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Loans (Tables)
12 Months Ended
Dec. 31, 2016
Loans [Abstract]  
Loan Portfolio
    Principal   Net Deferred        
    Amount   Loan (Fees)        
    Outstanding   Costs     Loans, Net  
2016                
Commercial business $ 349,079 $ 468   $ 349,547  
Commercial mortgage   671,552   (1,494 )   670,058  
Residential real estate loans   421,476   6,461     427,937  
Residential real estate lines   119,745   2,810     122,555  
Consumer indirect   725,754   26,667     752,421  
Other consumer   17,465   178     17,643  
Total $ 2,305,071 $ 35,090     2,340,161  
Allowance for loan losses             (30,934 )
Total loans, net           $ 2,309,227  
 
2015                
Commercial business $ 313,475 $ 283   $ 313,758  
Commercial mortgage   567,481   (1,380 )   566,101  
Residential real estate loans   376,023   5,051     381,074  
Residential real estate lines   124,766   2,581     127,347  
Consumer indirect   652,494   24,446     676,940  
Other consumer   18,361   181     18,542  
Total $ 2,052,600 $ 31,162     2,083,762  
Allowance for loan losses             (27,085 )
Total loans, net           $ 2,056,677  
Recorded Investment By Loan Class In Current And Nonaccrual Loans

 

Greater 
    30-59 Days   60-89 Days Than 90    Total Past            
    Past Due   Past Due Days    Due   Nonaccrual   Current   Total Loans
2016                            
Commercial business $ 1,337 $ - $ - $ 1,337 $ 2,151 $ 345,591 $ 349,079
Commercial mortgage   48   -   -   48   1,025   670,479   671,552
Residential real estate loans   1,073   253   -   1,326   1,236   418,914   421,476
Residential real estate lines   216   -   -   216   372   119,157   119,745
Consumer indirect   2,320   488   -   2,808   1,526   721,420   725,754
Other consumer   134   15   9   158   7   17,300   17,465
Total loans, gross $ 5,128 $ 756 $ 9 $ 5,893 $ 6,317 $ 2,292,861 $ 2,305,071
 
2015                            
Commercial business $ 321 $ 612 $ - $ 933 $ 3,922 $ 308,620 $ 313,475
Commercial mortgage   68   146   -   214   947   566,320   567,481
Residential real estate loans   723   395   -   1,118   1,848   373,057   376,023
Residential real estate lines   199   34   -   233   235   124,298   124,766
Consumer indirect   1,975   286   -   2,261   1,467   648,766   652,494
Other consumer   98   13   8   119   13   18,229   18,361
Total loans, gross $ 3,384 $ 1,486 $ 8 $ 4,878 $ 8,432 $ 2,039,290 $ 2,052,600
Information Related To Loans Modified In A TDR
      Pre-   Post-
      Modification   Modification  
      Outstanding  Outstanding
  Number of   Recorded   Recorded
  Contracts   Investment   Investment
2016          
Commercial business 3 $ 526 $ 526
Commercial mortgage 1   550   550
Total 4 $ 1,076 $ 1,076
 
2015          
Commercial business 2 $ 1,342 $ 1,342
Commercial mortgage 1   682   330
Total 3 $ 2,024 $ 1,672
Summary Of Impaired Loans
        Unpaid       Average   Interest
    Recorded   Principal   Related   Recorded   Income
    Investment(1)   Balance(1)   Allowance   Investment   Recognized
2016                    
With no related allowance recorded:                    
Commercial business $ 645 $ 1,044 $ - $ 1,032 $ -
Commercial mortgage   673   882   -   725   -
    1,318   1,926   -   1,757   -
With an allowance recorded:                    
Commercial business   1,506   1,506   694   1,141   -
Commercial mortgage   352   352   124   486   -
    1,858   1,858   818   1,627   -
  $ 3,176 $ 3,784 $ 818 $ 3,384 $ -
 
2015                    
With no related allowance recorded:                    
Commercial business $ 1,441 $ 1,810 $ - $ 1,352 $ -
Commercial mortgage   937   1,285   -   1,013   -
    2,378   3,095   -   2,365   -
With an allowance recorded:                    
Commercial business   2,481   2,481   996   1,946   -
Commercial mortgage   10   10   10   449   -
    2,491   2,491   1,006   2,395   -
  $ 4,869 $ 5,586 $ 1,006 $ 4,760 $ -

(1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.

Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification
    Commercial   Commercial 
    Business   Mortgage
2016        
Uncriticized $ 326,254 $ 652,550
Special mention   10,377   12,690
Substandard   12,448   6,312
Doubtful   -   -
Total $ 349,079 $ 671,552
 
2015        
Uncriticized $ 298,413 $ 551,603
Special mention   4,916   9,015
Substandard   10,146   6,863
Doubtful   -   -
Total $ 313,475 $ 567,481
Retail Loan Portfolio Categorized By Payment Status
    Residential   Residential        
    Real Estate   Real Estate   Consumer   Other
    Loans   Lines   Indirect   Consumer
2016                
Performing $ 420,240 $ 119,373 $ 724,228 $ 17,449
Non-performing   1,236   372   1,526   16
Total $ 421,476 $ 119,745 $ 725,754 $ 17,465
 
2015                
Performing $ 374,175 $ 124,531 $ 651,027 $ 18,340
Non-performing   1,848   235   1,467   21
Total $ 376,023 $ 124,766 $ 652,494 $ 18,361
Changes In The Allowance For Loan Losses
                Residential     Residential                    
    Commercial     Commercial     Real Estate      Real Estate     Consumer     Other        
    Business     Mortgage     Loans     Lines     Indirect     Consumer     Total  
2016                                          
Allowance for loan losses:                                          
Beginning balance $ 5,540   $ 9,027    $ 1,347   $ 345   $ 10,458   $ 368   $ 27,085  
Charge-offs   (943 )   (385 )   (289 )   (104 )   (8,748 )   (607 )   (11,076 )
Recoveries   447     45     174     15     4,259     347     5,287  
Provision   2,181     1,628     246     47     5,342     194     9,638  
Ending balance $ 7,225   $ 10,315    $ 1,478   $ 303   $ 11,311   $ 302   $ 30,934  
Evaluated for impairment:                                          
Individually $ 663   $ 105    $ -   $ -   $ -   $ -   $ 768  
Collectively $ 6,562   $ 10,210    $ 1,478   $ 303   $ 11,311   $ 302   $ 30,166  
 
Loans:                                          
Ending balance $ 349,079   $ 671,552   $ 421,476   $ 119,745   $ 725,754   $ 17,465   $ 2,305,071  
Evaluated for impairment:                                          
Individually $ 2,052   $ 935    $ -   $ -   $ -   $ -   $ 2,987  
Collectively $ 347,027   $ 670,617   $ 421,476   $ 119,745   $ 725,754   $ 17,465   $ 2,302,084  
 
2015                                          
Allowance for loan losses:                                          
Beginning balance $ 5,621   $ 8,122    $ 1,620   $ 435   $ 11,383   $ 456   $ 27,637  
Charge-offs   (1,433 )   (895 )   (397 )   (199 )   (9,156 )   (878 )   (12,958 )
Recoveries   212     146     114     31     4,200     322     5,025  
Provision   1,140     1,654     10     78     4,031     468     7,381  
Ending balance $ 5,540   $ 9,027    $ 1,347   $ 345   $ 10,458   $ 368   $ 27,085  
Evaluated for impairment:                                          
Individually $ 996   $ 10    $ -   $ -   $ -   $ -   $ 1,006  
Collectively $ 4,544   $ 9,017    $ 1,347   $ 345   $ 10,458   $ 368   $ 26,079  
 
Loans:                                          
Ending balance $ 313,475   $ 567,481   $ 376,023   $ 124,766   $ 652,494   $ 18,361   $ 2,052,600  
Evaluated for impairment:                                          
Individually $ 3,922   $ 947    $ -   $ -   $ -   $ -   $ 4,869  
Collectively $ 309,553   $ 566,534   $ 376,023   $ 124,766   $ 652,494   $ 18,361   $ 2,047,731  

 

    Commercial     Commercial       Residential      Home     Consumer     Other        
    Business     Mortgage     Mortgage     Equity     Indirect     Consumer     Total  
2014                                          
Allowance for loan losses:                                          
Beginning balance $ 4,273   $ 7,743   $ 1,607   $ 436   $ 12,230   $ 447   $ 26,736  
Charge-offs   (204 )   (304 )   (382 )   (148 )   (10,004 )   (972 )   (12,014 )
Recoveries   201     143     76     19     4,321     366     5,126  
Provision   1,351     540     319     128     4,836     615     7,789  
Ending balance $ 5,621   $ 8,122   $ 1,620   $ 435   $ 11,383   $ 456   $ 27,637  
Evaluated for impairment:                                          
Individually $ 1,556   $ 911   $ -   $ -   $ -   $ -   $ 2,467  
Collectively $ 4,065   $ 7,211   $ 1,620   $ 435   $ 11,383   $ 456   $ 25,170  
 
Loans:                                          
Ending balance $ 267,377   $ 476,407   $ 352,782   $ 127,233   $ 636,357   $ 20,915   $ 1,881,071  
Evaluated for impairment:                                          
Individually $ 4,288   $ 3,020   $ -   $ -   $ -   $ -   $ 7,308  
Collectively $ 263,089   $ 473,387   $ 352,782   $ 127,233   $ 636,357   $ 20,915   $ 1,873,763