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Troubled Debt Restructurings (Tables)
9 Months Ended
Sep. 30, 2022
Debt Disclosure [Abstract]  
Schedule of Loans By Class Modified as Troubled Debt Restructurings

The following table presents loans by class modified as troubled debt restructurings that occurred during the three and nine month periods ended September 30, 2022 and 2021:

 

 

 

 

 

 

Pre-
Modification

 

 

Post-
Modification

 

Three Months Ended September 30, 2022

 

Number of

 

 

Outstanding
Recorded

 

 

Outstanding
Recorded

 

(In Thousands of Dollars)

 

Loans

 

 

Investment

 

 

Investment

 

Commercial

 

 

1

 

 

$

15

 

 

$

11

 

Residential real estate

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

4

 

 

 

200

 

 

 

205

 

Home equity lines of credit

 

 

2

 

 

 

19

 

 

 

19

 

Consumer

 

 

 

 

 

 

 

 

 

Indirect

 

 

3

 

 

 

7

 

 

 

7

 

Direct

 

 

2

 

 

 

86

 

 

 

86

 

Total loans

 

 

12

 

 

$

327

 

 

$

328

 

 

 

 

 

 

 

 

Pre-
Modification

 

 

Post-
Modification

 

Nine Months Ended September 30, 2022

 

Number of

 

 

Outstanding
Recorded

 

 

Outstanding
Recorded

 

(In Thousands of Dollars)

 

Loans

 

 

Investment

 

 

Investment

 

Commercial real estate

 

 

 

 

 

 

 

 

 

Owner occupied

 

 

1

 

 

$

140

 

 

$

140

 

Commercial

 

 

1

 

 

 

15

 

 

 

11

 

Residential real estate

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

8

 

 

 

392

 

 

 

402

 

Home equity lines of credit

 

 

3

 

 

 

33

 

 

 

33

 

Consumer

 

 

 

 

 

 

 

 

 

Indirect

 

 

7

 

 

 

41

 

 

 

41

 

Direct

 

 

2

 

 

 

86

 

 

 

86

 

Total loans

 

 

22

 

 

$

707

 

 

$

713

 

 

 

 

 

 

 

Pre-
Modification

 

 

Post-
Modification

 

Three Months Ended September 30, 2021

 

Number of

 

 

Outstanding
Recorded

 

 

Outstanding
Recorded

 

(In Thousands of Dollars)

 

Loans

 

 

Investment

 

 

Investment

 

Residential real estate

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

2

 

 

$

215

 

 

$

233

 

Home equity lines of credit

 

 

1

 

 

 

103

 

 

 

103

 

Consumer

 

 

 

 

 

 

 

 

 

Indirect

 

 

5

 

 

 

30

 

 

 

30

 

Direct

 

 

1

 

 

 

10

 

 

 

10

 

Total loans

 

 

9

 

 

$

358

 

 

$

376

 

 

 

 

 

 

 

Pre-
Modification

 

 

Post-
Modification

 

Nine Months Ended September 30, 2021

 

Number of

 

 

Outstanding
Recorded

 

 

Outstanding
Recorded

 

(In Thousands of Dollars)

 

Loans

 

 

Investment

 

 

Investment

 

Commercial

 

 

4

 

 

$

22

 

 

$

22

 

Residential real estate

 

 

 

 

 

 

 

 

 

1-4 family residential

 

 

6

 

 

 

426

 

 

 

414

 

Home equity lines of credit

 

 

5

 

 

 

201

 

 

 

201

 

Consumer

 

 

 

 

 

 

 

 

 

Indirect

 

 

12

 

 

 

121

 

 

 

121

 

Other

 

 

3

 

 

 

16

 

 

 

16

 

Total loans

 

 

30

 

 

$

786

 

 

$

774