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    ACCESSION NUMBER:		0001193125-24-275551
    CONFORMED SUBMISSION TYPE:	FWP
    PUBLIC DOCUMENT COUNT:		26
    FILED AS OF DATE:		20241211
    DATE AS OF CHANGE:		20241211

    SUBJECT COMPANY:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
    		CENTRAL INDEX KEY:			0000862831
    		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
    		ORGANIZATION NAME:           	02 Finance
    		IRS NUMBER:				160816610
    		STATE OF INCORPORATION:			NY
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		FWP
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	333-283475
    		FILM NUMBER:		241541599

    	BUSINESS ADDRESS:
    		STREET 1:		220 LIBERTY STREET
    		CITY:			WARSAW
    		STATE:			NY
    		ZIP:			14569
    		BUSINESS PHONE:		5857861100

    	MAIL ADDRESS:
    		STREET 1:		220 LIBERTY STREET
    		CITY:			WARSAW
    		STATE:			NY
    		ZIP:			14569

    FILED BY:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
    		CENTRAL INDEX KEY:			0000862831
    		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
    		ORGANIZATION NAME:           	02 Finance
    		IRS NUMBER:				160816610
    		STATE OF INCORPORATION:			NY
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		FWP

    	BUSINESS ADDRESS:
    		STREET 1:		220 LIBERTY STREET
    		CITY:			WARSAW
    		STATE:			NY
    		ZIP:			14569
    		BUSINESS PHONE:		5857861100

    	MAIL ADDRESS:
    		STREET 1:		220 LIBERTY STREET
    		CITY:			WARSAW
    		STATE:			NY
    		ZIP:			14569
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