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Regulatory Capital Matters (Tables)
3 Months Ended
Mar. 31, 2022
Regulatory Capital Requirements [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer

Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at March 31, 2022 and December 31, 2021:

 

 

Actual

 

 

Requirement For Capital

Adequacy Purposes:

 

 

To be Well Capitalized

Under Prompt Corrective

Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

March 31, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

373,543

 

 

13.31

%

 

$

126,292

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

355,986

 

 

12.75

%

 

 

125,692

 

 

4.5

%

 

 

181,555

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

493,558

 

 

17.59

%

 

 

224,519

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

383,001

 

 

13.71

%

 

 

223,452

 

 

8.0

%

 

 

279,315

 

 

10.0

%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

391,543

 

 

13.95

%

 

 

168,389

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

355,986

 

 

12.75

%

 

 

167,589

 

 

6.0

%

 

 

223,452

 

 

8.0

%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

391,543

 

 

9.56

%

 

 

163,860

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

355,986

 

 

8.72

%

 

 

163,207

 

 

4.0

%

 

 

204,009

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

362,950

 

 

13.16

%

 

$

124,066

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

345,065

 

 

12.55

%

 

 

123,712

 

 

4.5

%

 

$

178,695

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

485,336

 

 

17.60

%

 

 

220,562

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

374,451

 

 

13.62

%

 

 

219,933

 

 

8.0

%

 

 

274,916

 

 

10.0

%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

380,950

 

 

13.82

%

 

 

165,422

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

345,065

 

 

12.55

%

 

 

164,950

 

 

6.0

%

 

 

219,933

 

 

8.0

%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

380,950

 

 

10.12

%

 

 

150,629

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

345,065

 

 

9.19

%

 

 

150,217

 

 

4.0

%

 

 

187,772

 

 

5.0

%