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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Narrative (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans pledge with FHLB under blanket lien $ 2,180,000      
Loans held for investment 3,068,774   $ 3,139,165  
Loans held for sale, at lower of cost or fair value 4,625   17,180  
Loans held for sale 4,900   17,900  
Loans over 90 days past due and still accruing interest 45   150  
Defaults of loans that were modified in the last 12 months 358 $ 0    
Foreclosed assets 4,083   4,083  
Accrued interest receivable on loans receivable, net 10,100   11,700  
Provision (reversal) for unfunded commitment losses (618) (17)    
Allowance for credit losses - unfunded loan commitments 2,485 $ 916 3,103 $ 933
Small Business Administration (SBA) 7 Loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans held for sale, at lower of cost or fair value     10,300  
Asset Pledged as Collateral | Federal Home Loan Bank Advances        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans held for investment 1,330,000      
Asset Pledged as Collateral | Federal Reserve Bank Advances        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans held for investment 363,000      
Real Estate - Other | Multifamily residential        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans held for investment 237,896   243,993  
Consumer        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans held for investment 23,569   24,749  
Commercial & Industrial        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans held for investment $ 672,468   710,970  
Loans held for sale, at lower of cost or fair value     $ 6,900  
Financing Receivable | Credit Concentration Risk | Real Estate - Other        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percent of total loans 77.00%   77.00%