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EARNINGS PER SHARE (“EPS”) (Tables)
3 Months Ended
Mar. 31, 2025
Earnings Per Share [Abstract]  
Schedule of Reconciliation of Net Income and Shares Outstanding to Compute EPS
The following is a reconciliation of net income and shares outstanding to the income and number of shares used to compute EPS for the three months ended March 31, 2025 and 2024:
Three Months Ended
March 31,
(dollars in thousands, except share and per share data)20252024
Net income
$16,853 $4,935 
Weighted average common shares outstanding - basic32,318,809 18,426,848 
Dilutive effect of outstanding:
Stock options and unvested stock grants379,418 374,868 
Weighted average common shares outstanding - diluted
32,698,227 18,801,716 
Earnings per common share - basic
$0.52 $0.27 
Earnings per common share - diluted
$0.52 $0.26