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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INTEREST AND DIVIDEND INCOME    
Interest and fees on loans $ 50,686 $ 28,584
Interest on debt securities 1,524 1,213
Interest on tax-exempted debt securities 305 306
Interest on deposits at other financial institutions 3,803 850
Interest and dividends on other interest-earning assets 507 311
Total interest and dividend income 56,825 31,264
INTEREST EXPENSE    
Interest on NOW, money market and savings accounts 11,116 6,770
Interest on time deposits 2,063 3,021
Interest on borrowings 1,391 979
Total interest expense 14,570 10,770
Net interest income 42,255 20,494
Reversal of credit losses (3,776) (331)
Net interest income after reversal of credit losses 46,031 20,825
NONINTEREST INCOME    
Gain on sale of loans 577 415
Income from bank owned life insurance 463 261
Servicing and related income on loans, net 142 73
Loss on sale and disposal of fixed assets (1) 0
Other charges and fees 199 139
Total noninterest income 2,566 1,413
NONINTEREST EXPENSE    
Salaries and employee benefits 15,864 9,610
Occupancy and equipment 2,152 1,452
Data processing and communications 1,935 1,150
Legal, audit and professional 859 516
Regulatory assessments 722 387
Director and shareholder expenses 404 203
Merger and related expenses 0 549
Intangible asset amortization 948 65
Other real estate owned expenses 68 88
Other expenses 1,968 961
Total noninterest expense 24,920 14,981
Income before income taxes 23,677 7,257
Income tax expense 6,824 2,322
Net income $ 16,853 $ 4,935
Earnings per share:    
Basic (in dollars per share) $ 0.52 $ 0.27
Diluted (in dollars per share) $ 0.52 $ 0.26
Service charges and fees on deposit accounts    
NONINTEREST INCOME    
Revenue $ 776 $ 362
Interchange and ATM income    
NONINTEREST INCOME    
Revenue $ 410 $ 163