XML 44 R33.htm IDEA: XBRL DOCUMENT v3.20.2

Credit Quality Indicators (Tables)

6 Months Ended

Jun. 30, 2020

Risks And Uncertainties [Abstract]

Risk Category of Loans by Class of Loans

As of June 30, 2020 and December 31, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

(In Thousands of Dollars)		Pass				Special Mention				Sub standard				Total
June 30, 2020
Originated loans:
Commercial real estate
Owner occupied		$	196,043			$	3,046			$	1,488			$	200,577
Non-owner occupied			294,761				3,678				3,558				301,997
Farmland			139,841				1,805				376				142,022
Other			81,814				386				180				82,380
Commercial
Commercial and industrial			435,979				1,362				3,999				441,340
Agricultural			41,658				44				325				42,027
Total originated loans		$	1,190,096			$	10,321			$	9,926			$	1,210,343
Acquired loans:
Commercial real estate
Owner occupied		$	50,147			$	99			$	683			$	50,929
Non-owner occupied			60,668				51				1,020				61,739
Farmland			29,798				0				2,079				31,877
Other			16,503				0				65				16,568
Commercial
Commercial and industrial			21,695				0				2,676				24,371
Agricultural			5,169				334				67				5,570
Total acquired loans		$	183,980			$	484			$	6,590			$	191,054
Total loans		$	1,374,076			$	10,805			$	16,516			$	1,401,397

(In Thousands of Dollars)		Pass				Special Mention				Sub standard				Total
December 31, 2019
Originated loans:
Commercial real estate
Owner occupied		$	177,540			$	5,357			$	1,026			$	183,923
Non-owner occupied			279,103				7,374				47				286,524
Farmland			136,674				1,457				384				138,515
Other			93,082				0				189				93,271
Commercial
Commercial and industrial			238,351				1,673				3,784				243,808
Agricultural			46,283				6				33				46,322
Total originated loans		$	971,033			$	15,867			$	5,463			$	992,363
Acquired loans:
Commercial real estate
Owner occupied		$	34,707			$	110			$	607			$	35,424
Non-owner occupied			10,246				54				119				10,419
Farmland			32,112				0				3,265				35,377
Other			5,891				0				69				5,960
Commercial
Commercial and industrial			10,570				0				1,080				11,650
Agricultural			5,617				317				113				6,047
Total acquired loans		$	99,143			$	481			$	5,253			$	104,877
Total loans		$	1,070,176			$	16,348			$	10,716			$	1,097,240

Investment in Residential, Consumer and Indirect Auto Loans Based on Payment Activity

The following tables present the recorded investment in residential, consumer indirect and direct auto loans based on payment activity as of June 30, 2020 and December 31, 2019.  Nonperforming loans are loans past due 90 days or more and still accruing interest and nonaccrual loans.

		Residential Real Estate								Consumer
(In Thousands of Dollars)		1-4 Family Residential				Home Equity Lines of Credit				Indirect				Direct				Other
June 30, 2020
Originated loans:
Performing		$	313,612			$	90,210			$	170,629			$	25,215			$	10,465
Nonperforming			1,243				758				605				334				6
Total originated loans		$	314,855			$	90,968			$	171,234			$	25,549			$	10,471
Acquired loans:
Performing		$	96,864			$	19,263			$	0			$	6,606			$	115
Nonperforming			5,884				255				0				139				0
Total acquired loans			102,748				19,518				0				6,745				115
Total loans		$	417,603			$	110,486			$	171,234			$	32,294			$	10,586

		Residential Real Estate								Consumer
(In Thousands of Dollars)		1-4 Family Residential				Home Equity Lines of Credit				Indirect				Direct				Other
December 31, 2019
Originated loans:
Performing		$	322,554			$	91,291			$	171,037			$	27,358			$	9,478
Nonperforming			1,672				683				688				209				6
Total originated loans		$	324,226			$	91,974			$	171,725			$	27,567			$	9,484
Acquired loans:
Performing		$	62,611			$	19,397			$	0			$	5,893			$	154
Nonperforming			845				248				0				175				0
Total acquired loans			63,456				19,645				0				6,068				154
Total loans		$	387,682			$	111,619			$	171,725			$	33,635			$	9,638

X

- Definition

Investment in residential, consumer and indirect auto loans based on payment activity.

+ References

No definition available.

+ Details

Name:	fmnb_InvestmentInResidentialConsumerAndIndirectAutoLoansBasedOnPaymentActivityTableTextBlock
Namespace Prefix:	fmnb_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_RisksAndUncertaintiesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration