<SEC-DOCUMENT>0001299933-16-002909.txt : 20160829
<SEC-HEADER>0001299933-16-002909.hdr.sgml : 20160829
<ACCEPTANCE-DATETIME>20160829161641
ACCESSION NUMBER:		0001299933-16-002909
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20160829
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20160829
DATE AS OF CHANGE:		20160829

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
		CENTRAL INDEX KEY:			0000862831
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				160816610
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26481
		FILM NUMBER:		161858005

	BUSINESS ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
		BUSINESS PHONE:		5857861100

	MAIL ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>htm_53973.htm
<DESCRIPTION>LIVE FILING
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<TITLE> Financial Institutions, Inc. (Form: 8-K) </TITLE>
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		UNITED STATES<BR>
	SECURITIES AND EXCHANGE COMMISSION
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	WASHINGTON, D.C. 20549
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	FORM 8-K
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	CURRENT REPORT
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	Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
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	Date of Report (Date of Earliest Event Reported):
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	August 29, 2016
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	Financial Institutions, Inc.
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<BR>__________________________________________<BR>
	(Exact name of registrant as specified in its charter)
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	New York
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	0-26481
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	16-0816610
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_____________________<BR>
	(State or other jurisdiction
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_____________<BR>
	(Commission
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	(I.R.S. Employer
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	of incorporation)
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	File Number)
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	Identification No.)
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	220 Liberty Street, Warsaw, New York
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	&nbsp;
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	14569
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_________________________________<BR>
	(Address of principal executive offices)
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	&nbsp;
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___________<BR>
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	Registrant&#146;s telephone number, including area code:
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	585-786-1100
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	Not Applicable
<BR>______________________________________________<BR>
	Former name or former address, if changed since last report
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	&nbsp;
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Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:</FONT>
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<P><FONT SIZE="2">
[&nbsp;&nbsp;]&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<br>
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	Item 8.01 Other Events.
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On August 29, 2016, Financial Institutions, Inc. (the "Company") issued a press release announcing the declaration of a cash dividend of $0.20 per common share.  The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stock and $2.12 per share on series B-1 8.48% Preferred Stock.  All dividends are payable October 3, 2016 to shareholders of record as of September 12, 2016.<br><br>A copy of the press release is furnished as Exhibit 99.1 to this Form 8-K.
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	Item 9.01 Financial Statements and Exhibits.
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(d) Exhibits<br><br>Exhibit 99.1 Press Release issued by Financial Institutions, Inc. on August 29, 2016
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	SIGNATURES
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	Pursuant to the requirements of the Securities Exchange Act of 1934, the
	registrant has duly caused this report to be signed on its behalf by the
	undersigned hereunto duly authorized.
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	Financial Institutions, Inc.
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<I>
	August 29, 2016
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<I>
	By:
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<I>
	Kevin B. Klotzbach
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<I>
	Name: Kevin B. Klotzbach
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<I>
	Title: Executive Vice-President, Chief Financial Officer and Treasurer
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	Exhibit&nbsp;Index
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	Exhibit No.
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	99.1
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Press Release issued by Financial Institutions, Inc. on August 29, 2016
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<P align="right" style="font-size: 10pt"><FONT style="font-size: 14pt"><U><B>Exhibit&nbsp;99.1</B></U></FONT>



<P align="left" style="font-size: 14pt"><FONT style="font-size: 24pt"><B>Financial Institutions, Inc.</B>
</FONT>
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    <TD width="20%">&nbsp;</TD>
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    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 28pt"><B>NEWS RELEASE</B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="center"><FONT style="font-size: 28pt"><B>220 Liberty Street</B></FONT></TD>
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<TR valign="bottom" style="font-size: 28pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 11pt"><B><I>For Immediate Release</I></B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="center"><FONT style="font-size: 11pt"><B>Warsaw, NY  14569</B></FONT></TD>
</TR>
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<P align="center" style="font-size: 11pt"><FONT style="font-size: 12pt"><B>Financial Institutions, Inc. Announces Quarterly Dividend</B></FONT>



<P align="left" style="font-size: 12pt"><FONT style="font-size: 11pt"><B>WARSAW, N.Y. &#150; August&nbsp;29, 2016 </B>&#150; Financial Institutions, Inc. (the &#147;Company&#148;) (NASDAQ: FISI)
announced today that its Board of Directors has approved a quarterly cash dividend of $0.20 per
outstanding common share. The Company also announced dividends of $0.75 per share on Series&nbsp;A 3%
preferred stock and $2.12 per share on series B-1 8.48% preferred stock. All dividends are payable
October&nbsp;3, 2016 to shareholders of record as of September&nbsp;12, 2016.
</FONT>

<P align="left" style="font-size: 11pt"><B>About Financial Institutions, Inc.</B>


<P align="left" style="font-size: 11pt">Financial Institutions, Inc. provides diversified financial services through its subsidiaries, Five
Star Bank, Scott Danahy Naylon and Courier Capital. Five Star Bank provides a wide range of
consumer and commercial banking services to individuals, municipalities and businesses through a
network of over 50 offices and more than 60 ATMs throughout Western and Central New York State.
Scott Danahy Naylon provides a broad range of insurance services to personal and business clients
across 44 states. Courier Capital provides customized investment management, investment consulting
and retirement plan services to individuals, businesses, institutions, foundations and retirement
plans.&nbsp; Financial Institutions, Inc. and its subsidiaries employ approximately 700 individuals.
The Company&#146;s stock is listed on the Nasdaq Global Select Market under the symbol FISI and is a
member of the NASDAQ OMX ABA Community Bank Index. Additional information is available at the
Company&#146;s website: <U><I>www.fiiwarsaw.com</I></U>.


<P align="left" style="font-size: 11pt"><B>Safe Harbor Statement</B>


<P align="left" style="font-size: 11pt"><I>This press release may contain forward-looking statements as defined by Section&nbsp;21E of the
Securities Exchange Act of 1934, as amended, that involve significant risks and uncertainties.
Statements herein are based on certain assumptions and analyses by the Company and are factors it
believes are appropriate in the circumstances. Actual results could differ materially from those
contained in or implied by such statements for a variety of reasons including, but not limited to:
the Company&#146;s ability to implement its strategic plan, the Company&#146;s ability to redeploy investment
assets into loan assets, whether the Company experiences greater credit losses than expected,
whether the Company experiences breaches of its, or third party, information systems, the attitudes
and preferences of the Company&#146;s customers, the Company&#146;s ability to successfully integrate and
profitably operate Scott Danahy Naylon and Courier Capital, the competitive environment,
fluctuations in the fair value of securities in its investment portfolio, changes in the regulatory
environment and the Company&#146;s compliance with regulatory requirements, changes in interest rates,
general economic and credit market conditions nationally and regionally, and costs associated with
responding to the demands of an activist shareholder. Consequently, all forward-looking statements
made herein are qualified by these cautionary statements and the cautionary language in the
Company&#146;s Annual Report on </I><I>Form 10-K</I><I>, its Quarterly Reports on </I><I>Form 10-Q</I><I> and other documents filed
with the SEC. Except as required by law, the Company undertakes no obligation to revise these
statements following the date of this press release.</I>


<P align="center" style="font-size: 11pt">*****


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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>For additional information contact:</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><BR></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Kevin B. Klotzbach
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Shelly J. Doran</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Executive VP, Chief Financial Officer &#038; Treasurer
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director &#151; Investor and External Relations</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Phone: 585.786.1130
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Phone: 585.627.1362</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Email: KBKlotzbach@five-starbank.com
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Email: SJDoran@five-starbank.com</TD>
</TR>
<TR style="font-size: 1px">
    <TD valign="top" style="border-top: 1px solid #000000"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
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