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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
INTEREST AND DIVIDEND INCOME    
Loans, including fees $ 18,427 $ 16,483
Taxable securities 1,233 1,118
Tax exempt securities 1,331 1,071
Dividends 146 115
Federal funds sold and other interest income 145 63
TOTAL INTEREST AND DIVIDEND INCOME 21,282 18,850
INTEREST EXPENSE    
Deposits 1,411 914
Short-term borrowings 881 327
Long-term borrowings 44 78
TOTAL INTEREST EXPENSE 2,336 1,319
NET INTEREST INCOME 18,946 17,531
Provision for loan losses 775 1,050
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 18,171 16,481
NONINTEREST INCOME    
Service charges on deposit accounts 1,003 951
Bank owned life insurance income 222 201
Trust fees 1,807 1,678
Insurance agency commissions 699 674
Security gains, including fair value changes for equity securities 18 13
Retirement plan consulting fees 379 513
Investment commissions 256 222
Net gains on sale of loans 487 607
Debit card and EFT fees 806 653
Other operating income 333 375
TOTAL NONINTEREST INCOME 6,010 5,887
NONINTEREST EXPENSES    
Salaries and employee benefits 8,738 8,287
Occupancy and equipment 1,704 1,587
State and local taxes 459 417
Professional fees 698 747
Merger related costs 25 62
Advertising 275 244
FDIC insurance 222 235
Intangible amortization 354 365
Core processing charges 739 655
Telephone and data 237 241
Other operating expenses 1,645 1,773
TOTAL NONINTEREST EXPENSES 15,096 14,613
INCOME BEFORE INCOME TAXES 9,085 7,755
INCOME TAXES 1,359 1,972
NET INCOME $ 7,726 $ 5,783
EARNINGS PER SHARE - basic and diluted $ 0.28 $ 0.21