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Loans (Tables) | 3 Months Ended
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Mar. 31, 2018
Loans [Abstract] |
Loan Portfolio |
|  | Principal |  | Net Deferred |  |  |  |
|  | Amount |  | Loan (Fees) |  |  |  |
|  | Outstanding |  | Costs |  |  | Loans, Net |
March 31, 2018 |  |  |  |  |  |  |  |
Commercial business | $ | 463,526 | $ | 613 |  | $ | 464,139 |
Commercial mortgage |  | 823,305 |  | (2,214 | ) |  | 821,091 |
Residential real estate loans |  | 470,111 |  | 7,824 |  |  | 477,935 |
Residential real estate lines |  | 112,428 |  | 2,918 |  |  | 115,346 |
Consumer indirect |  | 866,598 |  | 31,501 |  |  | 898,099 |
Other consumer |  | 16,482 |  | 172 |  |  | 16,654 |
Total | $ | 2,752,450 | $ | 40,814 |  |  | 2,793,264 |
Allowance for loan losses |  |  |  |  |  |  | (35,594 | )
Total loans, net |  |  |  |  |  | $ | 2,757,670 |
December 31, 2017 |  |  |  |  |  |  |  |
Commercial business | $ | 449,763 | $ | 563 |  | $ | 450,326 |
Commercial mortgage |  | 810,851 |  | (1,943 | ) |  | 808,908 |
Residential real estate loans |  | 457,761 |  | 7,522 |  |  | 465,283 |
Residential real estate lines |  | 113,422 |  | 2,887 |  |  | 116,309 |
Consumer indirect |  | 845,682 |  | 30,888 |  |  | 876,570 |
Other consumer |  | 17,443 |  | 178 |  |  | 17,621 |
Total | $ | 2,694,922 | $ | 40,095 |  |  | 2,735,017 |
Allowance for loan losses |  |  |  |  |  |  | (34,672 | )
Total loans, net |  |  |  |  |  | $ | 2,700,345 |
Recorded Investment By Loan Class In Current And Nonaccrual Loans |
|  |  |  |  |  | Greater |  |  |  |  |  |  |  |
|  | 30-59 Days |  | 60-89 Days |  | Than 90 |  | Total Past |  |  |  |  |  |
|  | Past Due |  | Past Due |  | Days |  | Due |  | Nonaccrual |  | Current |  | Total Loans
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 127 | $ | - | $ | - | $ | 127 | $ | 4,312 | $ | 459,087 | $ | 463,526
Commercial mortgage |  | 388 |  | - |  | - |  | 388 |  | 2,310 |  | 820,607 |  | 823,305
Residential real estate loans |  | 853 |  | 110 |  | - |  | 963 |  | 2,224 |  | 466,924 |  | 470,111
Residential real estate lines |  | 167 |  | - |  | - |  | 167 |  | 372 |  | 111,889 |  | 112,428
Consumer indirect |  | 1,443 |  | 370 |  | - |  | 1,813 |  | 1,467 |  | 863,318 |  | 866,598
Other consumer |  | 91 |  | 13 |  | 17 |  | 121 |  | 15 |  | 16,346 |  | 16,482
Total loans, gross | $ | 3,069 | $ | 493 | $ | 17 | $ | 3,579 | $ | 10,700 | $ | 2,738,171 | $ | 2,752,450
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 64 | $ | 36 | $ | - | $ | 100 | $ | 5,344 | $ | 444,319 | $ | 449,763
Commercial mortgage |  | 56 |  | 375 |  | - |  | 431 |  | 2,623 |  | 807,797 |  | 810,851
Residential real estate loans |  | 1,908 |  | 56 |  | - |  | 1,964 |  | 2,252 |  | 453,545 |  | 457,761
Residential real estate lines |  | 349 |  | - |  | - |  | 349 |  | 404 |  | 112,669 |  | 113,422
Consumer indirect |  | 2,806 |  | 672 |  | - |  | 3,478 |  | 1,895 |  | 840,309 |  | 845,682
Other consumer |  | 174 |  | 15 |  | 11 |  | 200 |  | 2 |  | 17,241 |  | 17,443
Total loans, gross | $ | 5,357 | $ | 1,154 | $ | 11 | $ | 6,522 | $ | 12,520 | $ | 2,675,880 | $ | 2,694,922
Summary Of Impaired Loans |
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
|  | Investment(1) |  | Balance(1) |  | Allowance |  | Investment |  | Recognized
March 31, 2018 |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 1,259 | $ | 1,775 | $ | - | $ | 1,523 | $ | -
Commercial mortgage |  | 569 |  | 569 |  | - |  | 576 |  | -
|  | 1,828 |  | 2,344 |  | - |  | 2,099 |  | -
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business |  | 3,194 |  | 3,286 |  | 1,699 |  | 3,587 |  | -
Commercial mortgage |  | 2,222 |  | 2,222 |  | 719 |  | 2,370 |  | -
|  | 5,416 |  | 5,508 |  | 2,418 |  | 5,957 |  | -
| $ | 7,244 | $ | 7,852 | $ | 2,418 | $ | 8,056 | $ | -
December 31, 2017 |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business | $ | 1,635 | $ | 2,370 | $ | - | $ | 853 | $ | -
Commercial mortgage |  | 584 |  | 584 |  | - |  | 621 |  | -
|  | 2,219 |  | 2,954 |  | - |  | 1,474 |  | -
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial business |  | 3,853 |  | 3,853 |  | 2,056 |  | 4,468 |  | -
Commercial mortgage |  | 2,528 |  | 2,528 |  | 115 |  | 1,516 |  | -
|  | 6,381 |  | 6,381 |  | 2,171 |  | 5,984 |  | -
| $ | 8,600 | $ | 9,335 | $ | 2,171 | $ | 7,458 | $ | -
(1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.
Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification |
|  | Commercial |  | Commercial
|  | Business |  | Mortgage
March 31, 2018 |  |  |  |
Uncriticized | $ | 441,798 | $ | 804,177
Special mention |  | 9,872 |  | 12,057
Substandard |  | 11,856 |  | 7,071
Doubtful |  | - |  | -
Total | $ | 463,526 | $ | 823,305
December 31, 2017 |  |  |  |
Uncriticized | $ | 429,692 | $ | 791,127
Special mention |  | 7,120 |  | 12,185
Substandard |  | 12,951 |  | 7,539
Doubtful |  | - |  | -
Total | $ | 449,763 | $ | 810,851
Retail Loan Portfolio Categorized By Payment Status |
|  | Residential |  | Residential |  |  |  |
|  | Real Estate |  | Real Estate |  | Consumer |  | Other
|  | Loans |  | Lines |  | Indirect |  | Consumer
March 31, 2018 |  |  |  |  |  |  |  |
Performing | $ | 467,887 | $ | 112,056 | $ | 865,131 | $ | 16,450
Non-performing |  | 2,224 |  | 372 |  | 1,467 |  | 32
Total | $ | 470,111 | $ | 112,428 | $ | 866,598 | $ | 16,482
December 31, 2017 |  |  |  |  |  |  |  |
Performing | $ | 455,509 | $ | 113,018 | $ | 843,787 | $ | 17,430
Non-performing |  | 2,252 |  | 404 |  | 1,895 |  | 13
Total | $ | 457,761 | $ | 113,422 | $ | 845,682 | $ | 17,443
Changes In The Allowance For Loan Losses |
|  |  |  |  |  |  |  | Residential |  |  | Residential |  |  |  |  |  |  |  |  |  |
|  | Commercial |  |  | Commercial |  |  | Real Estate |  |  | Real Estate |  |  | Consumer |  |  | Other |  |  |  |
|  | Business |  |  | Mortgage |  |  | Loans |  |  | Lines |  |  | Indirect |  |  | Consumer |  |  | Total |
March 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 15,668 |  | $ | 3,696 |  | $ | 1,322 |  | $ | 180 |  | $ | 13,415 |  | $ | 391 |  | $ | 34,672 |
Charge-offs |  | (105 | ) |  | (4 | ) |  | (19 | ) |  | (94 | ) |  | (2,994 | ) |  | (433 | ) |  | (3,649 | )
Recoveries |  | 120 |  |  | 7 |  |  | 69 |  |  | 3 |  |  | 1,330 |  |  | 93 |  |  | 1,622 |
Provision (credit) |  | (741 | ) |  | 1,774 |  |  | 28 |  |  | 129 |  |  | 1,481 |  |  | 278 |  |  | 2,949 |
Ending balance | $ | 14,942 |  | $ | 5,473 |  | $ | 1,400 |  | $ | 218 |  | $ | 13,232 |  | $ | 329 |  | $ | 35,594 |
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 1,699 |  | $ | 719 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 2,418 |
Collectively | $ | 13,243 |  | $ | 4,754 |  | $ | 1,400 |  | $ | 218 |  | $ | 13,232 |  | $ | 329 |  | $ | 33,176 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 463,526 |  | $ | 823,305 |  | $ | 470,111 |  | $ | 112,428 |  | $ | 866,598 |  | $ | 16,482 |  | $ | 2,752,450 |
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 4,453 |  | $ | 2,791 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 7,244 |
Collectively | $ | 459,073 |  | $ | 820,514 |  | $ | 470,111 |  | $ | 112,428 |  | $ | 866,598 |  | $ | 16,482 |  | $ | 2,745,206 |
March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 7,225 |  | $ | 10,315 |  | $ | 1,478 |  | $ | 303 |  | $ | 11,311 |  | $ | 302 |  | $ | 30,934 |
Charge-offs |  | (1,122 | ) |  | (10 | ) |  | (14 | ) |  | (43 | ) |  | (2,809 | ) |  | (203 | ) |  | (4,201 | )
Recoveries |  | 158 |  |  | 214 |  |  | 40 |  |  | 10 |  |  | 1,051 |  |  | 94 |  |  | 1,567 |
Provision (credit) |  | 7,742 |  |  | (6,852 | ) |  | (64 | ) |  | (56 | ) |  | 1,909 |  |  | 102 |  |  | 2,781 |
Ending balance | $ | 14,003 |  | $ | 3,667 |  | $ | 1,440 |  | $ | 214 |  | $ | 11,462 |  | $ | 295 |  | $ | 31,081 |
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 1,842 |  | $ | 120 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 1,962 |
Collectively | $ | 12,161 |  | $ | 3,547 |  | $ | 1,440 |  | $ | 214 |  | $ | 11,462 |  | $ | 295 |  | $ | 29,119 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 374,992 |  | $ | 676,455 |  | 421,614 |  | $ | 118,056 |  | $ | 758,761 |  | $ | 16,762 |  | $ | 2,366,640 |
Evaluated for impairment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually | $ | 3,549 |  | $ | 1,195 |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | 4,744 |
Collectively | $ | 371,443 |  | $ | 675,260 |  |  | 421,614 |  | $ | 118,056 |  | $ | 758,761 |  | $ | 16,762 |  | $ | 2,361,896 |

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