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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Interest and fees on loans $ 72,338 $ 71,218 $ 212,014 $ 212,227
Interest and dividends on investment securities 11,740 6,086 34,798 18,582
Other interest income 344 607 1,528 4,303
Total interest income 84,422 77,911 248,340 235,112
Interest expense:        
Deposits 30,376 34,803 94,315 105,114
Short-term borrowings 668 858 1,545 3,345
Long-term borrowings 1,589 1,569 4,705 4,697
Total interest expense 32,633 37,230 100,565 113,156
Net interest income 51,789 40,681 147,775 121,956
Provision (benefit) for credit losses 2,732 3,104 8,222 (311)
Net interest income after provision for credit losses 49,057 37,577 139,553 122,267
Noninterest income:        
Service charges on deposits 1,137 1,103 3,278 3,159
Insurance income 2 3 8 2,141
Card interchange income 2,006 1,900 5,783 5,810
Investment advisory 3,023 2,797 8,645 8,158
Company owned life insurance 2,849 1,404 8,591 4,062
Investments in limited partnerships 223 400 945 1,545
Loan servicing 181 88 484 421
Income from derivative instruments, net 847 212 1,436 763
Net gain on sale of loans held for sale 285 220 542 432
Net gain on sale or call of securities 703 0 706 0
Net (loss) gain on sale and disposal of other assets (281) 138 (281) 13,633
Net loss on tax credit investments (513) (170) (1,539) (139)
Other 1,594 1,345 4,448 4,370
Total noninterest income 12,056 9,440 33,046 44,355
Noninterest expense:        
Salaries and employee benefits 18,522 15,879 53,490 48,967
Occupancy and equipment 3,814 3,370 11,386 10,570
Professional services 1,688 1,965 4,830 6,131
Computer and data processing 5,789 5,353 17,155 16,081
Supplies and postage 559 519 1,640 1,431
FDIC assessments 1,227 1,092 4,086 3,733
Advertising and promotions 491 371 1,328 1,108
Amortization of intangibles 103 112 315 443
Restructuring charges 0 0 68 0
Deposit-related charged-off items expense 144 410 83 19,987
Other 3,538 3,398 10,861 11,051
Total noninterest expense 35,875 32,469 105,242 119,502
Income before income taxes 25,238 14,548 67,357 47,120
Income tax expense 4,761 1,082 12,470 5,955
Net income 20,477 13,466 54,887 41,165
Preferred stock dividends 365 365 1,094 1,094
Net income available to common shareholders $ 20,112 $ 13,101 $ 53,793 $ 40,071
Earnings per common share (Note 2):        
Basic $ 1 $ 0.85 $ 2.68 $ 2.6
Diluted 0.99 0.84 2.65 2.57
Cash dividends declared per common share $ 0.31 $ 0.3 $ 0.93 $ 0.9