<SEC-DOCUMENT>0001193125-20-123020-index.html : 20200428
<SEC-HEADER>0001193125-20-123020.hdr.sgml : 20200428
<ACCEPTANCE-DATETIME>20200428160600
ACCESSION NUMBER:		0001193125-20-123020
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		30
CONFORMED PERIOD OF REPORT:	20200617
FILED AS OF DATE:		20200428
DATE AS OF CHANGE:		20200428
EFFECTIVENESS DATE:		20200428

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
		CENTRAL INDEX KEY:			0000862831
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				160816610
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26481
		FILM NUMBER:		20824994

	BUSINESS ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
		BUSINESS PHONE:		5857861100

	MAIL ADDRESS:	
		STREET 1:		220 LIBERTY STREET
		CITY:			WARSAW
		STATE:			NY
		ZIP:			14569
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>d831730ddef14a.htm
<DESCRIPTION>DEF 14A
<TEXT>
Document 1 - file: d831730ddef14a.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>2 <FILENAME>g831730g00u46.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 2 - file: g831730g00u46.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>3 <FILENAME>g831730g00y18.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 3 - file: g831730g00y18.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>4 <FILENAME>g831730g04j05.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 4 - file: g831730g04j05.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>5 <FILENAME>g831730g10y83.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 5 - file: g831730g10y83.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>6 <FILENAME>g831730g12b79.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 6 - file: g831730g12b79.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>7 <FILENAME>g831730g12t65.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 7 - file: g831730g12t65.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>8 <FILENAME>g831730g13d07.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 8 - file: g831730g13d07.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>9 <FILENAME>g831730g16g38.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 9 - file: g831730g16g38.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>10 <FILENAME>g831730g18z06.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 10 - file: g831730g18z06.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>11 <FILENAME>g831730g20a45.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 11 - file: g831730g20a45.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>12 <FILENAME>g831730g21p99.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 12 - file: g831730g21p99.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>13 <FILENAME>g831730g24_35.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 13 - file: g831730g24_35.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>14 <FILENAME>g831730g28e39.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 14 - file: g831730g28e39.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>15 <FILENAME>g831730g34w58.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 15 - file: g831730g34w58.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>16 <FILENAME>g831730g40w62.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 16 - file: g831730g40w62.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>17 <FILENAME>g831730g43y15.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 17 - file: g831730g43y15.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>18 <FILENAME>g831730g47i26.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 18 - file: g831730g47i26.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>19 <FILENAME>g831730g48p23.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 19 - file: g831730g48p23.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>20 <FILENAME>g831730g51j66.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 20 - file: g831730g51j66.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>21 <FILENAME>g831730g57u32.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 21 - file: g831730g57u32.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>22 <FILENAME>g831730g64c66.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 22 - file: g831730g64c66.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>23 <FILENAME>g831730g70o45.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 23 - file: g831730g70o45.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>24 <FILENAME>g831730g71v30.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 24 - file: g831730g71v30.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>25 <FILENAME>g831730g72o43.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 25 - file: g831730g72o43.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>26 <FILENAME>g831730g75m70.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 26 - file: g831730g75m70.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>27 <FILENAME>g831730g86h37.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 27 - file: g831730g86h37.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>28 <FILENAME>g831730g86i69.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 28 - file: g831730g86i69.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>g831730g91q24.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 29 - file: g831730g91q24.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>g831730g96j45.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 30 - file: g831730g96j45.jpg
</DOCUMENT> </SEC-DOCUMENT>