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Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer

Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at September 30, 2022 and December 31, 2021:

 

 

Actual

 

 

Requirement For Capital
Adequacy Purposes:

 

 

To be Well Capitalized
Under Prompt Corrective
Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

September 30, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

394,738

 

 

13.36

%

 

$

132,921

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

358,723

 

 

12.18

%

 

 

132,490

 

 

4.5

%

 

 

191,374

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

515,020

 

 

17.44

%

 

 

236,303

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

386,005

 

 

13.11

%

 

 

235,537

 

 

8.0

%

 

 

294,421

 

 

10.0

%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

412,738

 

 

13.97

%

 

 

177,228

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

358,723

 

 

12.18

%

 

 

176,653

 

 

6.0

%

 

 

235,537

 

 

8.0

%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

412,738

 

 

10.24

%

 

 

161,179

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

358,723

 

 

8.44

%

 

 

169,940

 

 

4.0

%

 

 

212,425

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

362,950

 

 

13.16

%

 

$

124,066

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

345,065

 

 

12.55

%

 

 

123,712

 

 

4.5

%

 

$

178,695

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

485,336

 

 

17.60

%

 

 

220,562

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

374,451

 

 

13.62

%

 

 

219,933

 

 

8.0

%

 

 

274,916

 

 

10.0

%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

380,950

 

 

13.82

%

 

 

165,422

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

345,065

 

 

12.55

%

 

 

164,950

 

 

6.0

%

 

 

219,933

 

 

8.0

%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

380,950

 

 

10.12

%

 

 

150,629

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

345,065

 

 

9.19

%

 

 

150,217

 

 

4.0

%

 

 

187,772

 

 

5.0

%