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    ACCESSION NUMBER:		0000950170-25-059293
    CONFORMED SUBMISSION TYPE:	8-K
    PUBLIC DOCUMENT COUNT:		14
    CONFORMED PERIOD OF REPORT:	20250331
    ITEM INFORMATION:		Results of Operations and Financial Condition
    ITEM INFORMATION:		Regulation FD Disclosure
    ITEM INFORMATION:		Financial Statements and Exhibits
    FILED AS OF DATE:		20250428
    DATE AS OF CHANGE:		20250428

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			FINANCIAL INSTITUTIONS INC
    		CENTRAL INDEX KEY:			0000862831
    		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
    		ORGANIZATION NAME:           	02 Finance
    		EIN:				160816610
    		STATE OF INCORPORATION:			NY
    		FISCAL YEAR END:			1231

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    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	000-26481
    		FILM NUMBER:		25880279

    	BUSINESS ADDRESS:
    		STREET 1:		220 LIBERTY STREET
    		CITY:			WARSAW
    		STATE:			NY
    		ZIP:			14569
    		BUSINESS PHONE:		5857861100

    	MAIL ADDRESS:
    		STREET 1:		220 LIBERTY STREET
    		CITY:			WARSAW
    		STATE:			NY
    		ZIP:			14569
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