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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 24,744 $ 22,324 $ 48,843 $ 43,793
Taxable securities 1,278 1,238 2,825 2,482
Tax exempt securities 1,953 1,638 3,735 3,233
Dividends 137 171 277 346
Federal funds sold and other interest income 30 158 179 354
TOTAL INTEREST AND DIVIDEND INCOME 28,142 25,529 55,859 50,208
INTEREST EXPENSE        
Deposits 3,860 4,359 8,499 7,794
Short-term borrowings 18 631 338 1,862
Long-term borrowings 343 48 799 96
TOTAL INTEREST EXPENSE 4,221 5,038 9,636 9,752
NET INTEREST INCOME 23,921 20,491 46,223 40,456
Provision for loan losses 2,400 750 3,500 1,300
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 21,521 19,741 42,723 39,156
NONINTEREST INCOME        
Bank owned life insurance income 204 208 412 422
Security gains (losses), including fair value changes for equity securities (26) (18) 131 (8)
Net gains on sale of loans 3,658 1,055 5,024 1,726
Other operating income 335 567 985 1,184
TOTAL NONINTEREST INCOME 9,136 7,129 17,006 13,772
NONINTEREST EXPENSES        
Salaries and employee benefits 9,713 9,266 19,944 18,622
Occupancy and equipment 1,675 1,650 3,475 3,367
State and local taxes 583 472 1,047 942
Professional fees 823 887 1,639 1,681
Merger related costs 48 (19) 1,367 (19)
Advertising 322 442 593 692
FDIC insurance 225 85 450 172
Intangible amortization 331 327 663 654
Core processing charges 934 803 1,795 1,594
Telephone and data 348 217 551 477
Other operating expenses 2,738 2,709 4,953 4,757
TOTAL NONINTEREST EXPENSES 17,740 16,839 36,477 32,939
INCOME BEFORE INCOME TAXES 12,917 10,031 23,252 19,989
INCOME TAXES 1,906 1,488 3,602 3,058
NET INCOME $ 11,011 $ 8,543 $ 19,650 $ 16,931
EARNINGS PER SHARE - basic $ 0.39 $ 0.31 $ 0.69 $ 0.61
EARNINGS PER SHARE - fully diluted $ 0.39 $ 0.31 $ 0.69 $ 0.61
Service Charges on Deposit Accounts        
NONINTEREST INCOME        
Noninterest income $ 753 $ 1,093 $ 1,848 $ 2,167
Trust Fees        
NONINTEREST INCOME        
Noninterest income 1,852 1,821 3,709 3,679
Insurance Agency Commissions        
NONINTEREST INCOME        
Noninterest income 681 739 1,564 1,542
Retirement Plan Consulting Fees        
NONINTEREST INCOME        
Noninterest income 408 450 788 808
Investment Commissions        
NONINTEREST INCOME        
Noninterest income 304 327 727 587
Debit Card and EFT Fees        
NONINTEREST INCOME        
Noninterest income $ 967 $ 887 $ 1,818 $ 1,665