<SEC-DOCUMENT>0001299933-15-000163.txt : 20150202
<SEC-HEADER>0001299933-15-000163.hdr.sgml : 20150202
<ACCEPTANCE-DATETIME>20150202164335
ACCESSION NUMBER:		0001299933-15-000163
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20150202
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20150202
DATE AS OF CHANGE:		20150202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
		CENTRAL INDEX KEY:			0000862831
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				160816610
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26481
		FILM NUMBER:		15567579

	BUSINESS ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
		BUSINESS PHONE:		5857861100

	MAIL ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>htm_51219.htm
<DESCRIPTION>LIVE FILING
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<TITLE> Financial Institutions, Inc. (Form: 8-K) </TITLE>
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		UNITED STATES<BR>
	SECURITIES AND EXCHANGE COMMISSION
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	WASHINGTON, D.C. 20549
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	FORM 8-K
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	CURRENT REPORT
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	Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
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	Date of Report (Date of Earliest Event Reported):
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	&nbsp;
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	February 2, 2015
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	Financial Institutions, Inc.
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<BR>__________________________________________<BR>
	(Exact name of registrant as specified in its charter)
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	New York
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	0-26481
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	16-0816610
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_____________________<BR>
	(State or other jurisdiction
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_____________<BR>
	(Commission
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______________<BR>
	(I.R.S. Employer
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	of incorporation)
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	File Number)
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	Identification No.)
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	220 Liberty Street, Warsaw, New York
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	&nbsp;
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	14569
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_________________________________<BR>
	(Address of principal executive offices)
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	&nbsp;
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___________<BR>
	(Zip Code)
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	Registrant&#146;s telephone number, including area code:
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	585-786-1100
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	Not Applicable
<BR>______________________________________________<BR>
	Former name or former address, if changed since last report
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	&nbsp;
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<!-- CoverPageRegistrant END --><P><FONT SIZE="2">
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:</FONT>
</P>
<P><FONT SIZE="2">
[&nbsp;&nbsp;]&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<br>
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<B>
	Item 7.01 Regulation FD Disclosure.
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On February 2, 2015, Financial Institutions, Inc. (the "Company") announced that certain members of management will participate in the 2015 Sterne Agee Financial Institutions Investor Conference in Boca Raton, Florida on February 12-13, 2015. The Company's President and Chief Executive Officer, Martin K. Birmingham, and Executive Vice President, Chief Financial Officer and Treasurer, Kevin B. Klotzbach, are scheduled to present at one-on-one meetings with analysts and institutional investors.  The presentation materials prepared by the Company for use in these meetings will be available on the Company&#x2019;s website at www.fiiwarsaw.com under "News & Events/Presentations."  The information on the Company&#x2019;s website is not incorporated by reference into this Current Report on Form 8-K.<br><br>This information is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 ("Exchange Act"), as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, whether made before or after the date of this report, except as shall be expressly set forth by specific reference in such filing. <br>
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	Item 9.01 Financial Statements and Exhibits.
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(d) Exhibits<br><br>Exhibit 99.1 Press Release issued February 2, 2015
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	SIGNATURES
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	Pursuant to the requirements of the Securities Exchange Act of 1934, the
	registrant has duly caused this report to be signed on its behalf by the
	undersigned hereunto duly authorized.
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	Financial Institutions, Inc.
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	&nbsp;&nbsp;
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<I>
	February 2, 2015
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	&nbsp;
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<I>
	By:
</I>
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	&nbsp;
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<I>
	/s/ Kevin B. Klotzbach
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<BR>
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	&nbsp;
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<I>
	Name: Kevin B. Klotzbach
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<I>
	Title: Executive Vice President, Chief Financial Officer and Treasurer
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	Exhibit&nbsp;Index
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	Exhibit No.
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	Description
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	99.1
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	&nbsp;
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Press Release issued February 2, 2015
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<P align="left" style="font-size: 10pt"><FONT style="font-size: 24pt"><img src="e40942-15331410409276ef43_1.jpg">
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    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 20pt"><B>NEWS RELEASE</B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="center"><FONT style="font-size: 20pt"><B>220 Liberty Street</B></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 20pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 10pt"><B><I>For Immediate Release</I></B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="center"><FONT style="font-size: 10pt"><B>Warsaw, NY  14569</B></FONT></TD>
</TR>
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<P align="center" style="font-size: 10pt"><B>FINANCIAL INSTITUTIONS, INC. TO PARTICIPATE IN STERNE AGEE 2015 FINANCIAL INSTITUTIONS INVESTOR<BR>
CONFERENCE ON FEBRUARY 12-13</B>



<P align="left" style="font-size: 10pt"><B>WARSAW, N.Y., February&nbsp;2, 2015 </B>&#150; Financial Institutions, Inc. (the &#147;Company&#148;) (Nasdaq: FISI), the
parent company of Five Star Bank, today announced its participation in the 2015 Sterne Agee
Financial Institutions Investor Conference in Boca Raton, Florida on February&nbsp;12-13, 2015.


<P align="left" style="font-size: 10pt">Management will be available at the conference to discuss the Company&#146;s growth strategies and
financial performance and will conduct one-on-one investor meetings with institution investors and
analysts. For additional information or to schedule a meeting, please contact your Sterne Agee
representative or visit <U>www.sterneagee.com</U>.


<P align="left" style="font-size: 10pt"><B>About Financial Institutions, Inc.</B>


<P align="left" style="font-size: 10pt">Financial Institutions, Inc. provides diversified financial services through its subsidiaries, Five
Star Bank and Scott Danahy Naylon. Five Star Bank provides a wide range of consumer and commercial
banking services to individuals, municipalities and businesses through a network of over 50 offices
and more than 60 ATMs throughout Western and Central New York State. Scott Danahy Naylon provides
a broad range of insurance services to personal and business clients across 44 states. Financial
Institutions, Inc. and its subsidiaries employ approximately 650 individuals. The Company&#146;s stock
is listed on the Nasdaq Global Select Market under the symbol FISI and is a member of the NASDAQ
OMX ABA Community Bank Index. Additional information is available at the Company&#146;s website:
<U><I>www.fiiwarsaw.com</I></U>.


<P align="left" style="font-size: 10pt"><B>Safe Harbor Statement</B>


<P align="left" style="font-size: 10pt"><I>This press release may contain forward-looking statements as defined by federal securities laws.
These statements may address issues that involve significant risks, uncertainties, estimates and
assumptions made by management. Actual results could differ materially from current beliefs or
projections. There are a number of important factors that could affect the Company&#146;s
forward-looking statements, which include its ability to implement its strategic plan, its ability
to redeploy investment assets into loan assets, whether it experiences greater credit losses than
expected, breaches of its third party information systems, the attitudes and preferences of its
customers, its ability to successfully integrate and profitably operate acquired businesses, the
competitive environment, fluctuations in the fair value of securities in its investment portfolio,
changes in the regulatory environment and general economic and credit market conditions nationally
and regionally. For more information about these factors and other factors that could affect the
Company&#146;s forward-looking statements, please see the Company&#146;s Annual Report on </I><I>Form 10-K</I><I> and its
Quarterly Reports on </I><I>Form 10-Q</I><I> on file with the SEC. All of these factors should be carefully
reviewed, and readers should not place undue reliance on these forward-looking statements. Except
as required by law, the Company undertakes no obligation to revise these statements following the
date of this press release.</I>


<P align="center" style="font-size: 10pt">*****


<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="95%">
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    <TD width="100%">&nbsp;</TD>
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<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><B>For additional information contact:</B></DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Kevin B. Klotzbach</DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Chief Financial Officer &#038; Treasurer</DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Phone: 585.786.1130</DIV></TD>
</TR>
<TR valign="bottom" style="font-size: 10pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px">Email: KBKlotzbach@five-starbank.com</DIV></TD>
</TR>
<TR style="font-size: 1px">
    <TD style="border-top: 1px solid #000000"><DIV style="margin-left:10px; text-indent:-10px">&nbsp;</DIV></TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="left" style="font-size: 10pt">Jordan Darrow
<BR>
Darrow Associates
<BR>
Phone: 631.367.1866
<BR>
Email: jdarrow@darrowir.com



<P align="center" style="font-size: 10pt; display: none">




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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
