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Credit Quality Indicators (Tables) | 3 Months Ended
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Mar. 31, 2020
Risks And Uncertainties [Abstract] |
Risk Category of Loans by Class of Loans | As of March 31, 2020 and December 31, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
(In Thousands of Dollars) |  | Pass |  |  | Special Mention |  |  | Sub standard |  |  | Total |
March 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 188,841 |  |  | $ | 3,073 |  |  | $ | 1,551 |  |  | $ | 193,465 |
Non-owner occupied |  |  | 278,852 |  |  |  | 7,092 |  |  |  | 77 |  |  |  | 286,021 |
Farmland |  |  | 138,919 |  |  |  | 1,815 |  |  |  | 380 |  |  |  | 141,114 |
Other |  |  | 90,895 |  |  |  | 246 |  |  |  | 181 |  |  |  | 91,322 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 246,242 |  |  |  | 1,453 |  |  |  | 3,504 |  |  |  | 251,199 |
Agricultural |  |  | 42,736 |  |  |  | 47 |  |  |  | 337 |  |  |  | 43,120 |
Total originated loans |  | $ | 986,485 |  |  | $ | 13,726 |  |  | $ | 6,030 |  |  | $ | 1,006,241 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 53,806 |  |  | $ | 104 |  |  | $ | 1,039 |  |  | $ | 54,949 |
Non-owner occupied |  |  | 65,387 |  |  |  | 53 |  |  |  | 777 |  |  |  | 66,217 |
Farmland |  |  | 31,961 |  |  |  | 0 |  |  |  | 2,457 |  |  |  | 34,418 |
Other |  |  | 21,256 |  |  |  | 0 |  |  |  | 66 |  |  |  | 21,322 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 28,768 |  |  |  | 0 |  |  |  | 2,748 |  |  |  | 31,516 |
Agricultural |  |  | 4,816 |  |  |  | 332 |  |  |  | 95 |  |  |  | 5,243 |
Total acquired loans |  | $ | 205,994 |  |  | $ | 489 |  |  | $ | 7,182 |  |  | $ | 213,665 |
Total loans |  | $ | 1,192,479 |  |  | $ | 14,215 |  |  | $ | 13,212 |  |  | $ | 1,219,906 |
(In Thousands of Dollars) |  | Pass |  |  | Special Mention |  |  | Sub standard |  |  | Total |
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 177,540 |  |  | $ | 5,357 |  |  | $ | 1,026 |  |  | $ | 183,923 |
Non-owner occupied |  |  | 279,103 |  |  |  | 7,374 |  |  |  | 47 |  |  |  | 286,524 |
Farmland |  |  | 136,674 |  |  |  | 1,457 |  |  |  | 384 |  |  |  | 138,515 |
Other |  |  | 93,082 |  |  |  | 0 |  |  |  | 189 |  |  |  | 93,271 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 238,351 |  |  |  | 1,673 |  |  |  | 3,784 |  |  |  | 243,808 |
Agricultural |  |  | 46,283 |  |  |  | 6 |  |  |  | 33 |  |  |  | 46,322 |
Total originated loans |  | $ | 971,033 |  |  | $ | 15,867 |  |  | $ | 5,463 |  |  | $ | 992,363 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 34,707 |  |  | $ | 110 |  |  | $ | 607 |  |  | $ | 35,424 |
Non-owner occupied |  |  | 10,246 |  |  |  | 54 |  |  |  | 119 |  |  |  | 10,419 |
Farmland |  |  | 32,112 |  |  |  | 0 |  |  |  | 3,265 |  |  |  | 35,377 |
Other |  |  | 5,891 |  |  |  | 0 |  |  |  | 69 |  |  |  | 5,960 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 10,570 |  |  |  | 0 |  |  |  | 1,080 |  |  |  | 11,650 |
Agricultural |  |  | 5,617 |  |  |  | 317 |  |  |  | 113 |  |  |  | 6,047 |
Total acquired loans |  | $ | 99,143 |  |  | $ | 481 |  |  | $ | 5,253 |  |  | $ | 104,877 |
Total loans |  | $ | 1,070,176 |  |  | $ | 16,348 |  |  | $ | 10,716 |  |  | $ | 1,097,240 |
Investment in Residential, Consumer and Indirect Auto Loans Based on Payment Activity | The following tables present the recorded investment in residential, consumer indirect and direct auto loans based on payment activity as of March 31, 2020 and December 31, 2019. Nonperforming loans are loans past due 90 days or more and still accruing interest and nonaccrual loans.
|  | Residential Real Estate |  |  | Consumer |
(In Thousands of Dollars) |  | 1-4 Family Residential |  |  | Home Equity Lines of Credit |  |  | Indirect |  |  | Direct |  |  | Other |
March 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 313,813 |  |  | $ | 93,346 |  |  | $ | 169,461 |  |  | $ | 28,553 |  |  | $ | 9,252 |
Nonperforming |  |  | 1,645 |  |  |  | 711 |  |  |  | 696 |  |  |  | 326 |  |  |  | 14 |
Total originated loans |  | $ | 315,458 |  |  | $ | 94,057 |  |  | $ | 170,157 |  |  | $ | 28,879 |  |  | $ | 9,266 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 105,310 |  |  | $ | 20,669 |  |  | $ | 0 |  |  | $ | 7,308 |  |  | $ | 100 |
Nonperforming |  |  | 5,084 |  |  |  | 230 |  |  |  | 0 |  |  |  | 158 |  |  |  | 0 |
Total acquired loans |  |  | 110,394 |  |  |  | 20,899 |  |  |  | 0 |  |  |  | 7,466 |  |  |  | 100 |
Total loans |  | $ | 425,852 |  |  | $ | 114,956 |  |  | $ | 170,157 |  |  | $ | 36,345 |  |  | $ | 9,366 |
|  | Residential Real Estate |  |  | Consumer |
(In Thousands of Dollars) |  | 1-4 Family Residential |  |  | Home Equity Lines of Credit |  |  | Indirect |  |  | Direct |  |  | Other |
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 322,554 |  |  | $ | 91,291 |  |  | $ | 171,037 |  |  | $ | 27,358 |  |  | $ | 9,478 |
Nonperforming |  |  | 1,672 |  |  |  | 683 |  |  |  | 688 |  |  |  | 209 |  |  |  | 6 |
Total originated loans |  | $ | 324,226 |  |  | $ | 91,974 |  |  | $ | 171,725 |  |  | $ | 27,567 |  |  | $ | 9,484 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Performing |  | $ | 62,611 |  |  | $ | 19,397 |  |  | $ | 0 |  |  | $ | 5,893 |  |  | $ | 154 |
Nonperforming |  |  | 845 |  |  |  | 248 |  |  |  | 0 |  |  |  | 175 |  |  |  | 0 |
Total acquired loans |  |  | 63,456 |  |  |  | 19,645 |  |  |  | 0 |  |  |  | 6,068 |  |  |  | 154 |
Total loans |  | $ | 387,682 |  |  | $ | 111,619 |  |  | $ | 171,725 |  |  | $ | 33,635 |  |  | $ | 9,638 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524 + Details
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