EX-21 2 d319778dex21.htm EX-21

Exhibit 21

SUBSIDIARIES OF REGISTRANT

|  | State or Jurisdiction of Incorporation or |  |  |
Financial Institutions, Inc. Subsidiaries: |  |  |  |  |  |
Five Star Bank |  |  | New York |  |  |
Scott Danahy Naylon, LLC |  |  | New York |  |  |
Courier Capital, LLC |  |  | New York |  |  |
Five Star Bank Subsidiaries: |  |  |  |  |  |
Five Star REIT, Inc. |  |  | New York |  |  |