<SEC-DOCUMENT>0001299933-16-003147.txt : 20161102
<SEC-HEADER>0001299933-16-003147.hdr.sgml : 20161102
<ACCEPTANCE-DATETIME>20161102161351
ACCESSION NUMBER:		0001299933-16-003147
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20161102
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20161102
DATE AS OF CHANGE:		20161102

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
		CENTRAL INDEX KEY:			0000862831
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				160816610
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26481
		FILM NUMBER:		161967964

	BUSINESS ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
		BUSINESS PHONE:		5857861100

	MAIL ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>htm_54213.htm
<DESCRIPTION>LIVE FILING
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<TITLE> Financial Institutions, Inc. (Form: 8-K) </TITLE>
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		UNITED STATES<BR>
	SECURITIES AND EXCHANGE COMMISSION
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	WASHINGTON, D.C. 20549
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	FORM 8-K
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	CURRENT REPORT
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	Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
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	Date of Report (Date of Earliest Event Reported):
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	&nbsp;
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	November 2, 2016
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	Financial Institutions, Inc.
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<BR>__________________________________________<BR>
	(Exact name of registrant as specified in its charter)
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	New York
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	0-26481
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	16-0816610
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_____________________<BR>
	(State or other jurisdiction
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_____________<BR>
	(Commission
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	of incorporation)
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	File Number)
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	Identification No.)
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	220 Liberty Street, Warsaw, New York
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	&nbsp;
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	14569
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_________________________________<BR>
	(Address of principal executive offices)
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	&nbsp;
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___________<BR>
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	Registrant&#146;s telephone number, including area code:
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	585-786-1100
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	Not Applicable
<BR>______________________________________________<BR>
	Former name or former address, if changed since last report
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	&nbsp;
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Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:</FONT>
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<P><FONT SIZE="2">
[&nbsp;&nbsp;]&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<br>
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	Item 8.01 Other Events.
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On November 2, 2016, Financial Institutions, Inc. (the "Company") issued a press release announcing the declaration of a cash dividend of $0.21 per common share.  The Company also announced dividends of $0.75 per share on Series A 3% Preferred Stock and $2.12 per share on Series B-1 8.48% Preferred Stock.  All dividends are payable January 3, 2017 to shareholders of record as of December 12, 2016.<br><br>A copy of the press release is furnished as Exhibit 99.1 to this Form 8-K.
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	Item 9.01 Financial Statements and Exhibits.
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(d) Exhibits<br><br>Exhibit 99.1 Press Release issued by Financial Institutions, Inc. on November 2, 2016.
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	SIGNATURES
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	Pursuant to the requirements of the Securities Exchange Act of 1934, the
	registrant has duly caused this report to be signed on its behalf by the
	undersigned hereunto duly authorized.
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	Financial Institutions, Inc.
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<I>
	November 2, 2016
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<I>
	By:
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<I>
	Kevin B. Klotzbach
</I>
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<I>
	Name: Kevin B. Klotzbach
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	Title: Executive Vice-President, Chief Financial Officer and Treasurer
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	Exhibit&nbsp;Index
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	Exhibit No.
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	Description
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	99.1
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Press Release issued by Financial Institutions, Inc. on November 2, 2016
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<TYPE>EX-99.1
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<P align="right" style="font-size: 10pt"><FONT style="font-size: 14pt"><U><B>Exhibit&nbsp;99.1</B></U></FONT>



<P align="left" style="font-size: 14pt"><FONT style="font-size: 24pt"><B>Financial Institutions, Inc.</B>
</FONT>
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    <TD width="20%">&nbsp;</TD>
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    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 28pt"><B>NEWS RELEASE</B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="center"><FONT style="font-size: 28pt"><B>220 Liberty Street</B></FONT></TD>
</TR>
<TR valign="bottom" style="font-size: 28pt">
    <TD><DIV style="margin-left:10px; text-indent:-10px"><FONT style="font-size: 11pt"><B><I>For Immediate Release</I></B></FONT></DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="center"><FONT style="font-size: 11pt"><B>Warsaw, NY  14569</B></FONT></TD>
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<P align="center" style="font-size: 11pt"><FONT style="font-size: 18pt"><B>Financial Institutions, Inc. Announces Increase<BR>
in Quarterly Cash Dividend</B></FONT>



<P align="left" style="font-size: 18pt"><FONT style="font-size: 11pt"><B>WARSAW, N.Y. &#150; November&nbsp;2, 2016 </B>&#150; Financial Institutions, Inc. (the &#147;Company&#148;) (NASDAQ: FISI)
announced today that its Board of Directors has approved a quarterly cash dividend of $0.21 per
outstanding common share, an increase of 5% from the previous level of $0.20. The Company also
announced dividends of $0.75 per share on its Series&nbsp;A 3% preferred stock and $2.12 per share on
its Series&nbsp;B-1 8.48% preferred stock. All dividends are payable January&nbsp;3, 2017, to shareholders of
record on December&nbsp;12, 2016.
</FONT>

<P align="left" style="font-size: 11pt">Martin K. Birmingham, President and Chief Executive Officer, stated, &#147;We are pleased to announce
the Board&#146;s decision to increase the quarterly dividend to common shareholders. This decision was
based on our strong operating performance and capital position, and reflects our commitment to the
enhancement of total shareholder return.&#148;


<P align="left" style="font-size: 11pt"><B>About Financial Institutions, Inc.</B>


<P align="left" style="font-size: 11pt">Financial Institutions, Inc. provides diversified financial services through its subsidiaries, Five
Star Bank, Scott Danahy Naylon and Courier Capital. Five Star Bank provides a wide range of
consumer and commercial banking services to individuals, municipalities and businesses through a
network of more than 50 offices and 60 ATMs throughout Western and Central New York State. Scott
Danahy Naylon provides a broad range of insurance services to personal and business clients across
44 states. Courier Capital provides customized investment management, investment consulting and
retirement plan services to individuals, businesses, institutions, foundations and retirement
plans.&nbsp;Financial Institutions, Inc. and its subsidiaries employ approximately 700 individuals. The
Company&#146;s stock is listed on the Nasdaq Global Select Market under the symbol FISI. Additional
information is available at the Company&#146;s website: <U>www.fiiwarsaw.com</U>.


<P align="center" style="font-size: 11pt">*****


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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>For additional information contact:</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><BR></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Kevin B. Klotzbach
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Shelly J. Doran</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Executive VP, Chief Financial Officer &#038; Treasurer
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director &#151; Investor and External Relations</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Phone: 585.786.1130
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Phone: 585.627.1362</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Email: KBKlotzbach@five-starbank.com
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Email: SJDoran@five-starbank.com</TD>
</TR>
<TR style="font-size: 1px">
    <TD valign="top" style="border-top: 1px solid #000000"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
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