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Loans | 3 Months Ended
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Mar. 31, 2021
Receivables [Abstract] |
Loans | Loans: Loan balances were as follows:
(In Thousands of Dollars) |  | March 31, 2021 |  |  | December 31, 2020 |
Originated loans: |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |
Owner occupied |  | $ | 210,435 |  |  | $ | 215,187 |
Non-owner occupied |  |  | 313,482 |  |  |  | 309,777 |
Farmland |  |  | 156,568 |  |  |  | 156,277 |
Other |  |  | 73,572 |  |  |  | 78,140 |
Commercial |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 391,041 |  |  |  | 385,831 |
Agricultural |  |  | 42,060 |  |  |  | 44,922 |
Residential real estate |  |  |  |  |  |  |  |
1-4 family residential |  |  | 319,155 |  |  |  | 324,723 |
Home equity lines of credit |  |  | 91,027 |  |  |  | 92,968 |
Consumer |  |  |  |  |  |  |  |
Indirect |  |  | 157,935 |  |  |  | 164,620 |
Direct |  |  | 21,322 |  |  |  | 23,348 |
Other |  |  | 9,258 |  |  |  | 9,868 |
Total originated loans |  | $ | 1,785,855 |  |  | $ | 1,805,661 |
Acquired loans: |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |
Owner occupied |  | $ | 43,955 |  |  | $ | 45,101 |
Non-owner occupied |  |  | 48,534 |  |  |  | 52,863 |
Farmland |  |  | 24,646 |  |  |  | 26,080 |
Other |  |  | 12,578 |  |  |  | 12,868 |
Commercial |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 15,023 |  |  |  | 18,662 |
Agricultural |  |  | 3,799 |  |  |  | 4,850 |
Residential real estate |  |  |  |  |  |  |  |
1-4 family residential |  |  | 81,827 |  |  |  | 89,118 |
Home equity lines of credit |  |  | 16,474 |  |  |  | 17,383 |
Consumer |  |  |  |  |  |  |  |
Direct |  |  | 4,662 |  |  |  | 5,128 |
Other |  |  | 118 |  |  |  | 97 |
Total acquired loans |  | $ | 251,616 |  |  | $ | 272,150 |
Net Deferred loan (fees) costs |  |  | (67 | ) |  |  | 233 |
Allowance for credit losses |  |  | (24,935 | ) |  |  | (22,144 | )
Net loans |  | $ | 2,012,469 |  |  | $ | 2,055,900 |
Purchased credit impaired loans under ASC 310 As part of past acquisitions, the Company acquired various loans that displayed evidence of deterioration of credit quality since origination and which it was probable that all contractually required payments would not be collected. The carrying amounts and contractually required payments of these purchase credit impaired loans under ASC 310, which are included in the loan balances above, are summarized in the following table:
(In Thousands of Dollars) |  |  |  | December 31, 2020 |
Commercial real estate |  |  |  |  |  |
Non-owner occupied |  |  |  | $ | 574 |
Commercial |  |  |  |  |  |
Commercial and industrial |  |  |  |  | 604 |
Total outstanding balance |  |  |  | $ | 1,178 |
Carrying amount, net of allowance of $0 in 2020 |  |  |  | $ | 917 |
The key assumptions considered include probability of default and the amount of actual prepayments after the acquisition date. Prepayments affect the estimated life of the loans and could change the amount of interest income and principal expected to be collected. In reforecasting future estimated cash flows, credit loss expectations are adjusted as necessary. There were no adjustments to forecasted cash flows that impacted the allowance for credit losses for the three month periods ended March 31, 2021 and 2020. Allowance for credit loss activity The following tables present the activity in the allowance for credit losses by portfolio segment for the three month periods ended March 31, 2021 and 2020: Three Months Ended March 31, 2021
(In Thousands of Dollars) |  | Commercial Real Estate |  |  | Commercial |  |  | Residential Real Estate |  |  | Consumer |  |  | Total |
Allowance for credit losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 10,824 |  |  | $ | 5,073 |  |  | $ | 3,643 |  |  | $ | 2,604 |  |  | $ | 22,144 |
Impact of CECL adoption |  |  | (2,076 | ) |  |  | 429 |  |  |  | 237 |  |  |  | 3,860 |  |  |  | 2,450 |
Provision for credit losses |  |  | 96 |  |  |  | (25 | ) |  |  | 89 |  |  |  | 265 |  |  |  | 425 |
Loans charged off |  |  | 0 |  |  |  | (34 | ) |  |  | (67 | ) |  |  | (183 | ) |  |  | (284 | )
Recoveries |  |  | 0 |  |  |  | 7 |  |  |  | 59 |  |  |  | 134 |  |  |  | 200 |
Total ending allowance balance |  | $ | 8,844 |  |  | $ | 5,450 |  |  | $ | 3,961 |  |  | $ | 6,680 |  |  | $ | 24,935 |
Three Months Ended March 31, 2020
(In Thousands of Dollars) |  | Commercial Real Estate |  |  | Commercial |  |  | Residential Real Estate |  |  | Consumer |  |  | Unallocated |  |  | Total |
Allowance for credit losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 5,843 |  |  | $ | 2,323 |  |  | $ | 2,875 |  |  | $ | 2,710 |  |  | $ | 736 |  |  | $ | 14,487 |
Provision for loan losses |  |  | 717 |  |  |  | 495 |  |  |  | 129 |  |  |  | 324 |  |  |  | (565 | ) |  |  | 1,100 |
Loans charged off |  |  | 0 |  |  |  | (198 | ) |  |  | (108 | ) |  |  | (443 | ) |  |  | 0 |  |  |  | (749 | )
Recoveries |  |  | 1 |  |  |  | 1 |  |  |  | 15 |  |  |  | 97 |  |  |  | 0 |  |  |  | 114 |
Total ending allowance balance |  | $ | 6,561 |  |  | $ | 2,621 |  |  | $ | 2,911 |  |  | $ | 2,688 |  |  | $ | 171 |  |  | $ | 14,952 |
The following table presents the allowance for loan losses under ASC 310. The recorded investment in loans includes the unpaid principal balance and unamortized loan origination fees and costs, but excludes accrued interest receivable, which is not considered to be material: December 31, 2020
(In Thousands of Dollars) |  | Commercial Real Estate |  |  | Commercial |  |  | Residential Real Estate |  |  | Consumer |  |  | Unallocated |  |  | Total |
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 0 |  |  | $ | 357 |  |  | $ | 79 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 436 |
Collectively evaluated for impairment |  |  | 10,400 |  |  |  | 4,546 |  |  |  | 3,392 |  |  |  | 2,520 |  |  |  | 668 |  |  |  | 21,526 |
Acquired loans collectively evaluated for impairment |  |  | 97 |  |  |  | 17 |  |  |  | 65 |  |  |  | 3 |  |  |  | 0 |  |  |  | 182 |
Acquired with deteriorated credit quality |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Total ending allowance balance |  | $ | 10,497 |  |  | $ | 4,920 |  |  | $ | 3,536 |  |  | $ | 2,523 |  |  | $ | 668 |  |  | $ | 22,144 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 502 |  |  | $ | 3,086 |  |  | $ | 2,836 |  |  | $ | 189 |  |  | $ | 0 |  |  | $ | 6,613 |
Loans collectively evaluated for impairment |  |  | 758,050 |  |  |  | 424,379 |  |  |  | 414,568 |  |  |  | 203,447 |  |  |  | 0 |  |  |  | 1,800,444 |
Acquired loans |  |  | 135,884 |  |  |  | 23,044 |  |  |  | 105,936 |  |  |  | 5,206 |  |  |  | 0 |  |  |  | 270,070 |
Acquired with deteriorated credit quality |  |  | 514 |  |  |  | 403 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 917 |
Total ending loans balance |  | $ | 894,950 |  |  | $ | 450,912 |  |  | $ | 523,340 |  |  | $ | 208,842 |  |  | $ | 0 |  |  | $ | 2,078,044 |
The following table presents information related to impaired loans by class of loans under ASC 310 as of December 31, 2020.
(In Thousands of Dollars) |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance for Loan Losses Allocated |
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  | $ | 37 |  |  | $ | 31 |  |  | $ | 0 |
Farmland |  |  | 484 |  |  |  | 471 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 151 |  |  |  | 105 |  |  |  | 0 |
Agricultural |  |  | 27 |  |  |  | 26 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 2,660 |  |  |  | 1,872 |  |  |  | 0 |
Home equity lines of credit |  |  | 435 |  |  |  | 334 |  |  |  | 0 |
Consumer |  |  | 429 |  |  |  | 186 |  |  |  | 0 |
Subtotal |  |  | 4,223 |  |  |  | 3,025 |  |  |  | 0 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 3,007 |  |  |  | 2,955 |  |  |  | 357 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 626 |  |  |  | 627 |  |  |  | 75 |
Home equity lines of credit |  |  | 22 |  |  |  | 3 |  |  |  | 4 |
Consumer |  |  | 2 |  |  |  | 3 |  |  |  | 0 |
Subtotal |  |  | 3,657 |  |  |  | 3,588 |  |  |  | 436 |
Total |  | $ | 7,880 |  |  | $ | 6,613 |  |  | $ | 436 |
The following table presents the average recorded investment in impaired loans by class and interest income recognized by loan, under ASC 310, for the three month period ended March 31, 2020:
|  |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
(In Thousands of Dollars) |  |  |  | For Three Months Ended March 31, 2020 |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  |  |  | $ | 34 |  |  | $ | 0 |
Farmland |  |  |  |  | 517 |  |  |  | 1 |
Commercial |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  |  |  | 132 |  |  |  | 2 |
Agricultural |  |  |  |  | 17 |  |  |  | 1 |
Residential real estate |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  |  |  | 2,139 |  |  |  | 38 |
Home equity lines of credit |  |  |  |  | 368 |  |  |  | 6 |
Consumer |  |  |  |  | 244 |  |  |  | 7 |
Subtotal |  |  |  |  | 3,451 |  |  |  | 55 |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |
Farmland |  |  |  |  | 0 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  |  |  | 52 |  |  |  | 1 |
Residential real estate |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  |  |  | 701 |  |  |  | 8 |
Home equity lines of credit |  |  |  |  | 99 |  |  |  | 0 |
Consumer |  |  |  |  | 0 |  |  |  | 0 |
Subtotal |  |  |  |  | 852 |  |  |  | 9 |
Total |  |  |  | $ | 4,303 |  |  | $ | 64 |
Cash basis interest recognized during the three month period ended March 31, 2020 was materially equal to interest income recognized. Nonaccrual loans and loans past due 90 days or more still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following table presents the recorded investment in nonaccrual and loans past due 90 days or more still on accrual by class of loans as of March 31, 2021 and December 31, 2020:
|  | March 31, 2021 |  |  | December 31, 2020 |
(In Thousands of Dollars) |  | Nonaccrual |  |  | Loans Past Due 90 Days or More Still Accruing |  |  | Nonaccrual |  |  | Loans Past Due 90 Days or More Still Accruing |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 323 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 335 |
Farmland |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 2,485 |  |  |  | 11 |  |  |  | 3,312 |  |  |  | 22 |
Agricultural |  |  | 215 |  |  |  | 0 |  |  |  | 205 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 843 |  |  |  | 73 |  |  |  | 866 |  |  |  | 223 |
Home equity lines of credit |  |  | 582 |  |  |  | 8 |  |  |  | 603 |  |  |  | 0 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Indirect |  |  | 457 |  |  |  | 97 |  |  |  | 648 |  |  |  | 64 |
Direct |  |  | 125 |  |  |  | 107 |  |  |  | 157 |  |  |  | 111 |
Other |  |  | 0 |  |  |  | 3 |  |  |  | 1 |  |  |  | 5 |
Total originated loans |  | $ | 5,030 |  |  | $ | 299 |  |  | $ | 5,792 |  |  | $ | 760 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 22 |  |  | $ | 0 |  |  | $ | 27 |  |  | $ | 0 |
Non-owner occupied |  |  | 345 |  |  |  | 0 |  |  |  | 362 |  |  |  | 0 |
Farmland |  |  | 284 |  |  |  | 0 |  |  |  | 471 |  |  |  | 95 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 435 |  |  |  | 0 |  |  |  | 477 |  |  |  | 0 |
Agricultural |  |  | 3 |  |  |  | 0 |  |  |  | 4 |  |  |  | 0 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 4,213 |  |  |  | 786 |  |  |  | 4,128 |  |  |  | 1,469 |
Home equity lines of credit |  |  | 179 |  |  |  | 0 |  |  |  | 186 |  |  |  | 0 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct |  |  | 39 |  |  |  | 5 |  |  |  | 58 |  |  |  | 6 |
Total acquired loans |  | $ | 5,520 |  |  | $ | 791 |  |  | $ | 5,713 |  |  | $ | 1,570 |
Total loans |  | $ | 10,550 |  |  | $ | 1,090 |  |  | $ | 11,505 |  |  | $ | 2,330 |
The following tables present the aging of the recorded investment in past due loans as of March 31, 2021 and December 31, 2020 by class of loans. Note that loans modified to defer payments under the CARES Act are included in loans not past due.
(In Thousands of Dollars) |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days or More Past Due and Nonaccrual |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 68 |  |  | $ | 45 |  |  | $ | 323 |  |  | $ | 436 |  |  | $ | 209,622 |  |  | $ | 210,058 |
Non-owner occupied |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 312,942 |  |  |  | 312,942 |
Farmland |  |  | 124 |  |  |  | 0 |  |  |  | 0 |  |  |  | 124 |  |  |  | 156,197 |  |  |  | 156,321 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 73,390 |  |  |  | 73,390 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 104 |  |  |  | 31 |  |  |  | 2,496 |  |  |  | 2,631 |  |  |  | 384,807 |  |  |  | 387,438 |
Agricultural |  |  | 46 |  |  |  | 0 |  |  |  | 215 |  |  |  | 261 |  |  |  | 41,949 |  |  |  | 42,210 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 1,258 |  |  |  | 102 |  |  |  | 916 |  |  |  | 2,276 |  |  |  | 316,014 |  |  |  | 318,290 |
Home equity lines of credit |  |  | 198 |  |  |  | 38 |  |  |  | 590 |  |  |  | 826 |  |  |  | 90,211 |  |  |  | 91,037 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Indirect |  |  | 508 |  |  |  | 220 |  |  |  | 554 |  |  |  | 1,282 |  |  |  | 162,145 |  |  |  | 163,427 |
Direct |  |  | 357 |  |  |  | 43 |  |  |  | 232 |  |  |  | 632 |  |  |  | 20,796 |  |  |  | 21,428 |
Other |  |  | 29 |  |  |  | 8 |  |  |  | 3 |  |  |  | 40 |  |  |  | 9,219 |  |  |  | 9,259 |
Total originated loans: |  | $ | 2,692 |  |  | $ | 487 |  |  | $ | 5,329 |  |  | $ | 8,508 |  |  | $ | 1,777,292 |  |  | $ | 1,785,800 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 308 |  |  | $ | 0 |  |  | $ | 22 |  |  | $ | 330 |  |  | $ | 43,622 |  |  | $ | 43,952 |
Non-owner occupied |  |  | 0 |  |  |  | 0 |  |  |  | 345 |  |  |  | 345 |  |  |  | 48,180 |  |  |  | 48,525 |
Farmland |  |  | 0 |  |  |  | 0 |  |  |  | 284 |  |  |  | 284 |  |  |  | 24,362 |  |  |  | 24,646 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 12,578 |  |  |  | 12,578 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 388 |  |  |  | 0 |  |  |  | 435 |  |  |  | 823 |  |  |  | 14,200 |  |  |  | 15,023 |
Agricultural |  |  | 0 |  |  |  | 36 |  |  |  | 3 |  |  |  | 39 |  |  |  | 3,759 |  |  |  | 3,798 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 2,950 |  |  |  | 56 |  |  |  | 4,999 |  |  |  | 8,005 |  |  |  | 73,822 |  |  |  | 81,827 |
Home equity lines of credit |  |  | 45 |  |  |  | 45 |  |  |  | 179 |  |  |  | 269 |  |  |  | 16,205 |  |  |  | 16,474 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct |  |  | 146 |  |  |  | 30 |  |  |  | 44 |  |  |  | 220 |  |  |  | 4,443 |  |  |  | 4,663 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 118 |  |  |  | 118 |
Total acquired loans |  | $ | 3,837 |  |  | $ | 167 |  |  | $ | 6,311 |  |  | $ | 10,315 |  |  | $ | 241,289 |  |  | $ | 251,604 |
Total loans |  | $ | 6,529 |  |  | $ | 654 |  |  | $ | 11,640 |  |  | $ | 18,823 |  |  | $ | 2,018,581 |  |  | $ | 2,037,404 |
(In Thousands of Dollars) |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days or More Past Due and Nonaccrual |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 0 |  |  | $ | 0 |  |  | $ | 335 |  |  | $ | 335 |  |  | $ | 214,460 |  |  | $ | 214,795 |
Non-owner occupied |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 309,216 |  |  |  | 309,216 |
Farmland |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 156,053 |  |  |  | 156,053 |
Other |  |  | 261 |  |  |  | 0 |  |  |  | 0 |  |  |  | 261 |  |  |  | 77,725 |  |  |  | 77,986 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 356 |  |  |  | 61 |  |  |  | 3,334 |  |  |  | 3,751 |  |  |  | 378,594 |  |  |  | 382,345 |
Agricultural |  |  | 45 |  |  |  | 255 |  |  |  | 205 |  |  |  | 505 |  |  |  | 44,555 |  |  |  | 45,060 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 1,668 |  |  |  | 974 |  |  |  | 1,089 |  |  |  | 3,731 |  |  |  | 320,129 |  |  |  | 323,860 |
Home equity lines of credit |  |  | 419 |  |  |  | 0 |  |  |  | 603 |  |  |  | 1,022 |  |  |  | 91,957 |  |  |  | 92,979 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Indirect |  |  | 1,046 |  |  |  | 285 |  |  |  | 712 |  |  |  | 2,043 |  |  |  | 168,245 |  |  |  | 170,288 |
Direct |  |  | 284 |  |  |  | 120 |  |  |  | 268 |  |  |  | 672 |  |  |  | 22,789 |  |  |  | 23,461 |
Other |  |  | 24 |  |  |  | 22 |  |  |  | 6 |  |  |  | 52 |  |  |  | 9,816 |  |  |  | 9,868 |
Total originated loans |  | $ | 4,103 |  |  | $ | 1,717 |  |  | $ | 6,552 |  |  | $ | 12,372 |  |  | $ | 1,793,539 |  |  | $ | 1,805,911 |
Acquired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied |  | $ | 0 |  |  | $ | 0 |  |  | $ | 27 |  |  | $ | 27 |  |  | $ | 45,072 |  |  | $ | 45,099 |
Non-owner occupied |  |  | 197 |  |  |  | 0 |  |  |  | 362 |  |  |  | 559 |  |  |  | 52,295 |  |  |  | 52,854 |
Farmland |  |  | 0 |  |  |  | 0 |  |  |  | 566 |  |  |  | 566 |  |  |  | 25,513 |  |  |  | 26,079 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 12,868 |  |  |  | 12,868 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  | 19 |  |  |  | 390 |  |  |  | 477 |  |  |  | 886 |  |  |  | 17,772 |  |  |  | 18,658 |
Agricultural |  |  | 4 |  |  |  | 0 |  |  |  | 4 |  |  |  | 8 |  |  |  | 4,841 |  |  |  | 4,849 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 1,954 |  |  |  | 821 |  |  |  | 5,597 |  |  |  | 8,372 |  |  |  | 80,745 |  |  |  | 89,117 |
Home equity lines of credit |  |  | 23 |  |  |  | 0 |  |  |  | 186 |  |  |  | 209 |  |  |  | 17,175 |  |  |  | 17,384 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct |  |  | 20 |  |  |  | 49 |  |  |  | 64 |  |  |  | 133 |  |  |  | 4,995 |  |  |  | 5,128 |
Other |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 0 |  |  |  | 97 |  |  |  | 97 |
Total acquired loans |  | $ | 2,217 |  |  | $ | 1,260 |  |  | $ | 7,283 |  |  | $ | 10,760 |  |  | $ | 261,373 |  |  | $ | 272,133 |
Total loans |  | $ | 6,320 |  |  | $ | 2,977 |  |  | $ | 13,835 |  |  | $ | 23,132 |  |  | $ | 2,054,912 |  |  | $ | 2,078,044 |

X
- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -URI http://asc.fasb.org/subtopic&trid=2196772 + Details
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Namespace Prefix: | us-gaap_
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Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration