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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 27,494 $ 22,578 $ 78,770 $ 69,960
Taxable securities 5,477 3,222 15,287 7,452
Tax exempt securities 3,035 2,430 9,025 6,846
Dividends 199 113 545 355
Federal funds sold and other interest income 205 32 348 161
TOTAL INTEREST AND DIVIDEND INCOME 36,410 28,375 103,975 84,774
INTEREST EXPENSE        
Deposits 3,210 1,346 6,105 5,401
Short-term borrowings 533 0 631 7
Long-term borrowings 886 495 2,505 1,075
TOTAL INTEREST EXPENSE 4,629 1,841 9,241 6,483
NET INTEREST INCOME 31,781 26,534 94,734 78,291
Provision (credit) for credit losses 433 (947) (15) (472)
Provision (credit) for unfunded loans 15 (1) 721 (1)
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 31,333 27,482 94,028 78,764
NONINTEREST INCOME        
Bank owned life insurance income 406 340 1,220 924
Security (losses) gains, including fair value changes for equity securities (17) 459 (88) 979
Net gains on sale of loans 326 1,466 1,820 6,557
Other mortgage banking income (loss), net 94 32 193 (138)
Legal settlement 0 0 8,375 0
Other operating income 1,064 461 3,301 1,703
TOTAL NONINTEREST INCOME 8,827 9,015 36,002 28,655
NONINTEREST EXPENSES        
Salaries and employee benefits 10,724 9,321 33,628 29,163
Occupancy and equipment 3,028 1,899 8,626 6,065
FDIC insurance and state and local taxes 1,017 692 2,942 2,086
Professional fees 985 1,009 5,176 2,895
Merger related costs 872 472 3,486 588
Advertising 596 466 1,474 1,083
Intangible amortization 432 316 1,271 948
Core processing charges 738 860 2,606 2,318
Charitable donation 0 0 6,000 0
Other operating expenses 3,007 2,093 8,107 6,369
TOTAL NONINTEREST EXPENSES 21,399 17,128 73,316 51,515
INCOME BEFORE INCOME TAXES 18,761 19,369 56,714 55,904
INCOME TAXES 3,315 3,358 9,473 9,762
NET INCOME $ 15,446 $ 16,011 $ 47,241 $ 46,142
EARNINGS PER SHARE - basic $ 0.46 $ 0.57 $ 1.40 $ 1.63
EARNINGS PER SHARE - fully diluted $ 0.46 $ 0.56 $ 1.39 $ 1.63
Service Charges on Deposit Accounts        
NONINTEREST INCOME        
Noninterest income $ 1,229 $ 924 $ 3,513 $ 2,522
Trust Fees        
NONINTEREST INCOME        
Noninterest income 2,370 2,335 7,265 6,930
Insurance Agency Commissions        
NONINTEREST INCOME        
Noninterest income 1,136 799 3,269 2,750
Retirement Plan Consulting Fees        
NONINTEREST INCOME        
Noninterest income 332 334 1,052 1,043
Investment Commissions        
NONINTEREST INCOME        
Noninterest income 424 638 1,675 1,665
Debit Card and EFT Fees        
NONINTEREST INCOME        
Noninterest income $ 1,463 $ 1,227 $ 4,407 $ 3,720