferred from available for sale to held to
maturity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">146</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">259</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Interest income</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,208</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,521</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Total before tax</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(466</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(602</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Income tax expense</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">919</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Net of tax</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amortization of pension and post-retirement items:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Prior service credit <SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Salaries and employee benefits</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net actuarial losses<SUP STYLE="font-size:85%; vertical-align:top"> (1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(471</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(88</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Salaries and employee benefits</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(447</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(64</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Total before tax</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">172</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Income tax benefit</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(275</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(39</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Net of tax</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total reclassified for the period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">880</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">These items are included in the computation of net periodic pension expense. See Note 11 &#150; Employee Benefit Plans for additional information. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 22 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(10.) SHARE-BASED COMPENSATION PLANS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company maintains certain stock-based compensation plans that were approved by the Company&#146;s shareholders and are administered by the Company&#146;s
Board of Directors, or the Management Development and Compensation Committee of the Board. The share-based compensation plans were established to allow for the grant of compensation awards to attract, motivate and retain employees, executive
officers and non-employee directors who contribute to the success and profitability of the Company by giving such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company&#146;s success. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company awarded grants of 36,384 shares of restricted common stock to certain members of management during the six months ended June&nbsp;30, 2015. Thirty
percent of the shares subject to each grant will be earned based upon achievement of an EPS performance requirement for the Company&#146;s fiscal year ended December&nbsp;31, 2015. The remaining seventy percent of the shares will be earned based on
the Company&#146;s achievement of a relative total shareholder return (&#147;TSR&#148;) performance requirement, on a percentile basis, compared to the SNL Small Cap Bank&nbsp;&amp; Thrifts Index over a three-year performance period ended
December&nbsp;31, 2017. The shares earned based on the achievement of the EPS and TSR performance requirements, if any, will vest on February&nbsp;25, 2018 assuming the recipient&#146;s continuous service to the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The grant-date fair value of the TSR portion of the award granted during the six month period ended June&nbsp;30, 2015 was determined using the Monte Carlo
simulation model on the date of grant, assuming the following (i)&nbsp;expected term of 2.85 years, (ii)&nbsp;risk free interest rate of 0.92%, (iii)&nbsp;expected dividend yield of 3.53% and (iv)&nbsp;expected stock price volatility over the
expected term of the TSR award of 26.8%. The grant-date fair value of all other restricted stock awards is equal to the closing market price of the Company&#146;s common stock on the date of grant. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company granted 12,700 additional shares of restricted common stock to management during the six months ended June&nbsp;30, 2015. These shares will vest
after completion of a three-year service requirement. The average market price of the restricted stock awards on the date of grant was $22.79. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">During the
six months ended June&nbsp;30, 2015, the Company issued a total of 2,363 shares of common stock in-lieu of cash for the annual retainer of three non-employee directors and granted a total of 10,750 restricted shares of common stock to non-employee
directors, of which 5,380 shares vested immediately and 5,370 shares will vest after completion of a one-year service requirement. The market price of the stock and restricted stock on the date of grant was $23.25. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The restricted stock awards granted to management and directors in 2015 do not have rights to dividends or dividend equivalents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following is a summary of restricted stock award activity for the six month period ended June&nbsp;30, 2015: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Weighted</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Average</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Market</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of<BR>Shares</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Price at<BR>Grant&nbsp;Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Outstanding at beginning of year</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59,113</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">17.24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Granted</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59,834</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17.66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Vested</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(16,458</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20.80</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Forfeited</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,041</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20.39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Outstanding at end of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">99,448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16.81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As of June&nbsp;30, 2015, there was $1.1 million of unrecognized compensation expense related to unvested restricted stock
awards that is expected to be recognized over a weighted average period of 2.1 years. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company amortizes the expense related to restricted stock
awards over the vesting period. Share-based compensation expense is recorded as a component of salaries and employee benefits in the consolidated statements of income for awards granted to management and as a component of other noninterest expense
for awards granted to directors. The share-based compensation expense included in the consolidated statements of income is as follows (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><B>Three&nbsp;months&nbsp;ended</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><B>Six&nbsp;months&nbsp;ended</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Salaries and employee benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">113</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">75</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">156</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other noninterest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">127</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">179</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total share-based compensation expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">267</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">202</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">370</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">305</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 23 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(10.) SHARE-BASED COMPENSATION PLANS (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company uses the Black-Scholes valuation method to estimate the fair value of its stock option awards.
There were no stock options awarded during 2015 or 2014. The following is a summary of stock option activity for the six months ended June&nbsp;30, 2015 (dollars in thousands, except per share amounts): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="65%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Weighted</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Weighted</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Average</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Average</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Remaining</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Aggregate</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Number&nbsp;of</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Exercise</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Contractual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Intrinsic</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Options</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Price</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Term</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Outstanding at beginning of year</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">135,416</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19.25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Exercised</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(8,722</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18.96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Expired</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(12,645</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20.15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Outstanding and exercisable at end of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">114,049</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19.17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">646</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The aggregate intrinsic value (the amount by which the market price of the stock on the date of exercise exceeded the market
price of the stock on the date of grant) of option exercises for the six months ended June&nbsp;30, 2015 and 2014 was $39 thousand and $32&nbsp;thousand, respectively. The total cash received as a result of option exercises under stock compensation
plans for the six months ended June&nbsp;30, 2015 and 2014 was $165 thousand and $132 thousand, respectively. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(11.) EMPLOYEE BENEFIT PLANS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The components of the Company&#146;s net periodic benefit expense for its pension and post-retirement obligations were as follows (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="67%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD ROWSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six months ended</B><br><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Service cost</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">581</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">480</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,162</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">959</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest cost on projected benefit obligation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">583</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">573</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,147</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Expected return on plan assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,205</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,030</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,410</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,059</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amortization of prior service credit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(24</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(24</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amortization of net actuarial losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">471</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">88</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net periodic pension expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">182</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">111</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The net periodic benefit expense is recorded as a component of salaries and employee benefits in the consolidated statements
of income. The Company&#146;s funding policy is to contribute, at a minimum, an actuarially determined amount that will satisfy the minimum funding requirements determined under the appropriate sections of the Internal Revenue Code. The Company has
no minimum required contribution for the 2015 fiscal year. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(12.) COMMITMENTS AND CONTINGENCIES </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company has financial instruments with off-balance sheet risk established in the normal course of business to meet the financing needs of its customers.
These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk extending beyond amounts recognized in the Company&#146;s
financial statements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company&#146;s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for
commitments to extend credit and standby letters of credit is essentially the same as that involved with extending loans to customers. The Company uses the same credit underwriting policies in making commitments and conditional obligations as for
on-balance sheet instruments. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Off-balance sheet commitments consist of the following (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,<BR>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>December&nbsp;31,<BR>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commitments to extend credit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">487,114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">450,343</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Standby letters of credit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,296</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,578</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition
established in the contract. Commitments generally have fixed expiration dates or other termination clauses which may require payment by the customer </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 24 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
of a termination fee. Commitments may expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. Each customer&#146;s
creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if any, is based on management&#146;s credit evaluation of the borrower. Standby letters of credit are conditional lending commitments issued by the Company to
guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support private borrowing arrangements. The credit risk involved in issuing standby letters of credit is essentially the same as that
involved in extending loan facilities to customers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company also extends rate lock agreements to borrowers related to the origination of residential
mortgage loans. To mitigate the interest rate risk inherent in these rate lock agreements, the Company may enter into forward commitments to sell individual residential mortgages. Rate lock agreements and forward commitments are considered
derivatives and are recorded at fair value. Forward sales commitments totaled $274 thousand and $1.2 million at June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively. In addition, the net change in the fair values of these derivatives was
recognized as other noninterest income or other noninterest expense in the consolidated statements of income. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(13.) FAIR VALUE MEASUREMENTS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Determination of Fair Value &#150; Assets Measured at Fair Value on a Recurring and Nonrecurring Basis </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Valuation Hierarchy </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The fair value of an asset or
liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or
liability. ASC Topic&nbsp;820, &#147;Fair Value Measurements and Disclosures,&#148; establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and
the lowest priority to unobservable inputs. There have been no changes in the valuation techniques used during the current period. The fair value hierarchy is as follows: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Level 1</B> - Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Level 2</B> - Inputs other than quoted prices included in Level&nbsp;1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or
liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities,
prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"><B>Level 3</B> - Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity&#146;s own assumptions about the assumptions that market participants would use in pricing the assets
or liabilities. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Transfers between levels of the fair value hierarchy are recorded as of the end of the reporting period. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(13.) FAIR VALUE MEASUREMENTS (Continued) </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In general,
fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation
adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the issuer&#146;s creditworthiness, among other things, as well as unobservable
parameters. Any such valuation adjustments are applied consistently over time. The Company&#146;s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values.
While management believes the Company&#146;s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could
result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date
may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the
valuation hierarchy, is set forth below. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Securities available for sale: </B>Securities classified as available for sale are reported at
fair value utilizing Level&nbsp;2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads,
cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 25 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Loans held for sale:</B> The fair value of loans held for sale is determined using quoted
secondary market prices and investor commitments. Loans held for sale are classified as Level 2 in the fair value hierarchy. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Collateral
dependent impaired loans:</B> Fair value of impaired loans with specific allocations of the allowance for loan losses is measured based on the value of the collateral securing these loans and is classified as Level 3 in the fair value hierarchy.
Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and collateral value is determined based on appraisals performed by qualified licensed appraisers hired by the Company. These appraisals
may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised and reported values may be discounted based on management&#146;s historical knowledge, changes in market conditions
from the time of valuation, and/or management&#146;s expertise and knowledge of the client and the client&#146;s business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value.
Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Loan servicing rights: </B>Loan servicing rights do not trade in an active market with readily observable market data. As a result, the
Company estimates the fair value of loan servicing rights by using a discounted cash flow model to calculate the present value of estimated future net servicing income. The assumptions used in the discounted cash flow model are those that we believe
market participants would use in estimating future net servicing income, including estimates of loan prepayment rates, servicing costs, ancillary income, impound account balances, and discount rates. The significant unobservable inputs used in the
fair value measurement of the Company&#146;s loan servicing rights are the constant prepayment rates and weighted average discount rate. Significant increases (decreases) in any of those inputs in isolation could result in a significantly lower
(higher) fair value measurement. Although the constant prepayment rate and the discount rate are not directly interrelated, they will generally move in opposite directions. Loan servicing rights are classified as Level 3 measurements due to the use
of significant unobservable inputs, as well as significant management judgment and estimation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Other real estate owned (Foreclosed
assets):</B> Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based
on third party appraisals of the property, resulting in a Level 3 classification. The appraisals are sometimes further discounted based on management&#146;s historical knowledge, changes in market conditions from the time of valuation, and/or
management&#146;s expertise and knowledge of the client and client&#146;s business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. In cases where the carrying amount exceeds
the fair value, less costs to sell, an impairment loss is recognized. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Commitments to extend credit and letters of credit:
</B>Commitments to extend credit and fund letters of credit are principally at current interest rates, and, therefore, the carrying amount approximates fair value. The fair value of commitments is not material. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 26 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(13.) FAIR VALUE MEASUREMENTS (Continued) </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Assets Measured at Fair Value </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables
present for each of the fair-value hierarchy levels the Company&#146;s assets that are measured at fair value on a recurring and non-recurring basis as of the dates indicated (in thousands). </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="57%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Quoted&nbsp;Prices&nbsp;in<BR>Active Markets<BR>for Identical<BR>Assets or<BR>Liabilities<BR>(Level 1)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Significant<BR>Other<BR>Observable<BR>Inputs<BR>(Level 2)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Significant<BR>Unobservable<BR>Inputs</B><br><B>(Level 3)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Measured on a recurring basis:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities available for sale:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Government agencies and government sponsored enterprises</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">270,077</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">270,077</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">502,337</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">502,337</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">772,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">772,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Measured on a nonrecurring basis:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collateral dependent impaired loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,252</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,252</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other assets:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loan servicing rights</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,289</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,289</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other real estate owned</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,706</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">5,154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December&nbsp;31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Measured on a recurring basis:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities available for sale:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Government agencies and government sponsored enterprises</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160,475</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160,475</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">461,788</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">461,788</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">622,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">622,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Measured on a nonrecurring basis:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collateral dependent impaired loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other assets:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loan servicing rights</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,359</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,359</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other real estate owned</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">There were no transfers between Levels 1 and 2 during the six months ended June&nbsp;30, 2015 and 2014. There were no
liabilities measured at fair value on a recurring or nonrecurring basis during the six month periods ended June&nbsp;30, 2015 and 2014. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 27 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(13.) FAIR VALUE MEASUREMENTS (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents additional quantitative information about assets measured at fair value on a
recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value (dollars in thousands). </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="40%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="19%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="15%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:18.20pt; font-size:8pt; font-family:Times New Roman"><B>Asset</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Fair<BR>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Valuation&nbsp;Technique</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Unobservable&nbsp;Input</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Unobservable&nbsp;Input<BR>Value or Range</B></P></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collateral dependent impaired loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,252</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Appraisal&nbsp;of&nbsp;collateral&nbsp;<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Appraisal&nbsp;adjustments&nbsp;<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="white-space:nowrap">0%&nbsp;-</FONT> 100%&nbsp;discount</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Discounted cash flow</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Discount rate</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4.4%<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Risk premium rate</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">10.0%<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loan servicing rights</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,289</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Discounted cash flow</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Discount rate</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">5.1%<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Constant&nbsp;prepayment&nbsp;rate</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">12.9%<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other real estate owned</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Appraisal of collateral <SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Appraisal adjustments <SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="white-space:nowrap">19%&nbsp;-&nbsp;53&nbsp;%&nbsp;discount</FONT></TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Weighted averages. </TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Changes in Level 3 Fair Value Measurements </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of or during the six months ended
June&nbsp;30, 2015. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Disclosures about Fair Value of Financial Instruments </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The assumptions used below are expected to approximate those that market participants would use in valuing these financial instruments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Fair value estimates are made at a specific point in time, based on available market information and judgments about the financial instrument, including
estimates of timing, amount of expected future cash flows and the credit standing of the issuer. Such estimates do not consider the tax impact of the realization of unrealized gains or losses. In some cases, the fair value estimates cannot be
substantiated by comparison to independent markets. In addition, the disclosed fair value may not be realized in the immediate settlement of the financial instrument. Care should be exercised in deriving conclusions about our business, its value or
financial position based on the fair value information of financial instruments presented below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The estimated fair value approximates carrying value for
cash and cash equivalents, Federal Home Loan Bank (&#147;FHLB&#148;) and Federal Reserve Bank (&#147;FRB&#148;) stock, accrued interest receivable, non-maturity deposits, short-term borrowings and accrued interest payable. Fair value estimates for
other financial instruments not included elsewhere in this disclosure are discussed below. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Securities held to maturity: </B>The fair
value of the Company&#146;s investment securities held to maturity is primarily measured using information from a third-party pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash
flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Loans: </B>The fair value of the Company&#146;s loans was estimated by discounting the expected future cash flows using the current interest
rates at which similar loans would be made for the same remaining maturities. Loans were first segregated by type such as commercial, residential mortgage, and consumer, and were then further segmented into fixed and variable rate and loan quality
categories. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Time
deposits: </B>The fair value of time deposits was estimated using a discounted cash flow approach that applies prevailing market interest rates for similar maturity instruments. The fair values of the Company&#146;s time deposit liabilities do not
take into consideration the value of the Company&#146;s long-term relationships with depositors, which may have significant value. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Long-term borrowings: </B>Long-term borrowings consist of $40 million of subordinated notes issued during the second quarter of
2015.&nbsp;The subordinated notes are publicly traded and are valued based on market prices, which are characterized as Level 2 liabilities in the fair value hierarchy. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 28 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(13.) FAIR VALUE MEASUREMENTS (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following presents (in thousands) the carrying amount, estimated fair value, and placement in the fair
value measurement hierarchy of the Company&#146;s financial instruments as of the dates indicated. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="55%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>Level in</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,&nbsp;2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>December&nbsp;31,&nbsp;2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>Fair Value</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Estimated</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Estimated</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>Measurement</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Carrying</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Carrying</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Hierarchy</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Financial assets:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cash and cash equivalents</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level&nbsp;1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">52,554</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">52,554</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">58,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">58,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities available for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">772,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">772,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">622,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">622,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities held to maturity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">320,820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324,873</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">294,438</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">298,695</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">755</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,978,521</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,987,842</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,881,713</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,887,959</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans <SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,252</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,252</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Accrued interest receivable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,623</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,623</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,104</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">FHLB and FRB stock</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,558</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,558</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,014</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,014</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Financial liabilities:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Non-maturity deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,043,219</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,043,219</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,857,285</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,857,285</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Time deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">613,019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">614,066</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">593,242</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">593,793</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">334,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">334,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Long-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Accrued interest payable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">Level 1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,862</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,862</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Comprised of collateral dependent impaired loans. </TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(14.) SEGMENT REPORTING </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company has two reportable operating segments, banking and insurance, which are delineated by the consolidated subsidiaries of Financial Institutions, Inc.
The banking segment includes all of the Company&#146;s retail and commercial banking operations. The insurance segment includes the activities of SDN, a full service insurance agency that provides a broad range of insurance services to both personal
and business clients. The Company operated as one business segment until the acquisition of SDN on August&nbsp;1, 2014, at which time the new &#147;Insurance&#148; segment was created for financial reporting purposes. Holding company amounts are the
primary differences between segment amounts and consolidated totals, and are reflected in the &#147;Holding Company and Other&#148; column below, along with amounts to eliminate balances and transactions between segments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present information regarding the Company&#146;s business segments as of and for the periods indicated (in thousands). </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Banking</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Insurance</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Holding<BR>Company&nbsp;and<BR>Other</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Consolidated<BR>Totals</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Goodwill</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">48,536</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,617</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">61,153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other intangible assets, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">972</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,033</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,005</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,337,787</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">712</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,359,459</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December&nbsp;31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Goodwill</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">48,536</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,617</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">61,153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other intangible assets, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,361</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,486</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,065,109</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,368</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,044</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,089,521</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 29 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. AND SUBSIDIARIES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notes to Consolidated Financial Statements (Unaudited) </B></P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(14.) SEGMENT REPORTING (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="62%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Banking</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Insurance</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Holding<BR>Company&nbsp;and<BR>Other</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Consolidated<BR>Totals</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>Three months ended June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD COLSPAN="5" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">23,919</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(515</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">23,404</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,288</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,288</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,522</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,033</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(100</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,455</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(17,668</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,050</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(518</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(19,236</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) before income taxes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,485</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(17</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,133</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,335</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income tax (expense) benefit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(3,107</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">352</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,750</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">7,378</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(12</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(781</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>Six months ended June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD COLSPAN="5" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">47,066</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(515</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">46,551</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,029</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4,029</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,353</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,626</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(227</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(34,947</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,237</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,063</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(38,247</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) before income taxes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,443</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">389</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,805</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,027</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income tax (expense) benefit</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6,056</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(154</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(5,641</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net income (loss)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,387</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,236</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 30 - </P>


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<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>ITE<A NAME="tx44549_9"></A>M&nbsp;2.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>This
Quarterly Report on Form 10-Q should be read in conjunction with the more detailed and comprehensive disclosures included in our Annual Report on Form 10-K for the year ended December&nbsp;31, 2014. In addition, please read this section in
conjunction with our Consolidated Financial Statements and Notes to Consolidated Financial Statements contained herein. </I></P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>FORWARD LOOKING
INFORMATION </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Statements and financial analysis contained in this document that are based on other than historical data are forward-looking statements
within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements provide current expectations or forecasts of future events and include, among others: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">statements with respect to the beliefs, plans, objectives, goals, guidelines, expectations, anticipations, and future financial condition, results of operations and performance of Financial Institutions, Inc. and our
subsidiaries; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">statements preceded by, followed by or that include the words &#147;may,&#148; &#147;could,&#148; &#147;should,&#148; &#147;would,&#148; &#147;believe,&#148; &#147;anticipate,&#148; &#147;estimate,&#148;
&#147;expect,&#148; &#147;intend,&#148; &#147;plan,&#148; &#147;projects,&#148; or similar expressions. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">These forward-looking statements
are not guarantees of future performance, nor should they be relied upon as representing management&#146;s views as of any subsequent date. Forward-looking statements involve significant risks and uncertainties and actual results may differ
materially from those presented, either expressed or implied, in this document and our Annual Report on Form 10-K for the fiscal year ended December&nbsp;31, 2014, which we refer to as the Form 10-K, including, but not limited to, those presented in
the Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations. Factors that might cause such differences include, but are not limited to: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">greater credit losses than anticipated; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">changes in our tax strategies and the value of our deferred tax assets; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">limited geographic concentration; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">failure to obtain accurate and complete information about or from customers and counterparties; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">insurance industry risks on our insurance brokerage subsidiary; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">environmental liability risk associated with our lending activities; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">changes in the quality or composition of our loan or investment portfolios; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">risks through our indirect lending; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">changes in banking laws, regulations and regulatory practices; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">new or changing tax and accounting rules and interpretations; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">legal and regulatory proceedings and related matters; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">a breach in security of our information systems, including the occurrence of a cyber incident or a deficiency in cyber security; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">technological changes; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">failure of other companies to provide key components of our business infrastructure; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">incorrect modeling assumptions for business planning purposes; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the failure to attract and retain skilled people; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">interest rate risk, changes in interest rate risk and changes in real estate values; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">conditions in the financial markets and economic conditions generally; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the fiscal and monetary policies of the federal government and its agencies; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">goodwill impairment; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">competition in our market area; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">severe weather, natural disasters, acts of war or terrorism, and other external events. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We caution readers
not to place undue reliance on any forward-looking statements, which speak only as of the date made, and advise readers that various factors, including those described above, could affect our financial performance and could cause our actual results
or circumstances for future periods to differ materially from those anticipated or projected. See also Item&nbsp;1A, Risk Factors in the Form 10-K for further information. Except as required by law, we do not undertake, and specifically disclaim any
obligation to publicly release any revisions to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 31 - </P>


<p Style='page-break-before:always'>
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<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>GENERAL </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Financial Institutions, Inc. (the
&#147;Parent&#148;) is a financial holding company headquartered in New York State, providing banking and nonbanking financial services to individuals, municipalities and businesses primarily in Western and Central New York. We offer a broad array
of deposit, lending and other financial services to individuals, municipalities and businesses primarily in Western and Central New York through our wholly-owned New York chartered banking subsidiary, Five Star Bank. Our indirect lending network
includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York and Northern Pennsylvania. We also offer insurance services through our wholly-owned insurance subsidiary, Scott Danahy
Naylon, LLC (&#147;SDN&#148;), a full service insurance agency which we acquired during the third quarter of 2014. References in this report to &#147;the Company&#148;, &#147;we&#148;, &#147;our&#148; or &#147;us&#148; mean the consolidated
reporting entity and references to &#147;the Bank&#148; mean Five Star Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Our primary sources of revenue are net interest income (interest earned on
our loans and securities, net of interest paid on deposits and other funding sources) and noninterest income, particularly fees and other revenue from insurance and financial services provided to customers or ancillary services tied to loans and
deposits. Business volumes and pricing drive revenue potential, and tend to be influenced by overall economic factors, including market interest rates, business spending, consumer confidence, economic growth, and competitive conditions within the
marketplace. We are not able to predict market interest rate fluctuations with certainty and our asset/liability management strategy may not prevent interest rate changes from having a material adverse effect on our results of operations and
financial condition. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Our business strategy has been to maintain a community bank philosophy, which consists of focusing on and understanding the
individualized banking needs of individuals, municipalities and businesses of the local communities surrounding our primary service areas. We believe this focus allows us to be more responsive to our customers&#146; needs and provide a high level of
personal service that differentiates us from larger competitors, resulting in long-standing and broad based banking relationships. Our core customers are primarily small to medium-sized businesses, individuals and community organizations, which
prefer to build banking and insurance relationships with a community bank that combines high quality, competitively-priced products and services with personalized service. Because of our identity and origin as a locally operated bank, we believe
that our level of personal service provides a competitive advantage over larger banks, which tend to consolidate decision-making authority outside local communities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A key aspect of our current business strategy is to foster a community-oriented culture where our customers and employees establish long-standing and mutually
beneficial relationships. We believe that we are well-positioned to be a strong competitor within our market area because of our focus on community banking needs and customer service, our comprehensive suite of deposit, loan and insurance products
typically found at larger banks, our highly experienced management team and our strategically located banking centers. We believe that the foregoing factors all help to grow our core deposits, which supports a central element of our business
strategy - the growth of a diversified and high-quality loan portfolio. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>EXECUTIVE OVERVIEW </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Summary of 2015 Second Quarter Results </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Net income
decreased $447 thousand or 6% to $6.6 million for the second quarter of 2015 compared to $7.0 million for the second quarter of 2014. Net income available to common shareholders for the second quarter of 2015 was $6.2 million, or $0.44 per diluted
share, compared with $6.7 million, or $0.48 per diluted share, for the second quarter of last year. Return on average common equity was 9.24% and return on average assets was 0.81% for the second quarter of 2015 compared to 10.66% and 0.95%,
respectively, for the second quarter of 2014. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Competitive pricing pressure in all loan categories and the continuation of a low interest-rate
environment, along with our diminishing ability to reduce our cost of funds, continues to place pressure on our net interest margin and net interest income. Net interest income totaled $23.4 million in the second quarter 2015, up from $23.1 million
in the second quarter 2014. Average earning assets were up $240.8 million, led by a $153.8 million increase in investment securities and an $87.1 million increase in loans in the second quarter of 2015 compared to the same quarter in 2014. The
growth in earning assets was partially offset by a lower net interest margin. Second quarter 2015 net interest margin was 3.24%, a decrease of 23 basis points from 3.47% reported in the second quarter of 2014. The decrease in net interest margin
reflects lower yields on average earning assets as a result of the low interest rate environment, a slight shift in the composition of average earnings assets as well as increased interest expense related to the subordinated debt issued in April
2015. Average loans and average securities totaled 65.6% and 34.4%, respectively, of average earning assets for the quarter ended June&nbsp;30, 2015, compared with 68.2% and 31.8%, respectively for the quarter ended June&nbsp;30, 2014. The $40.0
million subordinated debt issuance completed in April 2015 strengthened the Bank&#146;s capital ratios but reduced the net interest margin in the second quarter by approximately 8 basis points. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 32 - </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provision for loans losses was $1.3 million in the second quarter of 2015 compared to $1.8 million in the
second quarter of 2014, primarily a result of a decrease in net charge-offs when comparing the same periods. Net charge-offs were $979 thousand during the second quarter of 2015, a $765 thousand decrease from the second quarter of 2014. Net
charge-offs expressed as an annualized percentage of average loans outstanding were 0.20% during the second quarter of 2015 compared with 0.37% in the second quarter of 2014. See the &#147;Allowance for Loan Losses&#148; and &#147;Non-Performing
Assets and Potential Problem Loans&#148; sections of this Management&#146;s Discussion and Analysis for further discussion regarding the decreases in the provision for loan losses and net-charge-offs. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Noninterest income totaled $6.5 million in the second quarter of 2015, compared to $6.6 million in the second quarter of 2014. Included in these totals are
gains realized from the sale of investment securities. Exclusive of those gains, noninterest income was $6.5 million in the recently completed quarter and $5.6 million in the second quarter of 2014. The higher noninterest income in the second
quarter of 2015 compared to the second quarter of 2014 is primarily a result of a $1.0 million increase in insurance income, reflecting the contributions from SDN. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Noninterest expense in the second quarter of 2015 totaled $19.2 million compared with $17.8 million in the second quarter of 2014. The increase in noninterest
expense was largely due to expense attributable to SDN, which we did not own until the third quarter of 2014, and the hiring of additional personnel associated with our expansion initiatives. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The regulatory common equity Tier 1 ratio and total risk-based capital ratio were 9.50%, and 13.17%, respectively, for the second quarter of 2015. See the
&#147;Liquidity and Capital Management&#148; section of this Management&#146;s Discussion and Analysis for further discussion regarding regulatory capital and the Basel III capital rules, which became effective January&nbsp;1, 2015. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Issuance of Subordinated Notes </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On April&nbsp;15, 2015,
the Parent issued $40.0 million of 6.0% fixed to floating rate subordinated notes due April&nbsp;15, 2030 (the &#147;Subordinated Notes&#148;) to certain accredited investors. The Subordinated Notes bear interest at a fixed rate of 6.0%&nbsp;per
year, payable semi-annually, for the first 10 years. From April&nbsp;15, 2025 to April&nbsp;15, 2030, the interest rate will reset quarterly to an annual interest rate equal to the then current three-month London Interbank Offered Rate (LIBOR) plus
3.944%, payable quarterly. The Subordinated Notes are redeemable by us at any quarterly interest payment date beginning on April&nbsp;15, 2025 to maturity at par, plus accrued and unpaid interest. The net proceeds from this offering were intended
for general corporate purposes, including but not limited to, contribution of capital to the Bank to support both organic growth as well as opportunistic acquisitions. The Parent company contributed $34.0 million of net proceeds from this offering
to the Bank as capital to support general corporate purposes. The notes qualify as Tier 2 capital for regulatory purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We utilized the proceeds of
the Subordinated Notes to purchase high-quality investment securities, comprised of mortgage-backed securities, U.S. Government agencies and sponsored enterprise bonds and tax-exempt municipal bonds.&nbsp;All of the securities purchased were of high
credit quality with a low to moderate duration. The issuance of the Subordinated Notes decreased second quarter 2015 net interest margin by approximately 8 basis points. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>RESULTS OF OPERATIONS </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Net Interest Income and Net
Interest Margin </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Net interest income is the primary source of our revenue. Net interest income is the difference between interest income on
interest-earning assets, such as loans and investment securities, and the interest expense on interest-bearing deposits and other borrowings used to fund interest-earning and other assets or activities. Net interest income is affected by changes in
interest rates and by the amount and composition of earning assets and interest-bearing liabilities, as well as the sensitivity of the balance sheet to changes in interest rates, including characteristics such as the fixed or variable nature of the
financial instruments, contractual maturities and repricing frequencies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Interest rate spread and net interest margin are utilized to measure and explain
changes in net interest income. Interest rate spread is the difference between the yield on earning assets and the rate paid for interest-bearing liabilities that fund those assets. The net interest margin is expressed as the percentage of net
interest income to average earning assets. The net interest margin exceeds the interest rate spread because noninterest-bearing sources of funds (&#147;net free funds&#148;), principally noninterest-bearing demand deposits and shareholders&#146;
equity, also support earning assets. To compare tax-exempt asset yields to taxable yields, the yield on tax-exempt investment securities is computed on a taxable equivalent basis. Net interest income, interest rate spread, and net interest margin
are discussed on a taxable equivalent basis. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 33 - </P>


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<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table reconciles interest income per the consolidated statements of income to interest income
adjusted to a fully taxable equivalent basis (dollars in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three&nbsp;months&nbsp;ended&nbsp;June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six&nbsp;months&nbsp;ended&nbsp;June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest income per consolidated statements of income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">25,959</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,883</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50,956</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">49,942</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Adjustment to fully taxable equivalent basis</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">777</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">701</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,396</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest income adjusted to a fully taxable equivalent basis</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,736</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25,584</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52,485</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51,338</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest expense per consolidated statements of income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,780</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,405</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,564</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest income on a taxable equivalent basis</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,181</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">23,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">48,080</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">47,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>2015 Leverage Strategy </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">During the second quarter of 2015, we utilized the proceeds of short-term FHLB advances to purchase high-quality investment securities of approximately $50
million. Our purchase of investment securities was comprised of mortgage-backed securities, U.S. Government agencies and sponsored enterprise bonds and tax-exempt municipal bonds.&nbsp;All of the securities purchased were of high credit quality with
a low to moderate duration. This strategy allowed us to increase net interest income by taking advantage of the positive interest rate spread between the FHLB advances and the newly acquired investment securities. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Analysis of Net Interest Income for the Three Months ended June&nbsp;30, 2015 and 2014 </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Net interest income on a taxable equivalent basis for the three months ended June&nbsp;30, 2015, was $24.2 million, an increase of $377&nbsp;thousand or 2%
versus the comparable quarter last year. The increase in net interest income was due to an increase in average earning assets of $240.8 million or 9% compared to the second quarter of 2014. The increase in earning assets included an
$87.1&nbsp;million increase in average loans and a $153.8 million increase in average investment securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The net interest margin for the second
quarter of 2015 was 3.24%, 23 basis points lower than 3.47% for the same period in 2014. This comparable period decrease was a function of a 25 basis point decrease in interest rate spread, partially offset by a higher contribution from net free
funds of 2 basis points (due principally to lower rates on interest-bearing liabilities reducing the value of noninterest-bearing deposits and other net free funds). The lower interest rate spread was a result of a 15 basis point decrease in the
yield on earning assets and a 10 basis point increase in the cost of interest-bearing liabilities. As previously discussed, the issuance of the Subordinated Notes reduced the net interest margin for the second quarter of 2015 by approximately 8
basis points. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For the second quarter of 2015, the yield on average earning assets of 3.58% was 15 basis points lower than the second quarter of 2014.
Loan yields decreased 14 basis points during the second quarter of 2015 to 4.18%. Commercial business and commercial mortgage loan yields in particular, down 13 and 23 basis points, respectively, experienced lower yields because of competitive
pricing pressures in a low interest rate environment. The yield on investment securities decreased 1 basis point during the second quarter of 2015 to 2.44%. Overall, the earning asset rate changes reduced interest income by $619 thousand during the
second quarter of 2015, but that was more than offset by a favorable volume variance that increased interest income by $1.8 million, which collectively drove a $1.2 million increase in interest income. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The cost of average interest-bearing liabilities of 0.43% in the second quarter of 2015 was 10 basis points higher than the second quarter of 2014. The cost
of average interest-bearing deposits and short-term borrowings each increased 2 basis points to 0.35% and 0.38%, respectively, in the second quarter of 2015 compared to the same quarter of 2014. The cost of long-term borrowings for the second
quarter of 2015 was 6.23% due to the issuance of the Subordinated Notes in April. Overall, interest-bearing liability rate and volume increases resulted in $775 thousand of higher interest expense. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Average interest-earning assets were $2.99 billion for the second quarter 2015, an increase of $240.8 million or 9% from the comparable quarter last year,
with average loans up $87.1 million and average securities up $153.8 million. The growth in average loans was comprised of increases in most loan categories, with consumer and commercial loans up $54.3 million and $44.9 million, respectively,
partially offset by a $12.1 million decrease in residential mortgage loans. Loans represented 65.6% of average <FONT STYLE="white-space:nowrap">interest-earning</FONT> assets during second quarter of 2015 compared to 68.2% during the second quarter
of 2014. The yield on average loans was 4.18% for the second quarter of 2015, a decrease of 14 basis points compared to 4.32% for the second quarter of 2014. The yield on average loans was negatively impacted by lower average spreads due to
increased competition in loan pricing during 2015 compared to 2014. The growth in average securities was primarily a result of securities purchased with proceeds from our previously described leverage strategy and issuance of the Subordinated Notes.
Securities represented 34.4% of average interest-earning assets during second quarter of 2015 compared to 31.8% during the second quarter of 2014. The increase in the volume of average securities resulted in a $920 thousand increase in interest
income, coupled with a $16 thousand increase due to the favorable rate variance. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 34 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Average interest-bearing liabilities of $2.37 billion in the second quarter of 2015 were $212.9 million or
10% higher than the second quarter of 2014. On average, interest-bearing deposits grew $178.1 million, while noninterest-bearing demand deposits (a principal component of net free funds) were up $49.5 million. The increase in average deposits was
largely due to an increase in deposits from our Insured Cash Sweep (&#147;ICS&#148;) programs. For further discussion of the Certificate of Deposit Account Registry Service (&#147;CDARS&#148;) and ICS programs, refer to the &#147;Funding Activities
- Deposits&#148; section of this Management&#146;s Discussion and Analysis. Overall, interest-bearing deposit rate and volume changes resulted in $250 thousand of higher interest expense during the second quarter of 2015. Average short-term and
long-term borrowings increased $1.8 million and $33.1 million, respectively, between the second quarter periods. The increase in average long-term borrowings for the second quarter of 2015 was due to the issuance of the Subordinated Notes in April.
</P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Analysis of Net Interest Income for the Six Months ended June&nbsp;30, 2015 and June&nbsp;30, 2014 </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Net interest income on a taxable equivalent basis for the first six months of 2015 was $48.1 million compared to $47.8 million for the same period last year.
The increase in net interest income was due to an increase in average earning assets of $155.4 million or 6% compared to the first six months of 2014. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The net interest margin for the first six months of 2015 was 3.33%, 16 basis points lower than 3.49% for the same period last year. This comparable period
decrease was a function of an 18 basis point decrease in interest rate spread to 3.25% during the first six&nbsp;months of 2015, partially offset by a 2 basis point higher contribution from net free funds. The lower interest rate spread was a net
result of a 13 basis point decrease in the yield on earning assets and a 5 basis point increase in the cost of interest-bearing liabilities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The yield on
earning assets was 3.63% for the first six months of 2015, 13 basis points lower than the same period last year, primarily attributable to a decrease in the yields on the loan portfolio during the period (down 17 basis points to 4.22%), partially
offset by an increase in the yields on the investment securities portfolio (up 2 basis points, to 2.46%). Overall, earning asset rate changes reduced interest income by $1.3 million during the first half of 2015, but that was more than offset by a
favorable volume variance that increased interest income by $2.4 million, which collectively drove a $1.1 million increase in interest income. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The cost
on interest-bearing liabilities of 0.38% for the first six months of 2015 was 5 basis points higher than the same period in 2014. Rates on interest-bearing deposits were up 1 basis point to 0.34%. The cost of long-term borrowings for the first half
of 2015 was 6.20% due to the issuance of the Subordinated Notes in April. Overall, interest-bearing liability rate and volume increases resulted in $841 thousand of higher interest expense. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Average interest-earning assets were $2.91 billion for the first six months of 2015, an increase of $155.4 million or 6% from the comparable period last year,
with average loans up $76.6 million and average securities up $79.0 million. The growth in average loans was comprised of increases in most loan categories, with commercial and consumer loans up $25.4 million and $64.3 million, respectively,
partially offset by a $13.1 million decrease in residential mortgage loans. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Average interest-bearing liabilities of $2.31 billion in the first six months
of 2015 were $146.4 million or 7% higher than the first six&nbsp;months of 2014. On average, interest-bearing deposits grew $140.2 million, while noninterest-bearing demand deposits were up $44.9&nbsp;million and average short-term borrowings
decreased $10.4 million. Average long-term borrowings increased $16.6 million during the first half of 2015 due to the issuance of the Subordinated Notes in April. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 35 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables set forth certain information relating to the consolidated balance sheets and reflects
the average yields earned on interest-earning assets, as well as the average rates paid on interest-bearing liabilities for the periods indicated (in thousands). </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="22" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Average<BR>Balance</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Interest</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Average<BR>Rate</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Average<BR>Balance</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Interest</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Average<BR>Rate</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Interest-earning assets:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal funds sold and interest-earning deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.39</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">94</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.07</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investment securities <SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Taxable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">741,355</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,069</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">621,967</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,353</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tax-exempt <SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">288,285</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,221</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.08</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">253,888</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,001</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,029,640</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,290</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">875,855</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,354</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284,535</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,922</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">275,105</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,912</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">509,317</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,823</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">473,883</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,692</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.82</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96,474</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,134</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">108,535</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">390,135</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,733</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.84</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">346,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,428</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">664,222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,281</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.79</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">651,150</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,297</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.88</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,848</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">553</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.76</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,855</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">595</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,963,531</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,446</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,876,439</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,230</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest-earning assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,993,197</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,736</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,752,388</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25,584</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Allowance for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27,924</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27,551</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other noninterest-earning assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">297,838</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">248,898</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,263,111</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,973,735</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Interest-bearing liabilities:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deposits:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest-bearing demand</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">561,570</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">197</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.14</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">509,398</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.12</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Savings and money market</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">929,701</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">289</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">789,956</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">232</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Time deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">616,145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,341</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.87</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">629,945</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.76</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest-bearing deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,107,416</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,827</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,929,299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">226,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">213</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">224,801</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">203</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Long-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33,053</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">259,630</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">728</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">224,801</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">203</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest-bearing liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,367,046</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,154,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,780</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest-bearing demand deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">587,396</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">537,895</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other noninterest-bearing liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,320</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,583</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">287,349</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">268,157</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total liabilities and shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,263,111</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,973,735</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest income (tax-equivalent)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">24,181</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">23,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest rate spread</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.15</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.40</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net earning assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">626,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">598,288</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest margin (tax-equivalent)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.24</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.47</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratio of average interest-earning assets to average interest-bearing liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">126.45</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">127.77</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Investment securities are shown at amortized cost and include non-performing securities. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">The interest on tax-exempt securities is calculated on a tax equivalent basis assuming a Federal tax rate of 35%. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 36 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="56%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
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<TD></TD>
<TD></TD>
<TD></TD>
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<TD></TD>
<TD></TD>
<TD></TD>
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<TD></TD>
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<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="22" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six months ended June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Average</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Average</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Average</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Average</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Balance</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Interest</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Rate</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Balance</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Interest</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Rate</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Interest-earning assets:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal funds sold and interest-earning deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">75</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.23</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.08</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investment securities <SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Taxable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">686,299</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,532</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">638,151</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,854</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tax-exempt <SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">282,792</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,370</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.09</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">251,917</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,987</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">969,091</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,902</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">890,068</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,841</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">274,729</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,646</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">270,148</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,823</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">494,095</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,374</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">473,312</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,198</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.77</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">97,861</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,308</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">110,949</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,679</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.83</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">388,102</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,445</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.87</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">337,922</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,711</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">662,982</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,707</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">646,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,881</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.02</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,290</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,455</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,205</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,937,059</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,583</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,860,506</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,497</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest-earning assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,906,225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52,485</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,750,778</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51,338</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.76</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Allowance for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27,904</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27,153</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other noninterest-earning assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">311,400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">245,966</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,189,721</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,969,591</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Interest-bearing liabilities:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deposits:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest-bearing demand</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">556,564</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">353</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.13</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">510,231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">311</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.12</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Savings and money market</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">884,709</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">506</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">775,956</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">467</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Time deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">609,169</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,588</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">624,068</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,324</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.75</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest-bearing deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,050,442</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,447</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,910,255</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,102</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">239,103</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">443</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">249,470</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">462</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Long-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,618</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">255,721</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">958</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.75</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">249,470</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">462</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest-bearing liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,306,163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,405</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,159,725</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,564</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest-bearing demand deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">576,011</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">531,158</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other noninterest-bearing liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,386</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">286,161</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">264,908</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total liabilities and shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,189,721</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,969,591</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest income (tax-equivalent)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">48,080</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">47,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest rate spread</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.25</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.43</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net earning assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">600,062</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">591,053</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net interest margin (tax-equivalent)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.33</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3.49</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratio of average interest-earning assets to average interest-bearing liabilities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">126.02</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">127.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 37 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents, on a tax equivalent basis, the relative contribution of changes in volumes and
changes in rates to changes in net interest income for the periods indicated. The change in interest income not solely due to changes in volume or rate has been allocated in proportion to the absolute dollar amounts of the change in each (in
thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="64%"></TD>
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<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended</B><br><B>June&nbsp;30, 2015 vs. 2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six months ended</B><br><B>June&nbsp;30, 2015 vs. 2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Volume</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Rate</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Volume</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Rate</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Increase (decrease) in:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Interest income:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD COLSPAN="5" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Federal funds sold and interest-earning deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investment securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD COLSPAN="5" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Taxable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">654</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">716</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">526</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">152</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">678</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tax-exempt</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">266</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(46</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">220</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">479</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(96</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">383</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">920</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">936</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,005</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,061</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loans:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD COLSPAN="5" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(88</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(275</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(177</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">413</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(282</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">131</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">483</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(307</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">176</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(143</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(29</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(172</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(310</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(61</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(371</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">417</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(112</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">305</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">969</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(235</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">734</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(141</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(16</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">319</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(493</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(174</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(59</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(42</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(124</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(102</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">851</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(635</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">216</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,435</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,349</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Total interest income</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,771</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(619</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,152</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,440</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,293</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,147</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Interest expense:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD COLSPAN="5" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deposits:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD COLSPAN="5" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest-bearing demand</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Savings and money market</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(24</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Time deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(27</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">174</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(56</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">320</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">264</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total interest-bearing deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">219</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">36</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">309</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">345</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(19</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(19</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Long-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">258</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">258</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">260</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">265</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">525</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">239</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">496</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Total interest expense</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">291</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">484</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">775</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">275</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">566</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">841</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Net interest income</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,480</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,103</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">377</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,859</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">306</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Provision for Loan Losses </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The provision for loan losses is based upon credit loss experience, growth or contraction of specific segments of the loan portfolio, and the estimate of
losses inherent in the current loan portfolio. There were provisions for loan losses of $1.3 million and $4.0 million for the three and six month periods ended June&nbsp;30, 2015, compared with provisions of $1.8 million and $3.9 million for the
corresponding periods in 2014, respectively. See the &#147;Allowance for Loan Losses&#148; and &#147;Non-Performing Assets and Potential Problem Loans&#148; sections of this Management&#146;s Discussion and Analysis for further discussion. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 38 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Noninterest Income </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table details the major categories of noninterest income for the periods presented (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="70%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three&nbsp;months&nbsp;ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six months ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Service charges on deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,964</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,241</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,843</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,491</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Insurance income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,057</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,665</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ATM and debit card</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,257</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,476</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,431</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investment advisory</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">541</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,028</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Company owned life insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">425</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">828</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investments in limited partnerships</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">81</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">529</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">707</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loan servicing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">176</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">263</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">330</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net gain on sale of loans held for sale</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">108</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">155</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net gain on disposal of investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">949</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,062</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net gain (loss) on disposal of other assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(11</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">797</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,798</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,561</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total noninterest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,455</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,577</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">14,752</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,934</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Service charges on deposit accounts decreased $277 thousand or 12% in the second quarter of 2015 and $648 thousand or 14% for
the six months ended June&nbsp;30, 2015, compared to the same periods a year earlier. The decreases were primarily due to a decrease in the amount of checking account overdraft activity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Insurance income increased $1.0 million and $2.6 million for the three and six months ended June&nbsp;30, 2015, respectively, over the same periods in 2014.
The increases reflect the contributions from SDN, which was acquired during the third quarter 2014 as part of the Company&#146;s strategy to diversify its business lines and increase noninterest income through additional fee-based services. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Investment advisory income decreased $20 thousand or 4% and $95 thousand or 8%, in the three and six months ended June&nbsp;30, 2015, respectively, compared
to the same periods of 2014. Investment advisory income fluctuates mainly due to sales volume, which decreased during the first half of 2015. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Company
owned life insurance increased by $68 thousand or 16% in the second quarter of 2015 and $132 thousand or 16% for the&nbsp;six&nbsp;months ended June&nbsp;30, 2015, compared to the same periods a year earlier. The increases were primarily due to new
policies purchased during the third and fourth quarters of 2014. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We have investments in limited partnerships, primarily small business investment
companies, and account for these investments under the equity method. Income from investments in limited partnerships was $55 thousand and $529 thousand for the three and six months ended June&nbsp;30, 2015, respectively. The income from these
equity method investments fluctuates based on the performance of the underlying investments. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Loan servicing income decreased $80 thousand and $67
thousand during the three and six months ended June&nbsp;30, 2015, compared to the same periods a year earlier, primarily due to lower fees collected as a result of a decrease in the sold and serviced portfolio. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">During the first quarter of 2015 we recognized net gains on investment securities totaling $1.1 million from the sale of six agency securities and nine
mortgage backed securities. There were no sales of securities during the second quarter of 2015. We recognized&nbsp;pre-tax gains on investment securities of $313 thousand from the sale of 6 securities during the first quarter of 2014 and&nbsp;gains
of $949&nbsp;thousand from the sale of 15 securities during the second quarter of 2014. The amount and timing of our sale of investments securities is dependent on a number of factors, including our prudent efforts to realize gains while managing
duration, premium and credit risk. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Other noninterest income increased $114 thousand or 14% in the second quarter of 2015 and $237 thousand or 15% for the
six&nbsp;months&nbsp;ended June&nbsp;30, 2015, compared to the same periods a year earlier. Merchant services income and credit card correspondent income comprised the majority of the comparable increases. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 39 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Noninterest Expense </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table details the major categories of noninterest expense for the periods presented (in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three months ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six months ended<BR>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Salaries and employee benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,606</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">9,063</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">20,829</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">18,319</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Occupancy and equipment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,074</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,374</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Professional services</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">866</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,384</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,834</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,356</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Computer and data processing</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">777</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,512</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Supplies and postage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">508</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">535</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,071</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,047</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">FDIC assessments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">415</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">388</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">833</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Advertising and promotions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">238</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">477</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">393</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,418</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,308</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,617</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,222</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total noninterest expense</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">19,236</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">17,808</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">38,247</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">35,021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">During the three and six month periods ended June&nbsp;30, 2015, salaries and employee benefits increased by $1.5 million and
$2.5 million, respectively, when compared to the same periods one year earlier. Salaries expense increased $1.0 million and $2.1 million for the three and six months ended June&nbsp;30, 2015, respectively, when compared to the same periods one year
earlier. The increases in salaries expense reflect the SDN acquisition and the hiring of additional personnel associated with our expansion initiatives, both of which occurred during the second half of 2014. Employee benefits expense increased $537
thousand and $456 thousand for the three and six months ended June&nbsp;30, 2015, respectively, when compared to the same periods one year earlier. The increases in employee benefits expense were primarily due to higher medical expenses and higher
expense related to our defined benefit retirement plan. We typically experience higher medical claims in the second quarter each year under the Company&#146;s self-insured plan as more employees have converted to high-deductible heath plans. We
recognized a combined net periodic pension expense of $182&nbsp;thousand and $365 thousand on our pension and post-retirement obligations during the three and six months ended June&nbsp;30, 2015, respectively, compared to $55&nbsp;thousand and $111
thousand during the three and six months ended June&nbsp;30, 2014, respectively. Defined benefit pension expense increased during the three and six months ended June&nbsp;30, 2015 compared to the same periods in 2014 primarily due to increased
benefit plan cost from the use of a lower discount rate and the impact of changes in mortality assumptions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Occupancy and equipment expense increased by
$236 thousand in the second quarter of 2015 and $700 thousand for the six months ended June&nbsp;30, 2015, when compared to the same periods one year earlier. The increases were primarily related to higher contractual service expenses and
incremental expenses from the SDN facility. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Professional fees decreased $518 thousand in the second quarter of 2015 and $522 thousand in the six months
ended June&nbsp;30, 2015, compared to the same periods a year earlier. The second quarter of 2014 professional fees expense included professional services associated with the acquisition of SDN. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">FDIC assessments increased $27 thousand or 7% in the second quarter of 2015 and $23 thousand or 3% for the six months ended June&nbsp;30, 2015, compared to
the same periods a year earlier. The increased assessments are a direct result of the growth in our balance sheet. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Advertising and promotions costs were
up $24 thousand in the second quarter of 2015 and $84 thousand for the six months ended June&nbsp;30, 2015, compared to the same periods a year earlier, due to the timing of marketing campaigns and promotions We proactively market our products but
vary the timing based on projected benefits and needs. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Other noninterest expense was $2.4 million in the second quarter of 2015 and $4.6 million for the
six months ended June&nbsp;30, 2015, representing increases of $110 thousand and $395 thousand, respectively, from the same periods in 2014. Other noninterest expense for the three and six months ended June&nbsp;30, 2015 included increases of $152
thousand and $304 thousand, respectively, in intangible asset amortization attributable to the SDN acquisition. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The efficiency ratio for the second
quarter of 2015 was 62.00% compared with 60.15% for the second quarter of 2014, and 61.13% for the six months ended June&nbsp;30, 2015, compared to 58.54% for the same period a year ago. The efficiency ratio is calculated by dividing total
noninterest expense, excluding other real estate expense and amortization of intangible assets, by net revenue, defined as the sum of tax-equivalent net interest income and noninterest income before net gains and impairment charges on investment
securities. The broadening of our financial services and accompanying increased spending has resulted in a shift in our efficiency ratio as a measure of productivity. As we begin to provide more diversified financial services our efficiency ratio is
expected to be in the low 60% range. This approach will decrease our sensitivity to traditional banking revenues which are subject to interest rate changes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 40 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Income Taxes </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We recorded income tax expense of $2.8 million in the second quarter of 2015, compared to of $3.1 million in the second quarter of 2014. For the six months
ended June&nbsp;30, 2015, income tax expense totaled $5.6 million compared to $6.2 million in the same period of 2014. The effective tax rates for the three and six month periods ended June&nbsp;30, 2015 were 29.5% and 29.6%, respectively, in
comparison to 30.5% and 30.2% for the three and six months ended June&nbsp;30, 2014, respectively. The decreases in income tax expense were primarily due to lower pre-tax income. Effective tax rates are impacted by items of income and expense that
are not subject to federal or state taxation. Our effective tax rates reflect the impact of these items, which include, but are not limited to, interest income from tax-exempt securities and earnings on company owned life insurance. In addition, our
effective tax rate reflects the New York State tax savings generated by our real estate investment trust, which commenced operations during February 2014. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In March 2014, the New York legislature approved changes in the state tax law that will be phased-in over two years, beginning in 2015. The primary changes
that impact us include the repeal of the Article 32 franchise tax on banking corporations (&#147;Article 32&#148;) for 2015, expanded nexus standards for 2015 and a reduction in the corporate tax rate for 2016. We expect the repeal of Article 32 and
the expanded nexus standards to lower our taxable income apportioned to New York to 85% in 2015 from 100% in 2014. In addition, the New York state income tax rate will be reduced from 7.1% to 6.5% in 2016. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 41 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>ANALYSIS OF FINANCIAL CONDITION </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>INVESTING ACTIVITIES </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Investment Securities </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets forth selected information regarding the composition of our investment securities portfolio as of the dates indicated (in thousands):
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center"><B>Investment Securities Portfolio Composition</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30, 2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>December&nbsp;31, 2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Amortized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Amortized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Fair</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Cost</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Cost</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities available for sale:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Government agencies and government-sponsored enterprise securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">271,774</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">270,077</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160,334</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">160,475</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Agency mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">502,316</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">501,214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">458,959</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">460,570</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Non-Agency mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,218</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Asset-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total available for sale securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">774,090</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">772,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">619,293</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">622,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Securities held to maturity:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">State and political subdivisions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">289,713</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">294,052</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">277,273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">281,384</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mortgage-backed securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31,107</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,821</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,311</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total held to maturity securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">320,820</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">324,873</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">294,438</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">298,695</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total investment securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,094,910</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,097,512</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">913,731</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">921,189</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The available for sale (&#147;AFS&#148;) investment securities portfolio increased $150.1 million or 24%, from $622.5 million
at December&nbsp;31, 2014 to $772.6 million at June&nbsp;30, 2015. The AFS portfolio had net unrealized losses totaling $1.5 million at June&nbsp;30, 2015 and unrealized gains totaling $3.2 million at December&nbsp;31, 2014, respectively. The
unrealized losses in the AFS portfolio were predominantly caused by changes in market interest rates. The fair value of most of the investment securities in the AFS portfolio fluctuates as market interest rates change. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Impairment Assessment </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We review investment securities on
an ongoing basis for the presence of other than temporary impairment (&#147;OTTI&#148;) with formal reviews performed quarterly. Declines in the fair value of held to maturity and available for sale securities below their cost that are deemed to be
other than temporary are reflected in earnings as realized losses to the extent the impairment is related to credit losses or the security is intended to be sold or will be required to be sold. The amount of the impairment related to non-credit
related factors is recognized in other comprehensive income. Evaluating whether the impairment of a debt security is other than temporary involves assessing the intent to sell the debt security or the likelihood of being required to sell the
security before the recovery of its amortized cost basis. In determining whether the OTTI includes a credit loss, we use our best estimate of the present value of cash flows expected to be collected from the debt security considering factors such
as: the length of time and the extent to which the fair value has been less than the amortized cost basis, adverse conditions specifically related to the security, an industry, or a geographic area, the historical and implied volatility of the fair
value of the security, the payment structure of the debt security and the likelihood of the issuer being able to make payments that increase in the future, failure of the issuer of the security to make scheduled interest or principal payments, any
changes to the rating of the security by a rating agency, and recoveries or additional declines in fair value subsequent to the balance sheet date. The assessment of whether OTTI exists involves a high degree of subjectivity and judgment and is
based on the information available to management at a point in time. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Securities Deemed to be Other-Than-Temporarily Impaired </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">There were no securities deemed to be other-than-temporarily impaired during the six month periods ended June&nbsp;30, 2015 and 2014. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 42 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>LENDING ACTIVITIES </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets forth selected information regarding the composition of our loan portfolio as of the dates indicated (in thousands). </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center"><B>Loan Portfolio Composition</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30, 2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>December&nbsp;31, 2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>% of<BR>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>% of<BR>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">292,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14.6</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">267,409</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">536,590</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">475,092</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24.9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total commercial</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">829,381</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">742,501</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38.9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95,162</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100,101</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">398,854</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19.8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">386,615</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">666,550</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">661,673</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34.6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19,326</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,112</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,084,730</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,069,400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55.9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,009,273</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,912,002</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Allowance for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27,637</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total loans, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,981,773</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,884,365</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Total loans increased $97.3 million, or 5%, to $2.00 billion at June&nbsp;30, 2015 from $1.91 billion at December&nbsp;31,
2014. The increase in loans was attributable to organic growth, primarily in the commercial loan portfolios. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Commercial loans increased $86.9 million and
represented 41.3% of total loans as of June&nbsp;30, 2015, a result of our continued commercial business development efforts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Residential mortgage loans
decreased $4.9 million to $95.2 million as of June&nbsp;30, 2015 in comparison to $100.1 million as of December&nbsp;31, 2014. This category of loans decreased as we continue to sell the majority of our newly originated and refinanced residential
mortgages to the secondary market rather than adding them to our portfolio. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Our home equity portfolio, which consists of home equity loans and lines,
totaled $398.9 million and represented 19.8% of total loans as of June&nbsp;30, 2015. Approximately 81% of the loans in the home equity portfolio were first lien positions as of June&nbsp;30, 2015. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The consumer indirect portfolio totaled $666.6 million as of June&nbsp;30, 2015 and represented 33.2% of total loans as of June&nbsp;30, 2015. During the
first six months of 2015, we originated $149.3 million in indirect auto loans with a mix of approximately 41% new auto and 59% used auto. This compares with $158.7 million in indirect auto loans with a mix of approximately 42% new auto and 58% used
auto for the same period in 2014. Our origination volumes and mix of new and used vehicles financed fluctuates depending on general market conditions. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Loans Held for Sale and Loan Servicing Rights </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Loans held
for sale (not included in the loan portfolio composition table) were entirely comprised of residential real estate mortgages and totaled $448 thousand and $755 thousand as of June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We sell certain qualifying newly originated or refinanced residential real estate mortgages on the secondary market. Residential&nbsp;real&nbsp;estate
mortgages serviced for others, which are not included in the consolidated statements of financial condition, amounted to&nbsp;$204.9 million and $215.2 million as of June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively, as runoff outpaced
production in the first six months of 2015. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 43 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Allowance for Loan Losses </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets forth an analysis of the activity in the allowance for loan losses for the periods indicated (in thousands). </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="68%"></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center"><B>Loan Loss Analysis</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Three&nbsp;months&nbsp;ended&nbsp;June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Six&nbsp;months&nbsp;ended&nbsp;June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance as of beginning of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,191</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,152</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,637</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">26,736</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Charge-offs:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">201</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">810</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">77</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">156</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">238</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,841</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,331</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,263</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,786</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">224</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">413</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total charge-offs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,385</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,948</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,924</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Recoveries:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">134</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">97</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">96</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,196</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">995</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">98</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">193</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">211</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total recoveries</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,406</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,204</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,789</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,490</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net charge-offs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">979</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,744</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,434</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Provision for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,288</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,758</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,029</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,864</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Balance at end of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">27,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net loan charge-offs to average loans (annualized)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.43</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Allowance for loan losses to total loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.43</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.43</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Allowance for loan losses to non-performing loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">306</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">306</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The allowance for loan losses represents the estimated amount of probable credit losses inherent in our loan portfolio. We
perform periodic, systematic reviews of the loan portfolio to estimate probable losses in the respective loan portfolios. In addition, we regularly evaluate prevailing economic and business conditions, industry concentrations, changes in the size
and characteristics of the portfolio and other pertinent factors. Based on this analysis, we believe the overall allowance for loan losses is adequate as of June&nbsp;30, 2015. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Assessing the adequacy of the allowance for loan losses involves substantial uncertainties and is based upon management&#146;s evaluation of the amounts
required to meet estimated charge-offs in the loan portfolio after weighing a variety of factors, including the risk-profile of our loan products and customers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The adequacy of the allowance for loan losses is subject to ongoing management review. While management evaluates currently available information in
establishing the allowance for loan losses, future adjustments to the allowance may be necessary if conditions differ substantially from the assumptions used in making the evaluations. In addition, various regulatory agencies, as an integral part of
their examination process, periodically review a financial institution&#146;s allowance for loan losses. Such agencies may require the financial institution to increase the allowance based on their judgments about information available to them at
the time of their examination. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Net charge-offs of $979 thousand in the second quarter of 2015 represented 0.20% of average loans on an annualized basis
compared to $1.7 million or 0.37% in the second quarter of 2014. For the six months ended June&nbsp;30, 2015 net charge-offs of $4.2 million represented 0.43% of average loans compared to $3.4 million or 0.37% of average loans for same period in
2014. The year-to-date increase in net charge-offs was primarily driven by the charge-off during the first quarter of 2015 of two commercial loan relationships totaling $1.7&nbsp;million that had been previously reserved by the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The allowance for loan losses was $27.5 million at June&nbsp;30, 2015, compared with $27.6 million at December&nbsp;31, 2014. The ratio of the allowance for
loan losses to total loans was 1.37% at June&nbsp;30, 2015, compared with 1.45% at December&nbsp;31, 2014. The ratio of allowance for loan losses to non-performing loans was 257% at June&nbsp;30, 2015, compared with 272% at December&nbsp;31, 2014.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 44 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Non-Performing Assets and Potential Problem Loans </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The table below sets forth the amounts and categories of our non-performing assets at the dates indicated (in thousands). </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="76%"></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><B>Non-Performing Assets</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>December&nbsp;31,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Nonaccrual loans:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial business</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,643</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,288</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Commercial mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,070</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Residential mortgage</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,628</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Home equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">619</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">463</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consumer indirect</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">728</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,169</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other consumer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total nonaccrual loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Accruing loans 90 days or more delinquent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total non-performing loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,708</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,153</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Foreclosed assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">165</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">194</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total non-performing assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,873</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,347</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Non-performing loans to total loans</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.53</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.53</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Non-performing assets to total assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.32</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.33</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Changes in the level of nonaccrual loans typically represent increases for loans that reach a specified past due status,
offset by reductions for loans that are charged-off, paid down, sold, transferred to foreclosed real estate, or are no longer classified as nonaccrual because they have returned to accrual status. Activity in nonaccrual loans for the three and six
months ended June&nbsp;30, 2015 was as follows (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="72%"></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="8%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Three&nbsp;months</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Six&nbsp;months</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>ended</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>ended</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30, 2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30,&nbsp;2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Nonaccrual loans, beginning of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,064</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Additions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,611</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10,383</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Payments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,295</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,587</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Charge-offs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2,313</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(6,759</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Returned to accruing status</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(289</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(353</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Transferred to other real estate or repossessed assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(79</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(130</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Nonaccrual loans, end of period</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Non-performing assets include non-performing loans and foreclosed assets. Non-performing assets at June&nbsp;30, 2015 were
$10.9&nbsp;million, an increase of $526 thousand from $10.3 million at December&nbsp;31, 2014. The primary component of non-performing assets is non-performing loans, which were $10.7 million or 0.53% of total loans at June&nbsp;30, 2015, an
increase of $554 thousand from&nbsp;$10.1 million or 0.53% of total loans at December&nbsp;31, 2014. Included in non-performing loans at June&nbsp;30, 2015 is one $2.5&nbsp;million commercial credit relationship which we placed on nonaccrual status
during the first quarter of 2015. This downgrade resulted in an increase in our provision for losses of approximately $800 thousand during the first quarter of 2015. The loans comprising this credit relationship are performing in accordance with
their contractual terms as of June&nbsp;30, 2015 and the Company continues to monitor this relationship closely. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Approximately $4.1 million, or 38%, of
the $10.7 million in non-performing loans as of June&nbsp;30, 2015 were current with respect to payment of principal and interest, but were classified as non-accruing because repayment in full of principal and/or interest was uncertain. Included in
nonaccrual loans are troubled debt restructurings (&#147;TDRs&#148;) of $3.3 million and $3.0 million at June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively. We had no TDRs that were accruing interest as of June&nbsp;30, 2015 or
December&nbsp;31, 2014. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Foreclosed assets consist of real property formerly pledged as collateral for loans, which we have acquired through foreclosure
proceedings or acceptance of a deed in lieu of foreclosure. Foreclosed asset holdings represented four properties totaling $165&nbsp;thousand at June&nbsp;30, 2015 and four properties totaling $194 thousand at December&nbsp;31, 2014. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 45 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Potential problem loans are loans classified as substandard that are currently performing, but information
known about possible credit problems of the borrowers causes us to have concern as to the ability of such borrowers to comply with the present loan payment terms and may result in disclosure of such loans as nonperforming at some time in the future.
These loans remain in a performing status due to a variety of factors, including payment history, the value of collateral supporting the credits, and/or personal or government guarantees. We identified $13.0 million and $13.7 million in loans that
continued to accrue interest which were classified as substandard as of June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>FUNDING
ACTIVITIES </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Deposits </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table
summarizes the composition of our deposits at the dates indicated (dollars in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="66%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center"><B>Deposit Composition</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30, 2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>December&nbsp;31, 2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>% of<BR>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>% of<BR>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Noninterest-bearing demand</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">602,143</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22.6</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">571,260</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23.3</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest-bearing demand</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">530,861</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">490,190</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Savings and money market</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">910,215</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34.3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">795,835</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32.5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Certificates of deposit &lt; $100,000</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">348,002</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13.1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">347,899</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14.2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Certificates of deposit of $100,000 or more</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">265,017</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">245,343</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total deposits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,656,238</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,450,527</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We offer a variety of deposit products designed to attract and retain customers, with the primary focus on building and
expanding long-term relationships. At June&nbsp;30, 2015, total deposits were $2.66 billion, representing an increase of $205.7 million in comparison to $2.45 billion as of December&nbsp;31, 2014. Certificates of deposit were approximately 23% and
24% of total deposits at June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively. Depositors remain hesitant to invest in time deposits, such as certificates of deposit, for long periods due to the low interest rate environment. This has
resulted in lower amounts being placed in time deposits for generally shorter terms. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Nonpublic deposits, the largest component of our funding sources,
totaled $1.95 billion and $1.84 billion at June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively, and represented 74% and 75% of total deposits as of the end of each period, respectively. We have managed this segment of funding through a
strategy of competitive pricing that minimizes the number of customer relationships that have only a single service high cost deposit account. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As an
additional source of funding, we offer a variety of public (municipal) deposit products to the towns, villages, counties and school districts within our market. Public deposits generally range from 20% to 30% of our total deposits. There is a high
degree of seasonality in this component of funding, because the level of deposits varies with the seasonal cash flows for these public customers. We maintain the necessary levels of short-term liquid assets to accommodate the seasonality associated
with public deposits. Total public deposits were $701.3 million and $607.5 million at June&nbsp;30, 2015 and December&nbsp;31, 2014, respectively, and represented 26% and 25% of total deposits as of the end of each period, respectively. The increase
in public deposits during 2015 was due mainly higher municipal deposits resulting from successful business development efforts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We had no traditional
brokered deposits at June&nbsp;30, 2015 or December&nbsp;31, 2014; however, we do participate in the Certificate of Deposit Account Registry Service (&#147;CDARS&#148;) and Insured Cash Sweep (&#147;ICS&#148;) programs, which enable depositors to
receive FDIC insurance coverage for deposits otherwise exceeding the maximum insurable amount. CDARS and ICS deposits are considered brokered deposits for regulatory reporting purposes. Through these programs, deposits in excess of the maximum
insurable amount are placed with multiple participating financial institutions. Reciprocal CDARS deposits and ICS deposits totaled $79.9 million and $119.2 million, respectively, at June&nbsp;30, 2015, compared to $79.7 million and $67.1 million,
respectively, at December&nbsp;31, 2014. The year-to-date increase in ICS deposits is primarily due to customer balances transferred from the customer repurchase agreement product. See the &#147;Borrowings&#148; section below for further discussion.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 46 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Borrowings </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company classifies borrowings as short-term or long-term in accordance with the original terms of the applicable agreement. Outstanding borrowings
consisted of the following as of the dates indicated (in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>December&nbsp;31,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term borrowings:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term FHLB borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">350,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">295,300</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Repurchase agreements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39,504</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total short-term borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">350,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">334,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Long-term borrowings:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subordinated notes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total borrowings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">389,555</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">334,804</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Short-term Borrowings </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We have credit capacity with the FHLB and can borrow through facilities that include amortizing and term advances or repurchase agreements. We had
approximately $29 million of immediate credit capacity with the FHLB as of June&nbsp;30, 2015. We had approximately $490 million in secured borrowing capacity at the Federal Reserve Bank (&#147;FRB&#148;) discount window, none of which was
outstanding at June&nbsp;30, 2015. The FHLB and FRB credit capacity are collateralized by securities from our investment portfolio and certain qualifying loans. We had approximately $120 million of credit available under unsecured federal funds
purchased lines with various banks as of June&nbsp;30, 2015. Additionally, we had approximately $199 million of unencumbered liquid securities available for pledging. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Federal funds purchased are short-term borrowings that typically mature within one to ninety days. Short-term repurchase agreements are secured overnight
borrowings with customers. Short-term FHLB borrowings have original maturities of up to one year and include overnight borrowings which we typically utilize to address short term funding needs as they arise. Short-term FHLB borrowings at
June&nbsp;30, 2015 consisted of $169.0 million in overnight borrowings and $181.6 million in short-term advances. Short-term FHLB borrowings at December&nbsp;31, 2014 consisted of $129.0 million in overnight borrowings and $166.3 million in
short-term advances. During the second quarter of 2015, we discontinued the customer repurchase agreement product and transferred most of those customers into the ICS deposit product. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Parent has a revolving line of credit with a commercial bank allowing borrowings up to $20.0 million in total as an additional source of working capital.
At June&nbsp;30, 2015, no amounts have been drawn on the line of credit. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Long-term Borrowings </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On April&nbsp;15, 2015, the Company issued the Subordinated Notes to certain accredited investors. The Subordinated Notes bear interest at a fixed rate of
6.0%&nbsp;per year, payable semi-annually, for the first 10 years. From April&nbsp;15, 2025 to April&nbsp;15, 2030, the interest rate will reset quarterly to an annual interest rate equal to the then current three-month London Interbank Offered Rate
(LIBOR) plus 3.944%, payable quarterly. The Subordinated Notes are redeemable by the Company at any quarterly interest payment date beginning on April&nbsp;15, 2025 to maturity at par, plus accrued and unpaid interest. Debt issuance costs totaled
$1.1 million and are being amortized as an adjustment to interest expense over 15 years. The Subordinated Notes qualify as Tier 2 capital for regulatory purposes. The net proceeds from this offering were intended for general corporate purposes,
including but not limited to, contribution of capital to the Bank to support both organic growth and opportunistic acquisitions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 47 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>LIQUIDITY AND CAPITAL MANAGEMENT </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Liquidity </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The objective of maintaining adequate liquidity
is to assure that we meet our financial obligations. These obligations include the withdrawal of deposits on demand or at their contractual maturity, the repayment of matured borrowings, the ability to fund new and existing loan commitments and the
ability to take advantage of new business opportunities. We achieve liquidity by maintaining a strong base of core customer funds, maturing short-term assets, our ability to sell or pledge securities, lines-of-credit, and access to the financial and
capital markets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Liquidity for the Bank is managed through the monitoring of anticipated changes in loans, the investment portfolio, core deposits and
wholesale funds. The strength of the Bank&#146;s liquidity position is a result of its base of core customer deposits. These core deposits are supplemented by wholesale funding sources that include credit lines with the other banking institutions,
the FHLB and the FRB. The primary source of our non-deposit borrowings is FHLB advances, of which we had $350.6 million outstanding at June&nbsp;30, 2015. In addition to this amount, we have additional collateralized wholesale borrowing capacity of
$639 million from various funding sources which include the FHLB, Federal Reserve Bank, and commercial banks that we can use to fund lending activities, liquidity needs, and/or to adjust and manage our asset and liability position. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Parent&#146;s funding requirements consist primarily of dividends to shareholders, debt service, income taxes, operating expenses, funding of nonbank
subsidiaries, repurchases of our stock, and acquisitions. The Parent obtains funding to meet obligations from dividends received from the Bank, net taxes collected from subsidiaries included in the federal consolidated tax return, and the issuance
of debt and equity securities. In addition, the Parent maintains a revolving line of credit with a commercial bank for an aggregate amount of up to $20.0 million, all of which was available at June&nbsp;30, 2015. The line of credit has a one year
term and matures in May 2016. Funds drawn will be used for general corporate purposes and backup liquidity. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Cash and cash equivalents were $52.6 million
as of June&nbsp;30, 2015, a decrease of $5.6 million from $58.2 million as of December&nbsp;31, 2014. Net cash provided by operating activities totaled $22.3 million and the principal source of operating activity cash flow was net income adjusted
for noncash income and expense items. Net cash used in investing activities totaled $282.1 million, which included outflows of $101.6 million for net loan originations and $177.8 million from net investment securities transactions. Net cash provided
by financing activities of $254.2 million was attributed to a $205.7 million increase in deposits, net proceeds of $38.9 million from the Subordinated Notes issuance and a $15.8 million increase in short-term borrowings, partly offset by $6.4
million in dividend payments. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Capital Management </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We
actively manage capital, commensurate with our risk profile, to enhance shareholder value. We also seek to maintain capital levels for the Company and the Bank at amounts in excess of the regulatory &#147;well-capitalized&#148; thresholds.
Periodically, we may respond to market conditions by implementing changes to our overall balance sheet positioning to manage our capital position. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Banks
and financial holding companies are subject to various regulatory capital requirements administered by state and federal banking agencies. Failure to meet minimum capital requirements can result in certain mandatory and possibly additional
discretionary actions by regulators that, if undertaken, could have a direct material impact on our consolidated financial statements. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve
quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk
weighting and other factors. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On April&nbsp;15, 2015, the Parent issued the Subordinated Notes to certain accredited investors. See the &#147;Executive
Overview&#148; section&nbsp;of this Management&#146;s Discussion and Analysis for further discussion regarding the issuance of the Subordinated Notes. The Parent contributed $34.0 million of the net proceeds from the Subordinated Notes offering to
the Bank as capital to support both organic growth and opportunistic acquisitions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Shareholders&#146; equity was $284.4 million at June&nbsp;30, 2015, an
increase of $4.9 million from $279.5 million at December&nbsp;31, 2014. Net income for the year increased shareholders&#146; equity by $13.4 million, which was partially offset by common and preferred stock dividends declared of $6.4 million.
Accumulated other comprehensive income included in shareholders&#146; equity decreased $2.7 million during the first six months of 2015 due primarily to higher net unrealized losses on securities available for sale. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The final rules implementing the Basel Committee on Banking Supervision&#146;s (&#147;BCBS&#148;) capital guidelines for U.S. banks became effective for the
Company on January&nbsp;1, 2015, with full compliance with all of the final requirements phased in over a multi-year schedule, to be fully phased-in by January&nbsp;1, 2019. As of June&nbsp;30, 2015, the Company&#146;s capital levels remained
characterized as &#147;well-capitalized&#148; under the new rules. We continue to evaluate the potential impact that regulatory rules may have on our liquidity and capital management strategies, including Basel III and those required under the
Dodd-Frank Act. See the &#147;Basel III Capital Rules &#147; section below for further discussion. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 48 - </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table reflects the ratios and their components (dollars in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="74%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>June&nbsp;30,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>December&nbsp;31,</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common shareholders&#146; equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">267,095</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">262,192</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Less: Goodwill and other intangible assets <SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">62,244</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68,639</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net unrealized (loss) gain on investment securities <SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1,321</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,625</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net periodic pension &amp; postretirement benefits plan adjustments</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10,361</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10,636</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common equity Tier 1 (&#147;CET1&#148;) capital</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">216,383</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Plus: Preferred stock</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,340</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17,340</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Less: Other</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">225</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tier 1 Capital</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">233,498</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">219,904</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Plus: Qualifying allowance for loan losses</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26,262</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subordinated Notes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,955</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total regulatory capital <SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">299,953</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">246,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Adjusted average total assets (for leverage capital purposes) <SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,196,238</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,993,050</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total risk-weighted assets <SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,278,114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2,099,626</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1px; font-size:4pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE="border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Regulatory Capital Ratios</B><SUP STYLE="font-size:85%; vertical-align:top"> (3)</SUP><B></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tier 1 leverage (Tier 1 capital to adjusted average assets)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.31</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">CET1 capital (CET1 capital to total risk-weighted assets)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">n/a</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tier 1 capital (Tier 1 capital to total risk-weighted assets)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total risk-based capital (Total risk-based capital to total risk-weighted assets)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13.17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">June&nbsp;30, 2015 calculated net of deferred tax liabilities. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">Includes unrealized gains and losses related to the Company&#146;s reclassification of available for sale investment securities to the held to maturity category. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">June&nbsp;30, 2015 calculated under Basel III rules, which became effective January&nbsp;1, 2015. </TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
Company&#146;s and the Bank&#146;s actual and required regulatory capital ratios were as follows (dollars in thousands): </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="48%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center"><B>For Capital</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Actual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Adequacy&nbsp;Purposes</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Well Capitalized</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Ratio</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Ratio</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Ratio</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>June&nbsp;30, 2015</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tier 1 leverage:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">233,498</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.31</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">127,850</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.00</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">159,812</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.00</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257,220</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.06</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">127,851</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">159,476</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">CET1 capital:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">216,383</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102,515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">148,077</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257,220</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102,183</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">147,598</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tier 1 capital:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">233,498</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">136,687</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">182,249</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">257,220</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">136,244</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">181,659</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total risk-based capital:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">299,953</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13.17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">182,249</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">227,811</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">284,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12.54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">181,659</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">227,074</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><U>December&nbsp;31, 2014</U></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tier 1 leverage:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">219,904</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">119,722</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.00</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">149,653</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.00</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">215,672</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7.21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">119,671</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">149,588</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tier 1 capital:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">219,904</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83,985</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125,977</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">215,672</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">83,889</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">125,834</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total risk-based capital:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">246,166</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">167,970</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">209,962</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">241,905</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11.53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">167,779</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">209,723</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As previously discussed, the Parent company contributed $34.0 million of net proceeds from the Subordinated Notes offering to
the Bank as capital to support both organic growth and opportunistic acquisitions. The Bank&#146;s leverage ratio and total risk-based capital ratio increased to 8.06% and 12.54%, respectively, at June&nbsp;30, 2015, compared to 7.21% and 11.53%,
respectively, at December&nbsp;31, 2014, all of which exceeded the regulatory thresholds required to be classified as a &#147;well capitalized&#148; institution as established by the Bank&#146;s primary banking regulators. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 49 - </P>


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<h5 align="left"><a href="#toc">Table of Contents</a></h5>


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MANAGEMENT&#146;S DISCUSSION AND ANALYSIS </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Basel III Capital Rules </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In July 2013, the FRB and the FDIC approved the final rules implementing the BCBS&#146;s capital guidelines for U.S. banks. Under the final rules, minimum
requirements will increase for both the quantity and quality of capital held by the Company. The rules include a new common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5%, raise the minimum ratio of Tier 1 capital to
risk-weighted assets from 4.0% to 6.0%, require a minimum ratio of total capital to risk-weighted assets of 8.0%, and require a minimum Tier 1 leverage ratio of 4.0%. A new capital conservation buffer is also established above the regulatory minimum
capital requirements. This capital conservation buffer will be phased in beginning January&nbsp;1, 2016 at 0.625% of risk-weighted assets and will increase each subsequent year by an additional 0.625% until reaching its final level of 2.5% on
January&nbsp;1, 2019. Strict eligibility criteria for regulatory capital instruments were also implemented under the final rules. The final rules also revise the definition and calculation of Tier 1 capital, total capital, and risk-weighted assets.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The phase-in period for the final rules became effective for the Company on January&nbsp;1, 2015, with full compliance with all of the final rules&#146;
requirements phased in over a multi-year schedule, to be fully phased-in by January&nbsp;1, 2019. As of June&nbsp;30, 2015, the Company&#146;s capital levels remained characterized as &#147;well-capitalized&#148; under the new rules. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Dividend Restrictions </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In the ordinary course of business
we are dependent upon dividends from the Bank to provide funds for the payment of dividends to shareholders and to provide for other cash requirements. Banking regulations may limit the amount of dividends that may be paid. Approval by regulatory
authorities is required if the effect of dividends declared would cause the regulatory capital of the Bank to fall below specified minimum levels. Approval is also required if dividends declared exceed the net profits for that year combined with the
retained net profits for the preceding two years. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 50 - </P>


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<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B><A NAME="tx44549_10"></A>ITEM&nbsp;3.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Quantitative and Qualitative Disclosures About Market Risk </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Quantitative and qualitative disclosures
about market risk were presented at December&nbsp;31, 2014 in Item&nbsp;7A of the Company&#146;s Annual Report on Form 10-K for the year ended December&nbsp;31, 2014, as filed with the Securities and Exchange Commission on March&nbsp;6, 2015. The
following is an update of the discussion provided therein. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Portfolio Composition </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">With the exception of the $40.0 million of 6.0% fixed to floating rate subordinated notes issued by the Company on April&nbsp;15, 2015, there was no material
change in the composition of assets, deposit liabilities or borrowings from December&nbsp;31, 2014 to June&nbsp;30, 2015. See the section titled &#147;Analysis of Financial Condition&#148; in Part I, Item&nbsp;2, &#147;Management&#146;s Discussion
and Analysis of Financial Condition and Results of Operations&#148; for a discussion of asset, deposit and borrowing activity during the period. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Net
Interest Income at Risk </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A primary tool used to manage interest rate risk is &#147;rate shock&#148; simulation, which measures rate sensitivity. Rate
shock simulation is a modeling technique used to estimate the impact of changes in rates on net interest income as well as economic value of equity. At June&nbsp;30, 2015, the Company was generally neutral to slightly liability sensitive, meaning
that, in most cases, net interest income tends to remain relatively unchanged or in certain rising rate conditions, decline slightly. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Net interest income
at risk is measured by estimating the changes in net interest income resulting from instantaneous and sustained parallel shifts in interest rates of different magnitudes over a period of 12 months. The following table sets forth the estimated
changes to net interest income over the 12-month period ending June&nbsp;30, 2016 assuming instantaneous changes in interest rates for the given rate shock scenarios (dollars in thousands): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="71%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Changes in Interest Rate</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>-100&nbsp;bp</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>+100&nbsp;bp</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>+200&nbsp;bp</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>+300&nbsp;bp</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Change in net interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(902</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(47</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">599</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(1,103</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">% Change</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.92</TD>
<TD NOWRAP VALIGN="bottom">)%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(0.05</TD>
<TD NOWRAP VALIGN="bottom">)%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0.61</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(1.13</TD>
<TD NOWRAP VALIGN="bottom">)%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition to the changes in interest rate scenarios listed above, other scenarios are typically modeled to measure interest
rate risk. These scenarios vary depending on the economic and interest rate environment. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The simulations referenced above and below are based on
management&#146;s assumption as to the effect of interest rate changes on assets and liabilities and assumes a parallel shift of the yield curve. It also includes certain assumptions about the future pricing of loans and deposits in response to
changes in interest rates. Further, it assumes that delinquency rates would not change as a result of changes in interest rates, although there can be no assurance that this will be the case. While this simulation is a useful measure as to net
interest income at risk due to a change in interest rates, it is not a forecast of the future results and is based on many assumptions that, if changed, could cause a different outcome. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Economic Value of Equity At Risk </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The economic (or
&#147;fair&#148;) value of financial instruments on our balance sheet will also vary under the interest rate scenarios previously discussed. This is measured by simulating changes in our economic value of equity (&#147;EVE&#148;), which is
calculated by subtracting the estimated fair value of liabilities from the estimated fair value of assets. Fair values for financial instruments are estimated by discounting projected cash flows (principal and interest) at current replacement rates
for each account type, while fair values of <FONT STYLE="white-space:nowrap">non-financial</FONT> assets and liabilities are assumed to equal book value and do not vary with interest rate fluctuations. An economic value simulation is a static
measure for balance sheet accounts at a given point in time, but this measurement can change substantially over time as the characteristics of our balance sheet evolve and as interest rate and yield curve assumptions are updated. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The amount of change in economic value under different interest rate scenarios depends on the characteristics of each class of financial instrument, including
the stated interest rate or spread relative to current market rates or spreads, the likelihood of prepayment, whether the rate is fixed or floating, and the maturity date of the instrument. As a general rule, fixed-rate financial assets become more
valuable in declining rate scenarios and less valuable in rising rate scenarios, while fixed-rate financial liabilities gain in value as interest rates rise and lose value as interest rates decline. The longer the duration of the financial
instrument, the greater the impact a rate change will have on its value. In our economic value simulations, estimated prepayments are factored in for financial instruments with stated maturity dates, and decay rates for non-maturity deposits are
projected based on historical data (back-testing). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 51 - </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The analysis that follows presents the estimated EVE resulting from market interest rates prevailing at a given
quarter-end (&#147;Pre-Shock Scenario&#148;), and under other interest rate scenarios (each a &#147;Rate Shock Scenario&#148;) represented by immediate, permanent, parallel shifts in interest rates from those observed at June&nbsp;30, 2015 and
December&nbsp;31, 2014. The analysis additionally presents a measurement of the interest rate sensitivity at June&nbsp;30, 2015 and December&nbsp;31, 2014. EVE amounts are computed under each respective Pre- Shock Scenario and Rate Shock Scenario.
An increase in the EVE amount is considered favorable, while a decline is considered unfavorable. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="53%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>June&nbsp;30, 2015</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>December&nbsp;31, 2014</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>EVE</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Change</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Percentage</B><br><B>Change</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>EVE</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Change</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Percentage</B><br><B>Change</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Rate Shock Scenario:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Pre-Shock Scenario</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">502,621</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">476,735</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">- 100 Basis Points</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">514,277</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">11,656</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.32</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">489,184</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">12,449</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2.61</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">+ 100 Basis Points</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">478,066</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(24,555</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4.89</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">466,983</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(9,752</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(2.05</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">+ 200 Basis Points</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">451,020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(51,601</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(10.27</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">453,868</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(22,867</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(4.80</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Pre-Shock Scenario EVE was $502.6 million at June&nbsp;30, 2015, compared to $476.7 million at December&nbsp;31, 2014. The
increase in the Pre-Shock Scenario EVE at June&nbsp;30, 2015, compared to December&nbsp;31, 2014 resulted primarily from a more favorable valuation of non-maturity deposits and commercial mortgages that reflected alternative funding and investment
rate changes used for discounting future cash flows. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The +200 basis point Rate Shock Scenario EVE decreased from $453.9 million at December&nbsp;31, 2014
to $451.0 million at June&nbsp;30, 2015, reflecting less favorable asset valuations that reflected investment rate changes offset by more favorable valuation of non-maturity deposits. The percentage change in the EVE amount from the Pre-Shock
Scenario to the +200 basis point Rate Shock Scenario decreased from to (4.80)% at December&nbsp;31, 2014 to (10.27)% at June&nbsp;30, 2015. The decrease in sensitivity resulted from a reduced benefit in the asset valuations in the +200 basis point
Rate Shock Scenario EVE as of June&nbsp;30, 2015, compared to December&nbsp;31, 2014. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>ITEM&nbsp;4.</B></TD>
<TD ALIGN="left" VALIGN="top"><B><A NAME="tx44549_11"></A>Controls and Procedures </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Evaluation of disclosure controls and procedures
</I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As of June&nbsp;30, 2015, the Company carried out an evaluation, under the supervision and with the participation of the Company&#146;s
management, including the Company&#146;s Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and operation of the Company&#146;s disclosure controls and procedures pursuant to Rule 13a-15(b), as adopted by the
Securities and Exchange Commission (&#147;SEC&#148;) under the Securities Exchange Act of 1934 (&#147;Exchange Act&#148;). Based upon that evaluation, the Company&#146;s Chief Executive Officer and Chief Financial Officer concluded that the
Company&#146;s disclosure controls and procedures were effective as of the end of the period covered by this report. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Disclosure controls and procedures
are the controls and other procedures that are designed to ensure that information required to be disclosed in the reports that the Company files or submits under the Exchange Act is recorded, processed, summarized and reported within the time
periods specified in the SEC&#146;s rules and forms. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed in the reports that the Company files or
submits under the Exchange Act is accumulated and communicated to management, including the Company&#146;s Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosure. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Changes in internal control over financial reporting </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">There were no changes in the Company&#146;s internal control over financial reporting that occurred during the quarter ended June&nbsp;30, 2015 that have
materially affected, or are reasonably likely to materially affect, the Company&#146;s internal control over financial reporting. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 52 - </P>


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<h5 align="left"><a href="#toc">Table of Contents</a></h5>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx44549_12"></A>PART II. OTHER INFORMATION </B></P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>I<A NAME="tx44549_13"></A>TEM&nbsp;1.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Legal Proceedings </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company has experienced no material developments in its legal proceedings from
the disclosure included in the Company&#146;s Annual Report on Form 10-K for the year ended December&nbsp;31, 2014, as filed with the Securities and Exchange Commission. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B><A NAME="tx44549_14"></A>ITEM&nbsp;1A.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Risk Factors </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company has experienced no material changes in its risk factors from the disclosure
included in the Company&#146;s Annual Report on Form 10-K for the year ended December&nbsp;31, 2014, as filed with the Securities and Exchange Commission. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B><A NAME="tx44549_15"></A>ITEM&nbsp;2.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Unregistered Sales of Equity Securities and Use of Proceeds. </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On May&nbsp;6, 2015, the Company issued a
total of 2,363 shares of our common stock as the stock component of our annual retainer to three non-employee directors and 10,750 restricted shares of our common stock as our annual stock award to each of our non-employee directors without
registration under the Securities Act of 1933, as amended (the &#147;Securities Act&#148;). These shares were issued under our 2015 Long-Term Incentive Plan (the &#147;Plan&#148;), which was approved by our shareholders at the annual meeting on
May&nbsp;6, 2015, but prior to our filing of a Form S-8 registration statement under the Securities Act for the Plan.&nbsp;These shares of common stock are subject to the resale prohibition under the Securities Act and may not be sold or transferred
without registration except in accordance with Rule 144 of the Securities Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The issuances of securities set forth above were made without registration
under the Securities Act in reliance on the exemption from registration pursuant to Section&nbsp;4(a)(2) of the Securities Act based on our directors&#146; financial sophistication and knowledge of the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 53 - </P>


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<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>ITEM&nbsp;6.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Ex<A NAME="tx44549_16"></A>hibits </B></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">The following is a list of all exhibits filed or incorporated by reference as part of this Report: </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="64%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="25%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:28.45pt; font-size:8pt; font-family:Times New Roman"><B>Exhibit<BR>Number</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1.00pt solid #000000; width:39.50pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Description</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE="border-bottom:1.00pt solid #000000; width:30.20pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Location</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>1.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Underwriting Agreement, dated April 9, 2015, by and among Financial Institutions, Inc., and Sterne Agee &amp; Leach, Inc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Incorporated by reference to Exhibit 1.1 of the Form 8-K, dated April 10, 2015</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>4.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Subordinated Indenture, dated as of April 15, 2015, between Financial Institutions, Inc. and Wilmington Trust, National Association, as Trustee.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Incorporated by reference to Exhibit 4.1 of the Form 8-K, dated April 15, 2015</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>4.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">First Supplemental Indenture, dated as of April 15, 2015, between Financial Institutions, Inc. and Wilmington Trust, National Association, as Trustee.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Incorporated by reference to Exhibit 4.2 of the Form 8-K, dated April 15, 2015</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>4.3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Form of Global Note to represent the 6.00% Fixed-to-Floating Rate Subordinated Notes due April 15, 2030.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Incorporated by reference to Exhibit 4.3 of the Form 8-K, dated April 15, 2015</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>10.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Financial Institutions, Inc. 2015 Long-Term Incentive Plan</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>10.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Form of Director Annual Restricted Stock Award Agreement Pursuant to the Financial Institutions, Inc. 2015 Long-Term Incentive Plan</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>10.3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Form of Director &#147;In Lieu of Cash Fees&#148; Stock Award Agreement Pursuant to the Financial Institutions, Inc. 2015 Long-Term Incentive Plan</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>10.4</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Form of Restricted Stock Award Agreement Pursuant to the Financial Institutions, Inc. 2015 Long-Term Incentive Plan</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>10.5</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Form of Performance Stock Award Agreement Pursuant to the Financial Institutions, Inc. 2015 Long-Term Incentive Plan</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>10.6</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Form of Restricted Stock Unit Award Agreement Pursuant to the Financial Institutions, Inc. 2015 Long-Term Incentive Plan</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>10.7</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Form of Performance Stock Unit Award Agreement Pursuant to the Financial Institutions, Inc. 2015 Long-Term Incentive Plan</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>31.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 - Principal Executive Officer</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>31.2</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 - Principal Financial Officer</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>32</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Certification pursuant to18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Filed Herewith</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.INS</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Instance Document</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.SCH</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Schema Document</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.CAL</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Calculation Linkbase Document</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.LAB</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Label Linkbase Document</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.PRE</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Presentation Linkbase Document</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101.DEF</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">XBRL Taxonomy Extension Definition Linkbase Document</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 54 - </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx44549_17"></A>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>FINANCIAL INSTITUTIONS, INC.</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1.00pt solid #000000; font-size:10pt; font-family:Times New Roman"><B><I>/s/ Martin K. Birmingham</I></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;&nbsp;&nbsp;&nbsp;, August 5, 2015</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Martin K. Birmingham</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">President and Chief Executive Officer</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">(Principal Executive Officer)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1.00pt solid #000000; font-size:10pt; font-family:Times New Roman"><B><I>/s/ Kevin B. Klotzbach</I></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;&nbsp;&nbsp;&nbsp;, August 5, 2015</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Kevin B. Klotzbach</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Executive Vice President, Chief Financial Officer and Treasurer</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">(Principal Financial Officer)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1.00pt solid #000000; font-size:10pt; font-family:Times New Roman"><B><I>/s/ Michael D. Grover</I></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;&nbsp;&nbsp;&nbsp;, August 5, 2015</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Michael D. Grover</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Senior Vice President and Chief Accounting Officer</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">(Principal Accounting Officer)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 55 - </P>

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<TYPE>EX-10.1
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<FILENAME>d44549dex101.htm
<DESCRIPTION>EX-10.1
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Approved by the MD&amp;C Committee: January&nbsp;14, 2015 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Approved by the Board for Directors: January&nbsp;28, 2015 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Approved by Shareholders: May&nbsp;6, 2015 </B></P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


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<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="85%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD COLSPAN="3" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE I PURPOSE AND EFFECTIVE DATE</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>1.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Purpose</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>1.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Effective &amp; Expiration Date</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>1.3</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Successor Plan</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE II DEFINITIONS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Award</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Award Agreement</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.3</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Board</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.4</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Cash Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.5</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Cause</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>1</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.6</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Change in Control</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.7</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Code</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.8</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Committee</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.9</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Common Stock</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.10</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Company</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.11</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Director</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.12</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Director Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.13</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Disability</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.14</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Effective Date</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.15</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Employee</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.16</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Exchange Act</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.17</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Exercise Price</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.18</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Fair Market Value</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>2</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.19</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Good Reason</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.20</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Incentive Stock Option</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.21</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Incumbent Board</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.22</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Indemnified Person</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.23</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Involuntary Termination</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.24</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Non-Qualified Stock Option</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.25</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Option</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.26</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Over 10% Owner</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.27</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Participant</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.28</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Performance Goal</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.29</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Performance Period</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.30</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Performance Stock Award</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>3</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.31</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Performance Stock Unit Award</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.32</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Plan</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.33</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Plan Year</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.34</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Prior Plans</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.35</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Replaced Award</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.36</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Replacement Award</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.37</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Reporting Person</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.38</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Restricted Period</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.39</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Restricted Stock Award</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.40</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Restricted Stock Unit Award</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.41</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Stock Appreciation Right</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.42</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Strike Price</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.43</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Subsidiary</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR></TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(continued) </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="11%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="84%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD COLSPAN="3" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>2.44</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Termination of Employment</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE III ELIGIBILITY AND PARTICIPATION</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>3.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Eligibility</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>3.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Participation</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>4</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE IV STOCK SUBJECT TO PLAN</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>4.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Types of Shares</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>4.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Aggregate Limit</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>4.3</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Calculation of Shares</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>4.4</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Participant Limits</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>5</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE V ADMINISTRATION</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>5.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Action of the Committee</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>5.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Duties and Powers of the Committee</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>5.3</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Delegation</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>5.4</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>No Liability; Indemnification</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>6</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VI AWARDS UNDER THE PLAN</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>6.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Terms and Conditions of All Awards.</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>7</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>6.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Options</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>8</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>6.3</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Stock Appreciation Rights</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>6.4</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Restricted Stock Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>10</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>6.5</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Restricted Stock Unit Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>11</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>6.6</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Qualified Performance Awards, Including Cash Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>12</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>6.7</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Director Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>6.8</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Other Awards</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VII CHANGE IN CONTROL</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>7.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Effect of a Change in Control</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>13</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>7.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Definition</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>14</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE VIII TERMINATION AND AMENDMENT</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>8.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Termination and Amendment of Plan</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>8.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Amendment of Award Agreements</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>8.3</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>No Repricing</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>15</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="3"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>ARTICLE IX GENERAL PROVISIONS</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.1</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Changes in Capitalization; Merger; Liquidation</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.2</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Code Section 409A</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.3</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Right to Terminate Employment or Service</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.4</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Non-Alienation of Benefits</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>16</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.5</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Restrictions on Delivery and Sale of Shares; Legends</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.6</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>FDIA Limitations</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.7</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Compensation Recovery Policy</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.8</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Listing and Legal Compliance</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.9</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Choice of Law</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.10</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Plan Binding on Successors</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>9.11</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Interpretation</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><B>&nbsp;</B></TD>
<TD VALIGN="bottom" ALIGN="right"><B>17</B></TD>
<TD NOWRAP VALIGN="bottom"><B>&nbsp;&nbsp;</B></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Financial Institutions, Inc. (the &#147;<U>Company</U>&#148;) hereby establishes the Financial Institutions, Inc. 2015&nbsp;Long-Term
Incentive Plan (the &#147;<U>Plan</U>&#148;) for the benefit of eligible Employees and Directors. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE I </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>PURPOSE AND EFFECTIVE DATE</U> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.1 <B><U>Purpose</U></B>.<B></B> The purpose of the Plan is to advance the interests of the Company, its Subsidiaries, and its stockholders
and to promote the growth and profitability of the Company and its Subsidiaries by (a)&nbsp;providing incentives to certain Employees and Directors of the Company and its Subsidiaries to stimulate their efforts toward the continued success of the
Company and to operate and manage the business affairs of the Company in a manner that will provide for the long-term growth and profitability of the Company; (b)&nbsp;providing certain Employees and Directors with a means to acquire a proprietary
interest in the Company, acquire shares of Common Stock, or to receive compensation which is based upon appreciation in the value of Common Stock; and (c)&nbsp;providing a means of obtaining, rewarding, and retaining Employees and Directors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.2 <B><U>Effective&nbsp;&amp; Expiration Date</U></B>.<B></B> The Plan shall become effective as of May&nbsp;6, 2015 (the &#147;<U>Effective
Date</U>&#148;), upon the approval of the Plan by the Company&#146;s stockholders on that date. No Award will be granted under the Plan more than ten (10)&nbsp;years after the Effective Date, but all Awards granted on or prior to such date will
continue in effect thereafter subject to the terms thereof and of the Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">1.3 <B><U>Successor Plan</U></B>.<B></B> The Plan is
established as a successor to the 2009 Management Incentive Plan and 2009 Directors&#146; Stock Incentive Plan (the &#147;<U>Prior Plans</U>&#148;). No additional awards shall be made under the Prior Plans after the Effective Date. As provided by
Section&nbsp;4.2, shares of Common Stock authorized under the Prior Plans as of the Effective Date shall be available for issuance or transfer under this Plan. Outstanding awards under the Prior Plans shall continue in effect according to their
terms as in effect before the Effective Date (subject to such amendments as the Committee determines, consistent with the Prior Plans, as applicable). </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE II </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>DEFINITIONS</U> </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.1
<B><U>Award</U></B>. Award shall mean, collectively, the Options, Restricted Stock Awards, Restricted Stock Unit Awards, Stock Appreciation Rights, Cash Awards, Director Awards, and other equity awards that may be granted under the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.2 <B><U>Award Agreement</U></B>.<B></B> Award Agreement shall mean a written or electronic agreement entered into between the Company and a
Participant setting forth the terms and conditions of an Award made to such Participant under this Plan, such Award Agreement to be in such form as shall be prescribed by the Committee from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.3 <B><U>Board</U></B>. Board shall mean the board of directors of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.4 <B><U>Cash Awards</U></B>. Cash Awards shall mean the cash awards that may be made to an eligible Participant pursuant to
Section&nbsp;6.6. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.5 <B><U>Cause</U></B>. Cause as a reason for the termination of a Participant&#146;s employment shall have the
meaning assigned such term in the executive, employment, severance or similar agreement, if any, between the Participant and the Company or a Subsidiary. If the Participant is not a party to an executive, employment, severance, or similar agreement
with the Company or a Subsidiary in which such term is defined, then unless otherwise defined in the applicable Award Agreement, Cause shall mean the commission by the Participant of, or the determination by the Board, based on reasonable evidence
of misconduct as presented by a law enforcement agency, or as a result of an internal or external audit or investigation, that the Participant has committed: (a)&nbsp;a criminal offense involving the violation of state or federal law; (b)&nbsp;a
breach of fiduciary duty; (c)&nbsp;an act of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>


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dishonesty, fraud, or material misrepresentation; or (d)&nbsp;any act of moral turpitude which the Board determines has or may be reasonably expected to have a detrimental impact on the
Company&#146;s business or operations, or which may prevent, because of its demonstrated or demonstrable effect on employees, regulatory agencies, or customers, the Participant from effectively performing his duties. Any reference to the Company in
this definition includes each of its Subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.6 <B><U>Change in Control</U></B>. Change in Control shall have the meaning
specified in Section&nbsp;7.2. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.7 <B><U>Code</U></B>.<B></B> Code shall mean the Internal Revenue Code of 1986, as amended from time to
time, and the regulations and other guidance issued thereunder, as such law, regulations, and guidance may be amended from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.8 <B><U>Committee</U></B>. Committee shall mean the Management Development&nbsp;&amp; Compensation Committee of the Board, each member of
which is a &#147;non-employee director&#148; within the meaning of Rule&nbsp;16b-3 under the Exchange Act, is an &#147;outside director&#148; within the meaning of Code Section&nbsp;162(m) and meets the independence requirements of the Nasdaq Stock
Market listing standards. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.9 <B><U>Common Stock</U></B>. Common Stock shall mean the common stock of the Company, $0.01 par value per
share. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.10 <B><U>Company</U></B>. Company shall mean Financial Institutions, Inc., a New York corporation, and its successors and
assigns. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.11 <B><U>Director</U></B>. Director shall mean any non-employee member of the board of directors of the Company or a
Subsidiary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.12 <B><U>Director Awards</U></B><B>.</B> Director Awards shall mean the director awards that may be made to an eligible
Director pursuant to Section&nbsp;6.7. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.13 <B><U>Disability</U></B>. Except as otherwise provided by this Section&nbsp;2.13, Disability
shall have the meaning assigned such term in the executive, employment, severance, or similar agreement, if any, between the Participant and the Company or a Subsidiary, and if the Participant is not a party to an executive, employment, severance,
or similar agreement with the Company or a Subsidiary in which such term is defined, then unless otherwise defined in the applicable Award Agreement and except as otherwise provided by this Section&nbsp;2.13, Disability shall have the meaning
assigned such term in the long-term disability plan or policy maintained, or if applicable, most recently maintained, by the Company or any Subsidiary for the Participant. If no long-term disability plan or policy was ever maintained on behalf of
the Participant, or if the determination of Disability relates to an Incentive Stock Option, Disability shall mean the condition described in Code Section&nbsp;22(e)(3). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.14 <B><U>Effective Date</U></B>. Effective Date shall have the meaning specified in Section&nbsp;1.2. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.15 <B><U>Employee</U></B>. Employee shall mean an employee of the Company or a Subsidiary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.16 <B><U>Exchange Act</U></B>. Exchange Act shall mean the Securities Exchange Act of 1934, as amended from time to time, and the rules and
regulations thereunder, as such law, rules and regulations may be amended from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.17 <B><U>Exercise Price</U></B>. Exercise
Price shall mean the price at which a share of Common Stock may be purchased by a Participant pursuant to the exercise of an Option. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.18
<B><U>Fair Market Value</U></B>. Fair Market Value of Common Stock shall mean the closing price of the Common Stock as reported on the Nasdaq Stock Market on the relevant valuation date or, if there were no Common Stock transactions on such day, on
the next preceding date on which there were Common Stock transactions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.19 <B><U>Good Reason</U></B>. Good Reason as a reason for a Participant&#146;s termination of
employment shall have the meaning assigned such term in the executive, employment, severance, or similar agreement, if any, between the Participant and the Company or a Subsidiary. If the Participant is not a party to an executive, employment,
severance, or similar agreement with the Company or a Subsidiary in which such term is defined, then unless otherwise defined in the applicable Award Agreement, &#147;Good Reason&#148; shall mean (a)&nbsp;a material diminution in the
Participant&#146;s base salary from the level immediately prior to the Change in Control; or (b)&nbsp;a material change in the geographic location at which the Participant must primarily perform the Participant&#146;s services (which shall in no
event include a relocation of the Participant&#146;s current principal place of business to a location less than&nbsp;fifty (50)&nbsp;miles away) from the geographic location immediately prior to the Change in Control; provided, however, no
termination shall be deemed to be for Good Reason unless (i)&nbsp;the Participant provides the Company with written notice setting forth the specific facts or circumstances constituting Good Reason within&nbsp;ninety (90)&nbsp;days after the initial
existence of the occurrence of such facts or circumstances, (ii)&nbsp;to the extent curable, the Company has failed to cure such facts or circumstances within&nbsp;thirty (30)&nbsp;days of its receipt of such written notice, and (iii)&nbsp;the
effective date of the termination for Good Reason occurs no later than one hundred eighty (180)&nbsp;days after the initial existence of the facts or circumstances constituting Good Reason. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.20 <B><U>Incentive Stock Option</U></B>. Incentive Stock Option shall mean an Option to purchase Common Stock which is granted under the
Plan with the intention that it qualify as an &#147;incentive stock option&#148; as that term is defined under Code Section&nbsp;422. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.21 <B><U>Incumbent Board</U></B><U>.<B></B></U><B></B> Incumbent Board shall have the meaning specified in Section&nbsp;7.2(d). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.22 <B><U>Indemnified Person</U></B><U>.<B></B></U><B></B> Indemnified Person shall have the meaning specified in Section&nbsp;5.4(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.23 <B><U>Involuntary Termination</U></B><B>.</B> Involuntary Termination shall mean termination of a Participant&#146;s employment or
service by the Company or a Subsidiary without Cause or by the Participant for Good Reason. For avoidance of doubt, an Involuntary Termination shall not include a termination of the Participant&#146;s employment or service by the Company or a
Subsidiary for Cause or due to the Participant&#146;s death, Disability, or voluntary resignation other than for Good Reason. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.24
<B><U>Non-Qualified Stock Option</U></B>.<B></B> Non-Qualified Stock Option shall mean an Option to purchase Common Stock which is granted under the Plan and that is not an Incentive Stock Option. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.25 <B><U>Option</U></B>. Option shall mean a Non-Qualified Stock Option or an Incentive Stock Option granted pursuant to Section&nbsp;6.2.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.26 <B><U>Over 10% Owner</U></B>. Over 10% Owner shall mean an individual who, at the time an Incentive Stock Option is granted to such
individual, owns Common Stock possessing more than ten percent (10%)&nbsp;of the total combined voting power of the Company or one of its Subsidiaries, determined by applying the attribution rules of Code Section&nbsp;424(d). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.27 <B><U>Participant</U></B>. Participant shall mean an Employee or Director who has been granted an Award. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.28 <B><U>Performance Goal</U></B>. Performance Goal shall mean a performance goal for a Cash Award, Performance Stock Award or Performance
Stock Unit Award that is intended to satisfy the requirements for &#147;performance-based compensation&#148; under Code Section&nbsp;162(m), and shall mean a performance goal described in Section&nbsp;6.6(d). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.29 <B><U>Performance Period</U></B>. Performance Period shall mean a performance period for a Cash Award, Performance Stock Award or
Performance Stock Unit Award that is intended to satisfy the requirements for &#147;performance-based compensation&#148; under Code Section&nbsp;162(m), and shall mean a performance period described in Section&nbsp;6.6(c). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.30 <B><U>Performance Stock Award</U></B>. Performance Stock Award shall mean an Award as described in Section&nbsp;6.4(c). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.31 <B><U>Performance Stock Unit Award</U></B>. Performance Stock Unit Award shall mean an Award
as described in Section&nbsp;6.5(b). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.32 <B><U>Plan</U></B>. Plan shall have the meaning assigned to such term in the Preamble hereof.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.33 <B><U>Plan Year</U></B>. Plan Year shall mean the calendar year. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.34 <B><U>Prior Plans</U></B>. Prior Plans shall have the meaning specified in Section&nbsp;1.3. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.35 <B><U>Replaced Award</U></B>. Replaced Award shall have the meaning specified in Section&nbsp;7.1(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.36 <B><U>Replacement Award</U></B>. Replacement Award shall have the meaning specified in Section&nbsp;7.1(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.37 <B><U>Reporting Person</U></B>. Reporting Person shall mean an officer or director of the Company or a Subsidiary subject to the
reporting requirements of Section&nbsp;16 of the Exchange Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.38 <B><U>Restricted Period</U></B><U>.<B></B></U><B></B> Restricted
Period shall mean the period of time during which Restricted Stock Awards granted pursuant to Section&nbsp;6.4 or Restricted Stock Unit Awards granted pursuant to Section&nbsp;6.5 are subject to restrictions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.39 <B><U>Restricted Stock Award</U></B>. Restricted Stock Award shall mean an Award of Common Stock subject to restrictions determined by
the Committee as described in Section&nbsp;6.4. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.40 <B><U>Restricted Stock Unit Award</U></B>. Restricted Stock Unit Award shall mean an
Award as described in Section&nbsp;6.5. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.41 <B><U>Stock Appreciation Right</U></B>. Stock Appreciation Right shall mean an Award of a
stock appreciation right as described in Section&nbsp;6.3. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.42 <B><U>Strike Price</U></B>. Strike Price shall mean the measuring price
per share of Common Stock for a Stock Appreciation Right used to determine the payment of such Stock Appreciation Right. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.43
<B><U>Subsidiary</U></B>. Subsidiary shall mean any corporation or other entity, whether domestic or foreign, in which the Company has or obtains, directly or indirectly, a proprietary interest of more than fifty percent (50%)&nbsp;by reason of
stock ownership or otherwise. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">2.44 <B><U>Termination of Employment</U></B>. Termination of Employment shall mean the termination of the
employment or other service relationship between a Participant and the Company and its Subsidiaries, regardless of whether severance or similar payments are made to the Participant, for any reason, including, but not by way of limitation, a
termination by resignation, discharge, death, Disability, or retirement, as determined by the Committee pursuant to Section&nbsp;6.1(i)(3). </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE III </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0%; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>ELIGIBILITY AND PARTICIPATION </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.1 <B><U>Eligibility</U></B>.<B></B> Subject to the limitation on eligibility for Awards of Incentive Stock Options set forth in
Section&nbsp;6.2(g), any Employee or Director of the Company or a Subsidiary, who is selected by the Committee is eligible to receive an Award under the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">3.2 <B><U>Participation</U></B>.<B></B> Unless otherwise determined by the Committee, as a condition precedent to participation in the Plan,
each Employee or Director selected to receive an Award shall enter into an Award Agreement with the Company, agreeing to the terms and conditions of the Plan and the Award granted. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IV </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:0%; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>STOCK SUBJECT TO PLAN </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.1 <B><U>Types of Shares</U></B>.<B></B> The shares of Common Stock subject to the provisions of this Plan shall either be shares of
authorized but unissued Common Stock, shares of Common Stock held as treasury stock or previously issued shares of Common Stock reacquired by the Company, including shares purchased on the open market. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.2 <B><U>Aggregate Limit</U></B>.<B></B> Subject to adjustment in accordance with Section&nbsp;9.1, the maximum number of shares of Common
Stock reserved exclusively for issuance upon an award of or exercise or payment pursuant to Awards under the Plan shall be the sum of the following: (a)&nbsp;the number of shares remaining available for issuance under the Prior Plans on the
Effective Date; and (b)&nbsp;any shares of Common Stock that are subject to outstanding awards under the Prior Plans on the Effective Date that are subsequently canceled, expired, forfeited, or otherwise not issued or are settled in cash. All or any
of this maximum number of shares of Common Stock reserved under the Plan may be issued pursuant to Awards of Incentive Stock Options or pursuant to any one or more other Awards. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.3 <B><U>Calculation of Shares</U></B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) For purposes of calculating the total number of shares of Common Stock available for grants of Awards hereunder, the
following shall apply: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) The number of shares of Common Stock available for grants of Awards hereunder shall be reduced
by the number of shares for which Awards are actually granted; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) The grant of a Performance Stock Award or
Performance Stock Unit Award shall be deemed to be equal to the maximum number of shares of Common Stock which may be issued under such Award. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <I>Shares Added Back</I>. If less than the maximum number of shares of Common Stock which may be issued under a Performance
Stock Award or Performance Stock Unit Award are earned and issued, only the number of shares of Common Stock actually issued shall count against the above limit, and the excess of the maximum over the actual number of shares of Common Stock issued
shall again become available for grants under the Plan. Further, if any Award under the Plan shall expire, terminate, be canceled (including cancellation upon the Participant&#146;s exercise of a related Award), or is unsettled for any reason
without having been exercised in full, or if any Award shall be forfeited to the Company, the unexercised, unsettled, or forfeited Award, shall not count against the aggregate limitations under Section&nbsp;4.2 and shall again become available for
grants under the Plan. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <I>Shares NOT Added Back</I>. Shares of Common Stock equal in number to the shares tendered or
withheld in payment of an Option Exercise Price or in settlement of any other Award, and shares of Common Stock that are tendered or withheld in order to satisfy any federal, state, or local tax liability, shall count against the aggregate
limitations in Section&nbsp;4.2 and shall not become available again for grants under the Plan. Provided further, the full number of shares of Common Stock subject to a Stock Appreciation Right shall count against the above limit, and any shares
that were estimated to be used for such purposes and were not in fact so used shall not become available again for grants under the Plan. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) Cash settlements of Awards will not count against the above limits. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">4.4 <B><U>Participant Limits</U></B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Subject to adjustment in accordance with Section&nbsp;9.1, the total number of shares of Common Stock for which Awards may
be granted in any Plan Year to any Employee shall not exceed three hundred thousand (300,000)&nbsp;shares of Common Stock. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The aggregate grant date fair value of Awards granted in any Plan Year to any
Director shall not exceed one hundred thousand dollars ($100,000); provided, however, such limit shall not apply to Awards granted to Directors pursuant to Section&nbsp;6.7 in lieu of cash-based director fees that the Director elects to receive in
the form of shares of Common Stock equal in value to the cash-based director fees that the Director would otherwise have received. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE V </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>ADMINISTRATION</U> </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.1
<B><U>Action of the Committee</U></B>.<B></B> The Plan shall be administered by the Committee. In administering the Plan, the Committee&#146;s actions, determinations, and interpretations made in good faith shall not be subject to review and shall
be final, binding, and conclusive on all interested parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.2 <B><U>Duties and Powers of the Committee</U></B>.<B></B> The Committee
shall have the power to grant Awards in accordance with the provisions of the Plan and may grant Awards singly, in combination, or in tandem. Subject to the provisions of the Plan, including the prohibition against repricing set forth in
Section&nbsp;8.3, the Committee shall have the discretion and authority to determine: (a)&nbsp;the Employees and Directors to whom Awards will be granted; (b)&nbsp;the number of shares of Common Stock subject to each Award; (c)&nbsp;the terms and
conditions of each Award, including, without limitation, the applicable vesting schedule and forfeiture provisions of the Award, Exercise Price, Strike Price, performance goals, performance periods; Restriction Periods and exercise periods;
(d)&nbsp;the acceleration of vesting, exercise, or payment and/or any other consequence under the Award in the event of an occurrence of a Change in Control; and (e)&nbsp;such other matters applicable to an Award as are permissible under the Plan.
Except as otherwise required by the Plan, the Committee shall have the authority to interpret and construe the provisions of the Plan and the Award Agreements, and to make determinations pursuant to any Plan provision or Award Agreement which shall
be final and binding on all persons. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.3 <B><U>Delegation</U></B>.<B></B> The Committee may designate and authorize individual officers
or employees of the Company or a Subsidiary who are not members of the Committee to carry out its responsibilities hereunder under such conditions or limitations as the Committee may set, other than its authority and responsibility with regard to
Awards granted to a Reporting Person or Awards that are intended to satisfy the requirements for &#147;performance-based compensation&#148; under Code Section&nbsp;162(m). References in the Plan to Committee shall include the individuals to whom the
Committee has delegated to the extent of the authority so delegated. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">5.4 <U><B>No Liability; Indemnification</B></U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) No Director, member of the Committee, or officer or employee to whom any duty or power relating to the administration or
interpretation of the Plan has been delegated (each, an &#147;<U>Indemnified Person</U>&#148;), shall be liable to any person for any act or determination made in good faith with respect to the Plan or any Award. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) Each Indemnified Person shall be indemnified and held harmless by the Company against and from any loss, cost, liability,
or expense that may be imposed upon or reasonably incurred by such Indemnified Person in connection with or resulting from any claim, action, suit or proceeding to which the Indemnified Person may be a party or in which the Indemnified Person may be
involved by reason of any action taken or failure to act under the Plan and against and from any and all amounts paid by the Indemnified Person in settlement thereof, with the Company&#146;s approval, or paid by the Indemnified Person in
satisfaction of any judgment in any such action, suit, or proceeding against him or her, provided the Indemnified Person shall give the Company an opportunity, at its own expense, to handle, and defend the same before the Indemnified Person
undertakes to handle and defend it on his or her own behalf. The foregoing right of indemnification shall not be exclusive of any other rights of indemnification to which such Indemnified Persons may be entitled under the Company&#146;s Certificate
of Incorporation or policies, as a matter of law, or otherwise, or any power that the Company may have to indemnify them or hold them harmless. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VI </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>AWARDS UNDER THE PLAN</U> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.1 <U><B>Terms and Conditions of All Awards</B></U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Shares and Cash Awards Subject to Grant</U>. The number of shares of Common Stock and/or the amounts of Cash Awards as
to which an Award may be granted will be determined by the Committee in its sole discretion, subject to the Participant limits in Section&nbsp;4.4 and Section&nbsp;6.6. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Award Agreement</U>. Each Award Agreement is subject to the terms of the Plan and any provisions contained in the Award
Agreement that are inconsistent with the Plan shall be superseded by the terms of the Plan. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <U>Date of Grant</U>. The
date as of which an Award is granted will be the date on which the Committee has approved the terms and conditions of the Award and has determined the recipient of the Award and the number of shares of Common Stock or amount of cash covered by the
Award, and has taken all such other actions necessary to complete the grant of the Award. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <U>Transfer and
Exercise</U>. Awards are not transferable or assignable except by will or by the laws of descent and distribution and are exercisable, during a Participant&#146;s lifetime, only by the Participant, or in the event of the Disability of the
Participant, by the Participant or the legal representative of the Participant, or in the event of the death of the Participant, by the legal representative of the Participant&#146;s estate, or if no legal representative has been appointed, by the
successor in interest determined under the Participant&#146;s will. Any transfer or attempted transfer of an Award by a Participant not made in accordance with the Plan and the applicable Award Agreement will be void and of no effect, and the
Company will not recognize, or have the duty to recognize, any transfer not made in accordance with the Plan and the applicable Award Agreement, and an Award attempted to be transferred will continue to be bound by the Plan and the applicable Award
Agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>Payment</U>. Awards for which any payment is due from a Participant including, without limitation, the
Exercise Price of an Option or the tax withholding required with respect to an Award pursuant to Section&nbsp;6.1(g), may be made in any form or manner authorized by the Committee in the Award Agreement or by amendment thereto, including, but not
limited to: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) U.S. dollars by personal check, bank draft, or money order payable to the Company, by money transfer or
direct account debits; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) Delivery to the Company of a number of shares of Common Stock having an aggregate fair market
value of not less than the aggregate Exercise Price or minimum tax withholding required for the Award; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) Involvement
of a stockbroker in accordance with the federal margin rules set forth in Regulation T; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) A cashless exercise if and to
the extent permissible by applicable law; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) Any combination of the above forms and methods. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) <U>Dividend Equivalents</U>. If the Committee so determines and provides in an Award Agreement, Participants may be
credited with any dividends paid with respect to the shares of Common Stock underlying an Award (other than an Option or Stock Appreciation Right) in a manner determined by the Committee in its sole discretion. The Committee may apply any
restrictions to such dividend equivalents that the Committee deems appropriate. The Committee, in its sole discretion, may determine the form of payment of dividend equivalents, including cash or shares of Common Stock. Notwithstanding the
foregoing, any dividend equivalents on an Award the vesting or payment of which is dependent upon </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>


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the achievement of one or more performance goals shall accrue and be paid only if and to the extent the shares of Common Stock underlying the Award become vested or payable. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) <U>Withholding</U>. The Company shall deduct from all cash payments under the Plan the amount of any federal, state, or
local taxes required to be withheld. Whenever the Company proposes or is required to issue or transfer shares of Common Stock under the Plan, or upon the vesting of any Restricted Stock Award, the Company has the right to require the recipient to
remit to the Company an amount sufficient to satisfy the amount of any federal, state, or local taxes required to be withheld as a condition of and prior to the delivery or release of such shares. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) <U>Deferred Compensation</U>. Notwithstanding the Committee&#146;s discretion to determine the terms and conditions of
Awards under the Plan, the Committee may require or permit the deferral of the receipt of Awards (other than an Option or Stock Appreciation Right) upon such terms as the Committee deems appropriate and in accordance with the requirements of Code
Section&nbsp;409A. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) <U>Treatment of Awards upon Termination of Employment</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) All Awards granted under the Plan, including all unexercised Options whether vested or non-vested, shall immediately be
forfeited and may not thereafter vest or be exercised in the event a Participant incurs a Termination of Employment for Cause. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) Except as otherwise provided by Section&nbsp;6.1(i)(1), any Award under the Plan to a Participant who has experienced a
Termination of Employment or termination of some other service relationship with the Company and its Subsidiaries may be cancelled, accelerated, paid or continued, as provided in the applicable Award Agreement or as the Committee may otherwise
determine to the extent not prohibited by or inconsistent with the provisions of the Plan, taking into consideration such other factors as the Committee determines are relevant to its decision whether to continue an Award. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) Subject to Section&nbsp;6.1(i)(1), the Committee will, in its absolute discretion, determine the effect of all matters and
questions relating to a Termination of Employment as it affects an Award, including, but not by way of limitation, the question of whether a leave of absence constitutes a Termination of Employment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.2 <B><U>Options</U></B>.<B></B> At the time any Option is granted, the Committee will determine whether the Option is to be an Incentive
Stock Option or a Non-Qualified Stock Option. Each Incentive Stock Option granted under the Plan shall be clearly identified as to its status as an Incentive Stock Option and the applicable Award Agreement shall reflect such status. Subject to the
special conditions applicable to Incentive Stock Options set forth in Section&nbsp;6.2(g) and the special conditions applicable to substitute Options set forth in Section&nbsp;6.2(f), Options awarded under the Plan shall be subject to the following
terms and conditions: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Exercise Price</U>. Subject to adjustment in accordance with Section&nbsp;9.1, the Exercise
Price per share of Common Stock purchasable under any Option shall be determined by the Committee in its sole discretion and set forth in the applicable Award Agreement; provided, however, the Exercise Price may not be less than the Fair Market
Value of the Common Stock subject to the Option on the date the Option is granted. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Option Term</U>. The exercise
period for each Option granted under the Plan shall be determined by the Committee in its sole discretion and set forth in the applicable Award Agreement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <U>Conditions to Exercise</U>. The Committee may impose such conditions and restrictions on the exercise of an Option as it
may deem appropriate. Each Option granted under the Plan shall be exercisable at such time or times, or upon the occurrence of such event or events, and for such number of shares of Common Stock as determined by the Committee in its sole discretion
and set forth in the applicable Award Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <U>Exercise of Option</U>. An Option shall be exercised by (i)&nbsp;delivery
to the Company of a written notice of exercise (on the form or in the manner specified by the Company for such notice) with respect to all or a specified number of shares of Common Stock subject to the Option, and (ii)&nbsp;payment to the Company of
the full amount of the Exercise Price in a manner permissible under Section&nbsp;6.1(e) and the applicable Award Agreement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>No Rights as a Stockholder</U>. The holder of an Option, as such, shall have none of the rights of a stockholder of the
Company with respect to the shares of Common Stock underlying such Option until such time as the Option vests, is exercised and the shares of Common Stock are issued to the holder of the Option. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) <U>Special Provisions for Substitute Options</U>. Notwithstanding anything to the contrary in this Section&nbsp;6.2, any
Option issued in substitution for an option previously issued by another entity, which substitution occurs in connection with a corporate transaction, may provide for an Exercise Price and may contain such other terms and conditions as the Committee
may prescribe to cause such substitute Option to contain as nearly as possible the same terms and conditions (including the applicable vesting and termination provisions) as those contained in the previously issued option being replaced thereby;
provided, however, the number of shares of Common Stock and the Exercise Price of any Option issued in substitution for an option previously issued by another entity shall be determined in accordance with the requirements of Code Section&nbsp;409A.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) <U>Special Conditions for Incentive Stock Options</U>. Notwithstanding anything to the contrary in Section&nbsp;6.1 or
this Section&nbsp;6.2, Incentive Stock Options shall be subject to the following terms and conditions: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) Incentive Stock
Options may only be granted to Employees of the Company or of a Subsidiary that qualifies as a &#147;subsidiary corporation&#148; within the meaning given such term by Code Section&nbsp;424. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) The aggregate Fair Market Value (determined as of the date an Incentive Stock Option is granted) of the shares of Common
Stock with respect to which Options intended to meet the requirements of Code Section&nbsp;422 become exercisable for the first time by an Employee during any calendar year (under all plans of the Company and its Subsidiaries) may not exceed one
hundred thousand dollars ($100,000); provided, however, if such limitation is exceeded, the portion of such Incentive Stock Option(s) which cause the limitation to be exceeded will be treated as Non-Qualified Stock Option(s). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) No Incentive Stock Option may be granted after ten (10)&nbsp;years from the date that the Plan is approved by the
Company&#146;s stockholders. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) With respect to each grant of an Incentive Stock Option to a Participant who is an Over
10% Owner, the Exercise Price may not be less than one hundred ten percent (110%)&nbsp;of the Fair Market Value of the Common Stock subject to the Incentive Stock Option on the date the Incentive Stock Option is granted. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) The exercise period for an Incentive Stock Option must be no longer than ten (10)&nbsp;years from the date that the
Incentive Stock Option is granted, or in the case of an Incentive Stock Option granted to an Over 10% Owner, the exercise period may be no longer than five (5)&nbsp;years after the date that the Incentive Stock Option is granted. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vi) For an Incentive Stock Option issued in substitution for an incentive stock option previously issued by another entity,
which substitution occurs in connection with a transaction to which Code Section&nbsp;424(a) is applicable, both the number of shares of Common Stock and the Exercise Price of the substitute Incentive Stock Option shall be computed in accordance
with Code Section&nbsp;424. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vii) Incentive Stock Options granted under the Plan are intended to comply with
Code Section&nbsp;422, and the provisions of the Plan and the Award Agreements for any Incentive Stock Options granted under the Plan shall be construed in such manner as to effectuate that intent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.3 <B><U>Stock Appreciation Rights</U></B>.<B></B> A Stock Appreciation Right shall entitle the Participant to receive at the time of payment
or exercise, for a specified or determinable number of shares of the Common Stock, an amount equal to a percentage (not to exceed 100%) of the excess of Fair Market Value of a share of Common Stock over the applicable Strike Price per share of
Common Stock. Each Stock Appreciation Right shall be subject to the following terms and conditions: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Strike
Price</U>. Subject to adjustment in accordance with Section&nbsp;9.1, the Strike Price per share of Common Stock under any Stock Appreciation Right shall be determined by the Committee in its sole discretion and set forth in the applicable Award
Agreement; provided, however, the Strike Price may not be less than the Fair Market Value of the Common Stock subject to the Stock Appreciation Right on the date the Stock Appreciation Right is granted. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Conditions to Exercise</U>. The Committee may impose such conditions and restrictions on the exercise of a Stock
Appreciation Right as it may deem appropriate. Each Stock Appreciation Right granted under the Plan shall be exercisable or payable at such time or times, or upon the occurrence of such event or events, and in such amounts as determined by the
Committee in its sole discretion, and set forth in the applicable Award Agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <U>No Rights as a Stockholder</U>.
The holder of a Stock Appreciation Right, as such, shall have none of the rights of a stockholder of the Company with respect to the shares of Common Stock underlying such Stock Appreciation Right until such time as the Stock Appreciation Right
vests, is exercised, or paid and the shares of Common Stock are issued to the holder of the Stock Appreciation Right. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d)
<U>Settlement</U>. Upon settlement of a Stock Appreciation Right, the Company shall pay to the Participant the appreciation in cash, shares of Common Stock (valued at the aggregate fair market value), or a combination thereof, as provided in the
Award Agreement or, in the absence of such provision, as the Committee may determine. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.4 <B><U>Restricted Stock Awards</U></B>.<B></B>
Each Restricted Stock Award shall be made in such number of shares of Common Stock, upon such terms and conditions on such shares, for such Restricted Period and with such dividend or voting rights during the Restricted Period as determined by the
Committee in its sole discretion and set forth in the applicable Award Agreement. Restricted Stock Awards shall be subject to the following terms and conditions: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Consideration</U>. The Committee may require a payment from the Participant in exchange for the grant of a Restricted
Stock Award or may grant a Restricted Stock Award without any consideration from the Participant other than his service to or on behalf of the Company or its Subsidiaries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Shares</U>. A Restricted Stock Award granted pursuant to the Plan may be evidenced by book entry or in such manner as
the Committee shall determine, and the Committee may take any action it deems necessary or advisable to reflect that the shares of Common Stock that are part of the Restricted Stock Award are subject to its applicable terms, conditions, and
restrictions applicable, until the restrictions thereon shall have lapsed. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <U>Vesting</U>. Each Restricted Stock Award
shall vest over a Restricted Period based upon the passage of time or upon the achievement of performance goals (or a combination of both), as determined by the Committee. Restricted Stock Awards subject to performance goals may be designated as
Performance Stock Awards. A Restricted Stock Award may also, in the Committee&#146;s discretion, provide </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>


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for earlier termination of the Restricted Period in the event of the retirement, death, or Disability of the Participant, or in the event of a Change in Control. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <U>Rights as Stockholder</U>. Unless otherwise determined by the Committee and set forth in the applicable Award Agreement,
a grant of a Restricted Stock Award shall immediately entitle the Participant to voting and dividend rights with respect to the shares of Common Stock subject to the Award. In addition, the Committee may determine and set forth in an Award Agreement
that any dividends or other distributions on the shares of Common Stock subject to the Award be deferred or that the Award be credited with an additional number of shares of Restricted Stock determined using the amount of dividends that would have
been paid on the number of shares of Common Stock underlying the Award and the Fair Market Value of a share of Common Stock on the applicable dividend payment date, and in each case subject to the same vesting and forfeiture restrictions that apply
to the shares of Common Stock subject to the Award; provided, however, with respect to a Restricted Stock Award the vesting of which is based on the achievement of performance goals, the dividends and other distributions on the shares of Common
Stock subject to the Award shall in all cases either (i)&nbsp;be deferred and payment thereof contingent on the vesting of the shares of Common Stock with respect to which such dividends and other distributions are paid, or (ii)&nbsp;be credited
with additional shares of Restricted Stock with the same vesting and forfeiture restrictions that apply to the shares of Common Stock subject to the Award with respect to which such dividends and other distributions are paid. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>Qualified Performance Awards</U>. The Committee may, but is not required to, structure any Performance Stock Award so as
to qualify as &#147;performance-based compensation&#148; under Code Section&nbsp;162(m) by granting such Award pursuant to and in accordance with the requirements of Section&nbsp;6.6. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.5 <B><U>Restricted Stock Unit Awards</U></B>.<B></B> Restricted Stock Unit Awards shall entitle the Participant to receive, at a specified
future date or event, payment of a specified number of shares of Common Stock or an amount equal to all or a portion of the Fair Market Value of a specified number of shares of Common Stock at the end of the applicable Restricted Period. Each
Restricted Stock Unit Award shall be made in such number of shares of Common Stock, upon such terms and conditions, for such Restricted Period and with such dividend equivalent rights during the Restricted Period as determined by the Committee in
its sole discretion and set forth in the applicable Award Agreement. Restricted Stock Unit Awards shall be subject to the following terms and conditions: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Consideration</U>. The Committee may require a payment from the Participant in consideration of a payment of a
Restricted Stock Unit Award or may grant a Restricted Stock Unit Award without any consideration from the Participant other than his service to or on behalf of the Company or its Subsidiaries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Vesting</U>. Each Restricted Stock Unit Award shall vest over a Restricted Period based upon the passage of time or upon
the achievement of performance goals (or a combination of both), as determined by the Committee. Restricted Stock Unit Awards subject to performance goals may be designated as Performance Stock Unit Awards. A Restricted Stock Unit Award may also, in
the Committee&#146;s discretion, provide for earlier termination of the Restricted Period in the event of the retirement, death, or Disability of the Participant, or in the event of a Change in Control. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <U>No Rights as a Stockholder</U>. The holder of a Restricted Stock Unit Award, as such, shall have none of the rights of a
stockholder of the Company with respect to the shares of Common Stock underlying such Restricted Stock Unit Award until such time as the Restricted Stock Unit Award vests, is paid and the shares of Common Stock are issued to the holder of the
Restricted Stock Unit Award. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <U>Settlement</U>. A Restricted Stock Unit Award may be settled by the delivery of shares
of Common Stock, their cash equivalent Fair Market Value, any combination thereof or in any other form of consideration, as determined by the Committee and set forth in the applicable Award Agreement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <U>Qualified Performance Awards</U>. The Committee may, but is not required to, structure any Performance Stock Unit Award
so as to qualify as &#147;performance-based compensation&#148; under Code Section&nbsp;162(m) by granting such Award pursuant to and in accordance with the requirements of Section&nbsp;6.6 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.6 <B><U>Qualified Performance Awards, Including Cash Awards</U></B>.<B></B> The Committee may
grant Performance Stock Awards, Performance Stock Unit Awards, and/or Cash Awards that are intended to qualify as &#147;performance-based compensation&#148; under Code Section&nbsp;162(m) by conditioning the Award on the attainment of Performance
Goals; provided that the Committee shall establish the Performance Goals at such time required under Code Section&nbsp;162(m), while the outcome of the Performance Goals are substantially uncertain. At the time of the grant of a Cash Award,
Performance Stock Award or Performance Stock Unit Award pursuant to this Section&nbsp;6.6, the Committee will determine the following: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Amount or Number of Shares</U>. Subject to Section&nbsp;6.6(b), the Committee will determine and specify the dollar
value of the Cash Award or the number of shares of the Performance Stock Award or Performance Stock Unit Award that will become payable upon the achievement of specified Performance Goals during a specified Performance Period. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <U>Award Limits</U>. The maximum amount payable under the Plan to a Participant as a Cash Award for any Performance Period
that is intended to satisfy the requirements for &#147;performance-based compensation&#148; under Code Section&nbsp;162(m) shall be five hundred thousand dollars ($500,000) per calendar year. In the case of an Award with a multiyear Performance
Period, this dollar limit shall apply separately to each calendar year (or portion thereof) in the Performance Period of such Cash Award. The grant of any Performance Stock Award or Performance Stock Unit Award that is intended to satisfy the
requirements for &#147;performance-based compensation&#148; under Code Section&nbsp;162(m) shall be subject to the limit set forth in Section&nbsp;4.4(a). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <U>Performance Period</U>. The Committee will determine at the time of grant of an Award under this Section&nbsp;6.6, the
Performance Period applicable to the Award during which the Performance Goals shall be measured, which may be subject to earlier lapse or other modification in the event of the retirement, death, or Disability of the Participant, or in the event of
a Change in Control, provided, however, that no such adjustment will be made where such action would result in the loss of the otherwise available exemption of the Award under Code Section&nbsp;162(m). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <U>Performance Goals</U>. Any grant of an Award under this Section&nbsp;6.6 will specify one or more Performance Goals
established by the Committee which, if achieved, will result in payment of the Award, and may specify in respect of any such specified Performance Goal a minimum acceptable level or levels of achievement and a formula for determining the number of
shares or amount of the Award that will be earned if performance is at or above the specified minimum or threshold level or levels, or is at or above the target level or levels, but falls short of the specified maximum level or levels. The grant of
an Award under this Section&nbsp;6.6 will specify that, before the Award will be earned and paid, the Committee must determine and certify that the Performance Goals and other material terms of the Award have been satisfied, and if applicable, the
level of performance achieved. Performance Goals shall mean any one or more of the following criteria: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i) Share price,
including market price per share and share price appreciation. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ii) Earnings, including (a)&nbsp;earnings per share;
(b)&nbsp;gross or pre-tax profits; (c)&nbsp;post-tax profits; (d)&nbsp;operating profit; (e)&nbsp;operating earnings; (f)&nbsp;growth in earnings or growth in earnings per share; and (g)&nbsp;total earnings. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iii) Return on equity, including (a)&nbsp;return on invested capital; (b)&nbsp;return or net return on assets or net assets;
(c)&nbsp;return on investment; (d)&nbsp;return on capital; (e)&nbsp;financial return ratios; (f)&nbsp;value of assets; and (g)&nbsp;change in assets. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(iv) Cash flow(s), including (a)&nbsp;operating cash flow; (b)&nbsp;net cash flow; (c)&nbsp;free cash flow; and (d)&nbsp;cash
flow on investment. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(v) Revenue, including gross or net revenue and changes in annual revenues. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vi) Margins, including adjusted pre-tax margin and operating margins. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(vii) Income, including net income and consolidated net income. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(viii) Costs and expenses, including (a)&nbsp;operating or administrative expenses; (b)&nbsp;expense or cost levels;
(c)&nbsp;reduction of losses, loss ratios, or expense ratios; (d)&nbsp;reduction in fixed costs; (e)&nbsp;expense reduction levels; (f)&nbsp;operating cost management; and (g)&nbsp;cost of capital. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(ix) Financial ratings, including (a)&nbsp;credit rating; (b)&nbsp;capital expenditures; (c)&nbsp;debt; (d)&nbsp;debt
reduction; (e)&nbsp;working capital; (f)&nbsp;capital ratios; (g)&nbsp;average invested capital; and (h)&nbsp;attainment of balance sheet or income statement objectives. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(x) Market share, including (a)&nbsp;volume; and (b)&nbsp;market share or market penetration with respect to specific
geographic areas. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:8%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(xi) Shareholder return, including (a)&nbsp;total shareholder return; (b)&nbsp;shareholder return based
on growth measures or the attainment of a specified share price for a specified period of time; and (c)&nbsp;dividends. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Such Performance
Goals may be particular to an Employee or Director or the division, department, branch or line of business, Subsidiary, or other unit in which the Employee works, or may be based on the performance of the Company generally. In addition, the
Committee shall, in its discretion and to the extent consistent with Code Section&nbsp;162(m), if applicable, include or exclude from a Performance Goal any of the following items: (1)&nbsp;asset write-downs; (2)&nbsp;litigation or claim judgments
or settlements; (3)&nbsp;the effect of changes in tax laws, accounting principles, regulations, or other laws or regulations affecting reported results; (4)&nbsp;any reorganization and restructuring programs; (5)&nbsp;acquisitions or divestitures;
(6)&nbsp;unusual nonrecurring or extraordinary items identified in the Company&#146;s audited financial statements, including footnotes; (7)&nbsp;annual incentive payments or other bonuses; or (8)&nbsp;capital charges </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.7 <B><U>Director Awards</U></B>. Subject to the limitations in Section&nbsp;4.4(b), in addition to the ability of Directors to receive
Options, Stock Appreciation Rights, Restricted Stock Awards, Restricted Stock Unit Awards, or other Awards under this Article VI, Directors may also (a)&nbsp;receive Awards of outright shares of Common Stock, and (b)&nbsp;be permitted to elect to
receive, pursuant to procedures established by the Committee, Awards of outright shares of Common Stock in lieu of cash-based director fees that the Director elects to receive in the form of shares of Common Stock with a fair market value equal to
the cash-based director fees that the Director would otherwise have received. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">6.8 <B><U>Other Awards</U></B>. Subject to applicable law
and the limits set forth in Article IV, the Committee may grant to any Participant such other Awards that may be denominated or payable in, valued in whole or in part by reference to, or otherwise based on, or related to, shares of Common Stock or
factors that may influence the value of such shares, including, without limitation, convertible or exchangeable debt securities, other rights convertible or exchangeable into shares of Common Stock, purchase rights for shares of Common Stock, Awards
with value and payment contingent upon performance of the Company or specified Subsidiaries, affiliates or other business units thereof or any other factors designated by the Committee, and Awards valued by reference to the book value of shares of
Common Stock or the value of securities of, or the performance of specified Subsidiaries or affiliates or other business units of the Company. The Committee will determine the terms and conditions of such Awards. Shares of Common Stock delivered
pursuant to an Award in the nature of a purchase right granted under this Section will be purchased for such consideration, paid for at such time, by such methods, and in such forms, including, without limitation shares of Common Stock, notes or
other property, as the Committee determines. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VII </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>CHANGE IN CONTROL</U> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.1 <B><U>Effect of a Change in Control</U></B>. In the event of a Change in Control, unless otherwise set forth in the applicable Award
Agreement, or as provided in an executive, employment, severance, or similar agreement, if </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
any, between the Participant and the Company or a Subsidiary, the following acceleration, exercisability, and valuation provisions will apply: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Upon a Change in Control, each then-outstanding Option and Stock Appreciation Right will become fully vested and
exercisable, and the restrictions applicable to each outstanding Restricted Stock Award, Restricted Stock Unit, Other Award, or Cash Award will lapse, and each Award will be fully vested (with any applicable performance goals deemed to have been
achieved at a target level as of the date of such vesting), except to the extent that an Award meeting the requirements of Section&nbsp;7.1(b) (a &#147;<U>Replacement Award</U>&#148;) is provided to the Participant holding such Award in accordance
with Section&nbsp;7.1(b) to replace or adjust such outstanding Award (a &#147;<U>Replaced Award</U>&#148;); </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) An Award
meets the conditions of this Section&nbsp;7.1(b) (and hence qualifies as a Replacement Award) if (i)&nbsp;it is of the same type (e.g., stock option for Option, restricted stock award for Restricted Stock Award, restricted stock unit award for
Restricted Stock Unit Award, etc.) as the Replaced Award, (ii)&nbsp;it has a value at least equal to the value of the Replaced Award, (iii)&nbsp;it relates to publicly traded equity securities of the Company or its successor in the Change in Control
or another entity that is affiliated with the Company or its successor following the Change in Control, (iv)&nbsp;the federal tax consequences to the Participant holding the Replaced Award of the Replacement Award are not less favorable to such
Participant than the federal tax consequences of the Replaced Award, and (v)&nbsp;its other terms and conditions are not less favorable to the Participant holding the Replaced Award than the terms and conditions of the Replaced Award (including, but
not limited to, the provisions that would apply in the event of a subsequent Change in Control). Without limiting the generality of the foregoing, the Replacement Award may take the form of a continuation of the Replaced Award if the requirements of
the preceding sentence are satisfied. The determination of whether the conditions of this Section&nbsp;7.1(b) are satisfied will be made by the Committee, as constituted immediately before the Change in Control, in its sole discretion (taking into
account the requirements of Treasury Regulation&nbsp;1.409A-3(i)(5)(iv)(B) and exemption or compliance of the Replaced Award or Replacement Award from or with Code Section&nbsp;409A). Without limiting the generality of the foregoing, the Committee
may determine the value of Replaced Awards and Replacement Awards that are stock options by reference to either their intrinsic value or their fair value; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) Upon the Involuntary Termination, during the period of two (2)&nbsp;years immediately following a Change in Control, of a
Participant holding Replacement Awards, (i)&nbsp;all Replacement Awards held by the Participant will become fully vested and, if applicable, exercisable and free of restrictions (with any applicable performance goals deemed to have been achieved at
a target level as of the date of such vesting), and (ii)&nbsp;all Options and Stock Appreciation Rights held by the Participant immediately before such Involuntary Termination that the Participant also held as of the date of the Change in Control
and all stock options and stock appreciation rights that constitute Replacement Awards will remain exercisable for a period of&nbsp;90&nbsp;days following such Involuntary Termination or until the expiration of the stated term of such stock option
or stock appreciation right, whichever period is shorter (provided, however, if the applicable Award Agreement provides for a longer period of exercisability, that provision will control). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">7.2 <B><U>Definition</U></B>. For purposes of this Plan, a &#147;<U>Change in Control</U>&#148; of the Company shall be deemed to have
occurred upon the happening of any of the following events: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) There shall be consummated (i)&nbsp;any consolidation or
merger of the Company in which the Company is not the continuing or surviving corporation or pursuant to which any shares of the Company&#146;s common stock are to be converted into cash, securities or other property, provided that the consolidation
or merger is not with a corporation which was a wholly owned subsidiary of the Company immediately before the consolidation or merger,&nbsp;or (ii)&nbsp;any sale, lease, exchange, or other transfer (in one transaction or a series of related
transactions) of all, or substantially all, of the assets of the Company;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The stockholders of the Company approve any
plan or proposal for the liquidation or dissolution of the Company; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) Any person (as such term is used in
Sections&nbsp;13(d) and 14(d) of the Exchange Act) shall become the beneficial owner (within the meaning of Rule 13d-3 under the Exchange Act), directly or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">
indirectly, of twenty percent (20%)&nbsp;or more of the Company&#146;s then-outstanding common stock, provided that such person shall not be a wholly-owned subsidiary of the Company immediately
before it becomes such twenty percent (20%)&nbsp;beneficial owner;&nbsp;or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) Individuals who constitute the Board on
the date hereof (the &#147;<U>Incumbent Board</U>&#148;) cease for any reason to constitute at least a majority thereof, provided that any person becoming a director subsequent to the date hereof whose election, or nomination for election by the
Company&#146;s stockholders, was approved by a vote of at least three quarters of the Directors comprising the Incumbent Board (either by a specific vote or by approval of the proxy statement of the Company in which such person is named as a nominee
for director, without objection to such nomination) shall be, for purposes of this clause (d), considered as though such person were a member of the Incumbent Board. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE VIII </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>TERMINATION AND AMENDMENT</U> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.1 <U><B>Termination and Amendment of Plan</B></U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Subject to the limitations of Section&nbsp;8.3, the Board may amend or terminate the Plan at any time; provided, however,
the Board shall obtain stockholder approval for any amendment to the Plan that increases the number of shares of Common Stock available under the Plan, materially expands the classes of individuals eligible to receive Awards, materially expands the
type of awards available for issuance under the Plan, or would otherwise require stockholder approval under the Code or other applicable laws, or the Nasdaq Stock Market listing standards. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) Notwithstanding Section&nbsp;8.1(a), without the consent of the holder of an Award, no such termination or amendment of the
Plan may adversely affect the then value of the Award or the rights of the holder of such Award, and with respect to any Award which provides for the deferral of compensation subject to the provisions of Code Section&nbsp;409A, no termination or
amendment of the Plan shall have the effect of accelerating the payment of such Award if and to the extent that such accelerated payment would violate Code Section&nbsp;409A. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.2 <B><U>Amendment of Award Agreements</U></B>. Subject to the limitations of Section&nbsp;8.3, the Board or the Committee may amend an Award
Agreement at any time, in their sole discretion; provided, however, without the consent of the holder of an Award, no such amendment of an Award Agreement may adversely affect the then value of the Award or the rights of the holder of such Award,
and with respect to any Award which provides for the deferral of compensation subject to the provisions of Code Section&nbsp;409A, no amendment of the Award Agreement shall have the effect of accelerating the payment of such Award if and to the
extent that such accelerated payment would violate Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">8.3 <B><U>No Repricing</U></B>. Except as provided by
Section&nbsp;9.1, without the approval of the Company&#146;s stockholders, the Exercise Price of an Option or the Strike Price of a Stock Appreciation Right may not be amended or modified after the grant of the Option or Stock Appreciation Right,
and an Option or Stock Appreciation Right may not be surrendered or cancelled in consideration of, or in exchange for, cash, other Awards, or the grant of a new Option or Stock Appreciation Right having an Exercise Price or Strike Price below that
of the Option or Stock Appreciation Right that was surrendered or cancelled, and without the approval of the Company&#146;s stockholders, neither the Board nor the Committee may take any other action with respect to an Option or Stock Appreciation
Right that would be treated as a repricing under the rules and regulations of the principal securities exchange on which the shares of Common Stock are traded. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">15 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IX </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>GENERAL PROVISIONS</U> </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.1 <U><B>Changes in Capitalization; Merger; Liquidation</B></U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The aggregate number of shares of Common Stock reserved for the grant of Awards, for issuance upon the exercise or payment,
as applicable, of each outstanding Award and upon vesting of an Award; the annual limit per Participant; the Exercise Price of each outstanding Option; the Strike Price of each outstanding Stock Appreciation Right and the specified number of shares
of Common Stock to which each outstanding Award pertains shall be proportionately adjusted for any increase or decrease in the number of issued shares of Common Stock resulting from a stock split, stock dividend, combination or exchange of shares,
exchange for other securities, reclassification, reorganization, recapitalization, or any other increase or decrease in the number of outstanding shares of Common Stock effected without consideration to the Company. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) In the event of a merger, consolidation, reorganization, extraordinary dividend, spin-off, sale of substantially all of the
Company&#146;s assets, other change in capital structure of the Company, or tender offer for shares of Common Stock, the Committee may make such adjustments with respect to awards and take such other action as it deems necessary or appropriate,
including, without limitation, the substitution of new Awards, or the adjustment of outstanding Awards, the acceleration of Awards, the removal of restrictions on outstanding Awards, or the termination of outstanding Awards in exchange for the cash
value determined in good faith by the Committee of the vested or unvested portion of the Award, all as may be provided in the applicable Award Agreement or, if not expressly addressed therein, as the Committee subsequently may determine in its sole
discretion. Any adjustment pursuant to this Section may provide, in the Committee&#146;s discretion, for the elimination without payment therefor of any fractional shares that might otherwise become subject to any Award, but, except as set forth in
this Section, may not otherwise diminish the then value of the Award. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) The existence of the Plan and the Awards granted
pursuant to the Plan shall not affect in any way the right or power of the Company or a Subsidiary to make or authorize any adjustment, reclassification, reorganization or other change in its capital or business structure, any merger or
consolidation of the Company or a Subsidiary, any issue of debt or equity securities having preferences or priorities as to the Common Stock or the rights thereof, the dissolution or liquidation of the Company or a Subsidiary, any sale or transfer
of all or any part of its business or assets, or any other corporate act or proceeding. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.2 <B><U>Code Section&nbsp;409A</U></B>.
Options, Stock Appreciation Rights, Restricted Stock Awards, and Director Awards granted under the Plan are intended to be exempt from Code Section&nbsp;409A, and Restricted Stock Unit Awards, Cash Awards, dividend equivalents, and all other Awards
awarded under the Plan are intended to be exempt from or comply with Code Section&nbsp;409A, and the Plan, Award Agreements and the terms of Awards shall be administered and interpreted consistent with such intention. In the event any provisions of
the Plan or any Award Agreement are determined by the Committee potentially to violate Code Section&nbsp;409A, such provisions shall be amended, as necessary, to be exempt from or comply with Section&nbsp;409A; and until adoption of any such
amendment, the provisions shall be construed and interpreted, to the extent possible, to be exempt from or comply with Section&nbsp;409A. Notwithstanding the foregoing, the Company makes no representations that the payments and benefits provided
under the Plan are exempt from or comply with Section&nbsp;409A, and in no event will the Company be liable for all or any portion of any taxes, penalties, interest, or other expenses that may be incurred by a Participant on account of
non-compliance with Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.3 <B><U>Right to Terminate Employment or Service</U></B>.<B></B> Nothing in the Plan or in any
Award Agreement confers upon any Participant the right to continue as an officer, employee, director, consultant or other service provider of the Company or any of its Subsidiaries or affects the right of the Company or any of its Subsidiaries to
terminate a Participant&#146;s employment or services at any time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.4 <B><U>Non-Alienation of Benefits</U></B>.<B></B> Except as
otherwise expressly provided by the Plan, no Award or benefit under the Plan may be subject in any manner to anticipation, alienation, sale, transfer, assignment, pledge, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">16 </P>


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attachment, encumbrance, or charge; and any attempt to do so shall be void. No such Award or benefit may, prior to receipt by the Participant, be in any manner liable for or subject to the debts,
contracts, liabilities, engagements, or torts of the Participant. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.5 <B><U>Restrictions on Delivery and Sale of Shares;
Legends</U></B>.<B></B> Each Award is subject to the condition that if at any time the Committee, in its discretion, shall determine that the listing, registration, or qualification of the shares of Common Stock covered by such Award upon any
securities exchange or under any federal or state law is necessary or desirable as a condition of or in connection with the granting of such Award or the purchase or delivery of shares thereunder, the delivery of any or all shares of Common Stock
pursuant to such Award may be withheld unless and until such listing, registration, or qualification shall have been effected. If a registration statement is not in effect under the Securities Act of 1933 or any applicable state securities laws with
respect to the shares of Common Stock purchasable or otherwise deliverable under Awards then outstanding, the Committee may require, as a condition of exercise of any Option or as a condition to any other delivery of Common Stock pursuant to an
Award, that the Participant or other recipient of an Award represent, in writing, that the shares received pursuant to the Award are being acquired for investment and not with a view to distribution and agree that the shares will not be disposed of
except pursuant to an effective registration statement, unless the Company shall have received an opinion of counsel that such disposition is exempt from such requirement under the Securities Act of 1933 and any applicable state securities laws. The
Company may include on certificates representing shares delivered pursuant to an Award such legends referring to the foregoing representations or restrictions or any other applicable restrictions on resale as the Company, in its discretion, shall
deem appropriate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.6 <B><U>FDIA Limitations</U></B>.<B></B> Any actions by the Company under the Plan or any Award Agreement must comply
with the law, including regulations and other interpretive action, of the Federal Deposit Insurance Act, Federal Deposit Insurance Corporation, or other entities that supervise any of the activities of the Company. Specifically, any payments to the
Participant by the Company, whether pursuant to the Plan, an Award Agreement, or otherwise, are subject to and conditioned upon their compliance with Section&nbsp;18(k) of the Federal Deposit Insurance Act, 12. U.S.C. Section&nbsp;1828(k), and the
regulations promulgated thereunder in 12&nbsp;C.F.R. Part 359. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.7 <B><U>Compensation Recovery Policy</U></B>. Notwithstanding any
provision of the Plan or an Award Agreement, the amount of any cash paid under an Award, any shares of Common Stock granted or issued under an Award, and any amount received with respect to any sale of any such shares of Common Stock, shall be
subject to potential cancellation, recoupment, rescission, payback, or other action in accordance with the terms of the Company&#146;s compensation recovery policy, if any, or any similar policy that the Company may adopt from time to time, and the
Committee shall include a provision in Award Agreements to give effect to such policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.8 <B><U>Listing and Legal
Compliance</U></B>.<B></B> The Committee may suspend the exercise or payment of any Award so long as it determines that securities exchange listing or registration or qualification under any securities laws is required in connection therewith and
has not been completed on terms acceptable to the Committee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.9 <B><U>Choice of Law</U></B>.<B></B> The laws of the State of New York
shall govern the Plan, to the extent not preempted by federal law, without reference to the principles of conflict of laws. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.10
<B><U>Plan Binding on Successors</U></B>.<B></B> The Plan shall be binding upon the successors and assigns of the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">9.11
<B><U>Interpretation</U></B>.<B></B> Whenever used in the Plan, nouns in the singular shall include the plural and the plural shall include the singular, and the masculine pronoun shall include the feminine gender. Headings of Articles and Sections
in the Plan are inserted for convenience and reference only, and they do not constitute part of the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">17 </P>


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<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
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<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>FINANCIAL INSTITUTIONS, INC.</B></TD></TR>
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<TD VALIGN="top">Dated: May 6, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman"><B><I>/s/ Martin K. Birmingham</I></B></P></TD></TR>
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<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Martin K. Birmingham</TD></TR>
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<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">President &amp; Chief Executive Officer</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date of Stockholder Approval: May&nbsp;6, 2015 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">18 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.2 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DIRECTOR ANNUAL RESTRICTED STOCK AWARD AGREEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD></TD>
<TD></TD></TR>


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<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Name&nbsp;of&nbsp;Director:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
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<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
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<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Date of Grant:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
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<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Number&nbsp;of&nbsp;Shares:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
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<TD VALIGN="top"><B>Vesting Schedule:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="4">The Vested Percentage of the Number of Shares set forth above shall be determined as of the following Vesting Date(s):</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;</TD></TR>
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<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
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<TD ROWSPAN="3" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-bottom:1.00pt solid #000000; width:41.95pt; font-size:8pt; font-family:Times New Roman">Vesting&nbsp;Date</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"> <P STYLE="border-bottom:1.00pt solid #000000; width:59.25pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">Vested&nbsp;Percentage</P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Date of Grant</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">The day prior to the Company&#146;s first annual meeting of shareholders following the Date of Grant</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Remaining&nbsp;50</TD>
<TD NOWRAP VALIGN="top">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This RESTRICTED STOCK AWARD AGREEMENT (this &#147;Agreement&#148;), dated as of <B>[DATE]</B>, is made between
Financial Institutions, Inc. (the &#147;Company&#148;) and the above-named individual (the &#147;Director&#148;) to record the grant to the Director of a Restricted Stock Award (the &#147;Award&#148;) on the Date of Grant set forth above pursuant to
Section&nbsp;6.4 of the Financial Institutions, Inc. 2015 Long-Term Incentive Plan (the &#147;Plan&#148;). Capitalized terms not defined in this Agreement shall have the meaning given to such terms under the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Director hereby agree as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;1. Grant of Shares</B>. The Company hereby grants to the Director, as of the Date of Grant, subject to and in accordance with
the terms and conditions of the Plan and this Agreement, a Restricted Stock Award for the Number of Shares set forth above (the &#147;Shares&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;2. Vesting of Shares</B>. Subject to Section&nbsp;3 below, provided that the Director provides continuous services as a
director of the Company through the Vesting Date(s) set forth above, ownership of the Shares shall vest pursuant to the Vesting Schedule set forth above. If the Director ceases to be a director of the Company for any reason before the Shares vest,
the Shares shall be immediately forfeited to the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;3. Change in Control</B>. Subject to the terms of the Plan, if
prior to the latest of the Vesting Dates set forth above there is a Change in Control, then all of the Director&#146;s unvested Shares that have not been forfeited shall fully vest as of the date of the Change in Control except to the extent that a
Replacement Award is provided to the Director to replace the unvested Shares. Upon the Director&#146;s Involuntary Termination, during the period of two (2)&nbsp;years immediately following a Change in Control, any Replacement Award held by the
Director will become fully vested and, if applicable, free of restrictions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;4. Dividends</B>. Notwithstanding
Section&nbsp;6.4(d) of the Plan, no dividends shall accrue or be paid to the Director with respect to any Shares subject to the Award that have not become vested Shares or that are subject to any restrictions or conditions on the record date for
dividend. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;5. Rights as Shareholder</B>. Except for the transfer and other restrictions set forth elsewhere in this
Agreement (including the limitations on dividends set forth in Section&nbsp;4 above) and in the Plan, the Director, as record holder of the Shares, shall possess all the rights of a holder of the Company&#146;s Common Stock (including voting);
provided, however, that prior to becoming vested and transferable the certificates representing such Shares shall be held by the Company for the benefit of the Director. As the Shares become vested Shares, the Company shall, as applicable, either
remove the notations on any Shares issued in book entry form which have vested or deliver to the Director a certificate or certificates evidencing the number of vested Shares. As noted above, the Director shall not receive any dividends on unvested
Shares, and such dividends shall be permanently forfeited. </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;6. Legend</B>. Each share certificate representing the Shares shall bear a legend
indicating that such Shares are &#147;Restricted Stock&#148; and are subject to the provisions of this Agreement and the Plan and a legend indicating that the Shares were granted in reliance on an exemption from registration under the Securities Act
of 1933, as amended (the &#147;Securities Act&#148;) and are subject to the restrictions on transferability under the Securities Act as set forth in Section&nbsp;8 below. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;7. No Transferability</B>. The Shares may not be sold, transferred, pledged, assigned, encumbered, or otherwise alienated or
hypothecated until they become fully vested and transferable in accordance with Section&nbsp;2 of this Agreement and then only to the extent permitted under this Agreement and the Plan and by applicable securities laws. Prior to full vesting and
transferability, all rights with respect to the Shares granted to a Director under the Plan shall be available, during such Director&#146;s lifetime, only to such Director, or in the event of the Disability of the Director, by the Director or the
legal representative of the Director, or in the event of the death of the Director, by the legal representative of the Director&#146;s estate, or if no legal representative has been appointed by the successor in interest determined under the
Director&#146;s will. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;8 Securities Law Matters</B>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(a) The Director understands that the issuance of the Shares have not been registered under the Securities Act by reason of the exemption in
Section&nbsp;4(a)(2) of the Securities Act which depends on his or her intention to hold the Shares for investment purposes. The Director understands that the Shares must be held in a manner consistent with the rules and regulations of the
Securities and Exchange Commission unless they are subsequently registered under the Securities Act or an exemption from registration is available, and that the Company is under no obligation to register the Shares or to effect compliance with any
exemption from such registration requirements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(b) As a precondition to the Company&#146;s execution of this Agreement and the grant of
the Restricted Stock hereunder, the Director represents to the Company that the Shares are being acquired by the Director solely for investment and not with a view to, or for sale in connection with, any distribution thereof, nor with any present
intention of selling, transferring or disposing of the same. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(c) The Director acknowledges and agrees that the Shares may not be offered
for sale, sold, pledged, hypothecated or otherwise transferred or disposed of in any manner inconsistent with this Agreement or the Plan unless (i)&nbsp;a registration statement with respect to the sale or transfer of the Shares shall then be
effective under the Securities Act, or (ii)&nbsp;the Company shall have received an opinion of counsel in form and substance satisfactory to counsel for the Company that the proposed sale or transfer of the Shares is exempt from the registration
requirements of the Securities Act and may otherwise be effected in compliance with any other applicable law, including all applicable state securities laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;9. Stock Power</B>. Concurrently with the execution of this Agreement, the Director shall deliver to the Company a stock
power, endorsed in blank, relating to the Shares. Such stock power shall be in the form attached hereto as Exhibit A. The stock power with respect to any certificate representing Shares that do not vest shall be completed in the name of the Company
by an officer of the Company, and the Shares shall be returned to either authorized but unissued shares or treasury shares, depending on their original source. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;10. Adjustment of Shares</B>. As provided by the Plan, in the event of any increase or decrease in the number of issued shares
of Common Stock resulting from a stock split, stock dividend, combination or exchange of shares, exchange for other securities, reclassification, reorganization, recapitalization, or any other increase or decrease in the number of outstanding shares
of Common Stock effected without consideration to the Company, the specified number of Shares shall be proportionately adjusted to prevent dilution or enlargement of the rights granted to, or available for, the Director hereunder. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;11 No Continued Service Rights</B>. Nothing in the Plan or this Agreement confers
upon the Director any right with respect to continuance as a director of the Company or any of its Subsidiaries, or affects the right of the Company or any of its Subsidiaries may have to terminate the Director&#146;s position as a director at any
time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;12. Coordination with Plan</B>. The Director hereby acknowledges receipt of a copy of the Plan and agrees to be
bound by all of the terms and provisions thereof including any that may conflict with those contained in this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;13. Notices</B>. All notices to the Company shall be in writing and sent to the Company&#146;s Director of Human Resources at
the Company&#146;s offices. Notices to the Director shall be addressed to the Director at the Director&#146;s address as it appears on the Company&#146;s records. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;14. Amendment</B>. The Company may alter, amend or terminate this Agreement only with the Director&#146;s consent, except as
otherwise expressly provided by the Plan or this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;15. Governing Law</B>. This Agreement shall be governed by
the laws of the State of New York to the extent not preempted by federal law, without reference to principles of conflict of laws, and construed accordingly. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;16. Compensation Recovery Policy.</B> Any Shares granted or issued under this Award Agreement shall be subject to potential
cancellation, recoupment, rescission, payback, or other action in accordance with the terms of the Company&#146;s compensation recovery policy, if any, or any similar policy that the Company may adopt from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company and the Director have caused this Agreement to be executed on the date set forth opposite their respective
signatures, but effective as of the Date of Grant. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="4%"></TD>
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<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>FOR THE COMPANY:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>DIRECTOR:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT A </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>STOCK POWER </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">FOR VALUE
RECEIVED, the undersigned does hereby sell, assign and transfer to Financial Institutions, Inc. (the &#147;Company&#148;), <B>XXXX</B> shares of the Company&#146;s common stock represented by <B>Certificate No. XXXXXXX</B>. The undersigned
authorizes the Secretary of the Company to transfer the stock on the books of the Company in the event of the forfeiture of any shares issued under the Restricted Stock Award Agreement dated as of <B>[DATE]</B>, between the Company and the
undersigned. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="86%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Name</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.3
<SEQUENCE>4
<FILENAME>d44549dex103.htm
<DESCRIPTION>EX-10.3
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.3</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.3 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DIRECTOR &#147;IN LIEU OF CASH FEES&#148; STOCK AWARD AGREEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Name&nbsp;of&nbsp;Director:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Date of Grant:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Number&nbsp;of&nbsp;Shares:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Share Value on Date of Grant:</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This STOCK AWARD AGREEMENT (this &#147;Agreement&#148;), dated as of May&nbsp;6, 2015 is made between
Financial Institutions, Inc. (the &#147;Company&#148;) and the above-named individual (the &#147;Director&#148;) to record the grant to the Director of an award of shares of Common Stock (the &#147;Award&#148;) on the Date of Grant set forth above
pursuant to Section&nbsp;6.7 of the Financial Institutions, Inc. 2015 Long-Term Incentive Plan (the &#147;Plan&#148;). Capitalized terms not defined in this Agreement shall have the meaning given to such terms under the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Director hereby agree as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;1. Grant of Shares</B>. In lieu of payment to the Director of cash fees in an amount equal to the Number of Shares multiplied
by the Share Value on the Date of Grant, each as set forth above, which the Director would otherwise be entitled to receive for his or her services as a director of the Company, the Company hereby grants to the Director as of the Date of Grant, an
Award for the Number of Shares set forth above of shares of Common Stock (the &#147;Shares&#148;), subject to and in accordance with the terms and conditions of the Plan and this Agreement. The Shares shall be 100% vested as of the Date of Grant.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;2. Rights as Shareholder</B>. The Director, as record holder of the Shares, shall possess all the rights of a holder of
Common Stock. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;3. Securities Law Matters.</B> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(a) The Director understands that the issuance of the Shares have not been registered under the Securities Act of 1933, as amended (the
&#147;Securities Act&#148;) by reason of the exemption in Section&nbsp;4(a)(2) of the Securities Act which depends on his or her intention to hold the Shares for investment purposes. The Director understands that the Shares must be held in a manner
consistent with the rules and regulations of the Securities and Exchange Commission unless they are subsequently registered under the Securities Act or an exemption from registration is available, and that the Company is under no obligation to
register the Shares or to effect compliance with any exemption from such registration requirements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(b) As a precondition to the
Company&#146;s execution of this Agreement and the grant of the Restricted Stock hereunder, the Director represents to the Company that the Shares are being acquired by the Director solely for investment and not with a view to, or for sale in
connection with, any distribution thereof, nor with any present intention of selling, transferring or disposing of the same. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(c) The
Director acknowledges and agrees that the Shares may not be offered for sale, sold, pledged, hypothecated or otherwise transferred or disposed of in any manner inconsistent with this Agreement or the Plan unless (i)&nbsp;a registration statement
with respect to the sale or transfer of the Shares shall then be effective under the Securities Act, or (ii)&nbsp;the Company shall have received an opinion of counsel in form and substance satisfactory to counsel for the Company that the proposed
sale or transfer of the Shares is exempt from the registration requirements of the Securities Act and may otherwise be effected in compliance with any other applicable law, including all applicable state securities laws. </P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(d) Each share certificate representing the Shares shall bear a legend indicating that such
Shares were granted in reliance on an exemption from registration under the Securities Act and are subject to the restrictions on transferability under the Securities Act as set forth in this Section&nbsp;3. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>4. Governing Law</B>. This Agreement shall be governed by the laws of the State of New York to the extent not preempted by federal law,
without reference to principles of conflict of laws, and construed accordingly. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company and the Director have
caused this Agreement to be executed on the date set forth opposite their respective signatures, but effective as of the Date of Grant. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>FOR THE COMPANY:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>DIRECTOR:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.4
<SEQUENCE>5
<FILENAME>d44549dex104.htm
<DESCRIPTION>EX-10.4
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.4</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.4 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RESTRICTED STOCK AWARD AGREEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="15%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="71%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name&nbsp;of&nbsp;Participant:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date of Grant:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Number&nbsp;of&nbsp;Shares:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Vesting Schedule:</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="4">The Vested Percentage of the Number of Shares set forth above shall be determined as of the following Vesting Date(s):</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD ROWSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-bottom:1.00pt solid #000000; width:41.95pt; font-size:8pt; font-family:Times New Roman">Vesting&nbsp;Date</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2"> <P STYLE="border-bottom:1.00pt solid #000000; width:59.25pt; font-size:8pt; font-family:Times New Roman">Vested&nbsp;Percentage</P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Third anniversary of the Date of Grant</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="top">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This RESTRICTED STOCK AWARD AGREEMENT (this &#147;Agreement&#148;), dated as of <B>[DATE]</B>, is made between
Financial Institutions, Inc. (the &#147;Company&#148;) and the above-named individual (the &#147;Participant&#148;) to record the grant to the Participant of a Restricted Stock Award (the &#147;Award&#148;) on the Date of Grant set forth above
pursuant to Section&nbsp;6.4 of the Financial Institutions, Inc. 2015 Long-Term Incentive Plan (the &#147;Plan&#148;). Capitalized terms not defined in this Agreement shall have the meaning given to such terms under the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Participant hereby agree as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;1. Grant of Shares</B>. The Company hereby grants to the Participant, as of the Date of Grant, subject to and in accordance
with the terms and conditions of the Plan and this Agreement, a Restricted Stock Award for the Number of Shares set forth above (the &#147;Shares&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;2. Vesting of Shares</B>. Subject to Section&nbsp;3 below, provided that the Participant provides substantial services and
remains in continuous employment with the Company or a Subsidiary through the Vesting Date(s) set forth above, the Shares shall vest pursuant to the Vesting Schedule set forth above. Except as otherwise provided by Section&nbsp;3 below, if the
Participant ceases to provide substantial services or remain in continuous employment with the Company or a Subsidiary for any reason before the Shares vest, the Shares shall be immediately forfeited to the Company. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;3. Effects of Certain Events</B>. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"><B>Change in Control</B>. Subject to the terms of the Plan, if prior to the latest of the Vesting Dates set forth above there is a Change in Control: </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top">if Replacement Awards are not provided to the Participant to replace unvested Shares, then all of the Participant&#146;s unvested Shares that have not been forfeited shall fully vest as of the date of the Change in
Control. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top">if Replacement Awards are provided to the Participant to replace unvested Shares, then in the event of the Participant&#146;s Involuntary Termination during the period of two (2)&nbsp;years immediately following the
Change in Control, the unvested Shares under such Replacement Awards shall become fully vested and, if applicable, free of restrictions, as of the date of the Involuntary Termination. </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"><B>Death or Disability</B>. If prior to the latest of the Vesting Dates set forth above, the Participant&#146;s employment with the Company or a Subsidiary terminates due to death or Disability, then all Shares not yet
vested shall become immediately vested. </TD></TR></TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;4. Dividends</B>. Notwithstanding Section&nbsp;6.4(d) of the Plan, no dividends
shall accrue or be paid to the Participant with respect to any Shares subject to the Award that have not become vested Shares or that are subject to any restrictions or conditions on the record date for dividends. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;5. Rights as Shareholder</B>. Except for the transfer and other restrictions set forth elsewhere in this Agreement (including
the limitations on dividends set forth in Section&nbsp;4 above) and in the Plan, the Participant, as record holder of the Shares, shall possess all the rights of a holder of Common Stock (including voting); provided, however, that prior to becoming
vested and transferable the certificates representing such Shares shall be held by the Company for the benefit of the Participant. As the Shares become vested Shares, the Company shall, as applicable, either remove the notations on any Shares issued
in book entry form which have vested or deliver to the Participant a certificate or certificates evidencing the number of vested Shares. As noted above, the Participant shall not receive any dividends on unvested Shares, and such dividends shall be
permanently forfeited. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;6. Legend</B>. Each share certificate representing the Shares shall bear a legend indicating that
such Shares are &#147;Restricted Stock&#148; and are subject to the provisions of this Agreement and the Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;7. No
Transferability</B>. The Shares may not be sold, transferred, pledged, assigned, encumbered, or otherwise alienated or hypothecated until they become fully vested and transferable in accordance with Section&nbsp;2 of this Agreement and then only to
the extent permitted under this Agreement and the Plan and by applicable securities laws. Prior to full vesting and transferability, all rights with respect to the Shares granted to a Participant under the Plan shall be available, during such
Participant&#146;s lifetime, only to such Participant, or in the event of the Disability of the Participant, to the Participant or the legal representative of the Participant, or in the event of the death of the Participant, to the legal
representative of the Participant&#146;s estate, or if no legal representative has been appointed to the successor in interest determined under the Participant&#146;s will. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;8. Stock Power</B>. Concurrently with the execution of this Agreement, the Participant shall deliver to the Company a stock
power, endorsed in blank, relating to the Shares. Such stock power shall be in the form attached hereto as Exhibit A. The stock power with respect to any certificate representing Shares that do not vest shall be completed in the name of the Company
by an officer of the Company, and the Shares shall be returned to either authorized but unissued shares or treasury shares, depending on their original source. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;9. Withholding Taxes</B>. As a condition of and prior to the delivery or release of any Shares, the Company shall be entitled
to require the Participant to remit to the Company an amount sufficient to satisfy the amount of any federal, state, or local taxes required to be withheld with respect to the transfer or vesting of the Shares, or any other taxable event related
thereto. The Committee may permit the Participant to make such payment in any form or manner authorized by the Committee in its sole discretion, including, but not limited to one or more of the forms specified below: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">U.S. dollars by personal check, bank draft, or money order payable to the Company, by money transfer or direct account debits; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">Delivery to the Company of a number of shares of Common Stock having an aggregate fair market value of not less than the minimum tax withholding required for the Award; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">Involvement of a stockbroker in accordance with the federal margin rules set forth in Regulation T; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">A cashless exercise if and to the extent permissible by applicable law; or </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(e)</TD>
<TD ALIGN="left" VALIGN="top">Any combination of the above forms and methods. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In the event the Participant fails to provide timely payment
of all sums required by the Company pursuant to this Section&nbsp;9, the Company shall have the right and option, but not obligation, to treat such failure as an election by the Participant to provide all or any portion of such required payment by
means of tendering Shares. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;10. Adjustment of Shares</B>. As provided by the Plan, in the event of any
increase or decrease in the number of issued shares of Common Stock resulting from a stock split, stock dividend, combination or exchange of shares, exchange for other securities, reclassification, reorganization, recapitalization, or any other
increase or decrease in the number of outstanding shares of Common Stock effected without consideration to the Company, the specified number of Shares shall be proportionately adjusted to prevent dilution or enlargement of the rights granted to, or
available for, the Participant hereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;11. No Employment Rights</B>. Nothing in the Plan or this Agreement confers
upon the Participant any right with respect to continuance of employment by the Company or any of its Subsidiaries, or affects the right of the Company or any of its Subsidiaries may have to terminate the Participant&#146;s employment at any time.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;12. Coordination with Plan</B>. The Participant hereby acknowledges receipt of a copy of the Plan and agrees to be bound
by all of the terms and provisions thereof including any that may conflict with those contained in this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;13.
Notices</B>. All notices to the Company shall be in writing and sent to the Company&#146;s Director of Human Resources at the Company&#146;s offices. Notices to the Participant shall be addressed to the Participant at the Participant&#146;s address
as it appears on the Company&#146;s records. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;14. Amendment</B>. The Company may alter, amend or terminate this Agreement
only with the Participant&#146;s consent, except as otherwise expressly provided by the Plan or this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;15.
Governing Law</B>. This Agreement shall be governed by the laws of the State of New York to the extent not preempted by federal law, without reference to principles of conflict of laws, and construed accordingly. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;16. Compensation Recovery Policy</B>. Notwithstanding any other provision of this Agreement to the contrary, any Shares
granted and/or issued hereunder, and/or any amount received with respect to any sale of any such Shares, shall be subject to potential cancellation, recoupment, rescission, payback or other action in accordance with the terms of the Company&#146;s
compensation recovery policy, if any, or any similar policy that the Company may adopt from time to time (the &#147;Policy&#148;). The Participant agrees and consents to the Company&#146;s application, implementation and enforcement of (i)&nbsp;the
Policy that may apply to the Participant and (ii)&nbsp;any provision of applicable law relating to cancellation, rescission, payback or recoupment of compensation, including, but not limited to Section&nbsp;10D of the Exchange Act, and expressly
agrees that the Company may take such actions as are necessary to effectuate the Policy or applicable law without further consent or action being required by the Participant. To the extent that the terms of this Agreement and the Policy or any
similar policy conflict, then the terms of such policy shall prevail. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;17. Excise Tax Cap</B>. In the event that a
Participant becomes entitled to any payment or benefit under this Agreement (such benefits together with any other payments or benefits payable to the Participant under any other agreement with the Participant, or plan or policy of the Company, are
referred to in the aggregate as the &#147;Total Payments&#148;), if all or any part of the Total Payments will be subject to the tax imposed by Code Section&nbsp;4999, or any similar tax that may hereafter be imposed (the &#147;Excise Tax&#148;),
then: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">Within 30 days following the Participant&#146;s termination of employment, the Company will notify the Participant in writing: (1)&nbsp;whether the payments and benefits under this Agreement, when added to any other
payments and benefits making up the Total Payments, exceed an amount equal to 299% of the Participant&#146;s &#147;base amount&#148; as defined in Code Section&nbsp;280G(b)(3) (the &#147;299% Amount&#148;); and (2)&nbsp;the amount that is equal to
the 299% Amount. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">The payments and benefits under this Agreement shall be reduced such that the Total Payments do not exceed the 299% Amount, so that no portion of the payments and benefits under this Agreement will be subject to the
Excise Tax. Any payment or benefit so reduced will be permanently forfeited and will not be paid to the Participant. </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">The calculation of the 299% Amount and the determination of how much the Participant&#146;s payments and benefits must be reduced in order to avoid application of the Excise Tax will be made by the Company&#146;s public
accounting firm prior to the Participant&#146;s termination of employment, which firm must be reasonably acceptable to the Participant (the &#147;Accounting Firm&#148;). The Company will cause the Accounting Firm to provide detailed supporting
calculations of its determinations to the Company and the Participant. Notice must be given to the Accounting Firm within 15 business days after an event entitling the Participant to a payment under this Agreement. All fees and expenses of the
Accounting Firm will be borne solely by the Company. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">For purposes of making the reduction of amounts payable under this Agreement, such amounts will be eliminated in compliance with the requirements of Code Section&nbsp;409A, to the extent applicable. </TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company and the Participant have caused this Agreement to be executed on the date set forth opposite their respective
signatures, but effective as of the Date of Grant. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>FOR THE COMPANY:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>PARTICIPANT:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT A </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>STOCK POWER </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">FOR VALUE
RECEIVED, the undersigned does hereby sell, assign and transfer to Financial Institutions, Inc. (the &#147;Company&#148;), <B>XXXX</B> shares of the Company&#146;s common stock represented by <B>Certificate No. XXXXXXX</B>. The undersigned
authorizes the Secretary of the Company to transfer the stock on the books of the Company in the event of the forfeiture of any shares issued under the Restricted Stock Award Agreement dated as of <B>[DATE]</B>, between the Company and the
undersigned. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="86%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Name</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

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<DOCUMENT>
<TYPE>EX-10.5
<SEQUENCE>6
<FILENAME>d44549dex105.htm
<DESCRIPTION>EX-10.5
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.5</TITLE>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.5 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>[YEAR] PERFORMANCE STOCK AWARD AGREEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD VALIGN="top"><B>Name&nbsp;of&nbsp;Participant:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
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<TD VALIGN="top"><B>Date of Grant:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"><B>Number&nbsp;of&nbsp;Shares:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
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<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"><B>Service Period:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">The three-year period beginning on [DATE] and ending on [DATE]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"><B>Earned Shares and Vesting Schedule:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">The Number of Shares set forth above shall become Earned Shares based on the achievement of the applicable Performance Goals during the applicable Performance Period and shall vest based on completion of the Service Period in
accordance with Exhibit B.</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This PERFORMANCE STOCK AWARD AGREEMENT (this &#147;Agreement&#148;), dated as of <B>[DATE]</B>, is made
between Financial Institutions, Inc. (the &#147;Company&#148;) and the above-named individual (the &#147;Participant&#148;) to record the grant to the Participant of a Performance Stock Award (the &#147;Award&#148;) on the Date of Grant set forth
above pursuant to Section&nbsp;6.4 and Section&nbsp;6.6 of the Financial Institutions, Inc. 2015 Long-Term Incentive Plan (the &#147;Plan&#148;). The Award is intended to qualify as &#147;performance-based compensation&#148; under Code
Section&nbsp;162(m), and will be interpreted and administered accordingly. Capitalized terms not defined in this Agreement shall have the meaning given to such terms under the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Participant hereby agree as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;1. Grant of Shares</B>. The Company hereby grants to the Participant, as of the Date of Grant, subject to and in accordance
with the terms and conditions of the Plan and this Agreement, a Performance Stock Award for the Number of Shares set forth above (the &#147;Shares&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;2. Achievement and Vesting of Shares</B>. Subject to Section&nbsp;3 below, and the achievement of the applicable Performance
Goals during the applicable Performance Period (both as set forth on Exhibit B), provided that the Participant provides substantial services and remains in continuous employment with the Company or a Subsidiary through the end of the Service Period
set forth above, the Earned Shares shall vest on the last day of the Service Period. Except as otherwise provided by Section&nbsp;3 below, if the Participant ceases to provide substantial services or remain in continuous employment with the Company
or a Subsidiary for any reason before the completion of the Service Period, the Shares shall be immediately forfeited to the Company. Notwithstanding the foregoing, before the Award will be earned, the Committee must determine and certify in
accordance with the requirements of Code Section&nbsp;162(m), that the Performance Goals and other material terms of the Award have been satisfied, and if applicable, the level of performance achieved. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;3. Effects of Certain Events</B>. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"><U>Change in Control</U>. Subject to the terms of the Plan, if prior to the completion of the Service Period set forth above there is a Change in Control: </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR>
<TD WIDTH="17%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top">if Replacement Awards are not provided to the Participant to replace unvested Shares, then the number of the Participant&#146;s Earned Shares shall be determined at the target level of performance, and such Earned
Shares shall vest as of such date. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR>
<TD WIDTH="17%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top">if Replacement Awards are provided to the Participant to replace unvested Shares, then in the event of the Participant&#146;s Involuntary Termination during the period of two (2)&nbsp;years immediately following the
Change in Control, the number of Earned Shares under such Replacement Awards shall be determined at the target level of performance, and such Earned Shares shall become fully vested and, if applicable, free of restrictions as of such date.
</TD></TR></TABLE>

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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"><U>Death or Disability</U>. If during the Service Period, the Participant&#146;s employment with the Company or a Subsidiary terminates due to death or Disability, then performance shall be determined as of the date of
the Participant&#146;s termination of employment due to death or Disability, and the Earned Shares, if any, from such performance, shall vest on a pro-rata basis on the date of termination of employment due to death or Disability. The pro-rata
portion shall be determined by multiplying the number of Earned Shares by a fraction, the numerator of which is the number of completed months in the Service Period during which the participant was employed by the Company or a Subsidiary, and the
denominator of which is the number of months in the Service Period. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top"><U>Retirement</U>. If a Participant terminates employment during the Service Period due to Retirement, then the Award shall continue and a pro-rata number of Earned Shares shall vest at the time specified by
Section&nbsp;2 above based on actual performance through the end of the applicable Performance Period. Unless Exhibit B provides otherwise, the pro-rata portion shall be determined by multiplying the number of Earned Shares by a fraction, the
numerator of which is the number of completed months in the Service Period during which the participant was employed by the Company or a Subsidiary, and the denominator of which is the number of months in the Service Period. </TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">&#147;Retirement&#148; shall mean the resignation or voluntary termination of employment after attainment of age 65 and ten or more years of
service with the Company or a Subsidiary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;4. Dividends</B>. Notwithstanding Section&nbsp;6.4(d) of the Plan, no dividends
shall accrue or be paid to the Participant with respect to any Shares subject to the Award that have not become vested Shares or that are subject to any restrictions or conditions on the record date for dividends. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;5. Rights as Shareholder</B>. Except for the transfer and other restrictions set forth elsewhere in this Agreement (including
the limitations on dividends set forth in Section&nbsp;4 above) and in the Plan, the Participant, as record holder of the Shares, shall possess all the rights of a holder of Common Stock (including voting); provided, however, that prior to becoming
vested and transferable the certificates representing such Shares shall be held by the Company for the benefit of the Participant. As the Shares become vested Shares, the Company shall, as applicable, either remove the notations on any Shares issued
in book entry form which have vested or deliver to the Participant a certificate or certificates evidencing the number of vested Shares. As noted above, the Participant shall not receive any dividends on unvested Shares, and such dividends shall be
permanently forfeited. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;6. Legend</B>. Each share certificate representing the Shares shall bear a legend indicating that
such Shares are &#147;Restricted Stock&#148; and are subject to the provisions of this Agreement and the Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;7. No
Transferability</B>. The Shares may not be sold, transferred, pledged, assigned, encumbered, or otherwise alienated or hypothecated until they become fully vested and transferable in accordance with Section&nbsp;2 of this Agreement and then only to
the extent permitted under this Agreement and the Plan and by applicable securities laws. Prior to full vesting and transferability, all rights with respect to the Shares granted to a Participant under the Plan shall be available, during such
Participant&#146;s lifetime, only to such Participant, or in the event of the Disability of the Participant, to the Participant or the legal representative of the Participant, or in the event of the death of the Participant, to the legal
representative of the Participant&#146;s estate, or if no legal representative has been appointed to the successor in interest determined under the Participant&#146;s will. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;8. Stock Power</B>. Concurrently with the execution of this Agreement, the Participant shall deliver to the Company a stock
power, endorsed in blank, relating to the Shares. Such stock power shall be in the form attached hereto as Exhibit A. The stock power with respect to any certificate representing Shares that do not vest shall be completed in the name of the Company
by an officer of the Company, and the Shares shall be returned to either authorized but unissued shares or treasury shares, depending on their original source. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;9. Withholding Taxes</B>. As a condition of and prior to the delivery or release of any Shares, the Company shall be entitled
to require the Participant to remit to the Company an amount sufficient to satisfy the amount of any federal, state, or local taxes required to be withheld with respect to the transfer or vesting of the Shares, or any other taxable event related
thereto. The Committee may permit the Participant to make such payment in any form or manner authorized by the Committee in its sole discretion, including, but not limited to one or more of the forms specified below: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>


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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">U.S. dollars by personal check, bank draft, or money order payable to the Company, by money transfer or direct account debits; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">Delivery to the Company of a number of shares of Common Stock having an aggregate fair market value of not less than the minimum tax withholding required for the Award; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">Involvement of a stockbroker in accordance with the federal margin rules set forth in Regulation T; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">A cashless exercise if and to the extent permissible by applicable law; or </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(e)</TD>
<TD ALIGN="left" VALIGN="top">Any combination of the above forms and methods. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In the event the Participant fails to provide timely payment
of all sums required by the Company pursuant to this Section&nbsp;9, the Company shall have the right and option, but not obligation, to treat such failure as an election by the Participant to provide all or any portion of such required payment by
means of tendering Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;10. Adjustments</B>. As provided by the Plan, in the event of any increase or decrease in the
number of issued shares of Common Stock resulting from a stock split, stock dividend, combination or exchange of shares, exchange for other securities, reclassification, reorganization, recapitalization, or any other increase or decrease in the
number of outstanding shares of Common Stock effected without consideration to the Company, the specified number of Shares shall be proportionately adjusted to prevent dilution or enlargement of the rights granted to, or available for, the
Participant hereunder. Furthermore, if and to the extent permissible for purposes of the &#147;performance-based compensation&#148; exception under Code Section&nbsp;162(m), the Committee shall adjust the Performance Goals to the extent (if any) it
determines that the adjustment is necessary or advisable to preserve the intended incentives and benefits to reflect any material change in corporate capitalization, any material corporate transaction (such as a reorganization, combination,
separation, merger, acquisition, or any combination of the foregoing), or any complete or partial liquidation of the Company, or any other similar special circumstances, including the issuance of a significant number of shares of Common Stock. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;11. No Employment Rights</B>. Nothing in the Plan or this Agreement confers upon the Participant any right with respect to
continuance of employment by the Company or any of its Subsidiaries, or affects the right of the Company or any of its Subsidiaries may have to terminate the Participant&#146;s employment at any time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;12. Coordination with Plan</B>. The Participant hereby acknowledges receipt of a copy of the Plan and agrees to be bound by
all of the terms and provisions thereof including any that may conflict with those contained in this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;13.
Notices</B>. All notices to the Company shall be in writing and sent to the Company&#146;s Director of Human Resources at the Company&#146;s offices. Notices to the Participant shall be addressed to the Participant at the Participant&#146;s address
as it appears on the Company&#146;s records. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;14. Amendment</B>. The Company may alter, amend or terminate this Agreement
only with the Participant&#146;s consent, except as otherwise expressly provided by the Plan or this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;15.
Governing Law</B>. This Agreement shall be governed by the laws of the State of New York to the extent not preempted by federal law, without reference to principles of conflict of laws, and construed accordingly. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;16. Compensation Recovery Policy</B>. Notwithstanding any other provision of this Agreement to the contrary, any Shares
granted and/or issued hereunder, and/or any amount received with respect to any sale of any such Shares, shall be subject to potential cancellation, recoupment, rescission, payback or other action in accordance with the terms of the Company&#146;s
compensation recovery policy, if any, or any similar policy that the Company may adopt from time to time (the &#147;Policy&#148;). The Participant agrees and consents to the Company&#146;s application, implementation and enforcement of (i)&nbsp;the
Policy that may apply to the Participant and (ii)&nbsp;any provision of applicable law relating to cancellation, rescission, payback or recoupment of compensation, including, but not limited to Section&nbsp;10D of the Exchange Act, and expressly
agrees that the Company may take such actions as are necessary to effectuate the Policy or applicable law without further consent or action being required by the Participant. To the extent that the terms of this Agreement and the Policy or any
similar policy conflict, then the terms of such policy shall prevail. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;17. Excise Tax Cap</B>. In the event that a Participant becomes entitled to any
payment or benefit under this Agreement (such benefits together with any other payments or benefits payable to the Participant under any other agreement with the Participant, or plan or policy of the Company, are referred to in the aggregate as the
&#147;Total Payments&#148;), if all or any part of the Total Payments will be subject to the tax imposed by Code Section&nbsp;4999, or any similar tax that may hereafter be imposed (the &#147;Excise Tax&#148;), then: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">Within 30 days following the Participant&#146;s termination of employment, the Company will notify the Participant in writing: (1)&nbsp;whether the payments and benefits under this Agreement, when added to any other
payments and benefits making up the Total Payments, exceed an amount equal to 299% of the Participant&#146;s &#147;base amount&#148; as defined in Code Section&nbsp;280G(b)(3) (the &#147;299% Amount&#148;); and (2)&nbsp;the amount that is equal to
the 299% Amount. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">The payments and benefits under this Agreement shall be reduced such that the Total Payments do not exceed the 299% Amount, so that no portion of the payments and benefits under this Agreement will be subject to the
Excise Tax. Any payment or benefit so reduced will be permanently forfeited and will not be paid to the Participant. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">The calculation of the 299% Amount and the determination of how much the Participant&#146;s payments and benefits must be reduced in order to avoid application of the Excise Tax will be made by the Company&#146;s public
accounting firm prior to the Participant&#146;s termination of employment, which firm must be reasonably acceptable to the Participant (the &#147;Accounting Firm&#148;). The Company will cause the Accounting Firm to provide detailed supporting
calculations of its determinations to the Company and the Participant. Notice must be given to the Accounting Firm within 15 business days after an event entitling the Participant to a payment under this Agreement. All fees and expenses of the
Accounting Firm will be borne solely by the Company. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">For purposes of making the reduction of amounts payable under this Agreement, such amounts will be eliminated in compliance with the requirements of Code Section&nbsp;409A, to the extent applicable. </TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company and the Participant have caused this Agreement to be executed on the date set forth opposite their respective
signatures, but effective as of the Date of Grant. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD VALIGN="top">Dated: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>FOR THE COMPANY:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>PARTICIPANT:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT A </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>STOCK POWER </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">FOR VALUE
RECEIVED, the undersigned does hereby sell, assign and transfer to Financial Institutions, Inc. (the &#147;Company&#148;), <B>XXXX</B> shares of the Company&#146;s common stock represented by <B>Certificate No. XXXXXXX</B>. The undersigned
authorizes the Secretary of the Company to transfer the stock on the books of the Company in the event of the forfeiture of any shares issued under the Performance Stock Award Agreement dated as of <B>[DATE]</B>, between the Company and the
undersigned. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="86%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Name</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT B </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>PERFORMANCE PERIOD AND PERFORMANCE GOALS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Performance Period </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">The three-year
period beginning on January&nbsp;1, [YEAR] and ending on December&nbsp;31, [YEAR]. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Performance Goals </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">XXX </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman"><U>Definitions</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:17%; font-size:10pt; font-family:Times New Roman">XXX </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Pro-Ration of Earned Shares
</U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">XXX </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

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<DOCUMENT>
<TYPE>EX-10.6
<SEQUENCE>7
<FILENAME>d44549dex106.htm
<DESCRIPTION>EX-10.6
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.6</TITLE>
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 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.6 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RESTRICTED STOCK UNIT AWARD AGREEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="71%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Name&nbsp;of&nbsp;Participant:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Date of Grant:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Number&nbsp;of&nbsp;Restricted</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman"><B>Stock
Units:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="4" VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="6"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Vesting Schedule:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="4">The Vested Percentage of the Number of Restricted Stock Units set forth above shall be determined as of the following Vesting Date(s):</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD ROWSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-bottom:1.00pt solid #000000; width:41.95pt; font-size:8pt; font-family:Times New Roman">Vesting&nbsp;Date</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2"> <P STYLE="border-bottom:1.00pt solid #000000; width:59.25pt; font-size:8pt; font-family:Times New Roman">Vested&nbsp;Percentage</P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Third anniversary of the Date of Grant</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This RESTRICTED STOCK UNIT AWARD AGREEMENT (this &#147;Agreement&#148;), dated as of <B>[DATE]</B>, is made
between Financial Institutions, Inc. (the &#147;Company&#148;) and the above-named individual (the &#147;Participant&#148;) to record the grant to the Participant of a Restricted Stock Unit Award (the &#147;Award&#148;) on the Date of Grant set
forth above pursuant to Section&nbsp;6.5 of the Financial Institutions, Inc. 2015 Long-Term Incentive Plan (the &#147;Plan&#148;). Capitalized terms not defined in this Agreement shall have the meaning given to such terms under the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Participant hereby agree as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;1. Grant of Restricted Stock Units</B>. The Company hereby grants to the Participant, as of the Date of Grant, subject to and
in accordance with the terms and conditions of the Plan and this Agreement, a Restricted Stock Unit Award for the Number of Restricted Stock Units set forth above (the &#147;Restricted Stock Units&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;2. Vesting of Restricted Stock Units</B>. Subject to Section&nbsp;4 below, provided that the Participant provides substantial
services and remains in continuous employment with the Company or a Subsidiary through the Vesting Date(s) set forth above, the Restricted Stock Units shall vest pursuant to the Vesting Schedule set forth above. Except as otherwise provided by
Section&nbsp;4 below, if the Participant ceases to provide substantial services or remain in continuous employment with the Company or a Subsidiary for any reason before the Restricted Stock Units vest, the unvested Restricted Stock Units shall be
immediately forfeited. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;3. Timing and Form of Payout</B>. Except as otherwise provided by Section&nbsp;4 below and subject
to Section&nbsp;8 below, as soon as practicable following the Vesting Date (the &#147;Payment Date&#148;), but no later than the end of the calendar year in which the Payment Date occurs, or if later, by the 15<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> day of the third month following the Payment Date, the vested Restricted Stock Units shall be paid to the Participant, at the Company&#146;s option (i)&nbsp;by the Company delivering to the
Participant a number of shares of Common Stock equal to the number of vested Restricted Stock Units as of the Payment Date or (ii)&nbsp;in a lump sum cash payment equal in the aggregate to the Fair Market Value of a share of Common Stock on the
Payment Date multiplied by the number of such vested Restricted Stock Units as of the Payment Date. If the Restricted Stock Units are paid in shares of Common Stock, the Company shall issue the shares of Common Stock either (a)&nbsp;in certificate
form or (b)&nbsp;in book entry form, registered in the name of the Participant. Notwithstanding anything herein to the contrary, the Company shall have no obligation to issue shares of Common Stock in payment of the Restricted Stock Units unless
such issuance and such payment shall comply with all relevant provisions of law and the requirements of any Stock Exchange on which the shares of Common Stock are traded. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;4. Effects of Certain Events</B>. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"><U>Change in Control</U>. Subject to the terms of the Plan, if prior to the latest of the Vesting Dates set forth above there is a Change in Control: </TD></TR></TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:17%; font-size:10pt; font-family:Times New Roman">(i) if Replacement Awards are not provided to the Participant to replace unvested Restricted
Stock Units, then all of the Participant&#146;s unvested Restricted Stock Units that have not been forfeited shall fully vest as of the date of the Change in Control. If the Change in Control qualifies as a &#147;change in control&#148; for purposes
of Code Section&nbsp;409A, then subject to Section&nbsp;8 below, such vested Restricted Stock Units shall be paid to the Participant as soon as practicable following the Change in Control, but no later than the end of the calendar year in which the
Change in Control occurs, or if later, by the 15<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day of the third month following the Change in Control. Otherwise such vested Restricted Stock Units shall be paid at the time specified under
Section&nbsp;3 above. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:17%; font-size:10pt; font-family:Times New Roman">(ii) if Replacement Awards are provided to the Participant to replace unvested Restricted Stock Units, then in the
event of the Participant&#146;s Involuntary Termination during the period of two (2)&nbsp;years immediately following the Change in Control, such Replacement Awards shall become fully vested as of the date of the Involuntary Termination, and subject
to Section&nbsp;8 below, shall be paid to the Participant as soon as practicable following the Involuntary Termination, but no later than the end of the calendar year in which the Involuntary Termination occurs, or if later, by the 15<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> day of the third month following the Involuntary Termination. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"><U>Death or Disability</U>. If prior to the latest of the Vesting Dates set forth above, the Participant&#146;s employment with the Company or a Subsidiary terminates due to death or Disability, then all Restricted
Stock Units not yet vested shall become immediately vested, and subject to Section&nbsp;8 below, shall be paid to the Participant (or in the event of the Disability of the Participant, to the legal representative of the Participant, or in the event
of the death of the Participant, to the legal representative of the Participant&#146;s estate, or if no legal representative has been appointed, to the successor in interest determined under the Participant&#146;s will) as soon as practicable
following such termination due to death or Disability, but no later than the end of the calendar year in which the termination due to death or Disability occurs, or if later, by the 15<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day of
the third month following the termination due to death or Disability. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;5. Dividend Equivalents</B>. No
dividend equivalents shall accrue or be paid to the Participant with respect to any Restricted Stock Units. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;6. Rights as
Shareholder</B>. In addition to the transfer and other restrictions set forth elsewhere in this Agreement and in the Plan, the Participant, as holder of the Restricted Stock Units, shall not possess any rights of a holder of Common Stock (including
voting and dividend rights) with respect to the shares of Common Stock underlying such Restricted Stock Unit Award until such time as the Restricted Stock Unit Award vests, is paid and the shares of Common Stock are issued to the holder of the
Restricted Stock Unit Award. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;7. No Transferability</B>. The Restricted Stock Units may not be sold, transferred, pledged,
assigned, encumbered, or otherwise alienated or hypothecated other than by will or the laws of descent and distribution. Restricted Stock Units shall be payable only to the Participant during the Participant&#146;s lifetime, or in the event of the
Disability of the Participant, to the Participant or the legal representative of the Participant, or in the event of the death of the Participant, to the legal representative of the Participant&#146;s estate, or if no legal representative has been
appointed to the successor in interest determined under the Participant&#146;s will. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;8. Withholding Taxes</B>. As a
condition of and prior to the payout of any Restricted Stock Units, the Company shall be entitled to require the Participant to remit to the Company an amount sufficient to satisfy the amount of any federal, state, or local taxes required to be
withheld with respect to the vesting and payout of the Restricted Stock Units, or any other taxable event related thereto. The Committee may permit the Participant to make such payment in any form or manner authorized by the Committee in its sole
discretion, including, but not limited to one or more of the forms specified below: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">U.S. dollars by personal check, bank draft, or money order payable to the Company, by money transfer or direct account debits; </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">Delivery to the Company of a number of shares of Common Stock having an aggregate fair market value of not less than the minimum tax withholding required for the Award; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">Involvement of a stockbroker in accordance with the federal margin rules set forth in Regulation T; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">A cashless exercise if and to the extent permissible by applicable law; or </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(e)</TD>
<TD ALIGN="left" VALIGN="top">Any combination of the above forms and methods. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In the event the Participant fails to provide timely payment
of all sums required by the Company pursuant to this Section&nbsp;8, the Company shall have the right and option, but not obligation, to treat such failure as an election by the Participant to provide all or any portion of such required payment by
means of tendering vested shares of Common Stock. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;9. Adjustment of Restricted Stock Units</B>. As provided by the Plan,
in the event of any increase or decrease in the number of issued shares of Common Stock resulting from a stock split, stock dividend, combination or exchange of shares, exchange for other securities, reclassification, reorganization,
recapitalization, or any other increase or decrease in the number of outstanding shares of Common Stock effected without consideration to the Company, the specified number of Restricted Stock Units shall be proportionately adjusted to prevent
dilution or enlargement of the rights granted to, or available for, the Participant hereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;10. No Employment
Rights</B>. Nothing in the Plan or this Agreement confers upon the Participant any right with respect to continuance of employment by the Company or any of its Subsidiaries, or affects the right of the Company or any of its Subsidiaries may have to
terminate the Participant&#146;s employment at any time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;11. Coordination with Plan</B>. The Participant hereby
acknowledges receipt of a copy of the Plan and agrees to be bound by all of the terms and provisions thereof including any that may conflict with those contained in this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;12. Notices</B>. All notices to the Company shall be in writing and sent to the Company&#146;s Director of Human Resources at
the Company&#146;s offices. Notices to the Participant shall be addressed to the Participant at the Participant&#146;s address as it appears on the Company&#146;s records. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;13. Amendment</B>. The Company may alter, amend or terminate this Agreement only with the Participant&#146;s consent, except
as otherwise expressly provided by the Plan or this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;14. Governing Law</B>. This Agreement shall be governed by
the laws of the State of New York to the extent not preempted by federal law, without reference to principles of conflict of laws, and construed accordingly. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;15. Compensation Recovery Policy</B>. Notwithstanding any other provision of this Agreement to the contrary, any Restricted
Stock Units granted and/or shares of Common Stock issued hereunder, and/or any amount received with respect to any sale of any such shares of Common Stock, shall be subject to potential cancellation, recoupment, rescission, payback or other action
in accordance with the terms of the Company&#146;s compensation recovery policy, if any, or any similar policy that the Company may adopt from time to time (the &#147;Policy&#148;). The Participant agrees and consents to the Company&#146;s
application, implementation and enforcement of (i)&nbsp;the Policy that may apply to the Participant and (ii)&nbsp;any provision of applicable law relating to cancellation, rescission, payback or recoupment of compensation, including, but not
limited to Section&nbsp;10D of the Exchange Act, and expressly agrees that the Company may take such actions as are necessary to effectuate the Policy or applicable law without further consent or action being required by the Participant. To the
extent that the terms of this Agreement and the Policy or any similar policy conflict, then the terms of such policy shall prevail. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;16. Excise Tax Cap</B>. In the event that a Participant becomes entitled to any payment or benefit under this Agreement (such
benefits together with any other payments or benefits payable to the Participant under any other agreement with the Participant, or plan or policy of the Company, are referred to in the aggregate as the &#147;Total Payments&#148;), if all or any
part of the Total Payments will be subject to the tax imposed by Code Section&nbsp;4999, or any similar tax that may hereafter be imposed (the &#147;Excise Tax&#148;), then: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">Within 30 days following the Participant&#146;s termination of employment, the Company will notify the Participant in writing: (1)&nbsp;whether the payments and benefits under this Agreement, when added to any other
payments and benefits making up the Total Payments, exceed an amount equal to 299% of the Participant&#146;s &#147;base amount&#148; as defined in Code Section&nbsp;280G(b)(3) (the &#147;299% Amount&#148;); and (2)&nbsp;the amount that is equal to
the 299% Amount. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">The payments and benefits under this Agreement shall be reduced such that the Total Payments do not exceed the 299% Amount, so that no portion of the payments and benefits under this Agreement will be subject to the
Excise Tax. Any payment or benefit so reduced will be permanently forfeited and will not be paid to the Participant. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">The calculation of the 299% Amount and the determination of how much the Participant&#146;s payments and benefits must be reduced in order to avoid application of the Excise Tax will be made by the Company&#146;s public
accounting firm prior to the Participant&#146;s termination of employment, which firm must be reasonably acceptable to the Participant (the &#147;Accounting Firm&#148;). The Company will cause the Accounting Firm to provide detailed supporting
calculations of its determinations to the Company and the Participant. Notice must be given to the Accounting Firm within 15 business days after an event entitling the Participant to a payment under this Agreement. All fees and expenses of the
Accounting Firm will be borne solely by the Company. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">For purposes of making the reduction of amounts payable under this Agreement, such amounts will be eliminated in compliance with the requirements of Code Section&nbsp;409A, to the extent applicable. </TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;17. Section&nbsp;409A</B>. This Agreement and the Restricted Stock Units hereunder are intended to comply with Code
Section&nbsp;409A, and this Agreement shall be administered and interpreted consistent with such intention. Notwithstanding the foregoing, the Company makes no representations to the Participant regarding the taxation of the Restricted Stock Units
under this Agreement, including, but not limited to, the tax effects of Code Section&nbsp;409A, and the Participant shall be solely responsible for the taxes imposed upon him or her with respect to the Restricted Stock Units. References to
&#147;termination of employment&#148; and similar terms used in this Agreement mean, to the extent necessary to comply with Code Section&nbsp;409A, the date that the Participant first incurs a &#147;separation from service&#148; within the meaning
of Code Section&nbsp;409A. Notwithstanding anything in this Agreement to the contrary, if at the time of the Participant&#146;s separation from service, the Participant is a &#147;specified employee&#148; for purposes of Code Section&nbsp;409A, and
payment under this Agreement as a result of such separation from service is required by Code Section&nbsp;409A to be delayed by six months, then the Company shall make such payment on the day following the six-month anniversary of the
Participant&#146;s separation from service to the extent required to comply with Code Section&nbsp;409A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company
and the Participant have caused this Agreement to be executed on the date set forth opposite their respective signatures, but effective as of the Date of Grant. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>FOR THE COMPANY:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>PARTICIPANT:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

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<DOCUMENT>
<TYPE>EX-10.7
<SEQUENCE>8
<FILENAME>d44549dex107.htm
<DESCRIPTION>EX-10.7
<TEXT>
<HTML><HEAD>
<TITLE>EX-10.7</TITLE>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.7 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>[YEAR] PERFORMANCE STOCK UNIT AWARD AGREEMENT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FINANCIAL INSTITUTIONS, INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>2015 LONG-TERM INCENTIVE PLAN </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="81%"></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Name&nbsp;of&nbsp;Participant:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Date of Grant:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Number&nbsp;of&nbsp;Restricted Stock Units:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Service Period:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">The three-year period beginning on [DATE] and ending on [DATE]</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Earned RSUs and Vesting Schedule:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">The Number of Restricted Stock Units set forth above shall become Earned RSUs based on the achievement of the applicable Performance Goals during the applicable Performance Period and shall vest based on completion of the Service
Period in accordance with Exhibit A.</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This PERFORMANCE STOCK UNIT AWARD AGREEMENT (this &#147;Agreement&#148;), dated as of <B>[DATE]</B>, is made
between Financial Institutions, Inc. (the &#147;Company&#148;) and the above-named individual (the &#147;Participant&#148;) to record the grant to the Participant of a Performance Stock Unit Award (the &#147;Award&#148;) on the Date of Grant set
forth above pursuant to Section&nbsp;6.5 and Section&nbsp;6.6 of the Financial Institutions, Inc. 2015 Long-Term Incentive Plan (the &#147;Plan&#148;). The Award is intended to qualify as &#147;performance-based compensation&#148; under Code
Section&nbsp;162(m), and will be interpreted and administered accordingly. Capitalized terms not defined in this Agreement shall have the meaning given to such terms under the Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Participant hereby agree as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;1. Grant of Restricted Stock Units</B>. The Company hereby grants to the Participant, as of the Date of Grant, subject to and
in accordance with the terms and conditions of the Plan and this Agreement, a Performance Stock Unit Award for the Number of Restricted Stock Units set forth above (the &#147;Restricted Stock Units&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;2. Achievement and Vesting of Restricted Stock Units</B>. Subject to Section&nbsp;4 below, and the achievement of the
applicable Performance Goals during the applicable Performance Period (both as set forth on Exhibit A), provided that the Participant provides substantial services and remains in continuous employment with the Company or a Subsidiary through the end
of the Service Period set forth above, the Earned RSUs shall vest on the last day of the Service Period. Except as otherwise provided by Section&nbsp;4 below, if the Participant ceases to provide substantial services or remain in continuous
employment with the Company or a Subsidiary for any reason before the completion of the Service Period, the unvested Restricted Stock Units shall be immediately forfeited. Notwithstanding the foregoing, before the Award will be earned and paid, the
Committee must determine and certify in accordance with the requirements of Code Section&nbsp;162(m) that the Performance Goals and other material terms of the Award have been satisfied, and if applicable, the level of performance achieved. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;3. Timing and Form of Payout</B>. Except as otherwise provided by Section&nbsp;4 below and subject to Section&nbsp;8 below, as
soon as practicable following the last day of the Service Period (the &#147;Payment Date&#148;), but no later than the end of the calendar year in which the Payment Date occurs or if later, by the
15<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day of the third month following the Payment Date, the vested Earned RSUs shall be paid to the Participant, at the Company&#146;s option (i)&nbsp;by the Company delivering to the Participant
a number of shares of Common Stock equal to the number of vested Earned RSUs as of the Payment Date or (ii)&nbsp;in a lump sum cash payment equal in the aggregate to the Fair Market Value of a share of Common Stock on the Payment Date multiplied by
the number of such vested Earned RSUs as of the Payment Date. If the Earned RSUs are paid in shares of Common Stock, the Company shall issue the shares of Common Stock either (a)&nbsp;in certificate form or (b)&nbsp;in book entry form, registered in
the name of the Participant. Notwithstanding anything herein to the contrary, the Company shall have no obligation to issue shares of Common Stock in payment of the Earned RSUs unless such issuance and such payment shall comply with all relevant
provisions of law and the requirements of any Stock Exchange on which the shares of Common Stock are traded. </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;4. Effects of Certain Events</B>. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"><U>Change in Control</U>. Subject to the terms of the Plan, if prior to the completion of the Service Period set forth above there is a Change in Control: </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="17%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top">if Replacement Awards are not provided to the Participant to replace unvested Restricted Stock Units, then the number of the Participant&#146;s Earned RSUs shall be determined at the target level of performance, and
such Earned RSUs shall vest as of such date. If the Change in Control qualifies as a &#147;change in control&#148; for purposes of Code Section&nbsp;409A, then subject to Section&nbsp;8 below, such vested Earned RSUs shall be paid to the Participant
as soon as practicable following the Change in Control, but no later than the end of the calendar year in which the Change in Control occurs, or if later, by the 15<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day of the third month
following the Change in Control. Otherwise such vested Earned RSUs shall be paid at the time specified under Section&nbsp;3 above. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="17%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top">if Replacement Awards are provided to the Participant to replace unvested Restricted Stock Units, then in the event of the Participant&#146;s Involuntary Termination during the period of two (2)&nbsp;years immediately
following the Change in Control, the number of Earned Shares under such Replacement Awards shall be determined at the target level of performance, and such Earned RSUs shall vest as of such date, and subject to Section&nbsp;8 below, shall be paid to
the Participant as soon as practicable following the Involuntary Termination, but no later than the end of the calendar year in which the Involuntary Termination occurs, or if later, by the 15<SUP STYLE="font-size:85%; vertical-align:top">th</SUP>
day of the third month following the Involuntary Termination. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"><U>Death or Disability</U>. If during the Service Period, the Participant&#146;s employment with the Company or a Subsidiary terminates due to death or Disability, then performance shall be determined as of the date of
the Participant&#146;s termination of employment due to death or Disability, and the Earned RSUs, if any, from such performance, subject to Section&nbsp;8 below, shall vest and be paid to the Participant (or in the event of the Disability of the
Participant, to the legal representative of the Participant, or in the event of the death of the Participant, to the legal representative of the Participant&#146;s estate, or if no legal representative has been appointed, to the successor in
interest determined under the Participant&#146;s will) on a pro-rata basis as soon as practicable following the Participant&#146;s termination of employment due to death or Disability, but no later than the end of the calendar year in which the
termination of employment due to death or Disability occurs, or if later, by the 15<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> day of the third month following the termination of employment due to death or Disability. The pro-rata
portion shall be determined by multiplying the number of Earned RSUs by a fraction, the numerator of which is the number of completed months in the Service Period during which the participant was employed by the Company or a Subsidiary, and the
denominator of which is the number of months in the Service Period. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top"><U>Retirement</U>. If a Participant terminates employment during the Service Period due to Retirement, then the Award shall continue and a pro-rata number of Earned RSUs shall vest and be paid at the time and form of
payment specified by Section&nbsp;2 and Section&nbsp;3 above based on actual performance through the end of the applicable Performance Period. Unless Exhibit A provides otherwise, the pro-rata portion shall be determined by multiplying the number of
Earned RSUs by a fraction, the numerator of which is the number of completed months in the Service Period during which the participant was employed by the Company or a Subsidiary, and the denominator of which is the number of months in the Service
Period. </TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:13%; font-size:10pt; font-family:Times New Roman">&#147;Retirement&#148; shall mean the resignation or voluntary termination of employment after attainment of age 65
and ten or more years of service with the Company or a Subsidiary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;5. Dividend Equivalents</B>. No dividend equivalents
shall accrue or be paid to the Participant with respect to any Restricted Stock Units. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;6. Rights as Shareholder</B>. In
addition to the transfer and other restrictions set forth elsewhere in this Agreement and in the Plan, the Participant, as holder of the Restricted Stock Units, shall not possess any rights of a holder of Common Stock (including voting and dividend
rights) with respect to the shares of Common Stock underlying such Restricted Stock Unit Award until such time as the Restricted Stock Unit Award vests, is paid and the shares of Common Stock are issued to the holder of the Restricted Stock Unit
Award. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;7. No Transferability</B>. The Restricted Stock Units may not be sold,
transferred, pledged, assigned, encumbered, or otherwise alienated or hypothecated other than by will or the laws of descent and distribution. Earned RSUs shall be payable only to the Participant during the Participant&#146;s lifetime, or in the
event of the Disability of the Participant, to the Participant or the legal representative of the Participant, or in the event of the death of the Participant, to the legal representative of the Participant&#146;s estate, or if no legal
representative has been appointed to the successor in interest determined under the Participant&#146;s will. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;8.
Withholding Taxes</B>. As a condition of and prior to the payout of any Restricted Stock Units, the Company shall be entitled to require the Participant to remit to the Company an amount sufficient to satisfy the amount of any federal, state, or
local taxes required to be withheld with respect to the vesting and payout of the Earned RSUs, or any other taxable event related thereto. The Committee may permit the Participant to make such payment in any form or manner authorized by the
Committee in its sole discretion, including, but not limited to one or more of the forms specified below: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">U.S. dollars by personal check, bank draft, or money order payable to the Company, by money transfer or direct account debits; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">Delivery to the Company of a number of shares of Common Stock having an aggregate fair market value of not less than the minimum tax withholding required for the Award; </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">Involvement of a stockbroker in accordance with the federal margin rules set forth in Regulation T; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">A cashless exercise if and to the extent permissible by applicable law; or </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(e)</TD>
<TD ALIGN="left" VALIGN="top">Any combination of the above forms and methods. </TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In the event the Participant fails to provide timely payment
of all sums required by the Company pursuant to this Section&nbsp;8, the Company shall have the right and option, but not obligation, to treat such failure as an election by the Participant to provide all or any portion of such required payment by
means of tendering vested shares of Common Stock. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;9. Adjustments</B>. As provided by the Plan, in the event of any
increase or decrease in the number of issued shares of Common Stock resulting from a stock split, stock dividend, combination or exchange of shares, exchange for other securities, reclassification, reorganization, recapitalization, or any other
increase or decrease in the number of outstanding shares of Common Stock effected without consideration to the Company, the specified number of Restricted Stock Units shall be proportionately adjusted to prevent dilution or enlargement of the rights
granted to, or available for, the Participant hereunder. Furthermore, if and to the extent permissible for purposes of the &#147;performance-based compensation&#148; exception under Code Section&nbsp;162(m), the Committee shall adjust the
Performance Goals to the extent (if any) it determines that the adjustment is necessary or advisable to preserve the intended incentives and benefits to reflect any material change in corporate capitalization, any material corporate transaction
(such as a reorganization, combination, separation, merger, acquisition, or any combination of the foregoing), or any complete or partial liquidation of the Company, or any other similar special circumstances, including the issuance of a significant
number of shares of Common Stock. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;10. No Employment Rights</B>. Nothing in the Plan or this Agreement confers upon the
Participant any right with respect to continuance of employment by the Company or any of its Subsidiaries, or affects the right of the Company or any of its Subsidiaries may have to terminate the Participant&#146;s employment at any time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;11. Coordination with Plan</B>. The Participant hereby acknowledges receipt of a copy of the Plan and agrees to be bound by
all of the terms and provisions thereof including any that may conflict with those contained in this Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;12.
Notices</B>. All notices to the Company shall be in writing and sent to the Company&#146;s Director of Human Resources at the Company&#146;s offices. Notices to the Participant shall be addressed to the Participant at the Participant&#146;s address
as it appears on the Company&#146;s records. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;13. Amendment</B>. The Company may alter, amend or terminate this Agreement
only with the Participant&#146;s consent, except as otherwise expressly provided by the Plan or this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;14. Governing Law</B>. This Agreement shall be governed by the laws of the State
of New York to the extent not preempted by federal law, without reference to principles of conflict of laws, and construed accordingly. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;15. Compensation Recovery Policy</B>. Notwithstanding any other provision of this Agreement to the contrary, any Restricted
Stock Units granted and/or shares of Common Stock issued hereunder, and/or any amount received with respect to any sale of any such shares of Common Stock, shall be subject to potential cancellation, recoupment, rescission, payback or other action
in accordance with the terms of the Company&#146;s compensation recovery policy, if any, or any similar policy that the Company may adopt from time to time (the &#147;Policy&#148;). The Participant agrees and consents to the Company&#146;s
application, implementation and enforcement of (i)&nbsp;the Policy that may apply to the Participant and (ii)&nbsp;any provision of applicable law relating to cancellation, rescission, payback or recoupment of compensation, including, but not
limited to Section&nbsp;10D of the Exchange Act, and expressly agrees that the Company may take such actions as are necessary to effectuate the Policy or applicable law without further consent or action being required by the Participant. To the
extent that the terms of this Agreement and the Policy or any similar policy conflict, then the terms of such policy shall prevail. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;16. Excise Tax Cap</B>. In the event that a Participant becomes entitled to any payment or benefit under this Agreement (such
benefits together with any other payments or benefits payable to the Participant under any other agreement with the Participant, or plan or policy of the Company, are referred to in the aggregate as the &#147;Total Payments&#148;), if all or any
part of the Total Payments will be subject to the tax imposed by Code Section&nbsp;4999, or any similar tax that may hereafter be imposed (the &#147;Excise Tax&#148;), then: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">Within 30 days following the Participant&#146;s termination of employment, the Company will notify the Participant in writing: (1)&nbsp;whether the payments and benefits under this Agreement, when added to any other
payments and benefits making up the Total Payments, exceed an amount equal to 299% of the Participant&#146;s &#147;base amount&#148; as defined in Code Section&nbsp;280G(b)(3) (the &#147;299% Amount&#148;); and (2)&nbsp;the amount that is equal to
the 299% Amount. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">The payments and benefits under this Agreement shall be reduced such that the Total Payments do not exceed the 299% Amount, so that no portion of the payments and benefits under this Agreement will be subject to the
Excise Tax. Any payment or benefit so reduced will be permanently forfeited and will not be paid to the Participant. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">The calculation of the 299% Amount and the determination of how much the Participant&#146;s payments and benefits must be reduced in order to avoid application of the Excise Tax will be made by the Company&#146;s public
accounting firm prior to the Participant&#146;s termination of employment, which firm must be reasonably acceptable to the Participant (the &#147;Accounting Firm&#148;). The Company will cause the Accounting Firm to provide detailed supporting
calculations of its determinations to the Company and the Participant. Notice must be given to the Accounting Firm within 15 business days after an event entitling the Participant to a payment under this Agreement. All fees and expenses of the
Accounting Firm will be borne solely by the Company. </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">For purposes of making the reduction of amounts payable under this Agreement, such amounts will be eliminated in compliance with the requirements of Code Section&nbsp;409A, to the extent applicable. </TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;17. Section&nbsp;409A</B>. This Agreement and the Restricted Stock Units hereunder are intended to comply with Code
Section&nbsp;409A, and this Agreement shall be administered and interpreted consistent with such intention. Notwithstanding the foregoing, the Company makes no representations to the Participant regarding the taxation of the Restricted Stock Units
under this Agreement, including, but not limited to, the tax effects of Code Section&nbsp;409A, and the Participant shall be solely responsible for the taxes imposed upon him or her with respect to the Restricted Stock Units. References to
&#147;termination of employment&#148; and similar terms used in this Agreement mean, to the extent necessary to comply with Code Section&nbsp;409A, the date that the Participant first incurs a &#147;separation from service&#148; within the meaning
of Code Section&nbsp;409A. Notwithstanding anything in this Agreement to the contrary, if at the time of the Participant&#146;s separation from service, the Participant is a &#147;specified employee&#148; for purposes of Code Section&nbsp;409A, and
payment under this Agreement as a result of such separation from service is required by Code Section&nbsp;409A to be delayed by six months, then the Company shall make such payment on the day following the six-month anniversary of the
Participant&#146;s separation from service to the extent required to comply with Code Section&nbsp;409A. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the Company and the Participant have caused this Agreement to be executed on
the date set forth opposite their respective signatures, but effective as of the Date of Grant. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="45%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>FOR THE COMPANY:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Dated:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3"><B>PARTICIPANT:</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT A </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>PERFORMANCE PERIOD AND PERFORMANCE GOALS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Performance Period </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">The three-year
period beginning on January&nbsp;1, [YEAR] and ending on December&nbsp;31, [YEAR]. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Performance Goals </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">XXX </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman"><U>Definitions</U>. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:17%; font-size:10pt; font-family:Times New Roman">XXX </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Pro-Ration of Earned RSUs
</U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">XXX </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>9
<FILENAME>d44549dex311.htm
<DESCRIPTION>EX-31.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-31.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit&nbsp;31.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Certification of Principal Executive Officer </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to Section&nbsp;302 of the Sarbanes-Oxley Act of 2002 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, Martin K. Birmingham, certify that: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top">I have reviewed this quarterly report on Form 10-Q of Financial Institutions, Inc.; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top">Based on my knowledge, the financial statements and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top">The registrant&#146;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">Evaluated the effectiveness of the registrant&#146;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">Disclosed in this report any change in the registrant&#146;s internal control over financial reporting that occurred during the registrant&#146;s most recent fiscal quarter (the registrant&#146;s fourth fiscal quarter
in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#146;s internal control over financial reporting; and </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top">The registrant&#146;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#146;s auditors and the audit committee of the
registrant&#146;s board of directors (or persons performing the equivalent functions): </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#146;s ability to record,
process, summarize and report financial information; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#146;s internal control over financial reporting. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: August&nbsp;5, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman"><B><I>/s/ Martin K. Birmingham</I></B></P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Martin K. Birmingham</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">President and Chief Executive Officer</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>10
<FILENAME>d44549dex312.htm
<DESCRIPTION>EX-31.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-31.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit&nbsp;31.2 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Certification of Principal Financial Officer </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to Section&nbsp;302 of the Sarbanes-Oxley Act of 2002 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, Kevin B. Klotzbach, certify that: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top">I have reviewed this quarterly report on Form 10-Q of Financial Institutions, Inc.; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top">Based on my knowledge, the financial statements and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top">The registrant&#146;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top">Evaluated the effectiveness of the registrant&#146;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">Disclosed in this report any change in the registrant&#146;s internal control over financial reporting that occurred during the registrant&#146;s most recent fiscal quarter (the registrant&#146;s fourth fiscal quarter
in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#146;s internal control over financial reporting; and </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top">The registrant&#146;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#146;s auditors and the audit committee of the
registrant&#146;s board of directors (or persons performing the equivalent functions): </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#146;s ability to record,
process, summarize and report financial information; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="13%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#146;s internal control over financial reporting. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: August&nbsp;5, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman"><B><I>/s/ Kevin B. Klotzbach</I></B></P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Kevin B. Klotzbach</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>11
<FILENAME>d44549dex32.htm
<DESCRIPTION>EX-32
<TEXT>
<HTML><HEAD>
<TITLE>EX-32</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit&nbsp;32 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Certification pursuant to </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>18 U.S.C. Section&nbsp;1350, </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>as adopted pursuant to </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Section&nbsp;906 of the Sarbanes-Oxley Act of 2002 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Martin K. Birmingham, President and Chief Executive Officer, and Kevin B. Klotzbach, Chief Financial Officer of Financial Institutions, Inc. (the
&#147;Company&#148;), each certify in his capacity as an officer of the Company that he has reviewed the Quarterly Report of the Company on Form 10-Q for the period ended June&nbsp;30, 2015 and that to the best of his knowledge: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top">The Report fully complies with the requirements of Section&nbsp;13(a) or 15(d) of the Securities Exchange Act of 1934; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top">The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. </TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="7%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="44%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Date:&nbsp;August&nbsp;5,&nbsp;2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman"><B><I>/s/ Martin K. Birmingham</I></B></P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Martin K. Birmingham</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">President and Chief Executive Officer</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">(Principal Executive Officer)</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Date: August 5, 2015</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman"><B><I>/s/ Kevin B. Klotzbach</I></B></P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Kevin B. Klotzbach</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Chief Financial Officer</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">(Principal Financial Officer)</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The purpose of this statement is solely to comply with Title 18, Chapter&nbsp;63, Section&nbsp;1350 of the United States Code,
as amended by Section&nbsp;906 of the Sarbanes-Oxley Act of 2002. A signed original of this written statement required by Section&nbsp;906 has been provided to Financial Institutions, Inc. and will be retained by Financial Institutions, Inc. and
furnished to the Securities and Exchange Commission or its staff upon request. </P>
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  <fisi:AvailableForSaleSecuritiesInUnrealizedLossPositionsTwelveMonthsOrLongerQualitativeDisclosureNumberOfPositions contextRef="As_Of_6_30_2015" unitRef="Unit13" decimals="0">32</fisi:AvailableForSaleSecuritiesInUnrealizedLossPositionsTwelveMonthsOrLongerQualitativeDisclosureNumberOfPositions>
  <fisi:DebtInstrumentNumberOfYearsAtStatedRate contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_DebtInstrumentAxis_fisi_SubordinatedNotes1Member">P10Y</fisi:DebtInstrumentNumberOfYearsAtStatedRate>
  <fisi:DebtIssuanceCostAmortizationPeriod contextRef="Duration_1_1_2015_To_6_30_2015">P15Y</fisi:DebtIssuanceCostAmortizationPeriod>
  <fisi:DecreaseIncreaseInNetUnsettledSecurityPurchases contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">2260000</fisi:DecreaseIncreaseInNetUnsettledSecurityPurchases>
  <fisi:DecreaseIncreaseInNetUnsettledSecurityPurchases contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">4023000</fisi:DecreaseIncreaseInNetUnsettledSecurityPurchases>
  <fisi:FairValueInputsRiskPremiumRate id="Item-0012" contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FairValueByAssetClassAxis_fisi_CollateralDependentImpairedFinancingReceivableMember" unitRef="Unit14" decimals="3">0.100</fisi:FairValueInputsRiskPremiumRate>
  <fisi:ForwardSalesCommitments contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-5">1200000</fisi:ForwardSalesCommitments>
  <fisi:ForwardSalesCommitments contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-5">274000000</fisi:ForwardSalesCommitments>
  <fisi:IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">24000</fisi:IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards>
  <fisi:IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">19000</fisi:IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards>
  <fisi:IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">25000</fisi:IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards>
  <fisi:IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">21000</fisi:IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards>
  <fisi:InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">5935000</fisi:InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss>
  <fisi:InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">9656000</fisi:InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">5699000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">4060000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">277830000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">508572000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">236000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">5596000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">69888000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">365757000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">207942000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">142815000</fisi:InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
  <fisi:LoansTransferredFromHeldForSaleToHeldForInvestment contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">853000</fisi:LoansTransferredFromHeldForSaleToHeldForInvestment>
  <fisi:NatureOfBusinessOperationsPolicyTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Nature of Operations&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Financial Institutions, Inc., (the "Parent" or the "Company") is a financial holding company organized in 1931 under the laws of New York State. The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and businesses in Western and Central New York through its wholly-owned New York chartered banking subsidiary, Five Star Bank (the "Bank"). The Company has also expanded its indirect lending network to include relationships with franchised automobile dealers in the Capital District of New York and Northern Pennsylvania. On August 1, 2014, the Company acquired Scott Danahy Naylon Co., Inc., a full service insurance agency located in Amherst, New York. The Company provides insurance and risk consulting services through its wholly-owned insurance subsidiary, Scott Danahy Naylon, LLC ("SDN").&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</fisi:NatureOfBusinessOperationsPolicyTextBlock>
  <fisi:NoninterestIncomeInvestmentsInLimitedPartnerships contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">707000</fisi:NoninterestIncomeInvestmentsInLimitedPartnerships>
  <fisi:NoninterestIncomeInvestmentsInLimitedPartnerships contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">81000</fisi:NoninterestIncomeInvestmentsInLimitedPartnerships>
  <fisi:NoninterestIncomeInvestmentsInLimitedPartnerships contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">529000</fisi:NoninterestIncomeInvestmentsInLimitedPartnerships>
  <fisi:NoninterestIncomeInvestmentsInLimitedPartnerships contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">55000</fisi:NoninterestIncomeInvestmentsInLimitedPartnerships>
  <fisi:NonMaturityDepositsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">1857285000</fisi:NonMaturityDepositsFairValueDisclosure>
  <fisi:NonMaturityDepositsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">1857285000</fisi:NonMaturityDepositsFairValueDisclosure>
  <fisi:NonMaturityDepositsFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">2043219000</fisi:NonMaturityDepositsFairValueDisclosure>
  <fisi:NonMaturityDepositsFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">2043219000</fisi:NonMaturityDepositsFairValueDisclosure>
  <fisi:NumberOfNonEmployeeDirectors contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit15" decimals="INF">3</fisi:NumberOfNonEmployeeDirectors>
  <fisi:PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-2000</fisi:PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock>
  <fisi:PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="Unit12" decimals="-3">-2000</fisi:PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock>
  <fisi:RetailLoanPortfolioCategorizedByPaymentStatusTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td align="right"&gt;&lt;br /&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Residential&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Home&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Equity&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Indirect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Performing&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;93,631&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,026&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,143&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,121&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Non-performing&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,628&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;619&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;728&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="9"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Performing&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;99,047&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;379,311&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;635,188&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,896&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Non-performing&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,194&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;463&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,169&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;100,241&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;379,774&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;636,357&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt; &lt;/div&gt;</fisi:RetailLoanPortfolioCategorizedByPaymentStatusTableTextBlock>
  <fisi:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementScenarioAxis_fisi_EarningsPerSharePerformanceRequirementMember" unitRef="Unit14" decimals="2">0.30</fisi:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd>
  <fisi:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementScenarioAxis_fisi_RelativeTotalShareholderReturnPerformanceRequirementMember" unitRef="Unit14" decimals="2">0.70</fisi:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod>
  <us-gaap:AccountsPayableFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">3862000</us-gaap:AccountsPayableFairValueDisclosure>
  <us-gaap:AccountsPayableFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">3862000</us-gaap:AccountsPayableFairValueDisclosure>
  <us-gaap:AccountsPayableFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">5101000</us-gaap:AccountsPayableFairValueDisclosure>
  <us-gaap:AccountsPayableFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">5101000</us-gaap:AccountsPayableFairValueDisclosure>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-1582000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-1547000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_12_31_2013" unitRef="Unit12" decimals="-3">-10187000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_12_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-4850000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_12_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="Unit12" decimals="-3">-5337000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="-3">-3720000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-4811000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="Unit12" decimals="-3">1091000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">-9011000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_12_31_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-10636000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_12_31_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="Unit12" decimals="-3">1625000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">-11682000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-10361000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="Unit12" decimals="-3">-1321000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AdditionalPaidInCapital contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">72955000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdditionalPaidInCapital contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">72279000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1000</us-gaap:AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">1000</us-gaap:AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Commercial&amp;nbsp;&lt;/strong&gt;&amp;nbsp;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Residential&amp;nbsp;&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Home&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="18%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Business&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Equity&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Indirect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loans:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,674&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;538,034&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,978,624&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Evaluated for impairment:&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Individually&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,643&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,070&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,713&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collectively&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;288,031&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;534,964&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,970,911&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for loan losses:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,334&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,358&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;465&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,198&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,676&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,500&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Evaluated for impairment:&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Individually&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;707&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,954&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collectively&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,087&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,651&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;465&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,198&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,676&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25,546&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loans:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;277,609&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469,936&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;106,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;363,243&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;626,418&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,205&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,864,753&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Evaluated for impairment:&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Individually&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,589&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,734&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,323&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collectively&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;274,020&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;467,202&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;106,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;363,243&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;626,418&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,205&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,858,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for loan losses:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,402&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,607&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,446&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Evaluated for impairment:&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Individually&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,056&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;432&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,488&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collectively&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,346&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,201&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,607&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,446&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25,678&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="15%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Commercial&amp;nbsp;&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Residential&amp;nbsp;&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Home&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="15%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Business&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Equity&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Indirect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="18"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Beginning balance&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,395&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,156&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;558&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,430&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,205&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;447&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,191&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Charge-offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;201&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,841&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,385&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,196&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,406&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision (credit)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(134&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,396&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(84&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(87&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;116&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;81&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,288&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,334&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,358&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;465&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,198&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,676&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,500&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="18"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="18"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Beginning balance&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,621&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,122&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;570&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,485&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,383&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;456&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,637&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Charge-offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,154&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;810&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;77&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;238&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,263&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;413&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,955&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;134&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;96&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;46&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,301&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,789&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;733&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,950&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(74&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(68&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,255&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;233&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,029&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,334&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,358&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;465&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,198&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,676&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,500&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="16%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Commercial&amp;nbsp;&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;strong&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;Residential&amp;nbsp;&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Home&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="16%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Business&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Equity&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Indirect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="16"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Beginning balance&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,689&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,980&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;672&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,371&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,984&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;456&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Charge-offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;69&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;156&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;224&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,948&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;68&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;995&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;98&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision (credit)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;648&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(188&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;363&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;798&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;130&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,758&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,402&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,607&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,446&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="16"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="16"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Beginning balance&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,273&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,743&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;676&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,367&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,230&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;447&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;26,736&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Charge-offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;71&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;147&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;262&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,786&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;493&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,924&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;97&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;40&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,100&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;211&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,103&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;42&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;60&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;462&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,902&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;295&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,864&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,402&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,607&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,446&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt; &lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
  <us-gaap:AmortizationOfIntangibleAssets contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">176000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AmortizationOfIntangibleAssets contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">87000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AmortizationOfIntangibleAssets contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">481000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AmortizationOfIntangibleAssets contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">238000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">8000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit1" decimals="-3">7000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="-3">1000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">3000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="-3">3000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">2000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="-3">2000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">3000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="-3">3000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:Assets contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">3089521000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_12_31_2014_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">3065109000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_12_31_2014_us-gaap_StatementBusinessSegmentsAxis_fisi_HoldingCompanyAndOtherSegmentMember" unitRef="Unit12" decimals="-3">4044000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_12_31_2014_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">20368000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">3359459000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">3337787000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_HoldingCompanyAndOtherSegmentMember" unitRef="Unit12" decimals="-3">712000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">20960000</us-gaap:Assets>
  <us-gaap:AssetsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">4960000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:AssetsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByAssetClassAxis_fisi_CollateralDependentImpairedFinancingReceivableMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">2652000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:AssetsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByAssetClassAxis_fisi_LoanServicingRightsMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">1359000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:AssetsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByAssetClassAxis_fisi_LoansHeldForSaleMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">755000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:AssetsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByAssetClassAxis_fisi_OtherRealEstateOwnedOtherReceivableMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">194000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:AssetsFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" />
  <us-gaap:AssetsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">755000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:AssetsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">4205000</us-gaap:AssetsFairValueDisclosure>
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  <us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1 contextRef="As_Of_12_31_2014" unitRef="Unit13" decimals="0">122</us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1>
  <us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1 contextRef="As_Of_6_30_2015" unitRef="Unit13" decimals="0">243</us-gaap:AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1>
  <us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-5">846900000</us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral>
  <us-gaap:BankOwnedLifeInsurance contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">61004000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BankOwnedLifeInsurance contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">61998000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BankOwnedLifeInsuranceIncome contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">828000</us-gaap:BankOwnedLifeInsuranceIncome>
  <us-gaap:BankOwnedLifeInsuranceIncome contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">425000</us-gaap:BankOwnedLifeInsuranceIncome>
  <us-gaap:BankOwnedLifeInsuranceIncome contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">960000</us-gaap:BankOwnedLifeInsuranceIncome>
  <us-gaap:BankOwnedLifeInsuranceIncome contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">493000</us-gaap:BankOwnedLifeInsuranceIncome>
  <us-gaap:BasisOfAccountingPolicyPolicyTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Basis of Presentation&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The consolidated financial statements include the accounts of Financial Institutions, Inc. and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles ("GAAP"). Certain information and footnote disclosures normally included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to applicable rules and regulations of the Securities and Exchange Commission. However, in the opinion of management, the accompanying consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders' equity and cash flows for the periods indicated, and contain adequate disclosure to make the information presented not misleading. Prior years' consolidated financial statements are re-classified whenever necessary to conform to the current year's presentation. These consolidated financial statements should be read in conjunction with the Company's 2014 Annual Report on Form 10-K for the year ended December 31, 2014. The results of operations for any interim periods are not necessarily indicative of the results which may be expected for the entire year&lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#ff0000" size="2"&gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:BasisOfAccountingPolicyPolicyTextBlock>
  <us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(1.)BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Nature of Operations&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Financial Institutions, Inc., (the "Parent" or the "Company") is a financial holding company organized in 1931 under the laws of New York State. The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and businesses in Western and Central New York through its wholly-owned New York chartered banking subsidiary, Five Star Bank (the "Bank"). The Company has also expanded its indirect lending network to include relationships with franchised automobile dealers in the Capital District of New York and Northern Pennsylvania. On August 1, 2014, the Company acquired Scott Danahy Naylon Co., Inc., a full service insurance agency located in Amherst, New York. The Company provides insurance and risk consulting services through its wholly-owned insurance subsidiary, Scott Danahy Naylon, LLC ("SDN").&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Basis of Presentation&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The consolidated financial statements include the accounts of Financial Institutions, Inc. and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles ("GAAP"). Certain information and footnote disclosures normally included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to applicable rules and regulations of the Securities and Exchange Commission. However, in the opinion of management, the accompanying consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders' equity and cash flows for the periods indicated, and contain adequate disclosure to make the information presented not misleading. Prior years' consolidated financial statements are re-classified whenever necessary to conform to the current year's presentation. These consolidated financial statements should be read in conjunction with the Company's 2014 Annual Report on Form 10-K for the year ended December 31, 2014. The results of operations for any interim periods are not necessarily indicative of the results which may be expected for the entire year&lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#ff0000" size="2"&gt;.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Subsequent Events&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company has evaluated events and transactions for potential recognition or disclosure through the day the financial statements were issued and determined that there were no subsequent events.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Use of Estimates&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for loan losses, the carrying value of goodwill and deferred tax assets, the valuation and other than temporary impairment ("OTTI") considerations related to the securities portfolio, and assumptions used in the defined benefit pension plan accounting.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recent Accounting Pronouncements&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In May 2014, the Financial Accounting Standards Board issued Accounting Standards Update ("ASU") No. 2014-09, &lt;/font&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2"&gt;Revenue from Contracts with Customers (Topic 606). &lt;/font&gt;&lt;/i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (i) identify the contract(s) with a customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract and (v) recognize revenue when (or as) the entity satisfies a performance obligation. The effective date was recently deferred for one year to the interim and annual periods beginning on or after December 15, 2017. Early adoption is permitted as of the original effective date &amp;#8211; interim and annual periods beginning on or after December 15, 2016. The Company is evaluating the potential impact of ASU 2014-09 on the Company's financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In June 2014, the FASB issued ASU 2014-12, &lt;/font&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2"&gt;Compensation&amp;#8212;Stock Compensation (Topic 718)&lt;/font&gt;&lt;/i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;. The pronouncement was issued to clarify the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. ASU 2014-12 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. The adoption of ASU 2014-12 is not expected to have a significant impact on the Company's financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In January 2015, the FASB issued ASU 2015-01, &lt;/font&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2"&gt;Income Statement - Extraordinary and Unusual Items (Subtopic 225-20) &amp;#8211; Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items&lt;/font&gt;&lt;/i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;. ASU 2015-01 eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. ASU 2015-01 is not expected to have a significant impact on the Company's financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In April 2015, the FASB issued ASU 2015-03, &lt;/font&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2"&gt;Simplifying the Presentation of Debt Issuance Costs&lt;/font&gt;&lt;/i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;. Under ASU 2015-03 the Company will present debt issuance costs in the balance sheet as a reduction from the related debt liability rather than as an asset. Amortization of such costs will continue to be reported as interest expense. ASU 2015-03 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. Retrospective adoption is required. The Company early adopted this standard during the quarter ended June 30, 2015, concurrent with the issuance of the Subordinated Notes described in Note 7. Unamortized debt issuance costs of $1.0 million are included in the net balance of long-term borrowings reported on the Consolidated Statements of Financial Condition. Retrospective application of this standard did not impact previously issued financial statements.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock>
  <us-gaap:BrokerageCommissionsRevenue contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1123000</us-gaap:BrokerageCommissionsRevenue>
  <us-gaap:BrokerageCommissionsRevenue contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">561000</us-gaap:BrokerageCommissionsRevenue>
  <us-gaap:BrokerageCommissionsRevenue contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1028000</us-gaap:BrokerageCommissionsRevenue>
  <us-gaap:BrokerageCommissionsRevenue contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">541000</us-gaap:BrokerageCommissionsRevenue>
  <us-gaap:BusinessCombinationConsiderationTransferred1 contextRef="Duration_8_1_2014_To_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">16727000</us-gaap:BusinessCombinationConsiderationTransferred1>
  <us-gaap:BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable contextRef="Duration_8_1_2014_To_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">5400000</us-gaap:BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable>
  <us-gaap:BusinessCombinationConsiderationTransferredIncludingEquityInterestInAcquireeHeldPriorToCombination1 contextRef="Duration_8_1_2014_To_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-5">16900000</us-gaap:BusinessCombinationConsiderationTransferredIncludingEquityInterestInAcquireeHeldPriorToCombination1>
  <us-gaap:BusinessCombinationConsiderationTransferredLiabilitiesIncurred contextRef="Duration_8_1_2014_To_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">3227000</us-gaap:BusinessCombinationConsiderationTransferredLiabilitiesIncurred>
  <us-gaap:BusinessCombinationContingentConsiderationLiability contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-5">3400000</us-gaap:BusinessCombinationContingentConsiderationLiability>
  <us-gaap:BusinessCombinationDisclosureTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(2.) BUSINESS COMBINATIONS&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldItalicMT,Times New Roman,Times,serif;" size="2"&gt;SDN Acquisition&lt;/font&gt;&lt;/i&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2"&gt;On August 1&lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#2b2b2b" size="2"&gt;, &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2"&gt;2014, the Company completed the acquisition of Scott Danahy Naylon Co., Inc., a full service insurance agency located in Amherst, &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;New York&lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#3c3c3c" size="2"&gt;. &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2"&gt;Consideration for the acquisition included both cash and stock totaling $&lt;font class="_mt"&gt;16.9&lt;/font&gt; million&lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#2b2b2b" size="2"&gt;, &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2"&gt;including up to $&lt;font class="_mt"&gt;3.4&lt;/font&gt; million of future payments, contingent upon SDN meeting certain revenue targets through 2017. The estimated fair value of the contingent consideration at the date of acquisition was $3.2 million, which was estimated using a probability-weighted discounted cash flow model. &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;As a result of the acquisition, the Company recorded &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2"&gt;goodwill of $12.6 million and other intangible assets of $6.6 million. The goodwill is not expected to be deductible for income tax purposes&lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#2b2b2b" size="2"&gt;. &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Pro forma results of operations for this acquisition have not been presented because the effect of this acquisition was not material to the Company's consolidated financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2"&gt;This acquisition was accounted for under the acquisition method in accordance with FASB ASC Topic 805. Accordingly, the assets and liabilities, both tangible and intangible, were recorded at their estimated fair values as of the acquisition date. The following table summarizes the consideration paid for Scott Danahy Naylon Co., Inc. and the amounts of the assets acquired and liabilities assumed.&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="86%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consideration paid:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Cash&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,400&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Contingent consideration&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,227&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of total consideration transferred&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;16,727&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" width="98%" colspan="3"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of assets acquired:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Cash&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;105&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Identified intangible assets&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,640&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Premises and equipment, accounts receivable and other assets&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total identifiable assets acquired&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,839&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of liabilities assumed:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Deferred tax liability&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,556&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other liabilities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total liabilities assumed&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of net assets acquired&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,110&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Goodwill resulting from acquisition&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,617&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt; &lt;/div&gt;</us-gaap:BusinessCombinationDisclosureTextBlock>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">7839000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">105000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilitiesNoncurrent contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">2556000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilitiesNoncurrent>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">6640000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">3729000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">4110000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesOther contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">1173000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesOther>
  <us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment contextRef="As_Of_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">1094000</us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_12_31_2013" unitRef="Unit12" decimals="-3">59692000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="-3">64832000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">58151000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">52554000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">58151000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">58151000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">52554000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">52554000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">5140000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-5597000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CommitmentsAndContingencies contextRef="As_Of_12_31_2014_us-gaap_FinancialInstrumentAxis_us-gaap_CommitmentsToExtendCreditMember" unitRef="Unit12" decimals="-3">450343000</us-gaap:CommitmentsAndContingencies>
  <us-gaap:CommitmentsAndContingencies contextRef="As_Of_12_31_2014_us-gaap_FinancialInstrumentAxis_us-gaap_StandbyLettersOfCreditMember" unitRef="Unit12" decimals="-3">8578000</us-gaap:CommitmentsAndContingencies>
  <us-gaap:CommitmentsAndContingencies contextRef="As_Of_6_30_2015_us-gaap_FinancialInstrumentAxis_us-gaap_CommitmentsToExtendCreditMember" unitRef="Unit12" decimals="-3">487114000</us-gaap:CommitmentsAndContingencies>
  <us-gaap:CommitmentsAndContingencies contextRef="As_Of_6_30_2015_us-gaap_FinancialInstrumentAxis_us-gaap_StandbyLettersOfCreditMember" unitRef="Unit12" decimals="-3">10296000</us-gaap:CommitmentsAndContingencies>
  <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(12.) COMMITMENTS AND CONTINGENCIES&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company has financial instruments with off-balance sheet risk established in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk extending beyond amounts recognized in the Company's financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is essentially the same as that involved with extending loans to customers. The Company uses the same credit underwriting policies in making commitments and conditional obligations as for on-balance sheet instruments.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Off-balance sheet commitments consist of the following (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="49%"&gt; &lt;/td&gt;
&lt;td width="22%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commitments to extend credit&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;487,114&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;450,343&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Standby letters of credit&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,296&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,578&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses which may require payment by the customer of a termination fee. Commitments may expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. Each customer's creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if any, is based on management's credit evaluation of the borrower. Standby letters of credit are conditional lending commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support private borrowing arrangements. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company also extends rate lock agreements to borrowers related to the origination of residential mortgage loans. To mitigate the interest rate risk inherent in these rate lock agreements, the Company may enter into forward commitments to sell individual residential mortgages. Rate lock agreements and forward commitments are considered derivatives and are recorded at fair value. Forward sales commitments totaled $&lt;font class="_mt"&gt;274&lt;/font&gt; thousand and $&lt;font class="_mt"&gt;1.2&lt;/font&gt; million at June 30, 2015 and December 31, 2014, respectively. In addition, the net change in the fair values of these derivatives was recognized as other noninterest income or other noninterest expense in the consolidated statements of income.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit16" decimals="INF">0.38</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit16" decimals="INF">0.19</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit16" decimals="INF">0.40</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit16" decimals="INF">0.20</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_12_31_2014" unitRef="Unit16" decimals="INF">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_6_30_2015" unitRef="Unit16" decimals="INF">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_12_31_2014" unitRef="Unit1" decimals="INF">50000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_6_30_2015" unitRef="Unit1" decimals="INF">50000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_12_31_2013" unitRef="Unit1" decimals="INF">14161597</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_6_30_2014" unitRef="Unit1" decimals="INF">14161597</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_12_31_2014" unitRef="Unit1" decimals="INF">14397509</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_6_30_2015" unitRef="Unit1" decimals="INF">14397509</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesOutstanding contextRef="As_Of_12_31_2013_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">13829355</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockSharesOutstanding contextRef="As_Of_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">13862476</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockSharesOutstanding contextRef="As_Of_12_31_2014" unitRef="Unit1" decimals="INF">14397509</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockSharesOutstanding contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">14118048</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockSharesOutstanding contextRef="As_Of_6_30_2015" unitRef="Unit1" decimals="INF">14397509</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockSharesOutstanding contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">14184135</us-gaap:CommonStockSharesOutstanding>
  <us-gaap:CommonStockValue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">144000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">144000</us-gaap:CommonStockValue>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">20718000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">9736000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">10715000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">518000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNoteTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(9.) ACCUMULATED OTHER COMPREHENSIVE LOSS&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following table presents the components of other comprehensive income (loss) for the six month periods ended June 30, 2015 and 2014 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="50%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Pre&lt;/font&gt;&lt;/b&gt;-tax&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Net&lt;/font&gt;&lt;/b&gt;-of-tax&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Tax Effect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale and transferred securities:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Change in unrealized gain/loss during the period&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,590&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,386&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,204&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Reclassification adjustment for net gains included in net income&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,208&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(466&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(742&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 7px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total securities available for sale and transferred securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,798&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,852&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,946&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of pension and post-retirement items:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Prior service credit&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(9&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(15&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net actuarial losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;471&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;181&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;290&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 7px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total pension and post-retirement obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;447&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;172&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;275&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other comprehensive loss&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,351&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,680&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,671&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale and transferred securities:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Change in unrealized gain/loss during the period&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,168&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,821&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,347&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Reclassification adjustment for net gains included in net income&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,521&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(602&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(919&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total securities available for sale and transferred securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,647&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,219&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,428&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of pension and post-retirement items:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Prior service credit&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(9&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(15&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net actuarial losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;88&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;34&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;54&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total pension and post-retirement obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;64&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other comprehensive income&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,711&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,244&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1"&gt;(1) &lt;/font&gt;&lt;font class="_mt"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Includes amounts related to the amortization/accretion of unrealized net gains and losses resulting from the Company's reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Activity in accumulated other comprehensive loss, net of tax, for the six month periods ended June 30, 2015 and 2014 was as follows (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="52%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Available for&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Pension and&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Accumulated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Sale and&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Post&lt;/font&gt;&lt;/b&gt;-&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Transferred&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;retirement&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Comprehensive&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Obligations&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loss&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,625&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(10,636&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(9,011&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other comprehensive income before reclassifications&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,204&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,204&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amounts reclassified from accumulated other comprehensive loss&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(742&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;275&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net current period other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,946&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;275&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,671&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,321&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(10,361&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(11,682&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="93%" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="52%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(5,337&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,850&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(10,187&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other comprehensive income before reclassifications&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,347&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,347&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amounts reclassified from accumulated other comprehensive loss&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(919&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(880&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net current period other comprehensive income&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,428&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,091&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,811&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,720&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for six month periods ended June 30, 2015 and 2014 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="37%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="32%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount Reclassified from&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Details About Accumulated Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Accumulated Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Affected Line Item in the&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Comprehensive Loss Components&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Comprehensive Loss&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consolidated Statement of Income&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Realized gain on sale of investment securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,062&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,262&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net gain on disposal of investment securities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of unrealized holding gains (losses)&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;on investment securities transferred from&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;available for sale to held to maturity&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;146&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;259&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,208&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,521&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total before tax&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(466&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(602&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;742&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;919&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net of tax&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of pension and post-retirement items:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Prior service credit&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Salaries and employee benefits&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net actuarial losses&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(471&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(88&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Salaries and employee benefits&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(447&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(64&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total before tax&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;172&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income tax benefit&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(275&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net of tax&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="8"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total reclassified for the period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;880&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1"&gt;(1) &lt;/font&gt;&lt;font class="_mt"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;These items are included in the computation of net periodic pension expense. See Note 11 &amp;#8211; Employee Benefit Plans for additional information.&lt;/font&gt;&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
  <us-gaap:DebtDisclosureTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(7.) BORROWINGS&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company classifies borrowings as short-term or long-term in accordance with the original terms of the agreement. Outstanding borrowings consisted of the following as of the dates indicated (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="46%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="35%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Short-term borrowings:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Short-term FHLB borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;350,600&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;295,300&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Repurchase agreements&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39,504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total short-term borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;350,600&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;334,804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Long-term borrowings:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Subordinated notes, net&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;38,955&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;389,555&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;334,804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;u&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Subordinated Notes&lt;/font&gt;&lt;/u&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;On April 15, 2015, the Company issued $&lt;font class="_mt"&gt;40.0&lt;/font&gt; million of &lt;font class="_mt"&gt;6.0&lt;/font&gt;% fixed to floating rate subordinated notes due April 15, 2030 (the "Subordinated Notes") to certain accredited investors. The Subordinated Notes bear interest at a fixed rate of 6.0% per year, payable semi-annually, for the first&amp;nbsp;&lt;font class="_mt"&gt;10&lt;/font&gt; years. From April 15, 2025 to the April 15, 2030 maturity date, the interest rate will reset quarterly to an annual interest rate equal to the then current three-month London Interbank Offered Rate (LIBOR) plus &lt;font class="_mt"&gt;3.944&lt;/font&gt;%, payable quarterly. The Subordinated Notes are redeemable by the Company at any quarterly interest payment date beginning on April 15, 2025 to maturity at par, plus accrued and unpaid interest. Proceeds, net of debt issuance costs of $&lt;font class="_mt"&gt;1.1&lt;/font&gt; million, were $&lt;font class="_mt"&gt;38.9&lt;/font&gt; million. The net proceeds from this offering were used for general corporate purposes, including but not limited to, contribution of capital to the Bank to support both organic growth and opportunistic acquisitions. The Subordinated Notes qualify as Tier 2 capital for regulatory purposes.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company adopted ASU 2015-03 that requires debt issuance costs to be reported as a direct deduction from the face of the Notes and not as a deferred charge. Refer to Note 1 for additional information. The debt issuance costs will be amortized as an adjustment to interest expense over&amp;nbsp;&lt;font class="_mt"&gt;15&lt;/font&gt; years.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:DebtDisclosureTextBlock>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 contextRef="Duration_4_15_2015_To_4_15_2015_us-gaap_DebtInstrumentAxis_fisi_SubordinatedNotes1Member_us-gaap_VariableRateAxis_us-gaap_LondonInterbankOfferedRateLIBORMember" unitRef="Unit14" decimals="INF">0.03944</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentFaceAmount contextRef="As_Of_4_15_2015" unitRef="Unit12" decimals="INF">40000000</us-gaap:DebtInstrumentFaceAmount>
  <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="As_Of_4_15_2015_us-gaap_DebtInstrumentAxis_fisi_SubordinatedNotes1Member" unitRef="Unit14" decimals="INF">0.06</us-gaap:DebtInstrumentInterestRateStatedPercentage>
  <us-gaap:DebtIssuanceCosts contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-5">1100000</us-gaap:DebtIssuanceCosts>
  <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">334804000</us-gaap:DebtLongtermAndShorttermCombinedAmount>
  <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">389555000</us-gaap:DebtLongtermAndShorttermCombinedAmount>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1066000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">202000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-88000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-44000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-471000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-235000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-24000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-12000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-24000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-12000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">2059000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1030000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">2410000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1205000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanInterestCost contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1147000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">573000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1166000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">583000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">111000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">55000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">365000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">182000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanServiceCost contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">959000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanServiceCost contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">480000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanServiceCost contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1162000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanServiceCost contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">581000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:Deposits contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">2450527000</us-gaap:Deposits>
  <us-gaap:Deposits contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">2656238000</us-gaap:Deposits>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">593242000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">593793000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">613019000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">614066000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsSavingsDeposits contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">795835000</us-gaap:DepositsSavingsDeposits>
  <us-gaap:DepositsSavingsDeposits contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">910215000</us-gaap:DepositsSavingsDeposits>
  <us-gaap:DepreciationAndAmortization contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">2061000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationAndAmortization contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">2671000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(10.) SHARE-BASED COMPENSATION PLANS&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company maintains certain stock-based compensation plans that were approved by the Company's shareholders and are administered by the Company's Board of Directors, or the Management Development and Compensation Committee of the Board. The share-based compensation plans were established to allow for the grant of compensation awards to attract, motivate and retain employees, executive officers and non-employee directors who contribute to the success and profitability of the Company by giving such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company's success.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company awarded grants of&amp;nbsp;&lt;font class="_mt"&gt;36,384&lt;/font&gt; shares of restricted common stock to certain members of management during the six months ended June 30, 2015.&amp;nbsp;&lt;font class="_mt"&gt;Thirty&lt;/font&gt; percent of the shares subject to each grant will be earned based upon achievement of an EPS performance requirement for the Company's fiscal year ended December 31, 2015. The remaining&amp;nbsp;&lt;font class="_mt"&gt;seventy&lt;/font&gt; percent of the shares will be earned based on the Company's achievement of a relative total shareholder return ("TSR") performance requirement, on a percentile basis, compared to the SNL Small Cap Bank &amp;amp; Thrifts Index over a &lt;font class="_mt"&gt;three&lt;/font&gt;-year performance period ended December 31, 2017. The shares earned based on the achievement of the EPS and TSR performance requirements, if any, will vest on February 25, 2018 assuming the recipient's continuous service to the Company.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The grant-date fair value of the TSR portion of the award granted during the six month period ended June 30, 2015 was determined using the Monte Carlo simulation model on the date of grant, assuming the following (i) expected term of&amp;nbsp;&lt;font class="_mt"&gt;2.85&lt;/font&gt; years, (ii) risk free interest rate of &lt;font class="_mt"&gt;0.92&lt;/font&gt;%, (iii) expected dividend yield of &lt;font class="_mt"&gt;3.53&lt;/font&gt;% and (iv) expected stock price volatility over the expected term of the TSR award of &lt;font class="_mt"&gt;26.8&lt;/font&gt;%. The grant-date fair value of all other restricted stock awards is equal to the closing market price of the Company's common stock on the date of grant.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company granted&amp;nbsp;&lt;font class="_mt"&gt;12,700&lt;/font&gt; additional shares of restricted common stock to management during the six months ended June 30, 2015. These shares will vest after completion of a &lt;font class="_mt"&gt;three&lt;/font&gt;-year service requirement. The average market price of the restricted stock awards on the date of grant was $&lt;font class="_mt"&gt;22.79&lt;/font&gt;.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;During the six months ended June 30, 2015, the Company issued a total of&amp;nbsp;&lt;font class="_mt"&gt;2,363&lt;/font&gt; shares of common stock in-lieu of cash for the annual retainer of&amp;nbsp;&lt;font class="_mt"&gt;three&lt;/font&gt; non-employee directors and granted a total of&amp;nbsp;&lt;font class="_mt"&gt;10,750&lt;/font&gt; restricted shares of common stock to non-employee directors, of which&amp;nbsp;&lt;font class="_mt"&gt;5,380&lt;/font&gt; shares vested immediately and&amp;nbsp;&lt;font class="_mt"&gt;5,370&lt;/font&gt; shares will vest after completion of a &lt;font class="_mt"&gt;one&lt;/font&gt;-year service requirement. The market price of the stock and restricted stock on the date of grant was $&lt;font class="_mt"&gt;23.25&lt;/font&gt;.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The restricted stock &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#010202" size="2"&gt;awards granted to management and directors in 2015 do not have rights to dividends or dividend equivalents.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following is a summary of restricted stock award activity for the six month period ended June 30, 2015:&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="43%"&gt; &lt;/td&gt;
&lt;td width="25%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="25%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Market&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Number of&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Price at&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Shares&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Grant Date&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding at beginning of year&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;59,113&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;17.24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Granted&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;59,834&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;17.66&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Vested&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(16,458&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20.80&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Forfeited&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,041&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20.39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding at end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;99,448&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;16.81&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;As of June 30, 2015, there was $&lt;font class="_mt"&gt;1.1&lt;/font&gt; million of unrecognized compensation expense related to unvested restricted stock awards that is expected to be recognized over a weighted average period of&amp;nbsp;&lt;font class="_mt"&gt;2.1&lt;/font&gt; years.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company amortizes the expense related to restricted stock awards over the vesting period. Share-based compensation expense is recorded as a component of salaries and employee benefits in the consolidated statements of income for awards granted to management and as a component of other noninterest expense for awards granted to directors. The share-based compensation expense included in the consolidated statements of income is as follows (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="42%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="42%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 6px;" width="15%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="27%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="42%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="15%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="27%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="42%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 5px;" width="2%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" width="2%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="42%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Salaries and employee benefits&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;113&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;75&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 6px;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;191&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;156&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="42%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other noninterest expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;127&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" width="12%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;179&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;149&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="42%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total share-based compensation expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;202&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;370&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;305&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company uses the Black-Scholes valuation method to estimate the fair value of its stock option awards. There were no stock options awarded during 2015 or 2014. The following is a summary of stock option activity for the six months ended June 30, 2015 (dollars in thousands, except per share amounts):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="43%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Remaining&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Aggregate&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Number of&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Exercise&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Contractual&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Intrinsic&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Options&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Price&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Term&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding at beginning of year&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;135,416&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19.25&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Exercised&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(8,722&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;18.96&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Expired&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(12,645&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20.15&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding and exercisable at end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;114,049&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19.17&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1.7&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The aggregate intrinsic value (the amount by which the market price of the stock on the date of exercise exceeded the market price of the stock on the date of grant) of option exercises for the six months ended June 30, 2015 and 2014 was $&lt;font class="_mt"&gt;39&lt;/font&gt; thousand and $&lt;font class="_mt"&gt;32&lt;/font&gt; thousand, respectively. The total cash received as a result of option exercises under stock compensation plans for the six months ended June 30, 2015 and 2014 was $&lt;font class="_mt"&gt;165&lt;/font&gt; thousand and $&lt;font class="_mt"&gt;132&lt;/font&gt; thousand, respectively.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">5239000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">5239000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">5630000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">5630000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="-3">2986000</us-gaap:DividendsPayableCurrentAndNoncurrent>
  <us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">3182000</us-gaap:DividendsPayableCurrentAndNoncurrent>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">731000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit12" decimals="-3">2000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit12" decimals="-3">729000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">2000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">729000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">365000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">731000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit12" decimals="-3">2000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit12" decimals="-3">729000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">2000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">729000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:DividendsPreferredStockCash contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">366000</us-gaap:DividendsPreferredStockCash>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit16" decimals="2">0.98</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit16" decimals="2">0.48</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit16" decimals="2">0.90</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit16" decimals="2">0.44</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit16" decimals="2">0.98</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit16" decimals="2">0.48</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit16" decimals="2">0.90</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit16" decimals="2">0.44</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(3.) EARNINGS PER COMMON SHARE ("EPS")&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS (in thousands, except per share amounts).&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="44%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net income available to common shareholders&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,219&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,667&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,655&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,520&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" colspan="13"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Weighted average common shares outstanding:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total shares issued&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,398&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,398&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Unvested restricted stock awards&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(100&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(67&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(87&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(65&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Treasury shares&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(220&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(304&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(240&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(315&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total basic weighted average common shares outstanding&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,078&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,791&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,071&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,782&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" colspan="13"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Incremental shares from assumed:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Exercise of stock options&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Vesting of restricted stock awards&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total diluted weighted average common shares outstanding&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,121&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,838&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,118&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,831&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="13"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Basic earnings per common share&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.44&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.48&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.90&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.98&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Diluted earnings per common share&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.44&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.48&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.90&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.98&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive:&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="44%"&gt; &lt;/td&gt;
&lt;td width="12%" align="center"&gt; &lt;/td&gt;
&lt;td width="13%" align="center"&gt; &lt;/td&gt;
&lt;td width="11%" align="center"&gt; &lt;/td&gt;
&lt;td width="12%" align="center"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock options&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;&amp;nbsp;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;&lt;br /&gt; &lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">132000</us-gaap:EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions>
  <us-gaap:EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">165000</us-gaap:EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-5">1100000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember_us-gaap_RangeAxis_us-gaap_MinimumMember">P2Y1M6D</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
  <us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
  <us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="19%"&gt; &lt;/td&gt;
&lt;td width="24%"&gt; &lt;/td&gt;
&lt;td width="19%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="19%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="24%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="19%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unobservable Input&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Asset&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="19%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Valuation Technique&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 7px;" width="24%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unobservable Input&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="19%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value or Range&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateral dependent impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisal of collateral&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisal adjustments&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0% - 100% discount&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Discounted cash flow&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Discount rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4.4 %&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Risk premium rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10.0 %&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" width="99%" colspan="7"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="26%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loan servicing rights&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,289&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Discounted cash flow&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Discount rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5.1 %&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Constant prepayment rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12.9 %&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" width="99%" colspan="7"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisal of collateral&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisal adjustments&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19% - 53 % discount&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1) &lt;/font&gt;&lt;/sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2) &lt;/font&gt;&lt;/sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3) &lt;/font&gt;&lt;/sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Weighted averages.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock>
  <us-gaap:FairValueAssetsLevel1ToLevel2TransfersAmount contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="0">0</us-gaap:FairValueAssetsLevel1ToLevel2TransfersAmount>
  <us-gaap:FairValueAssetsLevel1ToLevel2TransfersAmount contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="0">0</us-gaap:FairValueAssetsLevel1ToLevel2TransfersAmount>
  <us-gaap:FairValueAssetsLevel2ToLevel1TransfersAmount contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="0">0</us-gaap:FairValueAssetsLevel2ToLevel1TransfersAmount>
  <us-gaap:FairValueAssetsLevel2ToLevel1TransfersAmount contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="0">0</us-gaap:FairValueAssetsLevel2ToLevel1TransfersAmount>
  <us-gaap:FairValueAssetsMeasuredOnRecurringAndNonrecurringBasisTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="54%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Assets or&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Liabilities&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measured on a recurring basis:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;270,077&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;270,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;502,337&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;502,337&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Asset-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;225&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;225&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measured on a nonrecurring basis:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateral dependent impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loan servicing rights&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,289&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,289&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,706&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,154&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" width="98%" colspan="9"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measured on a recurring basis:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;160,475&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;160,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;461,788&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;461,788&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Asset-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;231&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;231&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measured on a nonrecurring basis:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateral dependent impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,652&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,652&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loan servicing rights&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,359&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,359&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;194&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,205&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,960&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnRecurringAndNonrecurringBasisTableTextBlock>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="28%"&gt; &lt;/td&gt;
&lt;td width="20%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Level in&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measurement&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Carrying&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Carrying&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Hierarchy&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Financial assets:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Cash and cash equivalents&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;52,554&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;52,554&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;58,151&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;58,151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;320,820&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;324,873&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;294,438&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;298,695&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,978,521&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,987,842&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,881,713&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,887,959&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 3&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,652&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,652&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,623&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,623&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,104&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,104&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;FHLB and FRB stock&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,558&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,558&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,014&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="10"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Financial liabilities:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Non-maturity deposits&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,043,219&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,043,219&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,857,285&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,857,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Time deposits&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;613,019&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;614,066&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;593,242&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;593,793&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Short-term borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;350,600&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;350,600&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;334,804&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;334,804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Long-term borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;38,955&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;38,555&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="10"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Accrued interest payable&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,101&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,101&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,862&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1) &lt;/font&gt;&lt;/sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Comprised of collateral dependent impaired loans.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:FairValueDisclosuresTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(13.) FAIR VALUE MEASUREMENTS&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Determination of Fair Value &amp;#8211; Assets Measured at Fair Value on a Recurring and Nonrecurring Basis Valuation Hierarchy&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. ASC Topic 820, "Fair Value Measurements and Disclosures," establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. There have been no changes in the valuation techniques used during the current period. The fair value hierarchy is as follows:&lt;/font&gt;&lt;/p&gt;

&lt;ul style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;

&lt;li&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;- Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to&lt;/font&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;access at the measurement date.&lt;/font&gt;
&lt;/li&gt;
&lt;li&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;- Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or&lt;/font&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or&lt;/font&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or&lt;/font&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or&lt;/font&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;corroborated by market data by correlation or other means.&lt;/font&gt;
&lt;/li&gt;
&lt;li&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Level 3&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;- Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity's own assumptions&lt;/font&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;about the assumptions that market participants would use in pricing the assets or liabilities.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Transfers between levels of the fair value hierarchy are recorded as of the end of the reporting period.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the issuer's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loans held for sale: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The fair value of loans held for sale is determined using quoted secondary market prices and investor commitments. Loans held for sale are classified as Level 2 in the fair value hierarchy.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Collateral dependent impaired loans: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of impaired loans with specific allocations of the allowance for loan losses is measured based on the value of the collateral securing these loans and is classified as Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and collateral value is determined based on appraisals performed by qualified licensed appraisers hired by the Company. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised and reported values may be discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the client and the client's business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loan servicing rights: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loan servicing rights do not trade in an active market with readily observable market data. As a result, the Company estimates the fair value of loan servicing rights by using a discounted cash flow model to calculate the present value of estimated future net servicing income. The assumptions used in the discounted cash flow model are those that we believe market participants would use in estimating future net servicing income, including estimates of loan prepayment rates, servicing costs, ancillary income, impound account balances, and discount rates. The significant unobservable inputs used in the fair value measurement of the Company's loan servicing rights are the constant prepayment rates and weighted average discount rate. Significant increases (decreases) in any of those inputs in isolation could result in a significantly lower (higher) fair value measurement. Although the constant prepayment rate and the discount rate are not directly interrelated, they will generally move in opposite directions. Loan servicing rights are classified as Level 3 measurements due to the use of significant unobservable inputs, as well as significant management judgment and estimation.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other real estate owned (Foreclosed assets): &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property, resulting in a Level 3 classification. The appraisals are sometimes further discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the client and client's business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commitments to extend credit and letters of credit: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commitments to extend credit and fund letters of credit are principally at current interest rates, and, therefore, the carrying amount approximates fair value. The fair value of commitments is not material.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following tables present for each of the fair-value hierarchy levels the Company's assets that are measured at fair value on a recurring and non-recurring basis as of the dates indicated (in thousands).&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="54%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Assets or&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Liabilities&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measured on a recurring basis:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;270,077&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;270,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;502,337&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;502,337&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Asset-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;225&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;225&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measured on a nonrecurring basis:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateral dependent impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loan servicing rights&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,289&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,289&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,706&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,154&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" width="98%" colspan="9"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measured on a recurring basis:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;160,475&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;160,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;461,788&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;461,788&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Asset-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;231&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;231&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measured on a nonrecurring basis:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt; &lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateral dependent impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,652&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,652&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loan servicing rights&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,359&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,359&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;194&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;194&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="54%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,205&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,960&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;There were no transfers between Levels 1 and 2 during the six months ended June 30, 2015 and 2014. There were no liabilities measured at fair value on a recurring or nonrecurring basis during the six month periods ended June 30, 2015 and 2014.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value (dollars in thousands).&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="19%"&gt; &lt;/td&gt;
&lt;td width="24%"&gt; &lt;/td&gt;
&lt;td width="19%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="19%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="24%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="19%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unobservable Input&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Asset&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="19%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Valuation Technique&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 7px;" width="24%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unobservable Input&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="19%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value or Range&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateral dependent impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisal of collateral&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisal adjustments&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;&lt;font class="_mt"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0&lt;/font&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;100&lt;/font&gt;% discount&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Discounted cash flow&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Discount rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4.4 %&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Risk premium rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10.0 %&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" width="99%" colspan="7"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="26%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loan servicing rights&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,289&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Discounted cash flow&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Discount rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5.1 %&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Constant prepayment rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12.9 %&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" width="99%" colspan="7"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisal of collateral&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="24%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisal adjustments&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="19%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;&lt;font class="_mt"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19&lt;/font&gt;&lt;/font&gt;% -&amp;nbsp;&lt;font class="_mt"&gt;53&lt;/font&gt; % discount&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div class="MetaData"&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1) &lt;/font&gt;&lt;/sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;div class="MetaData"&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2) &lt;/font&gt;&lt;/sup&gt;&lt;font class="_mt"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3) &lt;/font&gt;&lt;/sup&gt;&lt;font class="_mt"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Weighted averages.&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Changes in Level 3 Fair Value Measurements&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of or during the six months ended June 30, 2015.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Disclosures about Fair Value of Financial Instruments&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The assumptions used below are expected to approximate those that market participants would use in valuing these financial instruments.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value estimates are made at a specific point in time, based on available market information and judgments about the financial instrument, including estimates of timing, amount of expected future cash flows and the credit standing of the issuer. Such estimates do not consider the tax impact of the realization of unrealized gains or losses. In some cases, the fair value estimates cannot be substantiated by comparison to independent markets. In addition, the disclosed fair value may not be realized in the immediate settlement of the financial instrument. Care should be exercised in deriving conclusions about our business, its value or financial position based on the fair value information of financial instruments presented below.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The estimated fair value approximates carrying value for cash and cash equivalents, Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB") stock, accrued interest receivable, non-maturity deposits, short-term borrowings and accrued interest payable. Fair value estimates for other financial instruments not included elsewhere in this disclosure are discussed below.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The fair value of the Company's investment securities held to maturity is primarily measured using information from a third-party pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loans: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The fair value of the Company's loans was estimated by discounting the expected future cash flows using the current interest rates at which similar loans would be made for the same remaining maturities. Loans were first segregated by type such as commercial, residential mortgage, and consumer, and were then further segmented into fixed and variable rate and loan quality categories. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Time deposits: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The fair value of time deposits was estimated using a discounted cash flow approach that applies prevailing market interest rates for similar maturity instruments. The fair values of the Company's time deposit liabilities do not take into consideration the value of the Company's long-term relationships with depositors, which may have significant value.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Long-term borrowings: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Long-term borrowings consist of $40 million of subordinated notes issued during the second quarter of 2015. The subordinated notes are publicly traded and are valued based on market prices, which are characterized as Level 2 liabilities in the fair value hierarchy&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following presents (in thousands) the carrying amount, estimated fair value, and placement in the fair value measurement hierarchy of the Company's financial instruments as of the dates indicated.&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="28%"&gt; &lt;/td&gt;
&lt;td width="20%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Level in&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Estimated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Measurement&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Carrying&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Carrying&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Hierarchy&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Financial assets:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Cash and cash equivalents&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;52,554&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;52,554&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;58,151&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;58,151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;320,820&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;324,873&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;294,438&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;298,695&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans held for sale&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;448&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,978,521&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,987,842&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,881,713&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,887,959&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 3&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,252&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,652&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,652&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,623&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,623&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,104&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,104&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;FHLB and FRB stock&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,558&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,558&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,014&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,014&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="10"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Financial liabilities:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Non-maturity deposits&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,043,219&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,043,219&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,857,285&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,857,285&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Time deposits&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;613,019&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;614,066&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;593,242&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;593,793&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Short-term borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;350,600&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;350,600&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;334,804&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;334,804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Long-term borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 2&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;38,955&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;38,555&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="10"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Accrued interest payable&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Level 1&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,101&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,101&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,862&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,862&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

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&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1) &lt;/font&gt;&lt;/sup&gt;&lt;font class="_mt"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Comprised of collateral dependent impaired loans.&lt;/font&gt;&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
  <us-gaap:FairValueInputsComparabilityAdjustments contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FairValueByAssetClassAxis_fisi_CollateralDependentImpairedFinancingReceivableMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit14" decimals="2">1.00</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsComparabilityAdjustments contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FairValueByAssetClassAxis_fisi_CollateralDependentImpairedFinancingReceivableMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit14" decimals="2">0.00</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsComparabilityAdjustments contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FairValueByAssetClassAxis_fisi_OtherRealEstateOwnedOtherReceivableMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit14" decimals="2">0.53</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsComparabilityAdjustments contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FairValueByAssetClassAxis_fisi_OtherRealEstateOwnedOtherReceivableMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit14" decimals="2">0.19</us-gaap:FairValueInputsComparabilityAdjustments>
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  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">810000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">388000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">833000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">415000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
  <us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">19014000</us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock>
  <us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">19014000</us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock>
  <us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">21558000</us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock>
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  <us-gaap:FeesAndCommissionsDepositorAccounts contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1964000</us-gaap:FeesAndCommissionsDepositorAccounts>
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  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_3_31_2014" unitRef="Unit12" decimals="-3">27152000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
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  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_3_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">672000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="-3">27166000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">5402000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">11446000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">7633000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">460000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">1607000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">618000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">27637000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
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  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">224000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">156000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">69000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">6955000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1154000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">4263000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">810000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">413000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">238000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">77000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">2385000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">13000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">1841000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">201000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">154000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">154000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">22000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="-3">1858430000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">274020000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">626418000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">467202000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">21205000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">363243000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">106342000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">1970911000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">288031000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">641871000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">534964000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">19141000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">391645000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">95259000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="44%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="41%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="44%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="41%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Business&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="41%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Uncriticized&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;275,639&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;523,226&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Special mention&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,078&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Substandard&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,957&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,793&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Doubtful&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,674&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;538,034&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="5"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Uncriticized&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;250,961&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460,880&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Special mention&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,530&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,411&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Substandard&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,886&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Doubtful&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267,377&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;476,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt; &lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="-3">6323000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">3589000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">2734000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">7713000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">4643000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">3070000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit17" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit17" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit17" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit17" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit17" decimals="0">3</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit17" decimals="0">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit17" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit17" decimals="0">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit17" decimals="0">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1381000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1381000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1381000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1381000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1672000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1342000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">330000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1342000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1342000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1381000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1381000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1381000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1381000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">2024000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1342000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">682000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1342000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1342000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">3808000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">28000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">2429000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">83000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">148000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">799000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">321000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">3651000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">605000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">1708000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">606000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">86000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">454000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">192000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">517000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">402000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">48000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">67000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">494000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">364000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">52000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">78000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">1866593000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">263061000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">632357000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">473304000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">20700000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">378445000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">98726000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">1963771000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">287426000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">639071000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">534358000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">18983000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">390494000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">93439000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">8000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">8000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">9000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">9000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">10145000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">4288000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">1169000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">3020000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">11000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">463000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">1194000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">10699000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">4643000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">728000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">3070000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">11000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">619000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">1628000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">4333000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">28000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">2831000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">83000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">204000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">866000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">321000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">4154000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">605000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">2072000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">606000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">147000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">532000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">192000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">1196000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">1677000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">864000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">461000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">533000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">611000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">689000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
  <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">778000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
  <us-gaap:FiniteLivedIntangibleAssetsGross contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">8682000</us-gaap:FiniteLivedIntangibleAssetsGross>
  <us-gaap:FiniteLivedIntangibleAssetsGross contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">8682000</us-gaap:FiniteLivedIntangibleAssetsGross>
  <us-gaap:FiniteLivedIntangibleAssetsNet contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">7486000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <us-gaap:FiniteLivedIntangibleAssetsNet contextRef="As_Of_12_31_2014_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">1125000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <us-gaap:FiniteLivedIntangibleAssetsNet contextRef="As_Of_12_31_2014_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">6361000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <us-gaap:FiniteLivedIntangibleAssetsNet contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">7005000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <us-gaap:FiniteLivedIntangibleAssetsNet contextRef="As_Of_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">972000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <us-gaap:FiniteLivedIntangibleAssetsNet contextRef="As_Of_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">6033000</us-gaap:FiniteLivedIntangibleAssetsNet>
  <us-gaap:GainLossOnSaleOfOtherAssets contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-11000</us-gaap:GainLossOnSaleOfOtherAssets>
  <us-gaap:GainLossOnSaleOfOtherAssets contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">24000</us-gaap:GainLossOnSaleOfOtherAssets>
  <us-gaap:GainLossOnSaleOfOtherAssets contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">20000</us-gaap:GainLossOnSaleOfOtherAssets>
  <us-gaap:GainLossOnSaleOfOtherAssets contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">16000</us-gaap:GainLossOnSaleOfOtherAssets>
  <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1262000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_fisi_RealizedGainOnSaleOfInvestmentSecuritiesMember" unitRef="Unit12" decimals="-3">1262000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">949000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1062000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_fisi_RealizedGainOnSaleOfInvestmentSecuritiesMember" unitRef="Unit12" decimals="-3">1062000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:GainLossOnSalesOfLoansNet contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">155000</us-gaap:GainLossOnSalesOfLoansNet>
  <us-gaap:GainLossOnSalesOfLoansNet contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">50000</us-gaap:GainLossOnSalesOfLoansNet>
  <us-gaap:GainLossOnSalesOfLoansNet contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">108000</us-gaap:GainLossOnSalesOfLoansNet>
  <us-gaap:GainLossOnSalesOfLoansNet contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">39000</us-gaap:GainLossOnSalesOfLoansNet>
  <us-gaap:Goodwill contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">61153000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_12_31_2014_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">48536000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_12_31_2014_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">12617000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">61153000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">48536000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">12617000</us-gaap:Goodwill>
  <us-gaap:GoodwillAcquiredDuringPeriod contextRef="Duration_8_1_2014_To_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">12617000</us-gaap:GoodwillAcquiredDuringPeriod>
  <us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(6.) GOODWILL AND OTHER INTANGIBLE ASSETS&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The carrying amount of goodwill totaled $61.2 million as of June 30, 2015 and December 31, 2014. The Company performs a goodwill impairment test on an annual basis or more frequently if events and circumstances warrant.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company has other intangible assets that are amortized, consisting of core deposit intangibles and other intangibles (primarily related to customer relationships acquired in connection with the Company's insurance agency acquisition). Changes in the gross carrying amount, accumulated amortization and net book value, were as follows (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="42%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="36%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other intangibles assets:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Gross carrying amount&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,682&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,682&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Accumulated amortization&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,677&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,196&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net book value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,005&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,486&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization expense for total other intangible assets was $&lt;font class="_mt"&gt;238&lt;/font&gt; thousand and $&lt;font class="_mt"&gt;481&lt;/font&gt; thousand for the three and six months ended June 30, 2015, and $&lt;font class="_mt"&gt;87&lt;/font&gt; thousand and $&lt;font class="_mt"&gt;176&lt;/font&gt; thousand for the three and six months ended June 30, 2014, respectively. As of June 30, 2015, the estimated amortization expense of other intangible assets for the remainder of 2015 and each of the next five years is as follows (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="59%"&gt; &lt;/td&gt;
&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2015 (remainder of year)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;461&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2016&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;864&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2017&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;778&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2018&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;689&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2019&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;611&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2020&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;533&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

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  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">298695000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2014_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">3303000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2014_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">14008000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">324873000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_6_30_2015_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">30821000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_6_30_2015_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">294052000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">320820000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">324873000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_6_30_2015_us-gaap_InvestmentTypeAxis_us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">9200000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_6_30_2015_us-gaap_InvestmentTypeAxis_us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">21621000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2014_To_12_31_2014" unitRef="Unit12" decimals="-3">6003000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">7846000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2014_To_12_31_2014" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Item-0049" contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">7308000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Item-0035" contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">7713000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">2467000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1556000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">911000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">1954000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1247000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">707000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="33%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unpaid&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Interest&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Principal&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Related&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Income&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Balance&lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Allowance&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recognized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,348&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,807&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,461&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,159&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,708&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,171&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,507&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,515&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,632&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;With an allowance recorded:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,247&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,093&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,911&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,911&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;707&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,121&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,954&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,214&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,713&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,721&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,954&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,846&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,408&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,741&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,431&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;781&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;920&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,014&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,189&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,661&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,445&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;With an allowance recorded:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,880&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,880&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,556&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,998&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,239&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,239&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;911&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,560&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,119&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,119&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,558&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,308&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,780&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,003&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1"&gt;(1) &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Difference between recorded investment and unpaid principal balance represents partial charge-offs.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="Item-0050" contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">7780000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="Item-0036" contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">9721000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2014_To_12_31_2014" unitRef="Unit12" decimals="-3">2445000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1431000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1014000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">2632000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1461000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1171000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2014_To_12_31_2014" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="Item-0041" contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">2189000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="Item-0037" contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1408000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="Item-0039" contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">781000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="Item-0027" contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">2507000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="Item-0023" contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1348000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment id="Item-0025" contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1159000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="Item-0042" contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">2661000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="Item-0038" contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1741000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="Item-0040" contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">920000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="Item-0028" contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">4515000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="Item-0024" contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">2807000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance id="Item-0026" contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1708000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2014_To_12_31_2014" unitRef="Unit12" decimals="-3">3558000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1998000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1560000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">5214000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">3093000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">2121000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment>
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  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" />
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  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod xsi:nil="true" contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="Item-0047" contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">5119000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="Item-0043" contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">2880000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="Item-0045" contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">2239000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="Item-0033" contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">5206000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="Item-0029" contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">3295000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment id="Item-0031" contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1911000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="Item-0048" contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">5119000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="Item-0044" contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">2880000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="Item-0046" contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">2239000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="Item-0034" contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">5206000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="Item-0030" contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">3295000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance id="Item-0032" contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1911000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">20427000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_fisi_RealizedGainOnSaleOfInvestmentSecuritiesMember" unitRef="Unit12" decimals="-3">1521000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-64000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">10114000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">19027000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">20443000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_HoldingCompanyAndOtherSegmentMember" unitRef="Unit12" decimals="-3">-1805000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">389000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_fisi_RealizedGainOnSaleOfInvestmentSecuritiesMember" unitRef="Unit12" decimals="-3">1208000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-447000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">9335000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">10485000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_HoldingCompanyAndOtherSegmentMember" unitRef="Unit12" decimals="-3">-1133000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">-17000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeTaxesPaid contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">8313000</us-gaap:IncomeTaxesPaid>
  <us-gaap:IncomeTaxesPaid contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1539000</us-gaap:IncomeTaxesPaid>
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&lt;tr&gt;&lt;td width="67%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="67%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="67%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Cost&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Debt securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due in one year or less&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,008&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,008&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due from one to five years&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;166,519&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;166,266&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due after five years through ten years&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;328,808&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;328,993&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due after ten years&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;248,755&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;247,372&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="67%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;774,090&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Debt securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due in one year or less&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,064&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due from one to five years&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;161,041&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;164,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due after five years through ten years&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;107,099&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;108,259&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due after ten years&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28,616&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28,373&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="67%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;320,820&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;324,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(4.) INVESTMENT SECURITIES&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The amortized cost and fair value of investment securities are summarized below (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="38%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Cost&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Gains&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;271,774&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;777&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,474&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;270,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;227,129&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,933&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,307&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;226,755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28,840&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;501&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;204&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29,137&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;43,804&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,728&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;45,532&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateralized mortgage obligations:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83,447&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;514&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,132&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;82,829&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,268&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;186&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,752&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;92,702&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;23,828&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;470&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,259&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Privately issued&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,123&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,123&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;202,543&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,293&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,923&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;200,913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;502,316&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,455&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,434&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;502,337&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Asset-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;225&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total available for sale securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;774,090&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,457&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,908&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;289,713&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,790&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;451&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;294,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,280&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,827&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;211&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;31,107&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;297&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,821&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total held to maturity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;320,820&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,801&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;748&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;324,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="38%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;160,334&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,116&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;975&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;160,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;184,857&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,344&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,264&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;185,937&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29,478&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;799&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,270&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;48,800&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,022&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;50,822&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateralized mortgage obligations:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;76,247&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;489&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;944&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;75,792&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;89,623&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;199&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,585&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;87,237&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29,954&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;598&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;40&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Privately issued&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,218&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,218&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;195,824&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,504&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,569&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;194,759&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;458,959&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,669&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,840&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;461,788&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Asset-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;231&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;231&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total available for sale securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;619,293&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,016&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,815&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;277,273&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,231&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;281,384&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,279&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,303&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,886&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;122&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,008&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;17,165&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;146&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;17,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 11px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total held to maturity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;294,438&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,377&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;298,695&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Investment securities with a total fair value of $&lt;font class="_mt"&gt;846.9&lt;/font&gt; million at June 30, 2015 were pledged as collateral to secure public deposits and for other purposes required or permitted by law.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Sales and calls of securities available for sale were as follows (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="37%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="37%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 6px;" width="28%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="37%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="28%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="37%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 4px;" width="2%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="37%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Proceeds from sales&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;41,958&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29,508&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;61,428&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="37%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Gross realized gains&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;949&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,073&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="37%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Gross realized losses&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The scheduled maturities of securities available for sale and securities held to maturity at June 30, 2015 are shown below (in thousands).&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations.&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="67%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="67%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="67%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Cost&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Debt securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due in one year or less&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,008&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,008&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due from one to five years&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;166,519&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;166,266&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due after five years through ten years&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;328,808&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;328,993&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due after ten years&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;248,755&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;247,372&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="67%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;774,090&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Debt securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due in one year or less&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,064&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due from one to five years&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;161,041&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;164,083&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due after five years through ten years&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;107,099&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;108,259&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Due after ten years&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28,616&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28,373&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="67%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;320,820&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;324,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="34%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Less than 12 months&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="20%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;12 months or longer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 4px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 4px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;162,940&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,110&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,637&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;364&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;187,577&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;93,817&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,779&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;34,433&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;528&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;128,250&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,307&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,005&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;204&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,005&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateralized mortgage obligations:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 5px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,181&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;271&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,886&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;861&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;44,067&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,765&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;484&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;61,553&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83,318&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,752&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,306&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,306&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;45,946&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83,745&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,168&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;129,691&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,923&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 11px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;145,768&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,738&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;118,178&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,696&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;263,946&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,434&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 11px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total available for sale securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;308,708&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,848&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;142,815&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,060&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;451,523&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,908&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;35,997&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;451&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;35,997&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;451&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,724&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,724&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;15,328&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;211&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;15,328&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 11px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total held to maturity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;57,049&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;748&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;57,049&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;748&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total temporarily impaired securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;365,757&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,596&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;142,815&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,060&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;508,572&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,656&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="34%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Less than 12 months&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="20%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;12 months or longer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" colspan="2" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 4px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 4px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;34,995&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;77&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;41,070&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;898&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;76,065&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;975&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,242&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;62,592&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,256&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;64,834&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,264&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,387&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,387&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateralized mortgage obligations:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 5px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,228&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25,644&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;920&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;36,872&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;944&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;76,126&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,585&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;76,126&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;40&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;40&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,228&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;104,280&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,545&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;115,508&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,569&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;16,857&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;166,872&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,801&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;183,729&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,840&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total available for sale securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;51,852&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;116&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;207,942&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,699&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;259,794&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,815&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;18,036&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;18,036&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;120&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total temporarily impaired securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;69,888&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;236&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;207,942&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,699&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;277,830&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,935&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The total number of security positions in the investment portfolio in an unrealized loss position at June 30, 2015 was&amp;nbsp;&lt;font class="_mt"&gt;243&lt;/font&gt; compared to&amp;nbsp;&lt;font class="_mt"&gt;122&lt;/font&gt; at December 31, 2014. At June 30, 2015, the Company had positions in&amp;nbsp;&lt;font class="_mt"&gt;32&lt;/font&gt; investment securities with a fair value of $142.8 million and a total unrealized loss of $4.1 million that have been in a continuous unrealized loss position for more than 12 months. At June 30, 2015, there were a total of&amp;nbsp;&lt;font class="_mt"&gt;211&lt;/font&gt; securities positions in the Company's investment portfolio with a fair value of $365.8 million and a total unrealized loss of $5.6 million that had been in a continuous unrealized loss position for less than 12 months. At December 31, 2014, the Company had positions in&amp;nbsp;&lt;font class="_mt"&gt;51&lt;/font&gt; investment securities with a fair value of $207.9 million and a total unrealized loss of $5.7 million that have been in a continuous unrealized loss position for more than 12 months. At December 31, 2014, there were a total of&amp;nbsp;&lt;font class="_mt"&gt;71&lt;/font&gt; securities positions in the Company's investment portfolio with a fair value of $69.9 million and a total unrealized loss of $236 thousand that had been in a continuous unrealized loss position for less than 12 months. The unrealized loss on investment securities was predominantly caused by changes in market interest rates subsequent to purchase. The fair value of most of the investment securities in the Company's portfolio fluctuates as market interest rates change.The Company reviews investment securities on an ongoing basis for the presence of OTTI with formal reviews performed quarterly. When evaluating debt securities for OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intention to sell the debt security or whether it is more likely than not that it will be required to sell the debt security before its anticipated recovery. The assessment of whether OTTI exists involves a high degree of subjectivity and judgment and is based on the information then available to management. There was no impairment recorded during the six months ended June 30, 2015 and 2014.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Based on management's review and evaluation of the Company's debt securities as of June 30, 2015, the debt securities with unrealized losses were not considered to be OTTI. As of June 30, 2015, the Company did not intend to sell any of the securities in a loss position and believes that it is not likely that it will be required to sell any such securities before the anticipated recovery of amortized cost. Accordingly, as of June 30, 2015, management has concluded that unrealized losses on its investment securities are temporary and no further impairment loss has been realized in the Company's consolidated statements of income.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">18319000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">9063000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">20829000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">10606000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:Liabilities contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">2809989000</us-gaap:Liabilities>
  <us-gaap:Liabilities contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">3075024000</us-gaap:Liabilities>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">3089521000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">3359459000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LiabilitiesFairValueDisclosureNonrecurring contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="0">0</us-gaap:LiabilitiesFairValueDisclosureNonrecurring>
  <us-gaap:LiabilitiesFairValueDisclosureNonrecurring contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="0">0</us-gaap:LiabilitiesFairValueDisclosureNonrecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="0">0</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="0">0</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">27637000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">27500000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">30931000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">32000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">25316000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">-1315000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">197000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">6841000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">-140000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">30649000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">117000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">24679000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">-1444000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">185000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">7209000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
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&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company's loan portfolio consisted of the following as of the dates indicated (in thousands):&lt;/font&gt;&lt;/p&gt;

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&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Principal&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Net Deferred&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loan Costs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(Fees)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loans, Net&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,674&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;117&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,791&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;538,034&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,444&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;536,590&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(97&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,162&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Home equity&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,209&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;398,854&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,679&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;666,550&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;185&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,326&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,978,624&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,649&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,009,273&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for loan losses&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(27,500&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,981,773&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="94%" colspan="9"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267,377&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;32&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267,409&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;476,407&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,315&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;475,092&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;100,241&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(140&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;100,101&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Home equity&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;379,774&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,841&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;386,615&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;636,357&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25,316&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;661,673&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,915&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;197&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,112&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,881,071&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,931&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,912,002&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for loan losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(27,637&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,884,365&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans held for sale (not included above) were comprised entirely of residential real estate mortgages and totaled $448 thousand and $755 thousand as of June 30, 2015 and December 31, 2014, respectively.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Past Due Loans Aging&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company's recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of the dates indicated (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="5%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Greater&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;30-59 Days&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;60-89 Days&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Than 90&lt;/font&gt;&lt;/b&gt;&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total Past&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Past Due&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Past Due&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="center"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Days&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Due&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Nonaccrual&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Current&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total Loans&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; background-color: rgb(198,217,241);" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; background-color: rgb(198,217,241);" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;605&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;605&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,643&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;287,426&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,674&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;606&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;606&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,070&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;534,358&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;538,034&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;192&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;192&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,628&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;93,439&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Home equity&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;454&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;78&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;532&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;619&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;390,494&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,708&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;364&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,072&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;728&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;639,071&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;52&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;147&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;18,983&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total loans, gross&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,651&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;494&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,699&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,963,771&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,978,624&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,288&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;263,061&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267,377&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,020&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;473,304&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;476,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;321&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;321&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,194&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;98,726&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;100,241&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Home equity&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;799&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;67&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;866&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;463&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;378,445&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;379,774&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,429&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;402&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,831&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,169&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;632,357&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;636,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;148&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;48&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;204&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,700&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total loans, gross&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,808&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;517&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,333&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,145&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,866,593&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,881,071&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;There were no loans past due greater than 90 days and still accruing interest as of June 30, 2015 and December 31, 2014. There were $9 thousand and $8 thousand in consumer overdrafts which were past due greater than 90 days as of June 30, 2015 and December 31, 2014, respectively. Consumer overdrafts are overdrawn deposit accounts which have been reclassified as loans but by their terms do not accrue interest.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Troubled Debt Restructurings&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;A modification of a loan constitutes a troubled debt restructuring ("TDR") when a borrower is experiencing financial difficulty and the modification constitutes a concession. Commercial loans modified in a TDR may involve temporary interest-only payments, term extensions, reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, collateral concessions, forgiveness of principal, forebearance agreements, or substituting or adding a new borrower or guarantor.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following table presents information related to loans modified in a TDR during the quarterly periods indicated (dollars in thousands).&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Quarter-to-Date&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Year-to-Date&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Pre&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;/font&gt;&lt;/b&gt;Modification&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Post&lt;/font&gt;&lt;/b&gt;-&lt;/font&gt;&lt;/b&gt;Modification&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Pre&lt;/font&gt;&lt;/b&gt;-&lt;/font&gt;&lt;/b&gt;Modification&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Post-&lt;/font&gt;&lt;/b&gt;Modification&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="14%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Number of&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Number of&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Contracts&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Contracts&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="21%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;682&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;330&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,024&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="102%" colspan="12"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The loans identified as a TDR by the Company during the six month periods ended June 30, 2015 and 2014 were previously on nonaccrual status and reported as impaired loans prior to restructuring. The modifications during the reported periods primarily related to extending amortization periods, forebearance agreements, requesting additional collateral and, in one instance, forgiveness of principal. Nonaccrual loans that are restructured remain on nonaccrual status, but may move to accrual status after they have performed according to the restructured terms for a period of time. The TDR classification did not have a material impact on the Company's determination of the allowance for loan losses because the modified loans were impaired and evaluated for a specific reserve both before and after restructuring.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;There were two commercial business loans with an aggregate pre-default balance of $1.3 million restructured in the 12 months prior to June 30, 2015 that went into default during the six months ended June 30, 2015. There were no loans modified as a TDR within the previous 12 months that defaulted during the six months ended June 30, 2014. For purposes of this disclosure, a loan modified as a TDR is considered to have defaulted when the borrower becomes 90 days past due.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Impaired Loans&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Management has determined that specific commercial loans on nonaccrual status and all loans that have had their terms restructured in a troubled debt restructuring are impaired loans. The following table presents the recorded investment, unpaid principal balance and related allowance of impaired loans as of the dates indicated, and average recorded investment and interest income recognized on impaired loans for the six month periods ended as of the dates indicated (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="33%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unpaid&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Interest&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Principal&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Related&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Income&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Balance&lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Allowance&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recognized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,348&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,807&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,461&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,159&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,708&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,171&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,507&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,515&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,632&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;With an allowance recorded:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,247&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,093&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,911&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,911&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;707&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,121&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,954&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,214&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,713&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,721&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,954&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,846&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,408&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,741&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,431&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;781&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;920&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,014&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,189&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,661&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,445&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;With an allowance recorded:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,880&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,880&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,556&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,998&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,239&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,239&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;911&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,560&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,119&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,119&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,558&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,308&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,780&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,003&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1"&gt;(1) &lt;/font&gt;&lt;font class="_mt"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Difference between recorded investment and unpaid principal balance represents partial charge-offs.&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors such as the fair value of collateral. The Company analyzes commercial business and commercial mortgage loans individually by classifying the loans as to credit risk. Risk ratings are updated any time the situation warrants. The Company uses the following definitions for risk ratings: &lt;/font&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Special Mention: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company's credit position at some future date.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Substandard: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Doubtful: &lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans that do not meet the criteria above that are analyzed individually as part of the process described above are considered "uncriticized" or pass-rated loans and are included in groups of homogeneous loans with similar risk and loss characteristics.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following table sets forth the Company's commercial loan portfolio, categorized by internally assigned asset classification, as of the dates indicated (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="44%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="41%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="44%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="41%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Business&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="41%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Uncriticized&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;275,639&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;523,226&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Special mention&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,078&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,015&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Substandard&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,957&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,793&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Doubtful&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,674&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;538,034&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="5"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Uncriticized&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;250,961&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460,880&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Special mention&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,530&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,411&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Substandard&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,886&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,116&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Doubtful&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="41%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267,377&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;476,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company utilizes payment status as a means of identifying and reporting problem and potential problem retail loans. The Company considers nonaccrual loans and loans past due greater than 90 days and still accruing interest to be non-performing. The following table sets forth the Company's retail loan portfolio, categorized by payment status, as of the dates indicated (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="32%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="28%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Residential&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Home&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Equity&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Indirect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Performing&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;93,631&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,026&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,143&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,121&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Non-performing&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,628&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;619&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;728&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="9"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Performing&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;99,047&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;379,311&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;635,188&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,896&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Non-performing&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,194&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;463&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,169&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;100,241&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;379,774&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;636,357&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for Loan Losses&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Loans and the related allowance for loan losses are presented below as of the dates indicated (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Commercial&amp;nbsp;&lt;/strong&gt;&amp;nbsp;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Residential&amp;nbsp;&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Home&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="18%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Business&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Equity&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Indirect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loans:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,674&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;538,034&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,978,624&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Evaluated for impairment:&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Individually&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,643&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,070&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,713&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collectively&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;288,031&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;534,964&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,970,911&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for loan losses:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,334&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,358&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;465&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,198&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,676&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,500&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Evaluated for impairment:&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Individually&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;707&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,954&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collectively&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,087&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,651&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;465&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,198&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,676&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25,546&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loans:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;277,609&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469,936&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;106,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;363,243&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;626,418&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,205&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,864,753&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Evaluated for impairment:&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Individually&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,589&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,734&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,323&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collectively&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;274,020&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;467,202&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;106,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;363,243&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;626,418&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,205&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,858,430&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for loan losses:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,402&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,607&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,446&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Evaluated for impairment:&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Individually&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,056&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;432&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,488&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collectively&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,346&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,201&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,607&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,446&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25,678&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following table sets forth the changes in the allowance for loan losses for the three and six month periods ended June 30, 2015 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="15%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Commercial&amp;nbsp;&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Residential&amp;nbsp;&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Home&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="15%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Business&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Equity&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Indirect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="18"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Beginning balance&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,395&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,156&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;558&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,430&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,205&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;447&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,191&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Charge-offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;201&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,841&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,385&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,196&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,406&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision (credit)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(134&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,396&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(84&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(87&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;116&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;81&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,288&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,334&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,358&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;465&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,198&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,676&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,500&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="18"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="18"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Beginning balance&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,621&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,122&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;570&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,485&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,383&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;456&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,637&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Charge-offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,154&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;810&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;77&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;238&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,263&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;413&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,955&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;134&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;96&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;46&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,301&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,789&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;733&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,950&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(74&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(68&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,255&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;233&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,029&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="15%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,334&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,358&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;465&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,198&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,676&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;469&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,500&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following table sets forth the changes in the allowance for loan losses for the three and six month periods ended June 30, 2014 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="16%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Commercial&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;&lt;strong&gt;Commercial&amp;nbsp;&lt;/strong&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;strong&gt;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;Residential&amp;nbsp;&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Home&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="16%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Business&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Equity&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Indirect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consumer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="16"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Beginning balance&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,689&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,980&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;672&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,371&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,984&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;456&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,152&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Charge-offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;69&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;156&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;224&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,948&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;68&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;995&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;98&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision (credit)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;648&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(188&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;363&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;798&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;130&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,758&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,402&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,607&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,446&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="16"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="16"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Beginning balance&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,273&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,743&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;676&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,367&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,230&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;447&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;26,736&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Charge-offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;71&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;165&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;147&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;262&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,786&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;493&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,924&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;97&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;40&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,100&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;211&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,490&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,103&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;42&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;60&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;462&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,902&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;295&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,864&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="16%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,402&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,607&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,446&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;27,166&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Risk Characteristics&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business loans primarily consist of loans to small to midsize businesses in our market area in a diverse range of industries. These loans are typically made on the basis of the borrower's ability to make repayment from the cash flow of the borrower's business. Risk arises primarily due to a difference between expected and actual cash flows of the borrowers. Further, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value. The credit risk related to commercial loans is largely influenced by general economic conditions and the resulting impact on a borrower's operations or on the value of underlying collateral, if any.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage loans generally have larger balances and involve a greater degree of risk than residential mortgage loans, potentially resulting in higher losses on an individual customer basis. Loan repayment is often dependent on the successful operation and management of the properties, as well as on the collateral securing the loan. Economic events or conditions in the real estate market could have an adverse impact on the cash flows generated by properties securing the Company's commercial real estate loans and on the value of such properties.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage loans and home equities (comprised of home equity loans and home equity lines) are generally made on the basis of the borrower's ability to make repayment from his or her employment and other income, but are secured by real property whose value tends to be more easily ascertainable. Credit risk for these types of loans is generally influenced by general economic conditions, the characteristics of individual borrowers, and the nature of the loan collateral.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect and other consumer loans may entail greater credit risk than residential mortgage loans and home equities, particularly in the case of other consumer loans which are unsecured or, in the case of indirect consumer loans, secured by depreciable assets, such as automobiles or boats. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance. In addition, consumer loan collections are dependent on the borrower's continuing financial stability, and thus are more likely to be affected by adverse personal circumstances such as job loss, illness or personal bankruptcy. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:LoansReceivableFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">1881713000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableFairValueDisclosure contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">1887959000</us-gaap:LoansReceivableFairValueDisclosure>
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  <us-gaap:LoansReceivableFairValueDisclosure id="Item-0022" contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">2652000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">1978521000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableFairValueDisclosure contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">1987842000</us-gaap:LoansReceivableFairValueDisclosure>
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  <us-gaap:LoansReceivableFairValueDisclosure id="Item-0020" contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">3252000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableHeldForSaleNet contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">755000</us-gaap:LoansReceivableHeldForSaleNet>
  <us-gaap:LoansReceivableHeldForSaleNet contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">448000</us-gaap:LoansReceivableHeldForSaleNet>
  <us-gaap:LongTermDebt contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">38955000</us-gaap:LongTermDebt>
  <us-gaap:MarketingAndAdvertisingExpense contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">393000</us-gaap:MarketingAndAdvertisingExpense>
  <us-gaap:MarketingAndAdvertisingExpense contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">214000</us-gaap:MarketingAndAdvertisingExpense>
  <us-gaap:MarketingAndAdvertisingExpense contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">477000</us-gaap:MarketingAndAdvertisingExpense>
  <us-gaap:MarketingAndAdvertisingExpense contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">238000</us-gaap:MarketingAndAdvertisingExpense>
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">41633000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">254216000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-59909000</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-282112000</us-gaap:NetCashProvidedByUsedInInvestingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">23416000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">22299000</us-gaap:NetCashProvidedByUsedInOperatingActivitiesContinuingOperations>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">14251000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">14251000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_fisi_RealizedGainOnSaleOfInvestmentSecuritiesMember" unitRef="Unit12" decimals="-3">919000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-39000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">7032000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">13386000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">14387000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_HoldingCompanyAndOtherSegmentMember" unitRef="Unit12" decimals="-3">-1236000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">235000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">13386000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_fisi_RealizedGainOnSaleOfInvestmentSecuritiesMember" unitRef="Unit12" decimals="-3">742000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-275000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">6585000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">7378000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_HoldingCompanyAndOtherSegmentMember" unitRef="Unit12" decimals="-3">-781000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_InsuranceSegmentMember" unitRef="Unit12" decimals="-3">-12000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">13520000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">6667000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">12655000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">6219000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
  <us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recent Accounting Pronouncements&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In May 2014, the Financial Accounting Standards Board issued Accounting Standards Update ("ASU") No. 2014-09, &lt;/font&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2"&gt;Revenue from Contracts with Customers (Topic 606). &lt;/font&gt;&lt;/i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (i) identify the contract(s) with a customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract and (v) recognize revenue when (or as) the entity satisfies a performance obligation. The effective date was recently deferred for one year to the interim and annual periods beginning on or after December 15, 2017. Early adoption is permitted as of the original effective date &amp;#8211; interim and annual periods beginning on or after December 15, 2016. The Company is evaluating the potential impact of ASU 2014-09 on the Company's financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In June 2014, the FASB issued ASU 2014-12, &lt;/font&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2"&gt;Compensation&amp;#8212;Stock Compensation (Topic 718)&lt;/font&gt;&lt;/i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;. The pronouncement was issued to clarify the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. ASU 2014-12 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. The adoption of ASU 2014-12 is not expected to have a significant impact on the Company's financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In January 2015, the FASB issued ASU 2015-01, &lt;/font&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2"&gt;Income Statement - Extraordinary and Unusual Items (Subtopic 225-20) &amp;#8211; Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items&lt;/font&gt;&lt;/i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;. ASU 2015-01 eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. ASU 2015-01 is not expected to have a significant impact on the Company's financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;In April 2015, the FASB issued ASU 2015-03, &lt;/font&gt;&lt;i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2"&gt;Simplifying the Presentation of Debt Issuance Costs&lt;/font&gt;&lt;/i&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;. Under ASU 2015-03 the Company will present debt issuance costs in the balance sheet as a reduction from the related debt liability rather than as an asset. Amortization of such costs will continue to be reported as interest expense. ASU 2015-03 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. Retrospective adoption is required. The Company early adopted this standard during the quarter ended June 30, 2015, concurrent with the issuance of the Subordinated Notes described in Note 7. Unamortized debt issuance costs of $1.0 million are included in the net balance of long-term borrowings reported on the Consolidated Statements of Financial Condition. Retrospective application of this standard did not impact previously issued financial statements.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
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  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-25000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-172000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax>
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  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax id="Item-0006" contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">919000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax>
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  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax id="Item-0002" contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">466000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-88000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
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  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-471000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
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  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-54000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-290000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-34000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-181000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax>
  <us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">4244000</us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1>
  <us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-1680000</us-gaap:OtherComprehensiveIncomeLossTaxPortionAttributableToParent1>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">12168000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-3590000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">7347000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-2204000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">4821000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-1386000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherLiabilities contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">24658000</us-gaap:OtherLiabilities>
  <us-gaap:OtherLiabilities contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">29231000</us-gaap:OtherLiabilities>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">4222000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">2308000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">4617000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">2418000</us-gaap:OtherNoninterestExpense>
  <us-gaap:PastDueFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="5%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Greater&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;30-59 Days&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;60-89 Days&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Than 90&lt;/font&gt;&lt;/b&gt;&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total Past&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Past Due&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Past Due&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="center"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Days&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Due&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Nonaccrual&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Current&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total Loans&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; background-color: rgb(198,217,241);" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; background-color: rgb(198,217,241);" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;605&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;605&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,643&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;287,426&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,674&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;606&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;606&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,070&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;534,358&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;538,034&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;192&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;192&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,628&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;93,439&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Home equity&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;454&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;78&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;532&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;619&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;390,494&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,708&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;364&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,072&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;728&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;639,071&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;52&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;147&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;18,983&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total loans, gross&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,651&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;494&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,699&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,963,771&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,978,624&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: 'Times New Roman';" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,288&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;263,061&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267,377&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,020&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;473,304&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;476,407&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;321&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;321&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,194&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;98,726&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;100,241&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Home equity&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;799&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;67&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;866&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;463&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;378,445&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;379,774&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,429&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;402&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,831&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,169&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;632,357&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;636,357&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;148&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;48&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;204&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,700&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,915&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="18%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total loans, gross&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,808&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;517&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,333&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,145&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,866,593&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,881,071&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
  <us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">5223000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
  <us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">6906000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">65937000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">101567000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForProceedsFromOtherInvestingActivities contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-623000</us-gaap:PaymentsForProceedsFromOtherInvestingActivities>
  <us-gaap:PaymentsForProceedsFromOtherInvestingActivities contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">-167000</us-gaap:PaymentsForProceedsFromOtherInvestingActivities>
  <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">195000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">41000</us-gaap:PaymentsForRepurchaseOfCommonStock>
  <us-gaap:PaymentsForRepurchaseOfPreferredStockAndPreferenceStock contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">2000</us-gaap:PaymentsForRepurchaseOfPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsOfDebtIssuanceCosts contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1060000</us-gaap:PaymentsOfDebtIssuanceCosts>
  <us-gaap:PaymentsOfDividends contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">5965000</us-gaap:PaymentsOfDividends>
  <us-gaap:PaymentsOfDividends contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">6356000</us-gaap:PaymentsOfDividends>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">125419000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">241906000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireBusinessesGross contextRef="Duration_8_1_2014_To_8_1_2014_us-gaap_BusinessAcquisitionAxis_fisi_ScottDanahyNaylonCo.Inc.Member" unitRef="Unit12" decimals="-3">8100000</us-gaap:PaymentsToAcquireBusinessesGross>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">28594000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">39570000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
  <us-gaap:PaymentsToAcquireLifeInsurancePolicies contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">34000</us-gaap:PaymentsToAcquireLifeInsurancePolicies>
  <us-gaap:PaymentsToAcquireLifeInsurancePolicies contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">34000</us-gaap:PaymentsToAcquireLifeInsurancePolicies>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">2371000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">2891000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(11.) EMPLOYEE BENEFIT PLANS&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The components of the Company's net periodic benefit expense for its pension and post-retirement obligations were as follows (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="36%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 6px;" colspan="5" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Service cost&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;581&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;480&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,162&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;959&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Interest cost on projected benefit obligation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;583&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;573&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,166&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,147&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Expected return on plan assets&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" colspan="2" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,205&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,030&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,410&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,059&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of prior service credit&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(12&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(12&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of net actuarial losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;235&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;44&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;471&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;88&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net periodic pension expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;182&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;55&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;365&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;111&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The net periodic benefit expense is recorded as a component of salaries and employee benefits in the consolidated statements of income. The Company's funding policy is to contribute, at a minimum, an actuarially determined amount that will satisfy the minimum funding requirements determined under the appropriate sections of the Internal Revenue Code. The Company has no minimum required contribution for the 2015 fiscal year.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
  <us-gaap:PreferredStockDividendRatePercentage contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit14" decimals="2">0.03</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit14" decimals="4">0.0848</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit14" decimals="INF">0.03</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage contextRef="Duration_1_1_2014_To_12_31_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit14" decimals="INF">0.0848</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit14" decimals="2">0.03</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit14" decimals="4">0.0848</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendsPerShareDeclared contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit16" decimals="2">1.50</us-gaap:PreferredStockDividendsPerShareDeclared>
  <us-gaap:PreferredStockDividendsPerShareDeclared contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit16" decimals="2">4.24</us-gaap:PreferredStockDividendsPerShareDeclared>
  <us-gaap:PreferredStockDividendsPerShareDeclared contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit16" decimals="2">1.50</us-gaap:PreferredStockDividendsPerShareDeclared>
  <us-gaap:PreferredStockDividendsPerShareDeclared contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit16" decimals="2">4.24</us-gaap:PreferredStockDividendsPerShareDeclared>
  <us-gaap:PreferredStockParOrStatedValuePerShare contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit16" decimals="INF">100</us-gaap:PreferredStockParOrStatedValuePerShare>
  <us-gaap:PreferredStockParOrStatedValuePerShare contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit16" decimals="INF">100</us-gaap:PreferredStockParOrStatedValuePerShare>
  <us-gaap:PreferredStockParOrStatedValuePerShare contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit16" decimals="INF">100</us-gaap:PreferredStockParOrStatedValuePerShare>
  <us-gaap:PreferredStockParOrStatedValuePerShare contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit16" decimals="INF">100</us-gaap:PreferredStockParOrStatedValuePerShare>
  <us-gaap:PreferredStockSharesAuthorized contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit1" decimals="INF">1533</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesAuthorized contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit1" decimals="INF">200000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesAuthorized contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit1" decimals="INF">1533</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesAuthorized contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit1" decimals="INF">200000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit1" decimals="INF">1492</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit1" decimals="INF">171906</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit1" decimals="INF">1492</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit1" decimals="INF">171906</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesOutstanding contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit1" decimals="INF">1492</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockSharesOutstanding contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit1" decimals="INF">171906</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockSharesOutstanding contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit1" decimals="INF">1492</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockSharesOutstanding contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit1" decimals="INF">171906</us-gaap:PreferredStockSharesOutstanding>
  <us-gaap:PreferredStockValue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">17340000</us-gaap:PreferredStockValue>
  <us-gaap:PreferredStockValue contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit12" decimals="-3">149000</us-gaap:PreferredStockValue>
  <us-gaap:PreferredStockValue contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit12" decimals="-3">17191000</us-gaap:PreferredStockValue>
  <us-gaap:PreferredStockValue contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">17340000</us-gaap:PreferredStockValue>
  <us-gaap:PreferredStockValue contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_fisi_Series3PreferredStockMember" unitRef="Unit12" decimals="-3">149000</us-gaap:PreferredStockValue>
  <us-gaap:PreferredStockValue contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_SeriesBPreferredStockMember" unitRef="Unit12" decimals="-3">17191000</us-gaap:PreferredStockValue>
  <us-gaap:ProceedsFromDebtNetOfIssuanceCosts contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-5">38900000</us-gaap:ProceedsFromDebtNetOfIssuanceCosts>
  <us-gaap:ProceedsFromIssuanceOfLongTermDebt contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">40000000</us-gaap:ProceedsFromIssuanceOfLongTermDebt>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">61428000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">41958000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">29508000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">-82359000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">15796000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">83904000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">57787000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">16491000</us-gaap:ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities>
  <us-gaap:ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">16394000</us-gaap:ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities>
  <us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">7705000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">7321000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
  <us-gaap:ProceedsFromStockOptionsExercised contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">132000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:ProceedsFromStockOptionsExercised contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">165000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">2356000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1384000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1834000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">866000</us-gaap:ProfessionalFees>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">36394000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">37110000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">3864000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1758000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">4029000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">4029000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1288000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_StatementBusinessSegmentsAxis_fisi_BankingSegmentMember" unitRef="Unit12" decimals="-3">1288000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">3864000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">1103000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">1902000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">42000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">295000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">462000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">60000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1758000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">648000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">798000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">-188000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">130000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">363000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">7000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">4029000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">733000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">1255000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1950000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">233000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">-68000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">-74000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1288000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_CommercialAndIndustrialMember" unitRef="Unit12" decimals="-3">-134000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_fisi_ConsumerIndirectMember" unitRef="Unit12" decimals="-3">116000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateMember" unitRef="Unit12" decimals="-3">1396000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerOtherFinancingReceivableMember" unitRef="Unit12" decimals="-3">81000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_HomeEquityMember" unitRef="Unit12" decimals="-3">-87000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialMortgageMember" unitRef="Unit12" decimals="-3">-84000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:RealizedGainLossOnInvestmentsTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="37%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="37%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 6px;" width="28%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="37%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="28%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="37%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 4px;" width="2%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="37%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Proceeds from sales&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;41,958&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29,508&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;61,428&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="37%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Gross realized gains&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;949&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,073&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,262&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="37%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Gross realized losses&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:RealizedGainLossOnInvestmentsTableTextBlock>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">880000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-39000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="Unit12" decimals="-3">919000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">880000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">467000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" unitRef="Unit12" decimals="-3">-275000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="Unit12" decimals="-3">742000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">467000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="37%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="32%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount Reclassified from&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Details About Accumulated Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Accumulated Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Affected Line Item in the&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Comprehensive Loss Components&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Comprehensive Loss&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consolidated Statement of Income&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Realized gain on sale of investment securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,062&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,262&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net gain on disposal of investment securities&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of unrealized holding gains (losses)&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;on investment securities transferred from&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;available for sale to held to maturity&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;146&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;259&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Interest income&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,208&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,521&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total before tax&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(466&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(602&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income tax expense&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;742&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;919&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net of tax&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of pension and post-retirement items:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Prior service credit&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Salaries and employee benefits&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net actuarial losses&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(471&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(88&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Salaries and employee benefits&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(447&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(64&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total before tax&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;172&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income tax benefit&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(275&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net of tax&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="8"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total reclassified for the period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;880&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div class="MetaData"&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1"&gt;(1) &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;These items are included in the computation of net periodic pension expense. See Note 11 &amp;#8211; Employee Benefit Plans for additional information.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock>
  <us-gaap:ReconciliationOfAssetsFromSegmentToConsolidatedTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="32%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="32%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Holding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="32%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Company and&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consolidated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="32%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Banking&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Insurance&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Totals&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="32%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Goodwill&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;48,536&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,617&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;61,153&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other intangible assets, net&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;972&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,033&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,005&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total assets&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,337,787&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,960&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;712&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,359,459&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="9"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="32%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Goodwill&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;48,536&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,617&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;61,153&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other intangible assets, net&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,125&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,361&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,486&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total assets&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,065,109&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,368&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,044&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,089,521&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ReconciliationOfAssetsFromSegmentToConsolidatedTextBlock>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">203312000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">210337000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="53%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Principal&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Net Deferred&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loan Costs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(Fees)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loans, Net&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,674&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;117&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;292,791&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;538,034&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,444&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;536,590&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,259&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(97&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,162&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Home equity&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;391,645&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,209&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;398,854&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;641,871&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,679&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;666,550&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,141&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;185&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,326&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,978,624&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,649&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,009,273&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for loan losses&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(27,500&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,981,773&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="94%" colspan="9"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267,377&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;32&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267,409&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;476,407&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,315&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;475,092&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Residential mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;100,241&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(140&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;100,101&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Home equity&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;379,774&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,841&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;386,615&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consumer indirect&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;636,357&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25,316&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;661,673&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,915&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;197&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,112&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,881,071&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,931&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,912,002&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Allowance for loan losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(27,637&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="53%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,884,365&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
  <us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="52%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Available for&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Pension and&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Accumulated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Sale and&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Post&lt;/font&gt;&lt;/b&gt;-&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Transferred&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;retirement&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Comprehensive&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Obligations&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Loss&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,625&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(10,636&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(9,011&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other comprehensive income before reclassifications&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,204&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,204&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amounts reclassified from accumulated other comprehensive loss&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(742&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;275&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net current period other comprehensive income (loss)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,946&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;275&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,671&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,321&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(10,361&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(11,682&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="93%" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="52%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Balance at beginning of year&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(5,337&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,850&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(10,187&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other comprehensive income before reclassifications&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,347&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,347&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amounts reclassified from accumulated other comprehensive loss&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(919&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(880&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net current period other comprehensive income&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,428&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="52%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Balance at end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,091&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,811&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,720&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
  <us-gaap:ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="44%"&gt; &lt;/td&gt;
&lt;td width="12%" align="center"&gt; &lt;/td&gt;
&lt;td width="13%" align="center"&gt; &lt;/td&gt;
&lt;td width="11%" align="center"&gt; &lt;/td&gt;
&lt;td width="12%" align="center"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock options&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="44%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;&amp;nbsp;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock>
  <us-gaap:ScheduleOfComprehensiveIncomeLossTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="50%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Pre&lt;/font&gt;&lt;/b&gt;-tax&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Net&lt;/font&gt;&lt;/b&gt;-of-tax&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Tax Effect&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amount&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale and transferred securities:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Change in unrealized gain/loss during the period&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,590&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,386&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,204&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Reclassification adjustment for net gains included in net income&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,208&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(466&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(742&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 7px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total securities available for sale and transferred securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,798&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,852&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,946&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of pension and post-retirement items:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Prior service credit&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(9&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(15&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net actuarial losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;471&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;181&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;290&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 7px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total pension and post-retirement obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;447&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;172&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;275&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other comprehensive loss&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,351&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,680&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,671&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale and transferred securities:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Change in unrealized gain/loss during the period&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,168&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,821&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,347&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Reclassification adjustment for net gains included in net income&amp;nbsp;&lt;/font&gt;&lt;sup&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,521&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(602&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(919&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total securities available for sale and transferred securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,647&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,219&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,428&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of pension and post-retirement items:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Prior service credit&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(9&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(15&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net actuarial losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;88&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;34&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;54&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total pension and post-retirement obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;64&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other comprehensive income&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,711&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,244&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1"&gt;(1) &lt;/font&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Includes amounts related to the amortization/accretion of unrealized net gains and losses resulting from the Company's reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfComprehensiveIncomeLossTableTextBlock>
  <us-gaap:ScheduleOfDebtTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="46%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="35%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Short-term borrowings:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Short-term FHLB borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;350,600&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;295,300&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Repurchase agreements&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39,504&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total short-term borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;350,600&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;334,804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Long-term borrowings:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Subordinated notes, net&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;38,955&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total borrowings&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;389,555&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;334,804&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfDebtTableTextBlock>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="44%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net income available to common shareholders&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,219&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,667&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,655&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,520&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" colspan="13"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Weighted average common shares outstanding:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total shares issued&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,398&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,398&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Unvested restricted stock awards&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(100&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(67&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(87&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(65&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Treasury shares&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(220&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(304&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(240&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(315&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total basic weighted average common shares outstanding&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,078&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,791&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,071&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,782&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" colspan="13"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Incremental shares from assumed:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Exercise of stock options&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Vesting of restricted stock awards&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total diluted weighted average common shares outstanding&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,121&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,838&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,118&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,831&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="13"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Basic earnings per common share&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.44&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.48&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.90&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.98&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Diluted earnings per common share&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.44&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.48&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.90&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;0.98&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:ScheduleOfEmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="42%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="42%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 6px;" width="15%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="27%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="42%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="15%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="27%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="42%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 5px;" width="2%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" width="2%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="42%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Salaries and employee benefits&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;113&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;75&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 6px;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;191&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="13%" align="right"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;156&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="42%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other noninterest expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;127&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" width="12%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;179&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;149&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="42%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total share-based compensation expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;267&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;202&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;370&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"&gt;&amp;nbsp;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;305&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfEmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsTextBlock>
  <us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="49%"&gt; &lt;/td&gt;
&lt;td width="22%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commitments to extend credit&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;487,114&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;450,343&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Standby letters of credit&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,296&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,578&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock>
  <us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="59%"&gt; &lt;/td&gt;
&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2015 (remainder of year)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;461&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2016&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;864&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2017&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;778&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2018&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;689&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2019&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;611&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2020&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;533&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock>
  <us-gaap:ScheduleOfGoodwillTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="42%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="36%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other intangibles assets:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Gross carrying amount&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,682&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,682&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Accumulated amortization&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,677&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,196&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net book value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,005&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,486&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfGoodwillTextBlock>
  <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="36%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 6px;" colspan="5" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td colspan="4" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Service cost&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;581&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;480&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,162&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;959&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Interest cost on projected benefit obligation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;583&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;573&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,166&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,147&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Expected return on plan assets&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" colspan="2" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,205&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,030&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,410&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,059&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of prior service credit&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(12&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(12&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Amortization of net actuarial losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;235&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;44&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;471&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;88&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net periodic pension expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;182&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;55&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;365&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;111&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
  <us-gaap:ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="86%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Consideration paid:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Cash&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,100&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,400&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Contingent consideration&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,227&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of total consideration transferred&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;16,727&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td bgcolor="#c6d9f1" width="98%" colspan="3"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of assets acquired:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Cash&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;105&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Identified intangible assets&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,640&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Premises and equipment, accounts receivable and other assets&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,094&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total identifiable assets acquired&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,839&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of liabilities assumed:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Deferred tax liability&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,556&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other liabilities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,173&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total liabilities assumed&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,729&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Fair value of net assets acquired&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,110&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="86%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Goodwill resulting from acquisition&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,617&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock>
  <us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="33%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Holding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Company and&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consolidated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Banking&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Insurance&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Totals&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net interest income&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;23,919&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(515&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;23,404&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision for loan losses&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,288&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,288&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Noninterest income&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,522&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,033&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(100&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,455&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Noninterest expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(17,668&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,050&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(518&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(19,236&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income (loss) before income taxes&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,485&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(17&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,133&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,335&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income tax (expense) benefit&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,107&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;352&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,750&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net income (loss)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,378&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(12&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(781&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,585&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="13"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net interest income&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;47,066&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(515&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;46,551&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision for loan losses&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,029&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,029&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Noninterest income&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,353&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,626&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(227&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,752&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Noninterest expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(34,947&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,237&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,063&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(38,247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income (loss) before income taxes&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,443&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;389&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,805&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,027&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income tax (expense) benefit&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(6,056&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;569&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(5,641&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net income (loss)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,387&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;235&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,236&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,386&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock>
  <us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="43%"&gt; &lt;/td&gt;
&lt;td width="25%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="25%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Market&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Number of&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Price at&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="43%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Shares&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Grant Date&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding at beginning of year&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;59,113&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;17.24&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Granted&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;59,834&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;17.66&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Vested&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(16,458&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20.80&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Forfeited&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,041&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20.39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="43%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding at end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;99,448&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="25%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;16.81&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock>
  <us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="43%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Remaining&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Aggregate&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Number of&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Exercise&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Contractual&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Intrinsic&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Options&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Price&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Term&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding at beginning of year&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;135,416&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19.25&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Exercised&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(8,722&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;18.96&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Expired&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(12,645&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20.15&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding and exercisable at end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;114,049&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19.17&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1.7&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;646&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
  <us-gaap:ScheduleOfStockByClassTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="46%"&gt; &lt;/td&gt;
&lt;td width="28%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Treasury&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Issued&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Shares outstanding at December 31, 2014&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,118,048&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;279,461&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,397,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards issued&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;59,834&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(59,834&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards forfeited&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,041&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,041&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock options exercised&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,722&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(8,722&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Treasury stock purchases&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,791&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,791&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock awards&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,363&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,363&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Shares outstanding at June 30, 2015&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,184,135&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;213,374&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,397,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="6"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Shares outstanding at December 31, 2013&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,829,355&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;332,242&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,161,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards issued&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;43,242&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(43,242&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards forfeited&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(8,144&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,144&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock options exercised&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,125&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(7,125&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Treasury stock purchases&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(9,102&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,102&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Shares outstanding at June 30, 2014&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,862,476&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;299,121&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,161,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfStockByClassTextBlock>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="34%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Less than 12 months&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="20%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;12 months or longer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 4px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 4px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="center"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;162,940&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,110&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,637&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;364&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;187,577&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,474&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;93,817&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,779&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;34,433&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;528&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;128,250&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,307&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,005&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;204&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,005&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;204&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateralized mortgage obligations:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 5px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,181&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;271&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,886&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;861&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;44,067&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,765&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;484&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;61,553&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83,318&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,752&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,306&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,306&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;45,946&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83,745&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,168&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;129,691&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,923&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 11px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;145,768&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,738&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;118,178&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,696&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;263,946&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,434&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 11px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total available for sale securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;308,708&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,848&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;142,815&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,060&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;451,523&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,908&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;35,997&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;451&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;35,997&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;451&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,724&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,724&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;15,328&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;211&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;15,328&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;211&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 11px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total held to maturity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;57,049&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;748&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;57,049&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;748&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total temporarily impaired securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;365,757&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,596&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;142,815&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,060&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;508,572&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,656&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="34%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Less than 12 months&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="20%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;12 months or longer&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" colspan="2" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 4px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 4px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="9%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;34,995&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;77&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;41,070&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;898&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;76,065&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;975&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,242&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;62,592&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,256&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;64,834&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,264&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,387&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,387&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateralized mortgage obligations:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 5px;" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,228&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;25,644&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;920&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;36,872&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;944&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;76,126&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,585&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;76,126&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,585&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;40&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;40&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11,228&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;104,280&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,545&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;115,508&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,569&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;16,857&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;166,872&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,801&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;183,729&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,840&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="center"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total available for sale securities&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;51,852&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;116&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;207,942&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,699&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;259,794&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,815&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;18,036&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;18,036&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;120&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total temporarily impaired securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;69,888&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;236&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;207,942&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,699&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;277,830&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,935&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
  <us-gaap:SegmentReportingDisclosureTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(14.) SEGMENT REPORTING&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company has two reportable operating segments, banking and insurance, which are delineated by the consolidated subsidiaries Financial Institutions, Inc. The banking segment includes all of the Company's retail and commercial banking operations. insurance segment includes the activities of SDN, a full service insurance agency that provides a broad range of insurance services both personal and business clients. The Company operated as one business segment until the acquisition of SDN on August 1, 2014, which time the new "Insurance" segment was created for financial reporting purposes. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the "Holding Company and Other" column below, along with amounts to eliminate balances and transactions between segments.&lt;/font&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The following tables present information regarding the Company's business segments as of and for the periods indicated (in thousands)&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="32%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="32%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Holding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="32%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Company and&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consolidated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="32%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Banking&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Insurance&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&amp;nbsp;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Totals&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="32%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Goodwill&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;48,536&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,617&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;61,153&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other intangible assets, net&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;972&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,033&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,005&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total assets&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,337,787&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,960&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;712&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,359,459&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="9"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="32%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Goodwill&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;48,536&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,617&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;61,153&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Other intangible assets, net&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,125&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,361&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,486&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="32%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total assets&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="26%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,065,109&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,368&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,044&lt;/font&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,089,521&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="33%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Holding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Company and&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Consolidated&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Banking&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Insurance&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Totals&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Three months ended June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net interest income&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;23,919&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(515&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;23,404&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision for loan losses&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,288&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,288&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Noninterest income&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,522&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,033&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(100&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,455&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Noninterest expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(17,668&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,050&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(518&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(19,236&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income (loss) before income taxes&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;10,485&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(17&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,133&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,335&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income tax (expense) benefit&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,107&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;352&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,750&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net income (loss)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,378&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(12&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(781&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,585&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="13"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Six months ended June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net interest income&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;47,066&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(515&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;46,551&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Provision for loan losses&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,029&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(4,029&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Noninterest income&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;12,353&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,626&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(227&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,752&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Noninterest expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(34,947&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,237&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,063&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(38,247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income (loss) before income taxes&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;20,443&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;389&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,805&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;19,027&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Income tax (expense) benefit&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(6,056&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(154&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;569&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(5,641&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Net income (loss)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,387&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;235&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,236&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,386&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;- &lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
  <us-gaap:ServicingFeesNet contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">330000</us-gaap:ServicingFeesNet>
  <us-gaap:ServicingFeesNet contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">176000</us-gaap:ServicingFeesNet>
  <us-gaap:ServicingFeesNet contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">263000</us-gaap:ServicingFeesNet>
  <us-gaap:ServicingFeesNet contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">96000</us-gaap:ServicingFeesNet>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">305000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_IncomeStatementLocationAxis_fisi_OtherNoninterestExpensesMember" unitRef="Unit12" decimals="-3">149000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_IncomeStatementLocationAxis_fisi_SalariesAndEmployeeBenefitsMember" unitRef="Unit12" decimals="-3">156000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">305000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">202000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_IncomeStatementLocationAxis_fisi_OtherNoninterestExpensesMember" unitRef="Unit12" decimals="-3">127000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_4_1_2014_To_6_30_2014_us-gaap_IncomeStatementLocationAxis_fisi_SalariesAndEmployeeBenefitsMember" unitRef="Unit12" decimals="-3">75000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">370000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_IncomeStatementLocationAxis_fisi_OtherNoninterestExpensesMember" unitRef="Unit12" decimals="-3">179000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_IncomeStatementLocationAxis_fisi_SalariesAndEmployeeBenefitsMember" unitRef="Unit12" decimals="-3">191000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">370000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">267000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_IncomeStatementLocationAxis_fisi_OtherNoninterestExpensesMember" unitRef="Unit12" decimals="-3">154000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_4_1_2015_To_6_30_2015_us-gaap_IncomeStatementLocationAxis_fisi_SalariesAndEmployeeBenefitsMember" unitRef="Unit12" decimals="-3">113000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember_us-gaap_PlanNameAxis_fisi_ManagementStockIncentivePlanMember">P3Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 contextRef="Duration_1_1_2015_To_6_30_2015">P1Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember_us-gaap_PlanNameAxis_fisi_ManagementStockIncentivePlanMember">P3Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="0">3041</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit16" decimals="2">20.39</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="INF">10750</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_PlanNameAxis_fisi_ManagementStockIncentivePlanMember" unitRef="Unit1" decimals="INF">36384</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementScenarioAxis_fisi_VestedAfterCompletionOfOneYearServiceRequirementMember" unitRef="Unit1" decimals="INF">5370</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementScenarioAxis_fisi_VestedImmediatelyMember" unitRef="Unit1" decimals="INF">5380</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="0">59834</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember_us-gaap_PlanNameAxis_fisi_ManagementStockIncentivePlanMember" unitRef="Unit1" decimals="INF">12700</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit16" decimals="INF">23.25</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit16" decimals="2">17.66</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember_us-gaap_PlanNameAxis_fisi_ManagementStockIncentivePlanMember" unitRef="Unit16" decimals="2">22.79</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="As_Of_12_31_2014_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="0">59113</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="As_Of_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="0">99448</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="As_Of_12_31_2014_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit16" decimals="2">17.24</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="As_Of_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit16" decimals="2">16.81</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit1" decimals="0">16458</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember" unitRef="Unit16" decimals="2">20.80</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementScenarioAxis_fisi_RelativeTotalShareholderReturnPerformanceRequirementMember" unitRef="Unit14" decimals="4">0.0353</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementScenarioAxis_fisi_RelativeTotalShareholderReturnPerformanceRequirementMember">P2Y10M6D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementScenarioAxis_fisi_RelativeTotalShareholderReturnPerformanceRequirementMember" unitRef="Unit14" decimals="3">0.268</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementScenarioAxis_fisi_RelativeTotalShareholderReturnPerformanceRequirementMember" unitRef="Unit14" decimals="4">0.0092</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 contextRef="As_Of_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit12" decimals="-3">646000</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber contextRef="As_Of_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit1" decimals="0">114049</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice contextRef="As_Of_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit16" decimals="2">19.17</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1 contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember">P1Y8M12D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">32000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">39000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit1" decimals="0">12645</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="As_Of_12_31_2014_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit1" decimals="0">135416</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="As_Of_12_31_2014_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit16" decimals="2">19.25</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit16" decimals="2">18.96</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit16" decimals="2">20.15</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShortTermBorrowings contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">334804000</us-gaap:ShortTermBorrowings>
  <us-gaap:ShortTermBorrowings contextRef="As_Of_12_31_2014_us-gaap_ShortTermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="Unit12" decimals="-3">295300000</us-gaap:ShortTermBorrowings>
  <us-gaap:ShortTermBorrowings contextRef="As_Of_12_31_2014_us-gaap_ShortTermDebtTypeAxis_us-gaap_RepurchaseAgreementsMember" unitRef="Unit12" decimals="-3">39504000</us-gaap:ShortTermBorrowings>
  <us-gaap:ShortTermBorrowings contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">350600000</us-gaap:ShortTermBorrowings>
  <us-gaap:ShortTermBorrowings contextRef="As_Of_6_30_2015_us-gaap_ShortTermDebtTypeAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="Unit12" decimals="-3">350600000</us-gaap:ShortTermBorrowings>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">334804000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_12_31_2014_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">334804000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">350600000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_6_30_2015_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">350600000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:StockGrantedDuringPeriodValueSharebasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">54000</us-gaap:StockGrantedDuringPeriodValueSharebasedCompensation>
  <us-gaap:StockGrantedDuringPeriodValueSharebasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">11000</us-gaap:StockGrantedDuringPeriodValueSharebasedCompensation>
  <us-gaap:StockGrantedDuringPeriodValueSharebasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">43000</us-gaap:StockGrantedDuringPeriodValueSharebasedCompensation>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">279532000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">284435000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2013" unitRef="Unit12" decimals="-3">254839000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">-10187000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">67574000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">142000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="Unit12" decimals="-3">17342000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">186137000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">-6169000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2014" unitRef="Unit12" decimals="-3">269827000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">-3720000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">67223000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">142000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="Unit12" decimals="-3">17340000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">194418000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">-5576000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">279532000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">-9011000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">72955000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">144000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="Unit12" decimals="-3">17340000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">203312000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_12_31_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">-5208000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">284435000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">-11682000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">72279000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">144000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_PreferredStockMember" unitRef="Unit12" decimals="-3">17340000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">210337000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest contextRef="As_Of_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">-3983000</us-gaap:StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest>
  <us-gaap:StockholdersEquityNoteDisclosureTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;(8.) SHAREHOLDERS' EQUITY&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Common Stock&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The changes in shares of common stock were as follows for the six month periods ended June 30, 2015 and 2014:&lt;/font&gt;&lt;/p&gt;

&lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="46%"&gt; &lt;/td&gt;
&lt;td width="28%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Treasury&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Issued&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Shares outstanding at December 31, 2014&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,118,048&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;279,461&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,397,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards issued&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;59,834&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(59,834&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards forfeited&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(3,041&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,041&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock options exercised&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,722&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(8,722&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Treasury stock purchases&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(1,791&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,791&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock awards&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,363&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(2,363&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Shares outstanding at June 30, 2015&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,184,135&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;213,374&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,397,509&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="6"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Shares outstanding at December 31, 2013&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,829,355&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;332,242&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,161,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards issued&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;43,242&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(43,242&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Restricted stock awards forfeited&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(8,144&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,144&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Stock options exercised&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,125&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(7,125&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Treasury stock purchases&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;(9,102&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,102&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Shares outstanding at June 30, 2014&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,862,476&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;299,121&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,161,597&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&amp;nbsp;&lt;/p&gt; &lt;/div&gt;</us-gaap:StockholdersEquityNoteDisclosureTextBlock>
  <us-gaap:StockIssuedDuringPeriodSharesIssuedForServices contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="INF">2363</us-gaap:StockIssuedDuringPeriodSharesIssuedForServices>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited xsi:nil="true" contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" />
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">-8144</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">8144</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited xsi:nil="true" contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" />
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">-3041</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">3041</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited>
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  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">-7125</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
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  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">-8722</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-655000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
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  <us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-1060000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
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  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">165000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">2000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">163000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
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  <us-gaap:SubsequentEventsPolicyPolicyTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Subsequent Events&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The Company has evaluated events and transactions for potential recognition or disclosure through the day the financial statements were issued and determined that there were no subsequent events.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:SubsequentEventsPolicyPolicyTextBlock>
  <us-gaap:SuppliesAndPostageExpense contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">1047000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">535000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">1071000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">508000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:TransferOfOtherRealEstate contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit12" decimals="-3">311000</us-gaap:TransferOfOtherRealEstate>
  <us-gaap:TransferOfOtherRealEstate contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">130000</us-gaap:TransferOfOtherRealEstate>
  <us-gaap:TreasuryStockShares contextRef="As_Of_12_31_2013_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">332242</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockShares contextRef="As_Of_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">299121</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockShares contextRef="As_Of_12_31_2014" unitRef="Unit1" decimals="INF">279461</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockShares contextRef="As_Of_12_31_2014_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">279461</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockShares contextRef="As_Of_6_30_2015" unitRef="Unit1" decimals="INF">213374</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockShares contextRef="As_Of_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">213374</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockSharesAcquired xsi:nil="true" contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" />
  <us-gaap:TreasuryStockSharesAcquired contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">-9102</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:TreasuryStockSharesAcquired contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">9102</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:TreasuryStockSharesAcquired xsi:nil="true" contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" />
  <us-gaap:TreasuryStockSharesAcquired contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">-1791</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:TreasuryStockSharesAcquired contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementClassOfStockAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="INF">1791</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:TreasuryStockValue contextRef="As_Of_12_31_2014" unitRef="Unit12" decimals="-3">5208000</us-gaap:TreasuryStockValue>
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  <us-gaap:TreasuryStockValueAcquiredCostMethod contextRef="Duration_1_1_2014_To_6_30_2014_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">195000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <us-gaap:TreasuryStockValueAcquiredCostMethod contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit12" decimals="-3">41000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <us-gaap:TreasuryStockValueAcquiredCostMethod contextRef="Duration_1_1_2015_To_6_30_2015_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">41000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Quarter-to-Date&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Year-to-Date&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt; &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Pre&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/b&gt;&lt;/font&gt;&lt;/b&gt;Modification&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Post&lt;/font&gt;&lt;/b&gt;-&lt;/font&gt;&lt;/b&gt;Modification&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Pre&lt;/font&gt;&lt;/b&gt;-&lt;/font&gt;&lt;/b&gt;Modification&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Post-&lt;/font&gt;&lt;/b&gt;Modification&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Outstanding&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="14%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Number of&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Number of&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Recorded&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Contracts&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Contracts&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="12%" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Investment&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="21%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;682&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;330&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,024&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,672&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="102%" colspan="12"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial business&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Commercial mortgage&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" bgcolor="#c6d9f1" width="21%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" bgcolor="#c6d9f1" width="2%" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,381&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
  <us-gaap:UnamortizedDebtIssuanceExpense contextRef="As_Of_6_30_2015" unitRef="Unit12" decimals="-3">1045000</us-gaap:UnamortizedDebtIssuanceExpense>
  <us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left"&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="38%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Cost&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Gains&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="center"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;June 30, 2015&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;271,774&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;777&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,474&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;270,077&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;227,129&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,933&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,307&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;226,755&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;28,840&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;501&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;204&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29,137&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;43,804&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,728&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;45,532&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateralized mortgage obligations:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;83,447&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;514&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,132&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;82,829&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;95,268&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;186&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,752&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;92,702&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;23,828&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;470&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24,259&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Privately issued&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,123&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,123&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;202,543&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,293&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,923&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;200,913&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;502,316&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,455&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6,434&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;502,337&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Asset-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;225&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total available for sale securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;774,090&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,457&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;8,908&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;772,639&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;289,713&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,790&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;451&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;294,052&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,280&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;86&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,200&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,827&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;211&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;21,621&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;31,107&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;11&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;297&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,821&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total held to maturity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;320,820&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,801&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;748&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;324,873&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table cellspacing="0" border="0"&gt;
&lt;tr&gt;&lt;td width="38%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;December 31, 2014&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities available for sale:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;U.S. Government agencies and government&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;sponsored enterprises&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;160,334&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,116&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;975&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;160,475&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;184,857&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,344&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,264&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;185,937&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29,478&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;799&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,270&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;48,800&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,022&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;50,822&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Collateralized mortgage obligations:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;76,247&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;489&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;944&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;75,792&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal Home Loan Mortgage Corporation&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;89,623&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;199&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,585&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;87,237&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;29,954&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;598&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;40&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;30,512&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Privately issued&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,218&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;1,218&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total collateralized mortgage obligations&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;195,824&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;2,504&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,569&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;194,759&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;458,959&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;7,669&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,840&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;461,788&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Asset-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;231&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;231&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total available for sale securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;619,293&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;9,016&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;5,815&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;622,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Securities held to maturity:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;State and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;277,273&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,231&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;281,384&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Mortgage-backed securities:&lt;/font&gt;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Federal National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,279&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;3,303&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Government National Mortgage Association&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;13,886&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;122&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;14,008&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;17,165&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;146&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;17,311&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 11px;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;Total held to maturity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;294,438&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;4,377&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;298,695&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock>
  <us-gaap:UseOfEstimates contextRef="Duration_1_1_2015_To_6_30_2015">&lt;div&gt; &lt;div&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"&gt;Use of Estimates&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"&gt;&lt;font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"&gt;The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for loan losses, the carrying value of goodwill and deferred tax assets, the valuation and other than temporary impairment ("OTTI") considerations related to the securities portfolio, and assumptions used in the defined benefit pension plan accounting.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:UseOfEstimates>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">13831000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">13838000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">14118000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">14121000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfSharesIssuedBasic contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">14162000</us-gaap:WeightedAverageNumberOfSharesIssuedBasic>
  <us-gaap:WeightedAverageNumberOfSharesIssuedBasic contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">14162000</us-gaap:WeightedAverageNumberOfSharesIssuedBasic>
  <us-gaap:WeightedAverageNumberOfSharesIssuedBasic contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">14398000</us-gaap:WeightedAverageNumberOfSharesIssuedBasic>
  <us-gaap:WeightedAverageNumberOfSharesIssuedBasic contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">14398000</us-gaap:WeightedAverageNumberOfSharesIssuedBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">13782000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">13791000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">14071000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">14078000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesRestrictedStock contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">65000</us-gaap:WeightedAverageNumberOfSharesRestrictedStock>
  <us-gaap:WeightedAverageNumberOfSharesRestrictedStock contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">67000</us-gaap:WeightedAverageNumberOfSharesRestrictedStock>
  <us-gaap:WeightedAverageNumberOfSharesRestrictedStock contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">87000</us-gaap:WeightedAverageNumberOfSharesRestrictedStock>
  <us-gaap:WeightedAverageNumberOfSharesRestrictedStock contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">100000</us-gaap:WeightedAverageNumberOfSharesRestrictedStock>
  <us-gaap:WeightedAverageNumberOfSharesTreasuryStock contextRef="Duration_1_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">315000</us-gaap:WeightedAverageNumberOfSharesTreasuryStock>
  <us-gaap:WeightedAverageNumberOfSharesTreasuryStock contextRef="Duration_4_1_2014_To_6_30_2014" unitRef="Unit1" decimals="-3">304000</us-gaap:WeightedAverageNumberOfSharesTreasuryStock>
  <us-gaap:WeightedAverageNumberOfSharesTreasuryStock contextRef="Duration_1_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">240000</us-gaap:WeightedAverageNumberOfSharesTreasuryStock>
  <us-gaap:WeightedAverageNumberOfSharesTreasuryStock contextRef="Duration_4_1_2015_To_6_30_2015" unitRef="Unit1" decimals="-3">220000</us-gaap:WeightedAverageNumberOfSharesTreasuryStock>
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<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>14
<FILENAME>fisi-20150630_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>16
<FILENAME>fisi-20150630_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Certent Inc. Powered by Crossfire 5.11.124.0 -->
<!--Based on XBRL 2.1-->
<!--Created on: 8/4/2015 8:13:02 AM-->
<!--Modified on: 8/4/2015 8:13:02 AM-->
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="us-gaap_StatementOfFinancialPositionAbstract" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_Series3PreferredStockMember" xlink:to="fisi_Series3PreferredStockMember_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SeriesBPreferredStockMember" xlink:label="us-gaap_SeriesBPreferredStockMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SeriesBPreferredStockMember_lbl" xml:lang="en-US">Series B-1 8.48% Preferred Stock [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsAbstract_lbl" xml:lang="en-US">Assets [Abstract]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAbstract" xlink:to="us-gaap_CashAndCashEquivalentsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAbstract_lbl" xml:lang="en-US">Cash and cash equivalents:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents, end of period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents, beginning of period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="us-gaap_AvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecurities" xlink:to="us-gaap_AvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Available-for-sale Securities, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale, at fair value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="us-gaap_HeldToMaturitySecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Held-to-maturity Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Securities held to maturity, at amortized cost (fair value of $324,873 and $298,695, respectively)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Securities held to maturity, Amortized Cost</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNet" xlink:label="us-gaap_LoansReceivableHeldForSaleNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableHeldForSaleNet" xlink:to="us-gaap_LoansReceivableHeldForSaleNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableHeldForSaleNet_lbl" xml:lang="en-US">Loans Receivable Held-for-sale, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansReceivableHeldForSaleNet_lbl" xml:lang="en-US">Loans held for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Loans and Leases Receivable, Net Reported Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Loans (net of allowance for loan losses of $27,500 and $27,637, respectively)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Total loans, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="us-gaap_BankOwnedLifeInsurance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsurance" xlink:to="us-gaap_BankOwnedLifeInsurance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Bank Owned Life Insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Company owned life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Premises and equipment, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill" xlink:label="us-gaap_IntangibleAssetsNetIncludingGoodwill" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IntangibleAssetsNetIncludingGoodwill" xlink:to="us-gaap_IntangibleAssetsNetIncludingGoodwill_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IntangibleAssetsNetIncludingGoodwill_lbl" xml:lang="en-US">Intangible Assets, Net (Including Goodwill)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IntangibleAssetsNetIncludingGoodwill_lbl" xml:lang="en-US">Goodwill and other intangible assets, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" xml:lang="en-US">Liabilities and Equity [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" xml:lang="en-US">LIABILITIES AND SHAREHOLDERS' EQUITY</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="us-gaap_DepositsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsAbstract" xlink:to="us-gaap_DepositsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsAbstract_lbl" xml:lang="en-US">Deposits:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="us-gaap_NoninterestBearingDepositLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestBearingDepositLiabilities" xlink:to="us-gaap_NoninterestBearingDepositLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Noninterest-bearing demand</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="us-gaap_InterestBearingDepositLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDepositLiabilities" xlink:to="us-gaap_InterestBearingDepositLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDepositLiabilities_lbl" xml:lang="en-US">Interest-bearing Deposit Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestBearingDepositLiabilities_lbl" xml:lang="en-US">Interest-bearing demand</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="us-gaap_DepositsSavingsDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsSavingsDeposits" xlink:to="us-gaap_DepositsSavingsDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsSavingsDeposits_lbl" xml:lang="en-US">Deposits, Savings Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepositsSavingsDeposits_lbl" xml:lang="en-US">Savings and money market</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:label="us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:to="us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_lbl" xml:lang="en-US">Interest-bearing Domestic Deposit, Certificates of Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_lbl" xml:lang="en-US">Certificates of deposit</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Deposits" xlink:label="us-gaap_Deposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Total deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="us-gaap_ShortTermBorrowings" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortTermBorrowings" xlink:to="us-gaap_ShortTermBorrowings_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortTermBorrowings_lbl" xml:lang="en-US">Short-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShortTermBorrowings_lbl" xml:lang="en-US">Short-term borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShortTermBorrowings_lbl" xml:lang="en-US">Total short-term borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebt" xlink:label="us-gaap_LongTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebt" xlink:to="us-gaap_LongTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebt_lbl" xml:lang="en-US">Long-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebt_lbl" xml:lang="en-US">Long-term borrowings, net of issuance costs of $1,045</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="us-gaap_OtherLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherLiabilities" xlink:to="us-gaap_OtherLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherLiabilities_lbl" xml:lang="en-US">Other Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherLiabilities_lbl" xml:lang="en-US">Other liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="us-gaap_Liabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Total liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="us-gaap_CommitmentsAndContingencies" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingencies" xlink:to="us-gaap_CommitmentsAndContingencies_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingencies_lbl" xml:lang="en-US">Commitments and Contingencies</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommitmentsAndContingencies_lbl" xml:lang="en-US">Off-balance sheet commitments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CommitmentsAndContingencies_lbl" xml:lang="en-US">Commitments and contingencies (Note 10)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="us-gaap_StockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityAbstract_lbl" xml:lang="en-US">Stockholders' Equity Attributable to Parent [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockholdersEquityAbstract_lbl" xml:lang="en-US">Shareholders' equity:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="us-gaap_PreferredStockValue" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="us-gaap_TreasuryStockValue" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="us-gaap_StockholdersEquity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xml:lang="en-US">Total liabilities and shareholders' equity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_lbl" xml:lang="en-US">Held-to-maturity Securities, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_lbl" xml:lang="en-US">Securities held to maturity, fair value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_lbl" xml:lang="en-US">Securities held to maturity, Fair Value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="us-gaap_LoansAndLeasesReceivableAllowance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Loans and Leases Receivable, Allowance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Allowance for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Loans, allowance for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnamortizedDebtIssuanceExpense" xlink:label="us-gaap_UnamortizedDebtIssuanceExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnamortizedDebtIssuanceExpense" xlink:to="us-gaap_UnamortizedDebtIssuanceExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnamortizedDebtIssuanceExpense_lbl" xml:lang="en-US">Unamortized Debt Issuance Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_UnamortizedDebtIssuanceExpense_lbl" xml:lang="en-US">Debt issuance costs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_UnamortizedDebtIssuanceExpense_lbl" xml:lang="en-US">Unamortized debt issuance costs</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockParOrStatedValuePerShare" xlink:to="us-gaap_PreferredStockParOrStatedValuePerShare_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Preferred Stock, Par or Stated Value Per Share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Preferred stock, par value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="us-gaap_PreferredStockSharesAuthorized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesAuthorized" xlink:to="us-gaap_PreferredStockSharesAuthorized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US">Preferred Stock, Shares Authorized</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US">Preferred stock, shares authorized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="us-gaap_PreferredStockSharesIssued" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesIssued" xlink:to="us-gaap_PreferredStockSharesIssued_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesIssued_lbl" xml:lang="en-US">Preferred Stock, Shares Issued</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockSharesIssued_lbl" xml:lang="en-US">Preferred stock, shares issued</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="us-gaap_PreferredStockSharesOutstanding" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesOutstanding" xlink:to="us-gaap_PreferredStockSharesOutstanding_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesOutstanding_lbl" xml:lang="en-US">Preferred Stock, Shares Outstanding</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockSharesOutstanding_lbl" xml:lang="en-US">Preferred stock, shares outstanding</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="us-gaap_PreferredStockDividendRatePercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockDividendRatePercentage" xlink:to="us-gaap_PreferredStockDividendRatePercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockDividendRatePercentage_lbl" xml:lang="en-US">Preferred Stock, Dividend Rate, Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockDividendRatePercentage_lbl" xml:lang="en-US">Preferred stock, dividend percentage</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Common Stock, Par or Stated Value Per Share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Common stock, par value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="us-gaap_CommonStockSharesAuthorized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl" xml:lang="en-US">Common Stock, Shares Authorized</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl" xml:lang="en-US">Common stock, shares authorized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="us-gaap_CommonStockSharesIssued" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesIssued" xlink:to="us-gaap_CommonStockSharesIssued_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Common Stock, Shares, Issued</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Shares issued, ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Shares issued, beginning balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Common stock, shares issued</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="us-gaap_CommonStockSharesOutstanding" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xml:lang="en-US">Common Stock, Shares, Outstanding</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xml:lang="en-US">Shares outstanding, ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xml:lang="en-US">Shares outstanding, beginning balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xml:lang="en-US">Common stock, shares outstanding</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="us-gaap_TreasuryStockShares" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US">Treasury Stock, Shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US">Treasury stock, ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US">Treasury stock, beginning balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US">Treasury stock, shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="us-gaap_IncomeStatementAbstract" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="us-gaap_InterestAndDividendIncomeSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndDividendIncomeSecurities" xlink:to="us-gaap_InterestAndDividendIncomeSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndDividendIncomeSecurities_lbl" xml:lang="en-US">Interest and Dividend Income, Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestAndDividendIncomeSecurities_lbl" xml:lang="en-US">Interest and dividends on investment securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="us-gaap_InterestAndDividendIncomeOperating" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndDividendIncomeOperating" xlink:to="us-gaap_InterestAndDividendIncomeOperating_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Interest and Dividend Income, Operating</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Total interest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="us-gaap_InterestExpenseAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseAbstract" xlink:to="us-gaap_InterestExpenseAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest Expense [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest expense:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="us-gaap_InterestExpenseDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseDeposits" xlink:to="us-gaap_InterestExpenseDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseDeposits_lbl" xml:lang="en-US">Interest Expense, Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseDeposits_lbl" xml:lang="en-US">Deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseShortTermBorrowings" xlink:label="us-gaap_InterestExpenseShortTermBorrowings" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseShortTermBorrowings" xlink:to="us-gaap_InterestExpenseShortTermBorrowings_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseShortTermBorrowings_lbl" xml:lang="en-US">Interest Expense, Short-term Borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseShortTermBorrowings_lbl" xml:lang="en-US">Short-term borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="us-gaap_InterestExpenseLongTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseLongTermDebt" xlink:to="us-gaap_InterestExpenseLongTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseLongTermDebt_lbl" xml:lang="en-US">Interest Expense, Long-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseLongTermDebt_lbl" xml:lang="en-US">Long-term borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Interest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Total interest expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="us-gaap_InterestIncomeExpenseNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Interest Income (Expense), Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Interest income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Net interest income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Net interest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanAndLeaseLosses" xlink:to="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for Loan and Lease Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Interest Income (Expense), after Provision for Loan Loss</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Net interest income after provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="us-gaap_NoninterestIncomeAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncomeAbstract" xlink:to="us-gaap_NoninterestIncomeAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncomeAbstract_lbl" xml:lang="en-US">Noninterest Income [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestIncomeAbstract_lbl" xml:lang="en-US">Noninterest income:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsDepositorAccounts" xlink:to="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Fees and Commissions, Depositor Accounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Service charges on deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InsuranceServicesRevenue" xlink:label="us-gaap_InsuranceServicesRevenue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InsuranceServicesRevenue" xlink:to="us-gaap_InsuranceServicesRevenue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InsuranceServicesRevenue_lbl" xml:lang="en-US">Insurance Services Revenue</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InsuranceServicesRevenue_lbl" xml:lang="en-US">Insurance income</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_AtmAndDebitCard" xlink:label="fisi_AtmAndDebitCard" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_AtmAndDebitCard" xlink:to="fisi_AtmAndDebitCard_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_AtmAndDebitCard_lbl" xml:lang="en-US">ATM and debit card</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_AtmAndDebitCard_lbl" xml:lang="en-US">ATM and Debit Card</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_AtmAndDebitCard_lbl" xml:lang="en-US">ATM and debit card</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BrokerageCommissionsRevenue" xlink:label="us-gaap_BrokerageCommissionsRevenue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BrokerageCommissionsRevenue" xlink:to="us-gaap_BrokerageCommissionsRevenue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BrokerageCommissionsRevenue_lbl" xml:lang="en-US">Brokerage Commissions Revenue</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BrokerageCommissionsRevenue_lbl" xml:lang="en-US">Investment advisory</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Bank Owned Life Insurance Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Increase in company owned life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Company owned life insurance</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_NoninterestIncomeInvestmentsInLimitedPartnerships" xlink:label="fisi_NoninterestIncomeInvestmentsInLimitedPartnerships" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_NoninterestIncomeInvestmentsInLimitedPartnerships" xlink:to="fisi_NoninterestIncomeInvestmentsInLimitedPartnerships_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_NoninterestIncomeInvestmentsInLimitedPartnerships_lbl" xml:lang="en-US">Noninterest income from investments in limited partnerships.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_NoninterestIncomeInvestmentsInLimitedPartnerships_lbl" xml:lang="en-US">Noninterest income investments in limited partnerships</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_NoninterestIncomeInvestmentsInLimitedPartnerships_lbl" xml:lang="en-US">Investments in limited partnerships</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ServicingFeesNet" xlink:label="us-gaap_ServicingFeesNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ServicingFeesNet" xlink:to="us-gaap_ServicingFeesNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ServicingFeesNet_lbl" xml:lang="en-US">Servicing Fees, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ServicingFeesNet_lbl" xml:lang="en-US">Loan servicing</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="us-gaap_GainLossOnSalesOfLoansNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSalesOfLoansNet" xlink:to="us-gaap_GainLossOnSalesOfLoansNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_lbl" xml:lang="en-US">Gain (Loss) on Sales of Loans, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_lbl" xml:lang="en-US">Net gain on sale of loans held for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_lbl" xml:lang="en-US">Net gain on sale of loans held for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Gain (Loss) on Sale of Securities, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Net gain on disposal of investment securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Net gain on disposal of investment securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets" xlink:label="us-gaap_GainLossOnSaleOfOtherAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfOtherAssets" xlink:to="us-gaap_GainLossOnSaleOfOtherAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfOtherAssets_lbl" xml:lang="en-US">Gains (Losses) on Sales of Other Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_GainLossOnSaleOfOtherAssets_lbl" xml:lang="en-US">Net (gain) loss on sale and disposal of other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_GainLossOnSaleOfOtherAssets_lbl" xml:lang="en-US">Net gain (loss) on disposal of other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:to="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" xml:lang="en-US">Noninterest Income, Other Operating Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" xml:lang="en-US">Other</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="us-gaap_NoninterestIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncome_lbl" xml:lang="en-US">Noninterest Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestIncome_lbl" xml:lang="en-US">Noninterest income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestIncome_lbl" xml:lang="en-US">Total noninterest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="us-gaap_NoninterestExpenseAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestExpenseAbstract_lbl" xml:lang="en-US">Noninterest Expense [Abstract]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MarketingAndAdvertisingExpense" xlink:to="us-gaap_MarketingAndAdvertisingExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MarketingAndAdvertisingExpense_lbl" xml:lang="en-US">Marketing and Advertising Expense</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US">Other</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Noninterest expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Total noninterest expense</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl" xml:lang="en-US">Income before income taxes</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income Tax Expense (Benefit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income tax (expense) benefit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income tax (expense) benefit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income tax expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net Income (Loss), Including Portion Attributable to Noncontrolling Interest</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net income</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DividendsPreferredStockCash_lbl" xml:lang="en-US">Preferred stock dividends per share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DividendsPreferredStockCash_lbl" xml:lang="en-US">Preferred stock dividends</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" xml:lang="en-US">Net Income (Loss) Available to Common Stockholders, Basic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" xml:lang="en-US">Net income available to common shareholders</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" xml:lang="en-US">Net income available to common shareholders</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="us-gaap_EarningsPerShareAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareAbstract" xlink:to="us-gaap_EarningsPerShareAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareAbstract_lbl" xml:lang="en-US">Earnings Per Common Share [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EarningsPerShareAbstract_lbl" xml:lang="en-US">Earnings per common share (Note 3):</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="us-gaap_EarningsPerShareBasic" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Earnings Per Share, Basic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Basic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Basic earnings per common share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="us-gaap_EarningsPerShareDiluted" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Earnings Per Share, Diluted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Diluted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Diluted earnings per common share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Common stock dividends per share, declared</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Cash dividends declared per common share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasicAbstract" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasicAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasicAbstract" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasicAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasicAbstract_lbl" xml:lang="en-US">Weighted average common shares outstanding:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Basic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Basic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Total basic weighted average common shares outstanding</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Diluted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Diluted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Total diluted weighted average common shares outstanding</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:to="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_lbl" xml:lang="en-US">Consolidated Statements Of Comprehensive Income [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_lbl" xml:lang="en-US">Pension and post-retirement obligations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_lbl" xml:lang="en-US">Total pension and post-retirement obligations, Net-of-tax Amount</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Other comprehensive income, net of tax</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Total other comprehensive income (loss), net of tax</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Net current period other comprehensive income (loss)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xml:lang="en-US">Comprehensive income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfStockholdersEquityAbstract" xlink:to="us-gaap_StatementOfStockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract_lbl" xml:lang="en-US">Consolidated Statement Of Changes In Shareholders' Equity [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="us-gaap_StatementEquityComponentsAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementEquityComponentsAxis" xlink:to="us-gaap_StatementEquityComponentsAxis_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="us-gaap_EquityComponentDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityComponentDomain" xlink:to="us-gaap_EquityComponentDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquityComponentDomain_lbl" xml:lang="en-US">Equity Component [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EquityComponentDomain_lbl" xml:lang="en-US">Equity Component [Domain]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockMember" xlink:to="us-gaap_PreferredStockMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockMember_lbl" xml:lang="en-US">Preferred Stock [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockMember_lbl" xml:lang="en-US">Preferred Equity [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="us-gaap_CommonStockMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="us-gaap_CommonStockMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockMember_lbl" xml:lang="en-US">Common Stock [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockMember_lbl" xml:lang="en-US">Common Stock [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="us-gaap_AdditionalPaidInCapitalMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdditionalPaidInCapitalMember" xlink:to="us-gaap_AdditionalPaidInCapitalMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdditionalPaidInCapitalMember_lbl" xml:lang="en-US">Additional Paid In Capital [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdditionalPaidInCapitalMember_lbl" xml:lang="en-US">Additional Paid-In Capital [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="us-gaap_RetainedEarningsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsMember" xlink:to="us-gaap_RetainedEarningsMember_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RetainedEarningsMember_lbl" xml:lang="en-US">Retained Earnings [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeMember_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Member]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockMember" xlink:to="us-gaap_TreasuryStockMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockMember_lbl" xml:lang="en-US">Treasury Stock [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TreasuryStockMember_lbl" xml:lang="en-US">Treasury Stock [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest" xlink:to="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" xml:lang="en-US">Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" xml:lang="en-US">Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_lbl" xml:lang="en-US">Balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="us-gaap_ComprehensiveIncomeNetOfTaxAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:to="us-gaap_ComprehensiveIncomeNetOfTaxAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomeNetOfTaxAbstract_lbl" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTaxAbstract_lbl" xml:lang="en-US">Comprehensive income:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:to="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl" xml:lang="en-US">Treasury Stock, Value, Acquired, Cost Method</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl" xml:lang="en-US">Purchases of common stock for treasury</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock" xlink:to="fisi_PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock_lbl" xml:lang="en-US">Payment For Repurchase Of Series B-1 8.48% Preferred Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock_lbl" xml:lang="en-US">Payment For Repurchase Of Series B One Eight Point Four Eight Percent Preferred Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock_lbl" xml:lang="en-US">Repurchase of Series B-1 8.48% preferred stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAbstract" xlink:label="us-gaap_ShareBasedCompensationAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationAbstract" xlink:to="us-gaap_ShareBasedCompensationAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationAbstract_lbl" xml:lang="en-US">Share-Based Compensation Plans [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationAbstract_lbl" xml:lang="en-US">Share-based compensation plans:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Share-based Compensation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Total share-based compensation expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Share-based compensation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" xml:lang="en-US">Stock Issued During Period, Value, Stock Options Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" xml:lang="en-US">Stock options exercised</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xml:lang="en-US">Stock Issued During Period, Value, Restricted Stock Award, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xml:lang="en-US">Restricted stock awards issued, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation" xlink:to="us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation_lbl" xml:lang="en-US">Adjustments to Additional Paid in Capital, Income Tax Benefit from Share-based Compensation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation_lbl" xml:lang="en-US">Excess tax benefit on share-based compensation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation" xlink:label="us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation" xlink:to="us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation_lbl" xml:lang="en-US">Stock Granted, Value, Share-based Compensation, Net of Forfeitures</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation_lbl" xml:lang="en-US">Stock awards</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Dividends, Common Stock, Cash</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockDividendsPerShareDeclared" xlink:to="us-gaap_PreferredStockDividendsPerShareDeclared_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Preferred Stock Dividends Per Share, Declared</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Preferred stock dividends per share, declared</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="us-gaap_StatementOfCashFlowsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xml:lang="en-US">Consolidated Statements Of Cash Flows [Abstract]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from operating activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:label="us-gaap_DepreciationAndAmortization" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationAndAmortization" xlink:to="us-gaap_DepreciationAndAmortization_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationAndAmortization_lbl" xml:lang="en-US">Depreciation, Depletion and Amortization, Nonproduction</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DepreciationAndAmortization_lbl" xml:lang="en-US">Depreciation and amortization</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Accretion (Amortization) of Discounts and Premiums, Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Net amortization of premiums on securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred income tax expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from Sale of Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from sale of loans held for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale" xlink:to="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" xml:lang="en-US">Payments for Origination and Purchases of Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_lbl" xml:lang="en-US">Originations of loans held for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Decrease in other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Increase (decrease) in other liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_lbl" xml:lang="en-US">Net cash provided by operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from investing activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Purchases of available for sale securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Payments to Acquire Held-to-maturity Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US">Purchases of held to maturity securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale and Maturity of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from principal payments, maturities and calls on available for sale securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities" xlink:to="us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities_lbl" xml:lang="en-US">Proceeds from Sale and Maturity of Held-to-maturity Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities_lbl" xml:lang="en-US">Proceeds from principal payments, maturities and calls on held to maturity securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from sales of securities available for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from sales</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net loan originations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:label="us-gaap_PaymentsToAcquireLifeInsurancePolicies" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:to="us-gaap_PaymentsToAcquireLifeInsurancePolicies_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireLifeInsurancePolicies_lbl" xml:lang="en-US">Payments to Acquire Life Insurance Policies</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireLifeInsurancePolicies_lbl" xml:lang="en-US">Purchases of company owned life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:to="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" xml:lang="en-US">Payments for (Proceeds from) Other Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" xml:lang="en-US">Proceeds from sales of other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of premises and equipment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_lbl" xml:lang="en-US">Net cash used in investing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Cash flows from financing activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="us-gaap_IncreaseDecreaseInDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Net increase in deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:to="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Proceeds from (Repayments of) Short-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Net increase (decrease) in short-term borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:to="us-gaap_ProceedsFromIssuanceOfLongTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt_lbl" xml:lang="en-US">Proceeds from Issuance of Long-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt_lbl" xml:lang="en-US">Issuance of long-term debt</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDebtIssuanceCosts" xlink:label="us-gaap_PaymentsOfDebtIssuanceCosts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDebtIssuanceCosts" xlink:to="us-gaap_PaymentsOfDebtIssuanceCosts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfDebtIssuanceCosts_lbl" xml:lang="en-US">Payments of Debt Issuance Costs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfDebtIssuanceCosts_lbl" xml:lang="en-US">Debt issuance costs</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:label="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_lbl" xml:lang="en-US">Payments for Repurchase of Preferred Stock and Preference Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock_lbl" xml:lang="en-US">Repurchase of preferred stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl" xml:lang="en-US">Payments for Repurchase of Common Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl" xml:lang="en-US">Purchase of common stock for treasury</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from Stock Options Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from stock options exercised</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" xml:lang="en-US">Excess Tax Benefit from Share-based Compensation, Financing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" xml:lang="en-US">Excess tax benefit on share-based compensation, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="us-gaap_PaymentsOfDividends" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividends" xlink:to="us-gaap_PaymentsOfDividends_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfDividends_lbl" xml:lang="en-US">Payments of Dividends</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PaymentsOfDividends_lbl" xml:lang="en-US">Cash dividends paid to common and preferred shareholders</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_lbl" xml:lang="en-US">Net cash provided by financing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Net (decrease) increase in cash and cash equivalents</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xml:lang="en-US">Supplemental Cashflow Information [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xml:lang="en-US">Supplemental information:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPaid" xlink:label="us-gaap_InterestPaid" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPaid" xlink:to="us-gaap_InterestPaid_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Interest Paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Cash paid for interest</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="us-gaap_IncomeTaxesPaid" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxesPaid" xlink:to="us-gaap_IncomeTaxesPaid_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxesPaid_lbl" xml:lang="en-US">Income Taxes Paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeTaxesPaid_lbl" xml:lang="en-US">Cash paid for income taxes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:to="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_lbl" xml:lang="en-US">Noncash investing and financing activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:label="us-gaap_TransferOfOtherRealEstate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransferOfOtherRealEstate" xlink:to="us-gaap_TransferOfOtherRealEstate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransferOfOtherRealEstate_lbl" xml:lang="en-US">Transfer from Other Real Estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TransferOfOtherRealEstate_lbl" xml:lang="en-US">Real estate and other assets acquired in settlement of loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:label="us-gaap_DividendsPayableCurrentAndNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:to="us-gaap_DividendsPayableCurrentAndNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsPayableCurrentAndNoncurrent_lbl" xml:lang="en-US">Dividends Payable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DividendsPayableCurrentAndNoncurrent_lbl" xml:lang="en-US">Accrued and declared unpaid dividends</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases" xlink:label="fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases" xlink:to="fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases_lbl" xml:lang="en-US">(Decrease) increase in net unsettled security purchases.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases_lbl" xml:lang="en-US">Decrease Increase In Net Unsettled Security Purchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases_lbl" xml:lang="en-US">Increase in net unsettled security purchases</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_LoansTransferredFromHeldForSaleToHeldForInvestment" xlink:label="fisi_LoansTransferredFromHeldForSaleToHeldForInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_LoansTransferredFromHeldForSaleToHeldForInvestment" xlink:to="fisi_LoansTransferredFromHeldForSaleToHeldForInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_LoansTransferredFromHeldForSaleToHeldForInvestment_lbl" xml:lang="en-US">Loans transferred from held for sale to held for investment.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_LoansTransferredFromHeldForSaleToHeldForInvestment_lbl" xml:lang="en-US">Loans transferred from held for sale to held for investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_LoansTransferredFromHeldForSaleToHeldForInvestment_lbl" xml:lang="en-US">Loans transferred from held for sale to held for investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="us-gaap_AccountingPoliciesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountingPoliciesAbstract" xlink:to="us-gaap_AccountingPoliciesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountingPoliciesAbstract_lbl" xml:lang="en-US">Basis of Presentation And Summary Of Significant Accounting Policies [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:to="us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_lbl" xml:lang="en-US">Securities available for sale, Less than 12 months, Fair Value</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_lbl" xml:lang="en-US">Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses Accumulated in Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments_lbl" xml:lang="en-US">Securities available for sale, Less than 12 months, Unrealized Losses</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_lbl" xml:lang="en-US">Securities available for sale, Fair Value, Total</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_lbl" xml:lang="en-US">Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated in Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments_lbl" xml:lang="en-US">Securities available for sale, Unrealized Losses, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_lbl" xml:lang="en-US">Securities held to maturity, Less than 12 months, Fair Value</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_lbl" xml:lang="en-US">Investment Securities Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue_lbl" xml:lang="en-US">Investment Securities Continuous Unrealized Loss Position Fair Value</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss_lbl" xml:lang="en-US">Investment Securities Accumulated Unrecognized Holding Loss</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_lbl" xml:lang="en-US">Financing Receivable, Modifications, Pre-Modification Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2_lbl" xml:lang="en-US">Pre-Modification Outstanding Recorded Investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, by Class of Financing Receivable [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" xml:lang="en-US">Financing Receivable Recorded Investment Class Of Financing Receivable [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Class of Financing Receivable [Domain]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_CommercialAndIndustrialMember" xlink:label="fisi_CommercialAndIndustrialMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_CommercialAndIndustrialMember" xlink:to="fisi_CommercialAndIndustrialMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_CommercialAndIndustrialMember_lbl" xml:lang="en-US">Commercial And Industrial [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_CommercialAndIndustrialMember_lbl" xml:lang="en-US">Commercial And Industrial [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_CommercialAndIndustrialMember_lbl" xml:lang="en-US">Commercial Business [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="us-gaap_CommercialRealEstateMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialRealEstateMember" xlink:to="us-gaap_CommercialRealEstateMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommercialRealEstateMember_lbl" xml:lang="en-US">Commercial Real Estate [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommercialRealEstateMember_lbl" xml:lang="en-US">Commercial Mortgage [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ResidentialMortgageMember" xlink:label="us-gaap_ResidentialMortgageMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ResidentialMortgageMember" xlink:to="us-gaap_ResidentialMortgageMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ResidentialMortgageMember_lbl" xml:lang="en-US">Residential Mortgage [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ResidentialMortgageMember_lbl" xml:lang="en-US">Residential Mortgage [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_HomeEquityMember" xlink:label="us-gaap_HomeEquityMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HomeEquityMember" xlink:to="us-gaap_HomeEquityMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HomeEquityMember_lbl" xml:lang="en-US">Home Equity [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HomeEquityMember_lbl" xml:lang="en-US">Home Equity [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_ConsumerIndirectMember" xlink:label="fisi_ConsumerIndirectMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_ConsumerIndirectMember" xlink:to="fisi_ConsumerIndirectMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_ConsumerIndirectMember_lbl" xml:lang="en-US">Consumer Indirect [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_ConsumerIndirectMember_lbl" xml:lang="en-US">Consumer Indirect [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_ConsumerIndirectMember_lbl" xml:lang="en-US">Consumer Indirect [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ConsumerOtherFinancingReceivableMember" xlink:label="us-gaap_ConsumerOtherFinancingReceivableMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConsumerOtherFinancingReceivableMember" xlink:to="us-gaap_ConsumerOtherFinancingReceivableMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConsumerOtherFinancingReceivableMember_lbl" xml:lang="en-US">Consumer Other Financing Receivable [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ConsumerOtherFinancingReceivableMember_lbl" xml:lang="en-US">Other Consumer [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Loans and Leases Receivable, Gross, Carrying Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Loans, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Total Loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:to="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Loans and Leases Receivable, Deferred Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Net Deferred Loan Costs (Fees)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:to="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" xml:lang="en-US">Loans and Leases Receivable, Net of Deferred Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" xml:lang="en-US">Loans, Net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:to="us-gaap_ScheduleOfFinancingReceivablesPastDueTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivablesPastDueTable_lbl" xml:lang="en-US">Schedule of Financing Receivables Past Due [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Past Due [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:to="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl" xml:lang="en-US">30-59 Days Past Due</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:to="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl" xml:lang="en-US">60-89 Days Past Due</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentPastDue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDue_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Past Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDue_lbl" xml:lang="en-US">Total Past Due</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Nonaccrual Status</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Nonaccrual</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xml:lang="en-US">Current</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="us-gaap_NotesReceivableGross" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NotesReceivableGross_lbl" xml:lang="en-US">Financing Receivable, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NotesReceivableGross_lbl" xml:lang="en-US">Loans, Ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NotesReceivableGross_lbl" xml:lang="en-US">Total loans</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, Recorded Investment</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_lbl" xml:lang="en-US">Average Recorded Investment, With no related allowance recorded</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_lbl" xml:lang="en-US">Average Recorded Investment, With an allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, Average Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Average Recorded Investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod_lbl" xml:lang="en-US">Interest Income Recognized, With no related allowance recorded</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="us-gaap_InternalCreditAssessmentAxis" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Charge-offs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xml:lang="en-US">Charge-offs</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Recovery</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xml:lang="en-US">Recoveries</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" xml:lang="en-US">Provision for Loan, Lease, and Other Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" xml:lang="en-US">Provision (credit)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Allowance for loan losses, Individually Evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Allowance for loan losses, Collectively Evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Loans, Individually Evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Loans, Collectively Evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_lbl" xml:lang="en-US">Schedule of Finite-Lived Intangible Assets [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:label="us-gaap_FiniteLivedIntangibleAssetsLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:to="us-gaap_FiniteLivedIntangibleAssetsLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsLineItems_lbl" xml:lang="en-US">Finite-Lived Intangible Assets [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Goodwill" xlink:label="us-gaap_Goodwill" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of Intangible Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization during the year</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfGoodwillTable" xlink:label="us-gaap_ScheduleOfGoodwillTable" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfGoodwillTable_lbl" xml:lang="en-US">Schedule of Goodwill [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_GoodwillLineItems" xlink:label="us-gaap_GoodwillLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillLineItems" xlink:to="us-gaap_GoodwillLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillLineItems_lbl" xml:lang="en-US">Goodwill [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsGross" xlink:to="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xml:lang="en-US">Gross carrying amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Accumulated Amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xml:lang="en-US">Accumulated amortization</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xml:lang="en-US">Net carrying value at end of period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xml:lang="en-US">Other intangible assets, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Remainder of Fiscal Year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear_lbl" xml:lang="en-US">2015 (remainder of year)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_lbl" xml:lang="en-US">2016</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Two</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_lbl" xml:lang="en-US">2017</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Three</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl" xml:lang="en-US">2018</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Four</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" xml:lang="en-US">2019</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Five</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_lbl" xml:lang="en-US">2020</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTable" xlink:label="us-gaap_ScheduleOfShortTermDebtTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfShortTermDebtTable" xlink:to="us-gaap_ScheduleOfShortTermDebtTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfShortTermDebtTable_lbl" xml:lang="en-US">Schedule of Short-term Debt [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermDebtTypeAxis" xlink:label="us-gaap_ShortTermDebtTypeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortTermDebtTypeAxis" xlink:to="us-gaap_ShortTermDebtTypeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortTermDebtTypeAxis_lbl" xml:lang="en-US">Short-term Debt, Type [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermDebtTypeDomain" xlink:label="us-gaap_ShortTermDebtTypeDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortTermDebtTypeDomain" xlink:to="us-gaap_ShortTermDebtTypeDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortTermDebtTypeDomain_lbl" xml:lang="en-US">Short Term Debt Type [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShortTermDebtTypeDomain_lbl" xml:lang="en-US">Short Term Debt Type [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMember" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMember_lbl" xml:lang="en-US">Federal Home Loan Bank Advances [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMember_lbl" xml:lang="en-US">Federal Home Loan Bank Advances [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermDebtLineItems" xlink:label="us-gaap_ShortTermDebtLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShortTermDebtLineItems" xlink:to="us-gaap_ShortTermDebtLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShortTermDebtLineItems_lbl" xml:lang="en-US">Short-term Debt [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtIssuanceCosts" xlink:label="us-gaap_DebtIssuanceCosts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtIssuanceCosts" xlink:to="us-gaap_DebtIssuanceCosts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtIssuanceCosts_lbl" xml:lang="en-US">Debt Issuance Cost</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtIssuanceCosts_lbl" xml:lang="en-US">Cost related to issuance of debt</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromDebtNetOfIssuanceCosts" xlink:label="us-gaap_ProceedsFromDebtNetOfIssuanceCosts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromDebtNetOfIssuanceCosts" xlink:to="us-gaap_ProceedsFromDebtNetOfIssuanceCosts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromDebtNetOfIssuanceCosts_lbl" xml:lang="en-US">Proceeds from Debt, Net of Issuance Costs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromDebtNetOfIssuanceCosts_lbl" xml:lang="en-US">Proceeds from issuance of debt, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_lbl" xml:lang="en-US">Debt Instrument, Basis Spread on Variable Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_lbl" xml:lang="en-US">Spread on variable rate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:to="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" xml:lang="en-US">Interest rate</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_DebtInstrumentNumberOfYearsAtStatedRate" xlink:label="fisi_DebtInstrumentNumberOfYearsAtStatedRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_DebtInstrumentNumberOfYearsAtStatedRate" xlink:to="fisi_DebtInstrumentNumberOfYearsAtStatedRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_DebtInstrumentNumberOfYearsAtStatedRate_lbl" xml:lang="en-US">Debt Instrument, Number of Years at Stated rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_DebtInstrumentNumberOfYearsAtStatedRate_lbl" xml:lang="en-US">Debt Instrument, Number of Years at Stated rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_DebtInstrumentNumberOfYearsAtStatedRate_lbl" xml:lang="en-US">Number of years at stated rate</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_DebtIssuanceCostAmortizationPeriod" xlink:label="fisi_DebtIssuanceCostAmortizationPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_DebtIssuanceCostAmortizationPeriod" xlink:to="fisi_DebtIssuanceCostAmortizationPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_DebtIssuanceCostAmortizationPeriod_lbl" xml:lang="en-US">Debt Issuance Cost Amortization Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_DebtIssuanceCostAmortizationPeriod_lbl" xml:lang="en-US">Debt Issuance Cost Amortization Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_DebtIssuanceCostAmortizationPeriod_lbl" xml:lang="en-US">Debt issuance cost amortization period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementsMember" xlink:label="us-gaap_RepurchaseAgreementsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepurchaseAgreementsMember" xlink:to="us-gaap_RepurchaseAgreementsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepurchaseAgreementsMember_lbl" xml:lang="en-US">Repurchase Agreements [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RepurchaseAgreementsMember_lbl" xml:lang="en-US">Repurchase Agreements [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SubordinatedDebt" xlink:label="us-gaap_SubordinatedDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubordinatedDebt" xlink:to="us-gaap_SubordinatedDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubordinatedDebt_lbl" xml:lang="en-US">Subordinated Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SubordinatedDebt_lbl" xml:lang="en-US">Subordinated notes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:label="us-gaap_DebtLongtermAndShorttermCombinedAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:to="us-gaap_DebtLongtermAndShorttermCombinedAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtLongtermAndShorttermCombinedAmount_lbl" xml:lang="en-US">Debt, Long-term and Short-term, Combined Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DebtLongtermAndShorttermCombinedAmount_lbl" xml:lang="en-US">Total borrowings</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_ShareholdersEquityTable" xlink:label="fisi_ShareholdersEquityTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_ShareholdersEquityTable" xlink:to="fisi_ShareholdersEquityTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_ShareholdersEquityTable_lbl" xml:lang="en-US">Shareholders Equity [Table]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_ShareholdersEquityTable_lbl" xml:lang="en-US">Shareholders Equity [Table]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_ShareholdersEquityLineItems" xlink:label="fisi_ShareholdersEquityLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_ShareholdersEquityLineItems" xlink:to="fisi_ShareholdersEquityLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_ShareholdersEquityLineItems_lbl" xml:lang="en-US">Shareholders Equity [Line Items]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_ShareholdersEquityLineItems_lbl" xml:lang="en-US">Shareholders Equity [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" xlink:to="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_lbl" xml:lang="en-US">Stock Issued During Period, Shares, Restricted Stock Award, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_lbl" xml:lang="en-US">Restricted stock awards issued</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited" xlink:to="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited_lbl" xml:lang="en-US">Stock Issued During Period, Shares, Restricted Stock Award, Forfeited</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited_lbl" xml:lang="en-US">Restricted stock awards forfeited</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Exercised, Number of Options</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Stock options exercised</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="us-gaap_TreasuryStockSharesAcquired" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockSharesAcquired" xlink:to="us-gaap_TreasuryStockSharesAcquired_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl" xml:lang="en-US">Treasury Stock, Shares, Acquired</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl" xml:lang="en-US">Treasury stock purchases</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued" xlink:label="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued" xlink:to="us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_RelativeTotalShareholderReturnPerformanceRequirementMember_lbl" xml:lang="en-US">Relative Total Shareholder Return Performance Requirement [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_RelativeTotalShareholderReturnPerformanceRequirementMember_lbl" xml:lang="en-US">Relative Total Shareholder Return Performance Requirement [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_RelativeTotalShareholderReturnPerformanceRequirementMember_lbl" xml:lang="en-US">TSR Performance Requirement [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_VestedImmediatelyMember" xlink:label="fisi_VestedImmediatelyMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_VestedImmediatelyMember" xlink:to="fisi_VestedImmediatelyMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_VestedImmediatelyMember_lbl" xml:lang="en-US">Vested Immediately [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_VestedImmediatelyMember_lbl" xml:lang="en-US">Vested Immediately [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_VestedImmediatelyMember_lbl" xml:lang="en-US">Vested Immediately [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_VestedAfterCompletionOfOneYearServiceRequirementMember" xlink:label="fisi_VestedAfterCompletionOfOneYearServiceRequirementMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_VestedAfterCompletionOfOneYearServiceRequirementMember" xlink:to="fisi_VestedAfterCompletionOfOneYearServiceRequirementMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_VestedAfterCompletionOfOneYearServiceRequirementMember_lbl" xml:lang="en-US">Vested After Completion of One Year Service Requirement [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_VestedAfterCompletionOfOneYearServiceRequirementMember_lbl" xml:lang="en-US">Vested After Completion Of One Year Service Requirement [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_VestedAfterCompletionOfOneYearServiceRequirementMember_lbl" xml:lang="en-US">Vested After Completion of One-Year Service Requirement [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US">Granted, Number of Shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US">Restricted shares of common stock awarded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Grant date fair value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Granted, Weighted Average Market Price at Grant Date</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesIssuedForServices" xlink:label="us-gaap_StockIssuedDuringPeriodSharesIssuedForServices" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesIssuedForServices" xlink:to="us-gaap_StockIssuedDuringPeriodSharesIssuedForServices_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesIssuedForServices_lbl" xml:lang="en-US">Stock Issued During Period, Shares, Issued for Services</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesIssuedForServices_lbl" xml:lang="en-US">Shares issued in lieu of cash</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_NumberOfNonEmployeeDirectors" xlink:label="fisi_NumberOfNonEmployeeDirectors" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_NumberOfNonEmployeeDirectors" xlink:to="fisi_NumberOfNonEmployeeDirectors_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_NumberOfNonEmployeeDirectors_lbl" xml:lang="en-US">Number of Non-Employee Directors</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_NumberOfNonEmployeeDirectors_lbl" xml:lang="en-US">Number of Non-Employee Directors</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_NumberOfNonEmployeeDirectors_lbl" xml:lang="en-US">Number of non-employee directors</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl" xml:lang="en-US">Award vesting period</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd" xlink:label="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd" xlink:to="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd_lbl" xml:lang="en-US">Share based compensation arrangement by share based payment award, award vesting percentage, current fiscal year end</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd_lbl" xml:lang="en-US">Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Percentage Current Fiscal Year End</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd_lbl" xml:lang="en-US">EPS percentage of award, one year performance period</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod" xlink:label="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod" xlink:to="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod_lbl" xml:lang="en-US">Share Based Compensation Arrangement By Share Based Payment Award, Award Vesting Percentage, Three Year Performance Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod_lbl" xml:lang="en-US">Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Percentage Three Year Performance Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod_lbl" xml:lang="en-US">TSR percentage of award, three year performance period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_lbl" xml:lang="en-US">Required service period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_lbl" xml:lang="en-US">Expected term</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" xml:lang="en-US">Risk free interest rate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" xml:lang="en-US">Expected dividend yield</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_lbl" xml:lang="en-US">Expected stock price volatility</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_lbl" xml:lang="en-US">Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_lbl" xml:lang="en-US">Unrecognized compensation expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_lbl" xml:lang="en-US">Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_lbl" xml:lang="en-US">Expected recognition expense period, weighted average period in years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Total Intrinsic Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" xml:lang="en-US">Aggregate intrinsic value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions_lbl" xml:lang="en-US">Employee Service Share-based Compensation, Cash Received from Exercise of Stock Options</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions_lbl" xml:lang="en-US">Total cash received as a result of option exercises</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xml:lang="en-US">Outstanding at beginning of year, Number of Options</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Expirations in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_lbl" xml:lang="en-US">Expired, Number of Options</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" xml:lang="en-US">Outstanding and exercisable at end of period, Number of Options</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xml:lang="en-US">Outstanding at beginning of year, Weighted Average Exercise Price</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Exercised, Weighted Average Exercise Price</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Expired, Weighted Average Exercise Price</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xml:lang="en-US">Outstanding and exercisable at end of period, Weighted Average Exercise Price</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" xml:lang="en-US">Outstanding and exercisable at end of period, Weighted Average Remaining Contractual Term</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" xml:lang="en-US">Outstanding and exercisable at end of period, Aggregate Intrinsic Value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xml:lang="en-US">Outstanding at end of period, Number of Shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xml:lang="en-US">Outstanding at beginning of year, Number of Shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xml:lang="en-US">Vested, Number of Shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" xml:lang="en-US">Forfeited, number of shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Outstanding at end of period, Weighted Average Market Price at Grant Date</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Outstanding at beginning of year, Weighted Average Market Price at Grant Date</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Vested, Weighted Average Market Price at Grant Date</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Forfeited, Weighted Average Market Price at Grant Date</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="us-gaap_IncomeStatementLocationAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeStatementLocationAxis" xlink:to="us-gaap_IncomeStatementLocationAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeStatementLocationAxis_lbl" xml:lang="en-US">Income Statement Location [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="us-gaap_IncomeStatementLocationDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeStatementLocationDomain" xlink:to="us-gaap_IncomeStatementLocationDomain_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeStatementLocationDomain_lbl" xml:lang="en-US">Employee Service Share-based Compensation, Allocation of Recognized Period Costs, Report Line [Domain]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_SalariesAndEmployeeBenefitsMember" xlink:label="fisi_SalariesAndEmployeeBenefitsMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_SalariesAndEmployeeBenefitsMember_lbl" xml:lang="en-US">Salaries And Employee Benefits [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_SalariesAndEmployeeBenefitsMember_lbl" xml:lang="en-US">Salaries and Employee Benefits [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_OtherNoninterestExpensesMember" xlink:label="fisi_OtherNoninterestExpensesMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_OtherNoninterestExpensesMember_lbl" xml:lang="en-US">Other Noninterest Expenses [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_OtherNoninterestExpensesMember_lbl" xml:lang="en-US">Other Noninterest Expense [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost" xlink:label="us-gaap_DefinedBenefitPlanServiceCost" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanServiceCost" xlink:to="us-gaap_DefinedBenefitPlanServiceCost_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanServiceCost_lbl" xml:lang="en-US">Defined Benefit Plan, Service Cost</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanServiceCost_lbl" xml:lang="en-US">Service cost</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="us-gaap_DefinedBenefitPlanInterestCost" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanInterestCost" xlink:to="us-gaap_DefinedBenefitPlanInterestCost_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanInterestCost_lbl" xml:lang="en-US">Defined Benefit Plan, Interest Cost</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanInterestCost_lbl" xml:lang="en-US">Interest cost on projected benefit obligation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl" xml:lang="en-US">Defined Benefit Plan, Expected Return on Plan Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl" xml:lang="en-US">Expected return on plan assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:to="us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit_lbl" xml:lang="en-US">Defined Benefit Plan, Amortization of Prior Service Cost (Credit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit_lbl" xml:lang="en-US">Amortization of prior service credit</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:to="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_lbl" xml:lang="en-US">Defined Benefit Plan, Amortization of Gains (Losses)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:label="us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_lbl" xml:lang="en-US">Amortization of net actuarial losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:to="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl" xml:lang="en-US">Defined Benefit Plan, Net Periodic Benefit Cost</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl" xml:lang="en-US">Net periodic pension expense</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_ForwardSalesCommitments" xlink:label="fisi_ForwardSalesCommitments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_ForwardSalesCommitments" xlink:to="fisi_ForwardSalesCommitments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_ForwardSalesCommitments_lbl" xml:lang="en-US">Commitments to sell residential real estate loans.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_ForwardSalesCommitments_lbl" xml:lang="en-US">Forward sales commitments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:label="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable" xlink:to="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable_lbl" xml:lang="en-US">Schedule of Fair Value, Off-balance Sheet Risks [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="us-gaap_FinancialInstrumentAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancialInstrumentAxis" xlink:to="us-gaap_FinancialInstrumentAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentAxis_lbl" xml:lang="en-US">Fair Value, Off-balance Sheet Risks by Financial Instrument [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_lbl" xml:lang="en-US">Transfers And Servicing Of Financial Instruments Types Of Financial Instruments [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_lbl" xml:lang="en-US">Fair Value, Off-balance Sheet Risks, Financial Instruments [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="us-gaap_CommitmentsToExtendCreditMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsToExtendCreditMember" xlink:to="us-gaap_CommitmentsToExtendCreditMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsToExtendCreditMember_lbl" xml:lang="en-US">Commitments To Extend Credit [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommitmentsToExtendCreditMember_lbl" xml:lang="en-US">Commitments To Extend Credit [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StandbyLettersOfCreditMember" xlink:label="us-gaap_StandbyLettersOfCreditMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StandbyLettersOfCreditMember" xlink:to="us-gaap_StandbyLettersOfCreditMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StandbyLettersOfCreditMember_lbl" xml:lang="en-US">Standby Letters Of Credit [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StandbyLettersOfCreditMember_lbl" xml:lang="en-US">Standby Letters Of Credit [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:label="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems" xlink:to="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems_lbl" xml:lang="en-US">Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount" xlink:label="us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount" xlink:to="us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_lbl" xml:lang="en-US">Fair Value, Assets, Level 1 to Level 2 Transfers, Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount_lbl" xml:lang="en-US">Level 1 to Level 2 transfers, assets amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount" xlink:label="us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount" xlink:to="us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount_lbl" xml:lang="en-US">Fair Value, Assets, Level 2 to Level 1 Transfers, Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount_lbl" xml:lang="en-US">Level 2 to Level 1 transfers, assets amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount" xlink:label="us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount" xlink:to="us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_lbl" xml:lang="en-US">Fair Value, Liabilities, Level 1 to Level 2 Transfers, Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount_lbl" xml:lang="en-US">Level 1 to Level 2 transfers, liabilities amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount" xlink:label="us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount" xlink:to="us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_lbl" xml:lang="en-US">Fair Value, Liabilities, Level 2 to Level 1 Transfers, Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount_lbl" xml:lang="en-US">Level 2 to Level 1 transfers, liabilities amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureRecurring" xlink:label="us-gaap_LiabilitiesFairValueDisclosureRecurring" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesFairValueDisclosureRecurring" xlink:to="us-gaap_LiabilitiesFairValueDisclosureRecurring_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesFairValueDisclosureRecurring_lbl" xml:lang="en-US">Liabilities, Fair Value Disclosure, Recurring</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LiabilitiesFairValueDisclosureRecurring_lbl" xml:lang="en-US">Liabilities measured at fair value on recurring basis</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureNonrecurring" xlink:label="us-gaap_LiabilitiesFairValueDisclosureNonrecurring" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesFairValueDisclosureNonrecurring" xlink:to="us-gaap_LiabilitiesFairValueDisclosureNonrecurring_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesFairValueDisclosureNonrecurring_lbl" xml:lang="en-US">Liabilities, Fair Value Disclosure, Nonrecurring</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LiabilitiesFairValueDisclosureNonrecurring_lbl" xml:lang="en-US">Liabilities measured at fair value on nonrecurring basis</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_lbl" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_lbl" xml:lang="en-US">Assets measured at fair value on recurring basis using significant unobservable inputs</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByMeasurementFrequencyAxis" xlink:to="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" xml:lang="en-US">Fair Value by Measurement Frequency [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="us-gaap_FairValueMeasurementFrequencyDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementFrequencyDomain" xlink:to="us-gaap_FairValueMeasurementFrequencyDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementFrequencyDomain_lbl" xml:lang="en-US">Fair Value Measurement Frequency [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementFrequencyDomain_lbl" xml:lang="en-US">Fair Value, Measurement Frequency [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="us-gaap_FairValueMeasurementsRecurringMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsRecurringMember" xlink:to="us-gaap_FairValueMeasurementsRecurringMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsRecurringMember_lbl" xml:lang="en-US">Fair Value Measurements Recurring [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementsRecurringMember_lbl" xml:lang="en-US">Measured On A Recurring Basis [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsNonrecurringMember" xlink:to="us-gaap_FairValueMeasurementsNonrecurringMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember_lbl" xml:lang="en-US">Fair Value Measurements Nonrecurring [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember_lbl" xml:lang="en-US">Measured On A Nonrecurring Basis [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xml:lang="en-US">Fair Value, Hierarchy [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="us-gaap_FairValueMeasurementsFairValueHierarchyDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsFairValueHierarchyDomain_lbl" xml:lang="en-US">Fair Value Measurements Fair Value Hierarchy [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementsFairValueHierarchyDomain_lbl" xml:lang="en-US">Fair Value, Measurements, Fair Value Hierarchy [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="us-gaap_FairValueInputsLevel1Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl" xml:lang="en-US">Fair Value Inputs Level1 [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl" xml:lang="en-US">Level 1 Inputs [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="us-gaap_FairValueInputsLevel2Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl" xml:lang="en-US">Fair Value Inputs Level2 [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl" xml:lang="en-US">Level 2 Inputs [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="us-gaap_FairValueInputsLevel3Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Fair Value Inputs Level3 [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Level 3 Inputs [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="us-gaap_FairValueByAssetClassAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByAssetClassAxis" xlink:to="us-gaap_FairValueByAssetClassAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByAssetClassAxis_lbl" xml:lang="en-US">Fair Value by Asset Class [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:to="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xml:lang="en-US">Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation By Asset Class [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, by Asset Class [Domain]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_LoansHeldForSaleMember" xlink:label="fisi_LoansHeldForSaleMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_LoansHeldForSaleMember" xlink:to="fisi_LoansHeldForSaleMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_LoansHeldForSaleMember_lbl" xml:lang="en-US">Loans Held For Sale [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_LoansHeldForSaleMember_lbl" xml:lang="en-US">Loans Held For Sale [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_LoansHeldForSaleMember_lbl" xml:lang="en-US">Loans Held For Sale [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_CollateralDependentImpairedFinancingReceivableMember" xlink:label="fisi_CollateralDependentImpairedFinancingReceivableMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_CollateralDependentImpairedFinancingReceivableMember" xlink:to="fisi_CollateralDependentImpairedFinancingReceivableMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_CollateralDependentImpairedFinancingReceivableMember_lbl" xml:lang="en-US">Collateral Dependent Impaired Financing Receivable [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_CollateralDependentImpairedFinancingReceivableMember_lbl" xml:lang="en-US">Collateral Dependent Impaired Financing Receivable [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_CollateralDependentImpairedFinancingReceivableMember_lbl" xml:lang="en-US">Collateral Dependent Impaired Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_LoanServicingRightsMember" xlink:label="fisi_LoanServicingRightsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_LoanServicingRightsMember" xlink:to="fisi_LoanServicingRightsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_LoanServicingRightsMember_lbl" xml:lang="en-US">Loan Servicing Rights [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_LoanServicingRightsMember_lbl" xml:lang="en-US">Loan Servicing Rights [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_LoanServicingRightsMember_lbl" xml:lang="en-US">Loan Servicing Rights [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_OtherRealEstateOwnedOtherReceivableMember" xlink:label="fisi_OtherRealEstateOwnedOtherReceivableMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_OtherRealEstateOwnedOtherReceivableMember" xlink:to="fisi_OtherRealEstateOwnedOtherReceivableMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_OtherRealEstateOwnedOtherReceivableMember_lbl" xml:lang="en-US">Other Real Estate Owned Other Receivable [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_OtherRealEstateOwnedOtherReceivableMember_lbl" xml:lang="en-US">Other Real Estate Owned Other Receivable [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_OtherRealEstateOwnedOtherReceivableMember_lbl" xml:lang="en-US">Other Real Estate Owned [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_lbl" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="us-gaap_AssetsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosure" xlink:to="us-gaap_AssetsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsFairValueDisclosure_lbl" xml:lang="en-US">Assets, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AssetsFairValueDisclosure_lbl" xml:lang="en-US">Assets at fair value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:label="us-gaap_FairValueInputsAssetsQuantitativeInformationTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsAssetsQuantitativeInformationTable" xlink:to="us-gaap_FairValueInputsAssetsQuantitativeInformationTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsAssetsQuantitativeInformationTable_lbl" xml:lang="en-US">Fair Value Inputs, Assets, Quantitative Information [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MaximumMember" xlink:label="us-gaap_MaximumMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MaximumMember" xlink:to="us-gaap_MaximumMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:label="us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems" xlink:to="us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems_lbl" xml:lang="en-US">Fair Value Inputs, Assets, Quantitative Information [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsComparabilityAdjustments" xlink:label="us-gaap_FairValueInputsComparabilityAdjustments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsComparabilityAdjustments" xlink:to="us-gaap_FairValueInputsComparabilityAdjustments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsComparabilityAdjustments_lbl" xml:lang="en-US">Fair Value Inputs, Comparability Adjustments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsComparabilityAdjustments_lbl" xml:lang="en-US">Appraisal adjustments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsDiscountRate" xlink:label="us-gaap_FairValueInputsDiscountRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsDiscountRate" xlink:to="us-gaap_FairValueInputsDiscountRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsDiscountRate_lbl" xml:lang="en-US">Fair Value Inputs, Discount Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsDiscountRate_lbl" xml:lang="en-US">Discount rate</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_FairValueInputsRiskPremiumRate" xlink:label="fisi_FairValueInputsRiskPremiumRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_FairValueInputsRiskPremiumRate" xlink:to="fisi_FairValueInputsRiskPremiumRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_FairValueInputsRiskPremiumRate_lbl" xml:lang="en-US">Rate of return in excess of the risk-free rate assumption, used as an input to measure fair value.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_FairValueInputsRiskPremiumRate_lbl" xml:lang="en-US">Fair Value Inputs Risk Premium Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_FairValueInputsRiskPremiumRate_lbl" xml:lang="en-US">Risk premium rate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsPrepaymentRate" xlink:label="us-gaap_FairValueInputsPrepaymentRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsPrepaymentRate" xlink:to="us-gaap_FairValueInputsPrepaymentRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsPrepaymentRate_lbl" xml:lang="en-US">Fair Value Inputs, Prepayment Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsPrepaymentRate_lbl" xml:lang="en-US">Constant prepayment rate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable_lbl" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="us-gaap_FairValueByMeasurementBasisAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByMeasurementBasisAxis" xlink:to="us-gaap_FairValueByMeasurementBasisAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByMeasurementBasisAxis_lbl" xml:lang="en-US">Measurement Basis [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="us-gaap_PortionAtFairValueFairValueDisclosureMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:to="us-gaap_PortionAtFairValueFairValueDisclosureMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PortionAtFairValueFairValueDisclosureMember_lbl" xml:lang="en-US">Portion At Fair Value Fair Value Disclosure [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PortionAtFairValueFairValueDisclosureMember_lbl" xml:lang="en-US">Portion at Fair Value Measurement [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="us-gaap_CarryingReportedAmountFairValueDisclosureMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:to="us-gaap_CarryingReportedAmountFairValueDisclosureMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CarryingReportedAmountFairValueDisclosureMember_lbl" xml:lang="en-US">Carrying Reported Amount Fair Value Disclosure [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CarryingReportedAmountFairValueDisclosureMember_lbl" xml:lang="en-US">Carrying Amount [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:to="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xml:lang="en-US">Estimate Of Fair Value Fair Value Disclosure [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xml:lang="en-US">Estimated Fair Value [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_lbl" xml:lang="en-US">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" xml:lang="en-US">Cash and Cash Equivalents, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" xml:lang="en-US">Cash and cash equivalents</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:to="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl" xml:lang="en-US">Loans Held-for-sale, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansHeldForSaleFairValueDisclosure_lbl" xml:lang="en-US">Loans held for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="us-gaap_LoansReceivableFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableFairValueDisclosure" xlink:to="us-gaap_LoansReceivableFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableFairValueDisclosure_lbl" xml:lang="en-US">Loans Receivable, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansReceivableFairValueDisclosure_lbl" xml:lang="en-US">Loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestReceivable" xlink:label="us-gaap_InterestReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestReceivable" xlink:to="us-gaap_InterestReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Interest Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued interest receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:label="us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:to="us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_lbl" xml:lang="en-US">Federal Home Loan Bank Stock and Federal Reserve Bank Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_lbl" xml:lang="en-US">FHLB and FRB stock</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_NonMaturityDepositsFairValueDisclosure" xlink:label="fisi_NonMaturityDepositsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_NonMaturityDepositsFairValueDisclosure" xlink:to="fisi_NonMaturityDepositsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_NonMaturityDepositsFairValueDisclosure_lbl" xml:lang="en-US">Non-Maturity Deposits Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_NonMaturityDepositsFairValueDisclosure_lbl" xml:lang="en-US">Non-Maturity Deposits Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_NonMaturityDepositsFairValueDisclosure_lbl" xml:lang="en-US">Non-maturity deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="us-gaap_DepositsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsFairValueDisclosure" xlink:to="us-gaap_DepositsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl" xml:lang="en-US">Deposits, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl" xml:lang="en-US">Time deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="us-gaap_ShorttermDebtFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShorttermDebtFairValue" xlink:to="us-gaap_ShorttermDebtFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShorttermDebtFairValue_lbl" xml:lang="en-US">Short-term Debt, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShorttermDebtFairValue_lbl" xml:lang="en-US">Short-term borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableFairValueDisclosure" xlink:label="us-gaap_AccountsPayableFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsPayableFairValueDisclosure" xlink:to="us-gaap_AccountsPayableFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsPayableFairValueDisclosure_lbl" xml:lang="en-US">Accounts Payable, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccountsPayableFairValueDisclosure_lbl" xml:lang="en-US">Accrued interest payable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:to="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_lbl" xml:lang="en-US">Schedule of Segment Reporting Information, by Segment [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentReportingInformationLineItems" xlink:label="us-gaap_SegmentReportingInformationLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SegmentReportingInformationLineItems" xlink:to="us-gaap_SegmentReportingInformationLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SegmentReportingInformationLineItems_lbl" xml:lang="en-US">Segment Reporting Information [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="us-gaap_BusinessAcquisitionAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionAxis" xlink:to="us-gaap_BusinessAcquisitionAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionAxis_lbl" xml:lang="en-US">Business Acquisition [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="us-gaap_BusinessAcquisitionAcquireeDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionAcquireeDomain" xlink:to="us-gaap_BusinessAcquisitionAcquireeDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionAcquireeDomain_lbl" xml:lang="en-US">Business Acquisition Acquiree [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessAcquisitionAcquireeDomain_lbl" xml:lang="en-US">Business Acquisition Acquiree [Domain]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_ScottDanahyNaylonCo.Inc.Member" xlink:label="fisi_ScottDanahyNaylonCo.Inc.Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_ScottDanahyNaylonCo.Inc.Member" xlink:to="fisi_ScottDanahyNaylonCo.Inc.Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_ScottDanahyNaylonCo.Inc.Member_lbl" xml:lang="en-US">Scott Danahy Naylon Co., Inc. ("SDN") [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_ScottDanahyNaylonCo.Inc.Member_lbl" xml:lang="en-US">Scott Danahy Naylon Co. Inc. [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_ScottDanahyNaylonCo.Inc.Member_lbl" xml:lang="en-US">Scott Danahy Naylon Co., Inc. [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_VariableRateAxis" xlink:label="us-gaap_VariableRateAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_VariableRateAxis" xlink:to="us-gaap_VariableRateAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_VariableRateAxis_lbl" xml:lang="en-US">Variable Rate [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_VariableRateDomain" xlink:label="us-gaap_VariableRateDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_VariableRateDomain" xlink:to="us-gaap_VariableRateDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_VariableRateDomain_lbl" xml:lang="en-US">Variable Rate [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_VariableRateDomain_lbl" xml:lang="en-US">Variable Rate [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LondonInterbankOfferedRateLIBORMember" xlink:label="us-gaap_LondonInterbankOfferedRateLIBORMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LondonInterbankOfferedRateLIBORMember" xlink:to="us-gaap_LondonInterbankOfferedRateLIBORMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LondonInterbankOfferedRateLIBORMember_lbl" xml:lang="en-US">London Interbank Offered Rate L I B O R [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LondonInterbankOfferedRateLIBORMember_lbl" xml:lang="en-US">LIBOR [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentAxis_lbl" xml:lang="en-US">Debt Instrument [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="us-gaap_DebtInstrumentNameDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentNameDomain" xlink:to="us-gaap_DebtInstrumentNameDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentNameDomain_lbl" xml:lang="en-US">Debt Instrument Name [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtInstrumentNameDomain_lbl" xml:lang="en-US">Debt Instrument, Name [Domain]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_SubordinatedNotes1Member" xlink:label="fisi_SubordinatedNotes1Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_SubordinatedNotes1Member" xlink:to="fisi_SubordinatedNotes1Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_SubordinatedNotes1Member_lbl" xml:lang="en-US">Subordinated Notes 1 [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_SubordinatedNotes1Member_lbl" xml:lang="en-US">Subordinated Notes1 [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_SubordinatedNotes1Member_lbl" xml:lang="en-US">Subordinated Notes Due April 15, 2030 [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="us-gaap_StatementBusinessSegmentsAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementBusinessSegmentsAxis" xlink:to="us-gaap_StatementBusinessSegmentsAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementBusinessSegmentsAxis_lbl" xml:lang="en-US">Segments [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SegmentDomain" xlink:label="us-gaap_SegmentDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SegmentDomain" xlink:to="us-gaap_SegmentDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SegmentDomain_lbl" xml:lang="en-US">Segment [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SegmentDomain_lbl" xml:lang="en-US">Segments [Domain]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_BankingSegmentMember" xlink:label="fisi_BankingSegmentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_BankingSegmentMember" xlink:to="fisi_BankingSegmentMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_BankingSegmentMember_lbl" xml:lang="en-US">Banking Segment [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_BankingSegmentMember_lbl" xml:lang="en-US">Banking Segment [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_BankingSegmentMember_lbl" xml:lang="en-US">Banking [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_InsuranceSegmentMember" xlink:label="fisi_InsuranceSegmentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_InsuranceSegmentMember" xlink:to="fisi_InsuranceSegmentMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_InsuranceSegmentMember_lbl" xml:lang="en-US">Insurance Segment [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_InsuranceSegmentMember_lbl" xml:lang="en-US">Insurance Segment [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_InsuranceSegmentMember_lbl" xml:lang="en-US">Insurance [Member]</label>
    <loc xlink:type="locator" xlink:href="fisi-20150630.xsd#fisi_HoldingCompanyAndOtherSegmentMember" xlink:label="fisi_HoldingCompanyAndOtherSegmentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="fisi_HoldingCompanyAndOtherSegmentMember" xlink:to="fisi_HoldingCompanyAndOtherSegmentMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="fisi_HoldingCompanyAndOtherSegmentMember_lbl" xml:lang="en-US">Holding Company and Other Segment [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="fisi_HoldingCompanyAndOtherSegmentMember_lbl" xml:lang="en-US">Holding Company And Other Segment [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="fisi_HoldingCompanyAndOtherSegmentMember_lbl" xml:lang="en-US">Holding Company and Other [Member]</label>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>17
<FILENAME>fisi-20150630_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217361666032">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Business Combinations (Schedule Of Assets Purchased And Liabilities Assumed) (Details) - Aug. 01, 2014 - Scott Danahy Naylon Co., Inc. [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Total</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAcquisitionsAndDisposalsLineItems', window );"><strong>Significant Acquisitions and Disposals [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Cash</a></td>
<td class="nump">$ 8,100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable', window );">Common stock issued for acquisition</a></td>
<td class="nump">5,400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred', window );">Contingent consideration</a></td>
<td class="nump">3,227<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationConsiderationTransferred1', window );">Fair value of total consideration transferred</a></td>
<td class="nump">16,727<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents', window );">Cash</a></td>
<td class="nump">105<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill', window );">Identified intangible assets</a></td>
<td class="nump">6,640<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment', window );">Premises and equipment, accounts receivable and other assets</a></td>
<td class="nump">1,094<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets', window );">Total identifiable assets acquired</a></td>
<td class="nump">7,839<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilitiesNoncurrent', window );">Deferred tax liability</a></td>
<td class="nump">2,556<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesOther', window );">Other liabilities</a></td>
<td class="nump">1,173<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities', window );">Total liabilities assumed</a></td>
<td class="nump">3,729<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet', window );">Fair value of net assets acquired</a></td>
<td class="nump">4,110<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Goodwill resulting from acquisition</a></td>
<td class="nump">$ 12,617<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationConsiderationTransferred1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of consideration transferred, consisting of acquisition-date fair value of assets transferred by the acquirer, liabilities incurred by the acquirer, and equity interest issued by the acquirer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911251&amp;loc=d3e6578-128477<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35744584&amp;loc=d3e6927-128479<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911251&amp;loc=d3e6613-128477<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationConsiderationTransferred1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of equity interests of the acquirer, including instruments or interests issued or issuable in consideration for the business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911251&amp;loc=d3e6578-128477<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911251&amp;loc=d3e6613-128477<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities incurred by the acquirer as part of consideration transferred in a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911189&amp;loc=d3e6405-128476<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911251&amp;loc=d3e6578-128477<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911251&amp;loc=d3e6613-128477<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of assets acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions, acquired at the acquisition date. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilitiesNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences due after one year or the normal operating cycle, if longer, assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilitiesNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of intangible assets, excluding goodwill, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount recognized as of the acquisition date for the identifiable assets acquired in excess of (less than) the aggregate liabilities assumed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 37<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35744172&amp;loc=d3e2207-128464<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of other liabilities due after one year or the normal operating cycle, if longer, assumed at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of property, plant, and equipment recognized as of the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 37<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35744172&amp;loc=d3e2207-128464<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAcquiredDuringPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAcquiredDuringPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of business during the period. The cash portion only of the acquisition price.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireBusinessesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantAcquisitionsAndDisposalsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SignificantAcquisitionsAndDisposalsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionAxis=fisi_ScottDanahyNaylonCo.Inc.Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessAcquisitionAxis=fisi_ScottDanahyNaylonCo.Inc.Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<head>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217359019664">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans (Changes In The Allowance For Loan Losses) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="nump">$ 27,191<span></span>
</td>
<td class="nump">$ 27,152<span></span>
</td>
<td class="nump">$ 27,637<span></span>
</td>
<td class="nump">$ 26,736<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="nump">2,385<span></span>
</td>
<td class="nump">2,948<span></span>
</td>
<td class="nump">6,955<span></span>
</td>
<td class="nump">5,924<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">1,406<span></span>
</td>
<td class="nump">1,204<span></span>
</td>
<td class="nump">2,789<span></span>
</td>
<td class="nump">2,490<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit)</a></td>
<td class="nump">1,288<span></span>
</td>
<td class="nump">1,758<span></span>
</td>
<td class="nump">4,029<span></span>
</td>
<td class="nump">3,864<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="nump">27,500<span></span>
</td>
<td class="nump">27,166<span></span>
</td>
<td class="nump">27,500<span></span>
</td>
<td class="nump">27,166<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Allowance for loan losses, Individually Evaluated for impairment</a></td>
<td class="nump">1,954<span></span>
</td>
<td class="nump">1,488<span></span>
</td>
<td class="nump">1,954<span></span>
</td>
<td class="nump">1,488<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Allowance for loan losses, Collectively Evaluated for impairment</a></td>
<td class="nump">25,546<span></span>
</td>
<td class="nump">25,678<span></span>
</td>
<td class="nump">25,546<span></span>
</td>
<td class="nump">25,678<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans, Ending balance</a></td>
<td class="nump">1,978,624<span></span>
</td>
<td class="nump">1,864,753<span></span>
</td>
<td class="nump">1,978,624<span></span>
</td>
<td class="nump">1,864,753<span></span>
</td>
<td class="nump">$ 1,881,071<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans, Individually Evaluated for impairment</a></td>
<td class="nump">7,713<span></span>
</td>
<td class="nump">6,323<span></span>
</td>
<td class="nump">7,713<span></span>
</td>
<td class="nump">6,323<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans, Collectively Evaluated for impairment</a></td>
<td class="nump">1,970,911<span></span>
</td>
<td class="nump">1,858,430<span></span>
</td>
<td class="nump">1,970,911<span></span>
</td>
<td class="nump">1,858,430<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="nump">5,395<span></span>
</td>
<td class="nump">4,689<span></span>
</td>
<td class="nump">5,621<span></span>
</td>
<td class="nump">4,273<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">1,154<span></span>
</td>
<td class="nump">71<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">86<span></span>
</td>
<td class="nump">68<span></span>
</td>
<td class="nump">134<span></span>
</td>
<td class="nump">97<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit)</a></td>
<td class="num">(134)<span></span>
</td>
<td class="nump">648<span></span>
</td>
<td class="nump">733<span></span>
</td>
<td class="nump">1,103<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="nump">5,334<span></span>
</td>
<td class="nump">5,402<span></span>
</td>
<td class="nump">5,334<span></span>
</td>
<td class="nump">5,402<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Allowance for loan losses, Individually Evaluated for impairment</a></td>
<td class="nump">1,247<span></span>
</td>
<td class="nump">1,056<span></span>
</td>
<td class="nump">1,247<span></span>
</td>
<td class="nump">1,056<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Allowance for loan losses, Collectively Evaluated for impairment</a></td>
<td class="nump">4,087<span></span>
</td>
<td class="nump">4,346<span></span>
</td>
<td class="nump">4,087<span></span>
</td>
<td class="nump">4,346<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans, Ending balance</a></td>
<td class="nump">292,674<span></span>
</td>
<td class="nump">277,609<span></span>
</td>
<td class="nump">292,674<span></span>
</td>
<td class="nump">277,609<span></span>
</td>
<td class="nump">267,377<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans, Individually Evaluated for impairment</a></td>
<td class="nump">4,643<span></span>
</td>
<td class="nump">3,589<span></span>
</td>
<td class="nump">4,643<span></span>
</td>
<td class="nump">3,589<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans, Collectively Evaluated for impairment</a></td>
<td class="nump">288,031<span></span>
</td>
<td class="nump">274,020<span></span>
</td>
<td class="nump">288,031<span></span>
</td>
<td class="nump">274,020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="nump">8,156<span></span>
</td>
<td class="nump">7,980<span></span>
</td>
<td class="nump">8,122<span></span>
</td>
<td class="nump">7,743<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="nump">201<span></span>
</td>
<td class="nump">165<span></span>
</td>
<td class="nump">810<span></span>
</td>
<td class="nump">165<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">96<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit)</a></td>
<td class="nump">1,396<span></span>
</td>
<td class="num">(188)<span></span>
</td>
<td class="nump">1,950<span></span>
</td>
<td class="nump">42<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="nump">9,358<span></span>
</td>
<td class="nump">7,633<span></span>
</td>
<td class="nump">9,358<span></span>
</td>
<td class="nump">7,633<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Allowance for loan losses, Individually Evaluated for impairment</a></td>
<td class="nump">707<span></span>
</td>
<td class="nump">432<span></span>
</td>
<td class="nump">707<span></span>
</td>
<td class="nump">432<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Allowance for loan losses, Collectively Evaluated for impairment</a></td>
<td class="nump">8,651<span></span>
</td>
<td class="nump">7,201<span></span>
</td>
<td class="nump">8,651<span></span>
</td>
<td class="nump">7,201<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans, Ending balance</a></td>
<td class="nump">538,034<span></span>
</td>
<td class="nump">469,936<span></span>
</td>
<td class="nump">538,034<span></span>
</td>
<td class="nump">469,936<span></span>
</td>
<td class="nump">476,407<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans, Individually Evaluated for impairment</a></td>
<td class="nump">3,070<span></span>
</td>
<td class="nump">2,734<span></span>
</td>
<td class="nump">3,070<span></span>
</td>
<td class="nump">2,734<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans, Collectively Evaluated for impairment</a></td>
<td class="nump">534,964<span></span>
</td>
<td class="nump">467,202<span></span>
</td>
<td class="nump">534,964<span></span>
</td>
<td class="nump">467,202<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="nump">558<span></span>
</td>
<td class="nump">672<span></span>
</td>
<td class="nump">570<span></span>
</td>
<td class="nump">676<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">69<span></span>
</td>
<td class="nump">77<span></span>
</td>
<td class="nump">147<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="nump">46<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit)</a></td>
<td class="num">(84)<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="num">(74)<span></span>
</td>
<td class="nump">60<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="nump">465<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="nump">465<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Allowance for loan losses, Collectively Evaluated for impairment</a></td>
<td class="nump">465<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="nump">465<span></span>
</td>
<td class="nump">618<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans, Ending balance</a></td>
<td class="nump">95,259<span></span>
</td>
<td class="nump">106,342<span></span>
</td>
<td class="nump">95,259<span></span>
</td>
<td class="nump">106,342<span></span>
</td>
<td class="nump">100,241<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans, Collectively Evaluated for impairment</a></td>
<td class="nump">95,259<span></span>
</td>
<td class="nump">106,342<span></span>
</td>
<td class="nump">95,259<span></span>
</td>
<td class="nump">106,342<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember', window );">Home Equity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="nump">1,430<span></span>
</td>
<td class="nump">1,371<span></span>
</td>
<td class="nump">1,485<span></span>
</td>
<td class="nump">1,367<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="nump">154<span></span>
</td>
<td class="nump">156<span></span>
</td>
<td class="nump">238<span></span>
</td>
<td class="nump">262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">19<span></span>
</td>
<td class="nump">40<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit)</a></td>
<td class="num">(87)<span></span>
</td>
<td class="nump">363<span></span>
</td>
<td class="num">(68)<span></span>
</td>
<td class="nump">462<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="nump">1,198<span></span>
</td>
<td class="nump">1,607<span></span>
</td>
<td class="nump">1,198<span></span>
</td>
<td class="nump">1,607<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Allowance for loan losses, Collectively Evaluated for impairment</a></td>
<td class="nump">1,198<span></span>
</td>
<td class="nump">1,607<span></span>
</td>
<td class="nump">1,198<span></span>
</td>
<td class="nump">1,607<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans, Ending balance</a></td>
<td class="nump">391,645<span></span>
</td>
<td class="nump">363,243<span></span>
</td>
<td class="nump">391,645<span></span>
</td>
<td class="nump">363,243<span></span>
</td>
<td class="nump">379,774<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans, Collectively Evaluated for impairment</a></td>
<td class="nump">391,645<span></span>
</td>
<td class="nump">363,243<span></span>
</td>
<td class="nump">391,645<span></span>
</td>
<td class="nump">363,243<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember', window );">Consumer Indirect [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="nump">11,205<span></span>
</td>
<td class="nump">11,984<span></span>
</td>
<td class="nump">11,383<span></span>
</td>
<td class="nump">12,230<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="nump">1,841<span></span>
</td>
<td class="nump">2,331<span></span>
</td>
<td class="nump">4,263<span></span>
</td>
<td class="nump">4,786<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">1,196<span></span>
</td>
<td class="nump">995<span></span>
</td>
<td class="nump">2,301<span></span>
</td>
<td class="nump">2,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit)</a></td>
<td class="nump">116<span></span>
</td>
<td class="nump">798<span></span>
</td>
<td class="nump">1,255<span></span>
</td>
<td class="nump">1,902<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="nump">10,676<span></span>
</td>
<td class="nump">11,446<span></span>
</td>
<td class="nump">10,676<span></span>
</td>
<td class="nump">11,446<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Allowance for loan losses, Collectively Evaluated for impairment</a></td>
<td class="nump">10,676<span></span>
</td>
<td class="nump">11,446<span></span>
</td>
<td class="nump">10,676<span></span>
</td>
<td class="nump">11,446<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans, Ending balance</a></td>
<td class="nump">641,871<span></span>
</td>
<td class="nump">626,418<span></span>
</td>
<td class="nump">641,871<span></span>
</td>
<td class="nump">626,418<span></span>
</td>
<td class="nump">636,357<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans, Collectively Evaluated for impairment</a></td>
<td class="nump">641,871<span></span>
</td>
<td class="nump">626,418<span></span>
</td>
<td class="nump">641,871<span></span>
</td>
<td class="nump">626,418<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember', window );">Other Consumer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
<td class="nump">447<span></span>
</td>
<td class="nump">456<span></span>
</td>
<td class="nump">456<span></span>
</td>
<td class="nump">447<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
<td class="nump">154<span></span>
</td>
<td class="nump">224<span></span>
</td>
<td class="nump">413<span></span>
</td>
<td class="nump">493<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">95<span></span>
</td>
<td class="nump">98<span></span>
</td>
<td class="nump">193<span></span>
</td>
<td class="nump">211<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit)</a></td>
<td class="nump">81<span></span>
</td>
<td class="nump">130<span></span>
</td>
<td class="nump">233<span></span>
</td>
<td class="nump">295<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
<td class="nump">469<span></span>
</td>
<td class="nump">460<span></span>
</td>
<td class="nump">469<span></span>
</td>
<td class="nump">460<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Allowance for loan losses, Collectively Evaluated for impairment</a></td>
<td class="nump">469<span></span>
</td>
<td class="nump">460<span></span>
</td>
<td class="nump">469<span></span>
</td>
<td class="nump">460<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans, Ending balance</a></td>
<td class="nump">19,141<span></span>
</td>
<td class="nump">21,205<span></span>
</td>
<td class="nump">19,141<span></span>
</td>
<td class="nump">21,205<span></span>
</td>
<td class="nump">$ 20,915<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans, Collectively Evaluated for impairment</a></td>
<td class="nump">$ 19,141<span></span>
</td>
<td class="nump">$ 21,205<span></span>
</td>
<td class="nump">$ 19,141<span></span>
</td>
<td class="nump">$ 21,205<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A valuation allowance for financing receivables that are expected to be uncollectible.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (g)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (g)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of direct write-downs of financing receivables charged against the allowance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (h)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (h)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Subparagraph 3<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.11)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 11<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<head>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217284297920">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans (Loan Portfolio) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans, Gross</a></td>
<td class="nump">$ 1,978,624<span></span>
</td>
<td class="nump">$ 1,881,071<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net Deferred Loan Costs (Fees)</a></td>
<td class="nump">30,649<span></span>
</td>
<td class="nump">30,931<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, Net</a></td>
<td class="nump">2,009,273<span></span>
</td>
<td class="nump">1,912,002<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses</a></td>
<td class="num">(27,500)<span></span>
</td>
<td class="num">(27,637)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Total loans, net</a></td>
<td class="nump">1,981,773<span></span>
</td>
<td class="nump">1,884,365<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans, Gross</a></td>
<td class="nump">292,674<span></span>
</td>
<td class="nump">267,377<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net Deferred Loan Costs (Fees)</a></td>
<td class="nump">117<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, Net</a></td>
<td class="nump">292,791<span></span>
</td>
<td class="nump">267,409<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans, Gross</a></td>
<td class="nump">538,034<span></span>
</td>
<td class="nump">476,407<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net Deferred Loan Costs (Fees)</a></td>
<td class="num">(1,444)<span></span>
</td>
<td class="num">(1,315)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, Net</a></td>
<td class="nump">536,590<span></span>
</td>
<td class="nump">475,092<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans, Gross</a></td>
<td class="nump">95,259<span></span>
</td>
<td class="nump">100,241<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net Deferred Loan Costs (Fees)</a></td>
<td class="num">(97)<span></span>
</td>
<td class="num">(140)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, Net</a></td>
<td class="nump">95,162<span></span>
</td>
<td class="nump">100,101<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember', window );">Home Equity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans, Gross</a></td>
<td class="nump">391,645<span></span>
</td>
<td class="nump">379,774<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net Deferred Loan Costs (Fees)</a></td>
<td class="nump">7,209<span></span>
</td>
<td class="nump">6,841<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, Net</a></td>
<td class="nump">398,854<span></span>
</td>
<td class="nump">386,615<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember', window );">Consumer Indirect [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans, Gross</a></td>
<td class="nump">641,871<span></span>
</td>
<td class="nump">636,357<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net Deferred Loan Costs (Fees)</a></td>
<td class="nump">24,679<span></span>
</td>
<td class="nump">25,316<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, Net</a></td>
<td class="nump">666,550<span></span>
</td>
<td class="nump">661,673<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember', window );">Other Consumer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans, Gross</a></td>
<td class="nump">19,141<span></span>
</td>
<td class="nump">20,915<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net Deferred Loan Costs (Fees)</a></td>
<td class="nump">185<span></span>
</td>
<td class="nump">197<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, Net</a></td>
<td class="nump">$ 19,326<span></span>
</td>
<td class="nump">$ 21,112<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (g)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b)(1)(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph d<br><br><br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 6<br><br><br><br> -Section L<br><br><br><br> -Subsection 1<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10152-111534<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 840<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -Subparagraph (a)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496975&amp;loc=d3e45377-112738<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<TYPE>EXCEL
<SEQUENCE>22
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360505664">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Commitments and Contingencies (Off-Balance Sheet Commitments) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CommitmentsToExtendCreditMember', window );">Commitments To Extend Credit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Off-balance sheet commitments</a></td>
<td class="nump">$ 487,114<span></span>
</td>
<td class="nump">$ 450,343<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_StandbyLettersOfCreditMember', window );">Standby Letters Of Credit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems', window );"><strong>Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Off-balance sheet commitments</a></td>
<td class="nump">$ 10,296<span></span>
</td>
<td class="nump">$ 8,578<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 450<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14326-108349<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.25)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217369064560">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill And Other Intangible Assets (Narrative) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1"></th>
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<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill And Other Intangible Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">$ 61,153<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">$ 61,153<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">$ 61,153<span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization during the year</a></td>
<td class="nump">$ 238<span></span>
</td>
<td class="nump">$ 87<span></span>
</td>
<td class="nump">$ 481<span></span>
</td>
<td class="nump">$ 176<span></span>
</td>
<td class="text">&#160;<span></span>
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<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217281133472">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Investment Securities (Investments' Gross Unrealized Losses And Fair Value) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities available for sale, Less than 12 months, Fair Value</a></td>
<td class="nump">$ 308,708<span></span>
</td>
<td class="nump">$ 51,852<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">4,848<span></span>
</td>
<td class="nump">116<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Securities available for sale, 12 months or longer, Fair Value</a></td>
<td class="nump">142,815<span></span>
</td>
<td class="nump">207,942<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">4,060<span></span>
</td>
<td class="nump">5,699<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">451,523<span></span>
</td>
<td class="nump">259,794<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">8,908<span></span>
</td>
<td class="nump">5,815<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities held to maturity, Less than 12 months, Fair Value</a></td>
<td class="nump">57,049<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Securities held to maturity, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">748<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities held to maturity, Fair Value, Total</a></td>
<td class="nump">57,049<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses, Total</a></td>
<td class="nump">748<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Total Securities, Less than 12 months, Fair Value</a></td>
<td class="nump">365,757<span></span>
</td>
<td class="nump">69,888<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Total Securities, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">5,596<span></span>
</td>
<td class="nump">236<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Total Securities, 12 months or longer, Fair Value</a></td>
<td class="nump">142,815<span></span>
</td>
<td class="nump">207,942<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Total Securities, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">4,060<span></span>
</td>
<td class="nump">5,699<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total Securities, Fair Value</a></td>
<td class="nump">508,572<span></span>
</td>
<td class="nump">277,830<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Total Securities, Unrealized Losses</a></td>
<td class="nump">9,656<span></span>
</td>
<td class="nump">5,935<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember', window );">U.S. Government Agencies And Government Sponsored Enterprises [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities available for sale, Less than 12 months, Fair Value</a></td>
<td class="nump">162,940<span></span>
</td>
<td class="nump">34,995<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">2,110<span></span>
</td>
<td class="nump">77<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Securities available for sale, 12 months or longer, Fair Value</a></td>
<td class="nump">24,637<span></span>
</td>
<td class="nump">41,070<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">364<span></span>
</td>
<td class="nump">898<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">187,577<span></span>
</td>
<td class="nump">76,065<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">2,474<span></span>
</td>
<td class="nump">975<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State And Political Subdivisions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities held to maturity, Less than 12 months, Fair Value</a></td>
<td class="nump">35,997<span></span>
</td>
<td class="nump">18,036<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Securities held to maturity, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">451<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities held to maturity, Fair Value, Total</a></td>
<td class="nump">35,997<span></span>
</td>
<td class="nump">18,036<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses, Total</a></td>
<td class="nump">451<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities available for sale, Less than 12 months, Fair Value</a></td>
<td class="nump">145,768<span></span>
</td>
<td class="nump">16,857<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">2,738<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Securities available for sale, 12 months or longer, Fair Value</a></td>
<td class="nump">118,178<span></span>
</td>
<td class="nump">166,872<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">3,696<span></span>
</td>
<td class="nump">4,801<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">263,946<span></span>
</td>
<td class="nump">183,729<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">6,434<span></span>
</td>
<td class="nump">4,840<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses, Total</a></td>
<td class="nump">297<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities available for sale, Less than 12 months, Fair Value</a></td>
<td class="nump">93,817<span></span>
</td>
<td class="nump">2,242<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">1,779<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Securities available for sale, 12 months or longer, Fair Value</a></td>
<td class="nump">34,433<span></span>
</td>
<td class="nump">62,592<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">528<span></span>
</td>
<td class="nump">1,256<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">128,250<span></span>
</td>
<td class="nump">64,834<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">2,307<span></span>
</td>
<td class="nump">1,264<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities held to maturity, Less than 12 months, Fair Value</a></td>
<td class="nump">5,724<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Securities held to maturity, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">86<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities held to maturity, Fair Value, Total</a></td>
<td class="nump">5,724<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses, Total</a></td>
<td class="nump">86<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities available for sale, Less than 12 months, Fair Value</a></td>
<td class="nump">6,005<span></span>
</td>
<td class="nump">3,387<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">204<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">6,005<span></span>
</td>
<td class="nump">3,387<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">204<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities held to maturity, Less than 12 months, Fair Value</a></td>
<td class="nump">15,328<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Securities held to maturity, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">211<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities held to maturity, Fair Value, Total</a></td>
<td class="nump">15,328<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses, Total</a></td>
<td class="nump">211<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities available for sale, Less than 12 months, Fair Value</a></td>
<td class="nump">45,946<span></span>
</td>
<td class="nump">11,228<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">755<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Securities available for sale, 12 months or longer, Fair Value</a></td>
<td class="nump">83,745<span></span>
</td>
<td class="nump">104,280<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">3,168<span></span>
</td>
<td class="nump">3,545<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">129,691<span></span>
</td>
<td class="nump">115,508<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">3,923<span></span>
</td>
<td class="nump">3,569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities available for sale, Less than 12 months, Fair Value</a></td>
<td class="nump">24,181<span></span>
</td>
<td class="nump">11,228<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">271<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Securities available for sale, 12 months or longer, Fair Value</a></td>
<td class="nump">19,886<span></span>
</td>
<td class="nump">25,644<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">861<span></span>
</td>
<td class="nump">920<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">44,067<span></span>
</td>
<td class="nump">36,872<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">1,132<span></span>
</td>
<td class="nump">944<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member] | Federal Home Loan Mortgage Corporation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities available for sale, Less than 12 months, Fair Value</a></td>
<td class="nump">21,765<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Less than 12 months, Unrealized Losses</a></td>
<td class="nump">484<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Securities available for sale, 12 months or longer, Fair Value</a></td>
<td class="nump">61,553<span></span>
</td>
<td class="nump">76,126<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">2,268<span></span>
</td>
<td class="nump">2,585<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">83,318<span></span>
</td>
<td class="nump">76,126<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">2,752<span></span>
</td>
<td class="nump">2,585<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member] | Government National Mortgage Association [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Securities available for sale, 12 months or longer, Fair Value</a></td>
<td class="nump">2,306<span></span>
</td>
<td class="nump">2,510<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">39<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Securities available for sale, Fair Value, Total</a></td>
<td class="nump">2,306<span></span>
</td>
<td class="nump">2,510<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, Unrealized Losses, Total</a></td>
<td class="nump">$ 39<span></span>
</td>
<td class="nump">$ 40<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated pre-tax unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer impacting investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated pre-tax unrealized loss on securities classified as available-for-sale impacting investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated pre-tax unrealized loss on investments in available-for-sale securities that have been in a loss position for less than twelve months impacting investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated pre-tax unrealized loss on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated pre-tax unrealized loss on securities that have been in a loss position for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the fair value of securities which are in an unrealized loss position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated pre-tax unrealized loss on investments in securities that have been in a loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the fair value of securities that have been in a continuous unrealized loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the fair value of securities that have been in a continuous unrealized loss position for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_invest_InvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">invest_InvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>invest_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the fair value of securities categorized as held-to-maturity which are in an unrealized loss position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investments in debt securities classified as held-to-maturity that have been in a continuous loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -Subparagraph (a)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the fair value of securities categorized as held-to-maturity that have been in a continuous unrealized loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember</td>
</tr>
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<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368316752">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefit Plans (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract', window );"><strong>Employee Benefit Plans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock', window );">Components Of Net Periodic Benefit Expense</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="36%"> </td>
<td width="14%"> </td>
<td width="4%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="7%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="text-indent: 6px;" colspan="5" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td colspan="4" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Service cost</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">581</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">480</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,162</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">959</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Interest cost on projected benefit obligation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">583</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">573</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,166</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,147</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Expected return on plan assets</font></td>
<td bgcolor="#c6d9f1" colspan="2" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,205</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,030</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,410</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,059</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of prior service credit</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(12</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(12</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of net actuarial losses</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">235</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">44</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">471</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">88</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net periodic pension expense</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">182</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">55</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">365</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">111</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr></table> </div><span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net benefit costs for pension plans and/or other employee benefit plans including service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) recognized due to settlements or curtailments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (h)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfNetBenefitCostsTableTextBlock</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217357409024">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Fair Value Measurements (Additional Quantitative Information About Assets Measured At Fair Value On A Recurring And Non-Recurring Basis) (Details) - Jun. 30, 2015 - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Total</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=fisi_CollateralDependentImpairedFinancingReceivableMember', window );">Collateral Dependent Impaired Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems', window );"><strong>Fair Value Inputs, Assets, Quantitative Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,252<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsDiscountRate', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_FairValueInputsRiskPremiumRate', window );">Risk premium rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=fisi_LoanServicingRightsMember', window );">Loan Servicing Rights [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems', window );"><strong>Fair Value Inputs, Assets, Quantitative Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,289<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsDiscountRate', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsPrepaymentRate', window );">Constant prepayment rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">12.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=fisi_OtherRealEstateOwnedOtherReceivableMember', window );">Other Real Estate Owned [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems', window );"><strong>Fair Value Inputs, Assets, Quantitative Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Collateral Dependent Impaired Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems', window );"><strong>Fair Value Inputs, Assets, Quantitative Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Appraisal adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Other Real Estate Owned [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems', window );"><strong>Fair Value Inputs, Assets, Quantitative Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Appraisal adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Collateral Dependent Impaired Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems', window );"><strong>Fair Value Inputs, Assets, Quantitative Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Appraisal adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Other Real Estate Owned [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationLineItems', window );"><strong>Fair Value Inputs, Assets, Quantitative Information [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Appraisal adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">53.00%<span></span>
</td>
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<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Weighted averages.</td>
</tr></table></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Rate of return in excess of the risk-free rate assumption, used as an input to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_FairValueInputsRiskPremiumRate</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosure</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of adjustment to the observed price for a similar asset or liability when an identical transaction does not exist, used as an input to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (bbb)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueInputsComparabilityAdjustments</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest rate used to find the present value of an amount to be paid or received in the future as an input to measure fair value.  For example, but not limited to, weighted average cost of capital (WACC), cost of capital, cost of equity and cost of debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (bbb)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td>na</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Rate at which loans or a loan portfolio are expected to prepay principal balances, used as an input to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (bbb)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360515312">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Goodwill And Other Intangible Assets (Estimated Core Deposit Intangible Amortization Expense) (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Jun. 30, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill And Other Intangible Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear', window );">2015 (remainder of year)</a></td>
<td class="nump">$ 461<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">2016</a></td>
<td class="nump">864<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">2017</a></td>
<td class="nump">778<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">2018</a></td>
<td class="nump">689<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">2019</a></td>
<td class="nump">611<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive', window );">2020</a></td>
<td class="nump">$ 533<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized in the remainder of the fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>debit</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217357031792">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segment Reporting (Business Segment Information) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">$ 23,404<span></span>
</td>
<td class="nump">$ 23,103<span></span>
</td>
<td class="nump">$ 46,551<span></span>
</td>
<td class="nump">$ 46,378<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
<td class="num">(1,288)<span></span>
</td>
<td class="num">(1,758)<span></span>
</td>
<td class="num">(4,029)<span></span>
</td>
<td class="num">(3,864)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
<td class="nump">6,455<span></span>
</td>
<td class="nump">6,577<span></span>
</td>
<td class="nump">14,752<span></span>
</td>
<td class="nump">12,934<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
<td class="num">(19,236)<span></span>
</td>
<td class="num">(17,808)<span></span>
</td>
<td class="num">(38,247)<span></span>
</td>
<td class="num">(35,021)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="nump">9,335<span></span>
</td>
<td class="nump">10,114<span></span>
</td>
<td class="nump">19,027<span></span>
</td>
<td class="nump">20,427<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (expense) benefit</a></td>
<td class="num">(2,750)<span></span>
</td>
<td class="num">(3,082)<span></span>
</td>
<td class="num">(5,641)<span></span>
</td>
<td class="num">(6,176)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">6,585<span></span>
</td>
<td class="nump">$ 7,032<span></span>
</td>
<td class="nump">13,386<span></span>
</td>
<td class="nump">$ 14,251<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=fisi_BankingSegmentMember', window );">Banking [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">23,919<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">47,066<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
<td class="num">(1,288)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4,029)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
<td class="nump">5,522<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">12,353<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
<td class="num">(17,668)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(34,947)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="nump">10,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20,443<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (expense) benefit</a></td>
<td class="num">(3,107)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(6,056)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">7,378<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14,387<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=fisi_InsuranceSegmentMember', window );">Insurance [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
<td class="nump">1,033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,626<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
<td class="num">(1,050)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,237)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="num">(17)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">389<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (expense) benefit</a></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(154)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="num">(12)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">235<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=fisi_HoldingCompanyAndOtherSegmentMember', window );">Holding Company and Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="num">(515)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(515)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
<td class="num">(100)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(227)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
<td class="num">(518)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,063)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="num">(1,133)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,805)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (expense) benefit</a></td>
<td class="nump">352<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">569<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="num">$ (781)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (1,236)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 940<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35710027&amp;loc=d3e41242-110953<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Income Tax Expense (or Benefit)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph h<br><br><br><br> -Article 4<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 14<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.11)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 11<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanAndLeaseLosses</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=fisi_InsuranceSegmentMember</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360580240">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair Value Measurements (Narrative) (Details) - USD ($)<br></strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount', window );">Level 1 to Level 2 transfers, assets amount</a></td>
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<td class="nump">0<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount', window );">Level 2 to Level 1 transfers, liabilities amount</a></td>
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<td class="nump">0<span></span>
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<td class="nump">0<span></span>
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<td class="nump">0<span></span>
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<td class="nump">0<span></span>
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<td class="nump">$ 0<span></span>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of transfers of assets measured on a recurring basis out of Level 1 of the fair value hierarchy into Level 2.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (bb)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsLevel1ToLevel2TransfersAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of transfers of assets measured on a recurring basis out of Level 2 of the fair value hierarchy into Level 1.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (bb)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsLevel2ToLevel1TransfersAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of transfers of liabilities measured on a recurring basis out of Level 1 of the fair value hierarchy into Level 2.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (bb)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueLiabilitiesLevel1ToLevel2TransfersAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of transfers of liabilities measured on a recurring basis out of Level 2 of the fair value hierarchy into Level 1.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (bb)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueLiabilitiesLevel2ToLevel1TransfersAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesFairValueDisclosureNonrecurring">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregation of the liabilities reported on the balance sheet measured at fair value on a nonrecurring basis by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesFairValueDisclosureNonrecurring</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesFairValueDisclosureRecurring">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregation of the liabilities reported on the balance sheet measured at fair value on a recurring basis by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesFairValueDisclosureRecurring</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217361696160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Common Share (EPS) (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Reconciliation Of Earnings And Shares Used In Calculating Basic And Diluted EPS</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="44%"> </td>
<td width="4%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="6%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net income available to common shareholders</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,219</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,667</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,655</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,520</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr><td bgcolor="#c6d9f1" colspan="13">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Weighted average common shares outstanding:</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total shares issued</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,398</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,162</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,398</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,162</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Unvested restricted stock awards</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(100</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(67</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(87</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(65</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Treasury shares</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(220</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(304</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(240</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(315</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total basic weighted average common shares outstanding</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,078</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,791</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,071</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,782</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr><td bgcolor="#c6d9f1" colspan="13">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 4px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Incremental shares from assumed:</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Exercise of stock options</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">22</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">22</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Vesting of restricted stock awards</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total diluted weighted average common shares outstanding</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,121</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,838</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,118</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,831</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr><td colspan="13">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Basic earnings per common share</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.44</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.48</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.90</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.98</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Diluted earnings per common share</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.44</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.48</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.90</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.98</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr></table> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock', window );">Shares Excluded From Computation Of Diluted EPS</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="44%"> </td>
<td width="12%" align="center"> </td>
<td width="13%" align="center"> </td>
<td width="11%" align="center"> </td>
<td width="12%" align="center"> </td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock options</font></td>
<td bgcolor="#c6d9f1" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="13%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">&nbsp;2</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td></tr></table> </div><span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) in the future that were not included in the computation of diluted EPS because to do so would increase EPS amounts or decrease loss per share amounts for the period presented, by antidilutive securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360187808">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans (Information Related To Loans Modified In A TDR) (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Jun. 30, 2015 </div>
<div>USD ($) </div>
<div>contract</div>
</th>
<th class="th">
<div>Jun. 30, 2014 </div>
<div>USD ($) </div>
<div>contract</div>
</th>
<th class="th">
<div>Jun. 30, 2015 </div>
<div>USD ($) </div>
<div>contract</div>
</th>
<th class="th">
<div>Jun. 30, 2014 </div>
<div>USD ($) </div>
<div>contract</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of Contracts | contract</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2', window );">Pre-Modification Outstanding Recorded Investment</a></td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
<td class="nump">$ 2,024<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Post-Modification Outstanding Recorded Investment</a></td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
<td class="nump">$ 1,672<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of Contracts | contract</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2', window );">Pre-Modification Outstanding Recorded Investment</a></td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Post-Modification Outstanding Recorded Investment</a></td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of Contracts | contract</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2', window );">Pre-Modification Outstanding Recorded Investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 682<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Post-Modification Outstanding Recorded Investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 330<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 33<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Post-modification amount of investment in financing receivables modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 33<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Pre-modification amount of investment in financing receivables modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 33<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217359965840">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Investment Securities (Narrative) (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Jun. 30, 2015 </div>
<div>USD ($) </div>
<div>security</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($) </div>
<div>security</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral', window );">Securities pledged as collateral</a></td>
<td class="nump">$ 846,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Number of security positions, unrealized loss position | security</a></td>
<td class="nump">243<span></span>
</td>
<td class="nump">122<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesInUnrealizedLossPositionsTwelveMonthsOrLongerQualitativeDisclosureNumberOfPositions', window );">Number of security positions, unrealized loss position for more than 12 months | security</a></td>
<td class="nump">32<span></span>
</td>
<td class="nump">51<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Fair value, continuous unrealized loss position for more than 12 months</a></td>
<td class="nump">$ 142,815<span></span>
</td>
<td class="nump">$ 207,942<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments', window );">Securities available for sale, 12 months or longer, Unrealized Losses</a></td>
<td class="nump">$ 4,060<span></span>
</td>
<td class="nump">$ 5,699<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AvailableForSaleSecuritiesInUnrealizedLossPositionsLessThanTwelveMonthsQualitativeDisclosureNumberOfPositions', window );">Number of security positions, unrealized loss position for less than 12 months | security</a></td>
<td class="nump">211<span></span>
</td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Securities, less than 12 months, Fair Value</a></td>
<td class="nump">$ 365,757<span></span>
</td>
<td class="nump">$ 69,888<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Securities, less than 12 months, Unrealized Losses</a></td>
<td class="nump">$ 5,596<span></span>
</td>
<td class="nump">$ 236<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated pre-tax unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer impacting investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_AvailableForSaleSecuritiesInUnrealizedLossPositionsLessThanTwelveMonthsQualitativeDisclosureNumberOfPositions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure regarding factors used to determine that the impairment of securities not categorized as either held-to-maturity securities or trading securities (hence equal to available for sale securities) where cost exceeds fair value is not an other than temporary impairment (OTTI). This item contains disclosure of the number of investment positions in the available-for-sale investments determined to be temporarily impaired for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_AvailableForSaleSecuritiesInUnrealizedLossPositionsLessThanTwelveMonthsQualitativeDisclosureNumberOfPositions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_AvailableForSaleSecuritiesInUnrealizedLossPositionsTwelveMonthsOrLongerQualitativeDisclosureNumberOfPositions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure regarding factors used to determine that the impairment of securities not categorized as either held-to-maturity securities or trading securities (hence equal to available for sale securities) where cost exceeds fair value is not an other than temporary impairment (OTTI). This item contains disclosure of the number of investment positions in the available-for-sale investments determined to be temporarily impaired for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_AvailableForSaleSecuritiesInUnrealizedLossPositionsTwelveMonthsOrLongerQualitativeDisclosureNumberOfPositions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated pre-tax unrealized loss on investments in securities that have been in a loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the fair value of securities that have been in a continuous unrealized loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of available-for-sale securities that serve as collateral for borrowings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5086-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of investment positions in available-for-sale investments in a continuous unrealized loss position for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -Subparagraph (b)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217359996448">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Segment Reporting (Business Segment Assets) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">$ 61,153<span></span>
</td>
<td class="nump">$ 61,153<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Other intangible assets, net</a></td>
<td class="nump">7,005<span></span>
</td>
<td class="nump">7,486<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">3,359,459<span></span>
</td>
<td class="nump">3,089,521<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=fisi_BankingSegmentMember', window );">Banking [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">48,536<span></span>
</td>
<td class="nump">48,536<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Other intangible assets, net</a></td>
<td class="nump">972<span></span>
</td>
<td class="nump">1,125<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">3,337,787<span></span>
</td>
<td class="nump">3,065,109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=fisi_InsuranceSegmentMember', window );">Insurance [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">12,617<span></span>
</td>
<td class="nump">12,617<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Other intangible assets, net</a></td>
<td class="nump">6,033<span></span>
</td>
<td class="nump">6,361<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">20,960<span></span>
</td>
<td class="nump">20,368<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=fisi_HoldingCompanyAndOtherSegmentMember', window );">Holding Company and Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationLineItems', window );"><strong>Segment Reporting Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
<td class="nump">$ 712<span></span>
</td>
<td class="nump">$ 4,044<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingInformationLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=fisi_BankingSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=fisi_InsuranceSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=fisi_HoldingCompanyAndOtherSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=fisi_HoldingCompanyAndOtherSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217535392432">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Basis of Presentation And Summary Of Significant Accounting Policies (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Jun. 30, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Basis of Presentation And Summary Of Significant Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnamortizedDebtIssuanceExpense', window );">Unamortized debt issuance costs</a></td>
<td class="nump">$ 1,045<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountingPoliciesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnamortizedDebtIssuanceExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The remaining balance of debt issuance expenses that were capitalized and are being amortized against income over the lives of the respective bond issues. This does not include the amounts capitalized as part of the cost of the utility plant or asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UnamortizedDebtIssuanceExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217284300000">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans (Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">$ 1,978,624<span></span>
</td>
<td class="nump">$ 1,881,071<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">292,674<span></span>
</td>
<td class="nump">267,377<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member] | Uncriticized [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">275,639<span></span>
</td>
<td class="nump">250,961<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">5,078<span></span>
</td>
<td class="nump">5,530<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">$ 11,957<span></span>
</td>
<td class="nump">$ 10,886<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">$ 538,034<span></span>
</td>
<td class="nump">$ 476,407<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member] | Uncriticized [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">523,226<span></span>
</td>
<td class="nump">460,880<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">6,015<span></span>
</td>
<td class="nump">5,411<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">$ 8,793<span></span>
</td>
<td class="nump">$ 10,116<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member] | Doubtful [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217284248288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation Plans (Share-Based Compensation Expense Included In Consolidated Statements Of Income) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Total share-based compensation expense</a></td>
<td class="nump">$ 267<span></span>
</td>
<td class="nump">$ 202<span></span>
</td>
<td class="nump">$ 370<span></span>
</td>
<td class="nump">$ 305<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeStatementLocationAxis=fisi_SalariesAndEmployeeBenefitsMember', window );">Salaries and Employee Benefits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Total share-based compensation expense</a></td>
<td class="nump">113<span></span>
</td>
<td class="nump">75<span></span>
</td>
<td class="nump">191<span></span>
</td>
<td class="nump">156<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeStatementLocationAxis=fisi_OtherNoninterestExpensesMember', window );">Other Noninterest Expense [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Total share-based compensation expense</a></td>
<td class="nump">$ 154<span></span>
</td>
<td class="nump">$ 127<span></span>
</td>
<td class="nump">$ 179<span></span>
</td>
<td class="nump">$ 149<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=fisi_SalariesAndEmployeeBenefitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=fisi_SalariesAndEmployeeBenefitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=fisi_OtherNoninterestExpensesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=fisi_OtherNoninterestExpensesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217356832128">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Components Of Other Comprehensive Income (Loss)) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract', window );"><strong>Accumulated Other Comprehensive Loss [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Change in unrealized gain/loss during the period, Pre-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (3,590)<span></span>
</td>
<td class="nump">$ 12,168<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax', window );">Reclassification adjustment for net gains included in net income, Pre-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,208)<span></span>
</td>
<td class="num">(1,521)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax', window );">Total securities available for sale and transferred securities, Pre-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4,798)<span></span>
</td>
<td class="nump">10,647<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax', window );">Amortization of net actuarial loss and prior service cost included in income, Pre-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(24)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Net actuarial losses, Pre-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">471<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax', window );">Total pension and post-retirement obligations, Pre-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">447<span></span>
</td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent', window );">Other comprehensive income (loss), Pre-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4,351)<span></span>
</td>
<td class="nump">10,711<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Change in unrealized gain/loss during the period, Tax Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,386)<span></span>
</td>
<td class="nump">4,821<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Reclassification adjustment for net gains included in net income, Tax Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(466)<span></span>
</td>
<td class="num">(602)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax', window );">Total securities available for sale and transferred securities, Tax Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,852)<span></span>
</td>
<td class="nump">4,219<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax', window );">Net actuarial losses, Tax Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">181<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax', window );">Amortization of net actuarial loss and prior service cost included in income, Tax Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(9)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax', window );">Total pension and post-retirement obligations, Tax Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">172<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1', window );">Other comprehensive income (loss), Tax Effect</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,680)<span></span>
</td>
<td class="nump">4,244<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Change in unrealized gain/loss during the period, Net-of-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,204)<span></span>
</td>
<td class="nump">7,347<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustment for net gains included in net income, Net-of-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(742)<span></span>
</td>
<td class="num">(919)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Total securities available for sale and transferred securities, Net-of-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (6,207)<span></span>
</td>
<td class="nump">$ 2,684<span></span>
</td>
<td class="num">(2,946)<span></span>
</td>
<td class="nump">6,428<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax', window );">Net actuarial losses, Net-of-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">290<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax', window );">Amortization of prior service credit, Net-of-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax', window );">Total pension and post-retirement obligations, Net-of-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 140<span></span>
</td>
<td class="nump">$ 20<span></span>
</td>
<td class="nump">275<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss), Net-of-tax Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (2,671)<span></span>
</td>
<td class="nump">$ 6,467<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes amounts related to the amortization/accretion of unrealized net gains and losses resulting from the Company's reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax, after reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</td>
</tr>
<tr>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit), after reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1A<br><br><br><br> -Subparagraph (c)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 20<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 19<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1A<br><br><br><br> -Subparagraph (c)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 19<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 20<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax, after reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (i-k)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (i-k)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax (expense) benefit, before reclassification adjustments, related to (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansBeforeReclassificationAdjustmentsTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax (expense) benefit, after reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (i-k)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) allocated to other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1A<br><br><br><br> -Subparagraph (c)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 19<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 20<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e,f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360458976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans (Narrative) (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jun. 30, 2015 </div>
<div>USD ($) </div>
<div>contract</div>
</th>
<th class="th">
<div>Jun. 30, 2014 </div>
<div>USD ($) </div>
<div>contract</div>
</th>
<th class="th">
<div>Jun. 30, 2015 </div>
<div>USD ($) </div>
<div>contract</div>
</th>
<th class="th">
<div>Jun. 30, 2014 </div>
<div>USD ($) </div>
<div>contract</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNet', window );">Loans held for sale</a></td>
<td class="nump">$ 448<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 448<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 755<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Past due greater than 90 days</a></td>
<td class="nump">$ 9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of Contracts | contract</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2', window );">Pre-Modification Outstanding Recorded Investment</a></td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
<td class="nump">$ 2,024<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of Contracts | contract</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2', window );">Pre-Modification Outstanding Recorded Investment</a></td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
<td class="nump">$ 1,342<span></span>
</td>
<td class="nump">$ 1,381<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 33<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsNumberOfContracts2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Pre-modification amount of investment in financing receivables modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 33<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financing receivables that are equal to or greater than 90 days past due.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount classified as loans attributable to disposal group held for sale or disposed of. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 35<br><br><br><br> -Paragraph 49<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35742846&amp;loc=d3e3084-111518<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 948<br><br><br><br> -SubTopic 310<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490209&amp;loc=d3e48214-111002<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleNet</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368318928">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of Presentation And Summary Of Significant Accounting Policies<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Basis of Presentation And Summary Of Significant Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock', window );">Basis of Presentation And Summary Of Significant Accounting Policies</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(1.)BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</font></b></p>

<div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Nature of Operations</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Financial Institutions, Inc., (the "Parent" or the "Company") is a financial holding company organized in 1931 under the laws of New York State. The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and businesses in Western and Central New York through its wholly-owned New York chartered banking subsidiary, Five Star Bank (the "Bank"). The Company has also expanded its indirect lending network to include relationships with franchised automobile dealers in the Capital District of New York and Northern Pennsylvania. On August 1, 2014, the Company acquired Scott Danahy Naylon Co., Inc., a full service insurance agency located in Amherst, New York. The Company provides insurance and risk consulting services through its wholly-owned insurance subsidiary, Scott Danahy Naylon, LLC ("SDN").</font></p></div>

<div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Basis of Presentation</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The consolidated financial statements include the accounts of Financial Institutions, Inc. and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles ("GAAP"). Certain information and footnote disclosures normally included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to applicable rules and regulations of the Securities and Exchange Commission. However, in the opinion of management, the accompanying consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders' equity and cash flows for the periods indicated, and contain adequate disclosure to make the information presented not misleading. Prior years' consolidated financial statements are re-classified whenever necessary to conform to the current year's presentation. These consolidated financial statements should be read in conjunction with the Company's 2014 Annual Report on Form 10-K for the year ended December 31, 2014. The results of operations for any interim periods are not necessarily indicative of the results which may be expected for the entire year</font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#ff0000" size="2">.</font></p></div>

<div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Subsequent Events</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company has evaluated events and transactions for potential recognition or disclosure through the day the financial statements were issued and determined that there were no subsequent events.</font></p></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font>&nbsp;</p>

<div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Use of Estimates</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for loan losses, the carrying value of goodwill and deferred tax assets, the valuation and other than temporary impairment ("OTTI") considerations related to the securities portfolio, and assumptions used in the defined benefit pension plan accounting.</font></p></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font>&nbsp;</p>

<div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recent Accounting Pronouncements</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In May 2014, the Financial Accounting Standards Board issued Accounting Standards Update ("ASU") No. 2014-09, </font><i><font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2">Revenue from Contracts with Customers (Topic 606). </font></i><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (i) identify the contract(s) with a customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract and (v) recognize revenue when (or as) the entity satisfies a performance obligation. The effective date was recently deferred for one year to the interim and annual periods beginning on or after December 15, 2017. Early adoption is permitted as of the original effective date &#8211; interim and annual periods beginning on or after December 15, 2016. The Company is evaluating the potential impact of ASU 2014-09 on the Company's financial statements.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In June 2014, the FASB issued ASU 2014-12, </font><i><font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2">Compensation&#8212;Stock Compensation (Topic 718)</font></i><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">. The pronouncement was issued to clarify the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. ASU 2014-12 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. The adoption of ASU 2014-12 is not expected to have a significant impact on the Company's financial statements.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In January 2015, the FASB issued ASU 2015-01, </font><i><font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2">Income Statement - Extraordinary and Unusual Items (Subtopic 225-20) &#8211; Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items</font></i><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">. ASU 2015-01 eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. ASU 2015-01 is not expected to have a significant impact on the Company's financial statements.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In April 2015, the FASB issued ASU 2015-03, </font><i><font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2">Simplifying the Presentation of Debt Issuance Costs</font></i><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">. Under ASU 2015-03 the Company will present debt issuance costs in the balance sheet as a reduction from the related debt liability rather than as an asset. Amortization of such costs will continue to be reported as interest expense. ASU 2015-03 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. Retrospective adoption is required. The Company early adopted this standard during the quarter ended June 30, 2015, concurrent with the issuance of the Subordinated Notes described in Note 7. Unamortized debt issuance costs of $1.0 million are included in the net balance of long-term borrowings reported on the Consolidated Statements of Financial Condition. Retrospective application of this standard did not impact previously issued financial statements.</font></p></div> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the basis of presentation and significant accounting policies concepts. Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).  Accounting policies describe all significant accounting policies of the reporting entity.</p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360015680">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Components Of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Balance at beginning of year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (9,011)<span></span>
</td>
<td class="num">$ (10,187)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax', window );">Other comprehensive (loss) income before reclassifications</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,204)<span></span>
</td>
<td class="nump">7,347<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Amounts reclassified from accumulated other comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(467)<span></span>
</td>
<td class="num">(880)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Net current period other comprehensive income (loss)</a></td>
<td class="num">$ (6,067)<span></span>
</td>
<td class="nump">$ 2,704<span></span>
</td>
<td class="num">(2,671)<span></span>
</td>
<td class="nump">6,467<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Balance at end of period</a></td>
<td class="num">(11,682)<span></span>
</td>
<td class="num">(3,720)<span></span>
</td>
<td class="num">(9,011)<span></span>
</td>
<td class="num">(10,187)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember', window );">Securities Available For Sale and Transferred Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Balance at beginning of year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,625<span></span>
</td>
<td class="num">(5,337)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax', window );">Other comprehensive (loss) income before reclassifications</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,204)<span></span>
</td>
<td class="nump">7,347<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Amounts reclassified from accumulated other comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(742)<span></span>
</td>
<td class="num">(919)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Net current period other comprehensive income (loss)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,946)<span></span>
</td>
<td class="nump">6,428<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Balance at end of period</a></td>
<td class="num">(1,321)<span></span>
</td>
<td class="nump">1,091<span></span>
</td>
<td class="nump">1,625<span></span>
</td>
<td class="num">(5,337)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember', window );">Pension And Post-Retirement Items [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Balance at beginning of year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(10,636)<span></span>
</td>
<td class="num">(4,850)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Amounts reclassified from accumulated other comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">275<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Net current period other comprehensive income (loss)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">275<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Balance at end of period</a></td>
<td class="num">$ (10,361)<span></span>
</td>
<td class="num">$ (4,811)<span></span>
</td>
<td class="num">$ (10,636)<span></span>
</td>
<td class="num">$ (4,850)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax, before reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217281042320">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Investment Securities (Summary Of Amortized Cost And Fair Value Of Investment Securities) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">$ 774,090<span></span>
</td>
<td class="nump">$ 619,293<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">7,457<span></span>
</td>
<td class="nump">9,016<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">8,908<span></span>
</td>
<td class="nump">5,815<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">772,639<span></span>
</td>
<td class="nump">622,494<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, Amortized Cost</a></td>
<td class="nump">320,820<span></span>
</td>
<td class="nump">294,438<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Securities held to maturity, Unrealized Gains</a></td>
<td class="nump">4,801<span></span>
</td>
<td class="nump">4,377<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses</a></td>
<td class="nump">748<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="nump">324,873<span></span>
</td>
<td class="nump">298,695<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember', window );">U.S. Government Agencies And Government Sponsored Enterprises [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">271,774<span></span>
</td>
<td class="nump">160,334<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">777<span></span>
</td>
<td class="nump">1,116<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">2,474<span></span>
</td>
<td class="nump">975<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">270,077<span></span>
</td>
<td class="nump">160,475<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State And Political Subdivisions [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, Amortized Cost</a></td>
<td class="nump">289,713<span></span>
</td>
<td class="nump">277,273<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Securities held to maturity, Unrealized Gains</a></td>
<td class="nump">4,790<span></span>
</td>
<td class="nump">4,231<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses</a></td>
<td class="nump">451<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="nump">294,052<span></span>
</td>
<td class="nump">281,384<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">502,316<span></span>
</td>
<td class="nump">458,959<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">6,455<span></span>
</td>
<td class="nump">7,669<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">6,434<span></span>
</td>
<td class="nump">4,840<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">502,337<span></span>
</td>
<td class="nump">461,788<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, Amortized Cost</a></td>
<td class="nump">31,107<span></span>
</td>
<td class="nump">17,165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Securities held to maturity, Unrealized Gains</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">146<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses</a></td>
<td class="nump">297<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="nump">30,821<span></span>
</td>
<td class="nump">17,311<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">227,129<span></span>
</td>
<td class="nump">184,857<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">1,933<span></span>
</td>
<td class="nump">2,344<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">2,307<span></span>
</td>
<td class="nump">1,264<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">226,755<span></span>
</td>
<td class="nump">185,937<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, Amortized Cost</a></td>
<td class="nump">9,280<span></span>
</td>
<td class="nump">3,279<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Securities held to maturity, Unrealized Gains</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses</a></td>
<td class="nump">86<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="nump">9,200<span></span>
</td>
<td class="nump">3,303<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">28,840<span></span>
</td>
<td class="nump">29,478<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">501<span></span>
</td>
<td class="nump">799<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">204<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">29,137<span></span>
</td>
<td class="nump">30,270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">43,804<span></span>
</td>
<td class="nump">48,800<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">1,728<span></span>
</td>
<td class="nump">2,022<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">45,532<span></span>
</td>
<td class="nump">50,822<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, Amortized Cost</a></td>
<td class="nump">21,827<span></span>
</td>
<td class="nump">13,886<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Securities held to maturity, Unrealized Gains</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">122<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Securities held to maturity, Unrealized Losses</a></td>
<td class="nump">211<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="nump">21,621<span></span>
</td>
<td class="nump">14,008<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">202,543<span></span>
</td>
<td class="nump">195,824<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">2,293<span></span>
</td>
<td class="nump">2,504<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">3,923<span></span>
</td>
<td class="nump">3,569<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">200,913<span></span>
</td>
<td class="nump">194,759<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">83,447<span></span>
</td>
<td class="nump">76,247<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">514<span></span>
</td>
<td class="nump">489<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">1,132<span></span>
</td>
<td class="nump">944<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">82,829<span></span>
</td>
<td class="nump">75,792<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member] | Federal Home Loan Mortgage Corporation [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">95,268<span></span>
</td>
<td class="nump">89,623<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">186<span></span>
</td>
<td class="nump">199<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">2,752<span></span>
</td>
<td class="nump">2,585<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">92,702<span></span>
</td>
<td class="nump">87,237<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member] | Government National Mortgage Association [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Securities available for sale, Amortized Cost</a></td>
<td class="nump">23,828<span></span>
</td>
<td class="nump">29,954<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">470<span></span>
</td>
<td class="nump">598<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Securities available for sale, Unrealized Losses</a></td>
<td class="nump">39<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">24,259<span></span>
</td>
<td class="nump">30,512<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member] | Privately Issued [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">1,123<span></span>
</td>
<td class="nump">1,218<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">1,123<span></span>
</td>
<td class="nump">1,218<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AssetBackedSecuritiesMember', window );">Asset-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Securities available for sale, Unrealized Gains</a></td>
<td class="nump">225<span></span>
</td>
<td class="nump">231<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">$ 225<span></span>
</td>
<td class="nump">$ 231<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_invest_InvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">invest_InvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>invest_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized gain on investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AssetBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AssetBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>

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<SEQUENCE>44
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217593911104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Borrowings (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Borrowings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtTableTextBlock', window );">Summary Of Outstanding Borrowings</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="46%"> </td>
<td width="2%"> </td>
<td width="35%"> </td>
<td width="2%"> </td>
<td width="11%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td align="right">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31,</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Short-term borrowings:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Short-term FHLB borrowings</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">350,600</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">295,300</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Repurchase agreements</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39,504</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total short-term borrowings</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">350,600</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">334,804</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Long-term borrowings:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Subordinated notes, net</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">38,955</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total borrowings</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">389,555</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">334,804</font></td></tr></table> </div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDebtTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDebtTableTextBlock</td>
</tr>
<tr>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217284215104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill And Other Intangible Assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill And Other Intangible Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfGoodwillTextBlock', window );">Changes In Carrying Amount Of Goodwill</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="42%"> </td>
<td width="2%"> </td>
<td width="36%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31,</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other intangibles assets:</font></b></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Gross carrying amount</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,682</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,682</font></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Accumulated amortization</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,677</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,196</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net book value</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,005</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,486</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr></table> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock', window );">Estimated Core Deposit Intangible Amortization Expense</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="59%"> </td>
<td width="26%"> </td>
<td width="13%"> </td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2015 (remainder of year)</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">461</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2016</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">864</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2017</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">778</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2018</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">689</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2019</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">611</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2020</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">533</font></td></tr></table> </div><span></span>
</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfGoodwillTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13854-109267<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368405568">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Goodwill And Other Intangible Assets (Changes In The Accumulated Amortization And Net Book Value) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill And Other Intangible Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross carrying amount</a></td>
<td class="nump">$ 8,682<span></span>
</td>
<td class="nump">$ 8,682<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated amortization</a></td>
<td class="num">(1,677)<span></span>
</td>
<td class="num">(1,196)<span></span>
</td>
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<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net carrying value at end of period</a></td>
<td class="nump">$ 7,005<span></span>
</td>
<td class="nump">$ 7,486<span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<head>
<title></title>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217284329136">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities (Sales And Calls Of Securities Available For Sale) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from sales</a></td>
<td class="nump">$ 41,958<span></span>
</td>
<td class="nump">$ 29,508<span></span>
</td>
<td class="nump">$ 61,428<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains', window );">Gross realized gains</a></td>
<td class="nump">$ 949<span></span>
</td>
<td class="nump">1,073<span></span>
</td>
<td class="nump">$ 1,262<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses', window );">Gross realized losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesGrossRealizedGains</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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</div>
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</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368243232">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Shareholders' Equity (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteAbstract', window );"><strong>Shareholders' Equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfStockByClassTextBlock', window );">Changes In Shares Of Common Stock</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="46%"> </td>
<td width="28%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Treasury</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Issued</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Shares outstanding at December 31, 2014</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,118,048</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">279,461</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,397,509</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards issued</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">59,834</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(59,834</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards forfeited</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,041</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,041</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock options exercised</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,722</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(8,722</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Treasury stock purchases</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,791</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,791</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock awards</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,363</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,363</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Shares outstanding at June 30, 2015</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,184,135</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">213,374</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,397,509</font></td></tr>
<tr><td colspan="6">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Shares outstanding at December 31, 2013</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,829,355</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">332,242</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,161,597</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards issued</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">43,242</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(43,242</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards forfeited</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(8,144</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,144</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock options exercised</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,125</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(7,125</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Treasury stock purchases</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(9,102</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,102</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Shares outstanding at June 30, 2014</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,862,476</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">299,121</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,161,597</font></td></tr></table> </div><span></span>
</td>
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<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's stock, including par or stated value per share, number and dollar amount of share subscriptions, shares authorized, shares issued, shares outstanding, number and dollar amount of shares held in an employee trust, dividend per share, total dividends, share conversion features, par value plus additional paid in capital, the value of treasury stock and other information necessary to a fair presentation, and EPS information.  Stock by class includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. Includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity. If more than one issue is outstanding, state the title of each issue and the corresponding dollar amount; dollar amount of any shares subscribed but unissued and the deduction of subscriptions receivable there from; number of shares authorized, issued, and outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21506-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 480<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=d3e177068-122764<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21553-112644<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(d),(e))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6403732&amp;loc=d3e21300-112643<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21521-112644<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28,29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21538-112644<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21488-112644<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360215232">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock', window );">Components Of Other Comprehensive Income (Loss)</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

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<td width="1%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Pre</font></b>-tax</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Net</font></b>-of-tax</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Tax Effect</font></b></td>
<td align="left">&nbsp;</td>
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<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale and transferred securities:</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
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<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Change in unrealized gain/loss during the period</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,590</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,386</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,204</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Reclassification adjustment for net gains included in net income&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,208</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(466</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(742</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 7px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total securities available for sale and transferred securities</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,798</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,852</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,946</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of pension and post-retirement items:</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Prior service credit</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(24</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(9</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(15</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net actuarial losses</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">471</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">181</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">290</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 7px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total pension and post-retirement obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">447</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">172</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">275</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other comprehensive loss</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,351</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,680</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,671</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr><td colspan="11">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale and transferred securities:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Change in unrealized gain/loss during the period</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,168</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,821</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,347</font></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Reclassification adjustment for net gains included in net income&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,521</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(602</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(919</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total securities available for sale and transferred securities</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,647</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,219</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,428</font></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of pension and post-retirement items:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Prior service credit</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(24</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(9</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(15</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net actuarial losses</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">88</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">34</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">54</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total pension and post-retirement obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">64</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other comprehensive income</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,711</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,244</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,467</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1">(1) </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Includes amounts related to the amortization/accretion of unrealized net gains and losses resulting from the Company's reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.</font></p></div> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock', window );">Components Of Accumulated Other Comprehensive Income (Loss)</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="52%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="1%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Available for</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Pension and</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Accumulated</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Sale and</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Post</font></b>-</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Transferred</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">retirement</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Comprehensive</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Obligations</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loss</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="52%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Balance at beginning of year</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,625</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(10,636</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(9,011</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other comprehensive income before reclassifications</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,204</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,204</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amounts reclassified from accumulated other comprehensive loss</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(742</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">275</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(467</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net current period other comprehensive income (loss)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,946</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">275</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,671</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Balance at end of period</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,321</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(10,361</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(11,682</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr><td width="93%" colspan="11">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="52%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Balance at beginning of year</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(5,337</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,850</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(10,187</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other comprehensive income before reclassifications</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,347</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,347</font></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amounts reclassified from accumulated other comprehensive loss</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(919</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(880</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net current period other comprehensive income</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,428</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,467</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Balance at end of period</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,091</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,811</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,720</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr></table> </div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock', window );">Amounts Reclassified Out Of Each Component Of Accumulated Other Comprehensive Income (Loss)</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

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<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="7%"> </td>
<td width="2%"> </td>
<td width="32%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount Reclassified from</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Details About Accumulated Other</font></b></td>
<td align="right">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Accumulated Other</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Affected Line Item in the</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Comprehensive Loss Components</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Comprehensive Loss</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consolidated Statement of Income</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Realized gain on sale of investment securities</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,062</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,262</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net gain on disposal of investment securities</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of unrealized holding gains (losses)</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">on investment securities transferred from</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">available for sale to held to maturity</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">146</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">259</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Interest income</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,208</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,521</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total before tax</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(466</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(602</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income tax expense</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">742</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">919</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net of tax</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of pension and post-retirement items:</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Prior service credit&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Salaries and employee benefits</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net actuarial losses&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(471</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(88</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Salaries and employee benefits</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(447</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(64</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total before tax</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">172</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income tax benefit</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(275</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(39</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net of tax</font></td></tr>
<tr><td colspan="8">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total reclassified for the period</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">467</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">880</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

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<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1">(1) </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">These items are included in the computation of net periodic pension expense. See Note 11 &#8211; Employee Benefit Plans for additional information.</font></p></div> </div><span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of information about items reclassified out of accumulated other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of accumulated other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of components of comprehensive income (loss). Includes, but is not limited to, foreign currency translation adjustments, foreign currency transactions  designated as economic hedges of a net investment in foreign entity, gain (loss) and prior service cost (credit) for pension plans and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e526-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217356711840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements Of Cash Flows - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 7,032<span></span>
</td>
<td class="nump">$ 13,386<span></span>
</td>
<td class="nump">$ 14,251<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,671<span></span>
</td>
<td class="nump">2,061<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of premiums on securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,547<span></span>
</td>
<td class="nump">1,582<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
<td class="nump">1,758<span></span>
</td>
<td class="nump">4,029<span></span>
</td>
<td class="nump">3,864<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share-based compensation</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">370<span></span>
</td>
<td class="nump">305<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income tax expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">202<span></span>
</td>
<td class="nump">1,066<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from sale of loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,321<span></span>
</td>
<td class="nump">7,705<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale', window );">Originations of loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(6,906)<span></span>
</td>
<td class="num">(5,223)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Increase in company owned life insurance</a></td>
<td class="num">(425)<span></span>
</td>
<td class="num">(960)<span></span>
</td>
<td class="num">(828)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gain on sale of loans held for sale</a></td>
<td class="num">(50)<span></span>
</td>
<td class="num">(108)<span></span>
</td>
<td class="num">(155)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gain on disposal of investment securities</a></td>
<td class="num">(949)<span></span>
</td>
<td class="num">(1,062)<span></span>
</td>
<td class="num">(1,262)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherAssets', window );">Net (gain) loss on sale and disposal of other assets</a></td>
<td class="num">(24)<span></span>
</td>
<td class="num">(20)<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Decrease in other assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,009<span></span>
</td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Increase (decrease) in other liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">820<span></span>
</td>
<td class="num">(249)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22,299<span></span>
</td>
<td class="nump">23,416<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of available for sale securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(241,906)<span></span>
</td>
<td class="num">(125,419)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchases of held to maturity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(39,570)<span></span>
</td>
<td class="num">(28,594)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities', window );">Proceeds from principal payments, maturities and calls on available for sale securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">57,787<span></span>
</td>
<td class="nump">83,904<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities', window );">Proceeds from principal payments, maturities and calls on held to maturity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">16,394<span></span>
</td>
<td class="nump">16,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from sales of securities available for sale</a></td>
<td class="nump">41,958<span></span>
</td>
<td class="nump">29,508<span></span>
</td>
<td class="nump">61,428<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net loan originations</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(101,567)<span></span>
</td>
<td class="num">(65,937)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLifeInsurancePolicies', window );">Purchases of company owned life insurance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(34)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromOtherInvestingActivities', window );">Proceeds from sales of other assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">167<span></span>
</td>
<td class="nump">623<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,891)<span></span>
</td>
<td class="num">(2,371)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations', window );">Net cash used in investing activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(282,112)<span></span>
</td>
<td class="num">(59,909)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase in deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">205,711<span></span>
</td>
<td class="nump">130,022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Net increase (decrease) in short-term borrowings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15,796<span></span>
</td>
<td class="num">(82,359)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfLongTermDebt', window );">Issuance of long-term debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDebtIssuanceCosts', window );">Debt issuance costs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,060)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock', window );">Repurchase of preferred stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Purchase of common stock for treasury</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(41)<span></span>
</td>
<td class="num">(195)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">165<span></span>
</td>
<td class="nump">132<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Excess tax benefit on share-based compensation, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Cash dividends paid to common and preferred shareholders</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(6,356)<span></span>
</td>
<td class="num">(5,965)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash provided by financing activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">254,216<span></span>
</td>
<td class="nump">41,633<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net (decrease) increase in cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,597)<span></span>
</td>
<td class="nump">5,140<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, beginning of period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">58,151<span></span>
</td>
<td class="nump">59,692<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, end of period</a></td>
<td class="nump">64,832<span></span>
</td>
<td class="nump">52,554<span></span>
</td>
<td class="nump">64,832<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental information:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Cash paid for interest</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,166<span></span>
</td>
<td class="nump">3,313<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Cash paid for income taxes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,539<span></span>
</td>
<td class="nump">8,313<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Noncash investing and financing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Real estate and other assets acquired in settlement of loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">130<span></span>
</td>
<td class="nump">311<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPayableCurrentAndNoncurrent', window );">Accrued and declared unpaid dividends</a></td>
<td class="nump">$ 2,986<span></span>
</td>
<td class="nump">3,182<span></span>
</td>
<td class="nump">2,986<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases', window );">Increase in net unsettled security purchases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,023<span></span>
</td>
<td class="nump">2,260<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_LoansTransferredFromHeldForSaleToHeldForInvestment', window );">Loans transferred from held for sale to held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 853<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>(Decrease) increase in net unsettled security purchases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_DecreaseIncreaseInNetUnsettledSecurityPurchases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_LoansTransferredFromHeldForSaleToHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loans transferred from held for sale to held for investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_LoansTransferredFromHeldForSaleToHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 24<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 830<br><br><br><br> -SubTopic 230<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph h<br><br><br><br> -Article 4<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 6<br><br><br><br> -Section I<br><br><br><br> -Subsection 7<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAndAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The current period expense charged against earnings on long-lived, physical assets not used in production, and which are not intended for resale, to allocate or recognize the cost of such assets over their useful lives; or to record the reduction in book value of an intangible asset over the benefit period of such asset; or to reflect consumption during the period of an asset that is not used in production.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationAndAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15(5))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15(5))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph 5<br><br><br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 7<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPayableCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from realized tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 24<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11374-113907<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of other assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph h<br><br><br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 7<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.3(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSalesOfLoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 25<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 230<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for interest during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 25<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) of financing activities, excluding discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 26<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 24<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) of investing activities, excluding discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 26<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 24<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 24<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 25<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of cash outflow for loans purchased and created with the intention to resell them in the near future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 17<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3367-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 230<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=34726456&amp;loc=d3e60097-112785<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 21<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 13<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromOtherInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow from other investing activities. This element is used when there is not a more specific and appropriate element in the taxonomy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 9<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromOtherInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Financing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire preferred stock during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Financing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfPreferredStockAndPreferenceStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDebtIssuanceCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow paid to third parties in connection with debt origination, which will be amortized over the remaining maturity period of the associated long-term debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDebtIssuanceCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Financing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow through purchase of long-term held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLifeInsurancePolicies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for payments to purchase life insurance policies for which the entity is the beneficiary.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 13<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireLifeInsurancePolicies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfLongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from a debt initially having maturity due after one year or beyond the operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Financing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfLongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Financing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromRepaymentsOfShortTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the sale or maturity (principal being due) of securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from the sale or maturity of long-term held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Investing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3337-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 21<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 230<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=34726456&amp;loc=d3e60097-112785<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Financing Activities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.11)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 11<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanAndLeaseLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SupplementalCashFlowInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfOtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value transferred out of real estate owned (REO) in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferOfOtherRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368950512">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation Plans (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Share-Based Compensation Plans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock', window );">Summary Of Restricted Stock Award Activity</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="43%"> </td>
<td width="25%"> </td>
<td width="3%"> </td>
<td width="3%"> </td>
<td width="25%"> </td></tr>
<tr valign="bottom"><td width="43%" align="left">&nbsp;</td>
<td width="25%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Weighted</font></b></td></tr>
<tr valign="bottom"><td width="43%" align="left">&nbsp;</td>
<td width="25%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Average</font></b></td></tr>
<tr valign="bottom"><td width="43%" align="left">&nbsp;</td>
<td width="25%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Market</font></b></td></tr>
<tr valign="bottom"><td width="43%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Number of</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Price at</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="43%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Shares</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Grant Date</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Outstanding at beginning of year</font></td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">59,113</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">17.24</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Granted</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">59,834</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">17.66</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Vested</font></td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(16,458</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20.80</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Forfeited</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,041</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20.39</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Outstanding at end of period</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">99,448</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">16.81</font></td></tr></table> </div><span></span>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Summary Of Stock Option Activity</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="43%"> </td>
<td width="16%"> </td>
<td width="3%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="13%"> </td>
<td width="2%"> </td>
<td width="8%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Weighted</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Weighted</font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Average</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Average</font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Remaining</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Aggregate</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Number of</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Exercise</font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Contractual</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Intrinsic</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Options</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Price</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Term</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Outstanding at beginning of year</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">135,416</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19.25</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Exercised</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(8,722</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">18.96</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Expired</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(12,645</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20.15</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Outstanding and exercisable at end of period</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">114,049</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19.17</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1.7</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">646</font></td></tr></table> </div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsTextBlock', window );">Share-Based Compensation Expense Included In Consolidated Statements Of Income</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="42%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td width="42%" align="left">&nbsp;</td>
<td style="text-indent: 6px;" width="15%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended</font></b></td>
<td width="12%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="27%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="42%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="15%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="27%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="42%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 5px;" width="2%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" width="2%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="42%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Salaries and employee benefits</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">113</font></font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">75</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="text-indent: 6px;" bgcolor="#c6d9f1" width="12%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">191</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="13%" align="right">&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">156</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="42%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other noninterest expense</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">154</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">127</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" width="12%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">179</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right">&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">149</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="42%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total share-based compensation expense</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">202</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" bgcolor="#c6d9f1" width="12%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">370</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right">&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">305</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td></tr></table> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the allocation of equity-based compensation costs to a given line item on the balance sheet and income statement for the period. This may include the reporting line for the costs and the amount capitalized and expensed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (h)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SAB TOPIC 14.F)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27013229&amp;loc=d3e301413-122809<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 14<br><br><br><br> -Section F<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the number and weighted-average grant date fair value for restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock units that were granted, vested, or forfeited during the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217356897344">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Common Share (EPS) (Reconciliation Of Earnings And Shares Used In Calculating Basic And Diluted EPS) (Details) - USD ($)<br> $ / shares in Units, shares in Thousands, $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common shareholders</a></td>
<td class="nump">$ 6,219<span></span>
</td>
<td class="nump">$ 6,667<span></span>
</td>
<td class="nump">$ 12,655<span></span>
</td>
<td class="nump">$ 13,520<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesIssuedBasic', window );">Total shares issued</a></td>
<td class="nump">14,398<span></span>
</td>
<td class="nump">14,162<span></span>
</td>
<td class="nump">14,398<span></span>
</td>
<td class="nump">14,162<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesRestrictedStock', window );">Unvested restricted stock awards</a></td>
<td class="num">(100)<span></span>
</td>
<td class="num">(67)<span></span>
</td>
<td class="num">(87)<span></span>
</td>
<td class="num">(65)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesTreasuryStock', window );">Treasury shares</a></td>
<td class="num">(220)<span></span>
</td>
<td class="num">(304)<span></span>
</td>
<td class="num">(240)<span></span>
</td>
<td class="num">(315)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Total basic weighted average common shares outstanding</a></td>
<td class="nump">14,078<span></span>
</td>
<td class="nump">13,791<span></span>
</td>
<td class="nump">14,071<span></span>
</td>
<td class="nump">13,782<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Exercise of stock options</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">28<span></span>
</td>
<td class="nump">22<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards', window );">Vesting of restricted stock awards</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">19<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Total diluted weighted average common shares outstanding</a></td>
<td class="nump">14,121<span></span>
</td>
<td class="nump">13,838<span></span>
</td>
<td class="nump">14,118<span></span>
</td>
<td class="nump">13,831<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share</a></td>
<td class="nump">$ 0.44<span></span>
</td>
<td class="nump">$ 0.48<span></span>
</td>
<td class="nump">$ 0.90<span></span>
</td>
<td class="nump">$ 0.98<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share</a></td>
<td class="nump">$ 0.44<span></span>
</td>
<td class="nump">$ 0.48<span></span>
</td>
<td class="nump">$ 0.90<span></span>
</td>
<td class="nump">$ 0.98<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Incremental common shares attributable to vesting of restricted stock awards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.21)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 52<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.23)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 21<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.21)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 21<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1500-109256<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesIssuedBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the weighted average total number of shares issued throughout the period including the first (beginning balance outstanding) and last (ending balance outstanding) day of the period before considering any reductions (for instance, shares held in treasury) to arrive at the weighted average number of shares outstanding. Weighted average relates to the portion of time within a reporting period that common shares have been issued and outstanding to the total time in that period. Such concept is used in determining the weighted average number of shares outstanding for purposes of calculating earnings per share (basic).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 13<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e2646-109256<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesIssuedBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesRestrictedStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of restricted stock determined by relating the portion of time within a reporting period that restricted shares have been outstanding to the total time in that period. Restricted shares are subject to sales, contractual, regulatory or other restrictions that prevent or inhibit the holder from freely disposing of them before the restriction ends.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 13<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e2646-109256<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesRestrictedStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesTreasuryStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of treasury stock determined by relating the portion of time within a reporting period that treasury shares have been outstanding to the total time in that period. Treasury stock is stock that the Entity has issued but subsequently reacquired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesTreasuryStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217282764736">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans (Retail Loan Portfolio Categorized By Payment Status) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">$ 1,978,624<span></span>
</td>
<td class="nump">$ 1,881,071<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">95,259<span></span>
</td>
<td class="nump">100,241<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage [Member] | Performing [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">93,631<span></span>
</td>
<td class="nump">99,047<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage [Member] | Non-Performing [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">1,628<span></span>
</td>
<td class="nump">1,194<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember', window );">Home Equity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">391,645<span></span>
</td>
<td class="nump">379,774<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember', window );">Home Equity [Member] | Performing [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">391,026<span></span>
</td>
<td class="nump">379,311<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember', window );">Home Equity [Member] | Non-Performing [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">619<span></span>
</td>
<td class="nump">463<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember', window );">Consumer Indirect [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">641,871<span></span>
</td>
<td class="nump">636,357<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember', window );">Consumer Indirect [Member] | Performing [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">641,143<span></span>
</td>
<td class="nump">635,188<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember', window );">Consumer Indirect [Member] | Non-Performing [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">1,169<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember', window );">Other Consumer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">19,141<span></span>
</td>
<td class="nump">20,915<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember', window );">Other Consumer [Member] | Performing [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">19,121<span></span>
</td>
<td class="nump">20,896<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember', window );">Other Consumer [Member] | Non-Performing [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
<td class="nump">$ 20<span></span>
</td>
<td class="nump">$ 19<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PerformingFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_PerformingFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_NonperformingFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_NonperformingFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217358671024">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair Value Measurements (Assets Measured At Fair Value On A Recurring And Non-Recurring Basis) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">$ 772,639<span></span>
</td>
<td class="nump">$ 622,494<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=fisi_CollateralDependentImpairedFinancingReceivableMember', window );">Collateral Dependent Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">3,252<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=fisi_LoanServicingRightsMember', window );">Loan Servicing Rights [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">1,289<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=fisi_OtherRealEstateOwnedOtherReceivableMember', window );">Other Real Estate Owned [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">165<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">772,639<span></span>
</td>
<td class="nump">622,494<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | U.S. Government Agencies And Government Sponsored Enterprises [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">270,077<span></span>
</td>
<td class="nump">160,475<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Mortgage-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">502,337<span></span>
</td>
<td class="nump">461,788<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Asset-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">$ 225<span></span>
</td>
<td class="nump">$ 231<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Level 1 Inputs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | U.S. Government Agencies And Government Sponsored Enterprises [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Mortgage-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Level 1 Inputs [Member] | Asset-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Level 2 Inputs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">$ 772,639<span></span>
</td>
<td class="nump">$ 622,494<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | U.S. Government Agencies And Government Sponsored Enterprises [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">270,077<span></span>
</td>
<td class="nump">160,475<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Mortgage-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">502,337<span></span>
</td>
<td class="nump">461,788<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Measured On A Recurring Basis [Member] | Level 2 Inputs [Member] | Asset-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="nump">225<span></span>
</td>
<td class="nump">231<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">5,154<span></span>
</td>
<td class="nump">4,960<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Loans Held For Sale [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">448<span></span>
</td>
<td class="nump">755<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Collateral Dependent Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">3,252<span></span>
</td>
<td class="nump">2,652<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Loan Servicing Rights [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">1,289<span></span>
</td>
<td class="nump">1,359<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Other Real Estate Owned [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">$ 165<span></span>
</td>
<td class="nump">$ 194<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member] | Loans Held For Sale [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member] | Collateral Dependent Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member] | Loan Servicing Rights [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 1 Inputs [Member] | Other Real Estate Owned [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">$ 448<span></span>
</td>
<td class="nump">$ 755<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 2 Inputs [Member] | Loans Held For Sale [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">448<span></span>
</td>
<td class="nump">755<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">4,706<span></span>
</td>
<td class="nump">4,205<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Collateral Dependent Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">3,252<span></span>
</td>
<td class="nump">2,652<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Loan Servicing Rights [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">1,289<span></span>
</td>
<td class="nump">1,359<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Measured On A Nonrecurring Basis [Member] | Level 3 Inputs [Member] | Other Real Estate Owned [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Assets at fair value</a></td>
<td class="nump">$ 165<span></span>
</td>
<td class="nump">$ 194<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=fisi_CollateralDependentImpairedFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=fisi_CollateralDependentImpairedFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=fisi_LoanServicingRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=fisi_LoanServicingRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=fisi_OtherRealEstateOwnedOtherReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=fisi_OtherRealEstateOwnedOtherReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=us-gaap_MortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=us-gaap_MortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=us-gaap_AssetBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=us-gaap_AssetBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=fisi_LoansHeldForSaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=fisi_LoansHeldForSaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217282121824">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements Of Financial Condition - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAbstract', window );"><strong>Cash and cash equivalents:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
<td class="nump">$ 52,554<span></span>
</td>
<td class="nump">$ 58,151<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale, at fair value</a></td>
<td class="nump">772,639<span></span>
</td>
<td class="nump">622,494<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, at amortized cost (fair value of $324,873 and $298,695, respectively)</a></td>
<td class="nump">320,820<span></span>
</td>
<td class="nump">294,438<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNet', window );">Loans held for sale</a></td>
<td class="nump">448<span></span>
</td>
<td class="nump">755<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans (net of allowance for loan losses of $27,500 and $27,637, respectively)</a></td>
<td class="nump">1,981,773<span></span>
</td>
<td class="nump">1,884,365<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Company owned life insurance</a></td>
<td class="nump">61,998<span></span>
</td>
<td class="nump">61,004<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
<td class="nump">37,110<span></span>
</td>
<td class="nump">36,394<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsNetIncludingGoodwill', window );">Goodwill and other intangible assets, net</a></td>
<td class="nump">68,158<span></span>
</td>
<td class="nump">68,639<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">63,959<span></span>
</td>
<td class="nump">63,281<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">3,359,459<span></span>
</td>
<td class="nump">3,089,521<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Noninterest-bearing demand</a></td>
<td class="nump">602,143<span></span>
</td>
<td class="nump">571,260<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest-bearing demand</a></td>
<td class="nump">530,861<span></span>
</td>
<td class="nump">490,190<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Savings and money market</a></td>
<td class="nump">910,215<span></span>
</td>
<td class="nump">795,835<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits', window );">Certificates of deposit</a></td>
<td class="nump">613,019<span></span>
</td>
<td class="nump">593,242<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="nump">2,656,238<span></span>
</td>
<td class="nump">2,450,527<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings</a></td>
<td class="nump">350,600<span></span>
</td>
<td class="nump">334,804<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term borrowings, net of issuance costs of $1,045</a></td>
<td class="nump">38,955<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">29,231<span></span>
</td>
<td class="nump">24,658<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">3,075,024<span></span>
</td>
<td class="nump">2,809,989<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Shareholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Total preferred equity</a></td>
<td class="nump">17,340<span></span>
</td>
<td class="nump">17,340<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, $0.01 par value; 50,000,000 shares authorized and 14,397,509 shares issued and outstanding</a></td>
<td class="nump">144<span></span>
</td>
<td class="nump">144<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
<td class="nump">72,279<span></span>
</td>
<td class="nump">72,955<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">210,337<span></span>
</td>
<td class="nump">203,312<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss</a></td>
<td class="num">(11,682)<span></span>
</td>
<td class="num">(9,011)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock, at cost - 213,374 and 279,461 shares, respectively</a></td>
<td class="num">(3,983)<span></span>
</td>
<td class="num">(5,208)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
<td class="nump">284,435<span></span>
</td>
<td class="nump">279,532<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and shareholders' equity</a></td>
<td class="nump">3,359,459<span></span>
</td>
<td class="nump">3,089,521<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember', window );">Series A 3% Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Shareholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Total preferred equity</a></td>
<td class="nump">149<span></span>
</td>
<td class="nump">149<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B-1 8.48% Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Shareholders' equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Total preferred equity</a></td>
<td class="nump">$ 17,191<span></span>
</td>
<td class="nump">$ 17,191<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsSavingsDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsNetIncludingGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of finite-lived intangible assets, indefinite-lived intangible assets and goodwill. Goodwill is an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. Intangible assets are assets, not including financial assets, lacking physical substance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IntangibleAssetsNetIncludingGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest-bearing domestic certificate of deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount classified as loans attributable to disposal group held for sale or disposed of. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 35<br><br><br><br> -Paragraph 49<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35742846&amp;loc=d3e3084-111518<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 948<br><br><br><br> -SubTopic 310<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490209&amp;loc=d3e48214-111002<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of long-term debt, net of unamortized discount or premium, including current and noncurrent amounts. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 20, 22<br><br><br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 7<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),16(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Subparagraph a(1)<br><br><br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph 2, 3<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217281596064">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Investment Securities (Scheduled Maturities Of Securities Available For Sale And Securities Held To Maturity) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Debt securities available for sale, Due in one year or less, Amortized Cost</a></td>
<td class="nump">$ 30,008<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Debt securities available for sale, Due from one to five years, Amortized Cost</a></td>
<td class="nump">166,519<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Debt securities available for sale, Due after five years through ten years, Amortized Cost</a></td>
<td class="nump">328,808<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Debt securities available for sale, Due after ten years, Amortized Cost</a></td>
<td class="nump">248,755<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Debt securities available for sale, Amortized Cost</a></td>
<td class="nump">774,090<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Debt securities available for sale, Due in one year or less, Fair Value</a></td>
<td class="nump">30,008<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Debt securities available for sale, Due from one to five years, Fair Value</a></td>
<td class="nump">166,266<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Debt securities available for sale, Due after five years through ten years, Fair Value</a></td>
<td class="nump">328,993<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Debt securities available for sale, Due after ten years, Fair Value</a></td>
<td class="nump">247,372<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Debt securities available for sale, Fair Value</a></td>
<td class="nump">772,639<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Debt securities held to maturity, Due in one year or less, Amortized Cost</a></td>
<td class="nump">24,064<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Debt securities held to maturity, Due from one to five years, Amortized Cost</a></td>
<td class="nump">161,041<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Debt securities held to maturity, Due after five years through ten years, Amortized Cost</a></td>
<td class="nump">107,099<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Debt securities held to maturity, Due after ten years, Amortized Cost</a></td>
<td class="nump">28,616<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, Amortized Cost</a></td>
<td class="nump">320,820<span></span>
</td>
<td class="nump">$ 294,438<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Debt securities held to maturity, Due in one year or less, Fair Value</a></td>
<td class="nump">24,158<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Debt securities held to maturity, Due from one to five years, Fair Value</a></td>
<td class="nump">164,083<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Debt securities held to maturity, Due after five years through ten years, Fair Value</a></td>
<td class="nump">108,259<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Debt securities held to maturity, Due after ten years, Fair Value</a></td>
<td class="nump">28,373<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, Fair Value</a></td>
<td class="nump">$ 324,873<span></span>
</td>
<td class="nump">$ 298,695<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the cost of debt securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing after the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of debt securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b)-(g)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the fifth through tenth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing after the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing after the tenth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
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<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsAbstract</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217281607520">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements Of Changes In Shareholders' Equity - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Series A 3% Preferred Stock [Member] </div>
<div>Retained Earnings [Member]</div>
</th>
<th class="th"><div>Series A 3% Preferred Stock [Member]</div></th>
<th class="th">
<div>Series B-1 8.48% Preferred Stock [Member] </div>
<div>Retained Earnings [Member]</div>
</th>
<th class="th"><div>Series B-1 8.48% Preferred Stock [Member]</div></th>
<th class="th"><div>Preferred Equity [Member]</div></th>
<th class="th"><div>Common Stock [Member]</div></th>
<th class="th"><div>Additional Paid-In Capital [Member]</div></th>
<th class="th"><div>Retained Earnings [Member]</div></th>
<th class="th"><div>Accumulated Other Comprehensive Income (Loss) [Member]</div></th>
<th class="th"><div>Treasury Stock [Member]</div></th>
<th class="th"><div>Total</div></th>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 17,342<span></span>
</td>
<td class="nump">$ 142<span></span>
</td>
<td class="nump">$ 67,574<span></span>
</td>
<td class="nump">$ 186,137<span></span>
</td>
<td class="num">$ (10,187)<span></span>
</td>
<td class="num">$ (6,169)<span></span>
</td>
<td class="nump">$ 254,839<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Comprehensive income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14,251<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14,251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,467<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,467<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Purchases of common stock for treasury</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(195)<span></span>
</td>
<td class="num">(195)<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock', window );">Repurchase of Series B-1 8.48% preferred stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="num">(2)<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Share-based compensation plans:</strong></a></td>
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</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share-based compensation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">305<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">305<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">133<span></span>
</td>
<td class="nump">132<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Restricted stock awards issued, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(655)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">655<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCashAbstract', window );"><strong>Cash dividends declared:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends per share</a></td>
<td class="num">$ (2)<span></span>
</td>
<td class="num">$ (2)<span></span>
</td>
<td class="num">$ (729)<span></span>
</td>
<td class="num">$ (729)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(731)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Common stock dividends per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,239)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,239)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jun. 30, 2014</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,340<span></span>
</td>
<td class="nump">142<span></span>
</td>
<td class="nump">67,223<span></span>
</td>
<td class="nump">194,418<span></span>
</td>
<td class="num">(3,720)<span></span>
</td>
<td class="num">(5,576)<span></span>
</td>
<td class="nump">269,827<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Dec. 31, 2014</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,340<span></span>
</td>
<td class="nump">144<span></span>
</td>
<td class="nump">72,955<span></span>
</td>
<td class="nump">203,312<span></span>
</td>
<td class="num">(9,011)<span></span>
</td>
<td class="num">(5,208)<span></span>
</td>
<td class="nump">279,532<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Comprehensive income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13,386<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13,386<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,671)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,671)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Purchases of common stock for treasury</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(41)<span></span>
</td>
<td class="num">(41)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Share-based compensation plans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share-based compensation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">370<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">370<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">163<span></span>
</td>
<td class="nump">165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Restricted stock awards issued, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,060)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,060<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation', window );">Excess tax benefit on share-based compensation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation', window );">Stock awards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">43<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCashAbstract', window );"><strong>Cash dividends declared:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends per share</a></td>
<td class="num">$ (2)<span></span>
</td>
<td class="num">$ (2)<span></span>
</td>
<td class="num">$ (729)<span></span>
</td>
<td class="num">$ (729)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(731)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Common stock dividends per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,630)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,630)<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance at Jun. 30, 2015</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 17,340<span></span>
</td>
<td class="nump">$ 144<span></span>
</td>
<td class="nump">$ 72,279<span></span>
</td>
<td class="nump">$ 210,337<span></span>
</td>
<td class="num">$ (11,682)<span></span>
</td>
<td class="num">$ (3,983)<span></span>
</td>
<td class="nump">$ 284,435<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Payment For Repurchase Of Series B-1 8.48% Preferred Stock</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_PaymentForRepurchaseOfSeriesBOneEightPointFourEightPercentPreferredStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in additional paid in capital (APIC) resulting from a tax benefit associated with share-based compensation plan other than an employee stock ownership plan (ESOP). Includes, but is not limited to, excess tax benefit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 740<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6419406&amp;loc=d3e23524-113945<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCashAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsCashAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsCommonStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 405<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value, after forfeitures, of stock or other type of equity granted of any equity-based compensation plan other than an employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6743629&amp;loc=d3e3913-113898<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 35<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418191&amp;loc=d3e15009-113911<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockGrantedDuringPeriodValueSharebasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of stock (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of stock value of such awards forfeited. Stock issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (d)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of stock issued as a result of the exercise of stock options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 4I<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35736750&amp;loc=SL4590271-111686<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568740-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568447-111683<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValueAcquiredCostMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValueAcquiredCostMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_PreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_PreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217282034592">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Borrowings (Summary Of Outstanding Borrowings) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Total short-term borrowings</a></td>
<td class="nump">$ 350,600<span></span>
</td>
<td class="nump">$ 334,804<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated notes</a></td>
<td class="nump">38,955<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtLongtermAndShorttermCombinedAmount', window );">Total borrowings</a></td>
<td class="nump">389,555<span></span>
</td>
<td class="nump">334,804<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtTypeAxis=us-gaap_RepurchaseAgreementsMember', window );">Repurchase Agreements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Total short-term borrowings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">39,504<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtTypeAxis=us-gaap_FederalHomeLoanBankAdvancesMember', window );">Federal Home Loan Bank Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Total short-term borrowings</a></td>
<td class="nump">$ 350,600<span></span>
</td>
<td class="nump">$ 295,300<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtLongtermAndShorttermCombinedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the aggregate of total long-term debt, including current maturities and short-term debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtLongtermAndShorttermCombinedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),16(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Subparagraph a(1)<br><br><br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph 2, 3<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubordinatedDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Article 5<br><br><br><br> -Subsection 19, 20, 22<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 10<br><br><br><br> -Section F<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubordinatedDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtTypeAxis=us-gaap_RepurchaseAgreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtTypeAxis=us-gaap_RepurchaseAgreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtTypeAxis=us-gaap_FederalHomeLoanBankAdvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360575856">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value Measurements (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Measurements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringAndNonrecurringBasisTableTextBlock', window );">Assets Measured At Fair Value On A Recurring And Non-Recurring Basis</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="54%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="6%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="2%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Quoted Prices</font></b></td>
<td width="2%" align="center">&nbsp;</td>
<td width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">in Active</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Markets for</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Significant</font></b></td>
<td width="2%" align="center">&nbsp;</td>
<td width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Identical</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Significant</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Assets or</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Observable</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unobservable</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Liabilities</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Inputs</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Inputs</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="54%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(Level 1)</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(Level 2)</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(Level 3)</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measured on a recurring basis:</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government sponsored enterprises</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">270,077</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">270,077</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">502,337</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">502,337</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Asset-backed securities</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">225</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">225</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measured on a nonrecurring basis:</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"> </td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans held for sale</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateral dependent impaired loans</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other assets:</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"> </td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loan servicing rights</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,289</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,289</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other real estate owned</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,706</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,154</font></td></tr>
<tr><td bgcolor="#c6d9f1" width="98%" colspan="9">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measured on a recurring basis:</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government sponsored enterprises</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">160,475</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">160,475</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">461,788</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">461,788</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Asset-backed securities</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">231</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">231</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measured on a nonrecurring basis:</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"> </td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"> </td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans held for sale</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateral dependent impaired loans</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,652</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,652</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other assets:</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"> </td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loan servicing rights</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,359</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,359</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other real estate owned</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">194</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">194</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,205</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,960</font></td></tr></table> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock', window );">Additional Quantitative Information About Assets Measured At Fair Value On A Recurring And Non-Recurring Basis</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="26%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="19%"> </td>
<td width="24%"> </td>
<td width="19%"> </td>
<td width="1%"> </td></tr>
<tr valign="bottom"><td width="26%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="19%" align="left">&nbsp;</td>
<td width="24%" align="left">&nbsp;</td>
<td width="19%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unobservable Input</font></b></td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Asset</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="19%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Valuation Technique</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 7px;" width="24%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unobservable Input</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="19%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value or Range</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateral dependent impaired loans</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisal of collateral&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisal adjustments&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0% - 100% discount</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="26%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Discounted cash flow</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Discount rate</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4.4 %</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3)</font></sup></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="26%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Risk premium rate</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10.0 %</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3)</font></sup></td></tr>
<tr><td bgcolor="#c6d9f1" width="99%" colspan="7">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="26%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loan servicing rights</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,289</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Discounted cash flow</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Discount rate</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5.1 %</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3)</font></sup></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="26%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Constant prepayment rate</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12.9 %</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3)</font></sup></td></tr>
<tr><td bgcolor="#c6d9f1" width="99%" colspan="7">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other real estate owned</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td>
<td bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisal of collateral&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisal adjustments&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2)</font></sup></td>
<td bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19% - 53 % discount</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1) </font></sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2) </font></sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3) </font></sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Weighted averages.</font></p> </div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Carrying Amount, Estimated Fair Value, And Placement In Fair Value Hierarchy Of Financial Instruments</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="28%"> </td>
<td width="20%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="1%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="1%"> </td>
<td width="8%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="text-indent: 3px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Level in</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair Value</font></b></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Estimated</font></b></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Estimated</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measurement</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Carrying</font></b></td>
<td align="left">&nbsp;</td>
<td style="text-indent: 3px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Carrying</font></b></td>
<td align="left">&nbsp;</td>
<td style="text-indent: 3px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Hierarchy</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Financial assets:</font></b></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Cash and cash equivalents</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">52,554</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">52,554</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">58,151</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">58,151</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities held to maturity</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">320,820</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">324,873</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">294,438</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">298,695</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans held for sale</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,978,521</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,987,842</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,881,713</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,887,959</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 3</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,652</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,652</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Accrued interest receivable</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,623</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,623</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,104</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,104</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">FHLB and FRB stock</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,558</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,558</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,014</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,014</font></td></tr>
<tr><td colspan="10">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Financial liabilities:</font></b></td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Non-maturity deposits</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,043,219</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,043,219</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,857,285</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,857,285</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Time deposits</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">613,019</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">614,066</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">593,242</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">593,793</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Short-term borrowings</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">350,600</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">350,600</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">334,804</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">334,804</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Long-term borrowings</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">38,955</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">38,555</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr><td colspan="10">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Accrued interest payable</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,101</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,101</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,862</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,862</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1) </font></sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Comprised of collateral dependent impaired loans.</font></p> </div><span></span>
</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the inputs and valuation techniques used to measure fair value, and a discussion of changes in valuation techniques and related inputs, if any, applied during the period to each separate class of assets, liabilities, and financial instruments classified in shareholders' equity that are measured on a recurring and/or nonrecurring basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (bbb)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring and/or nonrecurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19190-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13476-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13467-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6447952&amp;loc=d3e13220-108610<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 30<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 10<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217281894480">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation Plans (Summary Of Stock Option Activity) (Details) - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercised, Number of Options</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Stock Options [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Outstanding at beginning of year, Number of Options</a></td>
<td class="nump">135,416<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercised, Number of Options</a></td>
<td class="num">(8,722)<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod', window );">Expired, Number of Options</a></td>
<td class="num">(12,645)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Outstanding and exercisable at end of period, Number of Options</a></td>
<td class="nump">114,049<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Outstanding at beginning of year, Weighted Average Exercise Price</a></td>
<td class="nump">$ 19.25<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Exercised, Weighted Average Exercise Price</a></td>
<td class="nump">18.96<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice', window );">Expired, Weighted Average Exercise Price</a></td>
<td class="nump">20.15<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Outstanding and exercisable at end of period, Weighted Average Exercise Price</a></td>
<td class="nump">$ 19.17<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1', window );">Outstanding and exercisable at end of period, Weighted Average Remaining Contractual Term</a></td>
<td class="text">1 year 8 months 12 days<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Outstanding and exercisable at end of period, Aggregate Intrinsic Value</a></td>
<td class="nump">$ 646<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)(iii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)(iii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)(iv)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod</td>
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<td><strong> Data Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of options outstanding, including both vested and non-vested options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)(i)-(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)(i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)(iv)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28,29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30<br><br><br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217361696160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segment Reporting<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">Segment Reporting</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(14.) SEGMENT REPORTING</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company has two reportable operating segments, banking and insurance, which are delineated by the consolidated subsidiaries Financial Institutions, Inc. The banking segment includes all of the Company's retail and commercial banking operations. insurance segment includes the activities of SDN, a full service insurance agency that provides a broad range of insurance services both personal and business clients. The Company operated as one business segment until the acquisition of SDN on August 1, 2014, which time the new "Insurance" segment was created for financial reporting purposes. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the "Holding Company and Other" column below, along with amounts to eliminate balances and transactions between segments.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following tables present information regarding the Company's business segments as of and for the periods indicated (in thousands)</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="32%"> </td>
<td width="2%"> </td>
<td width="26%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="2%"> </td>
<td width="12%"> </td></tr>
<tr valign="bottom"><td width="32%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="26%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="center">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Holding</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="32%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="26%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Company and</font></b>&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consolidated</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="32%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Banking</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Insurance</font></b></td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Totals</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="32%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Goodwill</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">48,536</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,617</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">61,153</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other intangible assets, net</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">972</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,033</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,005</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total assets</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,337,787</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,960</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">712</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,359,459</font></td></tr>
<tr><td width="100%" colspan="9">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="32%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Goodwill</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">48,536</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,617</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">61,153</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other intangible assets, net</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,125</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,361</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,486</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total assets</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,065,109</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,368</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,044</font>&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,089,521</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="33%"> </td>
<td width="11%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Holding</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Company and</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consolidated</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Banking</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Insurance</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Totals</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net interest income</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">23,919</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(515</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">23,404</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision for loan losses</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,288</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,288</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Noninterest income</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,522</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,033</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(100</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,455</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Noninterest expense</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(17,668</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,050</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(518</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(19,236</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income (loss) before income taxes</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,485</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(17</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,133</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,335</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income tax (expense) benefit</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,107</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">352</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,750</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net income (loss)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,378</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(12</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(781</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,585</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr><td colspan="13">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net interest income</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">47,066</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(515</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">46,551</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision for loan losses</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,029</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,029</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Noninterest income</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,353</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,626</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(227</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,752</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Noninterest expense</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(34,947</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,237</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,063</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(38,247</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income (loss) before income taxes</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,443</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">389</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,805</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,027</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income tax (expense) benefit</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(6,056</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(154</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">569</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(5,641</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net income (loss)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,387</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">235</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,236</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,386</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">- </font></p> </div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 34<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8981-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 41<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9038-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 33<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8971-108599<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8595-108599<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8380-108599<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 32<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8933-108599<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 26<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8844-108599<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 35<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8984-108599<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 40<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9031-108599<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 42<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9054-108599<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8538-108599<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 29<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8864-108599<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 31<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8924-108599<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 30<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br><br><br></p></div>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingDisclosureTextBlock</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217357149904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segment Reporting (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReconciliationOfAssetsFromSegmentToConsolidatedTextBlock', window );">Business Segment Assets</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="32%"> </td>
<td width="2%"> </td>
<td width="26%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="2%"> </td>
<td width="12%"> </td></tr>
<tr valign="bottom"><td width="32%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="26%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="center">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Holding</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="32%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="26%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Company and</font></b>&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consolidated</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="32%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Banking</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Insurance</font></b></td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Totals</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="32%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Goodwill</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">48,536</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,617</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">61,153</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other intangible assets, net</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">972</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,033</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,005</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total assets</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,337,787</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,960</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">712</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,359,459</font></td></tr>
<tr><td width="100%" colspan="9">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="32%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Goodwill</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">48,536</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,617</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">61,153</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other intangible assets, net</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,125</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,361</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,486</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="32%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total assets</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="26%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,065,109</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,368</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,044</font>&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,089,521</font></td></tr></table> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock', window );">Business Segment Information</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="33%"> </td>
<td width="11%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Holding</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Company and</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consolidated</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Banking</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Insurance</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Totals</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net interest income</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">23,919</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(515</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">23,404</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision for loan losses</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,288</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,288</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Noninterest income</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,522</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,033</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(100</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,455</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Noninterest expense</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(17,668</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,050</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(518</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(19,236</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income (loss) before income taxes</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,485</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(17</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,133</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,335</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income tax (expense) benefit</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,107</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">352</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,750</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net income (loss)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,378</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(12</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(781</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,585</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr><td colspan="13">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net interest income</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">47,066</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(515</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">46,551</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision for loan losses</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,029</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,029</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Noninterest income</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,353</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,626</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(227</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,752</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Noninterest expense</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(34,947</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,237</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,063</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(38,247</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income (loss) before income taxes</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,443</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">389</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,805</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,027</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income tax (expense) benefit</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(6,056</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(154</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">569</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(5,641</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net income (loss)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,387</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">235</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,236</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,386</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr></table> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of all significant reconciling items in the reconciliation of total assets from reportable segments to the entity's consolidated assets.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 30<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 25<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8813-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 21<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8721-108599<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 280<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 22<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8736-108599<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217282976912">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Business Combinations (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsAbstract', window );"><strong>Business Combinations [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock', window );">Consideration Paid And The Amounts Of The Recognized Assets Acquired And Liabilities Assumed</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="86%"> </td>
<td width="2%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consideration paid:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Cash</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,100</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,400</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Contingent consideration</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,227</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of total consideration transferred</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">16,727</font></td></tr>
<tr><td bgcolor="#c6d9f1" width="98%" colspan="3">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of assets acquired:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Cash</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">105</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Identified intangible assets</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,640</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Premises and equipment, accounts receivable and other assets</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,094</font></td></tr>
<tr valign="bottom"><td style="text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total identifiable assets acquired</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,839</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of liabilities assumed:</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Deferred tax liability</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,556</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other liabilities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,173</font></td></tr>
<tr valign="bottom"><td style="text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total liabilities assumed</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,729</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of net assets acquired</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,110</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Goodwill resulting from acquisition</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,617</font></td></tr></table> </div><span></span>
</td>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationsAbstract</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the amounts recognized as of the acquisition date for each major class of assets acquired and liabilities assumed. May include but not limited to the following: (a) acquired receivables; (b) contingencies recognized at the acquisition date; and (c) the fair value of noncontrolling interests in the acquiree.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217367769456">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefit Plans (Components Of Net Periodic Benefit Expense) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract', window );"><strong>Employee Benefit Plans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
<td class="nump">$ 581<span></span>
</td>
<td class="nump">$ 480<span></span>
</td>
<td class="nump">$ 1,162<span></span>
</td>
<td class="nump">$ 959<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost on projected benefit obligation</a></td>
<td class="nump">583<span></span>
</td>
<td class="nump">573<span></span>
</td>
<td class="nump">1,166<span></span>
</td>
<td class="nump">1,147<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
<td class="num">(1,205)<span></span>
</td>
<td class="num">(1,030)<span></span>
</td>
<td class="num">(2,410)<span></span>
</td>
<td class="num">(2,059)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit', window );">Amortization of prior service credit</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(12)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Amortization of net actuarial losses</a></td>
<td class="nump">235<span></span>
</td>
<td class="nump">44<span></span>
</td>
<td class="nump">471<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension expense</a></td>
<td class="nump">$ 182<span></span>
</td>
<td class="nump">$ 55<span></span>
</td>
<td class="nump">$ 365<span></span>
</td>
<td class="nump">$ 111<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPensionPlansAndDefinedBenefitPostretirementPlansDisclosureAbstract</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains or losses recognized in net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (h)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the prior service cost or credit recognized in net periodic benefit cost relating to benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (h)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An amount calculated as a basis for determining the extent of delayed recognition of the effects of changes in the fair value of assets. The expected return on plan assets is determined based on the expected long-term rate of return on plan assets and the market-related value of plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 30<br><br><br><br> -Glossary Expected Return on Plan Assets<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512136<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 60<br><br><br><br> -Glossary Expected Return on Plan Assets<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6512171<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (h)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (h)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (h)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (h)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanServiceCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<head>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217356863376">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares<br></strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Common stock dividends per share, declared</a></td>
<td class="nump">$ 0.40<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember', window );">Series A 3% Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Preferred stock dividends per share, declared</a></td>
<td class="nump">$ 1.50<span></span>
</td>
<td class="nump">$ 1.50<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend percentage</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B-1 8.48% Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendsPerShareDeclared', window );">Preferred stock dividends per share, declared</a></td>
<td class="nump">$ 4.24<span></span>
</td>
<td class="nump">$ 4.24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend percentage</a></td>
<td class="nump">8.48%<span></span>
</td>
<td class="nump">8.48%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends declared during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareDeclared</td>
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<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage rate used to calculate dividend payments on preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendRatePercentage</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendsPerShareDeclared">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends declared during the period for each share of preferred stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendsPerShareDeclared</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<TEXT>
<html>
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<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217282276032">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements Of Financial Condition (Parenthetical) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="nump">$ 324,873<span></span>
</td>
<td class="nump">$ 298,695<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans, allowance for loan losses</a></td>
<td class="nump">27,500<span></span>
</td>
<td class="nump">$ 27,637<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnamortizedDebtIssuanceExpense', window );">Debt issuance costs</a></td>
<td class="nump">$ 1,045<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
<td class="nump">50,000,000<span></span>
</td>
<td class="nump">50,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
<td class="nump">14,397,509<span></span>
</td>
<td class="nump">14,397,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
<td class="nump">14,397,509<span></span>
</td>
<td class="nump">14,397,509<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, shares</a></td>
<td class="nump">213,374<span></span>
</td>
<td class="nump">279,461<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember', window );">Series A 3% Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value</a></td>
<td class="nump">$ 100<span></span>
</td>
<td class="nump">$ 100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
<td class="nump">1,533<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
<td class="nump">1,492<span></span>
</td>
<td class="nump">1,492<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding</a></td>
<td class="nump">1,492<span></span>
</td>
<td class="nump">1,492<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend percentage</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember', window );">Series B-1 8.48% Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value</a></td>
<td class="nump">$ 100<span></span>
</td>
<td class="nump">$ 100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
<td class="nump">200,000<span></span>
</td>
<td class="nump">200,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
<td class="nump">171,906<span></span>
</td>
<td class="nump">171,906<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding</a></td>
<td class="nump">171,906<span></span>
</td>
<td class="nump">171,906<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Preferred stock, dividend percentage</a></td>
<td class="nump">8.48%<span></span>
</td>
<td class="nump">8.48%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (g)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b)(1)(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph d<br><br><br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 6<br><br><br><br> -Section L<br><br><br><br> -Subsection 1<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage rate used to calculate dividend payments on preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockDividendRatePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28,29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnamortizedDebtIssuanceExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The remaining balance of debt issuance expenses that were capitalized and are being amortized against income over the lives of the respective bond issues. This does not include the amounts capitalized as part of the cost of the utility plant or asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UnamortizedDebtIssuanceExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=fisi_Series3PreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217527805408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract', window );"><strong>Accumulated Other Comprehensive Loss [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNoteTextBlock', window );">Accumulated Other Comprehensive Loss</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(9.) ACCUMULATED OTHER COMPREHENSIVE LOSS</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following table presents the components of other comprehensive income (loss) for the six month periods ended June 30, 2015 and 2014 (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="50%"> </td>
<td width="2%"> </td>
<td width="16%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="7%"> </td>
<td width="2%"> </td>
<td width="1%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Pre</font></b>-tax</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Net</font></b>-of-tax</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Tax Effect</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale and transferred securities:</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Change in unrealized gain/loss during the period</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,590</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,386</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,204</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Reclassification adjustment for net gains included in net income&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,208</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(466</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(742</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 7px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total securities available for sale and transferred securities</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,798</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,852</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,946</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of pension and post-retirement items:</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Prior service credit</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(24</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(9</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(15</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net actuarial losses</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">471</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">181</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">290</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 7px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total pension and post-retirement obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">447</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">172</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">275</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other comprehensive loss</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,351</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,680</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,671</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr><td colspan="11">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale and transferred securities:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Change in unrealized gain/loss during the period</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,168</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,821</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,347</font></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Reclassification adjustment for net gains included in net income&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,521</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(602</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(919</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total securities available for sale and transferred securities</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,647</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,219</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,428</font></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of pension and post-retirement items:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Prior service credit</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(24</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(9</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(15</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net actuarial losses</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">88</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">34</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">54</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total pension and post-retirement obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">64</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other comprehensive income</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,711</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,244</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,467</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1">(1) </font><font class="_mt"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Includes amounts related to the amortization/accretion of unrealized net gains and losses resulting from the Company's reclassification of available for sale investment securities to the held to maturity category. The unrealized net gains/losses will be amortized/accreted over the remaining life of the investment securities as an adjustment of yield.</font></font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Activity in accumulated other comprehensive loss, net of tax, for the six month periods ended June 30, 2015 and 2014 was as follows (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="52%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="1%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Available for</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Pension and</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Accumulated</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Sale and</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Post</font></b>-</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Transferred</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">retirement</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Comprehensive</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Obligations</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loss</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="52%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Balance at beginning of year</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,625</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(10,636</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(9,011</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other comprehensive income before reclassifications</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,204</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,204</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amounts reclassified from accumulated other comprehensive loss</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(742</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">275</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(467</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net current period other comprehensive income (loss)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,946</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">275</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,671</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Balance at end of period</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,321</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(10,361</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(11,682</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr><td width="93%" colspan="11">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="52%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Balance at beginning of year</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(5,337</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,850</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(10,187</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other comprehensive income before reclassifications</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,347</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,347</font></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amounts reclassified from accumulated other comprehensive loss</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(919</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(880</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net current period other comprehensive income</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,428</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,467</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="52%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Balance at end of period</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,091</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(4,811</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,720</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for six month periods ended June 30, 2015 and 2014 (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="37%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="7%"> </td>
<td width="2%"> </td>
<td width="32%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount Reclassified from</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Details About Accumulated Other</font></b></td>
<td align="right">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Accumulated Other</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Affected Line Item in the</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Comprehensive Loss Components</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Comprehensive Loss</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consolidated Statement of Income</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Realized gain on sale of investment securities</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,062</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,262</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net gain on disposal of investment securities</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of unrealized holding gains (losses)</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">on investment securities transferred from</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">available for sale to held to maturity</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">146</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">259</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Interest income</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,208</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,521</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total before tax</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(466</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(602</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income tax expense</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">742</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">919</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net of tax</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of pension and post-retirement items:</font></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Prior service credit&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Salaries and employee benefits</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net actuarial losses&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(471</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(88</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Salaries and employee benefits</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(447</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(64</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total before tax</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">172</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Income tax benefit</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(275</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(39</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net of tax</font></td></tr>
<tr><td colspan="8">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total reclassified for the period</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">467</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">880</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1">(1) </font><font class="_mt"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">These items are included in the computation of net periodic pension expense. See Note 11 &#8211; Employee Benefit Plans for additional information.</font></font></p> </div><span></span>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 17<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e716-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e709-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Reclassification Adjustments<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document And Entity Information - shares<br></strong></div></th>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Document and Entity Information Abstract</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217361713136">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation Plans<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Share-Based Compensation Plans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Share-Based Compensation Plans</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(10.) SHARE-BASED COMPENSATION PLANS</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company maintains certain stock-based compensation plans that were approved by the Company's shareholders and are administered by the Company's Board of Directors, or the Management Development and Compensation Committee of the Board. The share-based compensation plans were established to allow for the grant of compensation awards to attract, motivate and retain employees, executive officers and non-employee directors who contribute to the success and profitability of the Company by giving such persons a proprietary interest in the Company, thereby enhancing their personal interest in the Company's success.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company awarded grants of&nbsp;<font class="_mt">36,384</font> shares of restricted common stock to certain members of management during the six months ended June 30, 2015.&nbsp;<font class="_mt">Thirty</font> percent of the shares subject to each grant will be earned based upon achievement of an EPS performance requirement for the Company's fiscal year ended December 31, 2015. The remaining&nbsp;<font class="_mt">seventy</font> percent of the shares will be earned based on the Company's achievement of a relative total shareholder return ("TSR") performance requirement, on a percentile basis, compared to the SNL Small Cap Bank &amp; Thrifts Index over a <font class="_mt">three</font>-year performance period ended December 31, 2017. The shares earned based on the achievement of the EPS and TSR performance requirements, if any, will vest on February 25, 2018 assuming the recipient's continuous service to the Company.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The grant-date fair value of the TSR portion of the award granted during the six month period ended June 30, 2015 was determined using the Monte Carlo simulation model on the date of grant, assuming the following (i) expected term of&nbsp;<font class="_mt">2.85</font> years, (ii) risk free interest rate of <font class="_mt">0.92</font>%, (iii) expected dividend yield of <font class="_mt">3.53</font>% and (iv) expected stock price volatility over the expected term of the TSR award of <font class="_mt">26.8</font>%. The grant-date fair value of all other restricted stock awards is equal to the closing market price of the Company's common stock on the date of grant.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company granted&nbsp;<font class="_mt">12,700</font> additional shares of restricted common stock to management during the six months ended June 30, 2015. These shares will vest after completion of a <font class="_mt">three</font>-year service requirement. The average market price of the restricted stock awards on the date of grant was $<font class="_mt">22.79</font>.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">During the six months ended June 30, 2015, the Company issued a total of&nbsp;<font class="_mt">2,363</font> shares of common stock in-lieu of cash for the annual retainer of&nbsp;<font class="_mt">three</font> non-employee directors and granted a total of&nbsp;<font class="_mt">10,750</font> restricted shares of common stock to non-employee directors, of which&nbsp;<font class="_mt">5,380</font> shares vested immediately and&nbsp;<font class="_mt">5,370</font> shares will vest after completion of a <font class="_mt">one</font>-year service requirement. The market price of the stock and restricted stock on the date of grant was $<font class="_mt">23.25</font>.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The restricted stock </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#010202" size="2">awards granted to management and directors in 2015 do not have rights to dividends or dividend equivalents.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following is a summary of restricted stock award activity for the six month period ended June 30, 2015:</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="43%"> </td>
<td width="25%"> </td>
<td width="3%"> </td>
<td width="3%"> </td>
<td width="25%"> </td></tr>
<tr valign="bottom"><td width="43%" align="left">&nbsp;</td>
<td width="25%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Weighted</font></b></td></tr>
<tr valign="bottom"><td width="43%" align="left">&nbsp;</td>
<td width="25%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Average</font></b></td></tr>
<tr valign="bottom"><td width="43%" align="left">&nbsp;</td>
<td width="25%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Market</font></b></td></tr>
<tr valign="bottom"><td width="43%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Number of</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td>
<td width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Price at</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="43%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Shares</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Grant Date</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Outstanding at beginning of year</font></td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">59,113</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">17.24</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Granted</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">59,834</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">17.66</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Vested</font></td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(16,458</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20.80</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Forfeited</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,041</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20.39</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="43%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Outstanding at end of period</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">99,448</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="25%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">16.81</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">As of June 30, 2015, there was $<font class="_mt">1.1</font> million of unrecognized compensation expense related to unvested restricted stock awards that is expected to be recognized over a weighted average period of&nbsp;<font class="_mt">2.1</font> years.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company amortizes the expense related to restricted stock awards over the vesting period. Share-based compensation expense is recorded as a component of salaries and employee benefits in the consolidated statements of income for awards granted to management and as a component of other noninterest expense for awards granted to directors. The share-based compensation expense included in the consolidated statements of income is as follows (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="42%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td width="42%" align="left">&nbsp;</td>
<td style="text-indent: 6px;" width="15%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended</font></b></td>
<td width="12%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="27%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td>
<td width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="42%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="15%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="27%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="42%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 5px;" width="2%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" width="2%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="42%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Salaries and employee benefits</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">113</font></font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">75</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="text-indent: 6px;" bgcolor="#c6d9f1" width="12%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">191</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="13%" align="right">&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">156</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="42%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other noninterest expense</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">154</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">127</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" width="12%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">179</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right">&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">149</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="42%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total share-based compensation expense</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">202</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 6px;" bgcolor="#c6d9f1" width="12%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">370</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right">&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">305</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company uses the Black-Scholes valuation method to estimate the fair value of its stock option awards. There were no stock options awarded during 2015 or 2014. The following is a summary of stock option activity for the six months ended June 30, 2015 (dollars in thousands, except per share amounts):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="43%"> </td>
<td width="16%"> </td>
<td width="3%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="13%"> </td>
<td width="2%"> </td>
<td width="8%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Weighted</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Weighted</font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Average</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Average</font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Remaining</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Aggregate</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Number of</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Exercise</font></b></td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Contractual</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Intrinsic</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Options</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Price</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Term</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Outstanding at beginning of year</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">135,416</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19.25</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Exercised</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(8,722</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">18.96</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Expired</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(12,645</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20.15</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Outstanding and exercisable at end of period</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">114,049</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19.17</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1.7</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">646</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The aggregate intrinsic value (the amount by which the market price of the stock on the date of exercise exceeded the market price of the stock on the date of grant) of option exercises for the six months ended June 30, 2015 and 2014 was $<font class="_mt">39</font> thousand and $<font class="_mt">32</font> thousand, respectively. The total cash received as a result of option exercises under stock compensation plans for the six months ended June 30, 2015 and 2014 was $<font class="_mt">165</font> thousand and $<font class="_mt">132</font> thousand, respectively.</font></p> </div><span></span>
</td>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 40<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 50<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 14<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217281524256">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements Of Income - USD ($)<br> shares in Thousands, $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>Interest income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td>
<td class="nump">$ 20,446<span></span>
</td>
<td class="nump">$ 20,230<span></span>
</td>
<td class="nump">$ 40,583<span></span>
</td>
<td class="nump">$ 40,497<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecurities', window );">Interest and dividends on investment securities</a></td>
<td class="nump">5,513<span></span>
</td>
<td class="nump">4,653<span></span>
</td>
<td class="nump">10,373<span></span>
</td>
<td class="nump">9,445<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
<td class="nump">25,959<span></span>
</td>
<td class="nump">24,883<span></span>
</td>
<td class="nump">50,956<span></span>
</td>
<td class="nump">49,942<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest expense:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td>
<td class="nump">1,827<span></span>
</td>
<td class="nump">1,577<span></span>
</td>
<td class="nump">3,447<span></span>
</td>
<td class="nump">3,102<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseShortTermBorrowings', window );">Short-term borrowings</a></td>
<td class="nump">213<span></span>
</td>
<td class="nump">203<span></span>
</td>
<td class="nump">443<span></span>
</td>
<td class="nump">462<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseLongTermDebt', window );">Long-term borrowings</a></td>
<td class="nump">515<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">515<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
<td class="nump">2,555<span></span>
</td>
<td class="nump">1,780<span></span>
</td>
<td class="nump">4,405<span></span>
</td>
<td class="nump">3,564<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">23,404<span></span>
</td>
<td class="nump">23,103<span></span>
</td>
<td class="nump">46,551<span></span>
</td>
<td class="nump">46,378<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
<td class="nump">1,288<span></span>
</td>
<td class="nump">1,758<span></span>
</td>
<td class="nump">4,029<span></span>
</td>
<td class="nump">3,864<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for loan losses</a></td>
<td class="nump">22,116<span></span>
</td>
<td class="nump">21,345<span></span>
</td>
<td class="nump">42,522<span></span>
</td>
<td class="nump">42,514<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>Noninterest income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Service charges on deposits</a></td>
<td class="nump">1,964<span></span>
</td>
<td class="nump">2,241<span></span>
</td>
<td class="nump">3,843<span></span>
</td>
<td class="nump">4,491<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InsuranceServicesRevenue', window );">Insurance income</a></td>
<td class="nump">1,057<span></span>
</td>
<td class="nump">16<span></span>
</td>
<td class="nump">2,665<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_AtmAndDebitCard', window );">ATM and debit card</a></td>
<td class="nump">1,283<span></span>
</td>
<td class="nump">1,257<span></span>
</td>
<td class="nump">2,476<span></span>
</td>
<td class="nump">2,431<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BrokerageCommissionsRevenue', window );">Investment advisory</a></td>
<td class="nump">541<span></span>
</td>
<td class="nump">561<span></span>
</td>
<td class="nump">1,028<span></span>
</td>
<td class="nump">1,123<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Company owned life insurance</a></td>
<td class="nump">493<span></span>
</td>
<td class="nump">425<span></span>
</td>
<td class="nump">960<span></span>
</td>
<td class="nump">828<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_NoninterestIncomeInvestmentsInLimitedPartnerships', window );">Investments in limited partnerships</a></td>
<td class="nump">55<span></span>
</td>
<td class="nump">81<span></span>
</td>
<td class="nump">529<span></span>
</td>
<td class="nump">707<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingFeesNet', window );">Loan servicing</a></td>
<td class="nump">96<span></span>
</td>
<td class="nump">176<span></span>
</td>
<td class="nump">263<span></span>
</td>
<td class="nump">330<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gain on sale of loans held for sale</a></td>
<td class="nump">39<span></span>
</td>
<td class="nump">50<span></span>
</td>
<td class="nump">108<span></span>
</td>
<td class="nump">155<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gain on disposal of investment securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">949<span></span>
</td>
<td class="nump">1,062<span></span>
</td>
<td class="nump">1,262<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherAssets', window );">Net gain (loss) on disposal of other assets</a></td>
<td class="nump">16<span></span>
</td>
<td class="nump">24<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other</a></td>
<td class="nump">911<span></span>
</td>
<td class="nump">797<span></span>
</td>
<td class="nump">1,798<span></span>
</td>
<td class="nump">1,561<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total noninterest income</a></td>
<td class="nump">6,455<span></span>
</td>
<td class="nump">6,577<span></span>
</td>
<td class="nump">14,752<span></span>
</td>
<td class="nump">12,934<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>Noninterest expense:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="nump">10,606<span></span>
</td>
<td class="nump">9,063<span></span>
</td>
<td class="nump">20,829<span></span>
</td>
<td class="nump">18,319<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and equipment</a></td>
<td class="nump">3,375<span></span>
</td>
<td class="nump">3,139<span></span>
</td>
<td class="nump">7,074<span></span>
</td>
<td class="nump">6,374<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional services</a></td>
<td class="nump">866<span></span>
</td>
<td class="nump">1,384<span></span>
</td>
<td class="nump">1,834<span></span>
</td>
<td class="nump">2,356<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Computer and data processing</a></td>
<td class="nump">810<span></span>
</td>
<td class="nump">777<span></span>
</td>
<td class="nump">1,512<span></span>
</td>
<td class="nump">1,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesAndPostageExpense', window );">Supplies and postage</a></td>
<td class="nump">508<span></span>
</td>
<td class="nump">535<span></span>
</td>
<td class="nump">1,071<span></span>
</td>
<td class="nump">1,047<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC assessments</a></td>
<td class="nump">415<span></span>
</td>
<td class="nump">388<span></span>
</td>
<td class="nump">833<span></span>
</td>
<td class="nump">810<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingAndAdvertisingExpense', window );">Advertising and promotions</a></td>
<td class="nump">238<span></span>
</td>
<td class="nump">214<span></span>
</td>
<td class="nump">477<span></span>
</td>
<td class="nump">393<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other</a></td>
<td class="nump">2,418<span></span>
</td>
<td class="nump">2,308<span></span>
</td>
<td class="nump">4,617<span></span>
</td>
<td class="nump">4,222<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total noninterest expense</a></td>
<td class="nump">19,236<span></span>
</td>
<td class="nump">17,808<span></span>
</td>
<td class="nump">38,247<span></span>
</td>
<td class="nump">35,021<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="nump">9,335<span></span>
</td>
<td class="nump">10,114<span></span>
</td>
<td class="nump">19,027<span></span>
</td>
<td class="nump">20,427<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">2,750<span></span>
</td>
<td class="nump">3,082<span></span>
</td>
<td class="nump">5,641<span></span>
</td>
<td class="nump">6,176<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">6,585<span></span>
</td>
<td class="nump">7,032<span></span>
</td>
<td class="nump">13,386<span></span>
</td>
<td class="nump">14,251<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockCash', window );">Preferred stock dividends</a></td>
<td class="nump">366<span></span>
</td>
<td class="nump">365<span></span>
</td>
<td class="nump">731<span></span>
</td>
<td class="nump">731<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income available to common shareholders</a></td>
<td class="nump">$ 6,219<span></span>
</td>
<td class="nump">$ 6,667<span></span>
</td>
<td class="nump">$ 12,655<span></span>
</td>
<td class="nump">$ 13,520<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings per common share (Note 3):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic</a></td>
<td class="nump">$ 0.44<span></span>
</td>
<td class="nump">$ 0.48<span></span>
</td>
<td class="nump">$ 0.90<span></span>
</td>
<td class="nump">$ 0.98<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted</a></td>
<td class="nump">0.44<span></span>
</td>
<td class="nump">0.48<span></span>
</td>
<td class="nump">0.90<span></span>
</td>
<td class="nump">0.98<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Cash dividends declared per common share</a></td>
<td class="nump">$ 0.20<span></span>
</td>
<td class="nump">$ 0.19<span></span>
</td>
<td class="nump">$ 0.40<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasicAbstract', window );"><strong>Weighted average common shares outstanding:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Basic</a></td>
<td class="nump">14,078<span></span>
</td>
<td class="nump">13,791<span></span>
</td>
<td class="nump">14,071<span></span>
</td>
<td class="nump">13,782<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Diluted</a></td>
<td class="nump">14,121<span></span>
</td>
<td class="nump">13,838<span></span>
</td>
<td class="nump">14,118<span></span>
</td>
<td class="nump">13,831<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_AtmAndDebitCard">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>ATM and debit card</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_AtmAndDebitCard</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_NoninterestIncomeInvestmentsInLimitedPartnerships">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Noninterest income from investments in limited partnerships.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_NoninterestIncomeInvestmentsInLimitedPartnerships</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BrokerageCommissionsRevenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of commission revenue from buying and selling securities on behalf of customers.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 940<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 05<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709949&amp;loc=d3e40544-110947<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(a),(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BrokerageCommissionsRevenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends declared during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareDeclared</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 405<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPreferredStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.21)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 52<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.23)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 21<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.21)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 21<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalDepositInsuranceCorporationPremiumExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FeesAndCommissionsDepositorAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of other assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph h<br><br><br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 7<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.3(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSalesOfLoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 940<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35710027&amp;loc=d3e41242-110953<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Income Tax Expense (or Benefit)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph h<br><br><br><br> -Article 4<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses incurred in the period for information technology and data processing products and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationTechnologyAndDataProcessing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InsuranceServicesRevenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Revenue from insurance services, including net premiums earned, gain on sale of insurance block, agency management fees and insurance contract fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.1,4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InsuranceServicesRevenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.1-5)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 1, 2 , 3, 4, 5<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperatingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.2,3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 35<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24721-111560<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 2, 3<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 835<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.9)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 9<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 6<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseLongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest paid or due on all long-term debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseLongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseShortTermBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest expense incurred on short-term borrowings including commercial paper and Federal funds purchased and securities sold under agreements to repurchase.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 7<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseShortTermBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingAndAdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total expense recognized in the period for promotion, public relations, and brand or product advertising.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketingAndAdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 14<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOtherOperatingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 840<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OccupancyNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 946<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 946<br><br><br><br> -SubTopic 225<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 3<br><br><br><br> -Subparagraph (k)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfessionalFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to estimated loss from loan and lease transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.11)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 11<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanAndLeaseLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingFeesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of revenue from servicing real estate mortgages, credit cards, and other financial assets held by others. Includes premiums received in lieu of regular servicing fees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingFeesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SuppliesAndPostageExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of expenses directly related to the supplies and postage.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SuppliesAndPostageExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasicAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasicAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368238544">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Investment Securities</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(4.) INVESTMENT SECURITIES</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The amortized cost and fair value of investment securities are summarized below (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="38%"> </td>
<td width="2%"> </td>
<td width="16%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="3%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amortized</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Cost</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Gains</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">sponsored enterprises</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">271,774</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">777</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,474</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">270,077</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">227,129</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,933</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,307</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">226,755</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28,840</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">501</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">204</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29,137</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">43,804</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,728</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">45,532</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateralized mortgage obligations:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83,447</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">514</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,132</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">82,829</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,268</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">186</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,752</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">92,702</font></td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">23,828</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">470</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,259</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Privately issued</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,123</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,123</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total collateralized mortgage obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">202,543</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,293</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,923</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">200,913</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">502,316</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,455</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,434</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">502,337</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Asset-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">225</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">225</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total available for sale securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">774,090</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,457</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,908</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity:</font></b></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">State and political subdivisions</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">289,713</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,790</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">451</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">294,052</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,280</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,200</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,827</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">211</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,621</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">31,107</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">297</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,821</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total held to maturity securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">320,820</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,801</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">748</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">324,873</font></td></tr></table>

<table cellspacing="0" border="0">
<tr><td width="38%"> </td>
<td width="2%"> </td>
<td width="16%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="3%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">sponsored enterprises</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">160,334</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,116</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">975</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">160,475</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">184,857</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,344</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,264</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">185,937</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29,478</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">799</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,270</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">48,800</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,022</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">50,822</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateralized mortgage obligations:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">76,247</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">489</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">944</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">75,792</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">89,623</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">199</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,585</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">87,237</font></td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29,954</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">598</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">40</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,512</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Privately issued</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,218</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,218</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total collateralized mortgage obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">195,824</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,504</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,569</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">194,759</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">458,959</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,669</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,840</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">461,788</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Asset-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">231</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">231</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total available for sale securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">619,293</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,016</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,815</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity:</font></b></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">State and political subdivisions</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">277,273</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,231</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">120</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">281,384</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,279</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,303</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,886</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">122</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,008</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">17,165</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">146</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">17,311</font></td></tr>
<tr valign="bottom"><td style="text-indent: 11px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total held to maturity securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">294,438</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,377</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">120</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">298,695</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Investment securities with a total fair value of $<font class="_mt">846.9</font> million at June 30, 2015 were pledged as collateral to secure public deposits and for other purposes required or permitted by law.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Sales and calls of securities available for sale were as follows (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="37%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="5%"> </td>
<td width="10%"> </td>
<td width="4%"> </td>
<td width="12%"> </td>
<td width="5%"> </td>
<td width="8%"> </td></tr>
<tr valign="bottom"><td width="37%" align="left">&nbsp;</td>
<td style="text-indent: 6px;" width="28%" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended</font></b></td>
<td width="4%" align="left">&nbsp;</td>
<td width="25%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td></tr>
<tr valign="bottom"><td width="37%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="28%" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="37%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 4px;" width="2%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="37%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Proceeds from sales</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="5%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">41,958</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29,508</font></td>
<td bgcolor="#c6d9f1" width="5%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">61,428</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="37%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Gross realized gains</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">949</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,073</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,262</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="37%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Gross realized losses</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The scheduled maturities of securities available for sale and securities held to maturity at June 30, 2015 are shown below (in thousands).</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Actual expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations.</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="67%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="4%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td width="67%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amortized</font></b></td>
<td width="4%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="67%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Cost</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="67%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Debt securities available for sale:</font></b></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due in one year or less</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,008</font></td>
<td width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,008</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due from one to five years</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">166,519</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">166,266</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due after five years through ten years</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">328,808</font></td>
<td width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">328,993</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due after ten years</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">248,755</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">247,372</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="67%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">774,090</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="67%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Debt securities held to maturity:</font></b></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due in one year or less</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,064</font></td>
<td width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,158</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due from one to five years</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">161,041</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">164,083</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due after five years through ten years</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">107,099</font></td>
<td width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">108,259</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due after ten years</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28,616</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28,373</font></td></tr>
<tr valign="bottom"><td width="67%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">320,820</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">324,873</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="34%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td width="34%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Less than 12 months</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="20%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">12 months or longer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr valign="bottom"><td width="34%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="text-indent: 4px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="center">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b></td>
<td width="3%" align="center">&nbsp;</td>
<td style="text-indent: 4px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b>&nbsp;</td>
<td width="2%" align="center">&nbsp;</td>
<td style="text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b>&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">sponsored enterprises</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">162,940</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,110</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,637</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">364</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">187,577</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,474</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">93,817</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,779</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">34,433</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">528</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">128,250</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,307</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,005</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">204</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,005</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">204</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateralized mortgage obligations:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 5px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,181</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">271</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,886</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">861</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">44,067</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,132</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,765</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">484</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">61,553</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,268</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83,318</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,752</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,306</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,306</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total collateralized mortgage obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">45,946</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83,745</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,168</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">129,691</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,923</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 11px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">145,768</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,738</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">118,178</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,696</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">263,946</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,434</font></td></tr>
<tr valign="bottom"><td style="text-indent: 11px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total available for sale securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">308,708</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,848</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">142,815</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,060</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">451,523</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,908</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">State and political subdivisions</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">35,997</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">451</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">35,997</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">451</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,724</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,724</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">15,328</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">211</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">15,328</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">211</font></td></tr>
<tr valign="bottom"><td style="text-indent: 11px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total held to maturity securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">57,049</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">748</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">57,049</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">748</font></td></tr>
<tr valign="bottom"><td width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total temporarily impaired securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">365,757</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,596</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">142,815</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,060</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">508,572</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,656</font></td></tr>
<tr><td width="34%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td width="34%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Less than 12 months</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="20%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">12 months or longer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" colspan="2" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="34%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="text-indent: 4px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b></td>
<td width="3%" align="right">&nbsp;</td>
<td style="text-indent: 4px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b>&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b>&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">sponsored enterprises</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">34,995</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">77</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">41,070</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">898</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">76,065</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">975</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,242</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">62,592</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,256</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">64,834</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,264</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,387</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,387</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateralized mortgage obligations:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 5px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,228</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25,644</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">920</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">36,872</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">944</font></td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">76,126</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,585</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">76,126</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,585</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,510</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">40</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,510</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">40</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total collateralized mortgage obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,228</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">104,280</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,545</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">115,508</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,569</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">16,857</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">166,872</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,801</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">183,729</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,840</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total available for sale securities</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">51,852</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">116</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">207,942</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,699</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">259,794</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,815</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">State and political subdivisions</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">18,036</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">120</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">18,036</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">120</font></td></tr>
<tr valign="bottom"><td width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total temporarily impaired securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">69,888</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">236</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">207,942</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,699</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">277,830</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,935</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The total number of security positions in the investment portfolio in an unrealized loss position at June 30, 2015 was&nbsp;<font class="_mt">243</font> compared to&nbsp;<font class="_mt">122</font> at December 31, 2014. At June 30, 2015, the Company had positions in&nbsp;<font class="_mt">32</font> investment securities with a fair value of $142.8 million and a total unrealized loss of $4.1 million that have been in a continuous unrealized loss position for more than 12 months. At June 30, 2015, there were a total of&nbsp;<font class="_mt">211</font> securities positions in the Company's investment portfolio with a fair value of $365.8 million and a total unrealized loss of $5.6 million that had been in a continuous unrealized loss position for less than 12 months. At December 31, 2014, the Company had positions in&nbsp;<font class="_mt">51</font> investment securities with a fair value of $207.9 million and a total unrealized loss of $5.7 million that have been in a continuous unrealized loss position for more than 12 months. At December 31, 2014, there were a total of&nbsp;<font class="_mt">71</font> securities positions in the Company's investment portfolio with a fair value of $69.9 million and a total unrealized loss of $236 thousand that had been in a continuous unrealized loss position for less than 12 months. The unrealized loss on investment securities was predominantly caused by changes in market interest rates subsequent to purchase. The fair value of most of the investment securities in the Company's portfolio fluctuates as market interest rates change.The Company reviews investment securities on an ongoing basis for the presence of OTTI with formal reviews performed quarterly. When evaluating debt securities for OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intention to sell the debt security or whether it is more likely than not that it will be required to sell the debt security before its anticipated recovery. The assessment of whether OTTI exists involves a high degree of subjectivity and judgment and is based on the information then available to management. There was no impairment recorded during the six months ended June 30, 2015 and 2014.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Based on management's review and evaluation of the Company's debt securities as of June 30, 2015, the debt securities with unrealized losses were not considered to be OTTI. As of June 30, 2015, the Company did not intend to sell any of the securities in a loss position and believes that it is not likely that it will be required to sell any such securities before the anticipated recovery of amortized cost. Accordingly, as of June 30, 2015, management has concluded that unrealized losses on its investment securities are temporary and no further impairment loss has been realized in the Company's consolidated statements of income.</font></p> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<td style="white-space:nowrap;">us-gaap_InvestmentsAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for  investments in certain debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -Glossary Debt Security<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -Glossary Equity Security<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 320<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br><br><br><br></p></div>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217593909152">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Common Share<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Common Share</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(3.) EARNINGS PER COMMON SHARE ("EPS")</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following table presents a reconciliation of the earnings and shares used in calculating basic and diluted EPS (in thousands, except per share amounts).</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="44%"> </td>
<td width="4%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="6%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net income available to common shareholders</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,219</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,667</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,655</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,520</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr><td bgcolor="#c6d9f1" colspan="13">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Weighted average common shares outstanding:</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total shares issued</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,398</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,162</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,398</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,162</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Unvested restricted stock awards</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(100</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(67</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(87</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(65</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Treasury shares</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(220</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(304</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(240</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(315</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total basic weighted average common shares outstanding</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,078</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,791</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,071</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,782</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr><td bgcolor="#c6d9f1" colspan="13">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 4px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Incremental shares from assumed:</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 7px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Exercise of stock options</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">22</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">22</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Vesting of restricted stock awards</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total diluted weighted average common shares outstanding</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,121</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,838</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,118</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,831</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr><td colspan="13">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Basic earnings per common share</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.44</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.48</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.90</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.98</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Diluted earnings per common share</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.44</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.48</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.90</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0.98</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">For each of the periods presented, average shares subject to the following instruments were excluded from the computation of diluted EPS because the effect would be antidilutive:</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

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<td width="12%" align="center"> </td>
<td width="13%" align="center"> </td>
<td width="11%" align="center"> </td>
<td width="12%" align="center"> </td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock options</font></td>
<td bgcolor="#c6d9f1" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="13%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">&nbsp;2</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p><br /> </div><span></span>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217284281840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis Of Presentation And Summary Of Significant Accounting Policies (Policy)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Basis of Presentation And Summary Of Significant Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_NatureOfBusinessOperationsPolicyTextBlock', window );">Nature Of Operations</a></td>
<td class="text"><div> <div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Nature of Operations</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Financial Institutions, Inc., (the "Parent" or the "Company") is a financial holding company organized in 1931 under the laws of New York State. The Company offers a broad array of deposit, lending and other financial services to individuals, municipalities and businesses in Western and Central New York through its wholly-owned New York chartered banking subsidiary, Five Star Bank (the "Bank"). The Company has also expanded its indirect lending network to include relationships with franchised automobile dealers in the Capital District of New York and Northern Pennsylvania. On August 1, 2014, the Company acquired Scott Danahy Naylon Co., Inc., a full service insurance agency located in Amherst, New York. The Company provides insurance and risk consulting services through its wholly-owned insurance subsidiary, Scott Danahy Naylon, LLC ("SDN").</font></p></div> </div><span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock', window );">Basis Of Presentation</a></td>
<td class="text"><div> <div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Basis of Presentation</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The consolidated financial statements include the accounts of Financial Institutions, Inc. and its subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies conform to U.S. generally accepted accounting principles ("GAAP"). Certain information and footnote disclosures normally included in financial statements prepared in conformity with GAAP have been condensed or omitted pursuant to applicable rules and regulations of the Securities and Exchange Commission. However, in the opinion of management, the accompanying consolidated financial statements reflect all adjustments of a normal and recurring nature necessary for a fair presentation of the consolidated statements of financial condition, income, comprehensive income, changes in shareholders' equity and cash flows for the periods indicated, and contain adequate disclosure to make the information presented not misleading. Prior years' consolidated financial statements are re-classified whenever necessary to conform to the current year's presentation. These consolidated financial statements should be read in conjunction with the Company's 2014 Annual Report on Form 10-K for the year ended December 31, 2014. The results of operations for any interim periods are not necessarily indicative of the results which may be expected for the entire year</font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#ff0000" size="2">.</font></p></div> </div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SubsequentEventsPolicyPolicyTextBlock', window );">Subsequent Events</a></td>
<td class="text"><div> <div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Subsequent Events</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company has evaluated events and transactions for potential recognition or disclosure through the day the financial statements were issued and determined that there were no subsequent events.</font></p></div> </div><span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use Of Estimates</a></td>
<td class="text"><div> <div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Use of Estimates</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for loan losses, the carrying value of goodwill and deferred tax assets, the valuation and other than temporary impairment ("OTTI") considerations related to the securities portfolio, and assumptions used in the defined benefit pension plan accounting.</font></p></div> </div><span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">Recent Accounting Pronouncements</a></td>
<td class="text"><div> <div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recent Accounting Pronouncements</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In May 2014, the Financial Accounting Standards Board issued Accounting Standards Update ("ASU") No. 2014-09, </font><i><font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2">Revenue from Contracts with Customers (Topic 606). </font></i><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core principle, an entity should apply the following steps: (i) identify the contract(s) with a customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract and (v) recognize revenue when (or as) the entity satisfies a performance obligation. The effective date was recently deferred for one year to the interim and annual periods beginning on or after December 15, 2017. Early adoption is permitted as of the original effective date &#8211; interim and annual periods beginning on or after December 15, 2016. The Company is evaluating the potential impact of ASU 2014-09 on the Company's financial statements.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In June 2014, the FASB issued ASU 2014-12, </font><i><font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2">Compensation&#8212;Stock Compensation (Topic 718)</font></i><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">. The pronouncement was issued to clarify the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. ASU 2014-12 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. The adoption of ASU 2014-12 is not expected to have a significant impact on the Company's financial statements.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In January 2015, the FASB issued ASU 2015-01, </font><i><font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2">Income Statement - Extraordinary and Unusual Items (Subtopic 225-20) &#8211; Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items</font></i><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">. ASU 2015-01 eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. ASU 2015-01 is not expected to have a significant impact on the Company's financial statements.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In April 2015, the FASB issued ASU 2015-03, </font><i><font class="_mt" style="font-family: TimesNewRomanPS-ItalicMT,Times New Roman,Times,serif;" size="2">Simplifying the Presentation of Debt Issuance Costs</font></i><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">. Under ASU 2015-03 the Company will present debt issuance costs in the balance sheet as a reduction from the related debt liability rather than as an asset. Amortization of such costs will continue to be reported as interest expense. ASU 2015-03 will be effective for the Company beginning January 1, 2016, though early adoption is permitted. Retrospective adoption is required. The Company early adopted this standard during the quarter ended June 30, 2015, concurrent with the issuance of the Subordinated Notes described in Note 7. Unamortized debt issuance costs of $1.0 million are included in the net balance of long-term borrowings reported on the Consolidated Statements of Financial Condition. Retrospective application of this standard did not impact previously issued financial statements.</font></p></div> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217593911104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefit Plans<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
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<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock', window );">Employee Benefit Plans</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(11.) EMPLOYEE BENEFIT PLANS</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The components of the Company's net periodic benefit expense for its pension and post-retirement obligations were as follows (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

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<td width="3%"> </td>
<td width="7%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="text-indent: 6px;" colspan="5" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended</font></b></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td colspan="4" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Service cost</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">581</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">480</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,162</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">959</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Interest cost on projected benefit obligation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">583</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">573</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,166</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,147</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Expected return on plan assets</font></td>
<td bgcolor="#c6d9f1" colspan="2" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,205</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,030</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,410</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,059</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of prior service credit</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(12</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(12</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization of net actuarial losses</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">235</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">44</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">471</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">88</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net periodic pension expense</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">182</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">55</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">365</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">111</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The net periodic benefit expense is recorded as a component of salaries and employee benefits in the consolidated statements of income. The Company's funding policy is to contribute, at a minimum, an actuarially determined amount that will satisfy the minimum funding requirements determined under the appropriate sections of the Internal Revenue Code. The Company has no minimum required contribution for the 2015 fiscal year.</font></p> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for pension and other postretirement benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 80<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35742057&amp;loc=SL14450702-114947<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e2410-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 60<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39675-114964<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 70<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414718&amp;loc=d3e28014-114942<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 60<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414199&amp;loc=d3e39622-114963<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368420832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Borrowings<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Borrowings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureTextBlock', window );">Borrowings</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(7.) BORROWINGS</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company classifies borrowings as short-term or long-term in accordance with the original terms of the agreement. Outstanding borrowings consisted of the following as of the dates indicated (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="46%"> </td>
<td width="2%"> </td>
<td width="35%"> </td>
<td width="2%"> </td>
<td width="11%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td align="right">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31,</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Short-term borrowings:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Short-term FHLB borrowings</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">350,600</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">295,300</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Repurchase agreements</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39,504</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total short-term borrowings</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">350,600</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">334,804</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Long-term borrowings:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Subordinated notes, net</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">38,955</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total borrowings</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">389,555</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">334,804</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><u><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Subordinated Notes</font></u></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">On April 15, 2015, the Company issued $<font class="_mt">40.0</font> million of <font class="_mt">6.0</font>% fixed to floating rate subordinated notes due April 15, 2030 (the "Subordinated Notes") to certain accredited investors. The Subordinated Notes bear interest at a fixed rate of 6.0% per year, payable semi-annually, for the first&nbsp;<font class="_mt">10</font> years. From April 15, 2025 to the April 15, 2030 maturity date, the interest rate will reset quarterly to an annual interest rate equal to the then current three-month London Interbank Offered Rate (LIBOR) plus <font class="_mt">3.944</font>%, payable quarterly. The Subordinated Notes are redeemable by the Company at any quarterly interest payment date beginning on April 15, 2025 to maturity at par, plus accrued and unpaid interest. Proceeds, net of debt issuance costs of $<font class="_mt">1.1</font> million, were $<font class="_mt">38.9</font> million. The net proceeds from this offering were used for general corporate purposes, including but not limited to, contribution of capital to the Bank to support both organic growth and opportunistic acquisitions. The Subordinated Notes qualify as Tier 2 capital for regulatory purposes.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company adopted ASU 2015-03 that requires debt issuance costs to be reported as a direct deduction from the face of the Notes and not as a deferred charge. Refer to Note 1 for additional information. The debt issuance costs will be amortized as an adjustment to interest expense over&nbsp;<font class="_mt">15</font> years.</font></p> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19,20,22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19, 20, 22<br><br><br><br> -Article 5<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217357113488">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Shareholders' Equity (Changes In Shares Of Common Stock) (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_ShareholdersEquityLineItems', window );"><strong>Shareholders Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Shares outstanding, beginning balance</a></td>
<td class="nump">14,397,509<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, beginning balance</a></td>
<td class="nump">279,461<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Shares issued, beginning balance</a></td>
<td class="nump">14,397,509<span></span>
</td>
<td class="nump">14,161,597<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross', window );">Restricted stock awards issued</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited', window );">Restricted stock awards forfeited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury stock purchases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued', window );">Stock awards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Shares outstanding, ending balance</a></td>
<td class="nump">14,397,509<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, ending balance</a></td>
<td class="nump">213,374<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Shares issued, ending balance</a></td>
<td class="nump">14,397,509<span></span>
</td>
<td class="nump">14,161,597<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_ShareholdersEquityLineItems', window );"><strong>Shareholders Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Shares outstanding, beginning balance</a></td>
<td class="nump">14,118,048<span></span>
</td>
<td class="nump">13,829,355<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross', window );">Restricted stock awards issued</a></td>
<td class="nump">59,834<span></span>
</td>
<td class="nump">43,242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited', window );">Restricted stock awards forfeited</a></td>
<td class="num">(3,041)<span></span>
</td>
<td class="num">(8,144)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Stock options exercised</a></td>
<td class="nump">8,722<span></span>
</td>
<td class="nump">7,125<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury stock purchases</a></td>
<td class="num">(1,791)<span></span>
</td>
<td class="num">(9,102)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued', window );">Stock awards</a></td>
<td class="nump">$ 2,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Shares outstanding, ending balance</a></td>
<td class="nump">14,184,135<span></span>
</td>
<td class="nump">13,862,476<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_TreasuryStockMember', window );">Treasury Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_ShareholdersEquityLineItems', window );"><strong>Shareholders Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, beginning balance</a></td>
<td class="nump">279,461<span></span>
</td>
<td class="nump">332,242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross', window );">Restricted stock awards issued</a></td>
<td class="num">(59,834)<span></span>
</td>
<td class="num">(43,242)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited', window );">Restricted stock awards forfeited</a></td>
<td class="nump">3,041<span></span>
</td>
<td class="nump">8,144<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Stock options exercised</a></td>
<td class="num">(8,722)<span></span>
</td>
<td class="num">(7,125)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury stock purchases</a></td>
<td class="nump">1,791<span></span>
</td>
<td class="nump">9,102<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued', window );">Stock awards</a></td>
<td class="num">$ (2,363)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, ending balance</a></td>
<td class="nump">213,374<span></span>
</td>
<td class="nump">299,121<span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Shareholders Equity [Line Items]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares related to Restricted Stock Award forfeited during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of shares issued during the period, including shares forfeited, as a result of Restricted Stock Awards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)(iv)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28,29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30<br><br><br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the value of treasury stock (units) reissued during the period, excluding reissuance of shares (units) held in treasury used to satisfy equity-based compensation obligations exercised by the holders of such rights. Upon reissuance of shares (units) from treasury, either the common or preferred stock (unit) reissued is outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueTreasuryStockReissued</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28,29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockSharesAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and are being held in treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30<br><br><br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockSharesAcquired</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_TreasuryStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_TreasuryStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217282363440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDisclosureAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(5.) LOANS</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company's loan portfolio consisted of the following as of the dates indicated (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="53%"> </td>
<td width="3%"> </td>
<td width="8%"> </td>
<td width="3%"> </td>
<td width="11%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="9%"> </td>
<td width="3%"> </td></tr>
<tr valign="bottom"><td width="53%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Principal</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Net Deferred</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loan Costs</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(Fees)</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loans, Net</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="53%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,674</font></td>
<td width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">117</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,791</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">538,034</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,444</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">536,590</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(97</font></td>
<td width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,162</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Home equity</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,209</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">398,854</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,679</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">666,550</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other consumer</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">185</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,326</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,978,624</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,649</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,009,273</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Allowance for loan losses</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(27,500</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total loans, net</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,981,773</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td></tr>
<tr><td width="94%" colspan="9">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267,377</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">32</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267,409</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">476,407</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,315</font></td>
<td width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">475,092</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">100,241</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(140</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">100,101</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Home equity</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">379,774</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,841</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">386,615</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">636,357</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25,316</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">661,673</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other consumer</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,915</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">197</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,112</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,881,071</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,931</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,912,002</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Allowance for loan losses</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(27,637</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total loans, net</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,884,365</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans held for sale (not included above) were comprised entirely of residential real estate mortgages and totaled $448 thousand and $755 thousand as of June 30, 2015 and December 31, 2014, respectively.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Past Due Loans Aging</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company's recorded investment, by loan class, in current and nonaccrual loans, as well as an analysis of accruing delinquent loans is set forth as of the dates indicated (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="18%"> </td>
<td width="5%"> </td>
<td width="7%"> </td>
<td width="4%"> </td>
<td width="6%"> </td>
<td width="7%"> </td>
<td width="6%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="3%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td width="18%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="5%" align="center">&nbsp;</td>
<td width="7%" align="center">&nbsp;</td>
<td width="4%" align="center">&nbsp;</td>
<td width="6%" align="center">&nbsp;</td>
<td width="7%" align="center">&nbsp;</td>
<td width="6%" align="center">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Greater</font></b></td>
<td width="2%" align="center">&nbsp;</td>
<td width="8%" align="center">&nbsp;</td>
<td width="2%" align="center">&nbsp;</td>
<td width="9%" align="center">&nbsp;</td>
<td width="3%" align="center">&nbsp;</td>
<td width="11%" align="center">&nbsp;</td>
<td width="2%" align="center">&nbsp;</td>
<td width="9%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td width="18%" align="left">&nbsp;</td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">30-59 Days</font></b></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">60-89 Days</font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Than 90</font></b></font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="8%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total Past</font></b>&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Past Due</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Past Due</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="center">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Days</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Due</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Nonaccrual</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Current</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total Loans</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; background-color: rgb(198,217,241);" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; background-color: rgb(198,217,241);" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td width="5%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">605</font></td>
<td width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="7%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;<font class="_mt" style="font-family: 'Times New Roman';" size="2">$</font></td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">605</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,643</font></td>
<td width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">287,426</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,674</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">606</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">606</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,070</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">534,358</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">538,034</font></td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage</font></td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">192</font></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="7%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">192</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,628</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">93,439</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Home equity</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">454</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">78</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">532</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">619</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">390,494</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect</font></td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,708</font></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">364</font></td>
<td width="7%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,072</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">728</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">639,071</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other consumer</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">52</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">147</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">18,983</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total loans, gross</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,651</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">494</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,154</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,699</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,963,771</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,978,624</font></td></tr>
<tr><td width="99%" colspan="15">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;<font class="_mt" style="font-family: 'Times New Roman';" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,288</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">263,061</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267,377</font></td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83</font></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="7%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,020</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">473,304</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">476,407</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">321</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">321</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,194</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">98,726</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">100,241</font></td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Home equity</font></td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">799</font></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">67</font></td>
<td width="7%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">866</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">463</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">378,445</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">379,774</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,429</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">402</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,831</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,169</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">632,357</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">636,357</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other consumer</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">148</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">48</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">204</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,700</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,915</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total loans, gross</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,808</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">517</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,333</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,145</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,866,593</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,881,071</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">There were no loans past due greater than 90 days and still accruing interest as of June 30, 2015 and December 31, 2014. There were $9 thousand and $8 thousand in consumer overdrafts which were past due greater than 90 days as of June 30, 2015 and December 31, 2014, respectively. Consumer overdrafts are overdrawn deposit accounts which have been reclassified as loans but by their terms do not accrue interest.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Troubled Debt Restructurings</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">A modification of a loan constitutes a troubled debt restructuring ("TDR") when a borrower is experiencing financial difficulty and the modification constitutes a concession. Commercial loans modified in a TDR may involve temporary interest-only payments, term extensions, reducing the interest rate for the remaining term of the loan, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, collateral concessions, forgiveness of principal, forebearance agreements, or substituting or adding a new borrower or guarantor.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following table presents information related to loans modified in a TDR during the quarterly periods indicated (dollars in thousands).</font></p>

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<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="14%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Quarter-to-Date</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Year-to-Date</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td width="14%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td width="14%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Pre<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">-</font></b></font></b>Modification</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Post</font></b>-</font></b>Modification</font></b>&nbsp;</td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Pre</font></b>-</font></b>Modification</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Post-</font></b>Modification</font></b>&nbsp;</td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td width="14%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td width="14%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Number of</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Number of</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Contracts</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Contracts</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="21%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2</font></td>
<td style="text-indent: 1px;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">682</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">330</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,024</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,672</font></td></tr>
<tr><td width="102%" colspan="12">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td style="text-indent: 1px;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The loans identified as a TDR by the Company during the six month periods ended June 30, 2015 and 2014 were previously on nonaccrual status and reported as impaired loans prior to restructuring. The modifications during the reported periods primarily related to extending amortization periods, forebearance agreements, requesting additional collateral and, in one instance, forgiveness of principal. Nonaccrual loans that are restructured remain on nonaccrual status, but may move to accrual status after they have performed according to the restructured terms for a period of time. The TDR classification did not have a material impact on the Company's determination of the allowance for loan losses because the modified loans were impaired and evaluated for a specific reserve both before and after restructuring.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">There were two commercial business loans with an aggregate pre-default balance of $1.3 million restructured in the 12 months prior to June 30, 2015 that went into default during the six months ended June 30, 2015. There were no loans modified as a TDR within the previous 12 months that defaulted during the six months ended June 30, 2014. For purposes of this disclosure, a loan modified as a TDR is considered to have defaulted when the borrower becomes 90 days past due.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Impaired Loans</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Management has determined that specific commercial loans on nonaccrual status and all loans that have had their terms restructured in a troubled debt restructuring are impaired loans. The following table presents the recorded investment, unpaid principal balance and related allowance of impaired loans as of the dates indicated, and average recorded investment and interest income recognized on impaired loans for the six month periods ended as of the dates indicated (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="33%"> </td>
<td width="12%"> </td>
<td width="7%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unpaid</font></b></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Average</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Interest</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Principal</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Related</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Income</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b><b><sup><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Balance</font></b><b><sup><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Allowance</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recognized</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">With no related allowance recorded:</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,348</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,807</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,461</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,159</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,708</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,171</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,507</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,515</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,632</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">With an allowance recorded:</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,295</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,295</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,247</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,093</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,911</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,911</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">707</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,121</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,206</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,206</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,954</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,214</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,713</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,721</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,954</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,846</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr><td colspan="11">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">With no related allowance recorded:</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td style="text-indent: 1px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,408</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,741</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,431</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">781</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">920</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,014</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,189</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,661</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,445</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">With an allowance recorded:</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,880</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,880</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,556</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,998</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,239</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,239</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">911</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,560</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,119</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,119</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,467</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,558</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,308</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,780</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,467</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,003</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1">(1) </font><font class="_mt"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Difference between recorded investment and unpaid principal balance represents partial charge-offs.</font></font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors such as the fair value of collateral. The Company analyzes commercial business and commercial mortgage loans individually by classifying the loans as to credit risk. Risk ratings are updated any time the situation warrants. The Company uses the following definitions for risk ratings: </font><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Special Mention: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company's credit position at some future date.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Substandard: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Doubtful: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans that do not meet the criteria above that are analyzed individually as part of the process described above are considered "uncriticized" or pass-rated loans and are included in groups of homogeneous loans with similar risk and loss characteristics.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following table sets forth the Company's commercial loan portfolio, categorized by internally assigned asset classification, as of the dates indicated (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="44%"> </td>
<td width="2%"> </td>
<td width="41%"> </td>
<td width="2%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td width="44%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="41%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Business</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="44%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="41%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Uncriticized</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">275,639</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">523,226</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Special mention</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,078</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,015</font></td></tr>
<tr valign="bottom"><td width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Substandard</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,957</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,793</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Doubtful</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,674</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">538,034</font></td></tr>
<tr><td width="99%" colspan="5">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Uncriticized</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">250,961</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460,880</font></td></tr>
<tr valign="bottom"><td width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Special mention</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,530</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,411</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Substandard</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,886</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,116</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Doubtful</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267,377</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">476,407</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company utilizes payment status as a means of identifying and reporting problem and potential problem retail loans. The Company considers nonaccrual loans and loans past due greater than 90 days and still accruing interest to be non-performing. The following table sets forth the Company's retail loan portfolio, categorized by payment status, as of the dates indicated (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="32%"> </td>
<td width="2%"> </td>
<td width="28%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Residential</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Home</font></b></td>
<td align="right">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Equity</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Indirect</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Performing</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">93,631</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,026</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,143</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,121</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Non-performing</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,628</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">619</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">728</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td></tr>
<tr><td colspan="9">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Performing</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">99,047</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">379,311</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">635,188</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,896</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Non-performing</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,194</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">463</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,169</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">100,241</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">379,774</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">636,357</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,915</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Allowance for Loan Losses</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans and the related allowance for loan losses are presented below as of the dates indicated (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="18%"> </td>
<td width="1%"> </td>
<td width="7%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td width="18%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b></td>
<td width="3%" align="right">&nbsp;</td>
<td width="9%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Commercial&nbsp;</strong>&nbsp;</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Residential&nbsp;</strong></font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Home</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="18%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Business</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Equity</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Indirect</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loans:</font></b></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,674</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">538,034</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,978,624</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Evaluated for impairment:</font></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Individually</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,643</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,070</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,713</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collectively</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">288,031</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">534,964</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,970,911</font></td></tr>
<tr><td width="100%" colspan="15">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Allowance for loan losses:</font></b></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,334</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,358</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">465</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,198</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,676</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,500</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Evaluated for impairment:</font></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Individually</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,247</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">707</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,954</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collectively</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,087</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,651</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">465</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,198</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,676</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25,546</font></td></tr>
<tr><td width="100%" colspan="15">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loans:</font></b></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">277,609</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469,936</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">106,342</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">363,243</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">626,418</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,205</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,864,753</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Evaluated for impairment:</font></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Individually</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,589</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,734</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,323</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collectively</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">274,020</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">467,202</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">106,342</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">363,243</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">626,418</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,205</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,858,430</font></td></tr>
<tr><td width="100%" colspan="15">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Allowance for loan losses:</font></b></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,402</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,633</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">618</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,607</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,446</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,166</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Evaluated for impairment:</font></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Individually</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,056</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">432</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,488</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collectively</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,346</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,201</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">618</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,607</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,446</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25,678</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following table sets forth the changes in the allowance for loan losses for the three and six month periods ended June 30, 2015 (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="15%"> </td>
<td width="3%"> </td>
<td width="7%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td width="15%" align="left">&nbsp;</td>
<td width="3%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">&nbsp;</font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b>&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Commercial&nbsp;</strong></font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Residential&nbsp;</strong></font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Home</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="15%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Business</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Equity</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Indirect</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr><td width="100%" colspan="18">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Beginning balance</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,395</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,156</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">558</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,430</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,205</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">447</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,191</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Charge-offs</font></td>
<td width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">201</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">22</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">154</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,841</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">154</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,385</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Recoveries</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,196</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,406</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision (credit)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(134</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,396</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(84</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(87</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">116</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">81</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,288</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,334</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,358</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">465</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,198</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,676</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,500</font></td></tr>
<tr><td width="100%" colspan="18">&nbsp;</td></tr>
<tr><td width="100%" colspan="18">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Beginning balance</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,621</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,122</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">570</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,485</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,383</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">456</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,637</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Charge-offs</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,154</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">810</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">77</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">238</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,263</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">413</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,955</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Recoveries</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">134</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">96</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">46</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,301</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">193</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,789</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">733</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,950</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(74</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(68</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,255</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">233</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,029</font></td></tr>
<tr valign="bottom"><td width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,334</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,358</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">465</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,198</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,676</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,500</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following table sets forth the changes in the allowance for loan losses for the three and six month periods ended June 30, 2014 (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="16%"> </td>
<td width="3%"> </td>
<td width="7%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td width="16%" align="left">&nbsp;</td>
<td width="3%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">&nbsp;</font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b>&nbsp;</td>
<td width="3%" align="center">&nbsp;</td>
<td width="9%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Commercial&nbsp;</strong></font></td>
<td width="2%" align="center">&nbsp;</td>
<td width="3%" align="center">&nbsp;</td>
<td width="9%" align="center"><strong><font class="_mt" style="font-family: 'Times New Roman';" size="2">Residential&nbsp;</font></strong></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Home</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="16%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Business</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Equity</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Indirect</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr><td width="100%" colspan="16">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Beginning balance</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,689</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,980</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">672</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,371</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,984</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">456</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,152</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Charge-offs</font></td>
<td width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">69</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">156</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,331</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">224</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,948</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Recoveries</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">68</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">995</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">98</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,204</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision (credit)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">648</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(188</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">363</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">798</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">130</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,758</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,402</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,633</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">618</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,607</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,446</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,166</font></td></tr>
<tr><td width="100%" colspan="16">&nbsp;</td></tr>
<tr><td width="100%" colspan="16">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Beginning balance</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,273</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,743</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">676</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,367</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,230</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">447</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">26,736</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Charge-offs</font></td>
<td width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">71</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">147</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">262</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,786</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">493</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,924</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Recoveries</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">97</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">40</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,100</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">211</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,490</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,103</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">42</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">60</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">462</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,902</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">295</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,864</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,402</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,633</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">618</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,607</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,446</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,166</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Risk Characteristics</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business loans primarily consist of loans to small to midsize businesses in our market area in a diverse range of industries. These loans are typically made on the basis of the borrower's ability to make repayment from the cash flow of the borrower's business. Risk arises primarily due to a difference between expected and actual cash flows of the borrowers. Further, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value. The credit risk related to commercial loans is largely influenced by general economic conditions and the resulting impact on a borrower's operations or on the value of underlying collateral, if any.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage loans generally have larger balances and involve a greater degree of risk than residential mortgage loans, potentially resulting in higher losses on an individual customer basis. Loan repayment is often dependent on the successful operation and management of the properties, as well as on the collateral securing the loan. Economic events or conditions in the real estate market could have an adverse impact on the cash flows generated by properties securing the Company's commercial real estate loans and on the value of such properties.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage loans and home equities (comprised of home equity loans and home equity lines) are generally made on the basis of the borrower's ability to make repayment from his or her employment and other income, but are secured by real property whose value tends to be more easily ascertainable. Credit risk for these types of loans is generally influenced by general economic conditions, the characteristics of individual borrowers, and the nature of the loan collateral.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect and other consumer loans may entail greater credit risk than residential mortgage loans and home equities, particularly in the case of other consumer loans which are unsecured or, in the case of indirect consumer loans, secured by depreciable assets, such as automobiles or boats. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance. In addition, consumer loan collections are dependent on the borrower's continuing financial stability, and thus are more likely to be affected by adverse personal circumstances such as job loss, illness or personal bankruptcy. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.</font></p> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5066-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.3,4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5162-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(k))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 3, 4<br><br><br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph k<br><br><br><br> -Article 4<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368358736">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill And Other Intangible Assets<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill And Other Intangible Assets [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">Goodwill And Other Intangible Assets</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(6.) GOODWILL AND OTHER INTANGIBLE ASSETS</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The carrying amount of goodwill totaled $61.2 million as of June 30, 2015 and December 31, 2014. The Company performs a goodwill impairment test on an annual basis or more frequently if events and circumstances warrant.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company has other intangible assets that are amortized, consisting of core deposit intangibles and other intangibles (primarily related to customer relationships acquired in connection with the Company's insurance agency acquisition). Changes in the gross carrying amount, accumulated amortization and net book value, were as follows (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="42%"> </td>
<td width="2%"> </td>
<td width="36%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31,</font></b></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other intangibles assets:</font></b></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Gross carrying amount</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,682</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,682</font></td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Accumulated amortization</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,677</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,196</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Net book value</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,005</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,486</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Amortization expense for total other intangible assets was $<font class="_mt">238</font> thousand and $<font class="_mt">481</font> thousand for the three and six months ended June 30, 2015, and $<font class="_mt">87</font> thousand and $<font class="_mt">176</font> thousand for the three and six months ended June 30, 2014, respectively. As of June 30, 2015, the estimated amortization expense of other intangible assets for the remainder of 2015 and each of the next five years is as follows (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="59%"> </td>
<td width="26%"> </td>
<td width="13%"> </td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2015 (remainder of year)</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">461</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2016</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">864</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2017</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">778</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2018</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">689</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2019</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">611</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2020</font></td>
<td align="left">&nbsp;</td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">533</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final.  May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16373-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16265-109275<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13854-109267<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217284368736">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Shareholders' Equity<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteAbstract', window );"><strong>Shareholders' Equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock', window );">Shareholders' Equity</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(8.) SHAREHOLDERS' EQUITY</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Common Stock</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The changes in shares of common stock were as follows for the six month periods ended June 30, 2015 and 2014:</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="46%"> </td>
<td width="28%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Treasury</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Issued</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Shares outstanding at December 31, 2014</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,118,048</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">279,461</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,397,509</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards issued</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">59,834</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(59,834</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards forfeited</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3,041</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,041</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock options exercised</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,722</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(8,722</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Treasury stock purchases</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,791</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,791</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock awards</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,363</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2,363</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Shares outstanding at June 30, 2015</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,184,135</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">213,374</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,397,509</font></td></tr>
<tr><td colspan="6">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Shares outstanding at December 31, 2013</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,829,355</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">332,242</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,161,597</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards issued</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">43,242</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(43,242</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Restricted stock awards forfeited</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(8,144</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,144</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock options exercised</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,125</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(7,125</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Treasury stock purchases</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(9,102</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,102</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 10px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Shares outstanding at June 30, 2014</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,862,476</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">299,121</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,161,597</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p> </div><span></span>
</td>
</tr>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteAbstract</td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(d),(e))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21488-112644<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 4<br><br><br><br> -Subparagraph (SAB TOPIC 4.C)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187143-122770<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21506-112644<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23285-112656<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Preferred Stock<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6521494<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21564-112644<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph d<br><br><br><br> -Article 4<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Article 4<br><br><br><br>Reference 18: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section C<br><br><br><br>Reference 19: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217282643808">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation Plans (Narrative) (Details)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Jun. 30, 2015 </div>
<div>USD ($) </div>
<div>item </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Jun. 30, 2014 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted shares of common stock awarded</a></td>
<td class="nump">10,750<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Grant date fair value | $ / shares</a></td>
<td class="nump">$ 23.25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesIssuedForServices', window );">Shares issued in lieu of cash</a></td>
<td class="nump">2,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_NumberOfNonEmployeeDirectors', window );">Number of non-employee directors | item</a></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Award vesting period</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Unrecognized compensation expense | $</a></td>
<td class="nump">$ 1,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Aggregate intrinsic value | $</a></td>
<td class="nump">39<span></span>
</td>
<td class="nump">$ 32<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions', window );">Total cash received as a result of option exercises | $</a></td>
<td class="nump">$ 165<span></span>
</td>
<td class="nump">$ 132<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fisi_EarningsPerSharePerformanceRequirementMember', window );">EPS Performance Requirement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd', window );">EPS percentage of award, one year performance period</a></td>
<td class="nump">30.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fisi_RelativeTotalShareholderReturnPerformanceRequirementMember', window );">TSR Performance Requirement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod', window );">TSR percentage of award, three year performance period</a></td>
<td class="nump">70.00%<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1', window );">Expected term</a></td>
<td class="text">2 years 10 months 6 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate', window );">Risk free interest rate</a></td>
<td class="nump">0.92%<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate', window );">Expected dividend yield</a></td>
<td class="nump">3.53%<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate', window );">Expected stock price volatility</a></td>
<td class="nump">26.80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fisi_VestedImmediatelyMember', window );">Vested Immediately [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted shares of common stock awarded</a></td>
<td class="nump">5,380<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=fisi_VestedAfterCompletionOfOneYearServiceRequirementMember', window );">Vested After Completion of One-Year Service Requirement [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted shares of common stock awarded</a></td>
<td class="nump">5,370<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember', window );">Restricted Stock Awards [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted shares of common stock awarded</a></td>
<td class="nump">59,834<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Grant date fair value | $ / shares</a></td>
<td class="nump">$ 17.66<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=fisi_ManagementStockIncentivePlanMember', window );">Management Stock Incentive Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted shares of common stock awarded</a></td>
<td class="nump">36,384<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=fisi_ManagementStockIncentivePlanMember', window );">Management Stock Incentive Plan [Member] | Restricted Stock Awards [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Restricted shares of common stock awarded</a></td>
<td class="nump">12,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Grant date fair value | $ / shares</a></td>
<td class="nump">$ 22.79<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Award vesting period</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1', window );">Required service period</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Restricted Stock Awards [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1', window );">Expected recognition expense period, weighted average period in years</a></td>
<td class="text">2 years 1 month 6 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_NumberOfNonEmployeeDirectors">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of Non-Employee Directors</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_NumberOfNonEmployeeDirectors</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Share based compensation arrangement by share based payment award, award vesting percentage, current fiscal year end</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageCurrentFiscalYearEnd</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Share Based Compensation Arrangement By Share Based Payment Award, Award Vesting Percentage, Three Year Performance Period</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPercentageThreeYearPerformancePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate proceeds received by the entity during the annual period from exercises of stock or unit options and conversion of similar instruments granted under equity-based payment arrangements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationCashReceivedFromExerciseOfStockOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Unrecognized cost of unvested share-based compensation awards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average period over which unrecognized compensation is expected to be recognized for equity-based compensation plans, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Estimated period over which an employee is required to provide service in exchange for the equity-based payment award, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(iii)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(iii)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (f)(2)(iii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (f)(2)(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The risk-free interest rate assumption that is used in valuing an option on its own shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (f)(2)(iv)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (d)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Expected term of share-based compensation awards, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SAB TOPIC 14.D.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27013229&amp;loc=d3e301413-122809<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (f)(2)(i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 14<br><br><br><br> -Section D<br><br><br><br> -Subsection 2<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesIssuedForServices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued in lieu of cash for services contributed to the entity. Number of shares includes, but is not limited to, shares issued for services contributed by vendors and founders.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesIssuedForServices</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fisi_EarningsPerSharePerformanceRequirementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fisi_EarningsPerSharePerformanceRequirementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fisi_RelativeTotalShareholderReturnPerformanceRequirementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fisi_RelativeTotalShareholderReturnPerformanceRequirementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fisi_VestedImmediatelyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fisi_VestedImmediatelyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=fisi_VestedAfterCompletionOfOneYearServiceRequirementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=fisi_VestedAfterCompletionOfOneYearServiceRequirementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=fisi_ManagementStockIncentivePlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=fisi_ManagementStockIncentivePlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217357379808">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Share-Based Compensation Plans (Summary Of Restricted Stock Award Activity) (Details) - 6 months ended Jun. 30, 2015 - $ / shares<br></strong></div></th>
<th class="th"><div>Total</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted, Number of Shares</a></td>
<td class="nump">10,750<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted, Weighted Average Market Price at Grant Date</a></td>
<td class="nump">$ 23.25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember', window );">Restricted Stock Awards [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems', window );"><strong>Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Outstanding at beginning of year, Number of Shares</a></td>
<td class="nump">59,113<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted, Number of Shares</a></td>
<td class="nump">59,834<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested, Number of Shares</a></td>
<td class="num">(16,458)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited, number of shares</a></td>
<td class="num">(3,041)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Outstanding at end of period, Number of Shares</a></td>
<td class="nump">99,448<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Outstanding at beginning of year, Weighted Average Market Price at Grant Date</a></td>
<td class="nump">$ 17.24<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted, Weighted Average Market Price at Grant Date</a></td>
<td class="nump">17.66<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested, Weighted Average Market Price at Grant Date</a></td>
<td class="nump">20.80<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited, Weighted Average Market Price at Grant Date</a></td>
<td class="nump">20.39<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Outstanding at end of period, Weighted Average Market Price at Grant Date</a></td>
<td class="nump">$ 16.81<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(1)(iv)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(iii)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(iii)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(iii)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(i)-(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value of nonvested awards on equity-based plans excluding option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, revenue or profit achievement stock award plan) for which the employer is contingently obligated to issue equity instruments or transfer assets to an employee who has not yet satisfied service or performance criteria necessary to gain title to proceeds from the sale of the award or underlying shares or units.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(i)-(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(iii)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (c)(2)(iii)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217360481968">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Amounts Reclassified Out Of Each Component Of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gain on disposal of investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 949<span></span>
</td>
<td class="nump">$ 1,062<span></span>
</td>
<td class="nump">$ 1,262<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 23,404<span></span>
</td>
<td class="nump">23,103<span></span>
</td>
<td class="nump">46,551<span></span>
</td>
<td class="nump">46,378<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax', window );">Prior service credit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(24)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Net actuarial losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">471<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,335<span></span>
</td>
<td class="nump">10,114<span></span>
</td>
<td class="nump">19,027<span></span>
</td>
<td class="nump">20,427<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (expense) benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,750)<span></span>
</td>
<td class="num">(3,082)<span></span>
</td>
<td class="num">(5,641)<span></span>
</td>
<td class="num">(6,176)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 6,585<span></span>
</td>
<td class="nump">$ 7,032<span></span>
</td>
<td class="nump">13,386<span></span>
</td>
<td class="nump">14,251<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Total reclassified for the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">467<span></span>
</td>
<td class="nump">880<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember', window );">Securities Available For Sale and Transferred Securities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Total reclassified for the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">742<span></span>
</td>
<td class="nump">919<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember', window );">Pension And Post-Retirement Items [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Total reclassified for the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(275)<span></span>
</td>
<td class="num">(39)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis=us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember', window );">Reclassification out of Accumulated Other Comprehensive Income [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Total reclassified for the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">467<span></span>
</td>
<td class="nump">880<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis=us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember', window );">Reclassification out of Accumulated Other Comprehensive Income [Member] | Realized Gain on Sale of Investment Securities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gain on disposal of investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,062<span></span>
</td>
<td class="nump">1,262<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">146<span></span>
</td>
<td class="nump">259<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,208<span></span>
</td>
<td class="nump">1,521<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (expense) benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(466)<span></span>
</td>
<td class="num">(602)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">742<span></span>
</td>
<td class="nump">919<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis=us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember', window );">Reclassification out of Accumulated Other Comprehensive Income [Member] | Pension And Post-Retirement Items [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax', window );">Prior service credit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Net actuarial losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(471)<span></span>
</td>
<td class="num">(88)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(447)<span></span>
</td>
<td class="num">(64)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (expense) benefit</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">172<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (275)<span></span>
</td>
<td class="num">$ (39)<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">These items are included in the computation of net periodic pension expense. See Note 11 - Employee Benefit Plans for additional information.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph h<br><br><br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 7<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 940<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35710027&amp;loc=d3e41242-110953<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Income Tax Expense (or Benefit)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph h<br><br><br><br> -Article 4<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br></p></div>
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<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (i)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 715<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (j)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368308128">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Commitments and Contingencies (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
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<td width="22%"> </td>
<td width="12%"> </td>
<td width="4%"> </td>
<td width="10%"> </td></tr>
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<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31,</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td></tr>
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<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="text-indent: 2px;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">487,114</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">450,343</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Standby letters of credit</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,296</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,578</font></td></tr></table> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13467-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217357161264">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Loans (Summary Of Impaired Loans) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 2,507<span></span>
</td>
<td class="nump">$ 2,189<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,206<span></span>
</td>
<td class="nump">5,119<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,713<span></span>
</td>
<td class="nump">7,308<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,515<span></span>
</td>
<td class="nump">2,661<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,206<span></span>
</td>
<td class="nump">5,119<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">9,721<span></span>
</td>
<td class="nump">7,780<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,954<span></span>
</td>
<td class="nump">2,467<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,632<span></span>
</td>
<td class="nump">2,445<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,214<span></span>
</td>
<td class="nump">3,558<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,846<span></span>
</td>
<td class="nump">$ 6,003<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest Income Recognized</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,348<span></span>
</td>
<td class="nump">$ 1,408<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,295<span></span>
</td>
<td class="nump">2,880<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,807<span></span>
</td>
<td class="nump">1,741<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,295<span></span>
</td>
<td class="nump">2,880<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,247<span></span>
</td>
<td class="nump">1,556<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,461<span></span>
</td>
<td class="nump">1,431<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,093<span></span>
</td>
<td class="nump">$ 1,998<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,159<span></span>
</td>
<td class="nump">$ 781<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,911<span></span>
</td>
<td class="nump">2,239<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,708<span></span>
</td>
<td class="nump">920<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,911<span></span>
</td>
<td class="nump">2,239<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">707<span></span>
</td>
<td class="nump">911<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,171<span></span>
</td>
<td class="nump">1,014<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,121<span></span>
</td>
<td class="nump">$ 1,560<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Difference between recorded investment and unpaid principal balance represents partial charge-offs.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableImpairedLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableImpairedLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 17<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5258-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (c)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 14A<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953550-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit losses related to recorded investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (a)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRelatedAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (a)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 17<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5258-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income, recognized on accrual basis, on financing receivables that are recognized as impaired, for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (c)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 14A<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953550-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (a)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 17<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5258-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income, recognized on accrual basis, on financing receivables, for which there is a related allowance for credit losses and are recognized as impaired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (c)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 14A<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953550-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph (a)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368317632">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value Measurements<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Measurements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value Measurements</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(13.) FAIR VALUE MEASUREMENTS</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Determination of Fair Value &#8211; Assets Measured at Fair Value on a Recurring and Nonrecurring Basis Valuation Hierarchy</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. ASC Topic 820, "Fair Value Measurements and Disclosures," establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. There have been no changes in the valuation techniques used during the current period. The fair value hierarchy is as follows:</font></p>

<ul style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">

<li><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Level 1&nbsp;</font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">- Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to</font>&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">access at the measurement date.</font>
</li>
<li><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Level 2&nbsp;</font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">- Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or</font>&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or</font>&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or</font>&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or</font>&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">corroborated by market data by correlation or other means.</font>
</li>
<li><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Level 3&nbsp;</font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">- Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity's own assumptions</font>&nbsp;<font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">about the assumptions that market participants would use in pricing the assets or liabilities.</font></li></ul>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Transfers between levels of the fair value hierarchy are recorded as of the end of the reporting period.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the issuer's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company's valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loans held for sale: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The fair value of loans held for sale is determined using quoted secondary market prices and investor commitments. Loans held for sale are classified as Level 2 in the fair value hierarchy.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Collateral dependent impaired loans: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of impaired loans with specific allocations of the allowance for loan losses is measured based on the value of the collateral securing these loans and is classified as Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and collateral value is determined based on appraisals performed by qualified licensed appraisers hired by the Company. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised and reported values may be discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the client and the client's business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loan servicing rights: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loan servicing rights do not trade in an active market with readily observable market data. As a result, the Company estimates the fair value of loan servicing rights by using a discounted cash flow model to calculate the present value of estimated future net servicing income. The assumptions used in the discounted cash flow model are those that we believe market participants would use in estimating future net servicing income, including estimates of loan prepayment rates, servicing costs, ancillary income, impound account balances, and discount rates. The significant unobservable inputs used in the fair value measurement of the Company's loan servicing rights are the constant prepayment rates and weighted average discount rate. Significant increases (decreases) in any of those inputs in isolation could result in a significantly lower (higher) fair value measurement. Although the constant prepayment rate and the discount rate are not directly interrelated, they will generally move in opposite directions. Loan servicing rights are classified as Level 3 measurements due to the use of significant unobservable inputs, as well as significant management judgment and estimation.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other real estate owned (Foreclosed assets): </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property, resulting in a Level 3 classification. The appraisals are sometimes further discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the client and client's business. Such discounts are typically significant and result in a Level 3 classification of the inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commitments to extend credit and letters of credit: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commitments to extend credit and fund letters of credit are principally at current interest rates, and, therefore, the carrying amount approximates fair value. The fair value of commitments is not material.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following tables present for each of the fair-value hierarchy levels the Company's assets that are measured at fair value on a recurring and non-recurring basis as of the dates indicated (in thousands).</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="54%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="6%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="2%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Quoted Prices</font></b></td>
<td width="2%" align="center">&nbsp;</td>
<td width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">in Active</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Markets for</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Significant</font></b></td>
<td width="2%" align="center">&nbsp;</td>
<td width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Identical</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Significant</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Assets or</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Observable</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unobservable</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="54%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Liabilities</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Inputs</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Inputs</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="54%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(Level 1)</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(Level 2)</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(Level 3)</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measured on a recurring basis:</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government sponsored enterprises</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">270,077</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">270,077</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">502,337</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">502,337</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Asset-backed securities</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">225</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">225</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measured on a nonrecurring basis:</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"> </td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans held for sale</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateral dependent impaired loans</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other assets:</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"> </td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loan servicing rights</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,289</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,289</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other real estate owned</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,706</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,154</font></td></tr>
<tr><td bgcolor="#c6d9f1" width="98%" colspan="9">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measured on a recurring basis:</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"> </td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left"> </td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government sponsored enterprises</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">160,475</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">160,475</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">461,788</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">461,788</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Asset-backed securities</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">231</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">231</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measured on a nonrecurring basis:</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"> </td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"> </td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans held for sale</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font>&nbsp;</td>
<td width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateral dependent impaired loans</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,652</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,652</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other assets:</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="left"> </td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loan servicing rights</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,359</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,359</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="54%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other real estate owned</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">194</font></td>
<td width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">194</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="54%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,205</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,960</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">There were no transfers between Levels 1 and 2 during the six months ended June 30, 2015 and 2014. There were no liabilities measured at fair value on a recurring or nonrecurring basis during the six month periods ended June 30, 2015 and 2014.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis for which the Company has utilized Level 3 inputs to determine fair value (dollars in thousands).</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="26%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="19%"> </td>
<td width="24%"> </td>
<td width="19%"> </td>
<td width="1%"> </td></tr>
<tr valign="bottom"><td width="26%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="19%" align="left">&nbsp;</td>
<td width="24%" align="left">&nbsp;</td>
<td width="19%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unobservable Input</font></b></td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="26%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Asset</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="19%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Valuation Technique</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 7px;" width="24%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unobservable Input</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="19%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value or Range</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateral dependent impaired loans</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisal of collateral&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisal adjustments&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2)</font></sup></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"><font class="_mt"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">0</font></font>% - <font class="_mt">100</font>% discount</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="26%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Discounted cash flow</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Discount rate</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4.4 %</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3)</font></sup></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="26%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Risk premium rate</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10.0 %</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3)</font></sup></td></tr>
<tr><td bgcolor="#c6d9f1" width="99%" colspan="7">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="26%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loan servicing rights</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,289</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Discounted cash flow</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Discount rate</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5.1 %</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3)</font></sup></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="26%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Constant prepayment rate</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="19%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12.9 %</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3)</font></sup></td></tr>
<tr><td bgcolor="#c6d9f1" width="99%" colspan="7">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="26%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other real estate owned</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td>
<td bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisal of collateral&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td bgcolor="#c6d9f1" width="24%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisal adjustments&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2)</font></sup></td>
<td bgcolor="#c6d9f1" width="19%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"><font class="_mt"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19</font></font>% -&nbsp;<font class="_mt">53</font> % discount</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<div class="MetaData">

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1) </font></sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable.</font></p></div>

<div class="MetaData">

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(2) </font></sup><font class="_mt"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.</font></font></p></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(3) </font></sup><font class="_mt"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Weighted averages.</font></font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Changes in Level 3 Fair Value Measurements</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) as of or during the six months ended June 30, 2015.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Disclosures about Fair Value of Financial Instruments</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The assumptions used below are expected to approximate those that market participants would use in valuing these financial instruments.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value estimates are made at a specific point in time, based on available market information and judgments about the financial instrument, including estimates of timing, amount of expected future cash flows and the credit standing of the issuer. Such estimates do not consider the tax impact of the realization of unrealized gains or losses. In some cases, the fair value estimates cannot be substantiated by comparison to independent markets. In addition, the disclosed fair value may not be realized in the immediate settlement of the financial instrument. Care should be exercised in deriving conclusions about our business, its value or financial position based on the fair value information of financial instruments presented below.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The estimated fair value approximates carrying value for cash and cash equivalents, Federal Home Loan Bank ("FHLB") and Federal Reserve Bank ("FRB") stock, accrued interest receivable, non-maturity deposits, short-term borrowings and accrued interest payable. Fair value estimates for other financial instruments not included elsewhere in this disclosure are discussed below.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The fair value of the Company's investment securities held to maturity is primarily measured using information from a third-party pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loans: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The fair value of the Company's loans was estimated by discounting the expected future cash flows using the current interest rates at which similar loans would be made for the same remaining maturities. Loans were first segregated by type such as commercial, residential mortgage, and consumer, and were then further segmented into fixed and variable rate and loan quality categories. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Time deposits: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The fair value of time deposits was estimated using a discounted cash flow approach that applies prevailing market interest rates for similar maturity instruments. The fair values of the Company's time deposit liabilities do not take into consideration the value of the Company's long-term relationships with depositors, which may have significant value.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Long-term borrowings: </font></b><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Long-term borrowings consist of $40 million of subordinated notes issued during the second quarter of 2015. The subordinated notes are publicly traded and are valued based on market prices, which are characterized as Level 2 liabilities in the fair value hierarchy</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The following presents (in thousands) the carrying amount, estimated fair value, and placement in the fair value measurement hierarchy of the Company's financial instruments as of the dates indicated.</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="28%"> </td>
<td width="20%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="1%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="1%"> </td>
<td width="8%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td style="text-indent: 3px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Level in</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair Value</font></b></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Estimated</font></b></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Estimated</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Measurement</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Carrying</font></b></td>
<td align="left">&nbsp;</td>
<td style="text-indent: 3px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Carrying</font></b></td>
<td align="left">&nbsp;</td>
<td style="text-indent: 3px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Hierarchy</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Financial assets:</font></b></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Cash and cash equivalents</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">52,554</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">52,554</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">58,151</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">58,151</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities available for sale</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Securities held to maturity</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">320,820</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">324,873</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">294,438</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">298,695</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans held for sale</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">448</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,978,521</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,987,842</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,881,713</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,887,959</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Loans&nbsp;</font><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 3</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,252</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,652</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,652</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Accrued interest receivable</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,623</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,623</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,104</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,104</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">FHLB and FRB stock</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,558</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,558</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,014</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,014</font></td></tr>
<tr><td colspan="10">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Financial liabilities:</font></b></td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Non-maturity deposits</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,043,219</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,043,219</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,857,285</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,857,285</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Time deposits</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">613,019</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">614,066</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">593,242</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">593,793</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Short-term borrowings</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">350,600</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">350,600</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">334,804</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">334,804</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Long-term borrowings</font></td>
<td align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 2</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">38,955</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">38,555</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr><td colspan="10">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Accrued interest payable</font></td>
<td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Level 1</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,101</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,101</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,862</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,862</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><sup><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1) </font></sup><font class="_mt"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Comprised of collateral dependent impaired loans.</font></font></p> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 820<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 30<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 21<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13537-108611<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13504-108611<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 10<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368322240">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock', window );">Amortized Cost And Fair Value Of Investment Securities</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="38%"> </td>
<td width="2%"> </td>
<td width="16%"> </td>
<td width="2%"> </td>
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<td width="3%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amortized</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Cost</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Gains</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">sponsored enterprises</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">271,774</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">777</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,474</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">270,077</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">227,129</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,933</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,307</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">226,755</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28,840</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">501</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">204</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29,137</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">43,804</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,728</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">45,532</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateralized mortgage obligations:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83,447</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">514</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,132</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">82,829</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,268</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">186</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,752</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">92,702</font></td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">23,828</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">470</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,259</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Privately issued</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,123</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,123</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total collateralized mortgage obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">202,543</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,293</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,923</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">200,913</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">502,316</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,455</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,434</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">502,337</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Asset-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">225</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">225</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total available for sale securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">774,090</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,457</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,908</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity:</font></b></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">State and political subdivisions</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">289,713</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,790</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">451</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">294,052</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,280</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,200</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,827</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">211</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,621</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">31,107</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">297</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,821</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total held to maturity securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">320,820</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,801</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">748</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">324,873</font></td></tr></table>

<table cellspacing="0" border="0">
<tr><td width="38%"> </td>
<td width="2%"> </td>
<td width="16%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="3%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">sponsored enterprises</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">160,334</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,116</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">975</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">160,475</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">184,857</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,344</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,264</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">185,937</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29,478</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">799</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,270</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">48,800</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,022</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">50,822</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateralized mortgage obligations:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">76,247</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">489</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">944</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">75,792</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">89,623</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">199</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,585</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">87,237</font></td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29,954</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">598</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">40</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,512</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Privately issued</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,218</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,218</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total collateralized mortgage obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">195,824</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,504</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,569</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">194,759</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">458,959</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,669</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,840</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">461,788</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Asset-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">231</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">231</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total available for sale securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">619,293</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,016</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,815</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">622,494</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity:</font></b></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">State and political subdivisions</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">277,273</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,231</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">120</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">281,384</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,279</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,303</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13,886</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">122</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">14,008</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">17,165</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">146</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">17,311</font></td></tr>
<tr valign="bottom"><td style="text-indent: 11px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total held to maturity securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">294,438</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,377</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">120</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">298,695</font></td></tr></table></div> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Scheduled Maturities Of Securities Available For Sale And Securities Held To Maturity</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="67%"> </td>
<td width="2%"> </td>
<td width="13%"> </td>
<td width="4%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td width="67%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amortized</font></b></td>
<td width="4%" align="left">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="67%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Cost</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="67%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Debt securities available for sale:</font></b></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due in one year or less</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,008</font></td>
<td width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,008</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due from one to five years</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">166,519</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">166,266</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due after five years through ten years</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">328,808</font></td>
<td width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">328,993</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due after ten years</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">248,755</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">247,372</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="67%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">774,090</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">772,639</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="67%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Debt securities held to maturity:</font></b></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due in one year or less</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,064</font></td>
<td width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,158</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due from one to five years</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">161,041</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">164,083</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due after five years through ten years</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">107,099</font></td>
<td width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">108,259</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="67%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Due after ten years</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28,616</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28,373</font></td></tr>
<tr valign="bottom"><td width="67%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="13%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">320,820</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">324,873</font></td></tr></table> </div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock', window );">Sales And Calls Of Securities Available For Sale</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="37%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="5%"> </td>
<td width="10%"> </td>
<td width="4%"> </td>
<td width="12%"> </td>
<td width="5%"> </td>
<td width="8%"> </td></tr>
<tr valign="bottom"><td width="37%" align="left">&nbsp;</td>
<td style="text-indent: 6px;" width="28%" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended</font></b></td>
<td width="4%" align="left">&nbsp;</td>
<td width="25%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended</font></b></td></tr>
<tr valign="bottom"><td width="37%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="28%" colspan="4" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="25%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="37%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 4px;" width="2%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="37%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Proceeds from sales</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="5%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">41,958</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29,508</font></td>
<td bgcolor="#c6d9f1" width="5%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">61,428</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="37%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Gross realized gains</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">949</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,073</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,262</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="37%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Gross realized losses</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr></table> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Investments' Gross Unrealized Losses And Fair Value</a></td>
<td class="text"><div> <div>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="34%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td width="34%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Less than 12 months</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="20%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">12 months or longer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr valign="bottom"><td width="34%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="text-indent: 4px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="center">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b></td>
<td width="3%" align="center">&nbsp;</td>
<td style="text-indent: 4px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b>&nbsp;</td>
<td width="2%" align="center">&nbsp;</td>
<td style="text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b>&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">sponsored enterprises</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">162,940</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,110</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,637</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">364</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">187,577</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,474</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">93,817</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,779</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">34,433</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">528</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">128,250</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,307</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,005</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">204</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,005</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">204</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateralized mortgage obligations:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 5px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,181</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">271</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,886</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">861</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">44,067</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,132</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,765</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">484</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">61,553</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,268</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83,318</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,752</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,306</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,306</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total collateralized mortgage obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">45,946</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">755</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83,745</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,168</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">129,691</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,923</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 11px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">145,768</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,738</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">118,178</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,696</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">263,946</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,434</font></td></tr>
<tr valign="bottom"><td style="text-indent: 11px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total available for sale securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">308,708</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,848</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">142,815</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,060</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">451,523</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,908</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">State and political subdivisions</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">35,997</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">451</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">35,997</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">451</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,724</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,724</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">15,328</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">211</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">15,328</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">211</font></td></tr>
<tr valign="bottom"><td style="text-indent: 11px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total held to maturity securities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">57,049</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">748</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">57,049</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">748</font></td></tr>
<tr valign="bottom"><td width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total temporarily impaired securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">365,757</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,596</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">142,815</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,060</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">508,572</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,656</font></td></tr>
<tr><td width="34%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td width="34%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Less than 12 months</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="20%" colspan="3" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">12 months or longer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" colspan="2" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="34%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="text-indent: 4px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b></td>
<td width="3%" align="right">&nbsp;</td>
<td style="text-indent: 4px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b>&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td style="text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Fair</font></b></td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unrealized</font></b>&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Value</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Losses</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities available for sale:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">U.S. Government agencies and government</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">sponsored enterprises</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">34,995</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">77</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">41,070</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">898</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">76,065</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">975</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Mortgage-backed securities:</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,242</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">62,592</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,256</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">64,834</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,264</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,387</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,387</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collateralized mortgage obligations:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 5px;" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,228</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25,644</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">920</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">36,872</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">944</font></td></tr>
<tr valign="bottom"><td style="text-indent: 5px;" bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Federal Home Loan Mortgage Corporation</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">76,126</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,585</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">76,126</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,585</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Government National Mortgage Association</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,510</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">40</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,510</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">40</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total collateralized mortgage obligations</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,228</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">104,280</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,545</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">115,508</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,569</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total mortgage-backed securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">16,857</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">39</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">166,872</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,801</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">183,729</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,840</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total available for sale securities</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">51,852</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">116</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">207,942</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,699</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">259,794</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,815</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="34%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Securities held to maturity:</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">State and political subdivisions</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">18,036</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">120</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">18,036</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">120</font></td></tr>
<tr valign="bottom"><td width="34%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total temporarily impaired securities</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">69,888</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">236</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">207,942</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,699</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">277,830</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,935</font></td></tr></table></div></div> </div><span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsAbstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of realized gains and losses on investments reported in the statement of income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of unrealized gains and losses on investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217281454304">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans (Recorded Investment By Loan Class In Current And Nonaccrual Loans) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
<td class="nump">$ 3,651<span></span>
</td>
<td class="nump">$ 3,808<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
<td class="nump">494<span></span>
</td>
<td class="nump">517<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Greater Than 90 Days</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
<td class="nump">4,154<span></span>
</td>
<td class="nump">4,333<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
<td class="nump">10,699<span></span>
</td>
<td class="nump">10,145<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">1,963,771<span></span>
</td>
<td class="nump">1,866,593<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="nump">1,978,624<span></span>
</td>
<td class="nump">1,881,071<span></span>
</td>
<td class="nump">$ 1,864,753<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember', window );">Commercial Business [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
<td class="nump">605<span></span>
</td>
<td class="nump">28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
<td class="nump">605<span></span>
</td>
<td class="nump">28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
<td class="nump">4,643<span></span>
</td>
<td class="nump">4,288<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">287,426<span></span>
</td>
<td class="nump">263,061<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="nump">292,674<span></span>
</td>
<td class="nump">267,377<span></span>
</td>
<td class="nump">277,609<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember', window );">Commercial Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
<td class="nump">606<span></span>
</td>
<td class="nump">83<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
<td class="nump">606<span></span>
</td>
<td class="nump">83<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
<td class="nump">3,070<span></span>
</td>
<td class="nump">3,020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">534,358<span></span>
</td>
<td class="nump">473,304<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="nump">538,034<span></span>
</td>
<td class="nump">476,407<span></span>
</td>
<td class="nump">469,936<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember', window );">Residential Mortgage [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
<td class="nump">192<span></span>
</td>
<td class="nump">321<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
<td class="nump">192<span></span>
</td>
<td class="nump">321<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
<td class="nump">1,628<span></span>
</td>
<td class="nump">1,194<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">93,439<span></span>
</td>
<td class="nump">98,726<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="nump">95,259<span></span>
</td>
<td class="nump">100,241<span></span>
</td>
<td class="nump">106,342<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember', window );">Home Equity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
<td class="nump">454<span></span>
</td>
<td class="nump">799<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
<td class="nump">78<span></span>
</td>
<td class="nump">67<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
<td class="nump">532<span></span>
</td>
<td class="nump">866<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
<td class="nump">619<span></span>
</td>
<td class="nump">463<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">390,494<span></span>
</td>
<td class="nump">378,445<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="nump">391,645<span></span>
</td>
<td class="nump">379,774<span></span>
</td>
<td class="nump">363,243<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember', window );">Consumer Indirect [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
<td class="nump">1,708<span></span>
</td>
<td class="nump">2,429<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
<td class="nump">364<span></span>
</td>
<td class="nump">402<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
<td class="nump">2,072<span></span>
</td>
<td class="nump">2,831<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
<td class="nump">728<span></span>
</td>
<td class="nump">1,169<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">639,071<span></span>
</td>
<td class="nump">632,357<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="nump">641,871<span></span>
</td>
<td class="nump">636,357<span></span>
</td>
<td class="nump">626,418<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember', window );">Other Consumer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
<td class="nump">86<span></span>
</td>
<td class="nump">148<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
<td class="nump">52<span></span>
</td>
<td class="nump">48<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Greater Than 90 Days</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
<td class="nump">147<span></span>
</td>
<td class="nump">204<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">18,983<span></span>
</td>
<td class="nump">20,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Total loans</a></td>
<td class="nump">$ 19,141<span></span>
</td>
<td class="nump">$ 20,915<span></span>
</td>
<td class="nump">$ 21,205<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financing receivables that are current.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financing receivables that are equal to or greater than 90 days past due.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5111-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Subparagraph 3<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NotesReceivableGross</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_CommercialAndIndustrialMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fisi_ConsumerIndirectMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerOtherFinancingReceivableMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Antidilution<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Diluted Earnings Per Share<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Contingent Stock Agreement<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217361559024">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements Of Comprehensive Income - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Consolidated Statements Of Comprehensive Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 6,585<span></span>
</td>
<td class="nump">$ 7,032<span></span>
</td>
<td class="nump">$ 13,386<span></span>
</td>
<td class="nump">$ 14,251<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive income (loss), net of tax:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Net unrealized (losses) gains on securities available for sale</a></td>
<td class="num">(6,207)<span></span>
</td>
<td class="nump">2,684<span></span>
</td>
<td class="num">(2,946)<span></span>
</td>
<td class="nump">6,428<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax', window );">Pension and post-retirement obligations</a></td>
<td class="nump">140<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">275<span></span>
</td>
<td class="nump">39<span></span>
</td>
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<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Total other comprehensive income (loss), net of tax</a></td>
<td class="num">(6,067)<span></span>
</td>
<td class="nump">2,704<span></span>
</td>
<td class="num">(2,671)<span></span>
</td>
<td class="nump">6,467<span></span>
</td>
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<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
<td class="nump">$ 518<span></span>
</td>
<td class="nump">$ 9,736<span></span>
</td>
<td class="nump">$ 10,715<span></span>
</td>
<td class="nump">$ 20,718<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35737396<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e557-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) loss.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (i-k)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td>debit</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217368322528">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Business Combinations<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsAbstract', window );"><strong>Business Combinations [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationDisclosureTextBlock', window );">Business Combinations</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(2.) BUSINESS COMBINATIONS</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><i><font class="_mt" style="font-family: TimesNewRomanPS-BoldItalicMT,Times New Roman,Times,serif;" size="2">SDN Acquisition</font></i></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2">On August 1</font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#2b2b2b" size="2">, </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2">2014, the Company completed the acquisition of Scott Danahy Naylon Co., Inc., a full service insurance agency located in Amherst, </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">New York</font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#3c3c3c" size="2">. </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2">Consideration for the acquisition included both cash and stock totaling $<font class="_mt">16.9</font> million</font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#2b2b2b" size="2">, </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2">including up to $<font class="_mt">3.4</font> million of future payments, contingent upon SDN meeting certain revenue targets through 2017. The estimated fair value of the contingent consideration at the date of acquisition was $3.2 million, which was estimated using a probability-weighted discounted cash flow model. </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">As a result of the acquisition, the Company recorded </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2">goodwill of $12.6 million and other intangible assets of $6.6 million. The goodwill is not expected to be deductible for income tax purposes</font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#2b2b2b" size="2">. </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Pro forma results of operations for this acquisition have not been presented because the effect of this acquisition was not material to the Company's consolidated financial statements.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" color="#070707" size="2">This acquisition was accounted for under the acquisition method in accordance with FASB ASC Topic 805. Accordingly, the assets and liabilities, both tangible and intangible, were recorded at their estimated fair values as of the acquisition date. The following table summarizes the consideration paid for Scott Danahy Naylon Co., Inc. and the amounts of the assets acquired and liabilities assumed.</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="86%"> </td>
<td width="2%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consideration paid:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Cash</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,100</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Stock</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,400</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Contingent consideration</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,227</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of total consideration transferred</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">16,727</font></td></tr>
<tr><td bgcolor="#c6d9f1" width="98%" colspan="3">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of assets acquired:</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Cash</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">105</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Identified intangible assets</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,640</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Premises and equipment, accounts receivable and other assets</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,094</font></td></tr>
<tr valign="bottom"><td style="text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total identifiable assets acquired</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,839</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of liabilities assumed:</font></td>
<td width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Deferred tax liability</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,556</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other liabilities</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,173</font></td></tr>
<tr valign="bottom"><td style="text-indent: 4px;" bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total liabilities assumed</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,729</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Fair value of net assets acquired</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,110</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="86%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Goodwill resulting from acquisition</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,617</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p> </div><span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25497992&amp;loc=d3e1497-128463<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25497992&amp;loc=d3e1490-128463<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards 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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217281083888">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Borrowings (Narrative) (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Apr. 15, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 350,600,000<span></span>
</td>
<td class="nump">$ 334,804,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtIssuanceCosts', window );">Cost related to issuance of debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromDebtNetOfIssuanceCosts', window );">Proceeds from issuance of debt, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 38,900,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Principal amount</a></td>
<td class="nump">$ 40,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_DebtIssuanceCostAmortizationPeriod', window );">Debt issuance cost amortization period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">15 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=fisi_SubordinatedNotes1Member', window );">Subordinated Notes Due April 15, 2030 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate</a></td>
<td class="nump">6.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_DebtInstrumentNumberOfYearsAtStatedRate', window );">Number of years at stated rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtTypeAxis=us-gaap_FederalHomeLoanBankAdvancesMember', window );">Federal Home Loan Bank Advances [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 350,600,000<span></span>
</td>
<td class="nump">$ 295,300,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember', window );">LIBOR [Member] | Subordinated Notes Due April 15, 2030 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Spread on variable rate</a></td>
<td class="nump">3.944%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Debt Instrument, Number of Years at Stated rate</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_DebtInstrumentNumberOfYearsAtStatedRate</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Debt Issuance Cost Amortization Period</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_DebtIssuanceCostAmortizationPeriod</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of debt instrument at time of issuance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 835<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=34725769&amp;loc=d3e28878-108400<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 835<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6451184&amp;loc=d3e28551-108399<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentFaceAmount</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.22(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 22<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtIssuanceCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of debt issuance costs (for example, but not limited to, legal, accounting, broker, and regulatory fees).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtIssuanceCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromDebtNetOfIssuanceCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from additional borrowings, net of cash paid to third parties in connection with debt origination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromDebtNetOfIssuanceCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),16(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Subparagraph a(1)<br><br><br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph 2, 3<br><br><br><br> -Article 9<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=fisi_SubordinatedNotes1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=fisi_SubordinatedNotes1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtTypeAxis=us-gaap_FederalHomeLoanBankAdvancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtTypeAxis=us-gaap_FederalHomeLoanBankAdvancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217367714528">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Commitments and Contingencies (Narrative) (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments And Contingencies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_ForwardSalesCommitments', window );">Forward sales commitments</a></td>
<td class="nump">$ 274.0<span></span>
</td>
<td class="nump">$ 1.2<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_ForwardSalesCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commitments to sell residential real estate loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_ForwardSalesCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>95
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217284365808">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDisclosureAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Loan Portfolio</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="53%"> </td>
<td width="3%"> </td>
<td width="8%"> </td>
<td width="3%"> </td>
<td width="11%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="9%"> </td>
<td width="3%"> </td></tr>
<tr valign="bottom"><td width="53%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Principal</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Net Deferred</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Amount</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loan Costs</font></b></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(Fees)</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loans, Net</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="53%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,674</font></td>
<td width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">117</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,791</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">538,034</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,444</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">536,590</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(97</font></td>
<td width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,162</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Home equity</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,209</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">398,854</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">24,679</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">666,550</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other consumer</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">185</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,326</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,978,624</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,649</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,009,273</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Allowance for loan losses</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(27,500</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total loans, net</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,981,773</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td></tr>
<tr><td width="94%" colspan="9">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267,377</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">32</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267,409</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">476,407</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(1,315</font></td>
<td width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">475,092</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">100,241</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(140</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">100,101</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Home equity</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">379,774</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,841</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">386,615</font></td>
<td width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">636,357</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25,316</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">661,673</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other consumer</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,915</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">197</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,112</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,881,071</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">30,931</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,912,002</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Allowance for loan losses</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(27,637</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="53%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total loans, net</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,884,365</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td></tr></table></div> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Recorded Investment By Loan Class In Current And Nonaccrual Loans</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="18%"> </td>
<td width="5%"> </td>
<td width="7%"> </td>
<td width="4%"> </td>
<td width="6%"> </td>
<td width="7%"> </td>
<td width="6%"> </td>
<td width="2%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="3%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td width="18%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="5%" align="center">&nbsp;</td>
<td width="7%" align="center">&nbsp;</td>
<td width="4%" align="center">&nbsp;</td>
<td width="6%" align="center">&nbsp;</td>
<td width="7%" align="center">&nbsp;</td>
<td width="6%" align="center">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Greater</font></b></td>
<td width="2%" align="center">&nbsp;</td>
<td width="8%" align="center">&nbsp;</td>
<td width="2%" align="center">&nbsp;</td>
<td width="9%" align="center">&nbsp;</td>
<td width="3%" align="center">&nbsp;</td>
<td width="11%" align="center">&nbsp;</td>
<td width="2%" align="center">&nbsp;</td>
<td width="9%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td width="18%" align="left">&nbsp;</td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">30-59 Days</font></b></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">60-89 Days</font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Than 90</font></b></font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="8%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total Past</font></b>&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Past Due</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Past Due</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="center">&nbsp;<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Days</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Due</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Nonaccrual</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Current</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total Loans</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; background-color: rgb(198,217,241);" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; background-color: rgb(198,217,241);" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td width="5%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">605</font></td>
<td width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="7%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;<font class="_mt" style="font-family: 'Times New Roman';" size="2">$</font></td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">605</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,643</font></td>
<td width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">287,426</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,674</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">606</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">606</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,070</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">534,358</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">538,034</font></td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage</font></td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">192</font></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="7%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">192</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,628</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">93,439</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Home equity</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">454</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">78</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">532</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">619</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">390,494</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect</font></td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,708</font></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">364</font></td>
<td width="7%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,072</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">728</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">639,071</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other consumer</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">52</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">147</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">18,983</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total loans, gross</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="5%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,651</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">494</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,154</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,699</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,963,771</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,978,624</font></td></tr>
<tr><td width="99%" colspan="15">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;<font class="_mt" style="font-family: 'Times New Roman';" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">28</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,288</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">263,061</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267,377</font></td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83</font></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="7%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">83</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,020</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">473,304</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">476,407</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Residential mortgage</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">321</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">321</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,194</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">98,726</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">100,241</font></td></tr>
<tr valign="bottom"><td width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Home equity</font></td>
<td width="5%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">799</font></td>
<td width="4%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">67</font></td>
<td width="7%" align="left">&nbsp;</td>
<td width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">866</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">463</font></td>
<td width="3%" align="right">&nbsp;</td>
<td width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">378,445</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">379,774</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Consumer indirect</font></td>
<td bgcolor="#c6d9f1" width="5%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,429</font></td>
<td bgcolor="#c6d9f1" width="4%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">402</font></td>
<td bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,831</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,169</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">632,357</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">636,357</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Other consumer</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="5%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">148</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="4%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">48</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">204</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,700</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,915</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total loans, gross</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="5%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,808</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="4%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">517</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="6%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,333</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,145</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,866,593</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,881,071</font></td></tr></table></div> </div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock', window );">Information Related To Loans Modified In A TDR</a></td>
<td class="text"><div> <table cellspacing="0" border="0">
<tr><td width="21%"> </td>
<td width="14%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="12%"> </td>
<td width="2%"> </td>
<td width="12%"> </td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="14%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Quarter-to-Date</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Year-to-Date</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td width="14%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="2%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td>
<td width="12%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"> </font></b></td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td width="14%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Pre<b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">-</font></b></font></b>Modification</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Post</font></b>-</font></b>Modification</font></b>&nbsp;</td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Pre</font></b>-</font></b>Modification</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Post-</font></b>Modification</font></b>&nbsp;</td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td width="14%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td width="11%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Outstanding</font></b></td></tr>
<tr valign="bottom"><td width="21%" align="left">&nbsp;</td>
<td width="14%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Number of</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Number of</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Contracts</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Contracts</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="12%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="21%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2</font></td>
<td style="text-indent: 1px;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">682</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">330</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,342</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,024</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,672</font></td></tr>
<tr><td width="102%" colspan="12">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td style="text-indent: 1px;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="21%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="14%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" bgcolor="#c6d9f1" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="12%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,381</font></td></tr></table> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Summary Of Impaired Loans</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="33%"> </td>
<td width="12%"> </td>
<td width="7%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="7%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Unpaid</font></b></td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Average</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Interest</font></b></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Principal</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Related</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recorded</font></b></td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Income</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b><b><sup><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Balance</font></b><b><sup><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(1)</font></sup></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Allowance</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Investment</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Recognized</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">With no related allowance recorded:</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,348</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,807</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,461</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,159</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,708</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,171</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,507</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,515</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,632</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">With an allowance recorded:</font></td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,295</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,295</font></td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,247</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,093</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,911</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,911</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">707</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,121</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,206</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,206</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,954</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,214</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,713</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,721</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,954</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,846</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr><td colspan="11">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">With no related allowance recorded:</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td style="text-indent: 1px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,408</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,741</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,431</font></td>
<td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">781</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">920</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,014</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,189</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,661</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,445</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">With an allowance recorded:</font></td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial business</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,880</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,880</font></td>
<td align="right">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,556</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,998</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commercial mortgage</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,239</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,239</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">911</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,560</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,119</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,119</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,467</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,558</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 1px;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,308</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,780</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,467</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,003</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="1">(1) </font><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Difference between recorded investment and unpaid principal balance represents partial charge-offs.</font></p> </div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="44%"> </td>
<td width="2%"> </td>
<td width="41%"> </td>
<td width="2%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td width="44%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="41%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Business</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="44%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="41%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Uncriticized</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">275,639</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">523,226</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Special mention</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,078</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,015</font></td></tr>
<tr valign="bottom"><td width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Substandard</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,957</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,793</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Doubtful</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,674</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">538,034</font></td></tr>
<tr><td width="99%" colspan="5">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Uncriticized</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">250,961</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460,880</font></td></tr>
<tr valign="bottom"><td width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Special mention</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,530</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,411</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Substandard</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,886</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,116</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="44%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Doubtful</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="44%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="41%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">267,377</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">476,407</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p> </div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_RetailLoanPortfolioCategorizedByPaymentStatusTableTextBlock', window );">Retail Loan Portfolio Categorized By Payment Status</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr valign="bottom"><td align="right"><br />&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Residential</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Home</font></b></td>
<td align="right">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td align="right">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Equity</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Indirect</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Performing</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">93,631</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,026</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,143</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,121</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Non-performing</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,628</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">619</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">728</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td></tr>
<tr><td colspan="9">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Performing</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">99,047</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">379,311</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">635,188</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,896</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Non-performing</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,194</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">463</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,169</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Total</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">100,241</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">379,774</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">636,357</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">20,915</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p> </div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Changes In The Allowance For Loan Losses</a></td>
<td class="text"><div> <div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="18%"> </td>
<td width="1%"> </td>
<td width="7%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td width="18%" align="left">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b></td>
<td width="3%" align="right">&nbsp;</td>
<td width="9%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Commercial&nbsp;</strong>&nbsp;</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Residential&nbsp;</strong></font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Home</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="18%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Business</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Equity</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Indirect</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loans:</font></b></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">292,674</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">538,034</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,978,624</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Evaluated for impairment:</font></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Individually</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,643</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,070</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,713</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collectively</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">288,031</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">534,964</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95,259</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">391,645</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">641,871</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19,141</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,970,911</font></td></tr>
<tr><td width="100%" colspan="15">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Allowance for loan losses:</font></b></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,334</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,358</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">465</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,198</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,676</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,500</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Evaluated for impairment:</font></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Individually</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,247</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">707</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,954</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 2px;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collectively</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,087</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,651</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">465</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,198</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,676</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25,546</font></td></tr>
<tr><td width="100%" colspan="15">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Loans:</font></b></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">277,609</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469,936</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">106,342</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">363,243</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">626,418</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,205</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,864,753</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Evaluated for impairment:</font></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Individually</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,589</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,734</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,323</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 2px;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collectively</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">274,020</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">467,202</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">106,342</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">363,243</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">626,418</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">21,205</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,858,430</font></td></tr>
<tr><td width="100%" colspan="15">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Allowance for loan losses:</font></b></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,402</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,633</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">618</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,607</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,446</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,166</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Evaluated for impairment:</font></td>
<td width="1%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="center">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="center">&nbsp;</td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" bgcolor="#c6d9f1" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Individually</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,056</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">432</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">-</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" bgcolor="#c6d9f1" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,488</font></td></tr>
<tr valign="bottom"><td style="text-indent: 2px;" width="18%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Collectively</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="1%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,346</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="9%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,201</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">618</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,607</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,446</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="11%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 1px;" width="10%" align="center"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">25,678</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2"> </font>&nbsp;</p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="15%"> </td>
<td width="3%"> </td>
<td width="7%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="8%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="2%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td width="15%" align="left">&nbsp;</td>
<td width="3%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">&nbsp;</font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b>&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Commercial&nbsp;</strong></font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Residential&nbsp;</strong></font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Home</font></b></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="15%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Business</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Equity</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Indirect</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr><td width="100%" colspan="18">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Beginning balance</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,395</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,156</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">558</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,430</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,205</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">447</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,191</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Charge-offs</font></td>
<td width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">201</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">22</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">154</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,841</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">154</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,385</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Recoveries</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">86</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,196</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">95</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,406</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision (credit)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(134</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,396</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(84</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(87</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">116</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">81</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,288</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,334</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,358</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">465</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,198</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,676</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,500</font></td></tr>
<tr><td width="100%" colspan="18">&nbsp;</td></tr>
<tr><td width="100%" colspan="18">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="25%" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended June 30, 2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Beginning balance</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,621</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,122</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">570</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,485</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,383</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">456</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,637</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Charge-offs</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,154</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">810</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">77</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">238</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,263</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">413</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6,955</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Recoveries</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">134</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">96</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">46</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">19</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,301</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">193</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,789</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision</font></td>
<td width="3%" align="left">&nbsp;</td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">733</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,950</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(74</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(68</font></td>
<td width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,255</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">233</font></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,029</font></td></tr>
<tr valign="bottom"><td width="15%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,334</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="8%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">9,358</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">465</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,198</font></td>
<td width="2%" align="left">&nbsp;</td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,676</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">469</font></td>
<td width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,500</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
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<td width="3%"> </td>
<td width="7%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="3%"> </td>
<td width="9%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="10%"> </td>
<td width="2%"> </td>
<td width="11%"> </td>
<td width="2%"> </td>
<td width="9%"> </td></tr>
<tr valign="bottom"><td width="16%" align="left">&nbsp;</td>
<td width="3%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">&nbsp;</font></b></td>
<td width="7%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Commercial</font></b>&nbsp;</td>
<td width="3%" align="center">&nbsp;</td>
<td width="9%" align="center"><font class="_mt" style="font-family: 'Times New Roman';" size="2"><strong>Commercial&nbsp;</strong></font></td>
<td width="2%" align="center">&nbsp;</td>
<td width="3%" align="center">&nbsp;</td>
<td width="9%" align="center"><strong><font class="_mt" style="font-family: 'Times New Roman';" size="2">Residential&nbsp;</font></strong></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Home</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Other</font></b></td>
<td width="2%" align="right">&nbsp;</td>
<td width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="16%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Business</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Mortgage</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Equity</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Indirect</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Consumer</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Total</font></b></td></tr>
<tr><td width="100%" colspan="16">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Three months ended June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Beginning balance</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,689</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,980</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">672</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,371</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,984</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">456</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,152</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Charge-offs</font></td>
<td width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">69</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">156</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,331</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">224</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,948</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Recoveries</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">68</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">6</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">995</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">98</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,204</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision (credit)</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">648</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">(188</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">)</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">363</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">798</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">130</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,758</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,402</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,633</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">618</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,607</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,446</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,166</font></td></tr>
<tr><td width="100%" colspan="16">&nbsp;</td></tr>
<tr><td width="100%" colspan="16">&nbsp;</td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" width="26%" colspan="3" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">Six months ended June 30, 2014</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="left">&nbsp;</td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Beginning balance</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,273</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,743</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">676</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,367</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">12,230</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">447</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">26,736</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 1px solid; text-indent: 3px;" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Charge-offs</font></td>
<td width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">71</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">165</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">147</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">262</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">4,786</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">493</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,924</font></td></tr>
<tr valign="bottom"><td style="text-indent: 3px;" bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Recoveries</font></td>
<td bgcolor="#c6d9f1" width="3%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">97</font></td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">13</font></td>
<td bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td bgcolor="#c6d9f1" width="3%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">29</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">40</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,100</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">211</font></td>
<td bgcolor="#c6d9f1" width="2%" align="right">&nbsp;</td>
<td bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">2,490</font></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double; text-indent: 3px;" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Provision</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" width="3%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,103</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">42</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="3%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">60</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">462</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,902</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">295</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="2%" align="right">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">3,864</font></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" width="16%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Ending balance</font></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" bgcolor="#c6d9f1" width="3%" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="7%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">5,402</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">7,633</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="3%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">618</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">1,607</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="10%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">11,446</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="11%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">460</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="2%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="border-bottom: rgb(0,0,0) 3px double;" bgcolor="#c6d9f1" width="9%" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">27,166</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p> </div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_RetailLoanPortfolioCategorizedByPaymentStatusTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Retail Loan Portfolio Categorized By Payment Status [Table Text Block]</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_RetailLoanPortfolioCategorizedByPaymentStatusTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 19<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=32702940&amp;loc=SL6953803-111525<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 29<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953659-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of impaired financing receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PastDueFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5111-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 7A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PastDueFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.3,4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 3, 4<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables and troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 33<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 34<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953682-111524<br><br><br><br></p></div>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217357029664">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Fair Value Measurements (Carrying Amount, Estimated Fair Value, And Placement In Fair Value Hierarchy Of Financial Instruments) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 772,639<span></span>
</td>
<td class="nump">$ 622,494<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">324,873<span></span>
</td>
<td class="nump">298,695<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount [Member] | Level 1 Inputs [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">52,554<span></span>
</td>
<td class="nump">58,151<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,623<span></span>
</td>
<td class="nump">8,104<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_NonMaturityDepositsFairValueDisclosure', window );">Non-maturity deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,043,219<span></span>
</td>
<td class="nump">1,857,285<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtFairValue', window );">Short-term borrowings</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">350,600<span></span>
</td>
<td class="nump">334,804<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableFairValueDisclosure', window );">Accrued interest payable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,101<span></span>
</td>
<td class="nump">3,862<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount [Member] | Level 2 Inputs [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">772,639<span></span>
</td>
<td class="nump">622,494<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">320,820<span></span>
</td>
<td class="nump">294,438<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">448<span></span>
</td>
<td class="nump">755<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,978,521<span></span>
</td>
<td class="nump">1,881,713<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock', window );">FHLB and FRB stock</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,558<span></span>
</td>
<td class="nump">19,014<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Time deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">613,019<span></span>
</td>
<td class="nump">593,242<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount [Member] | Level 3 Inputs [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,252<span></span>
</td>
<td class="nump">2,652<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value [Member] | Level 1 Inputs [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">52,554<span></span>
</td>
<td class="nump">58,151<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,623<span></span>
</td>
<td class="nump">8,104<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fisi_NonMaturityDepositsFairValueDisclosure', window );">Non-maturity deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,043,219<span></span>
</td>
<td class="nump">1,857,285<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtFairValue', window );">Short-term borrowings</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">350,600<span></span>
</td>
<td class="nump">334,804<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableFairValueDisclosure', window );">Accrued interest payable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,101<span></span>
</td>
<td class="nump">3,862<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value [Member] | Level 2 Inputs [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">772,639<span></span>
</td>
<td class="nump">622,494<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">324,873<span></span>
</td>
<td class="nump">298,695<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">448<span></span>
</td>
<td class="nump">755<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,987,842<span></span>
</td>
<td class="nump">1,887,959<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock', window );">FHLB and FRB stock</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,558<span></span>
</td>
<td class="nump">19,014<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Time deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">614,066<span></span>
</td>
<td class="nump">593,793<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember', window );">Estimated Fair Value [Member] | Level 3 Inputs [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 3,252<span></span>
</td>
<td class="nump">$ 2,652<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Comprised of collateral dependent impaired loans.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fisi_NonMaturityDepositsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Non-Maturity Deposits Fair Value Disclosure</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">fisi_NonMaturityDepositsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>fisi_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of liabilities incurred for goods and services received that are used in an entity's business and related party payables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13487-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 8<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6935-107765<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsPayableFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of Federal Home Loan Bank (FHLB) and Federal Reserve Bank stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 5<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansHeldForSaleFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Glossary Loan<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517073<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShorttermDebtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount of short-term debt existing as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShorttermDebtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217537146224">
<tr>
<th class="tl" colspan="1">Label</th>
<th class="tl"><strong>Element</strong></th>
<th class="th" colspan="1">Value</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Gain (Loss) on Sales of Loans, Net</a></td>
<td class="th" style="border-bottom: 0px;">us-gaap_GainLossOnSalesOfLoansNet</td>
<td class="nump">$ 39<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Bank Owned Life Insurance Income</a></td>
<td class="th" style="border-bottom: 0px;">us-gaap_BankOwnedLifeInsuranceIncome</td>
<td class="nump">493<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherAssets', window );">Gains (Losses) on Sales of Other Assets</a></td>
<td class="th" style="border-bottom: 0px;">us-gaap_GainLossOnSaleOfOtherAssets</td>
<td class="nump">$ 16<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of other assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.3(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSalesOfLoansNet</td>
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<DOCUMENT>
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217282505424">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Business Combinations (Narrative) (Details) - USD ($)<br></strong></div></th>
<th class="th"><div>Aug. 01, 2014</div></th>
<th class="th"><div>Apr. 15, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAcquisitionsAndDisposalsLineItems', window );"><strong>Significant Acquisitions and Disposals [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Principal amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 40,000,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionAxis=fisi_ScottDanahyNaylonCo.Inc.Member', window );">Scott Danahy Naylon Co., Inc. [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAcquisitionsAndDisposalsLineItems', window );"><strong>Significant Acquisitions and Disposals [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationConsiderationTransferredIncludingEquityInterestInAcquireeHeldPriorToCombination1', window );">Consideration including both cash and stock</a></td>
<td class="nump">$ 16,900,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationContingentConsiderationLiability', window );">Contingent future payments</a></td>
<td class="nump">3,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred', window );">Contingent consideration</a></td>
<td class="nump">3,227,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill', window );">Identified intangible assets</a></td>
<td class="nump">6,640,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Goodwill resulting from acquisition</a></td>
<td class="nump">$ 12,617,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationConsiderationTransferredIncludingEquityInterestInAcquireeHeldPriorToCombination1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value at acquisition-date of the assets transferred by the acquirer, liabilities incurred by the acquirer, and equity interests issued by the acquirer, including but not limited to,  instruments or interests issued or issuable in consideration for the business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (g)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25497992&amp;loc=d3e1392-128463<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35744584&amp;loc=d3e6927-128479<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationConsiderationTransferredIncludingEquityInterestInAcquireeHeldPriorToCombination1</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities incurred by the acquirer as part of consideration transferred in a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911189&amp;loc=d3e6405-128476<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 7<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911251&amp;loc=d3e6578-128477<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911251&amp;loc=d3e6613-128477<br><br><br><br></p></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liability recognized arising from contingent consideration in a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 35<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph b<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911338&amp;loc=d3e6819-128478<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6911189&amp;loc=d3e6408-128476<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of intangible assets, excluding goodwill, acquired at the acquisition date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 805<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=39739317&amp;loc=d3e4845-128472<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of debt instrument at time of issuance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 835<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=34725769&amp;loc=d3e28878-108400<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 835<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6451184&amp;loc=d3e28551-108399<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<span style="display: none;">v3.2.0.727</span><table class="report" border="0" cellspacing="2" id="idm140217593911104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Commitments and Contingencies<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments And Contingencies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Commitments And Contingencies</a></td>
<td class="text"><div> <p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">(12.) COMMITMENTS AND CONTINGENCIES</font></b></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company has financial instruments with off-balance sheet risk established in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk extending beyond amounts recognized in the Company's financial statements.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is essentially the same as that involved with extending loans to customers. The Company uses the same credit underwriting policies in making commitments and conditional obligations as for on-balance sheet instruments.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Off-balance sheet commitments consist of the following (in thousands):</font></p>

<div style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;" align="left">

<table cellspacing="0" border="0">
<tr><td width="49%"> </td>
<td width="22%"> </td>
<td width="12%"> </td>
<td width="4%"> </td>
<td width="10%"> </td></tr>
<tr valign="bottom"><td align="left">&nbsp;</td>
<td align="left">&nbsp;</td>
<td align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">June 30,</font></b></td>
<td align="left">&nbsp;</td>
<td align="right"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">December 31,</font></b></td></tr>
<tr valign="bottom"><td style="border-bottom: rgb(0,0,0) 3px double;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 3px double;" align="left"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2015</font></b></td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="left">&nbsp;</td>
<td style="border-bottom: rgb(0,0,0) 1px solid;" align="center"><b><font class="_mt" style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" size="2">2014</font></b></td></tr>
<tr valign="bottom"><td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commitments to extend credit</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td style="text-indent: 2px;" bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">487,114</font></td>
<td bgcolor="#c6d9f1" align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">$</font></td>
<td bgcolor="#c6d9f1" align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">450,343</font></td></tr>
<tr valign="bottom"><td align="left"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Standby letters of credit</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">10,296</font></td>
<td align="left">&nbsp;</td>
<td align="right"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">8,578</font></td></tr></table></div>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); font: medium 'Times New Roman'; margin: 0px; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;">&nbsp;</p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses which may require payment by the customer of a termination fee. Commitments may expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. Each customer's creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if any, is based on management's credit evaluation of the borrower. Standby letters of credit are conditional lending commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support private borrowing arrangements. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers.</font></p>

<p style="white-space: normal; word-spacing: 0px; text-transform: none; color: rgb(0,0,0); text-align: left; font: medium 'Times New Roman'; widows: 1; letter-spacing: normal; text-indent: 0px; -webkit-text-stroke-width: 0px;"><font class="_mt" style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" size="2">The Company also extends rate lock agreements to borrowers related to the origination of residential mortgage loans. To mitigate the interest rate risk inherent in these rate lock agreements, the Company may enter into forward commitments to sell individual residential mortgages. Rate lock agreements and forward commitments are considered derivatives and are recorded at fair value. Forward sales commitments totaled $<font class="_mt">274</font> thousand and $<font class="_mt">1.2</font> million at June 30, 2015 and December 31, 2014, respectively. In addition, the net change in the fair values of these derivatives was recognized as other noninterest income or other noninterest expense in the consolidated statements of income.</font></p> </div><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for commitments and contingencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 825<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 460<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 8<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6398077&amp;loc=d3e12565-110249<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 450<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14435-108349<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.25)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 440<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br><br><br><br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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