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Regulatory Capital Matters (Tables)
3 Months Ended
Mar. 31, 2020
Regulatory Capital Requirements [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer

Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at March 31, 2020 and December 31, 2019:

 

 

Actual

 

 

Requirement For Capital

Adequacy Purposes:

 

 

To be Well Capitalized

Under Prompt Corrective

Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

March 31, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

253,014

 

 

12.26

%

 

$

92,891

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

240,670

 

 

11.57

%

 

 

93,568

 

 

4.5

%

 

$

135,154

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

277,167

 

 

13.43

%

 

 

165,139

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

255,622

 

 

12.29

%

 

 

166,344

 

 

8.0

%

 

 

207,929

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

262,215

 

 

12.70

%

 

 

123,854

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

240,670

 

 

11.57

%

 

 

124,758

 

 

6.0

%

 

 

166,344

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

262,215

 

 

10.18

%

 

 

103,016

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

240,670

 

 

9.34

%

 

 

103,052

 

 

4.0

%

 

 

128,815

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

247,395

 

 

12.94

%

 

$

86,039

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

11.19

%

 

 

85,854

 

 

4.5

%

 

$

124,011

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

264,188

 

 

13.82

%

 

 

152,958

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

227,994

 

 

11.95

%

 

 

152,629

 

 

8.0

%

 

 

190,787

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

249,701

 

 

13.06

%

 

 

114,719

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

11.19

%

 

 

114,472

 

 

6.0

%

 

 

152,629

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

249,701

 

 

10.69

%

 

 

93,406

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

9.06

%

 

 

94,304

 

 

4.0

%

 

 

117,881

 

 

5.0

%