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Loans (Tables) | 3 Months Ended
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Mar. 31, 2017
Loans [Abstract] |
Loan Portfolio |
|  | Principal |  | Net Deferred |  |  |  |
|  | Amount |  | Loan (Fees) |  |  |  |
|  | Outstanding |  | Costs |  |  | Loans, Net |
March 31, 2017 |  |  |  |  |  |  |  |
Commercial business | $ | 374,992 | $ | 526 |  | $ | 375,518 |
Commercial mortgage |  | 676,455 |  | (1,448 | ) |  | 675,007 |
Residential real estate loans |  | 421,614 |  | 6,557 |  |  | 428,171 |
Residential real estate lines |  | 118,056 |  | 2,818 |  |  | 120,874 |
Consumer indirect |  | 758,761 |  | 27,359 |  |  | 786,120 |
Other consumer |  | 16,762 |  | 175 |  |  | 16,937 |
Total | $ | 2,366,640 | $ | 35,987 |  |  | 2,402,627 |
Allowance for loan losses |  |  |  |  |  |  | (31,081 | )
Total loans, net |  |  |  |  |  | $ | 2,371,546 |
December 31, 2016 |  |  |  |  |  |  |  |
Commercial business | $ | 349,079 | $ | 468 |  | $ | 349,547 |
Commercial mortgage |  | 671,552 |  | (1,494 | ) |  | 670,058 |
Residential real estate loans |  | 421,476 |  | 6,461 |  |  | 427,937 |
Residential real estate lines |  | 119,745 |  | 2,810 |  |  | 122,555 |
Consumer indirect |  | 725,754 |  | 26,667 |  |  | 752,421 |
Other consumer |  | 17,465 |  | 178 |  |  | 17,643 |
Total | $ | 2,305,071 | $ | 35,090 |  |  | 2,340,161 |
Allowance for loan losses |  |  |  |  |  |  | (30,934 | )
Total loans, net |  |  |  |  |  | $ | 2,309,227 |
Recorded Investment By Loan Class In Current And Nonaccrual Loans |
|  |  |  |  |  | Greater |  |  |  |  |  |  |  |
|  | 30-59 Days |  | 60-89 Days |  | Than 90 |  | Total Past |  |  |  |  |  |
|  | Past Due |  | Past Due |  | Days |  | Due |  | Nonaccrual |  | Current |  | Total Loans
March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 976 | $ | 97 | $ | - | $ | 1,073 | $ | 3,753 | $ | 370,166 | $ | 374,992
Commercial mortgage |  | 99 |  | - |  | - |  | 99 |  | 1,267 |  | 675,089 |  | 676,455
Residential real estate loans |  | 1,052 |  | 198 |  | - |  | 1,250 |  | 1,601 |  | 418,763 |  | 421,614
Residential real estate lines |  | 202 |  | 63 |  | - |  | 265 |  | 336 |  | 117,455 |  | 118,056
Consumer indirect |  | 1,239 |  | 303 |  | - |  | 1,542 |  | 1,040 |  | 756,179 |  | 758,761
Other consumer |  | 71 |  | 12 |  | 10 |  | 93 |  | 13 |  | 16,656 |  | 16,762
Total loans, gross | $ | 3,639 | $ | 673 | $ | 10 | $ | 4,322 | $ | 8,010 | $ | 2,354,308 | $ | 2,366,640
December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 1,337 | $ | - | $ | - | $ | 1,337 | $ | 2,151 | $ | 345,591 | $ | 349,079
Commercial mortgage |  | 48 |  | - |  | - |  | 48 |  | 1,025 |  | 670,479 |  | 671,552
Residential real estate loans |  | 1,073 |  | 253 |  | - |  | 1,326 |  | 1,236 |  | 418,914 |  | 421,476
Residential real estate lines |  | 216 |  | - |  | - |  | 216 |  | 372 |  | 119,157 |  | 119,745
Consumer indirect |  | 2,320 |  | 488 |  | - |  | 2,808 |  | 1,526 |  | 721,420 |  | 725,754
Other consumer |  | 134 |  | 15 |  | 9 |  | 158 |  | 7 |  | 17,300 |  | 17,465
Total loans, gross | $ | 5,128 | $ | 756 | $ | 9 | $ | 5,893 | $ | 6,317 | $ | 2,292,861 | $ | 2,305,071
Information Related To Loans Modified In A TDR |
|  |  | Pre- |  | Post-
|  |  | Modification |  | Modification
|  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment
March 31, 2017 |  |  |  |  |
Commercial business | - | $ | - | $ | -
Commercial mortgage | - |  | - |  | -
Total | - | $ | - | $ | -
March 31, 2016 |  |  |  |  |
Commercial business | 2 | $ | 312 | $ | 312
Commercial mortgage | 1 |  | 550 |  | 550
Total | 3 | $ | 862 | $ | 862
Summary Of Impaired Loans |
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment(1) |  | Balance(1) |  | Allowance |  | Investment |  | Recognized
March 31, 2017 |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 424 | $ | 625 | $ | - | $ | 686 | $ | -
Commercial mortgage |  | 589 |  | 589 |  | - |  | 620 |  | -
|  | 1,013 |  | 1,214 |  | - |  | 1,306 |  | -
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business |  | 3,329 |  | 3,329 |  | 1,897 |  | 2,296 |  | -
Commercial mortgage |  | 678 |  | 678 |  | 126 |  | 432 |  | -
|  | 4,007 |  | 4,007 |  | 2,023 |  | 2,728 |  | -
| $ | 5,020 | $ | 5,221 | $ | 2,023 | $ | 4,034 | $ | -
December 31, 2016 |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 645 | $ | 1,044 | $ | - | $ | 1,032 | $ | -
Commercial mortgage |  | 673 |  | 882 |  | - |  | 725 |  | -
|  | 1,318 |  | 1,926 |  | - |  | 1,757 |  | -
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business |  | 1,506 |  | 1,506 |  | 694 |  | 1,141 |  | -
Commercial mortgage |  | 352 |  | 352 |  | 124 |  | 486 |  | -
|  | 1,858 |  | 1,858 |  | 818 |  | 1,627 |  | -
| $ | 3,176 | $ | 3,784 | $ | 818 | $ | 3,384 | $ | -
(1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.
Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification |
|  | Commercial |  | Commercial
|  | Business |  | Mortgage
March 31, 2017 |  |  |  |
Uncriticized | $ | 351,108 | $ | 658,453
Special mention |  | 10,636 |  | 11,660
Substandard |  | 13,248 |  | 6,342
Doubtful |  | - |  | -
Total | $ | 374,992 | $ | 676,455
December 31, 2016 |  |  |  |
Uncriticized | $ | 326,254 | $ | 652,550
Special mention |  | 10,377 |  | 12,690
Substandard |  | 12,448 |  | 6,312
Doubtful |  | - |  | -
Total | $ | 349,079 | $ | 671,552
Retail Loan Portfolio Categorized By Payment Status |
|  | Residential |  | Residential |  |  |  |
|  | Real Estate |  | Real Estate |  | Consumer |  | Other
|  | Loans |  | Lines |  | Indirect |  | Consumer
March 31, 2017 |  |  |  |  |  |  |  |
Performing | $ | 420,013 | $ | 117,720 | $ | 757,721 | $ | 16,739
Non-performing |  | 1,601 |  | 336 |  | 1,040 |  | 23
Total | $ | 421,614 | $ | 118,056 | $ | 758,761 | $ | 16,762
December 31, 2016 |  |  |  |  |  |  |  |
Performing | $ | 420,240 | $ | 119,373 | $ | 724,228 | $ | 17,449
Non-performing |  | 1,236 |  | 372 |  | 1,526 |  | 16
Total | $ | 421,476 | $ | 119,745 | $ | 725,754 | $ | 17,465
Changes In The Allowance For Loan Losses |
|  |  |  |  |  |  |  | Residential |  |  | Residential |  |  |  |  |  |  |  |  |  |
|  | Commercial |  |  | Commercial |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Other |  |  |  |
|  | Business |  |  | Mortgage |  |  | Loans |  |  | Lines |  |  | Indirect |  |  | Consumer |  |  | Total |
March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 7,225 |  | $ | 10,315 |  | $ | 1,478 |  | $ | 303 |  | $ | 11,311 |  | $ | 302 |  | $ | 30,934 |
Charge-offs |  | (1,122 | ) |  | (10 | ) |  | (14 | ) |  | (43 | ) |  | (2,809 | ) |  | (203 | ) |  | (4,201 | )
Recoveries |  | 158 |  |  | 214 |  |  | 40 |  |  | 10 |  |  | 1,051 |  |  | 94 |  |  | 1,567 |
Provision |  | 7,742 |  |  | (6,852 | ) |  | (64 | ) |  | (56 | ) |  | 1,909 |  |  | 102 |  |  | 2,781 |
Ending balance | $ | 14,003 |  | $ | 3,667 |  | $ | 1,440 |  | $ | 214 |  | $ | 11,462 |  | $ | 295 |  | $ | 31,081 |
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 1,842 |  | $ | 120 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 1,962 |
Collectively | $ | 12,161 |  | $ | 3,547 |  | $ | 1,440 |  | $ | 214 |  | $ | 11,462 |  | $ | 295 |  | $ | 29,119 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 374,992 |  | $ | 676,455 |  | $ | 421,614 |  | $ | 118,056 |  | $ | 758,761 |  | $ | 16,762 |  | $ | 2,366,640 |
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 3,549 |  | $ | 1,195 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 4,744 |
Collectively | $ | 371,443 |  | $ | 675,260 |  | $ | 421,614 |  | $ | 118,056 |  | $ | 758,761 |  | $ | 16,762 |  | $ | 2,361,896 |
March 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 5,540 |  | $ | 9,027 |  | $ | 1,347 |  | $ | 345 |  | $ | 10,458 |  | $ | 368 |  | $ | 27,085 |
Charge-offs |  | (602 | ) |  | (4 | ) |  | (46 | ) |  | (4 | ) |  | (2,498 | ) |  | (157 | ) |  | (3,311 | )
Recoveries |  | 100 |  |  | 5 |  |  | 25 |  |  | 4 |  |  | 1,170 |  |  | 122 |  |  | 1,426 |
Provision (credit) |  | 398 |  |  | 687 |  |  | 58 |  |  | - |  |  | 1,167 |  |  | 58 |  |  | 2,368 |
Ending balance | $ | 5,436 |  | $ | 9,715 |  | $ | 1,384 |  | $ | 345 |  | $ | 10,297 |  | $ | 391 |  | $ | 27,568 |
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 791 |  | $ | 120 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 911 |
Collectively | $ | 4,645 |  | $ | 9,595 |  | $ | 1,384 |  | $ | 345 |  | $ | 10,297 |  | $ | 391 |  | $ | 26,657 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 317,420 |  | $ | 591,800 |  | $ | 377,406 |  | $ | 123,894 |  | $ | 655,348 |  | $ | 17,889 |  | $ | 2,083,757 |
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 3,924 |  | $ | 1,730 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 5,654 |
Collectively | $ | 313,496 |  | $ | 590,070 |  | $ | 377,406 |  | $ | 123,894 |  | $ | 655,348 |  | $ | 17,889 |  | $ | 2,078,103 |

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