XML 92 R32.htm IDEA: XBRL DOCUMENT
v3.19.3

Credit Quality Indicators (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2019
Risks And Uncertainties [Abstract] |
Risk Category of Loans by Class of Loans | As of September 30, 2019 and December 31, 2018, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
(In Thousands of Dollars) |  | Pass |  |  | Special Mention |  |  | Sub standard |  |  | Total |
September 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 164,545 |  |  | $ | 1,974 |  |  | $ | 1,271 |  |  | $ | 167,790 |
Non-owner occupied |  |  | 279,579 |  |  |  | 3,913 |  |  |  | 71 |  |  |  | 283,563 |
Farmland |  |  | 129,504 |  |  |  | 2,726 |  |  |  | 847 |  |  |  | 133,077 |
Other |  |  | 91,732 |  |  |  | 0 |  |  |  | 223 |  |  |  | 91,955 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 232,589 |  |  |  | 1,532 |  |  |  | 3,769 |  |  |  | 237,890 |
Agricultural |  |  | 42,854 |  |  |  | 41 |  |  |  | 69 |  |  |  | 42,964 |
Total originated loans |  | $ | 940,803 |  |  | $ | 10,186 |  |  | $ | 6,250 |  |  | $ | 957,239 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 38,626 |  |  | $ | 115 |  |  | $ | 664 |  |  | $ | 39,405 |
Non-owner occupied |  |  | 11,503 |  |  |  | 55 |  |  |  | 103 |  |  |  | 11,661 |
Farmland |  |  | 33,400 |  |  |  | 205 |  |  |  | 3,547 |  |  |  | 37,152 |
Other |  |  | 6,374 |  |  |  | 0 |  |  |  | 546 |  |  |  | 6,920 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 12,510 |  |  |  | 0 |  |  |  | 843 |  |  |  | 13,353 |
Agricultural |  |  | 5,761 |  |  |  | 259 |  |  |  | 211 |  |  |  | 6,231 |
Total acquired loans |  | $ | 108,174 |  |  | $ | 634 |  |  | $ | 5,914 |  |  | $ | 114,722 |
Total loans |  | $ | 1,048,977 |  |  | $ | 10,820 |  |  | $ | 12,164 |  |  | $ | 1,071,961 |
(In Thousands of Dollars) |  | Pass |  |  | Special Mention |  |  | Sub standard |  |  | Total |
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 156,892 |  |  | $ | 945 |  |  | $ | 746 |  |  | $ | 158,583 |
Non-owner occupied |  |  | 251,240 |  |  |  | 4,139 |  |  |  | 101 |  |  |  | 255,480 |
Farmland |  |  | 109,391 |  |  |  | 1,301 |  |  |  | 69 |  |  |  | 110,761 |
Other |  |  | 92,669 |  |  |  | 1,325 |  |  |  | 248 |  |  |  | 94,242 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 219,938 |  |  |  | 4,207 |  |  |  | 2,456 |  |  |  | 226,601 |
Agricultural |  |  | 37,158 |  |  |  | 81 |  |  |  | 482 |  |  |  | 37,721 |
Total originated loans |  | $ | 867,288 |  |  | $ | 11,998 |  |  | $ | 4,102 |  |  | $ | 883,388 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 43,763 |  |  | $ | 430 |  |  | $ | 746 |  |  | $ | 44,939 |
Non-owner occupied |  |  | 16,601 |  |  |  | 58 |  |  |  | 187 |  |  |  | 16,846 |
Farmland |  |  | 36,565 |  |  |  | 668 |  |  |  | 3,749 |  |  |  | 40,982 |
Other |  |  | 7,434 |  |  |  | 0 |  |  |  | 657 |  |  |  | 8,091 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 16,407 |  |  |  | 170 |  |  |  | 1,564 |  |  |  | 18,141 |
Agricultural |  |  | 8,612 |  |  |  | 346 |  |  |  | 567 |  |  |  | 9,525 |
Total acquired loans |  | $ | 129,382 |  |  | $ | 1,672 |  |  | $ | 7,470 |  |  | $ | 138,524 |
Total loans |  | $ | 996,670 |  |  | $ | 13,670 |  |  | $ | 11,572 |  |  | $ | 1,021,912 |
Investment in Residential, Consumer and Indirect Auto Loans Based on Payment Activity | The following tables present the recorded investment in residential, consumer indirect and direct auto loans based on payment activity as of September 30, 2019 and December 31, 2018. Nonperforming loans are loans past due 90 days or more and still accruing interest and nonaccrual loans.
|  | Residential Real Estate |  |  | Consumer |
(In Thousands of Dollars) |  | 1-4 Family Residential |  |  | Home Equity Lines of Credit |  |  | Indirect |  |  | Direct |  |  | Other |
September 30, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 319,869 |  |  | $ | 88,415 |  |  | $ | 168,141 |  |  | $ | 27,278 |  |  | $ | 9,758 |
Nonperforming |  |  | 1,408 |  |  |  | 724 |  |  |  | 687 |  |  |  | 184 |  |  |  | 3 |
Total originated loans |  | $ | 321,277 |  |  | $ | 89,139 |  |  | $ | 168,828 |  |  | $ | 27,462 |  |  | $ | 9,761 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 67,400 |  |  | $ | 20,201 |  |  | $ | 0 |  |  | $ | 6,562 |  |  | $ | 101 |
Nonperforming |  |  | 998 |  |  |  | 252 |  |  |  | 0 |  |  |  | 183 |  |  |  | 0 |
Total acquired loans |  |  | 68,398 |  |  |  | 20,453 |  |  |  | 0 |  |  |  | 6,745 |  |  |  | 101 |
Total loans |  | $ | 389,675 |  |  | $ | 109,592 |  |  | $ | 168,828 |  |  | $ | 34,207 |  |  | $ | 9,862 |
|  | Residential Real Estate |  |  | Consumer |
(In Thousands of Dollars) |  | 1-4 Family Residential |  |  | Home Equity Lines of Credit |  |  | Indirect |  |  | Direct |  |  | Other |
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 304,519 |  |  | $ | 82,035 |  |  | $ | 169,091 |  |  | $ | 30,237 |  |  | $ | 11,892 |
Nonperforming |  |  | 2,503 |  |  |  | 675 |  |  |  | 715 |  |  |  | 254 |  |  |  | 2 |
Total originated loans |  | $ | 307,022 |  |  | $ | 82,710 |  |  | $ | 169,806 |  |  | $ | 30,491 |  |  | $ | 11,894 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 77,661 |  |  | $ | 23,400 |  |  | $ | 0 |  |  | $ | 9,304 |  |  | $ | 162 |
Nonperforming |  |  | 1,123 |  |  |  | 217 |  |  |  | 0 |  |  |  | 138 |  |  |  | 0 |
Total acquired loans |  |  | 78,784 |  |  |  | 23,617 |  |  |  | 0 |  |  |  | 9,442 |  |  |  | 162 |
Total loans |  | $ | 385,806 |  |  | $ | 106,327 |  |  | $ | 169,806 |  |  | $ | 39,933 |  |  | $ | 12,056 |

X
- Definition Investment in residential, consumer and indirect auto loans based on payment activity. + References No definition available. + Details
Name: | fmnb_InvestmentInResidentialConsumerAndIndirectAutoLoansBasedOnPaymentActivityTableTextBlock
Namespace Prefix: | fmnb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_RisksAndUncertaintiesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration