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Loans (Tables)

6 Months Ended

Jun. 30, 2018

Loans And Leases Receivable Disclosure [Abstract]

Loan Portfolio

		Principal Amount Outstanding				Net Deferred Loan (Fees) Costs				Loans, Net
June 30, 2018
Commercial business		$	506,265			$	756			$	507,021
Commercial mortgage			869,192				(2,143	)			867,049
Residential real estate loans			481,841				8,099				489,940
Residential real estate lines			110,319				2,968				113,287
Consumer indirect			874,718				31,519				906,237
Other consumer			16,508				170				16,678
Total		$	2,858,843			$	41,369				2,900,212
Allowance for loan losses											(33,955	)
Total loans, net										$	2,866,257
December 31, 2017
Commercial business		$	449,763			$	563			$	450,326
Commercial mortgage			810,851				(1,943	)			808,908
Residential real estate loans			457,761				7,522				465,283
Residential real estate lines			113,422				2,887				116,309
Consumer indirect			845,682				30,888				876,570
Other consumer			17,443				178				17,621
Total		$	2,694,922			$	40,095				2,735,017
Allowance for loan losses											(34,672	)
Total loans, net										$	2,700,345

Recorded Investment By Loan Class In Current And Nonaccrual Loans

		30-59 Days Past Due				60-89 Days Past Due				Greater Than 90 Days				Total Past Due				Nonaccrual				Current				Total Loans
June 30, 2018
Commercial business		$	51			$	—			$	—			$	51			$	4,026			$	502,188			$	506,265
Commercial mortgage			387				—				—				387				2,151				866,654				869,192
Residential real estate loans			605				64				—				669				2,138				479,034				481,841
Residential real estate lines			79				107				—				186				288				109,845				110,319
Consumer indirect			1,869				492				—				2,361				1,124				871,233				874,718
Other consumer			58				18				4				80				—				16,428				16,508
Total loans, gross		$	3,049			$	681			$	4			$	3,734			$	9,727			$	2,845,382			$	2,858,843
December 31, 2017
Commercial business		$	64			$	36			$	—			$	100			$	5,344			$	444,319			$	449,763
Commercial mortgage			56				375				—				431				2,623				807,797				810,851
Residential real estate loans			1,908				56				—				1,964				2,252				453,545				457,761
Residential real estate lines			349				—				—				349				404				112,669				113,422
Consumer indirect			2,806				672				—				3,478				1,895				840,309				845,682
Other consumer			174				15				11				200				2				17,241				17,443
Total loans, gross		$	5,357			$	1,154			$	11			$	6,522			$	12,520			$	2,675,880			$	2,694,922

Summary Of Impaired Loans

		Recorded Investment (1)				Unpaid Principal Balance (1)				Related Allowance				Average Recorded Investment				Interest Income Recognized
June 30, 2018
With no related allowance recorded:
Commercial business		$	1,174			$	1,639			$	—			$	1,347			$	—
Commercial mortgage			557				557				—				579				—
			1,731				2,196				—				1,926				—
With an allowance recorded:
Commercial business			2,990				2,990				1,226				3,397				—
Commercial mortgage			2,071				2,071				517				2,255				—
			5,061				5,061				1,743				5,652				—
		$	6,792			$	7,257			$	1,743			$	7,578			$	—
December 31, 2017
With no related allowance recorded:
Commercial business		$	1,635			$	2,370			$	—			$	853			$	—
Commercial mortgage			584				584				—				621				—
			2,219				2,954				—				1,474				—
With an allowance recorded:
Commercial business			3,853				3,853				2,056				4,468				—
Commercial mortgage			2,528				2,528				115				1,516				—
			6,381				6,381				2,171				5,984				—
		$	8,600			$	9,335			$	2,171			$	7,458			$	—

(1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.

Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification

		Commercial Business				Commercial Mortgage
June 30, 2018
Uncriticized		$	473,370			$	850,919
Special mention			21,413				10,457
Substandard			11,482				7,816
Doubtful			—				—
Total		$	506,265			$	869,192
December 31, 2017
Uncriticized		$	429,692			$	791,127
Special mention			7,120				12,185
Substandard			12,951				7,539
Doubtful			—				—
Total		$	449,763			$	810,851

Retail Loan Portfolio Categorized By Payment Status

		Residential Real Estate Loans				Residential Real Estate Lines				Consumer Indirect				Other Consumer
June 30, 2018
Performing		$	479,703			$	110,031			$	873,594			$	16,504
Non-performing			2,138				288				1,124				4
Total		$	481,841			$	110,319			$	874,718			$	16,508
December 31, 2017
Performing		$	455,509			$	113,018			$	843,787			$	17,430
Non-performing			2,252				404				1,895				13
Total		$	457,761			$	113,422			$	845,682			$	17,443

Changes In The Allowance For Loan Losses

		Commercial Business				Commercial Mortgage				Residential Real Estate Loans				Residential Real Estate Lines				Consumer Indirect				Other Consumer				Total
June 30, 2018
Loans:
Ending balance		$	506,265			$	869,192			$	481,841			$	110,319			$	874,718			$	16,508			$	2,858,843
Evaluated for impairment:
Individually		$	4,164			$	2,628			$	—			$	—			$	—			$	—			$	6,792
Collectively		$	502,101			$	866,564			$	481,841			$	110,319			$	874,718			$	16,508			$	2,852,051
Allowance for loan losses:
Ending balance		$	14,242			$	5,371			$	1,255			$	248			$	12,520			$	319			$	33,955
Evaluated for impairment:
Individually		$	1,226			$	517			$	—			$	—			$	—			$	—			$	1,743
Collectively		$	13,016			$	4,854			$	1,255			$	248			$	12,520			$	319			$	32,212
June 30, 2017
Loans:
Ending balance		$	397,802			$	725,793			$	425,285			$	115,768			$	797,469			$	16,917			$	2,479,034
Evaluated for impairment:
Individually		$	7,258			$	2,164			$	—			$	—			$	—			$	—			$	9,422
Collectively		$	390,544			$	723,629			$	425,285			$	115,768			$	797,469			$	16,917			$	2,469,612
Allowance for loan losses:
Ending balance		$	14,622			$	3,906			$	1,247			$	232			$	12,833			$	319			$	33,159
Evaluated for impairment:
Individually		$	2,683			$	120			$	—			$	—			$	—			$	—			$	2,803
Collectively		$	11,939			$	3,786			$	1,247			$	232			$	12,833			$	319			$	30,356

		Commercial Business				Commercial Mortgage				Residential Real Estate Loans				Residential Real Estate Lines				Consumer Indirect				Other Consumer				Total
Three months ended June 30, 2018
Beginning balance		$	14,942			$	5,473			$	1,400			$	218			$	13,232			$	329			$	35,594
Charge-offs			(336	)			-				(10	)			(7	)			(2,621	)			(235	)			(3,209	)
Recoveries			77				1				63				12				1,304				73				1,530
Provision (credit)			(441	)			(103	)			(198	)			25				605				152				40
Ending balance		$	14,242			$	5,371			$	1,255			$	248			$	12,520			$	319			$	33,955
Six months ended June 30, 2018
Beginning balance		$	15,668			$	3,696			$	1,322			$	180			$	13,415			$	391			$	34,672
Charge-offs			(441	)			(4	)			(29	)			(101	)			(5,615	)			(668	)			(6,858	)
Recoveries			197				8				132				15				2,634				166				3,152
Provision (credit)			(1,182	)			1,671				(170	)			154				2,086				430				2,989
Ending balance		$	14,242			$	5,371			$	1,255			$	248			$	12,520			$	319			$	33,955

		Commercial Business				Commercial Mortgage				Residential Real Estate Loans				Residential Real Estate Lines				Consumer Indirect				Other Consumer				Total
Three months ended June 30, 2017
Beginning balance		$	14,003			$	3,667			$	1,440			$	214			$	11,462			$	295			$	31,081
Charge-offs			(656	)			-				(86	)			-				(2,204	)			(187	)			(3,133	)
Recoveries			88				38				8				46				1,122				77				1,379
Provision (credit)			1,187				201				(115	)			(28	)			2,453				134				3,832
Ending balance		$	14,622			$	3,906			$	1,247			$	232			$	12,833			$	319			$	33,159
Six months ended June 30, 2017
Beginning balance		$	7,225			$	10,315			$	1,478			$	303			$	11,311			$	302			$	30,934
Charge-offs			(1,778	)			(10	)			(100	)			(43	)			(5,013	)			(390	)			(7,334	)
Recoveries			246				252				48				56				2,173				171				2,946
Provision (credit)			8,929				(6,651	)			(179	)			(84	)			4,362				236				6,613
Ending balance		$	14,622			$	3,906			$	1,247			$	232			$	12,833			$	319			$	33,159

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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