<SEC-DOCUMENT>0001193125-19-125332-index.html : 20190429
<SEC-HEADER>0001193125-19-125332.hdr.sgml : 20190429
<ACCEPTANCE-DATETIME>20190429162908
ACCESSION NUMBER:		0001193125-19-125332
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		37
CONFORMED PERIOD OF REPORT:	20190619
FILED AS OF DATE:		20190429
DATE AS OF CHANGE:		20190429
EFFECTIVENESS DATE:		20190429

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
		CENTRAL INDEX KEY:			0000862831
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				160816610
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26481
		FILM NUMBER:		19776299

	BUSINESS ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
		BUSINESS PHONE:		5857861100

	MAIL ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>d685762ddef14a.htm
<DESCRIPTION>DEF 14A
<TEXT>
Document 1 - file: d685762ddef14a.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>2 <FILENAME>g685762dsp001.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 2 - file: g685762dsp001.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>3 <FILENAME>g685762dsp002.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 3 - file: g685762dsp002.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>4 <FILENAME>g685762dsp003.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 4 - file: g685762dsp003.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>5 <FILENAME>g685762g00y18.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 5 - file: g685762g00y18.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>6 <FILENAME>g685762g03q56.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 6 - file: g685762g03q56.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>7 <FILENAME>g685762g04l23.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 7 - file: g685762g04l23.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>8 <FILENAME>g685762g05t74.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 8 - file: g685762g05t74.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>9 <FILENAME>g685762g07c66.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 9 - file: g685762g07c66.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>10 <FILENAME>g685762g07y12.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 10 - file: g685762g07y12.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>11 <FILENAME>g685762g09h93.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 11 - file: g685762g09h93.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>12 <FILENAME>g685762g11r51.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 12 - file: g685762g11r51.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>13 <FILENAME>g685762g12t65.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 13 - file: g685762g12t65.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>14 <FILENAME>g685762g13b62.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 14 - file: g685762g13b62.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>15 <FILENAME>g685762g18f99.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 15 - file: g685762g18f99.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>16 <FILENAME>g685762g18z06.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 16 - file: g685762g18z06.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>17 <FILENAME>g685762g23y88.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 17 - file: g685762g23y88.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>18 <FILENAME>g685762g25_19.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 18 - file: g685762g25_19.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>19 <FILENAME>g685762g39z61.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 19 - file: g685762g39z61.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>20 <FILENAME>g685762g47o77.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 20 - file: g685762g47o77.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>21 <FILENAME>g685762g49g76.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 21 - file: g685762g49g76.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>22 <FILENAME>g685762g49t42.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 22 - file: g685762g49t42.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>23 <FILENAME>g685762g50s05.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 23 - file: g685762g50s05.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>24 <FILENAME>g685762g58m69.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 24 - file: g685762g58m69.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>25 <FILENAME>g685762g66q26.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 25 - file: g685762g66q26.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>26 <FILENAME>g685762g73i01.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 26 - file: g685762g73i01.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>27 <FILENAME>g685762g79b82.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 27 - file: g685762g79b82.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>28 <FILENAME>g685762g80k89.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 28 - file: g685762g80k89.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>g685762g80s99.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 29 - file: g685762g80s99.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>g685762g86a77.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 30 - file: g685762g86a77.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>g685762g86k47.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 31 - file: g685762g86k47.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>g685762g87r99.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 32 - file: g685762g87r99.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>g685762g89k15.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 33 - file: g685762g89k15.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>34 <FILENAME>g685762g91q24.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 34 - file: g685762g91q24.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>35 <FILENAME>g685762g96j45.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 35 - file: g685762g96j45.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>36 <FILENAME>g685762g96m38.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 36 - file: g685762g96m38.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>37 <FILENAME>g685762g99k03.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 37 - file: g685762g99k03.jpg
</DOCUMENT> </SEC-DOCUMENT>