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Loans (Tables) | 3 Months Ended
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Mar. 31, 2016
Loans [Abstract] |
Loan Portfolio |
|  | Principal |  | Net Deferred |  |  |  |
|  | Amount |  | Loan (Fees) |  |  |  |
|  | Outstanding |  | Costs |  |  | Loans, Net |
March 31, 2016 |  |  |  |  |  |  |  |
Commercial business | $ | 317,420 | $ | 356 |  | $ | 317,776 |
Commercial mortgage |  | 591,800 |  | (1,484 | ) |  | 590,316 |
Residential real estate loans |  | 377,406 |  | 5,098 |  |  | 382,504 |
Residential real estate lines |  | 123,894 |  | 2,632 |  |  | 126,526 |
Consumer indirect |  | 655,348 |  | 24,498 |  |  | 679,846 |
Other consumer |  | 17,889 |  | 177 |  |  | 18,066 |
Total | $ | 2,083,757 | $ | 31,277 |  |  | 2,115,034 |
Allowance for loan losses |  |  |  |  |  |  | (27,568 | )
Total loans, net |  |  |  |  |  | $ | 2,087,466 |
December 31, 2015 |  |  |  |  |  |  |  |
Commercial business | $ | 313,475 | $ | 283 |  | $ | 313,758 |
Commercial mortgage |  | 567,481 |  | (1,380 | ) |  | 566,101 |
Residential real estate loans |  | 376,023 |  | 5,051 |  |  | 381,074 |
Residential real estate lines |  | 124,766 |  | 2,581 |  |  | 127,347 |
Consumer indirect |  | 652,494 |  | 24,446 |  |  | 676,940 |
Other consumer |  | 18,361 |  | 181 |  |  | 18,542 |
Total | $ | 2,052,600 | $ | 31,162 |  |  | 2,083,762 |
Allowance for loan losses |  |  |  |  |  |  | (27,085 | )
Total loans, net |  |  |  |  |  | $ | 2,056,677 |
Recorded Investment By Loan Class In Current And Nonaccrual Loans |
|  |  |  |  |  | Greater |  |  |  |  |  |  |  |
|  | 30-59 Days |  | 60-89 Days |  | Than 90 |  | Total Past |  |  |  |  |  |
|  | Past Due |  | Past Due |  | Days |  | Due |  | Nonaccrual |  | Current |  | Total Loans
March 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 94 | $ | 2 | $ | - | $ | 96 | $ | 4,056 | $ | 313,268 | $ | 317,420
Commercial mortgage |  | 53 |  | - |  | - |  | 53 |  | 1,781 |  | 589,966 |  | 591,800
Residential real estate loans |  | 515 |  | 22 |  | - |  | 537 |  | 1,601 |  | 375,268 |  | 377,406
Residential real estate lines |  | 151 |  | 43 |  | - |  | 194 |  | 165 |  | 123,535 |  | 123,894
Consumer indirect |  | 1,296 |  | 267 |  | - |  | 1,563 |  | 943 |  | 652,842 |  | 655,348
Other consumer |  | 52 |  | 17 |  | 9 |  | 78 |  | 12 |  | 17,799 |  | 17,889
Total loans, gross | $ | 2,161 | $ | 351 | $ | 9 | $ | 2,521 | $ | 8,558 | $ | 2,072,678 | $ | 2,083,757
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 321 | $ | 612 | $ | - | $ | 933 | $ | 3,922 | $ | 308,620 | $ | 313,475
Commercial mortgage |  | 68 |  | 146 |  | - |  | 214 |  | 947 |  | 566,320 |  | 567,481
Residential real estate loans |  | 723 |  | 395 |  | - |  | 1,118 |  | 1,848 |  | 373,057 |  | 376,023
Residential real estate lines |  | 199 |  | 34 |  | - |  | 233 |  | 235 |  | 124,298 |  | 124,766
Consumer indirect |  | 1,975 |  | 286 |  | - |  | 2,261 |  | 1,467 |  | 648,766 |  | 652,494
Other consumer |  | 98 |  | 13 |  | 8 |  | 119 |  | 13 |  | 18,229 |  | 18,361
Total loans, gross | $ | 3,384 | $ | 1,486 | $ | 8 | $ | 4,878 | $ | 8,432 | $ | 2,039,290 | $ | 2,052,600
Information Related To Loans Modified In A TDR |
|  |  | Pre- |  | Post-
|  |  | Modification |  | Modification
|  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment
March 31, 2016 |  |  |  |  |
Commercial business | 2 | $ | 312 | $ | 312
Commercial mortgage | 1 |  | 550 |  | 550
Total | 3 | $ | 862 | $ | 862
March 31, 2015 |  |  |  |  |
Commercial business | - | $ | - | $ | -
Commercial mortgage | 1 |  | 682 |  | 330
Total | 1 | $ | 682 | $ | 330
Summary Of Impaired Loans |
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment(1) |  | Balance(1) |  | Allowance |  | Investment |  | Recognized
March 31, 2016 |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 2,130 | $ | 2,710 | $ | - | $ | 1,516 | $ | -
Commercial mortgage |  | 1,349 |  | 1,697 |  | - |  | 1,018 |  | -
|  | 3,479 |  | 4,407 |  | - |  | 2,534 |  | -
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business |  | 1,926 |  | 1,926 |  | 825 |  | 2,339 |  | -
Commercial mortgage |  | 432 |  | 432 |  | 127 |  | 114 |  | -
|  | 2,358 |  | 2,358 |  | 952 |  | 2,453 |  | -
| $ | 5,837 | $ | 6,765 | $ | 952 | $ | 4,987 | $ | -
December 31, 2015 |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 1,441 | $ | 1,810 | $ | - | $ | 1,352 | $ | -
Commercial mortgage |  | 937 |  | 1,285 |  | - |  | 1,013 |  | -
|  | 2,378 |  | 3,095 |  | - |  | 2,365 |  | -
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business |  | 2,481 |  | 2,481 |  | 996 |  | 1,946 |  | -
Commercial mortgage |  | 10 |  | 10 |  | 10 |  | 449 |  | -
|  | 2,491 |  | 2,491 |  | 1,006 |  | 2,395 |  | -
| $ | 4,869 | $ | 5,586 | $ | 1,006 | $ | 4,760 | $ | -
(1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.
Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification |
|  | Commercial |  | Commercial
|  | Business |  | Mortgage
March 31, 2016 |  |  |  |
Uncriticized | $ | 303,114 | $ | 576,742
Special mention |  | 5,643 |  | 8,580
Substandard |  | 8,663 |  | 6,478
Doubtful |  | - |  | -
Total | $ | 317,420 | $ | 591,800
December 31, 2015 |  |  |  |
Uncriticized | $ | 298,413 | $ | 551,603
Special mention |  | 4,916 |  | 9,015
Substandard |  | 10,146 |  | 6,863
Doubtful |  | - |  | -
Total | $ | 313,475 | $ | 567,481
Retail Loan Portfolio Categorized By Payment Status |
|  | Residential |  | Residential |  |  |  |
|  | Real Estate |  | Real Estate |  | Consumer |  | Other
|  | Loans |  | Lines |  | Indirect |  | Consumer
March 31, 2016 |  |  |  |  |  |  |  |
Performing | $ | 375,805 | $ | 123,729 | $ | 654,405 | $ | 17,868
Non-performing |  | 1,601 |  | 165 |  | 943 |  | 21
Total | $ | 377,406 | $ | 123,894 | $ | 655,348 | $ | 17,889
December 31, 2015 |  |  |  |  |  |  |  |
Performing | $ | 374,175 | $ | 124,531 | $ | 651,027 | $ | 18,340
Non-performing |  | 1,848 |  | 235 |  | 1,467 |  | 21
Total | $ | 376,023 | $ | 124,766 | $ | 652,494 | $ | 18,361
Changes In The Allowance For Loan Losses |
|  |  |  |  |  | Residential |  | Residential |  |  |  |  |  |  |
|  | Commercial |  | Commercial |  | Real Estate |  | Real Estate |  |  | Consumer |  | Other |  |
|  | Business |  | Mortgage |  | Loans |  | Lines |  |  | Indirect |  | Consumer |  | Total
March 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 5,540 | $ | 9,027 | $ | 1,347 | $ | 345 |  | $ | 10,458 | $ | 368 | $ | 27,085
Charge-offs |  | 602 |  | 4 |  | 46 |  | 4 |  |  | 2,498 |  | 157 |  | 3,311
Recoveries |  | 100 |  | 5 |  | 25 |  | 4 |  |  | 1,170 |  | 122 |  | 1,426
Provision |  | 398 |  | 687 |  | 58 |  | - |  |  | 1,167 |  | 58 |  | 2,368
Ending balance | $ | 5,436 | $ | 9,715 | $ | 1,384 | $ | 345 |  | $ | 10,297 | $ | 391 | $ | 27,568
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 791 | $ | 120 | $ | - | $ | - |  | $ | - | $ | - | $ | 911
Collectively | $ | 4,645 | $ | 9,595 | $ | 1,384 | $ | 345 |  | $ | 10,297 | $ | 391 | $ | 26,657
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 317,420 | $ | 591,800 | $ | 377,406 | $ | 123,894 |  | $ | 655,348 | $ | 17,889 | $ | 2,083,757
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 3,924 | $ | 1,730 | $ | - | $ | - |  | $ | - | $ | - | $ | 5,654
Collectively | $ | 313,496 | $ | 590,070 | $ | 377,406 | $ | 123,894 |  | $ | 655,348 | $ | 17,889 | $ | 2,078,103
March 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 5,621 | $ | 8,122 | $ | 1,620 | $ | 435 |  | $ | 11,383 | $ | 456 | $ | 27,637
Charge-offs |  | 1,141 |  | 609 |  | 139 |  | - |  |  | 2,422 |  | 259 |  | 4,570
Recoveries |  | 48 |  | 89 |  | 41 |  | 2 |  |  | 1,105 |  | 98 |  | 1,383
Provision (credit) |  | 867 |  | 554 |  | 64 |  | (35 | ) |  | 1,139 |  | 152 |  | 2,741
Ending balance | $ | 5,395 | $ | 8,156 | $ | 1,586 | $ | 402 |  | $ | 11,205 | $ | 447 | $ | 27,191
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 1,120 | $ | 817 | $ | - | $ | - |  | $ | - | $ | - | $ | 1,937
Collectively | $ | 4,275 | $ | 7,339 | $ | 1,586 | $ | 402 |  | $ | 11,205 | $ | 447 | $ | 25,254
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 277,427 | $ | 480,479 | $ | 351,088 | $ | 126,832 |  | $ | 637,380 | $ | 19,184 | $ | 1,892,390
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 4,587 | $ | 3,411 | $ | - | $ | - |  | $ | - | $ | - | $ | 7,998
Collectively | $ | 272,840 | $ | 477,068 | $ | 351,088 | $ | 126,832 |  | $ | 637,380 | $ | 19,184 | $ | 1,884,392

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