XML 42 R27.htm IDEA: XBRL DOCUMENT
v3.19.1

Loans (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2019
Receivables [Abstract] |
Schedule of Loan Balances | Loan balances were as follows:
(In Thousands of Dollars) |  | March 31, 2019 |  |  | December 31, 2018 |
Originated loans: |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |
Owner occupied |  | $ | 164,818 |  |  | $ | 158,947 |
Non-owner occupied |  |  | 256,377 |  |  |  | 256,124 |
Farmland |  |  | 114,910 |  |  |  | 110,881 |
Other |  |  | 101,149 |  |  |  | 94,527 |
Commercial |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 237,822 |  |  |  | 227,031 |
Agricultural |  |  | 35,288 |  |  |  | 37,623 |
Residential real estate |  |  |  |  |  |  |  |
1-4 family residential |  |  | 307,647 |  |  |  | 307,794 |
Home equity lines of credit |  |  | 82,888 |  |  |  | 82,690 |
Consumer |  |  |  |  |  |  |  |
Indirect |  |  | 160,560 |  |  |  | 164,509 |
Direct |  |  | 29,549 |  |  |  | 30,277 |
Other |  |  | 10,789 |  |  |  | 11,894 |
Total originated loans |  | $ | 1,501,797 |  |  | $ | 1,482,297 |
Acquired loans: |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |
Owner occupied |  | $ | 43,554 |  |  | $ | 44,872 |
Non-owner occupied |  |  | 16,199 |  |  |  | 16,920 |
Farmland |  |  | 40,399 |  |  |  | 40,983 |
Other |  |  | 7,122 |  |  |  | 8,091 |
Commercial |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 17,135 |  |  |  | 18,141 |
Agricultural |  |  | 7,613 |  |  |  | 9,526 |
Residential real estate |  |  |  |  |  |  |  |
1-4 family residential |  |  | 75,774 |  |  |  | 78,786 |
Home equity lines of credit |  |  | 22,545 |  |  |  | 23,617 |
Consumer |  |  |  |  |  |  |  |
Direct |  |  | 8,481 |  |  |  | 9,442 |
Other |  |  | 162 |  |  |  | 162 |
Total acquired loans |  | $ | 238,984 |  |  | $ | 250,540 |
Net Deferred loan costs |  |  | 2,870 |  |  |  | 3,003 |
Allowance for loan losses |  |  | (13,777 | ) |  |  | (13,592 | )
Net loans |  | $ | 1,729,874 |  |  | $ | 1,722,248 |
Purchased Credit Impaired Loans | As part of past acquisitions the Company acquired various loans that displayed evidence of deterioration of credit quality since origination and which was probable that all contractually required payments would not be collected. The carrying amounts and contractually required payments of these loans which are included in the loan balances above are summarized in the following tables:
(In Thousands of Dollars) |  | March 31, 2019 |  |  | December 31, 2018 |
Commercial real estate |  |  |  |  |  |  |  |
Non-owner occupied |  | $ | 275 |  |  | $ | 292 |
Commercial |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 856 |  |  |  | 899 |
Total outstanding balance |  | $ | 1,131 |  |  | $ | 1,191 |
Carrying amount, net of allowance of $0 in 2019 and 2018 |  | $ | 849 |  |  | $ | 903 |
Schedule of Accretable Yield or Income Expected to be Collected | Accretable yield, or income expected to be collected, is shown in the table below:
|  |  |  | Three Months Ended |
(In Thousands of Dollars) |  |  |  | March 31, 2019 |  |  | March 31, 2018 |
Beginning balance |  | $ | 93 |  |  | $ | 170 |
New loans purchased |  | 0 |  |  | 0 |
Accretion of income |  |  | (7 | ) |  |  | (19 | )
Ending balance |  | $ | 86 |  |  | $ | 151 |
Activity in the Allowance for Loan Losses by Portfolio Segment | The following tables present the activity in the allowance for loan losses by portfolio segment for the three month periods ended March 31, 2019 and 2018: Three Months Ended March 31, 2019
(In Thousands of Dollars) |  | Commercial Real Estate |  |  | Commercial |  |  | Residential Real Estate |  |  | Consumer |  |  | Unallocated |  |  | Total |
Allowance for loan losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 5,036 |  |  | $ | 2,093 |  |  | $ | 2,837 |  |  | $ | 2,963 |  |  | $ | 663 |  |  | $ | 13,592 |
Provision for loan losses |  |  | 159 |  |  |  | 107 |  |  |  | (28 | ) |  |  | 182 |  |  |  | 130 |  |  |  | 550 |
Loans charged off |  |  | 0 |  |  |  | (44 | ) |  |  | (21 | ) |  |  | (501 | ) |  |  | 0 |  |  |  | (566 | )
Recoveries |  |  | 0 |  |  |  | 1 |  |  |  | 25 |  |  |  | 175 |  |  |  | 0 |  |  |  | 201 |
Total ending allowance balance |  | $ | 5,195 |  |  | $ | 2,157 |  |  | $ | 2,813 |  |  | $ | 2,819 |  |  | $ | 793 |  |  | $ | 13,777 |
Three Months Ended March 31, 2018
(In Thousands of Dollars) |  | Commercial Real Estate |  |  | Commercial |  |  | Residential Real Estate |  |  | Consumer |  |  | Unallocated |  |  | Total |
Allowance for loan losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 4,260 |  |  | $ | 2,011 |  |  | $ | 2,521 |  |  | $ | 2,848 |  |  | $ | 675 |  |  | $ | 12,315 |
Provision for loan losses |  |  | 142 |  |  |  | 147 |  |  |  | 75 |  |  |  | 527 |  |  |  | (116 | ) |  |  | 775 |
Loans charged off |  |  | 0 |  |  |  | (97 | ) |  |  | (56 | ) |  |  | (629 | ) |  |  | 0 |  |  |  | (782 | )
Recoveries |  |  | 2 |  |  |  | 1 |  |  |  | 61 |  |  |  | 178 |  |  |  | 0 |  |  |  | 242 |
Total ending allowance balance |  | $ | 4,404 |  |  | $ | 2,062 |  |  | $ | 2,601 |  |  | $ | 2,924 |  |  | $ | 559 |  |  | $ | 12,550 |
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment, Based on Impairment Method | The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment, based on impairment method as of March 31, 2019 and December 31, 2018. The recorded investment in loans includes the unpaid principal balance and unamortized loan origination fees and costs: March 31, 2019
(In Thousands of Dollars) |  | Commercial Real Estate |  |  | Commercial |  |  | Residential Real Estate |  |  | Consumer |  |  | Unallocated |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 6 |  |  | $ | 3 |  |  | $ | 261 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 270 |
Collectively evaluated for impairment |  |  | 5,151 |  |  |  | 2,144 |  |  |  | 2,526 |  |  |  | 2,817 |  |  |  | 793 |  |  |  | 13,431 |
Acquired loans collectively evaluated for impairment |  |  | 38 |  |  |  | 10 |  |  |  | 26 |  |  |  | 2 |  |  |  | 0 |  |  |  | 76 |
Acquired with deteriorated credit quality |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total ending allowance balance |  | $ | 5,195 |  |  | $ | 2,157 |  |  | $ | 2,813 |  |  | $ | 2,819 |  |  | $ | 793 |  |  | $ | 13,777 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 623 |  |  | $ | 213 |  |  | $ | 4,538 |  |  | $ | 150 |  |  | $ | 0 |  |  | $ | 5,524 |
Loans collectively evaluated for impairment |  |  | 635,532 |  |  |  | 272,663 |  |  |  | 385,831 |  |  |  | 206,129 |  |  |  | 0 |  |  |  | 1,500,155 |
Acquired loans |  |  | 106,724 |  |  |  | 24,040 |  |  |  | 97,738 |  |  |  | 8,621 |  |  |  | 0 |  |  |  | 237,123 |
Acquired with deteriorated credit quality |  |  | 245 |  |  |  | 604 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 849 |
Total ending loans balance |  | $ | 743,124 |  |  | $ | 297,520 |  |  | $ | 488,107 |  |  | $ | 214,900 |  |  | $ | 0 |  |  | $ | 1,743,651 |
December 31, 2018
(In Thousands of Dollars) |  | Commercial Real Estate |  |  | Commercial |  |  | Residential Real Estate |  |  | Consumer |  |  | Unallocated |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 6 |  |  | $ | 3 |  |  | $ | 267 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 276 |
Collectively evaluated for impairment |  |  | 4,981 |  |  |  | 2,075 |  |  |  | 2,534 |  |  |  | 2,960 |  |  |  | 663 |  |  |  | 13,213 |
Acquired loans collectively evaluated for impairment |  |  | 49 |  |  |  | 15 |  |  |  | 36 |  |  |  | 3 |  |  |  | 0 |  |  |  | 103 |
Acquired with deteriorated credit quality |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total ending allowance balance |  | $ | 5,036 |  |  | $ | 2,093 |  |  | $ | 2,837 |  |  | $ | 2,963 |  |  | $ | 663 |  |  | $ | 13,592 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 790 |  |  | $ | 223 |  |  | $ | 4,627 |  |  | $ | 83 |  |  | $ | 0 |  |  | $ | 5,723 |
Loans collectively evaluated for impairment |  |  | 618,729 |  |  |  | 264,208 |  |  |  | 385,702 |  |  |  | 212,130 |  |  |  | 0 |  |  |  | 1,480,769 |
Acquired loans |  |  | 110,143 |  |  |  | 26,916 |  |  |  | 101,804 |  |  |  | 9,582 |  |  |  | 0 |  |  |  | 248,445 |
Acquired with deteriorated credit quality |  |  | 262 |  |  |  | 641 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 903 |
Total ending loans balance |  | $ | 729,924 |  |  | $ | 291,988 |  |  | $ | 492,133 |  |  | $ | 221,795 |  |  | $ | 0 |  |  | $ | 1,735,840 |
Loans Individually Evaluated for Impairment by Class of Loans | The following tables present information related to impaired loans by class of loans as of March 31, 2019 and December 31, 2018:
(In Thousands of Dollars) |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |
March 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 362 |  |  | $ | 328 |  |  | $ | 0 |
Non-owner occupied |  |  | 40 |  |  |  | 38 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 184 |  |  |  | 154 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 3,443 |  |  |  | 2,710 |  |  |  | 0 |
Home equity lines of credit |  |  | 429 |  |  |  | 361 |  |  |  | 0 |
Consumer |  |  | 264 |  |  |  | 127 |  |  |  | 0 |
Subtotal |  |  | 4,722 |  |  |  | 3,718 |  |  |  | 0 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Farmland |  |  | 258 |  |  |  | 257 |  |  |  | 6 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 59 |  |  |  | 59 |  |  |  | 3 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 1,286 |  |  |  | 1,277 |  |  |  | 185 |
Home equity lines of credit |  |  | 203 |  |  |  | 190 |  |  |  | 76 |
Consumer |  |  | 22 |  |  |  | 23 |  |  |  | 0 |
Subtotal |  |  | 1,828 |  |  |  | 1,806 |  |  |  | 270 |
Total |  | $ | 6,550 |  |  | $ | 5,524 |  |  | $ | 270 |
(In Thousands of Dollars) |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 524 |  |  | $ | 494 |  |  | $ | 0 |
Non-owner occupied |  |  | 40 |  |  |  | 38 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 191 |  |  |  | 162 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 3,451 |  |  |  | 2,759 |  |  |  | 0 |
Home equity lines of credit |  |  | 379 |  |  |  | 326 |  |  |  | 0 |
Consumer |  |  | 174 |  |  |  | 83 |  |  |  | 0 |
Subtotal |  |  | 4,759 |  |  |  | 3,862 |  |  |  | 0 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Farmland |  |  | 258 |  |  |  | 258 |  |  |  | 6 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 61 |  |  |  | 61 |  |  |  | 3 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 1,354 |  |  |  | 1,343 |  |  |  | 188 |
Home equity lines of credit |  |  | 224 |  |  |  | 199 |  |  |  | 79 |
Consumer |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Subtotal |  |  | 1,897 |  |  |  | 1,861 |  |  |  | 276 |
Total |  | $ | 6,656 |  |  | $ | 5,723 |  |  | $ | 276 |
The following tables present the average recorded investment in impaired loans by class and interest income recognized by loan class for the three month periods ended March 31, 2019 and 2018:
|  | Average Recorded Investment |  |  | Interest Income Recognized |
|  | For Three Months Ended March 31, |  |  | For Three Months Ended March 31, |
(In Thousands of Dollars) |  | 2019 |  |  | 2018 |  |  | 2019 |  |  | 2018 |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 331 |  |  | $ | 420 |  |  | $ | 4 |  |  | $ | 7 |
Non-owner occupied |  |  | 38 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 157 |  |  |  | 873 |  |  |  | 2 |  |  |  | 1 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 2,693 |  |  |  | 2,636 |  |  |  | 43 |  |  |  | 49 |
Home equity lines of credit |  |  | 347 |  |  |  | 325 |  |  |  | 5 |  |  |  | 4 |
Consumer |  |  | 112 |  |  |  | 63 |  |  |  | 3 |  |  |  | 3 |
Subtotal |  |  | 3,678 |  |  |  | 4,317 |  |  |  | 57 |  |  |  | 64 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Farmland |  |  | 257 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 59 |  |  |  | 67 |  |  |  | 1 |  |  |  | 1 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 1,319 |  |  |  | 1,429 |  |  |  | 8 |  |  |  | 10 |
Home equity lines of credit |  |  | 196 |  |  |  | 155 |  |  |  | 2 |  |  |  | 2 |
Consumer |  |  | 8 |  |  |  | 1 |  |  |  | 0 |  |  |  | 0 |
Subtotal |  |  | 1,839 |  |  |  | 1,652 |  |  |  | 11 |  |  |  | 13 |
Total |  | $ | 5,517 |  |  | $ | 5,969 |  |  | $ | 68 |  |  | $ | 77 |
Schedule of Investment in Nonaccrual and Loans Past Due 90 Days or More Still on Accrual by Class of Loans | The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of March 31, 2019 and December 31, 2018:
|  | March 31, 2019 |  |  | December 31, 2018 |
(In Thousands of Dollars) |  | Nonaccrual |  |  | Loans Past Due 90 Days or More Still Accruing |  |  | Nonaccrual |  |  | Loans Past Due 90 Days or More Still Accruing |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 330 |  |  | $ | 0 |  |  | $ | 340 |  |  | $ | 0 |
Farmland |  |  | 26 |  |  |  | 0 |  |  |  | 30 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 439 |  |  |  | 0 |  |  |  | 122 |  |  |  | 0 |
Agricultural |  |  | 158 |  |  |  | 0 |  |  |  | 158 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 2,201 |  |  |  | 92 |  |  |  | 2,318 |  |  |  | 185 |
Home equity lines of credit |  |  | 673 |  |  |  | 57 |  |  |  | 644 |  |  |  | 31 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Indirect |  |  | 369 |  |  |  | 198 |  |  |  | 346 |  |  |  | 369 |
Direct |  |  | 83 |  |  |  | 101 |  |  |  | 54 |  |  |  | 200 |
Other |  |  |  |  |  |  | 8 |  |  |  | 0 |  |  |  | 2 |
Total originated loans |  | $ | 4,279 |  |  | $ | 456 |  |  | $ | 4,012 |  |  | $ | 787 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  | $ | 48 |  |  | $ | 0 |  |  | $ | 82 |  |  | $ | 0 |
Farmland |  |  | 257 |  |  |  | 0 |  |  |  | 257 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 754 |  |  |  | 0 |  |  |  | 824 |  |  |  | 0 |
Agricultural |  |  | 295 |  |  |  | 0 |  |  |  | 291 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 780 |  |  |  | 151 |  |  |  | 1,001 |  |  |  | 122 |
Home equity lines of credit |  |  | 270 |  |  |  | 53 |  |  |  | 203 |  |  |  | 14 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct |  |  | 82 |  |  |  | 153 |  |  |  | 95 |  |  |  | 43 |
Total acquired loans |  | $ | 2,486 |  |  | $ | 357 |  |  | $ | 2,753 |  |  | $ | 179 |
Total loans |  | $ | 6,765 |  |  | $ | 813 |  |  | $ | 6,765 |  |  | $ | 966 |
Schedule of Investment in Past Due Loans | The following tables present the aging of the recorded investment in past due loans as of March 31, 2019 and December 31, 2018 by class of loans:
(In Thousands of Dollars) |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days or More Past Due and Nonaccrual |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
March 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 55 |  |  | $ | 0 |  |  | $ | 330 |  |  | $ | 385 |  |  | $ | 164,062 |  |  | $ | 164,447 |
Non-owner occupied |  |  | 183 |  |  |  | 22 |  |  |  | 0 |  |  |  | 205 |  |  |  | 255,559 |  |  |  | 255,764 |
Farmland |  |  | 0 |  |  |  | 0 |  |  |  | 26 |  |  |  | 26 |  |  |  | 114,756 |  |  |  | 114,782 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 100,866 |  |  |  | 100,866 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 154 |  |  |  | 0 |  |  |  | 439 |  |  |  | 593 |  |  |  | 236,786 |  |  |  | 237,379 |
Agricultural |  |  | 84 |  |  |  | 5 |  |  |  | 158 |  |  |  | 247 |  |  |  | 35,147 |  |  |  | 35,394 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 3,275 |  |  |  | 11 |  |  |  | 2,293 |  |  |  | 5,579 |  |  |  | 301,303 |  |  |  | 306,882 |
Home equity lines of credit |  |  | 0 |  |  |  | 153 |  |  |  | 730 |  |  |  | 883 |  |  |  | 82,025 |  |  |  | 82,908 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Indirect |  |  | 1,454 |  |  |  | 481 |  |  |  | 567 |  |  |  | 2,502 |  |  |  | 163,217 |  |  |  | 165,719 |
Direct |  |  | 827 |  |  |  | 174 |  |  |  | 184 |  |  |  | 1,185 |  |  |  | 28,563 |  |  |  | 29,748 |
Other |  |  | 37 |  |  |  | 8 |  |  |  | 8 |  |  |  | 53 |  |  |  | 10,737 |  |  |  | 10,790 |
Total originated loans: |  | $ | 6,069 |  |  | $ | 854 |  |  | $ | 4,735 |  |  | $ | 11,658 |  |  | $ | 1,493,021 |  |  | $ | 1,504,679 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 43 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 43 |  |  | $ | 43,610 |  |  | $ | 43,653 |
Non-owner occupied |  |  | 0 |  |  |  | 0 |  |  |  | 48 |  |  |  | 48 |  |  |  | 16,044 |  |  |  | 16,092 |
Farmland |  |  | 284 |  |  |  | 72 |  |  |  | 257 |  |  |  | 613 |  |  |  | 39,785 |  |  |  | 40,398 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 7,122 |  |  |  | 7,122 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 84 |  |  |  | 0 |  |  |  | 754 |  |  |  | 838 |  |  |  | 16,296 |  |  |  | 17,134 |
Agricultural |  |  | 17 |  |  |  | 0 |  |  |  | 295 |  |  |  | 312 |  |  |  | 7,301 |  |  |  | 7,613 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 1,031 |  |  |  | 0 |  |  |  | 931 |  |  |  | 1,962 |  |  |  | 73,810 |  |  |  | 75,772 |
Home equity lines of credit |  |  | 146 |  |  |  | 165 |  |  |  | 323 |  |  |  | 634 |  |  |  | 21,911 |  |  |  | 22,545 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct |  |  | 300 |  |  |  | 14 |  |  |  | 235 |  |  |  | 549 |  |  |  | 7,932 |  |  |  | 8,481 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 162 |  |  |  | 162 |
Total acquired loans |  | $ | 1,905 |  |  | $ | 251 |  |  | $ | 2,843 |  |  | $ | 4,999 |  |  | $ | 233,973 |  |  | $ | 238,972 |
Total loans |  | $ | 7,974 |  |  | $ | 1,105 |  |  | $ | 7,578 |  |  | $ | 16,657 |  |  | $ | 1,726,994 |  |  | $ | 1,743,651 |
(In Thousands of Dollars) |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days or More Past Due and Nonaccrual |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 82 |  |  | $ | 0 |  |  | $ | 340 |  |  | $ | 422 |  |  | $ | 158,161 |  |  | $ | 158,583 |
Non-owner occupied |  |  | 22 |  |  |  | 0 |  |  |  | 0 |  |  |  | 22 |  |  |  | 255,458 |  |  |  | 255,480 |
Farmland |  |  | 184 |  |  |  | 0 |  |  |  | 30 |  |  |  | 214 |  |  |  | 110,547 |  |  |  | 110,761 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 94,242 |  |  |  | 94,242 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 159 |  |  |  | 0 |  |  |  | 122 |  |  |  | 281 |  |  |  | 226,320 |  |  |  | 226,601 |
Agricultural |  |  | 69 |  |  |  | 10 |  |  |  | 158 |  |  |  | 237 |  |  |  | 37,484 |  |  |  | 37,721 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 1,964 |  |  |  | 424 |  |  |  | 2,503 |  |  |  | 4,891 |  |  |  | 302,131 |  |  |  | 307,022 |
Home equity lines of credit |  |  | 64 |  |  |  | 14 |  |  |  | 675 |  |  |  | 753 |  |  |  | 81,957 |  |  |  | 82,710 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Indirect |  |  | 1,714 |  |  |  | 755 |  |  |  | 715 |  |  |  | 3,184 |  |  |  | 166,622 |  |  |  | 169,806 |
Direct |  |  | 714 |  |  |  | 340 |  |  |  | 254 |  |  |  | 1,308 |  |  |  | 29,183 |  |  |  | 30,491 |
Other |  |  | 33 |  |  |  | 14 |  |  |  | 2 |  |  |  | 49 |  |  |  | 11,845 |  |  |  | 11,894 |
Total originated loans |  | $ | 5,005 |  |  | $ | 1,557 |  |  | $ | 4,799 |  |  | $ | 11,361 |  |  | $ | 1,473,950 |  |  | $ | 1,485,311 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 321 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 321 |  |  | $ | 44,618 |  |  | $ | 44,939 |
Non-owner occupied |  |  | 0 |  |  |  | 0 |  |  |  | 82 |  |  |  | 82 |  |  |  | 16,764 |  |  |  | 16,846 |
Farmland |  |  | 0 |  |  |  | 102 |  |  |  | 257 |  |  |  | 359 |  |  |  | 40,623 |  |  |  | 40,982 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 8,091 |  |  |  | 8,091 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 94 |  |  |  | 0 |  |  |  | 824 |  |  |  | 918 |  |  |  | 17,223 |  |  |  | 18,141 |
Agricultural |  |  | 31 |  |  |  | 5 |  |  |  | 291 |  |  |  | 327 |  |  |  | 9,198 |  |  |  | 9,525 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 750 |  |  |  | 229 |  |  |  | 1,123 |  |  |  | 2,102 |  |  |  | 76,682 |  |  |  | 78,784 |
Home equity lines of credit |  |  | 208 |  |  |  | 0 |  |  |  | 217 |  |  |  | 425 |  |  |  | 23,192 |  |  |  | 23,617 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct |  |  | 318 |  |  |  | 257 |  |  |  | 138 |  |  |  | 713 |  |  |  | 8,729 |  |  |  | 9,442 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 162 |  |  |  | 162 |
Total acquired loans |  | $ | 1,722 |  |  | $ | 593 |  |  | $ | 2,932 |  |  | $ | 5,247 |  |  | $ | 245,282 |  |  | $ | 250,529 |
Total loans |  | $ | 6,727 |  |  | $ | 2,150 |  |  | $ | 7,731 |  |  | $ | 16,608 |  |  | $ | 1,719,232 |  |  | $ | 1,735,840 |

X
- Definition Impaired loans acquired Accretable yield change. + References No definition available. + Details
Name: | fmnb_ImpairedLoansAcquiredAccretableYieldChangeTableTextBlock
Namespace Prefix: | fmnb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Purchased credit impaired loans. + References No definition available. + Details
Name: | fmnb_PurchasedCreditImpairedLoansTableTextBlock
Namespace Prefix: | fmnb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the activity in the total allowance for credit losses related to financing receivables (such as loans or lease receivables) for entities that have an unclassified balance sheet, including the balance in the allowance at the beginning and end of each period, additions charged to operations, direct write-downs charged against the allowance, and recoveries of amounts previously charged off. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_ScheduleOfCreditLossesRelatedToFinancingReceivablesCurrentAndNoncurrentTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration