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Loans (Tables)

9 Months Ended

Sep. 30, 2018

Loans And Leases Receivable Disclosure [Abstract]

Loan Portfolio

		Principal Amount Outstanding				Net Deferred Loan (Fees) Costs				Loans, Net
September 30, 2018
Commercial business		$	537,160			$	782			$	537,942
Commercial mortgage			907,107				(2,096	)			905,011
Residential real estate loans			498,883				8,715				507,598
Residential real estate lines			108,227				2,977				111,204
Consumer indirect			878,316				31,118				909,434
Other consumer			16,975				167				17,142
Total		$	2,946,668			$	41,663				2,988,331
Allowance for loan losses											(33,955	)
Total loans, net										$	2,954,376
December 31, 2017
Commercial business		$	449,763			$	563			$	450,326
Commercial mortgage			810,851				(1,943	)			808,908
Residential real estate loans			457,761				7,522				465,283
Residential real estate lines			113,422				2,887				116,309
Consumer indirect			845,682				30,888				876,570
Other consumer			17,443				178				17,621
Total		$	2,694,922			$	40,095				2,735,017
Allowance for loan losses											(34,672	)
Total loans, net										$	2,700,345

Recorded Investment By Loan Class In Current And Nonaccrual Loans

		30-59 Days Past Due				60-89 Days Past Due				Greater Than 90 Days				Total Past Due				Nonaccrual				Current				Total Loans
September 30, 2018
Commercial business		$	364			$	—			$	—			$	364			$	2,203			$	534,593			$	537,160
Commercial mortgage			916				—				—				916				1,900				904,291				907,107
Residential real estate loans			871				55				—				926				2,057				495,900				498,883
Residential real estate lines			185				—				—				185				297				107,745				108,227
Consumer indirect			2,327				544				—				2,871				1,385				874,060				878,316
Other consumer			118				6				8				132				—				16,843				16,975
Total loans, gross		$	4,781			$	605			$	8			$	5,394			$	7,842			$	2,933,432			$	2,946,668
December 31, 2017
Commercial business		$	64			$	36			$	—			$	100			$	5,344			$	444,319			$	449,763
Commercial mortgage			56				375				—				431				2,623				807,797				810,851
Residential real estate loans			1,908				56				—				1,964				2,252				453,545				457,761
Residential real estate lines			349				—				—				349				404				112,669				113,422
Consumer indirect			2,806				672				—				3,478				1,895				840,309				845,682
Other consumer			174				15				11				200				2				17,241				17,443
Total loans, gross		$	5,357			$	1,154			$	11			$	6,522			$	12,520			$	2,675,880			$	2,694,922

Summary Of Impaired Loans

		Recorded Investment (1)				Unpaid Principal Balance (1)				Related Allowance				Average Recorded Investment				Interest Income Recognized
September 30, 2018
With no related allowance recorded:
Commercial business		$	1,155			$	2,090			$	—			$	1,307			$	—
Commercial mortgage			525				525				—				568				—
			1,680				2,615				—				1,875				—
With an allowance recorded:
Commercial business			1,183				1,183				431				2,931				—
Commercial mortgage			1,838				1,838				460				2,132				—
			3,021				3,021				891				5,063				—
		$	4,701			$	5,636			$	891			$	6,938			$	—
December 31, 2017
With no related allowance recorded:
Commercial business		$	1,635			$	2,370			$	—			$	853			$	—
Commercial mortgage			584				584				—				621				—
			2,219				2,954				—				1,474				—
With an allowance recorded:
Commercial business			3,853				3,853				2,056				4,468				—
Commercial mortgage			2,528				2,528				115				1,516				—
			6,381				6,381				2,171				5,984				—
		$	8,600			$	9,335			$	2,171			$	7,458			$	—

(1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.

Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification

		Commercial Business				Commercial Mortgage
September 30, 2018
Uncriticized		$	505,865			$	889,608
Special mention			21,141				10,221
Substandard			10,154				7,278
Doubtful			—				—
Total		$	537,160			$	907,107
December 31, 2017
Uncriticized		$	429,692			$	791,127
Special mention			7,120				12,185
Substandard			12,951				7,539
Doubtful			—				—
Total		$	449,763			$	810,851

Retail Loan Portfolio Categorized By Payment Status

		Residential Real Estate Loans				Residential Real Estate Lines				Consumer Indirect				Other Consumer
September 30, 2018
Performing		$	496,826			$	107,930			$	876,931			$	16,967
Non-performing			2,057				297				1,385				8
Total		$	498,883			$	108,227			$	878,316			$	16,975
December 31, 2017
Performing		$	455,509			$	113,018			$	843,787			$	17,430
Non-performing			2,252				404				1,895				13
Total		$	457,761			$	113,422			$	845,682			$	17,443

Changes In The Allowance For Loan Losses

		Commercial Business				Commercial Mortgage				Residential Real Estate Loans				Residential Real Estate Lines				Consumer Indirect				Other Consumer				Total
September 30, 2018
Loans:
Ending balance		$	537,160			$	907,107			$	498,883			$	108,227			$	878,316			$	16,975			$	2,946,668
Evaluated for impairment:
Individually		$	2,338			$	2,363			$	—			$	—			$	—			$	—			$	4,701
Collectively		$	534,822			$	904,744			$	498,883			$	108,227			$	878,316			$	16,975			$	2,941,967
Allowance for loan losses:
Ending balance		$	14,231			$	5,422			$	1,305			$	212			$	12,355			$	430			$	33,955
Evaluated for impairment:
Individually		$	431			$	460			$	—			$	—			$	—			$	—			$	891
Collectively		$	13,800			$	4,962			$	1,305			$	212			$	12,355			$	430			$	33,064
September 30, 2017
Loans:
Ending balance		$	418,873			$	759,898			$	438,936			$	114,747			$	827,154			$	17,460			$	2,577,068
Evaluated for impairment:
Individually		$	7,126			$	2,459			$	—			$	—			$	—			$	—			$	9,585
Collectively		$	411,747			$	757,439			$	438,936			$	114,747			$	827,154			$	17,460			$	2,567,483
Allowance for loan losses:
Ending balance		$	15,749			$	3,727			$	1,161			$	157			$	13,217			$	336			$	34,347
Evaluated for impairment:
Individually		$	2,658			$	171			$	—			$	—			$	—			$	—			$	2,829
Collectively		$	13,091			$	3,556			$	1,161			$	157			$	13,217			$	336			$	31,518

		Commercial Business				Commercial Mortgage				Residential Real Estate Loans				Residential Real Estate Lines				Consumer Indirect				Other Consumer				Total
Three months ended September 30, 2018
Beginning balance		$	14,242			$	5,371			$	1,255			$	248			$	12,520			$	319			$	33,955
Charge-offs			(672	)			(113	)			(24	)			(23	)			(2,474	)			(301	)			(3,607	)
Recoveries			241				3				8				2				1,228				64				1,546
Provision (credit)			420				161				66				(15	)			1,081				348				2,061
Ending balance		$	14,231			$	5,422			$	1,305			$	212			$	12,355			$	430			$	33,955
Nine months ended September 30, 2018
Beginning balance		$	15,668			$	3,696			$	1,322			$	180			$	13,415			$	391			$	34,672
Charge-offs			(1,113	)			(117	)			(53	)			(124	)			(8,089	)			(969	)			(10,465	)
Recoveries			438				11				140				17				3,862				230				4,698
Provision (credit)			(762	)			1,832				(104	)			139				3,167				778				5,050
Ending balance		$	14,231			$	5,422			$	1,305			$	212			$	12,355			$	430			$	33,955

		Commercial Business				Commercial Mortgage				Residential Real Estate Loans				Residential Real Estate Lines				Consumer Indirect				Other Consumer				Total
Three months ended September 30, 2017
Beginning balance		$	14,622			$	3,906			$	1,247			$	232			$	12,833			$	319			$	33,159
Charge-offs			(130	)			—				(198	)			(21	)			(2,330	)			(230	)			(2,909	)
Recoveries			86				5				37				2				1,086				79				1,295
Provision (credit)			1,171				(184	)			75				(56	)			1,628				168				2,802
Ending balance		$	15,749			$	3,727			$	1,161			$	157			$	13,217			$	336			$	34,347
Nine months ended September 30, 2017
Beginning balance		$	7,225			$	10,315			$	1,478			$	303			$	11,311			$	302			$	30,934
Charge-offs			(1,908	)			(10	)			(298	)			(64	)			(7,343	)			(620	)			(10,243	)
Recoveries			332				257				85				58				3,259				250				4,241
Provision (credit)			10,100				(6,835	)			(104	)			(140	)			5,990				404				9,415
Ending balance		$	15,749			$	3,727			$	1,161			$	157			$	13,217			$	336			$	34,347

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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