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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2017
Regulatory Capital Requirements [Abstract]  
Schedule of Actual and Required Capital Amounts (Not Including Capital Conservation Buffer) and Ratios

Actual and required capital amounts (not including the capital conservation buffer) and ratios are presented below at year-end:

 

 

 

Actual

 

 

Requirement For Capital

Adequacy Purposes:

 

 

To be Well Capitalized

Under Prompt Corrective

Action Provisions:

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

199,201

 

 

 

11.86

%

 

$

75,573

 

 

 

4.5

%

 

N/A

 

 

N/A

 

Bank

 

 

192,080

 

 

 

11.45

%

 

 

75,462

 

 

 

4.5

%

 

 

109,001

 

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

213,725

 

 

 

12.73

%

 

 

134,352

 

 

 

8.0

%

 

N/A

 

 

N/A

 

Bank

 

 

204,395

 

 

 

12.19

%

 

 

134,155

 

 

 

8.0

%

 

 

167,694

 

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

201,410

 

 

 

11.99

%

 

 

100,764

 

 

 

6.0

%

 

N/A

 

 

N/A

 

Bank

 

 

192,080

 

 

 

11.45

%

 

 

100,616

 

 

 

6.0

%

 

 

134,155

 

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

201,410

 

 

 

9.50

%

 

 

84,800

 

 

 

4.0

%

 

N/A

 

 

N/A

 

Bank

 

 

192,080

 

 

 

9.12

%

 

 

84,253

 

 

 

4.0

%

 

 

105,316

 

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2016

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

180,475

 

 

 

11.69

%

 

$

69,474

 

 

 

4.5

%

 

N/A

 

 

N/A

 

Bank

 

 

171,064

 

 

 

11.12

%

 

 

69,244

 

 

 

4.5

%

 

 

100,020

 

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

193,487

 

 

 

12.53

%

 

 

123,509

 

 

 

8.0

%

 

N/A

 

 

N/A

 

Bank

 

 

181,916

 

 

 

11.82

%

 

 

123,101

 

 

 

8.0

%

 

 

153,877

 

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

182,635

 

 

 

11.83

%

 

 

92,632

 

 

 

6.0

%

 

N/A

 

 

N/A

 

Bank

 

 

171,064

 

 

 

11.12

%

 

 

92,326

 

 

 

6.0

%

 

 

123,101

 

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

182,635

 

 

 

9.41

%

 

 

77,596

 

 

 

4.0

%

 

N/A

 

 

N/A

 

Bank

 

 

171,064

 

 

 

8.91

%

 

 

76,792

 

 

 

4.0

%

 

 

95,990

 

 

 

5.0

%