XML 63 R47.htm IDEA: XBRL DOCUMENT

Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2021

Regulatory Matters [Abstract]

Actual and Required Capital Ratios

The following table presents actual and required capital ratios as of December 31, 2021 and 2020 for the Company and the Bank under the Basel III Capital Rules. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules (in thousands):


		Actual								Minimum Capital Required – Basel III								Required to be Considered Well Capitalized
		Amount				Ratio				Amount				Ratio				Amount				Ratio
2021
Tier 1 leverage:
Company		$	455,138				8.23	%		$	221,319				4.00	%		$	276,649				5.00	%
Bank			496,337				8.98				220,963				4.00				276,204				5.00
CET1 capital:
Company			437,846				10.28				298,207				7.00				276,907				6.50
Bank			496,337				11.68				297,489				7.00				276,240				6.50
Tier 1 capital:
Company			455,138				10.68				362,109				8.50				340,808				8.00
Bank			496,337				11.68				361,237				8.50				339,987				8.00
Total capital:
Company			558,987				13.12				447,311				10.50				426,010				10.00
Bank			526,274				12.38				446,233				10.50				424,984				10.00

2020
Tier 1 leverage:
Company		$	407,061				8.25	%		$	197,344				4.00	%		$	246,680				5.00	%
Bank			441,929				8.97				197,064				4.00				246,330				5.00
CET1 capital:
Company			389,733				10.14				269,107				7.00				249,885				6.50
Bank			441,929				11.52				268,483				7.00				249,306				6.50
Tier 1 capital:
Company			407,061				10.59				326,772				8.50				307,550				8.00
Bank			441,929				11.52				326,015				8.50				306,838				8.00
Total capital:
Company			521,193				13.56				403,660				10.50				384,438				10.00
Bank			482,439				12.58				402,725				10.50				383,547				10.00