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Troubled Debt Restructurings (Tables)
6 Months Ended
Jun. 30, 2020
Debt Disclosure [Abstract]  
Schedule of Loans By Class Modified as Troubled Debt Restructurings

The following table presents loans by class modified as troubled debt restructurings that occurred during the three and six month periods ended June 30, 2020 and 2019:

 

 

 

 

 

 

 

Pre-

Modification

 

 

Post-

Modification

 

Three Months Ended June 30, 2020

 

Number of

 

 

Outstanding

Recorded

 

 

Outstanding

Recorded

 

(In Thousands of Dollars)

 

Loans

 

 

Investment

 

 

Investment

 

Originated loans:

 

 

 

 

 

 

 

 

 

 

 

 

Residential real estate

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

1

 

 

$

36

 

 

$

36

 

Consumer

 

 

 

 

 

 

 

 

 

 

 

 

Indirect

 

 

7

 

 

 

60

 

 

 

60

 

Total originated loans

 

 

8

 

 

$

96

 

 

$

96

 

Acquired loans:

 

 

 

 

 

 

 

 

 

 

 

 

Residential real estate

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

1

 

 

 

12

 

 

 

12

 

Total acquired loans

 

 

1

 

 

$

12

 

 

$

12

 

Total loans

 

 

9

 

 

$

108

 

 

$

108

 

 

 

 

 

 

 

 

Pre-

Modification

 

 

Post-

Modification

 

Six Months Ended June 30, 2020

 

Number of

 

 

Outstanding

Recorded

 

 

Outstanding

Recorded

 

(In Thousands of Dollars)

 

Loans

 

 

Investment

 

 

Investment

 

Originated loans:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

1

 

 

$

21

 

 

$

21

 

Residential real estate

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

6

 

 

 

245

 

 

 

246

 

Home equity lines of credit

 

 

4

 

 

 

100

 

 

 

102

 

Consumer

 

 

 

 

 

 

 

 

 

 

 

 

Indirect

 

 

17

 

 

 

121

 

 

 

121

 

Other

 

 

1

 

 

 

15

 

 

 

15

 

Total originated loans

 

 

29

 

 

$

502

 

 

$

505

 

Acquired loans:

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

2

 

 

 

80

 

 

 

80

 

Total acquired loans

 

 

2

 

 

$

80

 

 

$

80

 

Total loans

 

 

31

 

 

$

582

 

 

$

585

 

 

 

 

 

 

 

 

Pre-

Modification

 

 

Post-

Modification

 

Three Months Ended June 30, 2019

 

Number of

 

 

Outstanding

Recorded

 

 

Outstanding

Recorded

 

(In Thousands of Dollars)

 

Loans

 

 

Investment

 

 

Investment

 

Originated loans:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

1

 

 

$

12

 

 

$

12

 

Residential real estate

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

2

 

 

 

55

 

 

 

55

 

Home equity lines of credit

 

 

1

 

 

 

48

 

 

 

48

 

Consumer

 

 

 

 

 

 

 

 

 

 

 

 

Indirect

 

 

12

 

 

 

85

 

 

 

85

 

Other

 

 

1

 

 

 

18

 

 

 

18

 

Total originated loans

 

 

17

 

 

$

218

 

 

$

218

 

Acquired loans:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial real estate

 

 

 

 

 

 

 

 

 

 

 

 

Farmland

 

 

1

 

 

 

86

 

 

 

86

 

Residential real estate

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

1

 

 

 

24

 

 

 

24

 

Consumer

 

 

 

 

 

 

 

 

 

 

 

 

Other

 

 

3

 

 

 

14

 

 

 

14

 

Total acquired loans

 

 

5

 

 

$

124

 

 

$

124

 

Total loans

 

 

22

 

 

$

342

 

 

$

342

 

 

 

 

 

 

 

 

Pre-

Modification

 

 

Post-

Modification

 

Six Months Ended June 30, 2019

 

Number of

 

 

Outstanding

Recorded

 

 

Outstanding

Recorded

 

(In Thousands of Dollars)

 

Loans

 

 

Investment

 

 

Investment

 

Originated loans:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

1

 

 

$

12

 

 

$

12

 

Residential real estate

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

5

 

 

 

128

 

 

 

130

 

Home equity lines of credit

 

 

2

 

 

 

88

 

 

 

88

 

Consumer

 

 

 

 

 

 

 

 

 

 

 

 

Indirect

 

 

24

 

 

 

190

 

 

 

190

 

Other

 

 

1

 

 

 

18

 

 

 

18

 

Total originated loans

 

 

33

 

 

$

436

 

 

$

438

 

Acquired loans:

 

 

 

 

 

 

 

 

 

 

 

 

Commercial real estate

 

 

 

 

 

 

 

 

 

 

 

 

Farmland

 

 

1

 

 

 

86

 

 

 

86

 

Residential real estate

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

3

 

 

 

75

 

 

 

79

 

Consumer

 

 

 

 

 

 

 

 

 

 

 

 

Other

 

 

3

 

 

 

14

 

 

 

14

 

Total acquired loans

 

 

7

 

 

$

175

 

 

$

179

 

Total loans

 

 

40

 

 

$

611

 

 

$

617

 

 

Number and Amount of Payment Deferrals by Loan Type The following table reports the number and amount of payment deferrals by loan type as of dates listed:

 

March 31, 2020

June 30, 2020

July 24, 2020

 

Outstanding Balance

Number of Loans

Outstanding Balance

Number of Loans

Outstanding Balance

Number of Loans

Commercial real estate

$75,809

78

$43,954

44

$27,717

17

Commercial

11,839

81

8,515

69

5,848

36

Agricultural

1,492

11

8,340

22

2,505

12

Residential real estate

5,506

41

3,785

37

1,397

15

Consumer

2,840

127

1,858

100

539

36

Total

$97,486

338

$66,452

272

$38,006

116