<SEC-DOCUMENT>0001193125-22-077865.txt : 20220317
<SEC-HEADER>0001193125-22-077865.hdr.sgml : 20220317
<ACCEPTANCE-DATETIME>20220317080532
ACCESSION NUMBER:		0001193125-22-077865
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		22
CONFORMED PERIOD OF REPORT:	20220421
FILED AS OF DATE:		20220317
DATE AS OF CHANGE:		20220317

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FARMERS NATIONAL BANC CORP /OH/
		CENTRAL INDEX KEY:			0000709337
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				341371693
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35296
		FILM NUMBER:		22746828

	BUSINESS ADDRESS:	
		STREET 1:		20 S BROAD STREET
		STREET 2:		P O BOX 555
		CITY:			CANFIELD
		STATE:			OH
		ZIP:			44406
		BUSINESS PHONE:		3305333341

	MAIL ADDRESS:	
		STREET 1:		20 S BROAD STREET
		STREET 2:		PO BOX 555
		CITY:			CANFIELD
		STATE:			OH
		ZIP:			44406
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>d201066ddef14a.htm
<DESCRIPTION>DEF 14A
<TEXT>
<HTML><HEAD>
<TITLE>DEF 14A</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>WASHINGTON, D.C. 20549 </B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE 14A
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>(Rule 14a-101) </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE 14A INFORMATION </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Proxy Statement Pursuant to Section&nbsp;14(a) of the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Securities&nbsp;Exchange Act of 1934 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>(Amendment No.&nbsp;&nbsp;&nbsp;&nbsp;) </B></P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Filed by the
Registrant&nbsp;&nbsp;&#9746;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Filed by a Party other than the Registrant &#9744; </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the
appropriate box: </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Preliminary Proxy Statement </P></TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Confidential, for Use of the Commission Only (as permitted by Rule&nbsp;14a-6(e)(2)) </B>
</P></TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9746;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Definitive Proxy Statement </P></TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Definitive Additional Materials </P></TD></TR></TABLE>
<P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Soliciting Material Pursuant to &#167;240.14a-12 </P></TD></TR></TABLE>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>FARMERS NATIONAL BANC CORP. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Name of Registrant as Specified In Its Charter) </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Name of Person(s) Filing Proxy Statement, if other than the Registrant) </B></P>
<P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Payment of Filing Fee (Check all boxes that apply): </P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9746;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">No fee required. </P></TD></TR></TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Fee paid previously with preliminary materials. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules&nbsp;14a-6(i)(1) and 0-11.
</P></TD></TR></TABLE> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;margin-left:9%;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g201066g02c00.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:3pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>20 S<SMALL>OUTH</SMALL> B<SMALL>ROAD</SMALL> S<SMALL>TREET</SMALL> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>C<SMALL>ANFIELD</SMALL>, O<SMALL>HIO</SMALL> 44406 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">March&nbsp;17, 2022 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">To Our Shareholders: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">You are cordially invited to the 2022 Annual Meeting of Shareholders of Farmers National Banc Corp. (&#147;Farmers&#148; or the &#147;Company&#148;) to
be held on April&nbsp;21, 2022 at 10:00 a.m., Eastern Time. We have adopted a virtual format for our Annual Meeting to provide a consistent experience to all shareholders regardless of location. We will provide a live webcast of the Annual Meeting
at <I><U>https://meetnow.global/MPZAGMR</U></I>, where you will be able to vote electronically and submit questions during the meeting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">During the
Annual Meeting, you will be asked to: (i)&nbsp;elect four Class&nbsp;III directors whose terms will expire at the Annual Meeting in 2025; (ii) consider and vote upon a <FONT STYLE="white-space:nowrap">non-binding</FONT> advisory resolution to
approve the compensation of the Company&#146;s named executive officers; (iii)&nbsp;ratify the Audit Committee&#146;s appointment of CliftonLarsonAllen LLP as the Company&#146;s independent registered public accounting firm for the fiscal year
ending December&nbsp;31, 2022; and (iv)&nbsp;consider the adoption and approval of the Farmers National Banc Corp. 2022 Equity Incentive Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Your
vote on these matters is important, regardless of the number of shares you own, and all shareholders are encouraged to participate in the live webcast of the Annual Meeting. However, it is important that your shares be represented regardless of
whether you plan to participate in the live webcast of the Annual Meeting. In order to ensure that your shares are represented, I urge you to execute and return the enclosed proxy, or that you submit your proxy by telephone or Internet promptly.
</P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:55%; text-indent:-2%; font-size:10pt; font-family:ARIAL">Sincerely, </P> <P STYLE="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:55%; text-indent:-2%">


<IMG SRC="g201066g02v04.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:55%; text-indent:-2%; font-size:10pt; font-family:ARIAL">K<SMALL>EVIN</SMALL> J. H<SMALL>ELMICK</SMALL> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:55%; text-indent:-2%; font-size:10pt; font-family:ARIAL"><I>President and Chief Executive Officer</I> </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:ARIAL" ALIGN="center"><B>F<SMALL>ARMERS</SMALL> N<SMALL>ATIONAL</SMALL> B<SMALL>ANC</SMALL> C<SMALL>ORP</SMALL>. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>20 S<SMALL>OUTH</SMALL> B<SMALL>ROAD</SMALL> S<SMALL>TREET</SMALL> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>C<SMALL>ANFIELD</SMALL>, O<SMALL>HIO</SMALL> 44406 </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>NOTICE OF ANNUAL MEETING OF SHAREHOLDERS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">To Be
Held Thursday, April&nbsp;21, 2022 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Annual Meeting of Shareholders of Farmers National Banc Corp. (&#147;Farmers&#148; or the
&#147;Company&#148;) will be held on April&nbsp;21, 2022 at 10:00 a.m., Eastern Time. We have adopted a virtual format for our Annual Meeting to provide a consistent experience to all shareholders regardless of location. We will provide a live
webcast of the Annual Meeting at <I><U>https://meetnow.global/MPZAGMR</U></I>, where you will be able to vote electronically and submit questions during the meeting. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The 2022 Annual Meeting will be held for the following purposes: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">to elect four Class&nbsp;III directors to serve for terms of three years to expire at the Annual Meeting of Shareholders
to be held in 2025; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">to consider and vote upon a <FONT STYLE="white-space:nowrap">non-binding</FONT> advisory resolution to approve the
compensation of the Company&#146;s named executive officers; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">to consider and vote upon a proposal to ratify the appointment of CliftonLarsonAllen LLP as the Company&#146;s
independent registered public accounting firm for the fiscal year ending December&nbsp;31, 2022; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">to consider and vote upon a proposal to approve the adoption of the Farmers National Banc Corp. 2022 Equity Incentive
Plan; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">to transact such other business as may properly come before the meeting or any adjournments thereof. Farmers&#146; Board
of Directors is not currently aware of any other business to come before the Annual Meeting. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board of Directors has fixed the
close of business on March&nbsp;8, 2022 as the record date for the determination of shareholders entitled to notice of, and to vote during, the Annual Meeting. Your Board of Directors recommends that you vote <B>&#147;FOR&#148;</B> the election of
each of the director nominees and <B>&#147;FOR&#148;</B> each of the other proposals. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:55%; text-indent:-2%; font-size:10pt; font-family:ARIAL">By Order of the Board of Directors, </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:55%; text-indent:-2%">


<IMG SRC="g201066g03b68.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:55%; text-indent:-2%; font-size:10pt; font-family:ARIAL">T<SMALL>ROY</SMALL> A<SMALL>DAIR</SMALL> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:53%; font-size:10pt; font-family:ARIAL"><I>Executive Vice President, Chief Financial Officer and Secretary</I> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Canfield, Ohio </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">March&nbsp;17, 2022 </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:16pt; font-family:ARIAL" ALIGN="center"><B>F<SMALL>ARMERS</SMALL> N<SMALL>ATIONAL</SMALL> B<SMALL>ANC</SMALL> C<SMALL>ORP</SMALL>. </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><I>PROXY STATEMENT </I></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc"></A>TABLE OF CONTENTS </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="96%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_1">GENERAL INFORMATION</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_2">QUESTIONS AND ANSWERS ABOUT THE ANNUAL MEETING AND VOTING</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_3">When and Where will the Annual Meeting be Held?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_4">Why did I Receive these Proxy Materials?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_5">Who may Vote during the Annual Meeting?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_6">What is the Difference between Holding Shares as a &#147;Shareholder of Record&#148; and
 as a &#147;Beneficial Owner&#148;?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_7">How do I Vote?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_8">How will My Shares be Voted?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_9">Can Other Matters be Decided during the Annual Meeting?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_10">May I Revoke or Change My Vote?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_11">Who Pays the Cost of Proxy Solicitation?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_12">How Many Common Shares&nbsp;
Must be Represented at the Annual Meeting in Order to Constitute a Quorum?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_13">What are the Voting Requirements to Elect the Directors and to Approve the Other Proposals
 Discussed in this Proxy Statement?</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_14">CORPORATE GOVERNANCE</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_15">The Board of Directors&nbsp;&#151; Independence</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_16">Certain Relationships and Related Transactions</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_17">Attendance at Meetings</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_18">Board Leadership Structure and Role in Risk Oversight</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_19">Committees of the Board of Directors</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_20">Audit Committee</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_21">Compensation Committee</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_22">Corporate Governance and Nominating Committee</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_23">Board Enterprise Risk Management Committee</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_24">Executive Committee</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_25">Policies of the Board of Directors</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_26">Majority Withheld Vote</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_27">Director Nominations</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_28">Board Diversity Matrix</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_29">Code of Regulations</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_300">Corporate Governance Guidelines </A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_31">Shareholder Proposals for 2023 Annual Meeting</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_32">Shareholder Communications with Directors</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_33">Section&nbsp;16(a) Beneficial Ownership Reporting Compliance</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_34">ENVIRONMENTAL, SOCIAL AND GOVERNANCE PRACTICES</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_35">Environmental Sustainability</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_36">Social Responsibility</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_37">Corporate Governance</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_38">PROPOSAL&nbsp;ONE&nbsp;&#151; ELECTION OF DIRECTORS</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_39">BENEFICIAL OWNERSHIP OF MANAGEMENT AND CERTAIN BENEFICIAL OWNERS</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_40">COMPENSATION DISCUSSION AND ANALYSIS</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_41">Introduction</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_42">Executive Summary</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_43">2021 Financial Performance Highlights</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="96%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_44">2021 Significant Compensation Results</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_45">Annual Incentive Compensation Results from Financial Performance</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_46">Long-term Incentive Compensation Results from Financial Performance</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_47">Compensation Committee&#146;s Philosophy on Executive Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_48">The Role of the Compensation Committee in Determining Executive
Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_49">Role of Compensation Consultant</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_50">Compensation Consultant Independence</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_51"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT> Consideration
</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_52">Peer Group Evaluation and Executive Compensation Benchmarks</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_53">2021 Named Executive Officers Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_54">Assessment of <FONT STYLE="white-space:nowrap">COVID-19</FONT> Pandemic Impact on Compensation
 Programs</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_55">Base Salary</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_56">Annual Incentive Plan</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_57">Long-Term Incentive Compensation Plans</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_58">Clawback Policy</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_59">401(k) Plan and Company Contributions</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_60">Nonqualified Deferred Compensation Plan</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_61">Perquisites and Other Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">42</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_62">Other Elements of Our Executive Compensation Programs</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_63">Employment Agreements, Separation Policy and Change in Control
Arrangements</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_64">Stock Ownership Guidelines and Anti-Hedging Policy</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_65">Director Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_66">Oversight and Risk Management of Compensation Programs</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_67">Compensation Committee Interlocks and Insider Participation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_68">THE COMPENSATION COMMITTEE REPORT</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_69">EXECUTIVE COMPENSATION AND OTHER INFORMATION</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_70">Summary of Cash and Certain Other Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_71">2021 Named Executive Officer Compensation Components</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_72">Base Salary</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_73">Annual Incentive Plan</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_74">Long-Term Incentive Compensation</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_75">Summary of Equity Awards Vested in 2021</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_76">Employment Agreements, Change in Control Agreements, Executive Separation
Policy</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_77">Change in Control Agreements</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_78">Executive Separation Policy</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_79">Potential Payments Upon Termination or Change in Control</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_80">EQUITY COMPENSATION PLAN INFORMATION</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_81">2021 DIRECTOR COMPENSATION</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">60</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_82">CEO PAY RATIO DISCLOSURE</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_83">CEO Pay Ratio</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_84">PROPOSAL&nbsp;TWO&nbsp;&#151; ADVISORY VOTE ON EXECUTIVE COMPENSATION</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_86">REPORT OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_87">PROPOSAL&nbsp;
THREE &#151; RATIFICATION OF SELECTION OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_88">Independent Registered Public Accounting Firm Fees</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_89"><FONT STYLE="white-space:nowrap">Pre-Approval</FONT> of Fees</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_90">PROPOSAL&nbsp;
FOUR &#151; ADOPTION AND APPROVAL OF THE FARMERS NATIONAL BANC CORP. 2022 EQUITY INCENTIVE PLAN</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_91">Background</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_92">Highlights of the 2022 Incentive Plan</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR></TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="95%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_93">Summary Description of the 2022 Incentive Plan</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><I><A HREF="#toc201066_94">Types of Awards</A></I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><I><A HREF="#toc201066_95">Shares Available for Awards</A></I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><I><A HREF="#toc201066_96">Effect of Termination of Employment or Service</A></I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><I><A HREF="#toc201066_97">Change in Control</A></I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><I><A HREF="#toc201066_98">Other Terms and Conditions</A></I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><I><A HREF="#toc201066_99">Amendment or Termination</A></I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><I><A HREF="#toc201066_100">U.S. Federal Income Tax Consequences</A></I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">71</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><I><A HREF="#toc201066_101">New Plan Benefits</A></I></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_102">Prior Equity Compensation Plan Information</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_103">Vote Required</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">72</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_104">HOUSEHOLDING OF ANNUAL MEETING MATERIALS</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_105">INCORPORATION BY REFERENCE</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">74</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_106">APPENDIX A: FARMERS NATIONAL BANC CORP. &#151; 2022 EQUITY INCENTIVE
PLAN</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">A-1</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><A HREF="#toc201066_107">APPENDIX B: FARMERS NATIONAL BANC CORP. &#151; Reconciliation of <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Financial Measures</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">B-1</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_1"></A>GENERAL INFORMATION </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">This proxy statement is furnished in connection with the solicitation by the Board of Directors of Farmers National Banc Corp., an Ohio corporation
(&#147;Farmers&#148; or the &#147;Company&#148;), of the accompanying proxy to be voted during the 2022 Annual Meeting of Shareholders (the &#147;Annual Meeting&#148;), and during any adjournment or postponement thereof. The Annual Meeting will be
held on April&nbsp;21, 2022 at 10:00 a.m., Eastern Time. We have adopted a virtual format for our Annual Meeting to provide a consistent experience to all shareholders regardless of location. We will provide a live webcast of the Annual Meeting at
<I><U>https://meetnow.global/MPZAGMR</U></I>, where you will be able to vote electronically and submit questions during the meeting. The mailing address of the principal executive offices of Farmers is 20 South Broad Street, Canfield, Ohio 44406;
telephone number <FONT STYLE="white-space:nowrap">(330)&nbsp;533-3341.</FONT> This proxy statement, together with the related proxy and Farmers&#146; 2021 Annual Report to Shareholders (the &#147;Annual Report&#148;), are being mailed to the
shareholders of the Company on or about March&nbsp;17, 2022. This Proxy Statement contains important information for you to consider when deciding how to vote. Please read this information carefully. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><B>Important notice regarding the availability of proxy materials for the Annual Meeting to be held on Thursday, April</B><B></B><B>&nbsp;21, 2022:
</B>This proxy statement, the <FONT STYLE="white-space:nowrap">Form&nbsp;10-K</FONT> for the year ended December&nbsp;31, 2021 and the Annual Report to Shareholders are available at <I><U>www.edocumentview.com/FMNB</U></I><I>. </I> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_2"></A>QUESTIONS AND ANSWERS ABOUT THE ANNUAL MEETING AND VOTING </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_3"></A>When and Where will the Annual Meeting be Held? </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Annual Meeting will be held on Thursday, April&nbsp;21, 2022 at 10:00 a.m., Eastern Time. We have adopted a virtual format for our Annual Meeting to
provide a consistent experience to all shareholders regardless of location. We will provide a live webcast of the Annual Meeting at <I><U>https://meetnow.global/MPZAGMR</U></I>, where you will be able to vote electronically and submit questions
during the meeting. To obtain more information regarding how to participate in the live webcast of the Annual Meeting, please contact Shareholder Relations at (330) <FONT STYLE="white-space:nowrap">533-5127.</FONT> </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_4"></A>Why did I Receive these Proxy Materials? </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">You have received these proxy materials because the Board of Directors is soliciting a proxy to vote your shares during the Annual Meeting. This proxy
statement contains information that Farmers is required to provide to you under the rules of the Securities and Exchange Commission (the &#147;Commission&#148;) and is intended to assist you in voting your shares. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_5"></A>Who may Vote during the Annual Meeting? </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board of Directors has set March&nbsp;8, 2022 as the &#147;record date&#148; for the Annual Meeting. This means that only shareholders of record at
the close of business on that date are entitled to notice of, and to vote during, the Annual Meeting or any adjournment(s) or postponement(s) thereof. At the close of business on March&nbsp;8, 2022, 34,004,914 Common Shares were issued and
outstanding. Each Common Share entitles the holder to one vote on each item to be voted upon during the Annual Meeting and there is no cumulative voting. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_6">
</A>What is the Difference between Holding Shares as a &#147;Shareholder of Record&#148; and as a &#147;Beneficial Owner&#148;? </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">If your
Farmers&#146; shares are registered directly in your name, you are considered the &#147;shareholder of record&#148; of those shares. Farmers has sent these proxy materials directly to all &#147;shareholders of record.&#148; Alternatively, if your
Farmers&#146; shares are held in an account at a brokerage firm, bank, broker-dealer or other similar organization, which is sometimes called &#147;street name,&#148; then you are the &#147;beneficial owner&#148; of those shares, and these proxy
materials were forwarded to you by that organization. The organization holding your shares is the shareholder of record for purposes of voting the shares during the Annual Meeting. As the beneficial owner, you have the right to direct that
organization how to vote the Common Shares held in your account by following the voting instructions the organization provides to you. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_7"></A>How do I Vote? </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Shareholders of
record may vote on matters that are properly presented during the Annual Meeting in four ways: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">By completing the accompanying proxy and returning it in the envelope provided; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">By submitting your vote telephonically; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">By submitting your vote electronically via the Internet <U>before</U> the meeting at
<I><U>www.envisionreports.com/FMNB</U></I>;&nbsp;or </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">By submitting your vote electronically via the Internet <U>during</U> the meeting at
<I><U>https://meetnow.global/MPZAGMR</U></I>.</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">For the Annual Meeting, Farmers is offering shareholders of record the opportunity
to vote their Common Shares electronically through the Internet or by telephone by following the procedures described on the enclosed proxy instead of submitting the enclosed proxy by mail. In order to vote via the Internet or by telephone, please
have the enclosed proxy in hand, and go to the website listed on the proxy or call the number and follow the instructions. The Internet and telephone voting procedures are designed to authenticate shareholder identities, to allow shareholders to
give their voting instructions, and to confirm that shareholder instructions have been recorded properly. Shareholders voting through the Internet should understand that they may bear certain costs associated with Internet access, such as usage
charges from their Internet service providers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">If you hold your Common Shares in street name, you should follow the voting instructions provided to
you by the organization that holds your Common Shares. If you plan to participate in the live webcast of the Annual Meeting, you will have the opportunity to vote electronically during the meeting. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">If you hold your Common Shares in street name and plan to attend the live webcast of the Annual Meeting, you must register in advance. If your Common
Shares are held in the name of your broker, bank or other shareholder of record, you must have a legal proxy from the shareholder of record indicating that you were the beneficial owner of the shares on March&nbsp;8, 2022 in order to attend and vote
during the live webcast of the Annual Meeting. Requests for registration must be sent to our transfer agent, Computershare, via email at <I><U>legalproxy@computershare.com</U></I> or by mail at Computershare, Farmers National Banc Corp. Legal Proxy,
P.O. Box 43001, Providence, RI 02940-3001 and include proof of your legal proxy issued by your broker, bank or other shareholder of record. Requests for registration must be labeled as &#147;Legal Proxy&#148; and must be received by Computershare no
later than 5:00 p.m., Eastern Time, on April&nbsp;18, 2022. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_8"></A>How will My Shares be Voted? </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">If you vote by mail, through the Internet, or by telephone, your Common Shares will be voted as you direct. If you submit a valid proxy prior to the
Annual Meeting, but do not complete the voting instructions, your Common Shares will be voted: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><B>&#147;FOR&#148;</B> the election of the four Class&nbsp;III director nominees listed under <B>&#147;Proposal
One&nbsp;&#151; Election of Directors;&#148;</B> </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><B>&#147;FOR&#148;</B> the <FONT STYLE="white-space:nowrap">non-binding</FONT> advisory resolution to approve the
compensation of the Company&#146;s named executive officers under <B>&#147;Proposal&nbsp;Two &#151; Advisory Vote on Executive Compensation;&#148;</B> </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><B>&#147;FOR&#148; </B>the ratification of the appointment of CliftonLarsonAllen LLP as Farmers&#146; independent
registered public accounting firm for the year ending December&nbsp;31, 2022 under <B>&#147;Proposal</B><B></B><B>&nbsp;Three &#151; Ratification of</B> <B>Selection of Independent Registered Public Accounting Firm;&#148;</B> and
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><B>&#147;FOR&#148;</B> the adoption and approval of the Company&#146;s 2022 Equity Incentive Plan under
<B>&#147;Proposal&nbsp;Four &#151; Adoption and Approval of the Farmers National Banc Corp. 2022 Equity Incentive Plan.&#148;</B> </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_9"></A>Can Other Matters be Decided during the Annual Meeting? </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">On the date that this proxy statement was printed, Farmers was not aware of any matters to be raised during the Annual Meeting other than those included
in this proxy statement. If you submit a valid proxy and other matters are properly presented for consideration during the Annual Meeting, then the individuals appointed as proxies will have the discretion to vote on those matters for you. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_10"></A>May I Revoke or Change My Vote? </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Yes, proxies may be revoked at any time before a vote is taken or the authority granted is otherwise exercised. Revocation may be accomplished by: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">executing a later dated proxy with regard to the same Common Shares; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">executing a later casted Internet or telephone vote with regard to the same Common Shares; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">giving notice in writing to the Secretary at 20 South Broad Street, Canfield, Ohio 44406; or</P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">submitting a later casted vote electronically via the Internet <U>during</U> the live webcast of the Annual Meeting at
<I><U>https://meetnow.global/MPZAGMR</U></I>.</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">If your Common Shares are held in street name and you wish to revoke your proxy, you
should follow the instructions provided to you by the record holder of your shares. If you wish to revoke your proxy during the live webcast of the Annual Meeting, you must have a legal proxy from the shareholder of record indicating that you were
the beneficial owner of the Common Shares on March&nbsp;8, 2022. Participating in the live webcast of the Annual Meeting will not, by itself, revoke your proxy. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_11"></A>Who Pays the Cost of Proxy Solicitation? </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The accompanying proxy is solicited by and on behalf of the Board of Directors, whose notice of meeting is attached to this proxy statement, and the
entire cost of such solicitation will be borne by Farmers. In addition to the use of the mail, proxies may be solicited by personal interview, telephone, facsimile and electronic mail by directors, officers and employees of Farmers. Arrangements
will be made with brokerage houses and other custodians, nominees and fiduciaries for the forwarding of solicitation material to the beneficial owners of Common Shares held of record by such persons, and Farmers will reimburse them for reasonable <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses incurred by them in connection therewith. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_12">
</A>How Many Common Shares&nbsp;Must be Represented at the Annual Meeting in Order to Constitute a Quorum? </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The shareholders present in person
(via the live webcast) or by proxy at the Annual Meeting representing not less than <FONT STYLE="white-space:nowrap">one-third</FONT> of Farmers&#146; outstanding Common Shares shall constitute a quorum for the Annual Meeting. Consequently, at least
11,334,972 Common Shares must be represented at the Annual Meeting in person (via the live webcast) or by proxy in order to constitute a quorum. Abstentions and &#147;broker <FONT STYLE="white-space:nowrap">non-votes&#148;</FONT> are counted as
present and entitled to vote for purposes of determining a quorum. Street name holders generally cannot vote their Common Shares directly and must instead instruct the broker, bank or other shareholder of record how to vote their Common Shares using
the voting </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
instructions provided by it. If a street name holder does not provide timely instructions, the broker or other nominee may have the authority to vote on some proposals but not others. If a broker
or other nominee votes on one proposal, but does not vote on another proposal because the nominee does not have discretionary voting power and has not received instructions from the beneficial owner, this results in a broker <FONT
STYLE="white-space:nowrap">non-vote.</FONT> Broker <FONT STYLE="white-space:nowrap">non-votes</FONT> on a matter are counted as present for purposes of establishing a quorum for the meeting, but are not considered entitled to vote on that particular
matter. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_13"></A>What are the Voting Requirements to Elect the Directors and to Approve the Other Proposals Discussed in this Proxy Statement?
</B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The vote required to approve each of the proposals that are scheduled to be presented during the Annual Meeting is as follows: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>Proposal</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>Vote Required</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"><B>Proposal One &#151; Election of Directors</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Election of the four Class&nbsp;III director nominees requires the affirmative vote of the holders of a plurality of the Common Shares present (via the live webcast), represented and entitled to vote during the Annual Meeting.
Broker <FONT STYLE="white-space:nowrap">non-votes</FONT> and proxies marked <B>&#147;WITHHOLD AUTHORITY&#148; </B>will not be counted toward the election of the director or toward the election of an individual nominee and, thus, will have no effect
other than that they will be counted for establishing a quorum.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"><B>Proposal&nbsp;Two&nbsp;&#151; Advisory Vote on Executive Compensation</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">The proposal to approve the resolution regarding the compensation of Farmers&#146; named executive officers requires the affirmative vote of the holders of a majority of the Common Shares present (via the live webcast),
represented and entitled to vote during the Annual Meeting. Shareholders may vote <B>&#147;FOR,&#148; &#147;AGAINST&#148;</B> or <B>&#147;ABSTAIN&#148;</B> from voting on Proposal Two. Broker <FONT STYLE="white-space:nowrap">non-votes</FONT> will
not be counted for the purpose of determining whether Proposal Two has been approved. Abstentions will be counted as present and entitled to vote for purposes of Proposal Two and thus will have the same effect as a vote against Proposal Two. As this
is an advisory vote, the outcome of the vote is not binding on the Compensation Committee or the Board of Directors with respect to future executive compensation decisions, including those relating to Farmers&#146; named executive officers or
otherwise. However, the Compensation Committee and the Board of Directors expect to take into account the outcome of the vote when considering future executive compensation decisions.</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>Proposal</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>Vote Required</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"><B>Proposal Three &#151; Ratification of Selection of Independent Registered Public Accounting Firm</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">The proposal to ratify the appointment of Farmers&#146; independent registered public accounting firm requires the affirmative vote of the holders of a majority of the Common Shares present (via the live webcast), represented and
entitled to vote at the Annual Meeting. Shareholders may vote <B>&#147;FOR,&#148;</B> <B>&#147;AGAINST&#148;</B> or <B>&#147;ABSTAIN&#148;</B> from voting on Proposal Three. Abstentions will be counted as present and entitled to vote for purposes of
Proposal Three and thus will have the same effect as a vote against Proposal Three.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"><B>Proposal Four &#151; Adoption and Approval of the Farmers National Banc Corp. 2022 Equity Incentive Plan</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">The adoption and approval of the 2022 Equity Incentive Plan requires the affirmative vote of the holders of a majority of the common shares present (via the live webcast), represented and entitled to vote at the Annual Meeting.
Shareholders may vote &#147;<B>FOR</B>,&#148; &#147;<B>AGAINST</B>&#148; or &#147;<B>ABSTAIN</B>&#148; from voting on Proposal Four. Broker <FONT STYLE="white-space:nowrap">non-votes</FONT> will not be counted for the purpose of determining whether
Proposal Four has been approved. Abstentions will be counted as present and entitled to vote for purposes of Proposal Four and thus will have the same effect as a vote against Proposal Four.</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Under Ohio law, the Articles, and Farmers&#146; Regulations, the nominees for election as directors who receive the
greatest number of votes cast will be elected directors. Each shareholder will be entitled to cast one vote for each Common Share owned, and shareholders may not cumulate votes in the election of directors. Common Shares as to which the authority to
vote is withheld are not counted toward the election of directors. However, the Board of Directors has adopted a &#147;Majority Vote Withheld Policy&#148; in the event that &#147;Withhold Authority&#148;<B> </B>has been indicated by a majority of
the votes cast with respect to any director in an uncontested election. A summary of this policy is set forth under the caption <B>&#147;CORPORATE GOVERNANCE</B><B></B><B>&nbsp;&#151; Policies of</B> <B>the Board of Directors&#148; </B>beginning on
page&nbsp;11 of this proxy statement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_14"></A>CORPORATE GOVERNANCE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_15"></A>The Board of Directors&nbsp;&#151; Independence </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board of Directors is currently comprised of eleven members, four of whom are nominees for <FONT STYLE="white-space:nowrap">re-election</FONT> during
the Annual Meeting. Additional information regarding the director nominees is set forth in &#147;<B>Proposal</B><B></B><B>&nbsp;One &#151; Election of</B> <B>Directors&#148; </B>beginning on page&nbsp;19 of this proxy statement. The Board of
Directors affirmatively determined that each of the directors listed below is an &#147;independent director&#148; under the rules of The NASDAQ Stock Market LLC (&#147;NASDAQ&#148;): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="61%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD WIDTH="35%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Gregory C. Bestic</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Frank J. Monaco</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Anne Frederick Crawford</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Ralph D. Macali</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Terry A. Moore</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Edward&nbsp;W.&nbsp;Muransky</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">David Z. Paull</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">James R. Smail</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Neil J. Kaback</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Richard&nbsp;B.&nbsp;Thompson</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The only director (or director nominee) of Farmers who has been determined by the Board of Directors not to be
independent is Kevin J. Helmick, the Company&#146;s President and Chief Executive Officer. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">During 2021, certain current directors and executive
officers of Farmers, and their associates, were customers of, and had banking transactions with, various subsidiaries of the Company, including Farmers&#146; subsidiary bank, The Farmers National Bank of Canfield (&#147;Farmers Bank&#148;). All
relationships between any director or executive officer and Farmers or any of its subsidiaries were conducted in the ordinary course of business. Farmers encourages its directors and executive officers to maintain these relationships and expects
that these transactions will continue in the future. All loans and loan commitments included in such transactions were made and will be made: (i)&nbsp;in the ordinary course of business; (ii)&nbsp;on substantially the same terms, including interest
rates and collateral, as those prevailing at the time for comparable loans with persons not related to Farmers; and (iii)&nbsp;without more than the normal risk of collectability or present other unfavorable features. After reviewing the details of
these relationships, the Board of Directors has determined that such relationships do not interfere with the exercise of any director&#146;s independent judgment in carrying out his or her responsibilities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In assessing the independence of directors, the Board of Directors also considers the business relationships between Farmers and its directors or their
affiliated businesses other than ordinary banking relationships, if any. Where such business relationships other than ordinary banking relationships exist, the Board of Directors evaluates the scope and nature of each business relationship. There
were no such business relationships between Farmers and its directors or the directors&#146; affiliated companies that were so considered by the Board of Directors in 2021. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_16"></A>Certain Relationships and Related Transactions </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers&#146; Audit Committee is responsible for reviewing and approving, pursuant to the Company&#146;s written policy, all related party transactions
that are material to the Company&#146;s consolidated financial statements or otherwise require disclosure under Item&nbsp;404 of <FONT STYLE="white-space:nowrap">Regulation&nbsp;S-K.</FONT> Extensions of credit by Farmers or any of its subsidiaries
to &#147;insiders&#148; of the Company or its subsidiaries are also regulated by Regulation&nbsp;O adopted under the Federal Reserve Act and the Federal Deposit Insurance Corporation Improvement Act. It is Farmers&#146;
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
policy that any transactions with persons whom Regulation&nbsp;O defines as &#147;insiders&#148; (<I>i.e.</I>, executive officers, directors, principal shareholders and their related interests)
are engaged in the same manner as transactions conducted with all members of the public. Transactions are reviewed and approved by the Board of Directors either on a
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">case-by-case</FONT></FONT> basis (such as loans made by Farmers Bank to an insider) or, in the case of an ongoing relationship, at the outset of the relationship with periodic review.
All loans outstanding to insiders of Farmers at any time since January&nbsp;1, 2021: (i)&nbsp;were made in the ordinary course of business; (ii)&nbsp;were made on substantially the same terms, including interest rates and collateral, as those
prevailing at the time for comparable loans with persons not related to the Company; and (iii)&nbsp;did not involve more than the normal risk of collectability or present other unfavorable features. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_17"></A>Attendance at Meetings </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board
of Directors held 13 meetings during 2021. All incumbent directors attended at least 75% of the total of all meetings of the Board of Directors and any committees thereof on which such director served during the year. In accordance with
Farmers&#146; Corporate Governance Guidelines (the &#147;Corporate Governance Guidelines&#148;), directors are expected to attend all meetings of the Board of Directors, although it is understood that, on occasion, a director may not be able to
attend a meeting. Directors are encouraged to participate in the live webcast of the Annual Meeting. All of the current members of the Board of Directors attended virtually the 2021 Annual Meeting held on April&nbsp;15, 2021, except for Messrs.
Kaback, Monaco and Thompson, each of whom were appointed to the Board of Directors after the date of the 2021 Annual Meeting. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_18"></A>Board
Leadership Structure and Role in Risk Oversight </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">During 2021, the Board of Directors appointed James R. Smail as its <FONT
STYLE="white-space:nowrap">non-executive</FONT> Chairman. As Chairman, Mr.&nbsp;Smail presided over meetings of the Board of Directors, consulted and advised the Board of Directors and its committees on the business and affairs of Farmers, and
performed other responsibilities as may be assigned by the Board of Directors from time to time. The Board of Directors also appointed David Z. Paull as its <FONT STYLE="white-space:nowrap">non-executive</FONT> Vice Chairman. As Vice Chairman,
Mr.&nbsp;Paull presided over meetings of the Board of Directors in the absence of Mr.&nbsp;Smail, and also consulted and advised the Board of Directors and its committees on the business and affairs of Farmers, and performs other responsibilities as
may be assigned by the Board of Directors from time to time. Kevin J. Helmick, as President and Chief Executive Officer, is responsible both for overseeing Farmers&#146;
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> operations and for establishing and leading the execution of the Company&#146;s long-term strategic objectives, subject to the overall direction and
supervision of the Board of Directors and its committees. Farmers does not have a formal policy with respect to separation of the offices of Chairman of the Board and Chief Executive Officer, as the Board of Directors believes that flexibility in
appointing the Chairman of the Board allows the Board of Directors to make a determination as to such position from time to time and in a manner that it believes is in the best interest of Farmers and its shareholders. The Board of Directors
believes that the current structure best serves Farmers because it allows Mr.&nbsp;Helmick to focus on managing the Company&#146;s <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">day-to-day</FONT></FONT> business while allowing an
independent director to lead the Board of Directors in its primary role of review and oversight of management. The Board of Directors also believes that its leadership structure has created an environment of open, efficient communication between the
Board of Directors and management, enabling the Board of Directors to maintain an active, informed role in risk management by being able to monitor and manage those matters that may present significant risks to Farmers. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The role of the Board of Directors in Farmers&#146; risk management process includes reviewing regular
reports from senior management on areas of material risk to the Company, including operational, financial, legal, regulatory and strategic risks. The Board of Directors reviews these reports to enable it to understand and assess Farmers&#146; risk
assessment, risk management and risk mitigation strategies. While the Board of Directors has the ultimate oversight responsibility for the risk management process, various committees of both management and the Board of Directors also have
responsibility for risk management. In accordance with the Board Enterprise Risk Management Committee Charter, the Board Enterprise Risk Management Committee assists the Board of Directors in its oversight of management&#146;s implementation and
enforcement of Farmers&#146; policies, procedures and practices relating to: (i)&nbsp;the management of enterprise-wide risk; (ii)&nbsp;compliance with applicable laws and regulations and the maintenance of appropriate regulatory and economic
capital and reserve levels; and (iii)&nbsp;the Company&#146;s long-term strategic plans and initiatives. In addition, the Audit Committee assists the Board of Directors in overseeing and monitoring management&#146;s conduct of Farmers&#146;
financial reporting process and system of internal accounting and financial controls. Finally, the Compensation Committee oversees the management of risks relating to executive and <FONT STYLE="white-space:nowrap">non-executive</FONT> compensation
plans and arrangements. While each committee oversees certain risks and the management of such risks, the entire Board is regularly informed of such risks through committee reports. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_19"></A>Committees of the Board of Directors </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board of Directors conducts its business through meetings of the Board and the following committees: (i)&nbsp;Audit Committee; (ii)&nbsp;Compensation
Committee; (iii)&nbsp;Corporate Governance and Nominating Committee; (iv)&nbsp;Board Enterprise Risk Management Committee; and (v)&nbsp;Executive Committee. Each committee other than the Executive Committee meets on a regular basis and each
committee reports their deliberations and actions to the full Board of Directors. Each of the committees has the authority to engage outside experts, advisors and counsel to the extent it considers appropriate to assist the committee in its work.
</P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_20"></A>Audit Committee </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Audit Committee assists the Board of Directors in fulfilling its responsibility to oversee the accounting and financial reporting process of the
Company. The Audit Committee also reviews, evaluates and approves all related party transactions. The Audit Committee members currently are Gregory C. Bestic (Chair), Ralph D. Macali, Edward W. Muransky, Frank J. Monaco and Neil J. Kaback, each of
whom also served on the Audit Committee during 2021. The Board of Directors has determined that Mr.&nbsp;Bestic, Mr.&nbsp;Kaback, and Mr.&nbsp;Monaco each qualify as an &#147;audit committee financial expert.&#148; Specifically, the Board of
Directors has determined that Mr.&nbsp;Bestic, Mr.&nbsp;Kaback, and Mr.&nbsp;Monaco each have all of the attributes listed in the definition of an &#147;audit committee financial expert&#148; set forth in the Instruction to Item&nbsp;407(d)(5)(i) of
<FONT STYLE="white-space:nowrap">Regulation&nbsp;S-K</FONT> and in the NASDAQ listing requirements. Mr.&nbsp;Bestic acquired these attributes through education and experience as a certified public accountant and, specifically, as a Principal in
Schroedel, Scullin&nbsp;&amp; Bestic, LLC, a certified public accounting and strategic advisory firm located in Canfield, Ohio. Mr.&nbsp;Kaback acquired these attributes through education and experience as a certified public accountant and,
specifically, as a Partner at Cohen&nbsp;&amp; Company, in their Youngstown, Ohio office. Mr.&nbsp;Monaco acquired these attributes through education and experience as a certified public accountant and, specifically, as a Partner at the 415 Group,
Inc., a certified public accounting, business consulting and IT services firm in Canton, Ohio. All of the Audit Committee members are considered independent for purposes of NASDAQ listing requirements. The Audit Committee operates under a written
charter, which is reviewed annually by the Audit Committee and the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
Board of Directors to reflect current Commission and NASDAQ rules, requirements and best corporate practices. A copy of the current Audit Committee Charter is available on Farmers&#146; website
at <I><U>www.farmersbankgroup.com</U></I>. The Audit Committee held 7 meetings during 2021. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_21"></A>Compensation Committee
</I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee establishes policies and levels of reasonable compensation for the executive officers of the Company and generally
administers the Company&#146;s incentive compensation programs. The Compensation Committee members currently are David Z. Paull (Chair), Anne Frederick Crawford, Terry A. Moore, James R. Smail and Richard B. Thompson, each of whom also served on the
Compensation Committee during 2021. All members of the Compensation Committee are considered independent for purposes of NASDAQ listing requirements. The Compensation Committee operates under a written charter, which is reviewed annually by the
Compensation Committee and the Board of Directors to reflect current Commission and NASDAQ rules, requirements and best corporate practices. A copy of the current Compensation Committee Charter is available on Farmers&#146; website at
<I><U>www.farmersbankgroup.com</U></I>. The Compensation Committee held 7 meetings during 2021. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Pursuant to the terms of its charter, the
Compensation Committee may, in its discretion, delegate all or a portion of its duties and responsibilities to a subcommittee of the Compensation Committee. In addition, the Compensation Committee may invite such members of management to its
meetings, as it may deem desirable or appropriate, consistent with the maintenance of the confidentiality of compensation discussions. In addition, the Compensation Committee may delegate to the Chief Executive Officer, or another executive
designee, the authority to approve salary and other compensation for employees below the executive officer level in accordance with overall pools, policy guidelines and limits approved by the Committee. Pursuant to its charter, the Compensation
Committee has the authority to select, retain, terminate and approve the fees and other retention terms of special counsel or other experts or consultants, as it deems appropriate, without seeking approval of the Board of Directors or management.
Additional information regarding the Compensation Committee&#146;s role is set forth in the <B>&#147;COMPENSATION DISCUSSION AND ANALYSIS&#148; </B>section of this proxy statement, beginning on page&nbsp;28. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_22"></A>Corporate Governance and Nominating Committee </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Corporate Governance and Nominating Committee&#146;s purpose is to: (i)&nbsp;identify and recommend individuals to the Board of Directors for
nomination as members of the Board of Directors and its committees; (ii)&nbsp;promote effective corporate governance, including developing and recommending to the Board of Directors a set of corporate governance principles applicable to the Company;
and (iii)&nbsp;lead the Board of Directors in its annual review of the Board&#146;s performance and the performance of each of its committees. The members of the Corporate Governance and Nominating Committee currently are Terry A. Moore (Chair),
Gregory C. Bestic, Anne Frederick Crawford, and Ralph D. Macali, each of whom also served on the Corporate Governance and Nominating Committee during 2021. All members of the Corporate Governance and Nominating Committee are independent for purposes
of NASDAQ listing requirements. The Board of Directors has adopted a written charter for the Corporate Governance and Nominating Committee and the Corporate Governance Guidelines, both of which are reviewed annually by the Corporate Governance and
Nominating Committee and the Board of Directors to reflect current Commission and NASDAQ rules, requirements and best corporate practices. Copies of the Corporate Governance and Nominating Committee Charter and the Corporate Governance Guidelines
are available on Farmers&#146; website at </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
<I><U>www.farmersbankgroup.com</U></I>. The Corporate Governance and Nominating Committee held 6 meetings during 2021. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_23"></A>Board Enterprise Risk Management Committee </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board Enterprise Risk Management Committee oversees management&#146;s implementation and enforcement of the Company&#146;s policies, procedures and
practices relating to the management of enterprise-wide risk. The members of the Board Enterprise Risk Management Committee currently are James R. Smail (Chair), Edward W. Muransky, David Z. Paull, Frank J. Monaco, Neil J. Kaback and Richard&nbsp;B.
Thompson, each of whom also served on the Board Enterprise Risk Management Committee during 2021. The Board Enterprise Risk Management Committee operates under a written charter, which is reviewed annually by the Board Enterprise Risk Management
Committee and the Board of Directors. A copy of the current Board Enterprise Risk Management Committee Charter is available on Farmers&#146; website at <I><U>www.farmersbankgroup.com</U></I>. The Board Enterprise Risk Management Committee meets on a
regular basis with Mr.&nbsp;Helmick and other executive officers of Farmers. The Board Enterprise Risk Management Committee held 4 meetings during 2021. Additional information regarding the Board Enterprise Risk Management Committee&#146;s role is
set forth in the <B>&#147;COMPENSATION DISCUSSION AND ANALYSIS&#148; </B>section of this proxy statement, beginning on page&nbsp;
28. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_24"></A>Executive Committee </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Executive Committee is authorized to act on behalf of the Board of Directors on all corporate actions for which applicable law does not require
participation by the full Board. All actions taken by the Executive Committee must be reported at the next meeting of the Board of Directors. The current members of the Executive Committee are David Z. Paull (Chair), James R. Smail, Kevin J.
Helmick, and Terry A. Moore, each of whom also served on the Executive Committee during 2021. The Executive Committee operates under a written charter, which is reviewed annually by the Executive Committee and the Board of Directors. A copy of the
current Executive Committee Charter is available on Farmers&#146; website at <I><U>www.farmersbankgroup.com</U></I>. The Executive Committee held 8 meetings in 2021. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_25"></A>Policies of the Board of Directors </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_26"></A>Majority Withheld Vote </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board of Directors recognizes that, pursuant to Section&nbsp;1701.55(B) of the Ohio Revised Code, director nominees who receive the greatest number
of shareholder votes are automatically elected to the Board of Directors, regardless of whether the votes in favor of such nominees constitute a majority of the voting power of Farmers, because our Articles do not include alternative election
standards. Nevertheless, the Board of Directors has adopted a policy that, in an uncontested election, any director nominee who receives a greater number of votes &#147;withheld&#148; from his or her election than votes &#147;for&#148; such election
(a &#147;Majority Withheld Vote&#148;), should promptly tender his or her resignation to the Chairman of the Board of Directors. Thereafter, the Corporate Governance and Nominating Committee will consider the tendered resignation and recommend to
the Board of Directors whether to accept or reject it. In considering whether to recommend to the Board of Directors to accept or reject the tendered resignation, the Corporate Governance and Nominating Committee will consider all information and
factors deemed relevant, including, without limitation: (i)&nbsp;the reasons (if any) given by shareholders as to why they withheld their votes, and (ii)&nbsp;the qualifications and performance of the tendering director(s) and his or her
contributions to the Board of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
Directors and Farmers. The Board of Directors will act on any tendered resignation within 90&nbsp;days following certification of the shareholder vote. Following the Board of Directors&#146;
determination, Farmers will promptly disclose the Board&#146;s decision whether to accept or reject the director&#146;s resignation offer (and, if applicable, the reasons for rejecting the resignation offer) in a press release and in a Current
Report on <FONT STYLE="white-space:nowrap">Form&nbsp;8-K.</FONT> Any director who tenders his or her resignation pursuant to this provision shall not participate in the Corporate Governance and Nominating Committee&#146;s consideration or action by
the Board of Directors regarding whether to accept the resignation offer. If a majority of the Board of Directors receives a Majority Withheld Vote at the same election, then the independent directors who did not receive a Majority Withheld Vote
will consider the resignation offers and whether to accept or reject them. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_27"></A>Director Nominations </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Corporate Governance and Nominating Committee will consider candidates for director, including those recommended by a shareholder who submits the
person&#146;s name and qualifications in writing. Although the Corporate Governance and Nominating Committee has not specified minimum qualifications for a recommended candidate, and does not consider shareholder recommended candidates differently
from other candidates, the Committee considers the fit of an individual&#146;s skills with those of other directors and potential directors in building a Board that is effective and responsive to the needs of the Company and its shareholders. The
following attributes are considered important to such consideration, but all may not necessarily be possessed by any one director candidate: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">personal qualities and characteristics, accomplishments and reputation in the business community, including high personal
and professional values, ethics and integrity; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">current knowledge and contacts in the communities in which Farmers does business; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">ability and willingness to commit adequate time to diligently attend to Board of Directors and committee matters;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">ability to think and act independently yet constructively in a mutually respectful environment; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">diversity of viewpoints, background, experience and other demographics;&nbsp;and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">the ability of the nominee to satisfy the independence requirements of NASDAQ. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">While the Board of Directors does not have a formal diversity policy, diversity of viewpoints, background, experience and other demographics are
criterion on which the Corporate Governance and Nominating Committee bases its evaluation of potential candidates for director positions. When identifying first-time candidates or nominees for director, or in evaluating individuals recommended by
shareholders, the Corporate Governance and Nominating Committee will consider diversity, the current composition of the Board of Directors in light of the diverse communities and geographies Farmers serves, and the interplay of the candidate&#146;s
or nominee&#146;s experience, education, skills, background, gender, race, ethnicity and other qualities and attributes with those of the other Board members. The inclusion of diversity in the listed criteria reflects the Board of Directors&#146;
belief that diversity is an important component of an effective Board and the Corporate Governance and Nominating Committee evaluates each potential director candidate on their specific skills, expertise and background, as well as traditional
diversity concepts. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In addition to recommendations presented by shareholders, the Board of Directors maintains a current
list of potential director candidates that fit the characteristics and qualifications of the Corporate Governance and Nominating Committee, which it considers from time to time to fill director vacancies or for director nominations. The Corporate
Governance and Nominating Committee makes its recommendation regarding nominations to the Board of Directors, and nominees are selected by the Board of Directors. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_28"></A>Board Diversity Matrix </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In 2021, NASDAQ amended its listing rules to require diverse board composition and disclosure of specified diversity metrics, subject to certain
exceptions and transition periods. In accordance with NASDAQ rules, the table below provides the composition of our Board of Directors based on voluntary self-identification of gender identity and other demographics. Each of the categories listed in
the below table has the meaning as it is used in the NASDAQ rules and related guidance and instructions. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="68%"></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="17"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" COLSPAN="16"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>Board Diversity Matrix (As of March&nbsp;17, 2022)</B></P>
<P STYLE="font-size:8pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Total Number of Directors</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="13" ALIGN="center">11</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000"><B>Female</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000"><B>Male</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000"><B><FONT STYLE="white-space:nowrap">Non-Binary</FONT></B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000"><B>Did Not<BR>Disclose<BR>Gender</B></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><B>Part I: Gender Identity</B></P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Directors</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"><FONT STYLE="font-family:Times New Roman">&#150;</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="16" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><B>Part II: Demographic Background</B></P></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:ARIAL"><B>&nbsp;</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">African American or Black</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Alaskan Native or Native American</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Asian</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Hispanic or Latinx</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Native Hawaiian or Pacific Islander</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">White</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">7</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Two or More Races or Ethnicities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">LGBTQ+</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">&#150;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Did Not Disclose Demographic Background</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_29"></A>Code of Regulations </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Under the Regulations, a shareholder entitled to vote for the election of directors who intends to nominate a director for election must deliver written
notice to the Secretary of Farmers no later than 90 days and no earlier than 120&nbsp;days in advance of such meeting; provided, however, that if less than 90 days&#146; notice or prior disclosure of the date of the meeting is given or made to
shareholders, written notice to the Secretary of the Company must be delivered or mailed not later than the close of business on the seventh day following the date on which notice of such meeting is first given or made to shareholders. The Board of
Directors has adopted a policy that annual meetings of shareholders will be held on the third Thursday of April of each year unless and until publicly announced otherwise, consistent with our general past practice and the Regulations. Accordingly,
for purposes of the 2023 Annual Meeting intended to be held on April&nbsp;20, 2023, a nomination of a director for election must be received by Farmers&#146; Secretary no earlier than December&nbsp;21, 2022 and not later than January&nbsp;20, 2023.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">13 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_300"></A>Corporate Governance Guidelines </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Corporate Governance Guidelines also formalize certain aspects of Farmers&#146; shareholder nomination process. Pursuant to the Regulations and/or
the Corporate Governance Guidelines, each shareholder notice must include the following information regarding a director candidate: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">the name, age, business address and residence address of the candidate; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">the information required of director nominees under Item 401(a), (d), (e), and (f)&nbsp;of Regulation <FONT
STYLE="white-space:nowrap">S-K</FONT> (relating to the nature and existence of certain business, family, and/or legal relationships between the candidate and Farmers, as well as the candidate&#146;s prior business and directorship experience);
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">the number and class of all shares of each class of stock of the Company owned of record and beneficially owned by the
candidate, as reported to the nominating shareholder by the candidate; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">the information required of nominees under Item 404(a) of Regulation <FONT STYLE="white-space:nowrap">S-K</FONT>
(relating to the nature and existence of current or potential related party transactions between the candidate and Farmers); </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">a description of why the candidate meets the director criteria set forth in the Corporate Governance Guidelines;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">a qualitative description of the specific talents and skills that the candidate would offer in service to the Company;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">any written or oral agreement or understanding with the nominating shareholder or any other person that relates in any
way to Farmers or how the candidate would vote or serve as a director; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">8.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">a completed copy of the Company&#146;s Questionnaire for New Director Candidates; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">9.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">all financial and business relationships of the candidate, or of any organization of which the candidate is an executive
officer or principal shareholder or otherwise controls, with Farmers, the nominating shareholder or, to the candidate&#146;s knowledge, any other shareholder of the Company that is acting in concert with the nominating shareholder; and
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">10.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">the consent of the candidate to serve as a director of Farmers if so elected. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In addition, the shareholder notice must also include the following information regarding the shareholder making the nomination: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">the name and address of the shareholder making the nomination; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">the number and class of all shares of each class of stock of Farmers owned of record and beneficially owned by the
shareholder; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">a representation that the shareholder is a holder of record of Common Shares entitled to vote at such meeting and intends
to appear in person or by proxy at the meeting to nominate the person specified in the notice; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">d.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">a description of any arrangements between the shareholder and the candidate pursuant to which the nominations are to be
made; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">e.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">a description of any relationships, including business relationships, between the shareholder and the candidate;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">f.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">whether the shareholder is acting in concert with any person with respect to the Common Shares; </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">14 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">g.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">whether the shareholder owns, holds or has the power to vote, individually or in concert with any other person, 5% or
more of any class of voting stock of any other organization that competes with the Company; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">h.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">the information required by Item 401(f) of Regulation <FONT STYLE="white-space:nowrap">S-K</FONT> (relating to the nature
and existence of certain legal proceedings involving Farmers and the nominating shareholder) and whether the shareholder has been or is currently subject to any enforcement action or penalty or, to the shareholder&#146;s knowledge, is currently
under any investigation that could lead to such an enforcement action or penalty or criminal action; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">whether the shareholder is acting on behalf of, or at the request of, any other shareholder; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">j.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">if the shareholder is other than an individual (i)&nbsp;the names of the shareholder&#146;s five most senior executive
officers (or persons performing similar roles), (ii) the names and addresses of each person that has a 10% or more voting, ownership or economic interest in the shareholder and the respective amounts of such interests, (iii)&nbsp;the names and
addresses of each person that would be deemed to control the shareholder and (iv)&nbsp;the name and address of any advisor to the shareholder that has the principal responsibility for its investment or voting decisions. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In the case of any investment fund or similar organization that is a nominating shareholder, these shareholder disclosure obligations shall also apply
to the principal advisor to the fund. Also, if the shareholder is other than an individual, these disclosure requirements apply to the shareholder&#146;s principal shareholders, executive officers and other controlling parties. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">During the course of any candidate&#146;s consideration, the Corporate Governance and Nominating Committee may request additional information through
written director questionnaires and further communications to assess whether the candidate satisfies, in the view of the committee, requirements of the Company&#146;s Corporate Governance Guidelines, Director Code of Ethics, and other policies
applicable to members of the Board of Directors and its committees. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">If a nominating shareholder or director candidate believes that information
supplied in response to any of the above inquiries is confidential, the shareholder or nominee may request confidential treatment for such information. In such event, the information shall be maintained on a confidential basis unless the Corporate
Governance and Nominating Committee is advised by counsel that disclosure is appropriate in connection with the solicitation of proxies relating to the director candidate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In the event that it is subsequently determined that any of the information provided by the candidate or nominating shareholder is materially
inaccurate, a director candidate who provided the materially inaccurate information or whose nominating shareholder provided the materially inaccurate information shall be required to resign from the Board of Directors, and, in the event of a
refusal to resign, such a determination shall constitute grounds for removal from the Board of Directors, unless it is determined by the Corporate Governance and Nominating Committee that the inaccuracy was inadvertent. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_31"></A>Shareholder Proposals for 2023 Annual Meeting </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Proposals by shareholders intended to be presented during the 2023 Annual Meeting must be received by the Secretary of Farmers no later than
November&nbsp;17, 2022, to be eligible </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">15 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
for inclusion in Farmers&#146; proxy, notice of meeting, and proxy statement relating to its 2023 Annual Meeting. Farmers will not be required to include in its proxy, notice of meeting, or proxy
statement, a shareholder proposal that is received after that date or that otherwise fails to meet the requirements for shareholder proposals established by the applicable Commission rules. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">If a shareholder intends to submit a proposal during the 2023 Annual Meeting that is not eligible for inclusion in the proxy materials relating to the
meeting, and the shareholder fails to give the Company notice in accordance with the requirements set forth in the Securities Exchange Act of 1934, as amended (the &#147;Exchange Act&#148;), by January&nbsp;31, 2023, then the proxy holders will be
allowed to use their discretionary authority with respect to such proposal if the proposal is properly raised during the 2023 Annual Meeting. The submission of such a notice does not ensure that a proposal can be raised during the 2023 Annual
Meeting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In each case written notice must be given to Farmers, addressed to its Corporate Secretary, at the following address: 20 South Broad
Street, Canfield, Ohio 44406. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_32"></A>Shareholder Communications with Directors </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">All written communications addressed to an individual director at Farmers&#146; address or to one of the offices of a subsidiary of the Company, except
those clearly of a marketing nature, will be forwarded directly to the director. All written communications addressed to the Board of Directors at Farmers&#146; address or to one of the offices of a subsidiary of the Company will be presented to the
full Board of Directors at a meeting of the Board of Directors. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_33"></A>Section&nbsp;16(a) Beneficial Ownership Reporting Compliance </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Section&nbsp;16(a) of the Exchange Act requires Farmers&#146; directors, officers and persons who own beneficially more than 10% of its Common Shares
(&#147;Section&nbsp;16 Filers&#148;) to file reports of ownership and transactions in the Common Shares with the Commission and to furnish the Company with copies of all such forms filed. Based solely on the review of copies of reports furnished to
us or written representations that no reports were required, we believe that all Section&nbsp;16(a) filing requirements were met in the last fiscal year by our Section&nbsp;16 Filers, with the following exceptions: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">A Form 4 filing on behalf of director Edward W. Muransky for Common Shares acquired on July&nbsp;30, 2021 and
August&nbsp;2, 2021 was inadvertently filed late on August&nbsp;24, 2021 to report the transactions by Mr.&nbsp;Muransky. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">A Form 3 filing on behalf of officer James M. Gasior on November&nbsp;9, 2021 inadvertently (i)&nbsp;understated the number
of Common Shares Mr.&nbsp;Gasior held directly, and (ii)&nbsp;omitted the number of Common Shares held indirectly by Mr.&nbsp;Gasior in the Company&#146;s 401(k) Plan, and subsequently, the Common Shares were inadvertently omitted from a Form 4
filing. An amendment of Mr.&nbsp;Gasior&#146;s Form 3 filing was subsequently made on November&nbsp;22, 2021 to report the correct number of Common Shares held by Mr.&nbsp;Gasior. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">A Form 3 filing on behalf of officer Timothy Carney on November&nbsp;9, 2021 inadvertently (i)&nbsp;understated the number
of Common Shares Mr.&nbsp;Carney held directly, and (ii)&nbsp;omitted the number of Common Shares held indirectly by Mr.&nbsp;Carney in the Company&#146;s 401(k) Plan, and subsequently, the Common Shares were inadvertently omitted from a Form 4
filing. Amendments of Mr.&nbsp;Carney&#146;s Form 3 filing were subsequently made on November&nbsp;22, 2021, February&nbsp;2, 2022 and February&nbsp;3, 2022 to report the correct number of Common Shares held by Mr.&nbsp;Carney.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">16 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_34"></A>ENVIRONMENTAL, SOCIAL AND GOVERNANCE PRACTICES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following sections describe Farmers&#146; efforts and commitment to promote environmental sustainability, social responsibility and sound corporate
governance. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_35"></A>Environmental Sustainability </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers has and continues taking steps to reduce our carbon footprint across all aspects of our operations and service delivery channels. In the last
decade Farmers has expanded our technology to significantly reduce paper usage and waste by introducing mobile banking, <FONT STYLE="white-space:nowrap">e-signatures,</FONT> electronic documents for loan applications, account openings, paperless
statements as well as many of our internal communications and documentation. In the last three years Farmers has transitioned 90% of its previously <FONT STYLE="white-space:nowrap">all-paper</FONT> HR processes (applications, employee records,
performance reviews) to digital records eliminating the need for hard copy employee files. We have also increased our use of digital media and video conferencing to reduce employee travel between locations and the needless printing of notes. In
addition, we continue to develop technology-based solutions for our clients and our employees. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Particularly as we continue to provide remote work
opportunities and flexible scheduling options to employees, we are currently and will continue to evaluate our overall office space needs. New branches are constructed using a smaller floor plan and motion sensor lighting to reduce energy
consumption. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_36"></A>Social Responsibility </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers, through its subsidiaries, has always been a strong supporter of the communities in which we work and live. Last year, Farmers donated more than
$400,000 to <FONT STYLE="white-space:nowrap">non-profit</FONT> organizations, charitable enterprises and community organizations. Farmers is proud to have partnered with Akron Children&#146;s Hospital, The Beatitude House, Apprisen, and many local
foodbanks and Boys&nbsp;&amp; Girls Clubs across our entire footprint. Along with financial support, Farmers&#146; executives have recently and successfully served as Campaign Chairs for United Way and The American Heart Association. As Chair for
the United Way, CEO Kevin Helmick led the second-most successful campaign ever in Mahoning Valley, raising over $3.38&nbsp;million dollars. Additionally, our employees gave generously of their time and money working on community service projects
throughout the year and donating to local charities as well as national organizations such as United Way. In 2021 our employees pledged approximately $45,000 to United Way. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In addition to being good corporate citizens for our communities, Farmers is focused on enhancing our culture and environment internally. As in 2020,
when the <FONT STYLE="white-space:nowrap">COVID-19</FONT> pandemic created unprecedented challenges around the world, 2021 had significant disruptions that greatly affected our employees. Farmers continues to provide remote work opportunities to
employees as well as flexible scheduling options. The Company also instituted new compensation guidelines resulting in increases for the majority of our front-line staff. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers firmly believes that we have an obligation to lead the way in ensuring a comfortable and supportive culture. Our Diversity and Inclusion
Statement clearly establishes our commitment to fairness and inclusivity: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">17 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><I>WE STAND STRONGER TOGETHER </I></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Farmers is not merely a bank. Farmers is a Community Bank.&nbsp;We embrace a business model reflective of the human diversity, values and strengths
of the local communities we serve.</I></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>As our communities grow in diversity, Farmers is growing its capacity as a corporate citizen promoting and
honoring diversity, inclusion and equality among our stakeholders&#151;shareholders, employees, customers, vendors and communities.</I></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Our
commitment is reflected in our equitable hiring and loan-making policies, our vendor selection, and our enlightened and substantial charitable giving program. </I></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Promoting diversity is both the morally correct and intelligent thing to do, because our stakeholders stand stronger together when differences are
respected, valued and celebrated. </I></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers is proud to employ a diverse workforce that includes an executive management team that is 20%
minority and/or female. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_37"></A>Corporate Governance </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Company is committed to maintaining a culture of strong corporate governance through the dedicated adherence to the rules and regulations as defined
by the Federal Reserve, Office of the Comptroller of Currency, the Commission, NASDAQ and all federal, state and local laws. Oversight is maintained by our Board of Directors, the Audit and Board Enterprise Risk Management Committees of the Board of
Directors, as well as through internal controls of Farmers Bank, along with regular, consistent reviews by our independent registered public accounting firm and banking regulators. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Our Code of Business Conduct and Ethics can be found on Farmers&#146; website at <I><U>www.farmersbankgroup.com</U></I> under the &#147;Investor
Relations&#148; section. Additionally, Farmers Bank maintains an internal board of directors consisting of the Farmers Bank&#146;s executive management team. Both the Farmers Board of Directors and the Farmers Bank board of directors meet monthly to
plan strategy, execute tactics and review the health and soundness of the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers is committed to doing the right thing for each of our
four constituencies: Shareholders, Clients, Employees and our Communities. We will conduct our business in accordance with our Core Values of <I>Integrity, Respect, Diligence, Stewardship, Commitment, Relationship</I>s and <I>Performance</I>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Additional information regarding our corporate governance practices is set forth in the discussion under the caption <B>&#147;CORPORATE GOVERNANCE&#148;
</B>beginning on page&nbsp;7 of this proxy statement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">18 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_38"></A>PROPOSAL&nbsp;ONE&nbsp;&#151; ELECTION OF DIRECTORS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In accordance with the provisions of Farmers&#146; Regulations, the Board of Directors has fixed the number of directors at eleven for the upcoming
Annual Meeting. The Board of Directors is currently divided into three classes, each with three-year terms. This year, the Corporate Governance and Nominating Committee has recommended to the Board of Directors the
<FONT STYLE="white-space:nowrap">re-nomination</FONT> of four of the Class&nbsp;III directors for election to serve as Class&nbsp;III directors for terms of three years to expire at the Annual Meeting of Shareholders to be held in 2025. If these
nominees are elected, there will be four directors serving in Class&nbsp;I, three directors serving in Class&nbsp;II, and four directors serving in Class&nbsp;III. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Set forth below for each of the nominees for election and for each director whose term will continue after the Annual Meeting is a brief statement,
including age, principal occupation and business experience during at least the past five years. In addition, the following information provides the Corporate Governance and Nominating Committee&#146;s evaluation regarding the nomination of the
director nominees and the key attributes, skills, and qualifications presented by the director nominees and the continuing directors. The following information, as of March&nbsp;8, 2022, with respect to the age, principal occupation or employment,
other affiliations and business experience during at least the last five years of each director and director nominee, has been furnished to Farmers by each director nominee and director. Except where indicated, no corporation is a parent,
subsidiary, or other affiliate of Farmers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Proxies cannot be voted for a greater number of persons than the number of nominees named in this proxy
statement. If any nominee should become unavailable to serve for any reason, it is intended that votes will be cast for a substitute nominee designated by the Corporate Governance and Nominating Committee and approved by the Board of Directors. The
Corporate Governance and Nominating Committee has no reason to believe that any nominee named will be unable to serve if elected. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>THE BOARD OF
DIRECTORS UNANIMOUSLY RECOMMENDS A VOTE &#147;FOR&#148; </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>EACH OF THE FOLLOWING DIRECTOR NOMINEES. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">19 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>NOMINEES FOR ELECTION AS CLASS&nbsp;III DIRECTORS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>(Term Expiring in 2025) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="31%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="64%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Age</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>Principal Occupation for Past Five Years and Other
Information</B></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Ralph D. Macali</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Macali has served as a director of Farmers since 2001 and is a member of the Audit and Corporate Governance and Nominating Committees. Mr.&nbsp;Macali is the Vice President of Palmer J. Macali, Inc., which owns and
operates a retail grocery supermarket, and a partner in P.M.R.P. Partnership, which owns commercial and residential real estate. The Corporate Governance and Nominating Committee believes that the attributes, skills and qualifications
Mr.&nbsp;Macali has developed through his education and business leadership experiences in the Mahoning Valley business market, as well as his experience as a director of Farmers, allow him to provide continued regional business and leadership
expertise to the Board of Directors.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Frank J. Monaco</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Monaco has served as a director of Farmers since 2021 and is a member of the Audit and Board Enterprise Risk Management Committees. Mr.&nbsp;Monaco is a Senior Partner at the 415 Group, Inc., a certified public
accounting, business consulting and IT services firm in Canton, Ohio. In this role, Mr.&nbsp;Monaco leads the consulting division of the firm, which includes business and estate planning, business valuations and merger support. Mr.&nbsp;Monaco has
been with 415 Group for 27 years and previously served as Managing Partner from 2003-2019. He holds accreditations of Certified Public Accountant (CPA) and is Certified in Financial Forensics (CFF), along with being Accredited in Business Valuation
(ABV) and part of the National Association of Certified Valuation Analysts (CVA). Mr.&nbsp;Monaco also is an active member of his community, serving on or having served on a variety of boards of directors including the Canton Regional Chamber of
Commerce, Stark Development Board, Stark County Port Authority and the Pro Football Hall of Fame. The Corporate Governance and Nominating Committee believes that the attributes, skills and qualifications Mr.&nbsp;Monaco has developed through his
educational background in business and accounting, as well as his business and leadership experiences as a certified public accountant and managing partner of a firm, allow him to provide accounting, local business, and leadership expertise to the
Board of Directors.</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">20 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="31%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="64%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Age</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>Principal Occupation for Past Five Years and Other
Information</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Edward W. Muransky</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Muransky has served as a director of Farmers since 2017 and is a member of the Audit Committee and Board Enterprise Risk Management Committee. Since 2012, Mr.&nbsp;Muransky has served as Chairman of the Board of The
Muransky Companies, a multifaceted business management company, Chairman and Chief Executive Officer of Southwoods Health, and Chairman and Chief Executive Officer of Chestnut Land Company, the parent company for Auntie Anne&#146;s Soft Pretzel
franchises operating throughout the United States. Mr.&nbsp;Muransky serves on boards of directors of a number of charitable and educational organizations in the Youngstown, Ohio and Mahoning Valley, Ohio region, including the Youngstown State
University Foundation and the Youngstown/Warren Regional Chamber of Commerce. The Corporate Governance and Nominating Committee believes that the attributes, skills and qualifications Mr.&nbsp;Muransky has developed through his significant business
and leadership experiences allow him to provide leadership and business expertise to the Board of Directors.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Richard B. Thompson</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">73</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Thompson has served as a director of Farmers since 2021 and is a member of the Board Enterprise Risk Management and Compensation Committees. Mr.&nbsp;Thompson has had an extensive background in the private and public
sectors for more than 40 years. A graduate of Youngstown State University with a degree in Electrical Engineering, he began his career in 1972 as an Electrical Engineer for The Packard Electric Company. Mr.&nbsp;Thompson <FONT
STYLE="white-space:nowrap">co-founded</FONT> <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Therm-O-Link</FONT></FONT> Inc., a manufacturer of electrical wire and cable and was an active partner in the business until
1994.&nbsp;Recently, Mr.&nbsp;Thompson has focused on the revitalization of his beloved town of Kinsman, Ohio, including the reopening of the local grocery store and hardware store, as well as starting a successful architectural millwork company,
Stratton Creek Woodworks. Mr.&nbsp;Thompson also serves on the board of directors for Hiram College, The Youngstown State University Foundation, The Northern Trumbull County Community Foundation, The Kinsman Public Library, The Kinsman United
Methodist Church and Trumbull Family Fitness. The Corporate Governance and Nominating Committee believes that the attributes, skills and qualifications Mr.&nbsp;Thompson has developed through his business and leadership experiences allow him to
provide leadership and business expertise to the Board of Directors.</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">21 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>CLASS I DIRECTORS CONTINUING IN OFFICE </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>(Term Expiring in 2023) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="31%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="62%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Age</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>Principal Occupation for Past Five Years and Other
Information</B></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Gregory C. Bestic</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Bestic has served as a director of Farmers since 2011 and is Chair of the Audit Committee and a member of the Corporate Governance and Nominating Committee. Mr.&nbsp;Bestic also serves as a director of Farmers Trust
Company, a Farmers subsidiary. Mr.&nbsp;Bestic is a Principal in Schroedel, Scullin&nbsp;&amp; Bestic, LLC, a certified public accounting and strategic advisory firm located in Canfield, Ohio. Mr.&nbsp;Bestic has practiced with Schroedel,
Scullin&nbsp;&amp; Bestic, LLC and its predecessor firm since 1980. Mr.&nbsp;Bestic is a certified public accountant, a certified forensic accountant (Diplomate of the American Board of Forensic Accounting), a fellow of the American College of
Forensic Examiners, and is designated as a Chartered Global Management Accountant. He serves or has served on a number of <FONT STYLE="white-space:nowrap">non-profit</FONT> community and civic boards in the Mahoning Valley, including the Cardinal
Joint Fire District, Salem Regional Medical Center and the Advisory Committee of the Accounting and Finance Department of Youngstown State University. The Corporate Governance and Nominating Committee believes that the attributes, skills and
qualifications Mr.&nbsp;Bestic has developed through his educational background in business and accounting, as well as his business and leadership experiences in the Mahoning Valley, allow him to provide accounting, local business, and corporate
governance expertise to the Board of Directors.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Helmick has served as a director of Farmers since 2014, as the President and Chief Executive Officer of Farmers since November 2013, and is a member of the Executive Committee. Prior to his appointment as President and
Chief Executive Officer, Mr.&nbsp;Helmick served as the Executive Vice President and Secretary of the Company and Executive Vice President &#150; Retail and Wealth Management of Farmers Bank since January 2012. Prior to that, Mr.&nbsp;Helmick served
as the Vice President of Wealth Management and Retail Services of Farmers Bank since 2008. The Corporate Governance and Nominating Committee believes that the attributes, skills and qualifications Mr.&nbsp;Helmick has developed through his education
and experiences in the banking and financial services industries, as well as his significant past leadership positions with Farmers, allow him to provide continued business and leadership insight to the Board of
Directors.</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">22 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="31%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="62%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Age</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>Principal Occupation for Past Five Years and Other
Information</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Neil J. Kaback</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Kaback has served as a director of Farmers since 2021 and is a member of the Audit and Board Enterprise Risk Management Committees. Mr.&nbsp;Kaback currently serves as a Partner, Assurance, at Cohen&nbsp;&amp; Company,
in their Youngstown, Ohio office. He has spent more than 30 years assisting clients and companies in the manufacturing, distribution, transportation, automotive and service industries. Mr.&nbsp;Kaback holds accreditations of certified public
accountant and chartered global management accountant and is a member of the Ohio Society of Certified Public Accountants and American Institute of Certified Public Accountants. Mr.&nbsp;Kaback currently serves or has served on a variety of boards
of directors including the Youngstown Warren Regional Chamber, United Way of Youngstown and the Mahoning Valley, Trumbull Memorial Health Foundation and GOJO Industries. The Corporate Governance and Nominating Committee believes that the attributes,
skills and qualifications Mr.&nbsp;Kaback has developed through his educational background in business and accounting, as well as his business and leadership experiences as a certified public accountant and in the in the Mahoning Valley, allow him
to provide accounting and local business expertise to the Board of Directors.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Terry A. Moore</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Moore has served as a director of Farmers since 2014 and is the Chair of the Corporate Governance and Nominating Committee and a member of the Executive and Compensation Committees. Mr.&nbsp;Moore is a member of the
Management Committee of Krugliak Wilkins Griffiths&nbsp;&amp; Dougherty, a law firm located in Canton, Ohio, with which Mr.&nbsp;Moore has practiced as an attorney since 1990 and served as Managing Partner until 2019. Mr.&nbsp;Moore serves on the
board of directors of Mercy Medical Center, a <FONT STYLE="white-space:nowrap">non-profit</FONT> hospital based in Canton, and the Mercy Medical Center Development Foundation, as an advisory board member for Malone University, a <FONT
STYLE="white-space:nowrap">non-profit</FONT> university based in Canton, and as a trustee for the Hoover Foundation, a <FONT STYLE="white-space:nowrap">non-profit</FONT> foundation based in Canton. The Corporate Governance and Nominating Committee
believes that the attributes, skills and qualifications Mr.&nbsp;Moore has developed through his educational background in law, as well as his business and leadership experiences with his law firm and in Stark County, allow him to provide
leadership, local business, and corporate governance expertise to the Board of Directors.</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">23 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>CLASS&nbsp;II DIRECTORS CONTINUING IN OFFICE </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>(Term Expiring in 2024) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="31%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="62%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Age</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>Principal Occupation for Past Five Years and Other
Information</B></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Anne Frederick Crawford</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Ms.&nbsp;Crawford has served as a director of Farmers since 2004 and is a member of the Compensation and Corporate Governance and Nominating Committees. Ms.&nbsp;Crawford is a self-employed attorney located in Canfield, Ohio,
concentrating her law practice in the areas of probate and estate planning for her entire career. Ms.&nbsp;Crawford is also actively involved with a number of significant <FONT STYLE="white-space:nowrap">non-profit</FONT> organizations and community
initiatives in and outside the Mahoning Valley including the Epilepsy Association in Cleveland, Ohio. Ms.&nbsp;Crawford had brain surgery for epilepsy in 1999, and has used her <FONT STYLE="white-space:nowrap">pre-</FONT> and post-surgery
disabilities to assist clients, especially the elderly and their families, with accepting assistance while retaining independence. The Corporate Governance and Nominating Committee believes that the attributes, skills and qualifications
Ms.&nbsp;Crawford has developed through her education and extensive experiences in the legal field and the Mahoning Valley business market, her experiences through facing personal adversity, and her experience as a director of Farmers, allow her to
provide legal and local business expertise to the Board of Directors.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">David Z. Paull</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Paull has served as a director of Farmers since 2011 and is Vice Chair of the Board of Directors, Chair of the Compensation and Executive Committees and a member of the Board Enterprise Risk Management Committee.
Mr.&nbsp;Paull retired in February 2014 from serving as the Vice President, HR Operations and Labor Relations, for RTI International Metals, Inc., where he had previously been responsible for human resource activities for all domestic manufacturing
locations in the United States. Mr.&nbsp;Paull has 36 years of experience working in and managing all aspects of the human resources and employee benefits functions, significant experience in corporate strategic and succession planning with both <FONT
STYLE="white-space:nowrap">for-profit</FONT> and nonprofit enterprises, and has served as a member of the board of directors and executive committee of the Youngstown Warren Regional Chamber of Commerce. The Corporate Governance and Nominating
Committee believes that the attributes, skills and qualifications Mr.&nbsp;Paull has developed through his extensive business experience in the Mahoning Valley business market, as well as his knowledge and experience in the field of human resources
and related areas of executive compensation and benefits, allow him to provide compensation-related and local business expertise to the Board of Directors.</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">24 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="31%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="62%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Age</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>Principal Occupation for Past Five Years and Other
Information</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">James R. Smail</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">75</TD>
<TD NOWRAP VALIGN="top">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mr.&nbsp;Smail has served as a director of Farmers since 2015 and is Chair of the Board of Directors, Chair of the Board Enterprise Risk Management Committee and a member of the Executive and Compensation Committees.
Mr.&nbsp;Smail also serves as Chair of the Board of Directors of Farmers Trust Company, a Farmers subsidiary. Mr.&nbsp;Smail has served as Chairman, Director and Chief Executive Officer of J.R. Smail, Inc. since 1975, and served as Chairman and
Director of Monitor Bancorp, Inc. from 1972 through August, 2017. The Corporate Governance and Nominating Committee believes that the attributes, skills and qualifications Mr.&nbsp;Smail has from his experience in managing businesses and his
experience in the financial institution industry, as well as his entrepreneurial skills, allow him to provide valuable insights to the Board of Directors in evaluating the business conditions in markets in which the Company operates, as well as
setting corporate strategy.</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">25 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_39"></A>BENEFICIAL OWNERSHIP OF MANAGEMENT AND CERTAIN BENEFICIAL OWNERS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following table sets forth information as of March&nbsp;8, 2022, regarding beneficial ownership of the Common Shares by each director, each director
nominee, each of the named executive officers of Farmers appearing in the <B>Summary</B> <B>Compensation Table</B>, all directors, named executive officers, and other executive officers of the Company as a group, and each person known to Farmers to
own 5% or more of its Common Shares. In addition, unless otherwise indicated, all persons named below can be reached at Farmers National Banc Corp., 20 South Broad Street, Canfield, Ohio 44406. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="73%"></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total<BR>Beneficial</B><br><B>Ownership<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Percent of</B><br><B>Outstanding<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Gregory C. Bestic</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56,097</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Anne Frederick Crawford</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">87,487</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Neil J. Kaback</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,097</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Ralph D. Macali</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">60,536</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Frank J. Monaco</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,315</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top"> (6)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Terry A. Moore</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58,340</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Edward W. Muransky</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">104,482</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">David Z. Paull</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45,042</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(9) </SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">James R. Smail</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,675,017</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4.93</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Richard B. Thompson</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">301,268</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(11)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,747</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top"> (12)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">71,537</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(13)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">167,555</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(14)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,262</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(15)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38,345</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(16)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,211</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(17)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Total (16&nbsp;directors and executive officers)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,767,337</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8.14</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="5"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD>
<TD HEIGHT="5" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><B>5% Or Greater Shareholders</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Black Rock, Inc.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;55 E. 52<SUP STYLE="font-size:85%; vertical-align:top">nd</SUP> Street</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;New York, NY 10055</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">2,007,713</TD>
<TD NOWRAP VALIGN="top"><SUP STYLE="font-size:85%; vertical-align:top">(18)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">5.90</TD>
<TD NOWRAP VALIGN="top">%&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Less than 1% </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">The amounts shown represent the total outstanding Common Shares beneficially owned by the individuals or the Common
Shares issuable upon the exercise of stock options within 60 days of March&nbsp;8, 2022 (although no such stock options were outstanding on that date). Unless otherwise indicated, each individual has sole voting and dispositive power with respect to
the Common Shares indicated. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">For all directors and executive officers, the percentage of class is based upon the sum of: (i) 34,004,914 Common Shares
issued and outstanding on March&nbsp;8, 2022; and (ii)&nbsp;the number of Common Shares, if any, as to which the named individual or group has the right to acquire beneficial ownership upon the exercise of stock options within 60 days of
March&nbsp;8, 2022 (although no such stock options were outstanding on that date). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Bestic owns his Common Shares jointly with his spouse and he shares voting and dispositive power with respect
thereto. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 73,025 Common Shares held by a trust over which Ms.&nbsp;Crawford and her spouse are trustees and she
shares voting and dispositive power thereto with her spouse, (ii) 10,293 Common Shares held by trusts over which Ms.&nbsp;Crawford&#146;s </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">26 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">
spouse is trustee with voting and dispositive power, and (iii) 4,034 Common Shares held in IRAs in Ms.&nbsp;Crawford&#146;s name. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 9,189 Common Shares held in Mr.&nbsp;Macali&#146;s IRA, (ii) 36,750 Common Shares held by a
partnership over which Mr.&nbsp;Macali has sole voting and dispositive power, and (iii) 503 Common Shares owned by Mr.&nbsp;Macali&#146;s spouse over which his spouse has voting and dispositive power. Amount does not include 20,507 Common Shares
held by a trust over which Mr.&nbsp;Macali has voting and dispositive power but disclaims beneficial ownership. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes 5,000 Common Shares Mr.&nbsp;Monaco owns jointly with his spouse and he shares voting and dispositive
power with respect thereto. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 10,100 Common Shares Mr.&nbsp;Moore owns jointly with his spouse with respect to which he shares
voting and dispositive power, (ii) 6,700 Common Shares held in Mr.&nbsp;Moore&#146;s IRA, and (iii) 9,862 Common Shares owned directly and indirectly by Mr.&nbsp;Moore&#146;s spouse, over which Mr.&nbsp;Moore&#146;s spouse has voting and dispositive
power. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 9,900 Common Shares held in Mr.&nbsp;Muransky&#146;s IRA, (ii) 37,206 Common Shares held in the
Edward W. Muransky Trust, and (iii) 2,900 Common Shares owned by Mr.&nbsp;Muransky&#146;s spouse. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 29,723 Common Shares jointly owned with Mr.&nbsp;Paull&#146;s spouse, over which Mr.&nbsp;Paull
shares voting and dispositive power, and (ii) 4,845 Common Shares held in Mr.&nbsp;Paull&#146;s IRA. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 9,034 Common Shares held in the James Smail IRA, and (ii) 12,807 Common Shares held in the James R.
Smail Trust. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(11)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes 299,665 Common Shares held in the Richard B. Thompson Trust. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(12)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes 1,000 Common Shares included in Mr.&nbsp;Adair&#146;s IRA. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(13)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 60,755 Common Shares Mr.&nbsp;Culp owns jointly with his spouse with respect to which he shares
voting and dispositive power, and (ii) 10,024 Common Shares held by Mr.&nbsp;Culp in the Company&#146;s 401(k) Plan. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(14)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 89,525 Common Shares Mr.&nbsp;Helmick owns jointly with his spouse with respect to which he shares
voting and dispositive power, (ii) 4,032 Common Shares held in Mr.&nbsp;Helmick&#146;s IRA, (iii) 2,440 Common Shares held in Mr.&nbsp;Helmick&#146;s spouse&#146;s IRAs, (iv) 24,488 Common Shares owned by Mr.&nbsp;Helmick&#146;s children over which
Mr.&nbsp;Helmick has voting and dispositive power, and (v) 13,329 Common Shares held in the Company&#146;s 401(k) Plan. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(15)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes 29,351 Common Shares owned jointly with Mr.&nbsp;Shaffer&#146;s spouse with respect to which he shares
voting and dispositive power. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(16)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes 2,000 Common Shares Ms.&nbsp;Soukenik owns jointly with her spouse with respect to which she shares
voting and dispositive power. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(17)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount includes (i) 2,400 Common Shares included in Mr.&nbsp;Wenick&#146;s IRA, and (ii) 5,104 Common Shares
Mr.&nbsp;Wenick owns jointly with his spouse and he shares voting and dispositive power with respect thereto. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="7%" VALIGN="top" ALIGN="left">(18)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">According to a Schedule 13G/A filed February&nbsp;1, 2022, Blackrock, Inc. possessed sole power to vote with respect to
1,948,612 of these Common Shares, sole power to direct the disposition with respect to all of these Common Shares, and shared power to vote and shared power to direct the disposition with respect to none of these Common Shares.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">27 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_40"></A>COMPENSATION DISCUSSION AND ANALYSIS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_41"></A>Introduction </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following
Compensation Discussion and Analysis provides information regarding Farmers&#146; executive compensation programs and includes the following segments: (i)<B>&nbsp;Executive Summary</B>, (ii)<B>&nbsp;Compensation Committee&#146;s Philosophy on
Executive Compensation</B>, (iii) <B>2021</B> <B>Named Executive Officers Compensation</B>, and (iv)<B>&nbsp;Other Elements of our Executive Compensation Programs</B>. For 2021, our named executive officers were: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="34%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="65%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>Title</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">President and Chief Executive Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Executive Vice President, Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Former Senior Executive Vice President, Chief Financial Officer and Secretary</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Executive Vice President, Chief Credit Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber&nbsp;Wallace&nbsp;Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Executive Vice President, Chief Retail and Marketing Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Executive Vice President, Chief Wealth Management Officer</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-2.00em; font-size:10pt; font-family:ARIAL">(1)&#8194;&#8201;Mr.&nbsp;Adair was appointed Executive Vice President of Finance of Farmers Bank effective June&nbsp;21, 2021
and assumed the role of Executive Vice President and Chief Financial Officer of Farmers Bank and the Company on August&nbsp;15, 2021.</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:2.00em; text-indent:-2.00em; font-size:10pt; font-family:ARIAL">(2)&#8194;&#8201;Mr.&nbsp;Culp retired effective August&nbsp;15, 2021.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:2.00em; text-indent:-2.00em; font-size:10pt; font-family:ARIAL">(3)&#8194;&#8201;Mr.&nbsp;Shaffer was appointed Interim Chief Credit Officer effective January&nbsp;1, 2021. Effective
March&nbsp;15, 2021, Mr.&nbsp;Shaffer was promoted to Executive Vice President of the Company and Chief Credit Officer of Farmers Bank.</P></TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><U><A NAME="toc201066_42"></A>Executive Summary </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers continued to deliver strong financial performance in 2021, in terms of both past performance and relative to the performance of our peer
financial institutions. We also believe that the compensation of our executive team continued to reflect their successful efforts in strong alignment with the Company&#146;s financial performance. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_43"></A>2021 Financial Performance Highlights </I></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Our 2021 adjusted net income increased to $62.3&nbsp;million, or $2.13 earnings per diluted share, compared to
$44.1&nbsp;million or $1.55 earnings per diluted share for 2020. This financial metric was one of the three objective elements of our 2021 annual cash incentive plan (the &#147;Annual Incentive Plan&#148;). The target performance level for this
metric was $1.39 and the maximum was $1.46, so our strong performance resulted in payouts to our named executive officers at the maximum level of 150% on this financial performance metric. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Our 2021 annualized return on average assets as adjusted was 1.83% compared to 1.55% for 2020. This financial metric was
the second objective element of our Annual Incentive Plan, with a target of 1.30% and a maximum of 1.37%, so our performance on this metric resulted in payouts at the maximum level of 150% on this financial performance metric. </P></TD></TR></TABLE>

 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">28 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Our 2021 efficiency ratio as adjusted improved to 46.33% compared to 51.52% for 2020. This financial metric was the third
objective element of our Annual Incentive Plan, with a target level of 55.00% and a maximum of 53.75%, so our improved performance resulted in payouts at the maximum level of 150% on this financial performance metric. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">On November&nbsp;1, 2021, we completed the acquisition by merger of Cortland Bancorp. (&#147;Cortland&#148;), the holding
company for The Cortland Savings and Banking Company, with branches located in Trumbull, Mahoning, Portage, Summit and Cuyahoga Counties in Ohio. The transaction increases our market share in those counties and enables Farmers to continue building
local scale throughout Northeast Ohio. Our 2021 financial information summarized above was adjusted for <FONT STYLE="white-space:nowrap">non-recurring</FONT> expenses, including expenses incurred in connection with the Cortland merger.
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Farmers is proud to have delivered strong financial performance again despite the ongoing economic and operational
challenges stemming from the <FONT STYLE="white-space:nowrap">COVID-19</FONT> pandemic. With a focus on staying the course in terms of our traditional conservative values, adapting efficiently to emerging marketplace opportunities, and catering to
the needs of the communities we serve, we continue to deliver record earnings and superior returns to our stakeholders. The Compensation Committee monitored closely the potential impacts of the <FONT STYLE="white-space:nowrap">COVID-19</FONT>
pandemic on Farmers&#146; pay programs during 2021 and, based on the consistent financial performance of Farmers despite the challenges posed by the ongoing pandemic, ultimately determined that no adjustments were warranted with respect to base pay,
the objective performance metrics and targets of the annual incentive plan, or outstanding awards under the long-term incentive plan. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_44">
</A>2021 Significant Compensation Results </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_45"></A>Annual Incentive Compensation Results from Financial Performance
</I></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">We maintained the structure of our Annual Incentive Plan for executive officers in 2021, comprised of three objective
corporate level financial metrics: (i)&nbsp;earnings per share, (ii)&nbsp;annualized return on average assets, and (iii)&nbsp;corporate efficiency ratio. Mr.&nbsp;Shaffer, Ms.&nbsp;Soukenik and Mr.&nbsp;Wenick had additional objective metrics based
on their respective areas of responsibility. We also retained a subjective element for each named executive officer, with a weighting of 20% for Messrs. Helmick, Culp and Adair, 15% for Mr.&nbsp;Shaffer, 10% for Ms.&nbsp;Soukenik and 25% for
Mr.&nbsp;Wenick. The subjective factor is evaluated based on a scorecard assessment of each individual&#146;s performance. All elements and results of our 2021 Annual Incentive Plan for our named executive officers is more fully described under
&#147;<B>2021 Named Executive Officers Compensation</B> &#150; <I>Annual Incentive Plan</I>&#148; beginning on page 34. The following is a tabular summary of our objective 2021 Annual Incentive Plan payouts based on our 2021 adjusted financial
results: </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="68%"></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Performance Metrics</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Actual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payout&nbsp;%</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Earnings Per Share</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2.13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Return on Average Assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.30%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.83%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Efficiency Ratio</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55.00%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46.33%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_46"></A>Long-term Incentive Compensation Results from Financial Performance </I></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">During 2021 we continued to grant equity-based long-term incentive compensation awards under our 2017 Equity Incentive Plan
and cash-based long-term incentive </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">29 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">
compensation awards under our long-term cash incentive compensation plan (&#147;LTI Cash Program&#148;) to help achieve our recruiting, retention, and long-term performance goals. We maintained
the following allocation of our total long-term compensation target opportunities: 25% service-based equity awards subject to three-year cliff vesting, 50% performance-based equity awards subject to vesting determined by our average return on equity
(&#147;ROE&#148;) compared to the ROE performance of our peer group of banking companies over a three-year period, and 25% performance-based cash awards subject to vesting determined by our total shareholder return (&#147;TSR&#148;) compared to peer
group performance over a three-year period. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Our performance for the long-term incentive compensation awards we issued in 2019 for the three-year period that ended on
December&nbsp;31, 2021 resulted in the maximum percentage payouts, based on Farmers&#146; performance at the 100<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile relative to its peer group for the three-year performance period, as
described more fully under &#147;<B>2021 Named Executive Officers Compensation</B> &#150; <I>Long-Term Incentive Compensation Plans</I>&#148; beginning on page 38: </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="60%"></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Weight<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Actual<BR>Percentile</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Percentage<BR>Payout</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Relative Average ROE<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">th</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Relative TSR<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">th</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">200.0</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;margin-left:9%;border-bottom:1px solid #000000; width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Weighting percentage based on total target long-term incentive opportunity. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Equity-based award with performance and vesting determined as a percentile compared to the average annual return on
equity of peer group companies for the three-year period ending December&nbsp;31, 2021. These equity-based awards were granted at the maximum payout level of 200% of target opportunity, so the percentage payout opportunities ranged from 10% vesting
for attaining the threshold 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of the peer group, 25% for performing at the 50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile, and 100% for performing at or above
the 75<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Cash-based award with performance and vesting determined as a percentile compared to the total shareholder return of peer
group companies for the three-year period ending December&nbsp;31, 2021. Percentage payout opportunity ranged from 20% at the threshold 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of the peer group, 100% for performing at
the 50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile, and 200% vesting for performing at or above the 75<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Linkages between our financial performance and the resulting payouts for our named executive officers under our annual and long-term incentive programs are described
more fully under the caption &#147;<B>2021 Named Executive Officers Compensation</B>&#148; beginning on page 33 in this Compensation Discussion and Analysis. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><I>Portions of the foregoing and certain following financial presentations in this Compensation Discussion and Analysis include the use of both GAAP (generally accepted
accounting principles) and <FONT STYLE="white-space:nowrap">non-GAAP</FONT> financial measures. We use these financial measures to monitor and evaluate our <FONT STYLE="white-space:nowrap">on-going</FONT> performance and allocate resources, and we
believe that these additional <FONT STYLE="white-space:nowrap">non-GAAP</FONT> measures are useful to investors for financial analyses of Farmers. Reconciliations of such <FONT STYLE="white-space:nowrap">non-GAAP</FONT> financial measures to the
most directly comparable GAAP financial measure can be found on </I><B><I>Appendix B</I></B><I> to this proxy statement. </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">30 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><U><A NAME="toc201066_47"></A>Compensation Committee&#146;s Philosophy on Executive Compensation </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Our goal is to hire and retain an executive management team that we believe will create both short-term and long-term institutional success. We seek to
achieve this goal by providing a fair, competitive compensation package that includes substantial performance-based, <FONT STYLE="white-space:nowrap">at-risk</FONT> pay components that are aligned with the Company&#146;s financial performance and
strategic plans. We believe in directly linking pay to financial performance, so we structure our compensation plans to drive successful annual and long-term financial performance and ultimately align with long-term shareholder value. We also seek
to implement compensation programs that appropriately balance risk and financial results so that our compensation programs maintain and promote our overall safety and soundness. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Each named executive officers&#146; compensation currently consists of three primary elements: base salary, annual cash incentive compensation, and
long-term incentive compensation. Named executive officers are also eligible to receive matching contributions to their 401(k) retirement plan accounts, discretionary additional contributions to voluntary deferrals of compensation in a nonqualified
deferred compensation plan, and limited perquisites. To help retain a stable executive management team, we have adopted an Executive Separation Policy and have entered into change in control agreements that provide severance benefits upon certain
terminations of our executive officers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">We evaluate annually all of our compensation programs, policies, and payouts to assess whether our
compensation structure continues to align with our philosophy of paying for financial performance as a means of promoting long-term shareholder value. Based on this evaluation, we determined in 2021 to maintain the general structural elements of our
executive compensation programs as described below. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_48"></A>The Role of the Compensation Committee in Determining
Executive Compensation </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee oversees the compensation of our named executive officers and establishes our executive
compensation philosophy, policies, elements, plans, and arrangements. In addition, the Compensation Committee evaluates the performance of our chief executive officer and, with the input of our chief executive officer, our other executive officers,
in order to determine appropriate compensation adjustments as well as future compensation decisions. The Compensation Committee annually evaluates the alignment of pay and performance of our chief executive officer and chief financial officer. The
Compensation Committee also reviews overall corporate policies regarding compensation and benefit programs that are generally available to all employees in connection with its annual assessment of risk-based compensation and may make recommendations
concerning those programs based thereon. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Although the Compensation Committee has authority to approve individual compensation arrangements, as well
as authority to engage legal advisors and compensation consultants for advice on compensation issues, the Compensation Committee does not act entirely autonomously in considering and implementation of our compensation plans. For example, the
Compensation Committee recommends the terms of plans such as our 2017 Equity Incentive Plan, subject to final approval of the full independent Board of Directors, and may from time to time request management to provide financial, tax, accounting, or
operational information relevant to Compensation Committee deliberations. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">31 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_49"></A>Role of Compensation Consultant </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee has engaged Pay Governance, LLC (&#147;Pay Governance&#148;) as its outside independent compensation consultant since 2011.
The Compensation Committee determined to continue to engage Pay Governance for 2021. Pursuant to its engagement terms, Pay Governance reviews, analyzes and provides advice regarding our executive officer and director compensation programs in
relation to the objectives of those programs, including comparisons to designated peer group companies and to current best practices, and also provides information and advice on competitive compensation practices and trends, along with specific
views on our compensation programs. In its role as independent compensation consultants, Pay Governance representatives engage in regular discussions with the Compensation Committee and respond to questions from the Committee and the
Committee&#146;s other advisors in providing opinions with respect to the design and implementation of current or proposed compensation programs. During 2021, Pay Governance reported directly to the Compensation Committee and the Committee retains
the sole authority to retain or terminate Pay Governance. Pay Governance did not provide additional services to the Company or its affiliates in an amount in excess of $120,000 during 2021. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_50"></A>Compensation Consultant Independence </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee has the responsibility to consider certain independence factors before selecting compensation consultants and other
compensation advisers. In connection with the foregoing, the Compensation Committee reviewed, considered and discussed the relevant factors established by NASDAQ to determine such independence, both through surveying Pay Governance and by soliciting
input from members of the Compensation Committee through our annual director and officer questionnaires. Based on its review, consideration and discussion, the Compensation Committee determined that the work performed and to be performed by Pay
Governance as the Committee&#146;s compensation consultant has not raised and does not raise any conflict of interest, and also determined that Pay Governance qualifies as independent for purposes of the Exchange Act and NASDAQ Corporate Governance
Requirements. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_51"></A><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Say-on-Pay</FONT></FONT>
Consideration </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">At the Company&#146;s 2021 Annual Meeting of Shareholders, our shareholders approved on an advisory basis the executive
compensation of our named executive officers as disclosed in the proxy statement for that Annual Meeting, with approximately 93% of the Common Shares represented by shareholders present in person or represented by proxy at the 2021 Annual Meeting
voting &#147;for&#148; such approval. The Compensation Committee evaluated the results of this supportive advisory vote, together with the other factors and data discussed in this Compensation and Discussion Analysis, in determining Farmers&#146;
executive compensation policies, making executive compensation decisions, and continuing implementation of the Committee&#146;s compensation philosophy and objectives. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_52"></A>Peer Group Evaluation and Executive Compensation Benchmarks </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee has generally evaluated compensation practices at similarly situated financial institutions to help determine the levels of
compensation for financial services executives in our geographic market. In addition, the Compensation Committee does not adhere to a strict formula in order to determine executive officer compensation packages, and rather has relied on a variety of
factors including experience, responsibility, individual performance, and our overall financial performance. However, given </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">32 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
the competitive nature of the financial services industry generally and the fact that we compete in a market with many regional and national banking organizations that are significantly larger
and that can provide attractive compensation packages to top executive talent, the Compensation Committee recognizes the need for Farmers to provide competitive overall compensation opportunities to retain our high-performing executives and attract
new executive talent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee has utilized a consistent compensation peer group since 2015, when the group was last extensively <FONT
STYLE="white-space:nowrap">re-evaluated</FONT> with the assistance of Pay Governance to reflect the significant increase in the size and change in primary markets of Farmers due to two acquisitions that year. The Compensation Committee uses several
factors to identify, evaluate and select peer financial institutions including but not limited to (i)&nbsp;factors of size (<I>e.g.</I>, assets (ranging from approximately <FONT STYLE="white-space:nowrap">one-half</FONT> to two times the asset size
of Farmers), revenues, employees, and market capitalization), (ii)&nbsp;factors of profitability and growth (<I>e.g.</I>, net revenue and operating income), and (iii)&nbsp;geographic location. In late 2020, the Compensation Committee, with the
assistance of Pay Governance, undertook an extensive <FONT STYLE="white-space:nowrap">re-evaluation</FONT> of our compensation peer group to help ensure that the group continued to reflect similarly situated financial institutions for purposes of
determining competitive market positioning for purposes of executive compensation decisions, particularly due to the acquisitions of several prior peer group companies in recent years, and Farmers&#146; continuous growth. Based on that evaluation,
and continuing to use the same evaluative factors described above, the Compensation Committee approved the following peer group of 23 companies for compensation evaluation purposes in 2021: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="46%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Chemung Financial Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;LCNB Corp.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;City Holding Company</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Level One Bancorp, Inc.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Civista Bancshares, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Lakeland Financial Corporation</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Community Trust Bancorp, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Macatawa Bank Corporation</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;CNB Financial Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Mackinac Financial Corporation</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Citizens&nbsp;&amp; Northern Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Mercantile Bank Corporation</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Evans Bancorp, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;MVB Financial Corp.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Financial Institutions, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Peoples Bancorp Inc.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;German American Bancorp, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Premier Financial Bancorp, Inc.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Horizon Bancorp, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Summit Financial Group, Inc.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Independent Bank Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Stock Yards Bancorp, Inc.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.50em; font-size:10pt; font-family:ARIAL">&#149;&#8194;&#8201;&#8202;Isabella Bank Corporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Additionally, while Premier Financial Bancorp, Inc. and Mackinac Financial Corporation were a part of our Peer Group for
purposes of setting our 2021 executive compensation, in 2021 Premier Financial Bancorp, Inc. was acquired by Peoples Bancorp Inc. and Mackinac Financial Corporation was acquired by Nicolet Bankshares, Inc. and neither will be a part of our peer
group in the future. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><U><A NAME="toc201066_53"></A>2021 Named Executive Officers Compensation </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_54"></A>Assessment of <FONT STYLE="white-space:nowrap">COVID-19</FONT> Pandemic Impact on Compensation Programs </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee continued to monitor closely the potential impacts of the <FONT STYLE="white-space:nowrap">COVID-19</FONT> pandemic on
Farmers&#146; pay programs during 2021. The Committee received reports from Farmers&#146; executive officers and input from Pay Governance at each of its meetings during the pandemic. Based on the consistent financial performance of Farmers, despite
the challenges posed by the pandemic, the Committee determined that no adjustments were </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">33 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
warranted with respect to base pay, the objective performance metrics and targets of the annual incentive plan, or outstanding awards under the long-term incentive plan. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_55"></A>Base Salary </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Base
salaries are intended to reward the named executive officers based upon their roles with us and for their performance in those roles. For each named executive officer, their base salaries are reviewed annually subject to adjustments based upon our
financial performance, the individual performance of the particular executive, and our overall compensation philosophy of providing base compensation levels for our executive officers within 10% of the median of our 2021 Peer Group. The Compensation
Committee conducts an annual evaluation of the performance of Mr.&nbsp;Helmick in light of specified goals and objectives with input from each independent director. Based on such evaluation and input, the Compensation Committee determines the
compensation of Mr.&nbsp;Helmick and discusses its determination with all independent directors. All other executive officers are evaluated on a variety of factors including leadership performance, strategic planning and execution, communication
abilities, business knowledge, and awareness and accountability. Based thereon, Mr.&nbsp;Helmick determines whether a base salary increase or decrease is considered to be merited based upon individual performance and presents his base salary
adjustment recommendations to the Compensation Committee. As a result of the evaluations by the Compensation Committee of Mr.&nbsp;Helmick, and the recommendations by Mr.&nbsp;Helmick regarding the remaining named executive officers as described
above, for 2021 the Compensation Committee determined to increase Mr.&nbsp;Helmick&#146;s base salary from $474,000 to $493,000, an increase of approximately 4.0%, effective May&nbsp;1, 2021, and the following merit-based base salary adjustments
were made for the remaining named executive officers effective April&nbsp;1, 2021: (i) Mr.&nbsp;Culp received a base salary increase of approximately 5.0% from $252,380 to $265,000; (ii) Mr.&nbsp;Shaffer received a base salary increase of
approximately 18.4% from $190,000 to $225,000; (iii) Ms.&nbsp;Soukenik received a base salary increase of approximately 4.0% from $192,342 to $200,000; and (iv)&nbsp;Mr.&nbsp;Wenick received a base salary increase of approximately 2.4% from $256,740
to $262,928. Mr.&nbsp;Adair&#146;s base salary of $240,000 was established upon his appointment as Executive Vice President of Finance of Farmers Bank effective June&nbsp;21, 2021. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_56"></A>Annual Incentive Plan </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee believes that performance-based annual cash incentives are an effective way to compensate executives for working together as a
team to achieve short-term specific financial goals, which the Compensation Committee and management have established as near-term drivers of our long-term success, as well as certain individualized goals specific to an executive&#146;s role and
duties. The following is a discussion of the Annual Incentive Plan as it continued to be implemented by the Compensation Committee during 2021. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The
Annual Incentive Plan is intended to foster superior financial results by providing equitable and attainable corporate-wide incentives that reward individual and team efforts to achieve specified performance objectives as determined and applied each
fiscal year. The program provides our executive officers and certain <FONT STYLE="white-space:nowrap">non-executive</FONT> employees the opportunity to receive annual cash incentive payments based upon achievement of such corporate and individual
performance goals. Our full-time and part-time, regular, <FONT STYLE="white-space:nowrap">non-commissioned-based</FONT> associates and executives, as well as those of our subsidiaries, are generally eligible to participate in the Annual Incentive
Plan. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">34 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee establishes the target bonus opportunities under the Annual Incentive Plan
for each eligible named executive officer expressed as a percentage of base salary. The following table sets forth the 2021 target bonus opportunities for each participating named executive officer: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="42%"></TD>

<TD VALIGN="bottom" WIDTH="54%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Named Executive Officer</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target&nbsp;Annual&nbsp;Incentive&nbsp;Plan&nbsp;Opportunity</B><br><B>(% of base salary)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber&nbsp;Wallace&nbsp;Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Payments under the Annual Incentive Plan are contingent primarily on the achievement of
<FONT STYLE="white-space:nowrap">pre-established</FONT> performance goals relating to objective financial metrics established for each participating named executive officer by the Compensation Committee, and secondarily upon the results of a
subjective evaluation of each individual executive&#146;s performance. Each of the elements has an assigned weight and each of the objective financial criteria has a specific target or goal for the year. In the event that we (or the individual
participant) do not meet the specified goal or target for a particular metric, then no compensation will be paid with respect to that objective portion of the Annual Incentive Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee established a threshold payout of 50% of target opportunity upon attaining a threshold level of the objective metrics, a
target payout of 100% upon attaining 100% of the target level of the objective metrics, and a maximum payout of 150% of target opportunity upon attaining at or greater than a maximum level of the objective metrics. For performance falling within
each of the percentile ranges, payouts are made on an interpolated basis. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In establishing the Annual Incentive Plan&#146;s objective metrics and
targets for 2021, the Compensation Committee utilized the Company&#146;s budgeting model to set the performance at levels that were determined to be achievable with strong management performance. All named executive officers were allocated certain
weightings of three core corporate financial measures: earnings per share (&#147;EPS&#148;), return on average assets (&#147;ROA&#148;), and efficiency ratio. Those were the sole objective performance criteria allocated to Messrs. Helmick, Culp and
Adair. The named executive officers other than Messrs. Helmick, Culp and Adair had additional objective metrics based on their specific areas of responsibility and oversight. Finally, in addition to the objective performance metrics, a subjective
metric was included for each of the named executive officers weighted at 20% for Messrs. Helmick, Culp and Adair and 15% for Mr.&nbsp;Shaffer, 10% for Ms.&nbsp;Soukenik and 25% for Mr.&nbsp;Wenick. The subjective factor is evaluated based on a
scorecard assessment for each individual&#146;s performance. Mr.&nbsp;Shaffer, Ms.&nbsp;Soukenik and Mr.&nbsp;Wenick had additional internally-measured performance metrics based on their respective areas of responsibility, with total weightings of
45%, 50% and 40%, respectively, of their total bonus opportunity. Those internal measurements and targets include information that is not otherwise publicly available. Because the disclosure of such information could result in competitive harm to
Farmers, the metrics and related performance results are not specifically disclosed but the payouts with respect to those measures is set forth below. The following tables set forth the applicable objective performance metrics, weightings, targets
and percentage payouts on the corporate level objective metrics under the Annual Incentive Plan in 2021 for each of the named executive officers: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">35 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Kevin J. Helmick, Carl D. Culp and Troy Adair </I></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Metrics</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Weight</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Threshold</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2020<BR>Actual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2021<BR>Actual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payout&nbsp;%</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">EPS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2.13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">ROA</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.24</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.55</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.83</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Efficiency&nbsp;Ratio</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53.75</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55.00</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56.25</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51.52</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46.33</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Timothy F. Shaffer </I></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="42%"></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Metrics</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Weight</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Threshold</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Actual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payout&nbsp;%</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">EPS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2.13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">ROA</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.24</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.83</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Efficiency Ratio</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53.75</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55.00</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56.25</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46.33</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Area of Responsibility Metric</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Area of Responsibility Metric</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Area of Responsibility Metric</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Amber Wallace Soukenik </I></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="42%"></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Metrics</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Weight</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Threshold</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Actual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payout&nbsp;%</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">EPS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2.13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">ROA</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.24</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.83</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Efficiency Ratio</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53.75</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55.00</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56.25</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46.33</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Area of Responsibility Metric</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Area of Responsibility Metric</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Area of Responsibility Metric</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Mark Wenick </I></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="42%"></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Metrics</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Weight</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Threshold</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Actual</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payout&nbsp;%</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">EPS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2.13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">ROA</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.24</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.37</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.83</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Efficiency Ratio</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53.75</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55.00</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56.25</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46.33</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Area of Responsibility Metric</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">109</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Area of Responsibility Metric</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In addition to the objective performance metrics described above, the Compensation Committee included a subjective
metric for each of the named executive officers, weighted at 20% of the total bonus opportunity for Messrs. Helmick, Culp and Adair, with payout ranging from 0% to 150% of this qualitative metric. The subjective metric for Mr.&nbsp;Shaffer was
weighted at 15%, Ms.&nbsp;Soukenik was weighted at 10% and Mr.&nbsp;Wenick was weighted at 25% of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">36 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
their total bonus opportunity with payout ranging from 0% to 150%. Payouts under the subjective metric were based on evaluations of overall job performance during 2021 using an extensive
performance review scorecard for each executive. For each named executive officer other than Mr.&nbsp;Helmick, the scorecards were completed by Mr.&nbsp;Helmick and he provided the basis of his evaluations to the Compensation Committee for the
subjective portion of the executive&#146;s bonus for 2021. For Mr.&nbsp;Helmick, each member of the Board of Directors provided input on Mr.&nbsp;Helmick&#146;s performance under goals established in five areas of core competencies: Business
Planning, Change/Crisis Management, Communications, Self-Management and Development, and Managing Executive Performance and Development. These evaluations were considered by the Compensation Committee in reaching its determination with respect to
the subjective element of Mr.&nbsp;Helmick&#146;s 2021 annual bonus. Based upon such reviews and recommendations, the Compensation Committee approved the following percentage payouts with respect to the subjective element of the total bonus
opportunity: (i)&nbsp;Mr.&nbsp;Helmick, 150% of the possible 20% weighting; (ii)&nbsp;Mr.&nbsp;Culp, 150% of the possible 20% weighting; (iii)&nbsp;Mr.&nbsp;Adair, 150% of the possible 20% weighting; (iv)&nbsp;Mr.&nbsp;Shaffer, 150% of the possible
15% weighting; (v)&nbsp;Ms.&nbsp;Soukenik, 150% of the possible 10% weighting; and (vi)&nbsp;Mr.&nbsp;Wenick, 150% of the possible 25% weighting. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Finally, the Compensation Committee continued to include a circuit breaker in the 2021 Annual Incentive Plan, based on Farmers&#146; &#147;Texas
ratio&#148; for the year. The Texas ratio is determined by dividing the amount of Farmers Bank&#146;s <FONT STYLE="white-space:nowrap">non-performing</FONT> loans, other real estate owned, and loans delinquent for more than 90 days, by Farmers
Bank&#146;s tangible capital equity plus its loan loss reserves. If this ratio exceeds 15% for the year, no bonuses are payable under the Annual Incentive Plan. Farmers&#146; Texas ratio for 2021 was approximately 4.06%, well below this circuit
breaker level. The Compensation Committee believes that the use of a circuit breaker in our annual bonus program helps maintain minimum levels of safety and soundness of our institution in the context of providing appropriate near-term incentives
for achieving superior financial performance objectives. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">As a result of the performance of Farmers with respect to the above-described objective
metrics and each named executive officer&#146;s individual performance evaluations, the Compensation Committee awarded the following payouts with respect to 2021 performance under the Annual Incentive Plan: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="43%"></TD>

<TD VALIGN="bottom" WIDTH="20%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="21%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Named Executive Officer</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount<BR>Earned&nbsp;under</B><br><B>Annual&nbsp;Incentive<BR>Plan</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payout&nbsp;as&nbsp;a&nbsp;Percentage<BR>of&nbsp;Target&nbsp;Opportunity</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">295,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">92,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">73,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">110,250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">98,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">126,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">138</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Culp&#146;s award earned was prorated to reflect his period of employment and retirement effective
August&nbsp;15, 2021. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Adair&#146;s award earned was prorated to reflect his period of employment during 2021. </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In addition to the payouts on our Annual Incentive Plan, we granted special cash incentive awards to our management team as a means of rewarding our key
officers for the successful acquisition of Cortland, Farmers&#146; largest acquisition, and continuing to execute on </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">37 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
our strategic acquisition plans during a challenging environment in 2021. The special cash awards were based on a percentage of base salaries, as follows for our named executive officers: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="59%"></TD>

<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Named Executive Officer</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Cash&nbsp;Award</B><br><B>(% of base<BR>salary)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Cash<BR>Award</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">75.0%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">369,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">N/A</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">N/A</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">50.0%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">120,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">37.5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 84,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">37.5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 75,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">37.5%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 98,598</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Culp did not receive a special cash award due to his retirement effective August&nbsp;15, 2021.
</P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_57"></A>Long-Term Incentive Compensation Plans </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Under our LTI Cash Program, executive officers and certain other employees are eligible to receive awards for possible long-term cash incentive payments
based on the achievement of prescribed corporate and/or individual performance metrics. The purpose of the LTI Cash Program is to foster and promote Farmers&#146; long-term financial success and value by motivating performance through long-term
incentive compensation, pending review and approval by the Compensation Committee. The LTI Cash Program is also intended to attract and retain the services of talented individuals and motivate participants to achieve performance objectives that
promote sound and financially healthy growth. The LTI Cash Program may continue until terminated by the Board of Directors. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Our 2017 Equity
Incentive Plan was adopted by our Board of Directors and shareholders to promote Farmers&#146; long-term financial success and increase shareholder value by motivating performance through equity-based long-term incentive compensation. The 2017
Equity Incentive Plan was also intended to encourage participants to acquire ownership interests in the Company, attract and retain talented executives and directors, and enable participants to participate in the Company&#146;s long-term growth and
financial success. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In 2019, the Compensation Committee established target long-term award opportunities for each eligible named executive officer,
expressed as a percentage of a participant&#146;s base salary, as follows: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">25% in service-based equity awards subject to three-year cliff vesting, and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">75% in performance-based awards subject to vesting based on our relative performance on two objective financial measures as
compared to the performance of banking companies in our peer group measured over a three-year period ending December&nbsp;31, 2021 (&#147;Performance Period&#148;): </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="10%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">50% of all long-term incentive awards were equity-based performance awards subject to vesting determined by our average
annual ROE compared to ROE performance of our peer group of banking companies over the Performance Period, and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="10%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">25% of all long-term incentive awards were cash-based performance awards subject to vesting determined by our TSR compared
to peer group performance over the Performance Period. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">38 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following table sets forth the target level of long-term incentive compensation opportunity
established for each participating named executive officer at the time of grant in 2019: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="64%"></TD>

<TD VALIGN="bottom" WIDTH="29%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:9pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:9pt; font-family:ARIAL; "><B>Named Executive Officer</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>LTI Program<BR>Target&nbsp;Opportunity</B><br><B>(% of base salary)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">55%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">45%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">N/A</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">25%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">35%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following table indicates the threshold, target and maximum performance levels (for performance falling within each
of the percentile ranges, payout or vesting was to occur on an interpolated basis) and the results of our relative TSR and relative average annual ROE performance, as adjusted, for the Performance Period, with the percentage payouts for the LTI Cash
Program and 2017 Equity Incentive Plan awards granted in 2019. For performance falling below threshold, no award payout or vesting was to occur. Percentage payout opportunities for the cash-based awards under the LTI Cash Program ranged from 20%
vesting for performing at the threshold 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of peer group, 100% for performing at the target 50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile, and 200% vesting for
performing at or above the 75<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile. The share-based awards under the 2017 Equity Incentive Plan were granted at the maximum payout level of 200% of target opportunity, so the percentage
payout opportunities ranged from 10% vesting for performing at the threshold level of the 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of peer group, 50% vesting for performing at the target 50<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> percentile, and 100% vesting for performing at or above the 75<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile (equivalent to 200%, or maximum, of target opportunity). The
following table summarizes the percentage payouts for our 2019 long-term performance awards based on Farmers&#146; performance at the 100<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile on both long-term performance metrics
relative to its peer group. Payout amounts under the LTI Cash Program based on relative TSR for each named executive officer are included in <FONT STYLE="white-space:nowrap">&#147;Non-Equity</FONT> Incentive Plan Compensation,&#148; column (g), of
the <B>Summary Compensation Table</B> located on page 46 of this proxy statement. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><U>Vesting Summary of 2019-2021 Long-Term Performance Awards<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></U> </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="54%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Performance Metric</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Actual<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Rank<SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payout&nbsp;%&nbsp;of&nbsp;Target</B></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Relative TSR</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">135.22%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">159.49%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100.0%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">200.0%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Relative Average ROE</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10.82%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13.93%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">100.0%</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">200.0%</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Culp&#146;s 2019 long-term performance awards vested on a pro rata basis upon his retirement effective
August&nbsp;15, 2021, based on Farmers&#146; actual performance determined as of June&nbsp;30, 2021. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Performance at the 50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of peer group companies for the
Performance Period. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Farmers actual performance for the Performance Period. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Presented as a percentile relative to the performance of Peer Group companies for the Performance Period.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">39 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In 2021, the Compensation Committee established the long-term incentive compensation target
opportunities for each eligible named executive officer, expressed as a percentage of base as follows: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="67%"></TD>

<TD VALIGN="bottom" WIDTH="30%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Named Executive Officer</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2021 LTI Program<BR>Target&nbsp;Opportunity</B><br><B>(% of base salary)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Culp&#146;s 2021 long-term incentive awards vested on a pro rata basis upon his retirement effective
August&nbsp;15, 2021. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In conjunction with establishing the target long-term incentive opportunity for our executive officers in
2021, the Compensation Committee, determined to maintain an allocation of 25% of our total long-term compensation opportunity to service-based awards, subject to three-year cliff vesting. We continued to allocate the remaining 75% of the target
long-term incentive opportunity to performance-based awards, for which we continued to use relative TSR and relative average ROE as the performance metrics, with the same mix of cash-based and equity-based long-term performance awards as follows:
(i) 25% in cash-based awards under our LTI Cash Program subject to vesting based on relative TSR compared to our peer group over a performance period ending December&nbsp;31, 2023, and (ii) 50% in equity-based grants under our 2017 Equity Incentive
Plan subject to vesting based on relative average ROE compared to our peer group over a performance period ending December&nbsp;31, 2023. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The
following table indicates potential payouts at the threshold, target and maximum levels for our 2021 long-term incentive awards under both the LTI Cash Program and the 2017 Equity Incentive Plan, with relative performance compared to our 2021 Peer
Group, consistent with grants of long-term incentive awards in recent years. The maximum award opportunity was established at 200% of the target opportunity. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="30%"></TD>

<TD VALIGN="bottom" WIDTH="15%"></TD>
<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="15%"></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Vesting Levels</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>Relative Performance</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>of&nbsp;TSR&nbsp;and&nbsp;Average&nbsp;ROE&nbsp;to</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B>Peer Group Companies</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Vesting Percent of<BR>Target&nbsp;LTI&nbsp;Opportunity</B></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Below&nbsp;threshold</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">&lt; Peer 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">0%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Threshold</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">= Peer 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">20%</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Target</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">= Peer 50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">100%</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Maximum</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><FONT STYLE="font-family:Times New Roman">&#8805;</FONT> Peer 75<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> Percentile</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">200%</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">For performance falling within each of the percentile ranges, payouts or vesting will occur on an interpolated basis.
The amounts of the threshold, target and maximum award payouts or vesting that may be received by each of our named executive officers upon completion of the 2021-2023 Performance Period with regard to long-term incentive awards granted in 2021
under the LTI Cash Program and the 2017 Equity Incentive Plan is described in detail in the <B>2021 Grants of Plan Based Awards</B> table located on page&nbsp;48 of this proxy statement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In addition, in the first quarter of 2022, we granted special service-based long-term equity incentive awards to our management team, subject to
three-year cliff vesting </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">40 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
conditioned on continued employment, as a means of rewarding our key officers for the successful acquisition of Cortland, Farmers&#146; largest acquisition, retaining our excellent executive
level talent following the significant growth in Farmers, and continuing to execute on our strategic acquisition plans. The special long-term equity incentive awards were based on a percentage of base salaries, as follows for our named executive
officers, and will be included in the 2022 Grants of Plan Based Awards in our 2023 proxy statement: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="49%"></TD>

<TD VALIGN="bottom" WIDTH="14%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="14%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Named Executive Officer</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Special&nbsp;LTI&nbsp;Award</B><br><B>(%&nbsp;of&nbsp;base&nbsp;salary)</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Special LTI<BR>Award ($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">75.0%</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">369,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">N/A</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="center">N/A</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">50.0%</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">120,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">37.5%</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 84,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">37.5%</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 75,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">37.5%</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 98,598</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Culp did not receive a special cash award due to his retirement effective August&nbsp;15, 2021.
</P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_58"></A>Clawback Policy </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers has adopted a clawback policy as part of its Incentive Compensation Guidelines. Pursuant to that policy, if the Company is required to restate
all or a significant portion of its financial statements, the Board of Directors is empowered, in its discretion, to require reimbursement of all or any portion of bonuses paid or incentive compensation awarded to any participant in an incentive
compensation program (including equity-based awards), and/or effect the cancellation of all or any portion of unpaid awards which may be paid to such participants if: (a)&nbsp;the amount of the bonus or incentive compensation was calculated based on
the achievement of financial results that were subsequently the subject of a material restatement, and (b)&nbsp;the amount of the bonus or incentive compensation that would have been awarded to the participant, had the financial results been
properly reported, would have been lower than the amount actually awarded. The Company acknowledges under this policy that it is not intended to add any forfeiture obligations or financial responsibilities to the Chief Executive Officer or Chief
Financial Officer which are in addition to, or duplicative of, those obligations arising under Section&nbsp;304 of the Sarbanes-Oxley Act of 2002. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Furthermore, if a participant in any incentive compensation program engages in misconduct related to such program, regardless of whether any restatement
of financial statements is required as a result thereof, the Board shall take such actions as it considers appropriate to address the misconduct. Such actions may include cancellation of any unpaid portion of incentive compensation awarded to such
participant, reimbursement of any incentive compensation paid to such participant, and other disciplinary actions. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_59"></A>401(k) Plan and Company Contributions </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">All of our employees who have completed at least one year of service and meet certain other eligibility requirements are eligible to participate in our
401(k) Profit Sharing Retirement Savings Plan (the &#147;401(k) Plan&#148;). Under the terms of the 401(k) Plan, employees may voluntarily defer a portion of their annual compensation, subject to applicable federal restrictions and deferral
limitations, and Farmers Bank matches a percentage of each participant&#146;s voluntary contributions, up to 6% of gross wages. In addition, at the discretion of the Board of Directors, Farmers Bank may make an additional profit sharing contribution
to the 401(k) Plan. During 2021, Farmers Bank provided 401(k) Plan matching contributions </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">41 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
of 50% for each of the named executive officers (subject to a maximum of 3% of gross wages), but no additional profit sharing contributions were made. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_60"></A>Nonqualified Deferred Compensation Plan </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Our Nonqualified Deferred Compensation Plan (the &#147;Nonqualified Plan&#148;) is an unfunded nonqualified retirement plan in which eligible executive
officers may voluntarily defer a greater portion of their compensation than permitted by applicable federal restrictions and deferral limitations applicable to our 401(k) Plan. Participating officers are at all times 100% vested in their voluntary
deferrals. The Company may also provide matching or discretionary credits to the accounts of eligible officers, as determined by the Company in its sole discretion. The Company currently credits matching contributions equal to 50% of each
participant&#146;s voluntary deferrals to the Nonqualified Plan, up to 6% of gross wages (or a 3% match). Any matching or discretionary credits under the Nonqualified Plan vest and become <FONT STYLE="white-space:nowrap">non-forfeitable</FONT> in
accordance with a specified formula that provides for partial vesting starting after completion of two years and full vesting after six years. Upon a <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Change-in-Control</FONT></FONT>
(as defined in the Nonqualified Plan), participants&#146; benefits under the Nonqualified Plan become fully vested and <FONT STYLE="white-space:nowrap">non-forfeitable.</FONT> Benefits under the Nonqualified Plan represent unsecured general
obligations of the Company to pay participating officers at some time in the future. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Nonqualified Plan also allows discretionary additional
annual contributions to be made by the Company for the benefit of participating officers, based on a percentage of each participant&#146;s total eligible compensation, as determined annually in the discretion of the Compensation Committee. With
respect to calendar year 2021, the Compensation Committee approved a discretionary contribution of 3.0%, representing a total amount of approximately $82,000, with respect to ten participating officers. The Compensation Committee approved a 3.0%
contribution for 2020. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The amounts accrued pursuant to the Nonqualified Plan for the benefit of our named executive officers for calendar year 2021
are disclosed in the <B>Summary Compensation Table</B> located on page 46 of this proxy statement. The Compensation Committee believes that maintaining this Nonqualified Plan helps to maintain the competitiveness of our entire executive retirement
benefits. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Amounts payable to participating officers under the Nonqualified Plan will be distributed in accordance with the terms of the
Nonqualified Plan and elections made by the participating officers. Benefits generally will be paid in a single lump sum unless the participating officer has elected to receive annual installments for a period of up to ten years. The benefits will
be paid upon the earliest of a participating officer&#146;s separation from service, death or disability unless the participating officer has elected to receive payments as of a specified date (including the earlier of that date or the occurrence of
a regular distribution event). The Nonqualified Plan is subject to requirements affecting deferred compensation under Section&nbsp;409A of the Internal Revenue Code and is being administered in compliance with the applicable regulations under
Section&nbsp;409A. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_61"></A>Perquisites and Other Compensation </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Executive officers also participate in broad-based employee benefit plans, such as medical, dental, supplemental disability, retiree health insurance and
term life insurance programs. Except for matching contributions in connection with our Nonqualified Plan as described above and country club memberships provided by Farmers to certain of the named executive officers for customer relationship
development purposes, executive officers </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">42 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
receive no perquisites or personal benefits in 2021 that are not available to all employees. The amounts of the benefits received are included in the &#147;All Other Compensation&#148; column
(i)&nbsp;of the <B>Summary Compensation Table</B> on page 46 of this proxy statement. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_62"></A><U>Other Elements of Our Executive Compensation
Programs</U> </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_63"></A>Employment Agreements, Separation Policy and Change in Control Arrangements </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee carefully considers the use and conditions of any employment related agreements. Although employment agreements that contain
severance and change in control arrangements may be appropriate to attract prospective executives who forego significant other employment opportunities, we first determined in 2013 to adopt an Executive Separation Policy that applies to all of our
executive officers in lieu of employment agreements. In connection with that implementation, we entered into change in control agreements with each of our executive officers (&#147;Change in Control Agreements&#148;). The material provisions of the
Executive Separation Policy and the Change in Control Agreements are discussed under the caption <B>&#147;EXECUTIVE COMPENSATION AND OTHER INFORMATION &#150; Employment Agreements, Change in Control Agreements, Executive Separation Policy&#148;</B>
beginning on page 54 of this proxy statement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Overall, the Compensation Committee believes that the implementation of the Executive Separation
Policy and Change in Control Agreements is appropriate to help ensure that Farmers will have the continued dedication, undivided loyalty and objective advice from its key executives, even in the event of a potential transaction that could result in
a change in control of Farmers. The Separation Policy offers certain protections in the event of certain terminations of employment, while the Change in Control Agreements provide certain protections in the event of a change in control event, but
<I>only</I> if the executive&#146;s employment is terminated as a result of (or within a specified period after) a change in control (<I>i.e.</I>, a double trigger). The Compensation Committee does not believe that executives should receive
compensation benefits merely as a result of a change in control; rather, it believes that our Change in Control Agreements provide our executive officers with adequate protection to help ensure that change in control offers will be evaluated by our
executive officers in the best interests of Farmers and our shareholders without regard to concerns that a transaction could eliminate his or her job without appropriate dispensation. The Compensation Committee recognizes that these agreements may
also tend to discourage a takeover attempt as a change in control could trigger increased compensation expense as part of the transaction. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_64">
</A>Stock Ownership Guidelines and Anti-Hedging Policy </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">As part of the Company&#146;s Corporate Governance Guidelines, we have adopted stock
ownership guidelines for our directors and executive officers which require that, within five years from the date a person first becomes a <FONT STYLE="white-space:nowrap">non-executive</FONT> director, or within either eight years of March&nbsp;15,
2016 or seven years from the date an executive officer is first included as a participant in our long-term incentive equity plans (unless, due to specific facts and circumstances, a different period of time is determined to be appropriate by the
Corporate </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">43 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
Governance and Nominating Committee), the following amounts of Common Shares be owned by that person: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="46%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Position</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Minimum Ownership Requirement</B></P></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">Non-executive</FONT> Director</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">4.0 x Annual Base Retainer Fee</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Chief Executive Officer/President</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">2.0 x Annual Base Salary</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Chief Banking Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">1.5 x Annual Base Salary</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Chief Financial Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">1.25 x Annual Base Salary</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Other Executive Officers</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">1.0 x Annual Base Salary</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Individuals subject to these guidelines are expected to satisfy certain milestones during the attainment periods to
evidence that the individual is making appropriate progress toward achieving their respective ownership amount. In determining compliance with these guidelines, the Compensation Committee considers the beneficial ownership of our executive officers
and directors as required to be reported in a proxy statement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In addition to these requirements, our executive officers and directors are
prohibited under our insider trading policy and procedures from pledging our Common Shares, purchasing our Common Shares on margin, engaging in short sales, or engaging in any hedging transaction involving our Common Shares. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_65"></A>Director Compensation </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The
Compensation Committee is also responsible for recommending to the Board of Directors compensation for our <FONT STYLE="white-space:nowrap">non-employee</FONT> directors. Generally, director compensation is structured in a fashion to attract and
retain high quality individuals to serve on the Board of Directors, to compensate such individuals for the time and energy expended in providing us their expertise, considering the size, nature and location of Farmers as a bank holding company
competing in our markets. On an annual basis, the Compensation Committee requests that its compensation consultant evaluate our current director compensation levels relative to our peers. Generally, it is the overall goal of the Compensation
Committee to position director compensation at a median market level. For calendar year 2021, the Compensation Committee recommended and the independent members of the Board of Directors approved continuing the following compensation levels for <FONT
STYLE="white-space:nowrap">non-executive</FONT> directors: (a)&nbsp;general annual retainer fee of $52,500, and (b)&nbsp;the following retainers for directors with additional duties: (i) $25,000 for the independent Board chair, (ii) $10,000 for the
Executive Committee chair, and (iii) $5,000 for all other committee chairs. Effective May&nbsp;1, 2021, the Compensation Committee recommended and the independent members of the Board of Directors approved a decrease in the independent Board vice
chair&#146;s compensation from $20,000 to $10,000. All director compensation amounts for 2021 are reflected in the <B>2021 </B><B>Director</B> <B>Compensation </B>table located on page&nbsp;60 of this proxy statement. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_66"></A>Oversight and Risk Management of Compensation Programs </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee oversees the implementation and enforcement of our policies, procedures and practices related to its various compensation
programs as part of its duties. This is designed to monitor our compensation policies to ensure that the compensation packages offered to its employees and executive officers do not present such individuals with the potential to engage in excessive
or inappropriate risk taking activities. In addition, the Board Enterprise Risk Management Committee works with the Compensation Committee in order to monitor our compensation policies, procedures and practices, as part of its duties to monitor
enterprise-wide risk. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">44 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation and Board Enterprise Risk Management Committees believe that our current compensation
structure for employees and executive officers does not encourage unnecessary or excessive risk taking to the extent that it would reasonably likely lead to a material adverse effect. It is the opinion of the Compensation and Board Enterprise Risk
Management Committees that our current compensation programs appropriately balance risk and the desire to focus on our short-term and long-term goals without encouraging unnecessary or excessive risk taking. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_67"></A>Compensation Committee Interlocks and Insider Participation </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">During the last completed fiscal year, no member of the Compensation Committee was an officer or employee of Farmers or any of our subsidiaries, or was
formerly an officer of Farmers or any of our subsidiaries. None of our directors had any business or financial relationship with us requiring disclosure in this proxy statement. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_68"></A>THE COMPENSATION COMMITTEE REPORT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Compensation Committee has reviewed and discussed this Compensation Discussion and Analysis with Farmers&#146; management. Based upon this review
and discussion, the Compensation Committee recommends to the Board of Directors that this Compensation Discussion and Analysis be included in this proxy statement and our Annual Report on <FONT STYLE="white-space:nowrap">Form&nbsp;10-K.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">Compensation Committee: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">David Z. Paull, Chair </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">Anne Frederick Crawford </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">Terry A. Moore </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">James R. Smail </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">Richard B. Thompson </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">45 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_69"></A>EXECUTIVE COMPENSATION AND OTHER INFORMATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_70"></A>Summary of Cash and Certain Other Compensation </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following table provides summary compensation information for the individuals serving as our principal executive officer, our principal financial
officer, and our three other most highly compensated executive officers serving on December&nbsp;31, 2021. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>Summary Compensation Table </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="31%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP><B>(a)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(b)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(c)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(d)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(e)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(f)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(g)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(h)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(i)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(j)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name&nbsp;and&nbsp;Principal<BR>Position</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Year</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Salary<BR>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Bonus<BR>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Stock</B><br><B>Awards<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Stock</B><br><B>Options</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B><FONT STYLE="white-space:nowrap">Non-Equity</FONT></B><br><B>Incentive
Plan</B><br><B>Compensation<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Change in<BR>Pension
Value<BR>and<BR>Nonqualified<BR>Deferred<BR>Compensation</B><br><B>Earnings<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>All Other</B><br><B>Compensation</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">469,582</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">369,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">199,768</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">418,176</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">116,301</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70,746</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,644,323</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ROWSPAN="2"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">President&nbsp;and Chief Executive Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">454,308</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">188,914</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">383,690</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(2,455</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">67,830</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,092,287</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">460,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">197,028</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">327,072</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">31,079</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">59,569</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,053,544</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Carl D. Culp</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">221,863</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">87,034</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">174,105</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">67,359</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">29,076</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">579,437</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ROWSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">Former Senior Executive VP, Chief Financial Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">242,456</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">83,107</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">170,084</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">59,819</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">558,044</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">247,318</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">86,940</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">146,794</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">20,537</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51,655</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">539,163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Troy Adair<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">122,357</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">120,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">154,749</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">73,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">(539</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,359</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">478,426</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">Executive Vice President and Chief Financial Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">212,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 84,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">60,319</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">136,928</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">46,863</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">29,012</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">569,872</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ROWSPAN="3"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">Executive Vice President and Chief Credit Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">180,873</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">47,647</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">117,312</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">5,231</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24,653</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">375,716</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">190,511</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 75,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">44,214</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">120,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,184</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">21,262</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">457,921</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ROWSPAN="4"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">Executive Vice President, Chief Retail&nbsp;&amp; Marketing Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2020</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">184,523</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">41,960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">105,900</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(3,416</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">44,287</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">373,254</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2019</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">187,392</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">36,631</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">97,442</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3,303</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">39,552</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">355,860</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">228,248</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 98,598</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">68,858</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">170,533</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,065</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">28,906</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">596,208</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:ARIAL">Executive Vice President, Chief Wealth Management Officer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Amounts shown reflect the aggregate grant date fair value computed in accordance with FASB ASC Topic 718 for equity awards
granted during 2021 under our 2017 Equity Incentive Plan. As further reflected in the <B>2021</B> <B>Grants of Plan Based Awards </B>table located on page 48, (i) the amounts reported for service-based equity awards granted during 2021 were
determined using closing price of a Common Share on the date of grant of $14.09, with respect to awards granted to Messrs. Helmick, Culp, Shaffer and Wenick and Ms. Soukenik and $15.21, with respect to the award granted to Mr. Adair, and
(ii)&nbsp;the amounts reported for performance-based equity awards granted during 2021 were determined using the closing price of a Common Share on the date of grant of $14.09, with respect to awards granted to Messrs. Helmick, Culp, Shaffer and
Wenick and Ms. Soukenik and $15.21, with respect to the award granted to Mr. Adair, and the target vesting levels assuming our average ROE performance equals the 50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of the average of
a group of peer companies over a three-year period ending on December&nbsp;31, 2023. The maximum value of the performance-based stock awards granted in 2021 to each named executive officer, assuming that the highest level of performance conditions
will be achieved and using the closing price of a Common Share on the date of grant of $14.09, with respect to Messrs. Helmick, Culp, Shaffer and Wenick and Ms.&nbsp;Soukenik and $15.21, with respect to Mr. Adair, is as follows: Mr.&nbsp;Helmick,
$263,872; Mr.&nbsp;Culp, $114,961; Mr.&nbsp;Adair, $83,704; Mr.&nbsp;Shaffer, $79,712; Ms.&nbsp;Soukenik, $58,409; and Mr.&nbsp;Wenick, $90,963. Other assumptions used in the calculation of these amounts are also included in Note 11 &#147;Stock
Based Compensation&#148; to the Consolidated Financial Statements included in the Company&#146;s Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">46 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">
fiscal year ended December&nbsp;31, 2021. All service-based restricted stock and performance-based equity awards are subject to vesting as described under &#147;<B>2021 Named Executive Officers
Compensation</B> &#150; <I>Long-Term Incentive Compensation Plans</I>&#148; beginning on page 38. As further reflected in the <B>2021 Grants of Plan Based Awards </B>table located on page 48, the amount in this column for Mr. Adair also reflects the
aggregate grant date fair value computed in accordance with FASB ASC Topic 718 of a one-time award of 5,000 shares of restricted stock under the 2017 Equity Incentive Plan awarded in connection with his appointment effective June 21, 2021. The grant
date fair value of such award was calculated using the closing price of our Common Shares on the date of grant of $17.27 per share. </TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">The <FONT STYLE="white-space:nowrap">non-equity</FONT> incentive plan compensation required to be disclosed in this column
includes (i)&nbsp;amounts earned under our Annual Incentive Plan as a result of achieving the goals specified for each designated year, as described for 2021 in the table on page 50 under &#147;<B>Executive Compensation and Other Information</B>
&#150; <I>Annual Incentive Plan</I>&#148;, and (ii)&nbsp;the following amounts earned in 2021, 2020, and 2019, respectively, with respect to cash-based long-term incentive awards granted in 2019, 2018, and 2017, respectively, as applicable, under
our LTI Cash Program: Mr.&nbsp;Helmick, $122,376, $118,250, and $90,816; Mr.&nbsp;Culp, $81,355, $46,418 and $35,649; Mr.&nbsp;Shaffer, $26,678 and $25,964 (for 2021 and 2020); Ms.&nbsp;Soukenik, $22,750, $21,750 and $16,704; and Mr.&nbsp;Wenick,
$43,748 (for 2021). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Amounts shown reflect the 2021 earnings/(losses) for each named executive officer participating in our Nonqualified Plan.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Amount includes: (i) $8,700 in matching contributions by the Company into Mr.&nbsp;Helmick&#146;s 401(k) Plan account,
(ii) $2,774 in group term life insurance expense, (iii)&nbsp;$12,205 in country club dues, and (iv) $47,067 in Nonqualified Deferred Compensation Plan account matching contributions and discretionary contributions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Amount includes: (i) $8,700 in matching contributions by the Company into Mr.&nbsp;Culp&#146;s 401(k) Plan account,
(ii)&nbsp;$2,734 in group term life insurance expense, (iii) $1,363 in country club dues, and (iv) $16,279 in Nonqualified Deferred Compensation Plan account matching contributions and discretionary contributions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Adair was appointed Executive Vice President of Finance of Farmers Bank effective June&nbsp;21, 2021 and assumed
the role of Executive Vice President and Chief Financial Officer of Farmers Bank and the Company on August&nbsp;15, 2021. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Amount includes: (i) $3,418 in matching contributions by the Company into Mr.&nbsp;Adair&#146;s 401(k) Plan account,
(ii)&nbsp;$1,261 in group term life insurance expense, and (iii)&nbsp;$3,680 in Nonqualified Deferred Compensation Plan account matching contributions and discretionary contributions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Amount includes: (i) $8,700 in matching contributions by the Company into Mr.&nbsp;Shaffer&#146;s 401(k) Plan account,
(ii) $2,412 in group term life insurance expense, (iii)&nbsp;$5,383 in country club dues, and (iv) $3,390 in Nonqualified Deferred Compensation Plan account matching contributions and discretionary contributions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Amount includes: (i) $8,700 in matching contributions by the Company into Ms.&nbsp;Soukenik&#146;s 401(k) Plan account,
(ii) $2,290 in group term life insurance expense, and (iii) $10,272 in Nonqualified Deferred Compensation Plan account matching contributions and discretionary contributions. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Amount includes: (i) $6,300 in matching contributions by the Company into Mr.&nbsp;Wenick&#146;s 401(k) Plan account, (ii)
$2,675 in group term life insurance expense, (iii)&nbsp;$6,617 in country club dues, and (iv) $13,314 in Nonqualified Deferred Compensation Plan account matching contributions and discretionary contributions. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">47 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>2021 Grants of Plan Based Awards </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="36%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Estimated Future<BR>Payouts under<BR><FONT STYLE="white-space:nowrap">Non-Equity</FONT><BR>Incentive Plan&nbsp;Awards</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="10" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Estimated<BR>Future<BR>Payouts under Equity<BR>Incentive Plan Awards</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP><B>(a)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(b)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(c)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(d)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(e)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(f)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(g)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(h)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(i)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(j)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:7pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Grant<BR>Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Approval<BR>Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Threshold<BR>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target<BR>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum<BR>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Threshold<BR>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Target<BR>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum<BR>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>All<BR>Other<BR>Stock<BR>Awards:<BR>Number<BR>of<BR>Shares<BR>of</B><br><B>Stock<BR>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Grant<BR>Date<BR>Fair<BR>Value<BR>of<BR>Stock<BR>and<BR>Option<BR>Awards<BR>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Kevin&nbsp;J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">98,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">197,200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">295,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">13,035</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 65,175</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">130,350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,890</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9,452</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">18,904</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">133,179</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4,726</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 66,589</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Carl&nbsp;D. Culp</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">46,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">92,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">139,125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 5,679</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">28,393</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 56,786</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">824</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4,118</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">8,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">58,023</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2,059</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29,011</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7/14/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7/14/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">42,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">84,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">126,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7/14/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7/14/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">24,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">48,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7/14/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7/14/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2,998</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">5,996</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">45,600</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7/14/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7/14/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,499</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">6/21/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">6/21/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">5,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">86,350</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">39,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">78,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">118,125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 3,938</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">19,688</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">39,376</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">571</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2,854</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">5,708</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">40,213</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,427</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">20,106</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amber&nbsp;Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">35,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">105,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 2,885</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">14,426</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 28,852</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">418</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2,092</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">4,184</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">29,476</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,046</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">14,738</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mark&nbsp;Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">46,012</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">92,025</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">138,037</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">44,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22,465</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 44,930</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">652</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3,258</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">6,516</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">45,905</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2/22/2021</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,629</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">22,953</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Potential levels of bonus payments under the Annual Incentive Plan with respect to 2021 performance. Further discussion of
the Annual Incentive Plan and the potential payouts to participants in that plan is contained under &#147;<B>2021 Named Executive Officers Compensation</B> &#150; <I>Annual Incentive Plan</I>&#148; beginning on page 34 of this proxy statement. The
amounts actually earned and paid with respect to 2021 are included in the <FONT STYLE="white-space:nowrap">&#147;Non-Equity</FONT> Incentive Plan Compensation&#148; column (g)&nbsp;of the <B>Summary Compensation Table</B> on page 46 of this proxy
statement. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Performance-based cash awards under the LTI Cash Program with payouts on the third anniversary of the award grant date
determined by our TSR performance relative to the average of a group of peer companies over a three-year period ending on December&nbsp;31, 2023, at a 25% weighting of each executive officer&#146;s total long-term incentive compensation opportunity.
Further discussion of the LTI Cash Program and the potential award payouts to participants in that plan is contained under &#147;<B>2021 Named Executive Officers Compensation</B> &#150; <I>Long-Term Incentive Compensation Plans</I>&#148; beginning
on page 38 of this proxy statement. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Performance-based equity awards under the 2017 Equity Incentive Plan with vesting on the third anniversary of the award
grant date (with respect to awards granted to Messrs. Helmick, Culp, Shaffer and Wenick and Ms.&nbsp;Soukenik and February&nbsp;22, 2024 with respect to the award granted to Mr.&nbsp;Adair) determined by our average ROE performance relative to the
average of a group of peer companies over a three-year period ending on December&nbsp;31, 2023, at a 50% weighting of each executive officer&#146;s total long-term incentive compensation target opportunity. The grant date fair value of these
performance shares was computed using the target level award in column (g)&nbsp;and a grant date fair value on the date of grant of $14.09, with respect to awards granted to Messrs. Helmick, Culp, Shaffer and Wenick and Ms.&nbsp;Soukenik and $15.21,
with respect to the award granted to Mr.&nbsp;Adair (although the number of shares granted at the target levels of value for these awards was </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">48 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">
determined using the average closing price of our Common Shares for the <FONT STYLE="white-space:nowrap">30-day</FONT> period preceding the grant date, which was $13.79 per share, with respect to
awards granted to Messrs. Helmick, Culp, Shaffer and Wenick and Ms.&nbsp;Soukenik and $16.01, with respect to the award granted to Mr.&nbsp;Adair). Further discussion of the 2017 Equity Incentive Plan and the terms and conditions of vesting of
performance-based awards issued to participants in that plan is contained under &#147;<B>2021 Named Executive Officers Compensation</B> &#150; <I>Long-Term Incentive Compensation Plans</I>&#148; beginning on page 38 of this proxy statement.
</TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Service-based equity awards of restricted stock under the 2017 Equity Incentive Plan which vest on the third anniversary
of the award grant date (with respect to awards granted to Messrs. Helmick, Culp, Shaffer and Wenick and Ms.&nbsp;Soukenik and February&nbsp;22, 2024 with respect to the award granted to Mr.&nbsp;Adair) conditioned on continued employment though
such anniversary. The grant date fair value of such awards was calculated using the closing price of our Common Shares on the date of grant of $14.09 per share, with respect to awards granted to Messrs. Helmick, Culp, Shaffer and Wenick and
Ms.&nbsp;Soukenik and $15.21, with respect to the award granted to Mr.&nbsp;Adair (although the number of shares granted at the target levels of value for these awards was determined using the average closing price of our Common Shares for the <FONT
STYLE="white-space:nowrap">30-calendar</FONT> day period preceding the grant date, which was $13.79 per share, with respect to awards granted to Messrs. Helmick, Culp, Shaffer and Wenick and Ms.&nbsp;Soukenik and $16.01, with respect to the awards
granted to Mr.&nbsp;Adair). Further discussion of the 2017 Equity Incentive Plan and the terms and conditions of vesting of performance-based awards issued to participants in that plan is contained under &#147;<B>2021 Named Executive Officers
Compensation</B> &#150; <I>Long-Term Incentive Compensation Plans</I>&#148; beginning on page 38 of this proxy statement. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">In connection with Mr.&nbsp;Adair&#146;s appointment effective June&nbsp;21, 2021, he received a <FONT
STYLE="white-space:nowrap">one-time</FONT> award of 5,000 shares of restricted stock under the 2017 Equity Incentive Plan which vests on the second anniversary of the award grant date conditioned on continued employment though such anniversary. The
grant date fair value of such award was calculated using the closing price of our Common Shares on the date of grant of $17.27 per share. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_71">
</A>2021 Named Executive Officer Compensation Components </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The primary elements of each executive officer&#146;s total compensation reported in
the <B>Summary Compensation Table</B> are the executive officer&#146;s base salary, annual incentive bonus, and long-term incentive compensation. Each executive officer also received certain other benefits as listed in the <B>&#147;All Other
Compensation&#148;</B> column. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_72"></A>Base Salary </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In 2021, the Compensation Committee continued to implement its base salary positioning philosophy of seeking to establish executive officer base salaries
at or near the 50<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile of our peer group banks. Base salary increases to our named executive officers in 2021 were consistent generally with baseline increases approved for all employees,
except where further adjustments were warranted based on outstanding or poor personal performance or peer market median alignment. Each named executive officer&#146;s base salary is reviewed annually and is subject to adjustments based upon our
financial performance, individual performance and our overall compensation philosophy. The Compensation Committee conducts an annual evaluation of the performance of Mr.&nbsp;Helmick in light of specified goals and objectives with input from each
independent director. Based on such evaluation and input, the Compensation Committee determines the compensation of Mr.&nbsp;Helmick and discusses its determination with all independent directors. All other executive officers are evaluated on a
variety of factors including leadership performance, strategic planning and execution, communication abilities, business knowledge, and awareness and accountability. Based thereon, Mr.&nbsp;Helmick determines whether a base salary increase or
decrease is considered to be merited based upon individual performance and presents his base salary adjustment recommendations to the Compensation Committee. As a result of the evaluations by the Compensation Committee of Mr.&nbsp;Helmick, and the
recommendations by Mr.&nbsp;Helmick regarding the remaining named executive officers as described above, the following merit-based base salary adjustments were made in 2021: (i)&nbsp;Mr.&nbsp;Helmick received a base salary increase of approximately
4.0% from $474,000 to $493,000; (ii)&nbsp;Mr.&nbsp;Culp received a base salary increase of approximately 5.0% from $252,380 to $265,000; (iii)&nbsp;Mr.&nbsp;Shaffer received a base salary increase of approximately 18.4% from
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">49 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
$190,000 to $225,000; (iv) Ms.&nbsp;Soukenik received a base salary increase of approximately 4.0% from $192,342 to $200,000; and (v)&nbsp;Mr.&nbsp;Wenick received a base salary increase of
approximately 2.4% from $256,740 to 262,928. Mr. Adair&#146;s base salary of $240,000 was established upon his appointment as Executive Vice President of Finance of Farmers Bank effective June&nbsp;21, 2021. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_73"></A>Annual Incentive Plan </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Our Annual Incentive Plan provides certain of our executive officers and <FONT STYLE="white-space:nowrap">non-executive</FONT> employees the opportunity
to receive annual cash incentive payments based upon achievement of certain corporate and individual performance goals. The Annual Incentive Plan is intended to foster superior financial results by providing corporate-wide incentives that reward
individual and team effort to achieve specified performance objectives determined for each fiscal year. The 2021 target bonus award opportunities (expressed as a percentage of base salary) and the 2021 bonus targets for each named executive officer
under the Annual Incentive Plan are disclosed on page 34 of this proxy statement under &#147;<B>2021 Named Executive Officers Compensation &#150; </B><I>Annual Incentive Plan</I>.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Payments under the Annual Incentive Plan are contingent primarily upon the achievement of <FONT STYLE="white-space:nowrap">pre-established</FONT>
performance goals during a fiscal year relating to objective financial metrics established by the Compensation Committee, and secondarily upon the results of a subjective evaluation of each individual executive&#146;s performance. Each of the
elements has an assigned weight and each of the objective financial criteria has a specific target or goal for the year. In the event that we (or the individual participant) do not meet the specified goal or target for a particular metric, then no
compensation will be paid with respect to that objective portion of the Annual Incentive Plan. The Compensation Committee established a threshold payout of 50% of target opportunity upon attaining a threshold level of the objective metric targets, a
target payout of 100% upon attainment of 100% of the objective metric targets, and a maximum payout of 150% of target opportunity upon attaining at or greater than a maximum level of the objective metrics. For performance falling within each of the
percentile ranges, payouts are made on an interpolated basis. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In establishing the Annual Incentive Plan&#146;s objective metrics and targets for
2021, the Compensation Committee utilized the Company&#146;s budgeting model to set the performance at levels that were determined to be achievable with strong management performance. All named executive officers were allocated certain weightings of
the following three core corporate financial measures: earnings per share, efficiency ratio, and return on average assets. Those were the sole objective performance criteria allocated to Messrs. Helmick, Culp and Adair. The named executive officers
other than Messrs. Helmick, Culp and Adair had significant additional objective metrics based on their specific areas of responsibility and oversight. Finally, in addition to the objective performance metrics, a subjective metric was included for
each of the named executive officers, with a weighting of 20% of the total bonus opportunity for Messrs. Helmick, Culp and Adair and a weighting of 15% for Mr.&nbsp;Shaffer, 10% for Ms.&nbsp;Soukenik, and 25% for Mr.&nbsp;Wenick. The objective
performance metrics, weightings, targets and percentage payouts based on actual performance for each of our named executive officers under the Annual Incentive Plan in 2021 is set forth in detail in the tables beginning on page 34 of this proxy
statement under &#147;<B>2021 Named Executive Officers Compensation &#150; </B><I>Annual Incentive Plan</I>.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Payouts under the subjective
element for each named executive officer were based on evaluations of overall job performance during 2021 using an extensive performance review scorecard for each executive. For each named executive officer other than Mr.&nbsp;Helmick, the
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">50 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
scorecards were completed by Mr.&nbsp;Helmick and provided the basis of his recommendations to the Compensation Committee for the subjective portion of the executive&#146;s bonus for 2021. For
Mr.&nbsp;Helmick, each member of the Board of Directors completed a scorecard which were reviewed by the Compensation Committee in reaching a determination with respect to the subjective element of Mr.&nbsp;Helmick&#146;s 2021 annual bonus. Based
upon such reviews, the Compensation Committee approved the following percentage payouts with respect to the subjective element of the total bonus opportunity for 2021: (i) Mr.&nbsp;Helmick, 150% of the possible 20% weighting;
(ii)&nbsp;Mr.&nbsp;Culp, 150% of the possible 20% weighting; (iii)&nbsp;Mr.&nbsp;Adair, 150% of the possible 20% weighting; (iv)&nbsp;Mr.&nbsp;Shaffer, 150% of the possible 15% weighting; (v)&nbsp;Ms.&nbsp;Soukenik, 150% of the possible 10%
weighting; (vi)&nbsp;Mr.&nbsp;Wenick, 150% of the possible 25% weighting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Finally, the Compensation Committee includes a circuit breaker in the
Annual Incentive Plan based on our &#147;Texas ratio&#148; for the year, determined by dividing the amount of Farmers Bank&#146;s <FONT STYLE="white-space:nowrap">non-performing</FONT> loans, other real estate owned and loans delinquent for more
than 90 days, by Farmers Bank&#146;s tangible capital equity plus its loan loss reserves. If this ratio exceeds 15% for the year, no bonuses are payable under the Annual Incentive Plan. Farmers&#146; Texas ratio for 2021 was approximately 4%, well
below this circuit breaker level. The Compensation Committee believes that the use of a circuit breaker as part of our annual bonus program helps maintain minimum levels of safety and soundness of our institution while seeking to provide appropriate
near-term incentives for achieving superior financial performance objectives. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">As a result of the performance of Farmers with respect to the
above-described objective metrics and each named executive officer&#146;s individual performance evaluations, the Compensation Committee awarded the following payouts with respect to 2021 performance under the Annual Incentive Plan: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="46%"></TD>

<TD VALIGN="bottom" WIDTH="20%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="20%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Named Executive Officer</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Amount Earned under</B><br><B>Annual&nbsp;Incentive&nbsp;Plan&nbsp;for<BR>2021</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Payout</B><br><B>as&nbsp;a&nbsp;Percentage</B><br><B>of</B><br><B>Target</B><br><B>Opportunity</B><br><B>for 2021</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">295,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">92,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">73,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">150</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">110,250</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">98,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">140</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">126,785</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">138</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Culp&#146;s award earned was prorated to reflect his period of employment and retirement effective
August&nbsp;15, 2021. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Mr.&nbsp;Adair&#146;s award earned was prorated to reflect his period of employment during 2021. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_74"></A>Long-Term Incentive Compensation </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In 2021, the Compensation Committee approved the issuance to our named executive officers of (i)&nbsp;service-based long-term incentive awards,
(ii)&nbsp;performance-based long-term equity incentive awards, and (iii)&nbsp;performance-based long-term cash incentive awards, under both our 2017 Equity Incentive Plan and our LTI Cash Program, the amounts of which are set forth in the <B>2021
Grants of Plan Based Awards</B> table located on page 48 of this proxy statement. The amounts of these long-term equity incentive awards and those granted in 2019 and 2018 are set forth below in the <B>Outstanding Equity Awards at <FONT
STYLE="white-space:nowrap">Year-End</FONT></B> table. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">A detailed discussion of the vesting criteria and other terms and conditions for such all
long-term incentive plan awards is included under &#147;<B>2021 Named Executive Officers Compensation</B> &#150; <I>Long-Term Incentive Compensation Plans</I>&#148; beginning on page 38 of this proxy statement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">51 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>2021 Outstanding Equity Awards at Fiscal <FONT STYLE="white-space:nowrap">Year-End</FONT> </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:7.5pt" ALIGN="center">


<TR>

<TD WIDTH="34%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option Awards</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="14" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Stock Awards</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="bottom" ALIGN="center"><B>(a)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(b)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(c)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(d)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(e)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(f)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(g)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(h)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(i)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(j)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:7.5pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number of<BR>Securities<BR>Underlying<BR>Unexercised<BR>Options<BR>(Exercisable)</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number of<BR>Securities<BR>Underlying<BR>Unexercised<BR>Options<BR>(Unexercisable)</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Equity<BR>Incentive<BR>Plan<BR>Awards:<BR>Number of<BR>Securities<BR>Underlying<BR>Unexercised<BR>Unearned<BR>Options</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option<BR>Exercise<BR>Price</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option<BR>Expiration<BR>Date</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number<BR>of<BR>Shares<BR>or<BR>Units<BR>of<BR>Stock<BR>that<BR>Have<BR>Not<BR>Vested</B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Market<BR>Value of<BR>Shares&nbsp;or<BR>Units
of<BR>Stock<BR>That<BR>Have&nbsp;Not<BR>Vested<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP><BR>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Equity<BR>Incentive<BR>Plan<BR>Awards:<BR>Number<BR>of<BR>Unearned<BR>Shares,<BR>Units or<BR>Other<BR>Rights<BR>That<BR>Have Not<BR>Vested<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></B><br><B>(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Equity<BR>Incentive<BR>Plan<BR>Awards:<BR>Market<BR>or<BR>Payout<BR>Value<BR>of<BR>Unearned<BR>Shares,<BR>Units<BR>or
Other<BR>Rights<BR>That<BR>Have</B><br><B>Not<BR>Vested<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,211</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">245,064</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,902</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">350,632</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,813</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">293,331</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18,130</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">336,312</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Carl D. Culp</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">5,798</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">107,553</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">8,235</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">152,759</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,956</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">129,034</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,000</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">148,400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">6,499</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(8)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">120,556</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">5,996</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">111,226</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,412</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(9)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">63,293</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,710</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">105,921</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,988</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">73,977</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3,952</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">73,310</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,767</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(10)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">51,328</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,184</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">77,613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,514</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">65,185</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,370</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">62,514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:7.5pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,249</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(11)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">60,269</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,516</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">120,872</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:7.5pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,481</TD>
<TD NOWRAP VALIGN="bottom"><SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">120,223</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Market value computed using $18.55, the closing price of our Common Shares on December&nbsp;31, 2021.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Unearned equity awards are presented based on achievement of maximum performance goals and maximum number of shares
issuable with respect to vesting thereof. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Awards of service-based restricted shares under our 2017 Equity Incentive Plan which are subject to vesting on the third
anniversary of the date of grant, conditioned on continued employment, the vesting of which would occur as follows: (i) 4,532 on February&nbsp;20, 2022; (ii) 3,953 on February&nbsp;18, 2023; and (iii) 4,726 on February&nbsp;22, 2024.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Performance-based awards granted during 2021 under our 2017 Equity Incentive Plan that are to vest, if at all, on
February&nbsp;22, 2024, based upon the performance of our average ROE relative to the average of a peer group of similar companies during the Performance Period ending December&nbsp;31, 2023, as described in greater detail under &#147;<B>2021 Named
Executive Officers Compensation</B> &#150; <I>Long-Term Incentive Compensation Plans</I>&#148; beginning on page&nbsp;38 of this proxy statement. Any performance awards that do not vest on February&nbsp;22, 2024 will be forfeited.
</P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Performance-based awards granted during 2020 under our 2017 Equity Incentive Plan that are to vest, if at all, on
February&nbsp;18, 2023, based upon the performance of our average ROE relative to the average of a peer group of similar companies during the Performance Period ending December&nbsp;31, 2022. No awards will vest if our performance falls below the 25<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> percentile or threshold level, 10% will vest if performance is at the 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile, 50% will vest if performance is at the 50<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> percentile, and 100% will vest if performance is at the 85<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile or above. For performance falling within each of these percentile ranges,
payouts and vesting will occur on an interpolated basis. Any performance awards that do not vest on February&nbsp;18, 2023 will be forfeited. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Performance-based awards granted during 2019 under our 2017 Equity Incentive Plan that are to vest, if at all, on
February&nbsp;20, 2021, based upon the performance of our average ROE relative to the average of a peer group of similar companies during the Performance Period ending December&nbsp;31, 2021. No awards will vest if our performance falls below the 25<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> percentile or threshold level, 10% will vest if performance is at the 25<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile, 50% will vest if performance is at the 50<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> percentile, and 100% will vest if performance is at the 85<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> percentile or above. For performance falling within each of these percentile ranges,
payouts and vesting will occur on an interpolated basis. Any performance awards that do not vest on February&nbsp;20, 2022 will be forfeited. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">52 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Awards of service-based restricted shares subject to vesting on the third anniversary of the date of grant, conditioned on
continued employment, the vesting of which would occur as follows: (i) 2,000 on February&nbsp;20, 2022; (ii) 1,739 on February&nbsp;18, 2023; and (iii) 2,059 on February&nbsp;22, 2024. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(8)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Awards of service-based restricted shares subject to vesting, conditioned on continued employment, as follows: (i) 1,499
on February&nbsp;22, 2024; and (ii) 5,000 on June&nbsp;21, 2023. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(9)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Awards of service-based restricted shares subject to vesting on the third anniversary of the date of grant, conditioned on
continued employment, the vesting of which would occur as follows: (i) 988 on February&nbsp;20, 2022; (ii) 997 on February&nbsp;18, 2023; and (iii) 1,427 on February&nbsp;22, 2024. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(10)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Awards of service-based restricted shares subject to vesting on the third anniversary of the date of grant, conditioned on
continued employment, the vesting of which would occur as follows: (i) 843 on February&nbsp;20, 2022; (ii) 878 on February&nbsp;18, 2023; and 1,046 on February&nbsp;22, 2024. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(11)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Awards of service-based restricted shares subject to vesting on the third anniversary of the date of grant, conditioned on
continued employment, the vesting of which would occur as follows: (i) 843 on February&nbsp;20, 2022; and (ii) 1,629 on February&nbsp;22, 2024. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>2021 Option Exercises and Stock Vested </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="12%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="12%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="12%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="12%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Option Awards</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="6" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Stock Awards</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom"><B>(a)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(b)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(c)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(d)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(e)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of&nbsp;Shares<BR>Acquired&nbsp;on<BR>Exercise&nbsp;(#)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value&nbsp;Realized&nbsp;on<BR>Exercise&nbsp;($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of&nbsp;Shares<BR>Acquired&nbsp;on<BR>Vesting&nbsp;(#)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Value&nbsp;Realized&nbsp;on<BR>Vesting&nbsp;($)<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20,615</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">285,105</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,092</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">111,912</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,526</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 62,595</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 52,430</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">7,322</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">101,263</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amounts represent number of shares which vested (i)&nbsp;on February&nbsp;21, 2021 from awards granted during 2018 under
our 2017 Equity Incentive Plan based on the performance of Farmers average ROE relative to the average ROE of our peer group of similar companies during the Performance Period ended on December&nbsp;31, 2021, and (ii)&nbsp;on February&nbsp;21, 2021
from awards of service-based restricted shares granted during 2018 under our 2017 Equity Incentive Plan conditioned on continued employment through that date. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amounts represent value realized upon vesting at the vesting date closing prices of our Common Shares of $13.83 on
February&nbsp;19, 2021. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_75"></A>Summary of Equity Awards Vested in 2021 </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">During 2021, equity awards subject to normal vesting for our named executive officers consisted of performance-based and service-based long-term awards
granted in calendar year 2017 which were subject to vesting on the third anniversary of the grant date based on, respectively, our relative average ROE for the three-year performance period ended December&nbsp;31, 2020 or continued employment. With
regard to the performance-based equity awards, 100% vested because our relative average ROE for the three-year performance period ending on December&nbsp;31, 2020 of 12.83% placed us at the 92<SUP STYLE="font-size:85%; vertical-align:top">nd</SUP>
percentile of our peer group performance for the same period. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">53 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>2021 Nonqualified Deferred Compensation </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="37%"></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP><B>(a)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(b)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(c)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(d)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(e)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(f)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Executive<BR>Contributions<BR>in Last FY</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Registrant<BR>Contributions<BR>in&nbsp;Last&nbsp;FY<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Aggregate<BR>Earnings<BR>in&nbsp;Last&nbsp;FY<SUP STYLE="font-size:85%; vertical-align:top">(2)</SUP></B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Aggregate<BR>Withdrawals/<BR>Distributions</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Aggregate<BR>Balance<BR>at&nbsp;Last</B><br><B>FYE</B><br><B>($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">50,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">47,067</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">52,610</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">532,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Carl D. Culp<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">55,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">16,279</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">22,062</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">469,930</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,800</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,390</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,429</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">135,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">60,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">10,272</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,373</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">337,816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">6,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">13,314</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,174</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">100,283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Column contains contributions by the Company in the last fiscal year under the Nonqualified Plan. Amounts shown are
included in the <B>All Other Compensation </B>column (i)&nbsp;shown in the <B>Summary Compensation Table </B>located on page&nbsp;46. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Earnings in this column represent estimated earnings on the Nonqualified Plan, which are based upon participant-directed
investment allocations. These amounts are not included in the <B>Summary Compensation Table </B>because they do not constitute above market interest or preferential earnings. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">In connection with his retirement effective August&nbsp;15, 2021, Mr.&nbsp;Culp is entitled to full distribution of the
aggregate balance shown above, with such distributions to be made in accordance with the terms of the Nonqualified Plan. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">For a
narrative discussion of our Nonqualified Plan, see page&nbsp;42 of the <B>Compensation Discussion and Analysis.</B> </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_76"></A>Employment
Agreements, Change in Control Agreements, Executive Separation Policy </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers has no written employment agreements with any of our 2021 named
executive officers, although certain potential benefits in connection with their employment are governed by an Executive Separation Policy and a Change in Control Agreement, the material terms of which are described below. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_77"></A>Change in Control Agreements </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers has entered into Change in Control Agreements with each of its executive officers, including as of December&nbsp;31, 2021, all of the current
named executive officers. Due to his retirement, Mr.&nbsp;Culp is not eligible to receive any benefits in the event of a Change in Control. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In the
event that an executive officer&#146;s employment is terminated by Farmers other than for Cause or by the executive for Good Reason during the <FONT STYLE="white-space:nowrap">six-month</FONT> period commencing prior to a Change in Control (all as
defined in the Change in Control Agreement) or the <FONT STYLE="white-space:nowrap">12-month</FONT> period thereafter, the executive would be eligible to receive the benefits set forth in the Change in Control Agreement. Those benefits included
(i)&nbsp;a payment equal to a multiple of the executive&#146;s annual base salary (three times for Mr.&nbsp;Helmick, two times for Mr.&nbsp;Adair and Mr.&nbsp;Wenick, and one time for Mr.&nbsp;Shaffer and Ms.&nbsp;Soukenik); (ii) a payment equal to
a multiple of the average of the annual incentive bonus paid to the executive in the three years preceding termination (three times for Mr.&nbsp;Helmick and one time for Mr.&nbsp;Adair, Mr.&nbsp;Shaffer, Ms.&nbsp;Soukenik and Mr.&nbsp;Wenick); (iii)
a pro rata incentive bonus payment for the year of termination which assumes that performance has been attained at the &#147;target&#148; level </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">54 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
for each executive; (iv)&nbsp;a payment equal to the monthly COBRA premium payable by the executive to continue to receive health benefits at a level similar to which the executive and his spouse
and dependents were participating for a period of months (36 for Mr.&nbsp;Helmick, 24 for Mr.&nbsp;Adair and Mr.&nbsp;Wenick, or 12 for Mr.&nbsp;Shaffer and Ms.&nbsp;Soukenik); and (v)&nbsp;for Messrs. Helmick, Adair and Wenick, a payment of $20,000
for outplacement services. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Each of the Change in Control Agreements provide for a <FONT STYLE="white-space:nowrap">&#147;cut-back&#148;</FONT> in
the event of any excise tax under Section&nbsp;280G of the Code, such that the benefits payable to the executive would be reduced to $1.00 less than the amount that causes the payments to be treated as parachute payments under Section&nbsp;280G of
the Code; provided, however, that no reduction will occur if, on an <FONT STYLE="white-space:nowrap">after-tax</FONT> basis in each case and taking into account all federal, state and local taxes (including any excise tax), the executive would
receive a greater amount if no reduction had occurred, thus providing the &#147;best net effect&#148; to the executive. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In order to receive the
benefits described above, the executive would be required to execute a general release in favor of Farmers and must also (i)&nbsp;comply with covenants prohibiting the solicitation of customers and employees (for a period of 36 months for
Mr.&nbsp;Helmick, 24 months for Messrs. Adair and Wenick, and 12 months for Mr.&nbsp;Shaffer and Ms.&nbsp;Soukenik); (ii) maintain the confidentiality of Farmers&#146; proprietary and confidential information and (iii)&nbsp;comply with <FONT
STYLE="white-space:nowrap">non-disparagement</FONT> provisions. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I><A NAME="toc201066_78"></A>Executive Separation Policy </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Farmers has adopted an Executive Separation Policy which applies to our Chief Executive Officer and President, Executive Vice President &#150; Chief
Financial Officer, Executive Vice President &#150; Chief Credit Officer, Executive Vice President &#150; Chief Retail and Marketing Officer and such other persons as may be designated annually by the Board of Directors, including currently our
Executive Vice President, Chief Wealth Management Officer, among other executive officers (collectively, the &#147;Covered Executives&#148;). Accordingly, each of our named executive officers, other than Mr.&nbsp;Culp, is a Covered Executive and
participates in the Executive Separation Policy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In the event that a Covered Executive&#146;s employment is terminated by Farmers for Cause or by
the Covered Executive without Good Reason (each as defined in the Executive Separation Policy), then the Covered Executive would be entitled to receive (i)&nbsp;all earned but unpaid compensation for time worked through the date of termination; and
(ii)&nbsp;any rights and benefits, if any, as may be provided under other plans and programs of Farmers, determined in accordance with the applicable terms and provisions of such plans and programs, including, without limitation, earned but unused
vacation (collectively, the &#147;Accrued Obligations&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">If the Covered Executives employment is terminated by Farmers without Cause or by the
Covered Executive with Good Reason, then, in addition to the Accrued Obligations, the Covered Executive would be eligible to receive, upon execution of a release and acceptance of additional restrictive covenants, the following: (i)&nbsp;a lump sum
equal to <FONT STYLE="white-space:nowrap">36-months&#146;</FONT> salary for Mr.&nbsp;Helmick or <FONT STYLE="white-space:nowrap">18-months&#146;</FONT> salary for Messrs. Adair, Shaffer, Wenick and Ms.&nbsp;Soukenik; (ii)&nbsp;a pro rata incentive
bonus in a lump sum equal to the bonus the Covered Executive would have earned (assuming performance at the &#147;target&#148; level); (iii) a lump sum amount equal to the monthly COBRA premium payable by the Covered Executive to continue to receive
health benefits at a level similar to which the Covered Executive and his or her spouse and dependents were receiving multiplied by 36 (for Mr.&nbsp;Helmick) or 18 (for Messrs. Adair, Shaffer, Wenick and Ms.&nbsp;Soukenik); and (iv)&nbsp;a lump sum
payment in an amount not to exceed </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">55 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
$10,000 (for Mr.&nbsp;Helmick) or $7,500 (for Messrs. Adair, Shaffer, Wenick and Ms.&nbsp;Soukenik) for reasonable outplacement services for up to one year by a firm selected by Farmers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Executive Separation Policy defines &#147;Good Reason&#148; to include any of the following: (a)&nbsp;a reduction in a Covered Executive&#146;s
annual base salary rate, unless such reduction generally applies to other Covered Executives regardless of the reason(s) therefor; (b)&nbsp;a substantial diminution in a Covered Executive&#146;s duties, authorities or responsibilities; or
(3)&nbsp;the relocation of a Covered Executive&#146;s principal place of employment with the Company that meets certain conditions in the Executive Separation Policy. The Executive Separation Policy defines &#147;Cause&#148; to mean (a)&nbsp;the
willful or negligent failure by the Covered Executive to substantially perform his or her duties with the Company and, after written notification by the Company to the Covered Executive, the continued failure of the Covered Executive to
substantially perform such duties; (b)&nbsp;the willful or negligent engagement by the Covered Executive in conduct which is demonstrably and materially injurious to the Company, financially or otherwise; (c)&nbsp;action or inaction by the Covered
Executive that constitutes a breach of a fiduciary duty with respect to the Company or any of its subsidiaries; (d)&nbsp;the violation of any material written policy, rule or regulation of the Company; or (e)&nbsp;the Covered Executive&#146;s
material breach of any agreement in respect of confidentiality with the Company, whether or not entered into after the effective date of the Executive Separation Policy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In order to receive any payments pursuant to the Executive Separation Policy (other than the Accrued Obligations), the Covered Executive would be
required to execute a general release in favor of Farmers and must also (i)&nbsp;comply with a <FONT STYLE="white-space:nowrap">non-competition</FONT> covenant for 12 months; (ii)&nbsp;comply with covenants prohibiting the solicitation of customers
and employees for a period of time equal to 24 months for Mr.&nbsp;Helmick or <FONT STYLE="white-space:nowrap">18-months</FONT> for Messrs. Adair, Shaffer, Wenick and Ms.&nbsp;Soukenik); (iii) maintain the confidentiality of Farmers&#146;
proprietary and confidential information and (iv)&nbsp;comply with <FONT STYLE="white-space:nowrap">non-disparagement</FONT> provisions. Failure to abide by these conditions requires the Covered Executive to return to Farmers, within 10 days after
request by Farmers, any amounts Farmers has paid to the Covered Executive under the Executive Separation Policy (other than the Accrued Obligations). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In the event that a Covered Executive is terminated under circumstances that would entitle him or her to payment under a Change in Control Agreement,
then the terms of the Change in Control Agreement will be controlling and the Covered Executive would not be entitled to benefits under the Executive Separation Policy. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">56 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_79"></A>Potential Payments Upon Termination or Change in Control </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following table summarizes potential amounts payable to each named executive officer under various termination scenarios including those provided
pursuant to the terms of the Executive Separation Policy and Change in Control Agreements described in the section titled &#147;<B>EXECUTIVE COMPENSATION AND OTHER INFORMATION &#151;&nbsp;&nbsp; </B><B></B><B>Employment Agreements, Change in Control
Agreements, Executive Separation Policy&#148; </B>beginning on page&nbsp;54 of this proxy statement. The figures in the table assume termination occurring on December&nbsp;31, 2021. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>2021 Potential Payments Upon Termination or Change in Control </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:ARIAL"><B>Compensation<BR>Components</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Death or<BR>Disability<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Voluntary<BR>Termination&nbsp;without</B><br><B>Good Reason or<BR>Involuntary<BR>Termination</B><br><B>for Cause<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Voluntary<BR>Termination&nbsp;with<BR>Good Reason
or<BR>Involuntary<BR>Termination<BR>without&nbsp;Cause<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Voluntary<BR>Termination&nbsp;with<BR>Good Reason or<BR>Involuntary<BR>Termination&nbsp;without<BR>Cause upon Change<BR>in Control<SUP
STYLE="font-size:85%; vertical-align:top">(4)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Retirement</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Kevin J. Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Severance Pay</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,479,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,479,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">49,248</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">49,248</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annual Incentive Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">197,200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">197,200</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">948,096</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term Incentive Plans<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">694,515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">245,064</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">924,814</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Nonqualified Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">553,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">553,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">553,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">553,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,445,520</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">553,805</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2,524,317</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">3,954,963</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Carl D. Culp<SUP STYLE="font-size:85%; vertical-align:top">(6)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Severance Pay</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annual Incentive Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">92,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term Incentive Plans<SUP STYLE="font-size:85%; vertical-align:top">(7)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">226,062</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Nonqualified Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">469,930</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">788,742</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Troy Adair</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Severance Pay</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">360,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">480,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">15,660</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">20,880</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annual Incentive Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">84,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">84,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">84,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term Incentive Plans<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">54,344</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">27,806</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">107,419</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Nonqualified Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">138,957</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">613</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">488,079</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">692,912</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Timothy F. Shaffer</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Severance Pay</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">225,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">225,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9,421</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9,421</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annual Incentive Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">78,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">78,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">159,758</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term Incentive Plans<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">172,796</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">63,293</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">238,875</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Nonqualified Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">135,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">135,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">135,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">135,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">387,007</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">135,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">511,924</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">768,515</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Amber Wallace Soukenik</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Severance Pay</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">200,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">200,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9,324</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">9,324</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annual Incentive Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">70,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">152,034</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term Incentive Plans<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">142,801</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">51,328</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">193,839</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Nonqualified Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">337,816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">337,816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">337,816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">337,816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">550,617</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">337,816</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">668,468</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">893,013</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Mark Wenick</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Severance Pay</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">394,392</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">525,856</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Benefits</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">13,731</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">18,308</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Annual Incentive Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">92,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">92,024</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">197,357</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Long-term Incentive Plans<SUP STYLE="font-size:85%; vertical-align:top">(5)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">169,888</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">60,269</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">225,155</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Nonqualified Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">100,283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">100,283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">100,283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">100,283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">362,195</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">100,283</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">660,699</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,066,960</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">57 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">No severance benefits are provided upon a named executive officer&#146;s death or disability other than (i)&nbsp;payment
of the target amount under our Annual Incentive Plan, (ii)&nbsp;vesting of long-term incentive plan awards, and (iii)&nbsp;amounts vested under our Nonqualified Plan. All outstanding service-based awards fully vest upon death or disability. A pro
rata portion of outstanding performance-based awards, both cash- and equity-based, vest upon death or disability, but are settled only at the end of the normal vesting period and only to the extent determined by the performance criteria over the
performance period. For purposes of this calculation, it was assumed that the pro rata amount of outstanding performance-based long-term incentive awards would vest at their target levels of performance. The value of all equity awards for these
purposes was calculated using the closing price of our Common Shares on December&nbsp;31, 2021 of $18.55. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Our Executive Separation Policy provides the participating executives with the following benefits as a result of a
voluntary termination without Good Reason or an involuntary termination by Farmers Bank for Cause (each as defined in the Executive Separation Policy): (a) their Accrued Obligations; and (b)&nbsp;any rights and benefits, if any, provided under plans
and programs of the Company, determined in accordance with the applicable terms and provisions of such plans and programs, including, without limitation, earned but unused vacation (however the table assumes that the executives would receive no
benefit for unused paid time off as of December&nbsp;31, 2021, as unused paid time off cannot be carried over from one year to the next). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Our Executive Separation Policy generally provides the Covered Executives the following benefits as a result of a
termination by the Company without Cause or by the Covered Executives for Good Reason: (a)&nbsp;the Accrued Obligations, (b)&nbsp;a lump sum equal to <FONT STYLE="white-space:nowrap">36-months&#146;</FONT> salary for Mr.&nbsp;Helmick or <FONT
STYLE="white-space:nowrap">18-months&#146;</FONT> salary for Messrs. Adair, Shaffer, Wenick and Ms.&nbsp;Soukenik; (c)&nbsp;a pro rata incentive bonus in a lump sum equal to the bonus the Covered Executive would have earned (assuming performance at
the &#147;target&#148; level); (d) a lump sum amount equal to the monthly COBRA premium payable by the Covered Executive to continue to receive health benefits at a level similar to which the Covered Executive and his or her spouse and dependents
were receiving multiplied by 36 (for Mr.&nbsp;Helmick) or 18 (for Messrs. Adair, Shaffer, Wenick and Ms.&nbsp;Soukenik); and (e)&nbsp;a lump sum payment in an amount not to exceed $10,000 (for Mr.&nbsp;Helmick) or $7,500 (for Messrs. Adair, Shaffer,
Wenick and Ms.&nbsp;Soukenik) for reasonable outplacement services for up to one year by a firm selected by Farmers. All outstanding service-based awards fully vest (calculated using the closing price of our Common Shares on December&nbsp;31, 2021
of $18.55, and all outstanding performance-based awards are forfeited. Because termination is assumed for purposes of the table to have occurred on December&nbsp;31, 2021, the annual incentive benefit payable to the executives is a full year bonus
at the &#147;target&#148; level and not a pro rata portion of that annual incentive benefit. The table also assumes that the executives would receive no benefit for unused paid time off as of December&nbsp;31, 2021, as unused paid time off cannot be
carried over from one year to the next. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(4)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">The Change in Control Agreements with our named executive officers provide for the following payments if employment is
terminated by the Company other than for Cause or by the executive for Good Reason (as each defined in the Change in Control Agreements): (a) a payment in an amount equal to the executive&#146;s annual base salary multiplied by three for
Mr.&nbsp;Helmick, two times for Mr.&nbsp;Adair, or one for Mr.&nbsp;Shaffer and Ms.&nbsp;Soukenik and all other executive officers; (b)&nbsp;a lump sum amount equal to the average of the annual incentive bonus paid to the executive in the three
years preceding termination multiplied by three for Mr.&nbsp;Helmick, two times for Mr.&nbsp;Adair and one time for Messrs. Shaffer and Wenick and Ms.&nbsp;Soukenik and all other executive officers; (c)&nbsp;a pro rata incentive bonus of the year of
termination (assuming performance had been attained at the &#147;target&#148; level); (d) a lump sum payment in an amount equal to the monthly COBRA premium payable by the executive to continue to receive health benefits at a level similar to which
the executive and his spouse and dependents were participating multiplied by 36 for Mr.&nbsp;Helmick, 24 for Messrs. Adair and Wenick, or 12 for Mr.&nbsp;Shaffer and Ms.&nbsp;Soukenik and all other executive officers; and (e)&nbsp;a lump sum of
$20,000 for outplacement services for Messrs. Helmick and Adair. Upon a voluntary termination for Good Reason or an involuntary termination without Cause within two years following a Change in Control, (i)&nbsp;all outstanding service-based awards
fully vest, and (ii)&nbsp;all outstanding performance-based long-term incentive awards vest and are settled at the &#147;target&#148; level of performance. The value of all equity awards for these purposes was calculated using the closing price of
our Common Shares on December&nbsp;31, 2021 of $18.55. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(5)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Upon death or disability (i)&nbsp;all outstanding service-based awards fully vest, and (ii)&nbsp;a pro rata portion of
outstanding performance-based awards, both cash- and equity-based, vest subject to settlement only at the end of the normal vesting period and only to the extent determined by the performance criteria over the performance period. For purposes of
these calculations, it was assumed that the pro rata amount of outstanding performance-based long-term incentive awards would vest at target levels of performance. Upon voluntary termination without Good Reason or involuntary termination for Cause,
all outstanding long-term incentive awards are forfeited. Upon voluntary termination with Good Reason or involuntary termination without Cause (i)&nbsp;all outstanding service-based awards fully vest, and (ii)&nbsp;all outstanding performance-based
awards are forfeited. Upon a voluntary termination for Good Reason or an involuntary termination without Cause within two years following a Change in Control, (i)&nbsp;all outstanding service-based awards fully vest, and (ii)&nbsp;all outstanding
performance-based long-term incentive awards vest and are settled at the &#147;target&#148; level of performance. The value of all equity awards for these purposes was calculated using the closing price of our Common Shares on December&nbsp;31, 2021
of $18.55. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(6)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Values for Mr.&nbsp;Culp reflect amounts received with respect to Mr.&nbsp;Culp&#146;s retirement effective
August&nbsp;15, 2021. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(7)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:ARIAL; " ALIGN="left">Value includes Mr.&nbsp;Culp&#146;s (i)&nbsp;long-term performance based equity awards granted in 2019, 2020 and 2021
under the 2017 Equity Incentive Plan, which vested on a pro rata basis upon his retirement effective August&nbsp;15, 2021, based on Farmers&#146; actual performance determined as of June&nbsp;30, 2021, (ii) long-term service-based equity awards
granted in 2019, 2020 and 2021 under the 2017 Equity Incentive Plan, which vested on a pro rata basis upon his retirement effective August&nbsp;15, 2021, based on Farmers&#146; actual performance determined as of June&nbsp;30, 2021, and (iii) 2021
long-term incentive award granted under the LTI Cash Program, which vested on a pro rata basis effective August&nbsp;15, 2021. The value of Mr.&nbsp;Culp&#146;s 2019 long-term performance and service-based equity awards was calculated using the
closing price of our Common Shares on August&nbsp;13, 2021 of $15.86. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">58 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_80"></A>EQUITY COMPENSATION PLAN INFORMATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Our 2017 Equity Incentive plan authorized the Company to issue up to 800,000 of Common Shares to our employees and
<FONT STYLE="white-space:nowrap">non-employee</FONT> directors in exchange for consideration in the form of goods or services. Information on awards outstanding under such plans as of December&nbsp;31, 2021, is set forth below: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="15%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="15%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="15%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(a)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>(b)</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>(c)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Plan Category</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of&nbsp;Securities<BR>to be Issued upon<BR>Exercise of<BR>Outstanding&nbsp;Options,<BR>Warrants<BR>and Rights<SUP
STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B><FONT STYLE="white-space:nowrap">Weighted-Average</FONT><BR>Exercise Price of<BR>Outstanding<BR>Options,&nbsp;Warrants<BR>and Rights<SUP
STYLE="font-size:85%; vertical-align:top">(2)</SUP><SUP STYLE="font-size:85%; vertical-align:top"> </SUP></B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of&nbsp;Securities<BR>Remaining&nbsp;Available&nbsp;for<BR>Future Issuance Under<BR>Equity Compensation<BR>Plans (Excluding<BR>Securities
Reflected in<BR>Column (a))<SUP STYLE="font-size:85%; vertical-align:top">(3)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Equity compensation plans approved by security holders</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">79,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">269,875</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Equity compensation plans not approved by security holders</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">N/A</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">79,494</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center">&#151;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">269,875</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount represents awards of performance-based shares granted pursuant to the 2017 Equity Incentive Plan, the vesting of
which is contingent upon corporate performance measured by evaluating our average ROE relative to the average ROE of a peer group of financial institutions during the applicable three-year performance period commencing in the year of grant. Amount
does not include outstanding awards of service-based restricted shares totaling 99,564, which are subject to vesting within the third anniversaries of the grant dates, conditioned upon continued employment of the participants on such anniversary
dates. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(2)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">The weighted average exercise price is not determinable for the awards of performance-based shares described in footnote
(1). </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(3)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amount represents shares available for future issuance under the 2017 Equity Incentive Plan. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">59 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_81"></A>2021 DIRECTOR COMPENSATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following table sets forth compensation information on each of Farmers&#146; <FONT STYLE="white-space:nowrap">non-employee</FONT> directors.
Directors who are employees of Farmers do not receive additional compensation for services as a director. For additional description of our director compensation, see <B>Other Elements of Our Executive Compensation Programs &#150; </B><B><I>Director
Compensation</I></B> on page&nbsp;44 of the <B>Compensation Discussion and Analysis.</B> </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="43%"></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; "><B>Name</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Fees&nbsp;Earned&nbsp;or&nbsp;Paid</B><br><B>in Cash ($)<SUP STYLE="font-size:85%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Stock</B><br><B>Awards&nbsp;($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total ($)</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Gregory C. Bestic</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 67,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 67,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Anne Frederick Crawford</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 52,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 52,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Neil J. Kaback</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 8,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 8,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Ralph D. Macali</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 52,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 52,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Frank J. Monaco</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 21,875</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 21,875</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Terry A. Moore</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 57,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 57,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Edward W. Muransky</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 52,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 52,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">David Z. Paull</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 74,833</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 74,833</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">James R. Smail</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">101,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">101,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Richard B. Thompson</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 8,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right"> 8,750</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Amounts reflect all fees paid in cash during 2021 for services as a director, including the&nbsp;following amounts paid
to directors with additional duties: (i)&nbsp;$25,000 for the independent Board Chair; (ii)&nbsp;$20,000 for the independent Board Vice Chair from January&nbsp;1, 2021 through April&nbsp;30, 2021 and $10,000 from May&nbsp;1, 2021 through
December&nbsp;31, 2021; (iii)&nbsp;$10,000 for the chair of the Executive Committee; and (iv)&nbsp;$5,000 for all other committee chairs. Amounts for Messrs. Smail and Bestic include $18,600 and $9,600, respectively, in fees for their service on the
Board of Directors of Farmers Trust Company, a subsidiary of Farmers. The amount for Mr.&nbsp;Paull includes $4,000 in fees for his service on the Board of Directors of National Associates,&nbsp;Inc., a subsidiary of Farmers Trust Company. The fees
for service as director were prorated for Messrs. Kaback, Monaco and Thompson based on their period of service during 2021. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">60 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_82"></A>CEO PAY RATIO DISCLOSURE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_83"></A>CEO Pay Ratio </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Pursuant to
Commission regulations adopted under the Dodd-Frank Act, we are required to calculate and disclose the ratio of the annual total compensation of our chief executive officer, Mr.&nbsp;Helmick, compared to the total annual compensation of our employee
whose compensation represents the median compensation of all employees other than Mr.&nbsp;Helmick. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">To identify such &#147;median employee&#148; we
added the salary paid to each employee (other than Mr.&nbsp;Helmick) during 2021 plus all other compensation paid to each employee for services rendered during 2021, to arrive at total compensation paid to each employee with respect to 2021. We used
the amount of salary paid during 2021, rather than salary paid for services rendered during 2021 regardless of when actually paid, for purposes of identifying the median employee. We calculated the compensation of each of our employees who was
employed by the Company as of December&nbsp;31, 2021. The compensation of full-time, permanent employees who were hired after January&nbsp;1, 2021 was annualized. The compensation of part-time, temporary and seasonal employees was not adjusted to a
full-time or full-year equivalent. We included for each employee all forms of compensation that were paid to that employee during 2021, including, as applicable, the following: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Base salary or wages, including overtime </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Bonuses </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Grants of time-based long-term incentive compensation awards </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Other incentive compensation, including vesting of performance-based long-term incentive compensation awards
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Service awards for years of service to Farmers </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Christmas gifts </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">401(k) plan matching contributions </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Nonqualified deferred compensation </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Nonqualified executive retirement compensation </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Health insurance premiums </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">Group term life insurance, AD&amp;D, and long-term and short-term disability premiums </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">After calculating each employee&#146;s annual total compensation, we ranked the annual total compensation of all employees other than Mr.&nbsp;Helmick from lowest to
highest and identified the middle employee in the list as the median employee. We then calculated the annual total compensation of both Mr.&nbsp;Helmick and such median employee for the 2021 calendar year in a manner consistent with the rules for
determining amounts disclosed in the <B>Summary Compensation Table</B> located on page&nbsp;46. The calculations yielded the following results: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="86%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Annual total compensation of Mr.&nbsp;Helmick</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,223,791</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">The median employee&#146;s annual total compensation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">55,069</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">The ratio of Mr.&nbsp;Helmick&#146;s annual total compensation to the median employee&#146;s annual total
compensation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22.22:1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The Compensation Committee believes our compensation program must be equitable to all employees to motivate our employees to perform in
manners that enhance shareholder value. We will continue to monitor the relationship of the compensation of our executive officers, including our chief executive officer, to the compensation of <FONT STYLE="white-space:nowrap">non-executive</FONT>
employees. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">61 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_84"></A>PROPOSAL&nbsp;TWO&nbsp;&#151; ADVISORY VOTE ON EXECUTIVE COMPENSATION
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">As required by Section&nbsp;14A of the Exchange Act, Farmers is providing shareholders with the right to vote to approve, on an advisory
(nonbinding) basis, the following resolution relative to the compensation of the Company&#146;s named executive officers: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:ARIAL"><B><I>&#147;RESOLVED, that
the shareholders approve the compensation of Farmers&#146; named executive officers, as disclosed pursuant to the compensation disclosure rules of the Commission, including the compensation discussion and analysis, compensation tables and any
related material disclosed in this proxy statement.&#148; </I></B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">As described in the<B> &#147;Compensation Discussion and Analysis&#148;
</B>section of this proxy statement, the Board of Directors believes that Farmers&#146; compensation policies and procedures are aligned with Farmers&#146; short-term goals and long-term success. The Board of Directors believes that its <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">pay-for-performance</FONT></FONT> philosophy and objectively-driven incentive-based compensation opportunities are designed to both be competitive with opportunities offered by similarly
situated financial institutions and to attract, retain and motivate the key executives directly responsible for our continued success. At the Company&#146;s 2021 Annual Meeting of Shareholders, our shareholders approved the executive compensation as
disclosed in the proxy statement for that Annual Meeting, with approximately 93% of the Common Shares represented by shareholders present in person or represented by proxy voting for approval. The Compensation Committee evaluated the results of this
supportive advisory vote, together with the other factors and data discussed in the Compensation and Discussion Analysis, in determining executive compensation policies, making executive compensation decisions, and continuing implementation of its
compensation philosophy and objectives. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Please read the <B>&#147;Compensation Discussion and Analysis&#148;</B> and <B>&#147;Executive Compensation
and Other Information&#148;</B> sections of this proxy statement, including the tables and related narratives, for additional details about our executive compensation philosophy and programs, including information about the calendar year 2021
compensation of the Company&#146;s named executive officers. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Vote Required and Board of Directors&#146; Recommendation </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">This Proposal Two to approve the resolution regarding the compensation of Farmers&#146; named executive officers requires the affirmative vote of the
holders of a majority of the Common Shares present (via the live webcast), represented and entitled to vote at the Annual Meeting. Accordingly, broker <FONT STYLE="white-space:nowrap">non-votes</FONT> will not be relevant to the outcome. Abstentions
will be counted as present and entitled to vote for purposes of Proposal Two and, thus, will have the same effect as a vote against Proposal Two. Because this vote is advisory, it will not be binding on Farmers or the Board of Directors; however,
the Board of Directors and the Compensation Committee will review the voting results and will take into account the outcome of the vote when considering future executive compensation arrangements. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>THE BOARD OF DIRECTORS UNANIMOUSLY RECOMMENDS A VOTE &#147;FOR&#148; </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>APPROVAL OF THE ADVISORY VOTE ON EXECUTIVE COMPENSATION. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">62 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_86"></A>REPORT OF THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Management is responsible for Farmers&#146; internal controls and the financial reporting process. The independent registered public accounting firm is
responsible for performing an independent audit of Farmers&#146; consolidated financial statements in accordance with auditing standards generally accepted in the United States and to issue a report thereon. The Audit Committee&#146;s responsibility
is to monitor and oversee these processes, and the Committee Chair, as representative of the Committee, discusses the interim financial information contained in quarterly earnings announcements with both management and the independent registered
public accounting firm prior to public release. The Audit Committee also recommends to the Board of Directors the selection of Farmers&#146; independent registered public accounting firm and must <FONT STYLE="white-space:nowrap">pre-approve</FONT>
all services provided. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">NASDAQ rules require each member of the Audit Committee to be able to read and understand financial statements. The Company
believes that each member of the Audit Committee as constituted satisfies this requirement. Members of the Audit Committee rely without independent verification on the information provided to them and on the representations made by management and
the independent registered public accounting firm, although each member of the Audit Committee has the authority to engage and determine funding for independent advisors as deemed necessary. Furthermore, the Audit Committee&#146;s considerations and
discussions referred to above do not assure that the audit of Farmers&#146; financial statements has been carried out in accordance with generally accepted auditing standards, that the financial statements are presented in accordance with generally
accepted accounting principles or that the Company&#146;s independent registered public accounting firm is in fact &#147;independent.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In this
context, the Audit Committee met and held discussions with Farmers&#146; management, who represented to the Audit Committee that the Company&#146;s consolidated financial statements were prepared in accordance with accounting principles generally
accepted in the United States. The Audit Committee reviewed and discussed the consolidated financial statements with both management and Farmers&#146; independent registered public accounting firm for the year ended December&nbsp;31, 2021,
CliftonLarsonAllen LLP (&#147;CLA&#148;). The Audit Committee also discussed with CLA matters required to be discussed by Public Company Accounting Oversight Board (PCAOB) Auditing Standard (AS) 1301 (previously AS No.&nbsp;16). CLA provided to the
Audit Committee written disclosures pursuant to Rule&nbsp;3526 of the PCAOB (Communications with Audit Committees Concerning Independence). The Audit Committee has discussed with CLA any relationships with or services to Farmers or its subsidiaries
that may impact the objectivity and independence of CLA, and the Audit Committee has satisfied itself as to CLA&#146;s independence. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Based upon the
Audit Committee&#146;s discussion with management and CLA, and the Committee&#146;s review of the representation of management and the report of CLA to the Audit Committee, the Audit Committee recommended to the Board of Directors that the audited
consolidated financial statements for the year ended December&nbsp;31, 2021 be included in Farmers&#146; Annual Report on <FONT STYLE="white-space:nowrap">Form&nbsp;10-K</FONT> filed with the Commission. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:13%; text-indent:35%; font-size:10pt; font-family:ARIAL">The Audit Committee: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:13%; text-indent:35%; font-size:10pt; font-family:ARIAL">Gregory C. Bestic, Chair </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:35%; font-size:10pt; font-family:ARIAL">Ralph D. Macali </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:35%; font-size:10pt; font-family:ARIAL">Edward W. Muransky </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:35%; font-size:10pt; font-family:ARIAL">Frank J. Monaco </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:13%; text-indent:35%; font-size:10pt; font-family:ARIAL">Neil J. Kaback </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">63 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_87"></A>PROPOSAL&nbsp;THREE &#151; RATIFICATION OF SELECTION OF INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Upon the recommendation and approval of the Audit Committee of the Board of Directors and the approval by the
Board of Directors, the Company has selected CliftonLarsonAllen LLP (&#147;CLA&#148;) to act as the independent registered public accounting firm to examine Farmers&#146; books, records and accounts and those of its subsidiaries for the year ending
December&nbsp;31, 2022. This appointment is being presented to shareholders for ratification or rejection during the Annual Meeting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">CLA was
Farmers&#146; independent registered public accounting firm for the year ended December&nbsp;31, 2021, and is considered by the Audit Committee and the Board of Directors to be well qualified. By NASDAQ and Commission rules and regulations,
selection of Farmers&#146; independent registered public accounting firm is the direct responsibility of the Audit Committee. The Board of Directors has determined, however, to seek shareholder ratification of this selection as both a good corporate
practice and to provide shareholders an avenue to express their views on this important matter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The proposal to ratify the appointment of
Farmers&#146; independent registered public accounting firm requires the affirmative vote of the holders of a majority of the Common Shares present (via the live webcast), represented and entitled to vote during the Annual Meeting. Shareholders may
vote <B>&#147;FOR,&#148; &#147;AGAINST&#148; </B>or <B>&#147;ABSTAIN&#148; </B>from voting on Proposal&nbsp;Three. Broker <FONT STYLE="white-space:nowrap">non-votes</FONT> may be counted as votes &#147;For&#148; Proposal&nbsp;Three. Abstentions will
be counted as present and entitled to vote for purposes of Proposal&nbsp;Three and thus will have the same effect as a vote against Proposal&nbsp;Three. If shareholders fail to ratify the appointment, the Audit Committee will seek to understand the
reasons for such failure and will take those views into account in this and future appointments of Farmers&#146; independent registered public accounting firm. Even if the current selection is ratified by shareholders, the Audit Committee reserves
the right to terminate the engagement of CLA and appoint a different independent accounting firm at any time during the year if the Audit Committee determines that such change would be in the best interests of the Company and its shareholders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Representatives of CLA will be present (via the live webcast) during the Annual Meeting to make a statement if they desire to do so and will be
available to respond to appropriate questions. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>THE AUDIT COMMITTEE AND THE BOARD OF DIRECTORS EACH RECOMMEND A VOTE &#147;FOR&#148; RATIFICATION
OF THE SELECTION OF CLIFTONLARSONALLEN LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM OF THE COMPANY FOR THE CURRENT YEAR. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">64 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_88"></A>Independent Registered Public Accounting Firm Fees </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Fees for professional services rendered by CLA for fiscal 2021 and 2020 were as follows: </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="66%"></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2021</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2020</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Audit Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">413,468</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">319,163</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Audit-Related Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Tax Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">31,367</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">23,448</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">All Other Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Total Fees</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">444,835</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">342,611</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Audit Fees </I>consist of fees billed by Farmers&#146; independent registered public accounting firm for the audit of
Farmers&#146; annual financial statements, the review of financial statements included in the Company&#146;s quarterly reports on Form <FONT STYLE="white-space:nowrap">10-Q,</FONT> statutory and subsidiary audits and services provided in connection
with regulatory filings during 2021. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL"><I>Tax Fees </I>represent fees for professional services for tax compliance, tax advice and tax planning. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Audit Committee has considered whether the provision of <FONT STYLE="white-space:nowrap">non-audit</FONT> services is compatible with maintaining
the independence of CLA and has concluded that it is. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_89"></A><FONT STYLE="white-space:nowrap">Pre-Approval</FONT> of Fees </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Under applicable Commission rules, the Audit Committee <FONT STYLE="white-space:nowrap">pre-approves</FONT> the audit and
<FONT STYLE="white-space:nowrap">non-audit</FONT> services performed by the independent registered public accounting firm to assure that the provision of the services does not impair the firm&#146;s independence. Unless a type of service to be
provided by the independent registered public accounting firm has received general <FONT STYLE="white-space:nowrap">pre-approval,</FONT> it requires specific <FONT STYLE="white-space:nowrap">pre-approval</FONT> by the Committee. In addition, any
proposed services exceeding <FONT STYLE="white-space:nowrap">pre-approved</FONT> cost levels require specific Audit Committee <FONT STYLE="white-space:nowrap">pre-approval.</FONT> The Audit Committee also reviews, generally on a quarterly basis,
reports summarizing the services provided by the independent registered public accounting firm. All of the services related to <I>Audit-Related Fees, Tax Fees </I>or <I>All Other Fees </I>described above were
<FONT STYLE="white-space:nowrap">pre-approved</FONT> by the Audit Committee. The Audit Committee&#146;s <FONT STYLE="white-space:nowrap">pre-approval</FONT> policy is contained in the Audit Committee Charter, a current copy of which is available at
<I><U>www.farmersbankgroup.com</U>.</I> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">65 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_90"></A>PROPOSAL&nbsp;FOUR &#151; ADOPTION AND APPROVAL OF THE FARMERS NATIONAL
BANC CORP. 2022 EQUITY INCENTIVE PLAN </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_91"></A>Background </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">On February&nbsp;22, 2022, the Board of Directors adopted the Farmers National Banc Corp. 2022 Equity Incentive Plan (the &#147;2022 Incentive
Plan&#148;), subject to shareholder approval. Farmers is asking its shareholders to approve the 2022 Incentive Plan so that it may utilize equity and performance-based compensation to achieve the Company&#146;s performance, recruiting, retention and
incentive goals. Farmers strongly believes that approval of the 2022 Incentive Plan is essential to the Company&#146;s continued success. The Board of Directors and management believe that equity compensation is a valuable tool to attract and retain
exceptional personnel, motivate performance and most importantly to help align the interests of Farmers&#146; employees and directors with the interests of the Company&#146;s shareholders. In addition, the Board of Directors and management believe
that equity-based awards are a competitive necessity in the financial services industry, and are essential to recruiting and retaining the individuals needed to successfully execute Farmers&#146; business plan and continue its strong performance in
the future. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">By approving the 2022 Incentive Plan, the Compensation Committee will continue to have the ability to grant equity-based incentive
compensation, in appropriate amounts, in order to promote executive attraction and retention as well as enhance the long-term alignment between Farmers&#146; executives and the Company shareholders, with the ultimate goal of increasing shareholder
value. If the 2022 Incentive Plan is approved, the Compensation Committee anticipates there will be a sufficient number of Common Shares available for issuance under the 2022 Incentive Plan to provide equity-based incentive compensation in
appropriate amounts over the next four years. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_92"></A>Highlights of the 2022 Incentive Plan </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The 2022 Incentive Plan authorizes the granting of awards of restricted stock, stock units and share awards, each of which may also be granted as
performance-based awards.&nbsp;The 2022 Incentive Plan has been designed to include a number of provisions believed to promote best practices by reinforcing the alignment between equity compensation arrangements and shareholders&#146; interests.
These provisions include the following: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Reasonable Share Authorization</I>. The 1,000,000 Common Shares authorized for issuance under the 2022 Incentive Plan
represent approximately 2.9% of Farmers&#146; Common Shares as of March&nbsp;8, 2022. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Only &#147;Full Value&#148; Awards Available for Grant</I>. The 2022 Incentive Plan permits only &#147;full value&#148;
awards of restricted stock, stock units and share awards to be granted to participants; no stock options or stock appreciation rights are authorized under the 2022 Incentive Plan. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Administration by Independent Directors</I>. The 2022 Incentive Plan will be administered by the Compensation Committee,
whose members all satisfy the NASDAQ standards for independence and the disinterested administration requirements of Rule <FONT STYLE="white-space:nowrap">16b-3</FONT> under the Exchange Act. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>No Liberal Share Counting</I>. The 2022 Incentive Plan prohibits liberal share counting and does not allow any Common
Shares withheld for the payment of taxes to again be granted as awards. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">66 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Minimum Vesting Period</I>. The minimum vesting period for any award issued under the 2022 Incentive Plan is one year,
except for a limited number (50,000) of unrestricted share awards. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I><FONT STYLE="white-space:nowrap">Non-employee</FONT> Director Participation</I>.
<FONT STYLE="white-space:nowrap">Non-employee</FONT> directors selected by the Committee are eligible to participate in the Plan, however, the maximum aggregate fair market value of Common Shares associated with any award made under the Plan in any
calendar year to any one <FONT STYLE="white-space:nowrap">non-employee</FONT> Director is $100,000. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Change in Control Vesting</I>. The 2022 Incentive Plan allows for accelerated vesting of all unvested awards in the
event of a change in control, and, if the award is a performance-based award, the award may vest as though the performance objectives were achieved at the &#147;target&#148; level of performance. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_93"></A>Summary Description of the 2022 Incentive Plan </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The principal features of the 2022 Incentive Plan are summarized below. This summary is qualified in its entirety by reference to the complete text of
the 2022 Incentive Plan, which is attached to this proxy statement as Appendix A. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Purpose</I>. The purpose of the 2022 Incentive Plan is to promote Farmers&#146; long-term financial success and increase
shareholder value by motivating performance through equity-based incentive compensation. The 2022 Incentive Plan is also intended to encourage participants to acquire ownership interests in Farmers, to attract and retain talented employees and
directors and enable participants to participate in the Company&#146;s long-term growth and financial success. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Administration</I>. The 2022 Incentive Plan will be administered by the Compensation Committee, which has full power and
authority to: (i)&nbsp;interpret the 2022 Incentive Plan and any award agreement issued thereunder; (ii)&nbsp;establish, amend and rescind any rules and regulations relating to the 2022 Incentive Plan; (iii)&nbsp;select participants;
(iv)&nbsp;establish the terms and conditions of any award consistent with the terms and conditions of the 2022 Incentive Plan, including when the award may vest; (v)&nbsp;and make any other determinations that it deems necessary or desirable for the
administration of the 2022 Incentive Plan. The Compensation Committee may delegate any ministerial duties associated with the 2022 Incentive Plan, other than duties that the Compensation Committee is required to discharge to comply with applicable
law, rules or policies, including, without limitation, the provisions of Section&nbsp;16 of the Exchange Act and the regulations promulgated thereunder. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Eligibility</I>. The Compensation Committee may select any employees of Farmers and its affiliates and any <FONT
STYLE="white-space:nowrap">non-employee</FONT> directors of Farmers to receive awards under the 2022 Incentive Plan. However, the maximum aggregate fair market value of shares associated with any award made under the 2022 Incentive Plan in any
calendar year to any one <FONT STYLE="white-space:nowrap">non-employee</FONT> director shall be $100,000. As of March&nbsp;8, 2022, there were ten <FONT STYLE="white-space:nowrap">non-employee</FONT> directors of Farmers and approximately 575
employees of the Company and its affiliates who are eligible to receive awards under the 2022 Incentive Plan. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_94"></A>Types of Awards </I></B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Restricted Stock</I>. Restricted stock consists of an award of Common Shares granted to a participant subject to
limitations on transferability and a risk of forfeiture if certain terms and conditions are not met. These terms and conditions may include time- or </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">67 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">
performance-based restrictions, as determined by the Compensation Committee. Unless otherwise provided in the award agreement, a participant who has been granted restricted stock will have the
right to vote the restricted stock during the restriction period and receive dividends with respect to the shares of restricted stock (which will be subject to the same limitations as the restricted stock). </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Stock Units</I>. Stock units consist of the right to receive a specified number of Common Shares or a cash payment equal
to the fair market value of a specified number of Common Shares granted to a participant, subject to a risk of forfeiture if certain terms and conditions are not met. These terms and conditions may include time- or performance-based restrictions, as
determined by the Compensation Committee. A participant who has been granted stock units will have no rights to vote the Common Shares underlying the stock units, but may be granted dividend equivalent rights (which will be subject to the same
limitations as the related stock units). </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Share Awards</I>. Share Awards consist of an award of unrestricted Common Shares granted to a participant on terms and
conditions as determined by the Compensation Committee. The maximum aggregate number of Share Awards is 50,000 or five percent (5%) of the 1,000,000 total Common Shares eligible for issuance. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Performance-Based Awards</I>. Awards of restricted stock and stock units may be granted subject to satisfaction or
attainment of performance criteria, which may be applied to individual participants or to groups of participants, and may be based on the results achieved separately or collectively by the individual participant, Farmers, Farmers and one or more
affiliates or one or more of their respective divisions or business units, or any combination of the foregoing, and measured on an absolute or cumulative basis or measured relative to selected peer companies or a market index. The performance
criteria include: (i)&nbsp;revenue; (ii) net earnings or net income (before or after taxes); (iii) earnings per share; (iv)&nbsp;deposit or asset growth; (v)&nbsp;net operating income; (vi)&nbsp;return measures (including return on assets and
equity); (vii) fee income; (viii)&nbsp;earnings before or after taxes, interest, depreciation and/or amortization; (ix)&nbsp;interest spread; (x)&nbsp;productivity ratios; (xi)&nbsp;share price (including, but not limited to, growth measures and
total shareholder return); (xii) expense targets; (xiii)&nbsp;credit quality; (xiv)&nbsp;efficiency ratio; (xv)&nbsp;market share; (xvi)&nbsp;customer satisfaction; (xvii)&nbsp;asset quality measures; (xviii)&nbsp;net income after cost of capital;
(xix)&nbsp;strategic objectives (including branding, mergers and acquisitions, succession management, dynamic market response, new product build out, expense reduction initiatives, risk management and regulatory compliance); or (xx)&nbsp;such other
measures as the Compensation Committee may select from time to time. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_95"></A>Shares Available for Awards </I></B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Share Pool</I>. Subject to the adjustments discussed below, the aggregate number of Common Shares available for the
grant of awards under the 2022 Incentive Plan will be 1,000,000. Common Shares issued under the 2022 Incentive Plan may consist of treasury shares, authorized but unissued shares, or shares purchased in either a private transaction or in the open
market. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Share Usage</I>. When an award is granted, the number of shares available for issuance under the 2022 Incentive Plan
will be reduced by the number of shares subject to such award, although the following shares may be again available for issuance as awards: (i)&nbsp;shares covered by an award that expires or is forfeited, cancelled, surrendered or otherwise
terminated without the issuance of shares; (ii)&nbsp;shares </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">68 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">
covered by an award that, by its terms, is settled only in cash; (iii)&nbsp;shares granted through the assumption of, or in substitution for, outstanding awards granted by a company to
individuals who become participants in the 2022 Incentive Plan as the result of a merger, consolidation, acquisition or other corporate transaction involving such company and Farmers or any of its affiliates; and (iv)&nbsp;Common Shares from awards
exercised for or settled in vested and nonforfeitable Common Shares that are later returned to the Company pursuant to any compensation recoupment policy, provision or agreement. However, Common Shares withheld for payment of taxes will not again be
available for issuance as awards. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Adjustments</I>. In the event of any share dividend, share split, recapitalization, merger, reorganization,
consolidation, combination, <FONT STYLE="white-space:nowrap">spin-off,</FONT> distribution of assets to shareholders, exchange of Common Shares or any other change affecting the Common Shares, the Compensation Committee will make such substitutions
and adjustments as it deems equitable and appropriate to the aggregate number of Common Shares that it may issue under the 2022 Incentive Plan and the number of Common Shares and other terms or limitations applicable to outstanding awards.
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Share Price</I>. On March&nbsp;8, 2022, the closing price of Farmers&#146; Common Shares on NASDAQ was $17.18.
</P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_96"></A>Effect of Termination of Employment or Service </I></B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Death; Disability or Retirement</I>. Except as otherwise specified in the related award agreement, or as subsequently
determined by the Compensation Committee, in the event of a participant&#146;s death, disability or retirement, as such terms are defined in the 2022 Incentive Plan, all unvested awards shall vest in full, and, if the award was a performance-based
award, as though the applicable performance criteria were achieved at the &#147;target&#148; level of performance. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Termination for Cause</I>. If a participant is terminated for cause, as such term is defined in the 2022 Incentive Plan,
all awards shall terminate and be forfeited as of the date of termination. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Other Terminations</I>. The Compensation Committee shall determine the extent to which an award shall vest and the
extent to which a participant shall have the right to receive settlement of the award on or following the participant&#146;s termination of employment or service for any reason other than due to the participant&#146;s death, disability, retirement
or termination for cause. Such provisions shall be determined in the sole discretion of the Compensation Committee, shall be included in the related award agreement, need not be uniform among all awards granted under the 2022 Incentive Plan and may
reflect distinctions based on the reasons for termination. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_97"></A>Change in Control </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">In the event of a Change in Control, as such term is defined in the 2022 Incentive Plan, the Compensation Committee may take such actions, if any, as it
deems necessary or desirable with respect to any outstanding awards, including, without limitation: (i)&nbsp;the acceleration of vesting and/or settlement of an award; (ii)&nbsp;the payment of a cash amount in exchange for the cancellation of an
award equal to the value of the consideration to be paid in the Change in Control to holders of the same number of Common Shares as the number of Common Shares underlying the award being cancelled, or, if no consideration is paid in the Change in
Control, the fair market value of the Common Shares underlying the award being </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">69 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
canceled; and/or (iii)&nbsp;the issuance of substitute awards that substantially preserve the value, rights and benefits of any awards affected by the Change in Control. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">For purposes of the 2022 Incentive Plan, a Change in Control shall generally mean the occurrence of any of the following: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">any person (as defined in Act) becomes a direct or indirect beneficial owner of securities of the Company representing more
than <FONT STYLE="white-space:nowrap">one-third</FONT> of the combined voting power of the Company&#146;s then outstanding securities; or </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">the merger or consolidation of the Company with another entity, and as a result of such merger or consolidation, less than <FONT
STYLE="white-space:nowrap">two-thirds</FONT> of the outstanding voting securities of the surviving or resulting entity shall be owned in the aggregate by the former shareholders of the Company; or </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt">during any two consecutive years, individuals who at the beginning of such period constitute the Board of Directors, cease
for any reason to constitute at least a majority thereof, unless the election of each director who is not a director at the beginning of such period has been approved in advance by directors representing at least
<FONT STYLE="white-space:nowrap">two-thirds</FONT> of the directors at the beginning of the period. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Except as otherwise provided
in the related award agreement, in the event of a Change in Control, all unvested awards shall vest in full, and, if the award was granted subject to the attainment of performance criteria, as though the performance criteria were achieved at the
&#147;target&#148; level of performance, at the time of the Change in Control. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_98"></A>Other Terms and Conditions </I></B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Transferability</I>. Except as otherwise provided in a related award agreement, a participant may not sell, dispose of,
transfer, pledge, assign or otherwise alienate or hypothecate an award, except by will or the laws of descent and distribution. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>No Rights as a Shareholder</I>. Except as otherwise provided in the 2022 Incentive Plan or in a related award agreement,
a participant will not have any rights as a shareholder with respect to Common Shares covered by an award unless and until the participant becomes the record holder of such Common Shares. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Effective Date and Term</I>. The 2022 Incentive Plan will become effective upon its approval by the shareholders and,
unless earlier terminated, will continue until the tenth anniversary of the date of its approval by the Board of Directors. The termination of the 2022 Incentive Plan shall not preclude compliance with the terms of any awards outstanding on the
termination date. After the effective date of the 2022 Incentive Plan, no more grants will be made under the 2017 Equity Incentive Plan. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_99">
</A>Amendment or Termination </I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board of Directors or Compensation Committee may amend or terminate the 2022 Incentive Plan at any time,
except that no amendment or termination may be made without shareholder approval if: (i)&nbsp;the amendment materially increases the benefits accruing to participants; (ii)&nbsp;the amendment materially increases the aggregate number of Common
Shares authorized for grant under the 2022 Incentive Plan, excluding an increase in the number of shares that may be issued as a result of any share dividend, share split, recapitalization, merger, reorganization, consolidation, combination, <FONT
STYLE="white-space:nowrap">spin-off,</FONT> distribution of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">70 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
assets to shareholders, exchange of shares or any other change affecting the Common Shares; (iii)&nbsp;the amendment materially modifies the eligibility requirements for participation; or
(iv)&nbsp;such approval is required by any law, regulation or stock exchange rule. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_100"></A>U.S. Federal Income Tax Consequences
</I></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The following is a brief summary of the general U.S. federal income tax consequences relating to participation in the 2022 Incentive Plan.
This summary is based on U.S. federal tax laws and regulations in effect on the date of this proxy statement and does not purport to be a complete description of the applicable U.S. federal income tax laws and regulations. In addition, this summary
does not constitute tax advice or describe federal employment, state, local or foreign tax consequences. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Restricted Stock</I>. Unless a participant makes an election under Section&nbsp;83(b) of the Code (a
&#147;Section&nbsp;83(b) Election&#148;), the participant generally will not recognize taxable income when restricted stock is granted and Farmers will not receive a deduction at that time. Instead, a participant will recognize ordinary income equal
to the fair market value of the Common Shares that the participant receives when the terms, conditions and restrictions of the restricted stock have been met (i.e., when the underlying Common Shares are either freely transferable or not subject to a
substantial risk of forfeiture), and Farmers&#146; generally will be entitled to a deduction equal to this amount at the same time. </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:ARIAL">If a participant makes a Section&nbsp;83(b) Election, the participant will recognize ordinary income on the grant date equal to the fair market value of
the restricted stock on the grant date, and Farmers will be entitled to a deduction equal to this amount at the same time. The participant will not recognize income when (and if) the terms, conditions and restrictions of the restricted stock are
met. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Stock Units</I>. A participant generally will not recognize taxable income when the stock unit is granted and Farmers
will not be entitled to a deduction at such time. Instead, a participant will recognize taxable income equal to the fair market value of shares or cash delivered, in each case, when the stock unit is settled and Farmers generally will be entitled to
a deduction equal to this amount at the same time. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Share Awards</I>. A participant will recognize ordinary income equal to the fair market value of the Common Shares
subject to a share award on the grant date and Farmers generally will be entitled to a deduction equal to this amount at that time. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:ARIAL; font-size:10pt"><I>Sections 280G and 4999 of the Code</I>. Sections 280G and 4999 of the Code impose penalties on &#147;excess parachute
payments.&#148; An excess parachute payment occurs when payments are made to a &#147;disqualified individual&#148; (as defined under Section&nbsp;280G of the Code) in connection with a change in control in an amount equal to or greater than three
times the disqualified individual&#146;s taxable compensation averaged over the five calendar years ending before the change in control (or over the entire period of employment if the participant has been employed less than five calendar years).
This average is called the &#147;base amount.&#148; The excess parachute payment is the amount by which the payments exceed the participant&#146;s base amount. Excess parachute payments subject the disqualified individual to a 20&nbsp;percent excise
tax. This tax is in addition to other federal, state and local income, wage and employment taxes. Farmers may not deduct the amount of any excess parachute payment. Generally, any payments under the 2022 Incentive Plan that may be subject to the
loss of deduction or excise tax imposed by Sections 280G or 4999 of the Code are reduced to the maximum amount that can be paid without resulting in a loss of deduction or the imposition of an excise tax. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">71 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><I><A NAME="toc201066_101"></A>New Plan Benefits </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">No benefits or amounts have been granted, awarded or received under the 2022 Incentive Plan. Because awards under the 2022 Incentive Plan will be
discretionary, no awards are determinable at this time. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_102"></A>Prior Equity Compensation Plan Information </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Information with respect to the Common Shares issuable under Farmers&#146; 2017 Equity Incentive Plan as of December&nbsp;31, 2021 is set forth in the
table on page 59 of this proxy statement. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B><A NAME="toc201066_103"></A>Vote Required </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">For the adoption and approval of the 2022 Incentive Plan, the affirmative vote of the holders of a majority of the Common Shares present, represented and
entitled to vote at the Annual Meeting will be required for approval. Broker <FONT STYLE="white-space:nowrap">non-votes</FONT> will not be counted for the purpose of determining whether Proposal Four has been approved. Abstentions will be counted as
present and entitled to vote on the matter for purposes of Proposal Four and, thus, will have the same effect as a vote against Proposal Four. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>THE BOARD OF DIRECTORS UNANIMOUSLY RECOMMENDS A VOTE &#147;FOR&#148; APPROVAL OF THE 2022 INCENTIVE PLAN. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">72 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_104"></A>HOUSEHOLDING OF ANNUAL MEETING MATERIALS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Commission has implemented rules regarding the delivery of proxy materials (i.e., annual reports, proxy statements and Notices of Internet
Availability of Proxy Materials) to households.&nbsp;This method of delivery, often referred to as &#147;householding&#148;, would permit the Company to send: (a)&nbsp;a single annual report and/or a single proxy statement, or (b)&nbsp;a single
Notice of Internet Availability of Proxy Materials to any household at which two or more registered shareholders reside if the Company reasonably believes such shareholders are members of the same family or otherwise share the same address or that
one shareholder has multiple accounts.&nbsp;In each case, the registered shareholder(s) must consent to the householding process in accordance with applicable Commission rules.&nbsp;The householding procedure reduces the volume of duplicate
information shareholders receive and reduces the Company&#146;s expenses. The Company may institute householding in the future and will notify registered shareholders affected by householding at that time.&nbsp;Registered shareholders sharing an
address may request delivery of a single copy of annual reports, proxy statements and Notices of Internet Availability of Proxy Materials, as applicable, by contacting the Shareholder Relations at Farmers National Banc Corp., 20 South Broad Street,
P.O. Box 555, Canfield, Ohio&nbsp;44406, Attention: Investor Relations or by calling (330) <FONT STYLE="white-space:nowrap">533-5127.</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Many
broker/dealers and other holders of record have instituted householding.&nbsp;If your family or others with a shared address have one or more &#147;street name&#148; accounts under which you beneficially own common shares of the Company, you may
have received householding information from your broker/dealer, financial institution or other nominee in the past.&nbsp;Please contact the holder of record directly if you have questions, require additional copies of this proxy statement, the
Company&#146;s Annual Report or the Notice of Internet Availability of Proxy Materials and/or wish to revoke your decision to household and thereby receive multiple copies.&nbsp;You should also contact the holder of record if you wish to institute
householding. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">73 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_105"></A>INCORPORATION BY REFERENCE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Audit Committee Report and the Compensation Committee Report in this proxy statement are not deemed filed with the Commission and shall not be
deemed incorporated by reference into any prior or future filings made by Farmers under the Securities Act of 1933, as amended, or the Exchange Act, except to the extent that the Company specifically incorporates such information by reference. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:0pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:55%; text-indent:-2%">


<IMG SRC="g201066g03b68.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:55%; text-indent:-2%; font-size:10pt; font-family:ARIAL">T<SMALL>ROY</SMALL> A<SMALL>DAIR</SMALL> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:53%; font-size:10pt; font-family:ARIAL"><I>Executive Vice President, Chief Financial Officer and Secretary </I></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Canfield, Ohio </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">March&nbsp;17, 2022 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">74 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_106"></A>APPENDIX A: FARMERS NATIONAL BANC CORP. &#150; 2022 EQUITY INCENTIVE
PLAN </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>FARMERS NATIONAL BANC CORP. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>2022 EQUITY INCENTIVE PLAN </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The purpose of the
Plan is to promote the Company&#146;s long-term financial success and increase shareholder value by motivating performance through incentive compensation. The Plan also is intended to encourage Participants to acquire ownership interests in the
Company, attract and retain talented employees and directors and enable Participants to participate in the Company&#146;s long-term growth and financial success. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE I </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>DEFINITIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">When used in the Plan, the following capitalized words, terms and phrases shall have the meanings set forth in this Article I. For purposes of the Plan,
the form of any word, term or phrase shall include any and all of its other forms. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.1 <B>&#147;Act&#148;</B> shall mean the Securities Exchange
Act of 1934, as amended from time to time, or any successor thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.2 <B>&#147;Affiliate&#148;</B> shall mean any entity with whom the Company
would be considered a single employer under Section&nbsp;414(b) or (c)&nbsp;of the Code, but modified as permitted under Treasury Regulations promulgated under any Code section relevant to the purpose for which the definition is applied. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.3 <B>&#147;Award&#148; </B>shall mean<B> </B>any Restricted Stock, Stock Unit, Performance-Based Award or Share Award granted pursuant to the Plan.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.4 <B>&#147;Award Agreement&#148; </B>shall mean any<B> </B>written or electronic agreement between the Company and a Participant that describes
the terms and conditions of an Award. If there is a conflict between the terms of the Plan and the terms of an Award Agreement, the terms of the Plan shall govern. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.5 <B>&#147;Board&#148;</B> shall mean the Board of Directors of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.6 <B>&#147;Cause&#148;</B> shall mean, with respect to any Participant, &#147;Cause&#148; as defined in the Company&#146;s or its Affiliate&#146;s
severance policy covering the Participant, or, if no such severance policy exists or such severance policy does not include a definition of &#147;Cause,&#148; then &#147;Cause&#148; shall mean &#147;Cause&#148; as defined in the Participant&#146;s
Award Agreement, or, if such Award Agreement does not include a definition of &#147;Cause,&#148; then &#147;Cause&#148; shall mean the Participant&#146;s: (a)&nbsp;commission of any intentional, reckless, or grossly negligent act which may result in
material injury to the good will, business or business reputation of the Company or any Affiliate; (b)&nbsp;participation in any fraud, dishonesty, theft, conviction of a crime, or unethical business conduct; (c)&nbsp;violation of any written
policy, rule, regulation or covenant with respect to <FONT STYLE="white-space:nowrap">non-competition,</FONT> <FONT STYLE="white-space:nowrap">non-solicitation,</FONT> <FONT STYLE="white-space:nowrap">non-disparagement,</FONT> cooperation or
otherwise with respect to the Company or any Affiliate; or (d)&nbsp;failure to adequately perform the Participant&#146;s job duties or to follow lawful and ethical directions provided to the Participant, which failure, if amenable to cure, has not
been cured in all material respects within twenty (20)&nbsp;days after receiving notice of such failure from the Company or any Affiliate. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.7 <B>&#147;Change in Control&#148; </B>shall mean &#147;Change in Control&#148; as defined in the
Change in Control Agreement by and between the Participant and the Company or any Affiliate, or, if the Participant is not a party to a Change in Control Agreement with the Company or an Affiliate, then &#147;Change in Control&#148; shall mean
&#147;Change in Control&#148; as defined in the Participant&#146;s Award Agreement, or, if such Award Agreement does not include a definition of &#147;Change in Control,&#148; then &#147;Change in Control&#148; shall mean the occurrence of any of
the following: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(a) any person (as defined in Act) becomes a direct or indirect beneficial owner of securities of the Company representing more than
<FONT STYLE="white-space:nowrap">one-third</FONT> of the combined voting power of the Company&#146;s then outstanding securities; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(b) the merger
or consolidation of the Company with another entity, and as a result of such merger or consolidation, less than <FONT STYLE="white-space:nowrap">two-thirds</FONT> of the outstanding voting securities of the surviving or resulting entity shall be
owned in the aggregate by the former shareholders of the Company; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(c) during any two (2)&nbsp;consecutive years, individuals who at the
beginning of such period constitute the Board, cease for any reason to constitute at least a majority thereof, unless the election of each director who is not a director at the beginning of such period has been approved in advance by directors
representing at least <FONT STYLE="white-space:nowrap">two-thirds</FONT> of the directors at the beginning of the period. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Notwithstanding the foregoing, with
respect to the payment, exercise or settlement of any Award that is subject to Section&nbsp;409A of the Code (and for which no exception applies), a Change in Control shall be deemed not to have occurred unless the events or circumstances
constituting a Change in Control also constitute a &#147;change in control event&#148; within the meaning of Section&nbsp;409A of the Code and the Treasury Regulations promulgated thereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.8 <B>&#147;Code&#148; </B>shall mean the Internal Revenue Code of 1986, as amended from time to time, or any successor thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.9 <B>&#147;Committee&#148; </B>shall mean the Compensation Committee of the Board, which will be comprised of at least two (2)&nbsp;directors, each of
whom is a <FONT STYLE="white-space:nowrap">&#147;non-employee&#148;</FONT> director within the meaning of Rule <FONT STYLE="white-space:nowrap">16b-3</FONT> under the Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.10 <B>&#147;Company&#148;</B> shall mean Farmers National Banc Corp., an Ohio corporation, and any successor thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.11 <B>&#147;Director&#148; </B>shall mean a person who is a member of the Board, excluding any member who is an Employee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.12 <B>&#147;Disability&#148;</B> shall mean: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(a)
with respect to the payment or settlement of any Award that is (or becomes) subject to Section&nbsp;409A of the Code (and for which no exception applies), (i)&nbsp;the Participant is unable to engage in any substantial gainful activity by reason of
any medically determinable physical or mental impairment that can be expected to result in death or can be expected to last for a continuous period of not less than twelve (12)&nbsp;months, (ii)&nbsp;the Participant is, by reason of any medically
determinable physical or mental impairment that can be expected to result in death or can be expected to last for a continuous period of not less than twelve (12)&nbsp;months, receiving income replacement benefits for a period of not less
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
than three (3)&nbsp;months under an accident and health plan covering Employees of the Participant&#146;s employer, or (iii)&nbsp;the Participant is determined to be totally disabled by the
Social Security Administration or Railroad Retirement Board; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(b) with respect to the payment or settlement of any Award not described in
subsection&nbsp;(a) of this definition, a Participant&#146;s inability (established by an independent physician selected by the Committee and reasonably acceptable to the Participant or to the Participant&#146;s legal representative) due to illness,
accident or otherwise to perform his or her duties, which is expected to be permanent or for an indefinite duration longer than twelve (12)&nbsp;months. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.13 <B>&#147;Employee&#148; </B>shall mean any person who is a common law employee of the Company or any Affiliate. A person who is classified as other
than a common law employee but who is subsequently reclassified as a common law employee of the Company or any Affiliate for any reason and on any basis shall be treated as a common law employee only from the date that reclassification occurs and
shall not retroactively be reclassified as an Employee for any purpose under the Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.14 <B>&#147;Fair Market Value&#148;</B> shall mean the
value of one Share on any relevant date, determined under the following rules: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(a) If the Shares are traded on an exchange, the reported
&#147;closing price&#148; on the relevant date if it is a trading day, otherwise on the next trading day; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(b) If the Shares are traded <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT> with no reported closing price, the mean between the lowest bid and the highest asked prices on that quotation system on the relevant date if it is a trading
day, otherwise on the next trading day; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(c) If neither (a)&nbsp;nor (b) applies, (i)&nbsp;with respect to any Award that is subject to
Section&nbsp;409A of the Code, the value as determined by the Committee through the reasonable application of a reasonable valuation method, taking into account all information material to the value of the Company, within the meaning of
Section&nbsp;409A of the Code and the Treasury Regulations promulgated thereunder, and (ii)&nbsp;with respect to all other Awards, the fair market value as determined by the Committee in good faith. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.15 <B>&#147;Good Reason&#148; </B>shall mean, with respect to any Participant, &#147;Good Reason&#148; as defined in the Company&#146;s or its
Affiliate&#146;s severance policy covering the Participant, or, if no such severance policy exists or such severance policy does not include a definition of &#147;Good Reason,&#148; then &#147;Good Reason&#148; shall mean &#147;Good Reason&#148; as
defined in the Participant&#146;s Award Agreement, or, if such Award Agreement does not include a definition of &#147;Good Reason,&#148; then &#147;Good Reason&#148; shall mean the occurrence of any of the following without the Participant&#146;s
consent (provided the Company or Affiliate does not fully cure the effect of such event within thirty (30)&nbsp;days following its receipt of written notice of such event from the Participant): (a) a material diminution in the Participant&#146;s
base salary; (b)&nbsp;a substantial diminution in the Participant&#146;s duties, authorities or responsibilities; or (c)&nbsp;a material change in the geographic location at which the Participant must perform services. Notwithstanding the foregoing,
Good Reason shall cease to exist for an event on the ninetieth (90<SUP STYLE="font-size:85%; vertical-align:top">th</SUP>) day following the later of its occurrence or the Participant&#146;s knowledge thereof, unless the Participant has given the
Company written notice of such event prior to such date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.16 <B>&#147;Participant&#148; </B>shall mean an Employee or Director who is granted an
Award under the Plan. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.17 <B>&#147;Performance-Based Award&#148;</B> shall mean an Award described in Article VIII of the
Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.18 <B>&#147;Performance Criteria&#148; </B>shall mean any of the following: (a)&nbsp;revenue; (b) net earnings or net income (before or
after taxes); (c) earnings per share; (d)&nbsp;deposit or asset growth; (e)&nbsp;net operating income; (f)&nbsp;return measures (including return on assets and equity); (g) fee income; (h)&nbsp;earnings before or after taxes, interest, depreciation
and/or amortization; (i)&nbsp;interest spread; (j)&nbsp;productivity ratios; (k)&nbsp;share price (including, but not limited to, growth measures and total shareholder return); (l) expense targets; (m)&nbsp;credit quality; (n)&nbsp;efficiency ratio;
(o)&nbsp;market share; (p)&nbsp;customer satisfaction; (q)&nbsp;asset quality measures (e.g., Texas Ratio, ALLL); (r) net income after cost of capital (NIACC); (s) strategic objectives (including branding, mergers and acquisitions, succession
management, dynamic market response, new product build out, expense reduction initiatives, risk management and regulatory compliance); or (t)&nbsp;such other measures as the Committee may select from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.19 <B>&#147;Plan&#148; </B>shall mean the Farmers National Banc Corp. 2022 Equity Incentive Plan, as set forth herein and as may be amended from time
to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.20 <B>&#147;Prior Plan&#148;</B> shall mean the Farmers National Banc Corp. 2017 Equity Incentive Plan. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.21 <B>&#147;Restricted Stock&#148; </B>shall mean an Award granted pursuant to Article V of the Plan under which a Participant is granted a specified
number of Shares which are subject to specified restrictions on vesting and transferability. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.22 <B>&#147;Retirement&#148;</B> shall mean, with
respect to an Employee, termination (other than for Cause) after attaining either age fifty-five (55)&nbsp;with at least ten (10)&nbsp;years of service with the Company and its Affiliates or age <FONT STYLE="white-space:nowrap">sixty-two</FONT>
(62)&nbsp;with at least five (5)&nbsp;years of service with the Company and its Affiliates, unless another definition is provided in the related Award Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.23 <B>&#147;Shares&#148; </B>shall mean the common shares, without par value, of the Company or any security of the Company issued in satisfaction,
exchange or in place of these shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.24 <B>&#147;Share Award</B>&#148; shall mean an Award granted pursuant to Article VII of the Plan under
which a Participant is granted an award of unrestricted Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">1.25 <B>&#147;Stock Unit&#148;</B> shall mean an Award granted pursuant to Article
VI of the Plan under which a Participant is granted the right to receive a specified number of Shares or a cash payment equal to the Fair Market Value of a specified number of Shares in the future, which right is subject to specific restrictions on
vesting and transferability. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE II </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>SHARES SUBJECT TO THE PLAN </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">2.1 <B>Number of
Shares Available for Awards</B>. Subject to this Article II, the aggregate number of Shares with respect to which Awards may be granted under the Plan shall be 1,000,000. Any Shares that are not subject to an award under the Prior Plan as of the
effective date of this Plan shall no longer be eligible to be issued. The Shares may consist, in whole or in part, of treasury Shares, authorized but unissued Shares not reserved for any other purpose or Shares purchased by the Company or an
independent agent in either a </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
private transaction or in the open market. Subject to this Article II, the number of Shares available for issuance under the Plan shall be reduced by one Share for each Share subject to a grant
of an Award and any Shares underlying such an Award that become available for future grant under the Plan pursuant to Section&nbsp;2.2 shall be added back to the Plan in an amount equal to the number of Shares subject to such an Award that become
available for future grant under the Plan pursuant to Section&nbsp;2.2. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">2.2 <B>Share Usage</B>. In addition to the number of Shares provided for in
Section&nbsp;2.1, the following Shares shall be available for Awards under the Plan: (a)&nbsp;Shares covered by an Award that expires or is forfeited, canceled, surrendered or otherwise terminated without the issuance of such Shares; (b)&nbsp;Shares
covered by an Award that, by its terms, may be settled only in cash; (c)&nbsp;Shares granted through the assumption of, or in substitution for, outstanding awards granted by a company to individuals who become Employees or Directors as the result of
a merger, consolidation, acquisition or other corporate transaction involving such company and the Company or any of its Affiliates; and (d)&nbsp;any Shares from awards exercised for or settled in vested and nonforfeitable Shares that are later
returned to the Company pursuant to any compensation recoupment policy, provision or agreement. Notwithstanding the foregoing, no Shares covered by an Award that are withheld to satisfy any applicable taxes shall again be available for issuance as
Awards under this Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">2.3 <B>Adjustments</B>. In the event of any Share dividend, Share split, recapitalization (including payment of an
extraordinary dividend), merger, reorganization, consolidation, combination, <FONT STYLE="white-space:nowrap">spin-off,</FONT> distribution of assets to shareholders, exchange of Shares or any other change affecting the Shares, the Committee shall
make such substitutions and adjustments, if any, as it deems equitable and appropriate to: (a)<B></B>&nbsp;the aggregate the number of Shares that may be issued under the Plan; and (b)<B></B>&nbsp;the number of Shares and other terms or limitations
applicable to outstanding Awards. Notwithstanding the foregoing, an adjustment pursuant to this Section&nbsp;2.3 shall be made only to the extent such adjustment complies, to the extent applicable, with Section&nbsp;409A of the Code. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE III </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ADMINISTRATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">3.1 <B>In General</B>. The Plan shall be administered by the Committee. The Committee shall have full power and authority to: (a)&nbsp;interpret the
Plan and any Award Agreement; (b)&nbsp;establish, amend and rescind any rules and regulations relating to the Plan; (c)&nbsp;select Participants; (d)&nbsp;establish the terms and conditions of any Award consistent with the terms and conditions of
the Plan; and (e)&nbsp;make any other determinations that it deems necessary or desirable for the administration of the Plan. The Committee may correct any defect, supply any omission or reconcile any inconsistency in the Plan or in any Award
Agreement in the manner and to the extent the Committee deems necessary or desirable. Any decision of the Committee in the interpretation and administration of the Plan shall be made in the Committee&#146;s sole and absolute discretion and shall be
final, conclusive and binding on all persons. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">3.2 <B>Delegation of Duties</B>. In its sole discretion, the Committee may delegate any ministerial
duties associated with the Plan to any person (including Employees) it deems appropriate; provided, however, that the Committee may not delegate: (a)&nbsp;any duties that it is required to discharge to comply with applicable law; (b)&nbsp;its
authority to grant Awards to any Participant who is subject to Section&nbsp;16 of the Act; and (c)&nbsp;its authority under the Company&#146;s equity award granting policy that may be in effect from time to time. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE IV </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ELIGIBILITY </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Any Employee or Director selected
by the Committee shall be eligible to be a Participant in the Plan; provided, however, that the maximum aggregate Fair Market Value of Shares associated with any Award made under the Plan in any calendar year to any one Director shall be One Hundred
Thousand Dollars ($100,000). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE V </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>RESTRICTED STOCK </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">5.1 <B>Grant of Restricted
Stock</B>. Subject to the terms and conditions of the Plan, Shares of Restricted Stock may be granted to Participants in such number, and upon such terms and conditions, as shall be determined by the Committee in its sole discretion. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">5.2 <B>Award Agreement</B>. Each Award of Restricted Stock shall be evidenced by an Award Agreement that shall specify the number of Shares of
Restricted Stock, the restricted period(s) applicable to the Shares of Restricted Stock, the conditions upon which the restrictions on the Shares of Restricted Stock will lapse and such other terms and conditions as the Committee shall determine and
which are not inconsistent with the terms and conditions of the Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">5.3 <B>Terms, Conditions and Restrictions</B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(a) The Committee shall impose such other terms, conditions and/or restrictions on any Shares of Restricted Stock as it may deem advisable, including,
without limitation, restrictions based on the achievement of specific performance goals (which may be based on one or more of the Performance Criteria), time-based restrictions or holding requirements or sale restrictions placed on the Shares by the
Company upon vesting of such Restricted Stock. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(b) To the extent deemed appropriate by the Committee, the Company may retain the certificates
representing Shares of Restricted Stock in the Company&#146;s possession until such time as all terms, conditions and/or restrictions applicable to such Shares have been satisfied or lapse. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(c) Unless otherwise provided in the related Award Agreement or required by applicable law, the restrictions imposed on Shares of Restricted Stock shall
lapse upon the expiration or termination of the applicable restricted period and the satisfaction of any other applicable terms and conditions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">5.4
<B>Rights Associated with Restricted Stock during Restricted Period</B>. During any restricted period applicable to Shares of Restricted Stock: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(a)
Such Shares of Restricted Stock may not be sold, transferred, pledged, assigned or otherwise alienated or hypothecated. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(b) Unless otherwise
provided in the related Award Agreement, (i)&nbsp;the Participant shall be entitled to exercise full voting rights associated with such Shares of Restricted Stock and (ii)&nbsp;the Participant shall be entitled to all dividends and other
distributions paid with respect to such Shares of Restricted Stock during the restricted period; provided, however, that any such dividends or other distributions shall be subject to the same terms and
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
conditions as the Shares of Restricted Stock with respect to which they are paid, and therefore shall not be paid to a Participant until the conditions upon which the restrictions on the Shares
of Restricted Stock lapse. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE VI </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>STOCK UNITS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">6.1 <B>Grant of Stock Units</B>.
Subject to the terms and conditions of the Plan, Participants may be granted Stock Units in such number, and upon such terms and conditions, as shall be determined by the Committee in its sole discretion. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">6.2 <B>Award Agreement</B>. Each Award of Stock Units shall be evidenced by an Award Agreement that shall specify the number of Shares underlying the
Award, the restricted period(s), the conditions upon which the restrictions on the Stock Units will lapse, the time at and form in which the Stock Units will be settled, and such other terms and conditions as the Committee shall determine and which
are not inconsistent with the terms and conditions of the Plan. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">6.3 <B>Terms, Conditions and Restrictions</B>. The Committee shall impose such
other terms, conditions and/or restrictions on any Award of Stock Units as it may deem advisable, including, without limitation, conditions and/or restrictions based on the achievement of specific performance goals (which may be based on one or more
of the Performance Criteria), time-based conditions and/or restrictions or holding requirements or sale conditions and/or restrictions placed on the Shares by the Company upon vesting and/or settlement of such Stock Units. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">6.4 <B>Form of Settlement</B>. An Award of Stock Units may be settled in full Shares, cash or a combination thereof, as specified by the Committee in
the related Award Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">6.5 <B>Dividend Equivalents</B>. Awards of Stock Units may provide the Participant with dividend equivalents, as
determined by the Committee in its sole discretion and set forth in the related Award Agreement; provided, however, that any such dividend equivalents shall be subject to the same terms and conditions as the Stock Units with respect to which they
are earned and accrued, and therefore shall not be paid to a Participant until the conditions upon which the restrictions on the Stock Units lapse and the Stock Units are settled upon vesting. In no event will a Participant have any voting rights
with respect to Shares underlying Stock Units. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE VII </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>SHARE AWARDS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">Subject to the terms and
conditions of the Plan, Share Awards consisting of unrestricted Shares may be granted to Participants upon such terms and conditions as shall be determined by the Committee in its sole discretion, up to a maximum aggregate number of five percent
(5%) of the total Shares available for issuance pursuant to Section&nbsp;2.1. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE VIII </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>PERFORMANCE-BASED AWARDS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">8.1 <B>In General.
</B>Notwithstanding anything in the Plan to the contrary, any Award may be granted as a Performance-Based Award. As determined by the Committee in its sole discretion, the grant, vesting and/or settlement of any Performance-Based Award shall be
conditioned on the attainment of performance goals based upon one or more Performance Criteria during a performance period established by the Committee. Any such Performance-Based Award must meet the requirements of this Article VIII. Performance
Criteria may relate to the individual Participant, the Company, the Company and one or more Affiliates or one or more of their respective divisions or business units, or any combination of the foregoing, and may be applied on an absolute basis
and/or be relative to one or more peer group companies or indices, or any combination thereof, in each case, as determined by the Committee in its sole discretion. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">8.2 <B>Modifying Performance-Based Awards</B>. Performance goals relating to Performance-Based Awards may be calculated without regard to extraordinary
items or adjusted, as the Committee deems equitable, in recognition of unusual or <FONT STYLE="white-space:nowrap">non-recurring</FONT> events affecting the Company and/or its Affiliates or changes in applicable tax laws or accounting principles.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">8.3 <B>Negative Discretion</B>. In the Committee&#146;s sole discretion, the amount of a Performance-Based Award actually paid to a Participant may
be less than the amount otherwise payable based on the satisfaction of the performance goals and other materials terms of the Performance-Based Award. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE IX </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>TERMINATION OF EMPLOYMENT OR
SERVICE </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">9.1 <B>Death; Disability; Retirement</B>. Unless otherwise specified in the Award Agreement, or as subsequently determined by the
Committee (but only to the extent permitted under Section&nbsp;409A of the Code, if applicable), a Participant shall vest in all Awards in full (and, if the Award was granted subject to the attainment of Performance Objectives, as though the
Performance Objectives were achieved at the &#147;target&#148; level of performance) in the event of a Participant&#146;s death, Disability or Retirement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">9.2 <B>Termination for Cause</B>. A Participant shall forfeit all Awards in the event that the Participant is terminated for Cause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">9.3 <B>Other Terminations</B>.<B> </B>The Committee shall determine the extent to which an Award shall vest and the extent to which the Participant
shall have the right to receive settlement of the Award on or following the Participant&#146;s termination of employment or services with the Company and/or any of its Affiliates for any reason other than set forth in Sections 9.1 or 9.2. Such
provisions shall be determined in the sole discretion of the Committee, shall be included in the related Award Agreement, need not be uniform among all Awards granted under the Plan and may reflect distinctions based on the reasons for termination.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE X </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>CHANGE IN CONTROL </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">10.1 <B>Rights in the Event
of a Change in Control. </B>The Committee, in its sole discretion, may take such actions, if any, as it deems necessary or desirable with respect to any Award that is outstanding as of the date of the consummation of a Change in Control. Such
actions may include, without limitation: (a)&nbsp;the acceleration of the vesting and/or settlement of an Award; (b)&nbsp;the payment of a cash amount in exchange for the cancellation of an Award equal to the value of the consideration to be paid in
the Change in Control to holders of the same number of Shares as the number of Shares underlying the Award being cancelled (or, if no consideration is paid in the Change in Control, the Fair Market Value of the Shares underlying the Award being
canceled); and/or (c)&nbsp;the issuance of substitute Awards that substantially preserve the value, rights and benefits of any affected Awards. Any action relating to an Award that is subject to Section&nbsp;409A of the Code shall be consistent with
the requirements thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">10.2 <B>Effect of a Change in Control. </B>Except as otherwise provided in the related Award Agreement, in the event of a
Change in Control, a Participant shall vest at the time of the Change in Control in all unvested Awards in full (and, if the Award was granted subject to the attainment of Performance Objectives, as though the Performance Objectives were achieved at
the &#147;target&#148; level of performance). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">10.3 <B>Golden Parachute Limitations. </B>Except as otherwise provided in any other written agreement
between the Company or any Affiliate and a Participant, including any Award Agreement, if the sum of the amounts payable under the Plan and those provided under all other plans, programs or agreements between the Participant and the Company or any
Affiliate constitutes a &#147;parachute payment&#148; as defined in Section&nbsp;280G of the Code, the Company will reduce any payments to the minimum extent necessary to avoid the imposition of an excise tax under Section&nbsp;4999 of the Code or a
loss of deduction under Section&nbsp;280G of the Code. Any reduction pursuant to this Section&nbsp;10.3 shall be made in compliance with Section&nbsp;409A of the Code. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE XI </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>AMENDMENT OR TERMINATION OF THE
PLAN </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">The Board or the Committee may amend or terminate the Plan at any time; provided, however, that no amendment or termination shall be made
without the approval of the Company&#146;s shareholders to the extent that (a)&nbsp;the amendment materially increases the benefits accruing to Participants under the Plan, (b)&nbsp;the amendment materially increases the aggregate number of Shares
authorized for grant under the Plan (excluding an increase in the number of Shares that may be issued under the Plan as a result of Section&nbsp;2.3), (c)&nbsp;the amendment materially modifies the requirements as to eligibility for participation in
the Plan, or (d)&nbsp;such approval is required by any law, regulation or stock exchange rule. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE XII </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>TRANSFERABILITY </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">12.1 <B>Awards Not
Transferable</B>.<B> </B>Except as described in Section&nbsp;12.2 or as provided in a related Award Agreement, an Award may not be sold, disposed of, transferred, pledged, assigned or otherwise alienated or hypothecated, except by will or the laws
of descent and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
distribution Notwithstanding any provision contained in this Article XII, no Award may be transferred by a Participant for value or consideration. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">12.2 <B>Beneficiary Designation</B>.<B> </B>Unless otherwise specifically designated by the Participant in writing, a Participant&#146;s beneficiary
under the Plan shall be the Participant&#146;s spouse or, if no spouse survives the Participant, the Participant&#146;s estate. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE XIII
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>MISCELLANEOUS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.1 <B>No Right to
Continue Services or to Awards</B>. The granting of an Award under the Plan shall impose no obligation on the Company or any Affiliate to continue the employment or services of a Participant or interfere with or limit the right of the Company or any
Affiliate to terminate the services of any Employee or Director at any time. In addition, no Employee or Director shall have any right to be granted any Award, and there is no obligation for uniformity of treatment of Participants. The terms and
conditions of Awards and the Committee&#146;s interpretations and determinations with respect thereto need not be the same with respect to each Participant. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.2 <B>Tax Withholding</B>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(a) The Company or an
Affiliate, as applicable, shall have the power and the right to deduct, withhold or collect any amount required by law or regulation to be withheld with respect to any taxable event arising with respect to an Award granted under the Plan. This
amount may, as determined by the Committee in its sole discretion, be (i)&nbsp;withheld from other amounts due to the Participant, (ii)&nbsp;withheld from the value of any Award being settled or any Shares being transferred in connection with the
settlement of an Award, (iii)&nbsp;withheld from the vested portion of any Award (including the Shares transferable thereunder), whether or not being settled at the time the taxable event arises, or (iv)&nbsp;collected directly from the Participant.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(b) Subject to the approval of the Committee, a Participant may elect to satisfy the withholding requirement, in whole or in part, by having the
Company or an Affiliate, as applicable, withhold Shares having a Fair Market Value on the date the tax is to be determined sufficient to satisfy the minimum tax withholding requirements attributable to such event; provided that such Shares would
otherwise be distributable to the Participant at the time of the withholding and if such Shares are not otherwise distributable at the time of the withholding, provided that the Participant has a vested right to distribution of such Shares at such
time. All such elections shall be irrevocable and made in writing and shall be subject to any terms and conditions that the Committee, in its sole discretion, deems appropriate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.3 <B>Minimum Vesting Period</B>. The minimum vesting period for any Award other than a Share Award granted pursuant to Article VII shall be one
(1)&nbsp;year. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.4 <B>Requirements of Law</B>. The grant of Awards and the issuance of Shares shall be subject to all applicable laws, rules and
regulations (including applicable federal and state securities laws) and to all required approvals of any governmental agencies or national securities exchange, market or other quotation system. Without limiting the foregoing, the Company shall have
no obligation to issue Shares under the Plan prior to (a)&nbsp;receipt of any approvals from any governmental agencies or national securities exchange, market or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">
quotation system that the Committee deems necessary and (b)&nbsp;completion of registration or other qualification of the Shares under any applicable federal or state law or ruling of any
governmental agency that the Committee deems necessary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.5 <B>Legends</B>. Certificates for Shares delivered under the Plan may be subject to
such stock transfer orders and other restrictions that the Committee deems advisable under the rules, regulations and other requirements of the Securities and Exchange Commission, any stock exchange or other recognized market or quotation system
upon which the Shares are then listed or traded, or any other applicable federal or state securities law. The Committee may cause a legend or legends to be placed on any certificates issued under the Plan to make appropriate reference to
restrictions within the scope of this Section&nbsp;13.6. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.6 <B>Uncertificated Shares</B>. To the extent that the Plan provides for the issuance
of certificates to reflect the transfer of Shares, the transfer of Shares may be effected on a noncertificated basis, to the extent not prohibited by applicable law or the applicable rules of any stock exchange. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.7 <B>Governing Law</B>. The Plan and all Award Agreements shall be governed by and construed in accordance with the laws of the State of Ohio,
without regard to its conflict of law principles. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.8 <B>No Impact on Benefits</B>. Awards are not compensation for purposes of calculating a
Participant&#146;s rights under any employee benefit plan that does not specifically require the inclusion of Awards in calculating benefits. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.9
<B>Rights as a Shareholder</B>. Except as otherwise provided in the Plan or in a related Award Agreement, a Participant shall have none of the rights of a shareholder with respect to Shares covered by an Award unless and until the Participant
becomes the record holder of such Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.10 <B>Successors and Assigns</B>. The Plan shall be binding on all successors and assigns of the
Company and each Participant, including without limitation, the estate of such Participant and the executor, administrator or trustee of such estate, or any receiver or trustee in bankruptcy or representative of the Participant&#146;s creditors.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.11 <B>Section 409A of the Code</B>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(a)&nbsp;Awards granted pursuant to the Plan that are subject to Section&nbsp;409A of the Code, or that are subject to Section&nbsp;409A but for which
an exception from Section&nbsp;409A of the Code applies, are intended to comply with or be exempt from Section&nbsp;409A of the Code and the Treasury Regulations promulgated thereunder, and the Plan shall be interpreted, administered and operated
accordingly. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(b)&nbsp;If a Participant is determined to be a &#147;specified employee&#148; (within the meaning of Section&nbsp;409A of the Code
and as determined under the Company&#146;s policy for determining specified employees), the Participant shall not be entitled to payment or to distribution of any portion of an Award that is subject to Section&nbsp;409A of the Code (and for which no
exception applies) and is payable or distributable on account of the Participant&#146;s &#147;separation from service&#148; (within the meaning of Section&nbsp;409A of the Code) until the expiration of six (6)&nbsp;months from the date of such
separation from service (or, if earlier, the Participant&#146;s death). Such Award, or portion thereof, shall be paid or distributed on the first business day of the seventh month following such separation from service. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:ARIAL">(c) Nothing in the Plan shall be construed as an entitlement to or guarantee of any particular tax
treatment to a Participant, and none of the Company, its Affiliates, the Board or the Committee shall have any liability with respect to any failure to comply with the requirements of Section&nbsp;409A of the Code. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.12 <B>Savings Clause</B>. In the event that any provision of the Plan shall be held illegal or invalid for any reason, the illegality or invalidity
shall not affect the remaining provisions of the Plan, and the Plan shall be construed and enforced as if the illegal or invalid provision had not been included. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">13.13 <B>Recoupment</B>. All Awards granted under the Plan shall be subject to recoupment in accordance with any clawback policy that the Company is
required to adopt pursuant to the listing standards of any national securities exchange or association on which the Company&#146;s securities are listed or as is otherwise required by applicable law and any clawback policy that the Company otherwise
adopts, to the extent applicable and permissible under applicable law. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>ARTICLE XIV </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>EFFECTIVE DATE AND TERM OF THE PLAN </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:ARIAL">This Plan
shall become effective upon its approval by the Company&#146;s shareholders. No Awards may be granted under the Plan after the tenth anniversary of the date the Plan was approved by the Board. Notwithstanding the foregoing, the termination of the
Plan shall not preclude the Company from complying with the terms of Awards outstanding on the date the Plan terminates. After the effective date of this Plan, no more grants will be made under the Prior Plan. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">A-12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B><A NAME="toc201066_107"></A>APPENDIX B: FARMERS NATIONAL BANC CORP. &#150; Reconciliation of <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Financial Measures </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Reconciliation of Total Assets to Tangible Assets </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="82%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>December&nbsp;31,</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2020&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Total Assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,142,749</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,071,148</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Less Goodwill and other intangibles</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102,606</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49,617</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Tangible Assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4,040,143</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">3,021,531</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Reconciliation of Common Stockholders&#146; Equity to Tangible Common Equity </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="82%"></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>December&nbsp;31,</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2020&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Stockholders&#146; Equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">472,432</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">350,097</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Less Goodwill and other intangibles</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102,606</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49,617</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Tangible Common Equity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">369,826</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">300,480</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Acquisitions have occurred during the two year periods represented above that makes comparability difficult. Below are measures that are
non GAAP and are presented as additional information for the reader. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Reconciliation of Net Income, Excluding <FONT STYLE="white-space:nowrap">One-Time</FONT> Items
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="82%"></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>December&nbsp;31,</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2020&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Net income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">51,844</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">41,876</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Acquisition related costs &#150; tax equated</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,731</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,585</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Acquisition related provision &#150; tax equated</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,846</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Recoverable litigation settlement</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(395</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">FHLB prepayment penalties &#150; tax equated</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,682</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Net loss (gain) on asset/security sales &#150; tax equated</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(598</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Gain on sale of credit card portfolio &#150; tax equated</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(189</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">0</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Net income &#150; adjusted</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">62,316</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">44,066</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Average diluted shares outstanding</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,280</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,394</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Diluted EPS excluding merger and <FONT STYLE="white-space:nowrap">one-time</FONT> items</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">2.13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Reconciliation of Return on Average Assets, Excluding <FONT STYLE="white-space:nowrap">One-Time</FONT> Items </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="82%"></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>December&nbsp;31,</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2021&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2020&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">ROA excluding merger and <FONT STYLE="white-space:nowrap">one-time</FONT> items (1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.83</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1.55</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(1)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:ARIAL; " ALIGN="left">Net income - adjusted divided by average assets </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">B-1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Reconciliation of Efficiency Ratio, Excluding <FONT STYLE="white-space:nowrap">One-Time</FONT> Items </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="88%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:ARIAL; " ALIGN="center"><B>December&nbsp;31,</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2021</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Net interest income - tax equated</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">110,840</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Noninterest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">38,193</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Net loss (gain) on asset/security sales - tax equated</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(757</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Gain on sale of credit card portfolio - tax equated</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">(239</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Net interest income and noninterest income adjusted</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">148,037</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Noninterest expense less intangible amortization</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">77,817</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Acquisition related costs</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">7,109</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">FHLB prepayment penalties</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">2,129</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Noninterest income adjusted</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">68,579</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:ARIAL">Efficiency ratio excluding <FONT STYLE="white-space:nowrap">one-time</FONT> items</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">46.33</TD>
<TD NOWRAP VALIGN="bottom">%&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">The tangible common equity ratio is calculated by dividing total common stockholders&#146; equity by total assets, after reducing both
amounts by intangible assets. The tangible common equity ratio is not required by U.S. GAAP or by applicable bank regulatory requirements, but is a metric used by management to evaluate the adequacy of our capital levels. Since there is no
authoritative requirement to calculate the tangible common equity ratio, our tangible common equity ratio is not necessarily comparable to similar capital measures disclosed or used by other companies in the financial services industry. Tangible
common equity and tangible assets are non U.S. GAAP financial measures and should be considered in addition to, not as a substitute for or superior to, financial measures determined in accordance with U.S. GAAP. With respect to the calculation of
the actual unaudited tangible common equity ratio as of December&nbsp;31, 2021, reconciliations of tangible common equity to U.S. GAAP total common stockholders&#146; equity and tangible assets to U.S. GAAP total assets are set forth above. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">B-2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="50%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="29%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" ROWSPAN="5"> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt; margin-left:1.00em">


<IMG SRC="g201066dsp82.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom" ROWSPAN="5">&nbsp;</TD>
<TD VALIGN="top" ROWSPAN="5">&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">


<IMG SRC="g201066dsp82a.jpg" ALT="LOGO">
</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:14pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"><B>&nbsp;&nbsp;&nbsp;&nbsp;</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:14pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>Your vote matters &#150; here&#146;s how to vote!</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">You may vote online or by phone instead of mailing this card.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g201066dsp82b.jpg" ALT="LOGO">
</P> <P STYLE="font-size:10pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Online</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Before the meeting go to</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>www.envisionreports.com/FMNB</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">During the meeting go to</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>https://meetnow.global/MPZAGMR</B></P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL">or scan the QR code &#150; login details are
located in the shaded bar below.</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">


<IMG SRC="g201066sp001d.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Phone</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL">Call toll free 1-800-652-VOTE (8683) within the USA, US territories and Canada</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="bottom"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Using&nbsp;a&nbsp;<U><B>black&nbsp;ink</B></U>&nbsp;pen,&nbsp;mark&nbsp;your&nbsp;votes&nbsp;with&nbsp;an&nbsp;<B>X</B>&nbsp;as&nbsp;shown&nbsp;in&nbsp;this&nbsp;
example.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Please do not write outside the designated areas.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">


<IMG SRC="g201066sp001h.jpg" ALT="LOGO">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt" ALIGN="center">


<IMG SRC="g201066sp001g.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:12pt; font-family:ARIAL"><B>Save paper, time and money!<BR>Sign up for electronic delivery at
www.envisionreports.com/FMNB</B></P></TD></TR>
</TABLE> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g201066dsp82nn.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT><FONT
STYLE="font-family:ARIAL"><B></B></FONT><B>&nbsp;IF VOTING BY MAIL, SIGN, DETACH AND RETURN THE BOTTOM PORTION IN THE ENCLOSED ENVELOPE.&nbsp;</B><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT><FONT
STYLE="font-family:ARIAL"><B></B></FONT><B> </B></P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="2%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#000000"><FONT STYLE="font-size:10pt" COLOR="#FFFFFF"><B>&nbsp;A&nbsp;</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d8d8d8">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="21" NOWRAP BGCOLOR="#d8d8d8"><FONT STYLE="font-size:10pt"><B>Proposals &#150; The Board of Directors recommend a vote <U>FOR</U> all the nominees listed, and <U>FOR</U> Proposals 2, 3 and 4.</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="21%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="18%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="18%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="19"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">1.&#8202;&nbsp;&nbsp;To elect four Class III directors to serve for terms of three years to expire
at the Annual Meeting of Shareholders to be held in 2025</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g201066gra001d.jpg" ALT="LOGO">
</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Withhold</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Withhold</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Withhold</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="middle"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;01 - Ralph D. Macali</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;02 - Frank J. Monaco</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle" NOWRAP>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL"><FONT STYLE="white-space:nowrap">&nbsp;&#8194;&#8201;03&nbsp;-&nbsp;Edward&nbsp;W.&nbsp;Muransky</FONT></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="middle"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;04 - Richard B. Thompson</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B>&nbsp;</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B>&nbsp;</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B>&nbsp;</B></P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR></TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:2pt; font-family:ARIAL" ALIGN="justify">&nbsp;&nbsp;&nbsp;&nbsp; </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="28%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>For</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Against</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Abstain</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Against</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Abstain</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">2.&#8194;&#8202;to consider and vote upon a non-binding advisory resolution to approve the compensation of
the Company&#146;s named executive officers</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">3.&#8194;&#8202;to consider and vote upon a proposal to ratify the appointment of CliftonLarsonAllen LLP as
the Company&#146;s independent registered public accounting firm for the fiscal year ending December 31, 2022</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>For</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Against</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Abstain</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">4.&#8194;&#8202;to adopt and approve the Farmers National Banc Corp 2022 Equity Incentive Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:8pt">NOTE: to transact such other business as may properly come before the meeting or any adjournments thereof. Farmers&#146; Board of Directors is not currently aware of any other business to come before the
Annual Meeting.</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:14pt"><B>&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B>&nbsp;</B></FONT></TD></TR>
</TABLE> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="2%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="30%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="26%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="26%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD></TR>


<TR BGCOLOR="#d8d8d8" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#000000"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;B&nbsp;</FONT></B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d8d8d8">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="19" BGCOLOR="#d8d8d8"><FONT STYLE="font-size:10pt"><B>Authorized Signatures &#150; This section must be completed for your vote to count. Please date and sign
below.</B></FONT></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="9"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Please sign exactly as your name(s) appear(s) hereon. When signing as
attorney, executor, administrator, or other fiduciary, please give full title as such. Joint owners should each sign personally. All holders must sign. If a corporation or partnership, please sign in full corporate or partnership name, by authorized
officer.</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;Date (mm/dd/yyyy) &#150; Please print date below.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Signature 1 &#150; Please keep signature within the box.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Signature 2 &#150; Please keep signature within the box.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER:2.00pt solid #000000; padding-left:8pt"><FONT STYLE="font-size:30pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;/&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;/</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #000000; BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #000000; BORDER-RIGHT:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #000000; BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #000000; BORDER-RIGHT:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="justify">&nbsp;&nbsp;&nbsp;&nbsp; </P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g201066dsp82d.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:7%; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;03KM4C </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify">The 2022 Annual Meeting of Shareholders of Farmers National Banc Corp. will be held April 21, 2022 at
10:00 a.m., Eastern Time. We have adopted a virtual format for our Annual Meeting to provide a consistent experience to all shareholders regardless of location. We will provide a live webcast of the Annual Meeting at https://meetnow.global/MPZAGMR,
where you will be able to vote electronically and submit questions during the meeting. </P> <P STYLE="margin-top:30pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>The 2022 Annual Meeting of Shareholders of Farmers
National Banc Corp. will be held on </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>April 21, 2022 at 10:00 a.m. Eastern Time, virtually via the internet at at
https://meetnow.global/MPZAGMR. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>To access the virtual meeting, you must have the Control number that is printed in the shaded bar </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>located on the reverse side of this form. </B></P>
<P STYLE="margin-top:30pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>Important Notice Regarding the Availability of Proxy Materials for the Annual Meeting: </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">Notice &amp; Proxy Statement, 2021 Annual Report to Shareholders with Form 10-K is/are available at </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>www.envisionreports.com/FMNB </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="99%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="13%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="56%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g201066sp001g.jpg" ALT="LOGO">
</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>Small steps make an impact.</B></P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">Help the environment by consenting to receive electronic</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">delivery, sign up at www.envisionreports.com/FMNB</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:1px solid #000000; BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g201066sp001j.jpg" ALT="LOGO">
</P> <P STYLE="font-size:4pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:1px solid #000000">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT><FONT
STYLE="font-family:ARIAL"><B></B></FONT><B>&nbsp; IF VOTING BY MAIL, SIGN, DETACH AND RETURN THE BOTTOM PORTION IN THE ENCLOSED ENVELOPE.&nbsp;</B><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT><FONT
STYLE="font-family:ARIAL"><B></B></FONT><B> </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g201066sp002d.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>FARMERS NATIONAL BANC CORP. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>ANNUAL
MEETING OF SHAREHOLDERS </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>April 21, 2022 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>via the Internet at
https://www.meetnow.global/MPZAGMR </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify">The undersigned hereby appoints Troy Adair, Timothy F. Shaffer and Amber Wallace Soukenik, and each of them, proxies with full power of substitution to
vote on behalf of the shareholders of Farmers National Banc Corp. on Thursday, April 21, 2022, at 10:00 a.m. Eastern Time, and any adjournment(s) and postponement(s) thereof with all powers that the undersigned would possess personally present with
respect to the proposal(s) set forth on the reverse side hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify"><B>IF THIS PROXY IS SIGNED AND RETURNED AND DOES NOT SPECIFY A VOTE ON ANY
PROPOSAL, THE PROXY WILL BE VOTED &#147;FOR&#148; THE ELECTION OF EACH OF THE DIRECTOR NOMINEES AND &#147;FOR&#148; THE APPROVAL OF PROPOSALS TWO, THREE, AND FOUR. THE PROXIES MAY VOTE IN THEIR DISCRETION AS TO OTHER MATTERS THAT PROPERLY COME
BEFORE THE MEETING. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify"><B>THE UNDERSIGNED ACKNOWLEDGES RECEIPT FROM FARMERS NATIONAL BANC CORP. PRIOR TO THE EXECUTION OF THIS PROXY OF THE NOTICE
OF MEETING AND A PROXY STATEMENT. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Continued and to be signed on reverse side </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="2%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="30%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>


<TR BGCOLOR="#d8d8d8" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="middle" BGCOLOR="#000000"> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify"><FONT COLOR="#ffffff"><B><FONT
 COLOR="#ffffff">&nbsp;C&nbsp;&nbsp;</FONT></B></FONT></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom" BGCOLOR="#d8d8d8">&nbsp;</TD>
<TD VALIGN="middle" COLSPAN="9" BGCOLOR="#d8d8d8"> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL"><B>Non-Voting Items</B></P></TD></TR>
</TABLE> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL"><B>Change of Address</B> &#150; Please print new address below. </P> <P STYLE="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:24pt" ALIGN="center">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:24pt">
<TD VALIGN="top" ALIGN="center" STYLE="BORDER:1.50pt solid #000000; padding-left:8pt; padding-right:2pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;</B></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="1%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="91%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="4%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:24pt">
<TD VALIGN="bottom">&nbsp;&nbsp;


<IMG SRC="g201066gra001c.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center">


<IMG SRC="g201066dsp001e.jpg" ALT="LOGO">
&nbsp;</TD></TR>
</TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="18%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:1.00em">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;


<IMG SRC="g201066dsp84b.jpg" ALT="LOGO">
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:1pt" ALIGN="justify">


<IMG SRC="g201066dsp84c.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g201066dsp84a.jpg" ALT="LOGO">
</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="136"></TD>
<TD HEIGHT="136" COLSPAN="2"></TD>
<TD HEIGHT="136" COLSPAN="2"></TD>
<TD HEIGHT="136" COLSPAN="2"></TD>
<TD HEIGHT="136" COLSPAN="2"></TD>
<TD HEIGHT="136" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;Using&nbsp;a&nbsp;<U><B>black&nbsp;ink</B></U>&nbsp;pen,&nbsp;mark&nbsp;your&nbsp;votes&nbsp;with&nbsp;an&nbsp;<B>X</B>&nbsp;as&nbsp;shown&nbsp;in&nbsp;
this&nbsp;example.</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;Please do not write outside the designated areas.</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">


<IMG SRC="g201066sp001h.jpg" ALT="LOGO">
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt; margin-left:0%">


<IMG SRC="g201066gra003.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT><FONT
STYLE="font-family:ARIAL"><B></B></FONT><B>&nbsp;IF VOTING BY MAIL, SIGN, DETACH AND RETURN THE BOTTOM PORTION IN THE ENCLOSED ENVELOPE.&nbsp;</B><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT><FONT
STYLE="font-family:ARIAL"><B></B></FONT><B> </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="2%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="26%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="24%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#000000"><FONT STYLE="font-size:10pt" COLOR="#FFFFFF"><B>&nbsp;A&nbsp;</B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d8d8d8">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="21" NOWRAP BGCOLOR="#d8d8d8"><FONT STYLE="font-size:10pt"><B>Proposals &#150; The Board of Directors recommend a vote <U>FOR</U> all the nominee listed, and <U>FOR</U> Proposals 2, 3 and 4.</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="21%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="18%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="18%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="6%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="19"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">1.&#8202;&nbsp;To elect four Class III directors to serve for terms of three years to expire at
the Annual Meeting of Shareholders to be held in 2025</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g201066gra001d.jpg" ALT="LOGO">
</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Withhold</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Withhold</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Withhold</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;01 - Ralph D. Macali</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;02 - Frank J. Monaco</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;03&nbsp;-&nbsp;Edward&nbsp;W.&nbsp;Muransky</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&#8194;&#8201;04 - Richard B. Thompson</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></P>
<P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt" align="left">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR></TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:ARIAL" ALIGN="justify">&nbsp;&nbsp;&nbsp;&nbsp; </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="28%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="5%"></TD></TR>

<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>For</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Against</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Abstain</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>For</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Against</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Abstain</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">2.&#8194;&#8202;to consider and vote upon a non-binding advisory resolution to approve the compensation of
the Company&#146;s named executive officers</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">3.&#8194;&#8202;to consider and vote upon a proposal to ratify the appointment of CliftonLarsonAllen LLP as
the Company&#146;s independent registered public accounting firm for the fiscal year ending December 31, 2022</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL"><B>For</B></P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Against</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>Abstain</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.50em; text-indent:-1.50em; font-size:8pt; font-family:ARIAL">4.&#8194;&#8202;to adopt and approve the Farmers National Banc Corp 2022 Equity Incentive Plan</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-size:14pt"><B></B><FONT STYLE="font-family:Times New Roman">&#9744;</FONT><B></B><B>&nbsp;</B></FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:8pt">NOTE: to transact such other business as may properly come before the meeting or any adjournments thereof. Farmers&#146; Board of Directors is not currently aware of any other business to come before the
Annual Meeting.</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="2%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="30%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="26%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="26%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="6%"></TD></TR>


<TR BGCOLOR="#d8d8d8" STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" BGCOLOR="#000000"><FONT COLOR="#ffffff"><B><FONT COLOR="#ffffff">&nbsp;B&nbsp;</FONT></B></FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#d8d8d8">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="19" BGCOLOR="#d8d8d8"><FONT STYLE="font-size:10pt"><B>Authorized Signatures &#150; This section must be completed for your vote to count. Please date and sign
below.</B></FONT></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:10pt">
<TD VALIGN="top" COLSPAN="9"> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Please sign exactly as your name(s) appear(s) hereon. When signing as
attorney, executor, administrator, or other fiduciary, please give full title as such. Joint owners should each sign personally. All holders must sign. If a corporation or partnership, please sign in full corporate or partnership name, by authorized
officer.</P> <P STYLE="font-size:2pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;Date (mm/dd/yyyy) &#150; Please print date below.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Signature 1 &#150; Please keep signature within the box.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">&nbsp;</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL">Signature 2 &#150; Please keep signature within the box.</P> <P STYLE="font-size:1pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:8pt">
<TD VALIGN="top" STYLE="BORDER:2.00pt solid #000000; padding-left:8pt"><FONT STYLE="font-size:30pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;/&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;/</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #000000; BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #000000; BORDER-RIGHT:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-LEFT:2.00pt solid #000000; BORDER-TOP:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-TOP:2.00pt solid #000000; BORDER-RIGHT:2.00pt solid #000000; BORDER-BOTTOM:2.00pt solid #000000; padding-right:2pt"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify">&nbsp;&nbsp;&nbsp;&nbsp; </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:ARIAL; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:ARIAL; font-size:12pt">
<TD VALIGN="top">&nbsp;&nbsp;


<IMG SRC="g201066gra001c.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">&nbsp;&nbsp;&nbsp;&nbsp;1 U P X&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5 2 8 3 7 3</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g201066gra001d.jpg" ALT="LOGO">
&nbsp;&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:7%; font-size:8pt; font-family:ARIAL">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;03KM5D </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<h5 align="left"><a href="#toc">Table of Contents</a></h5>


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify">The 2022 Annual Meeting of Shareholders of Farmers National Banc Corp. will be held April 21, 2022 at
10:00 a.m., Eastern Time. We have adopted a virtual format for our Annual Meeting to provide a consistent experience to all shareholders regardless of location. We will provide a live webcast of the Annual Meeting at https://meetnow.global/MPZAGMR,
where you will be able to vote electronically and submit questions during the meeting. </P> <P STYLE="margin-top:30pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>The 2022 Annual Meeting of Shareholders of Farmers
National Banc Corp. will be held on </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>April 21, 2022 at 10:00 a.m. Eastern Time. Please refer to the proxy statement for login instructions.
</B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:36pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>Important Notice Regarding the Availability of Proxy Materials for the
Annual Meeting: </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">Notice &amp; Proxy Statement, 2021 Annual Report to Shareholders with Form 10-K is/are available at </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center"><B>www.edocumentview.com/FMNB </B></P> <P STYLE="font-size:36pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:ARIAL" ALIGN="center"><B></B><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT><FONT STYLE="font-family:ARIAL"><B></B></FONT>
<B>&nbsp; IF VOTING BY MAIL, SIGN, DETACH AND RETURN THE BOTTOM PORTION IN THE ENCLOSED
ENVELOPE.&nbsp;</B><FONT STYLE="font-family:Times New Roman"><FONT STYLE="FONT-FAMILY:'WINGDINGS 3'">&#113;</FONT></FONT><FONT STYLE="font-family:ARIAL"><B></B></FONT><B> </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="center">- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g201066gra004.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>FARMERS NATIONAL BANC CORP. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>ANNUAL
MEETING OF SHAREHOLDERS </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>April 21, 2022 </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>via the Internet at
https://www.meetnow.global/MPZAGMR </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:ARIAL"><B>THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify">The undersigned hereby appoints Troy Adair, Timothy F. Shaffer and Amber Wallace Soukenik, and each of them, proxies with full power of substitution to
vote on behalf of the shareholders of Farmers National Banc Corp. on Thursday, April 21, 2022, at 10:00 a.m. Eastern Time, and any adjournment(s) and postponement(s) thereof with all powers that the undersigned would possess personally present with
respect to the proposal(s) set forth on the reverse side hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify"><B>IF THIS PROXY IS SIGNED AND RETURNED AND DOES NOT SPECIFY A VOTE ON ANY
PROPOSAL, THE PROXY WILL BE VOTED &#147;FOR&#148; THE ELECTION OF EACH OF THE DIRECTOR NOMINEES AND &#147;FOR&#148; THE APPROVAL OF PROPOSALS TWO, THREE, AND FOUR. THE PROXIES MAY VOTE IN THEIR DISCRETION AS TO OTHER MATTERS THAT PROPERLY COME
BEFORE THE MEETING. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL" ALIGN="justify"><B>THE UNDERSIGNED ACKNOWLEDGES RECEIPT FROM FARMERS NATIONAL BANC CORP. PRIOR TO THE EXECUTION OF THIS PROXY OF THE NOTICE
OF MEETING AND A PROXY STATEMENT. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:ARIAL">Continued and to be signed on reverse side </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g201066dsp001e.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp001e.jpg
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JBU97[M]WO+LSB_92D,5F.#AYG5NX6["X3CR[XKX^-UWWL7W6+\L0?__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g201066dsp82.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp82.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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MYJ>NWL!T![X_$@'<T % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4
M% !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0
M 4 5[Z]MM-L9[V\F6"V@0R22.<!5 Y- 'SY:07WQW^(#W=T)8/"FEMM1!D;A
MGIG^^V,GT&!Z$@'T/!!#:V\=O;QK%#$H1$08"@<  4 24 % !0 4 % !0 4
M% !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0
M 4 % !0 4 % !0 4 % !0 4 <]X@\9Z3X9O;:SOA=/<7*-)&EM;/,2JD G"@
MXZB@#,_X6AH7_/EK/_@JG_\ B: .LL;R/4+""\A618YT$BB1"C $9Y4\@^QH
M \'^(/B._P#B?XPB\ >&'_T"*3-Y<CE7*GDG_84_FWX&@#VGPQX;T_PGX?M=
M'TU-L$"\L?O2-W9O<T :] !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0
M4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 %
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M+#[C-ZC^[ZT >90_&[Q5<PI-!X5FEB<95TL)65AZ@A^: '_\+G\8?]"C<?\
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MZ2E0>N-P.* *'_"">#_^A4T;_P  (O\ XF@ _P"$$\'_ /0J:-_X 1?_ !-
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M_OM__BJ .$\"1K\,?B?=^#]0@@%EJ>9--OFC42-GI&7QD],8/\0&!\U 'N-
M'+Z5XXL]4\<:MX4^RS07VG()&:0C$BG;RHZ]&7\Z .HH \K^/>DZ=/X DU>9
M5CU*PEC^RS#A\LX!7/I@D_\  : .^\+7=S?^$=%O+S/VJXL899LC'SL@+<=N
M2: -:@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * //_ (Q:
M)J6O>"5L]*LY+JX%QO\ +3&<>6XS^9'YT ;O@&QNM,\ Z'97L+07,%HB21MU
M5@.0: -R]O;?3[22ZN9-D28R<9)).  .I))  ')) ')H P9HKTZ5=ZY=6#7&
MI)"TEI8?>$1 RBXZ;R<9;MG .!R <]\*/"5]I?A!W\3(\^I7URUS)%=?.8N<
M#@Y )Y;(_O4 >C  # X% !0!Y7X!\.ZSX-^)'B3318R_\(W?L;FUG4?NT?.0
MOMPQ7_@ H ;\2O#FL:M\2/ VH6&GRW%I8W:/<2H.(E$J$D_@"?PH ]6H Y'X
MC>#(_&OA6:S0!-1M_P!]939P4E'09[ ]#^!["@!WPZU#Q!>^%(8O$^GSVFJV
MI\F1I1_KP.CCW(Z^X)[T <OI?AS6(/VB-:UZ2PE72I[-4CN3C8S>7$,?FI_*
M@#U2@ H Y+XG:;>ZQ\.-9L-/MWN+N:-1'$G5B'4\?@#0!I^#[2>P\$Z#9W43
M17%OI\$4L;=598U!!^A% 'B/A@_$;P-J.N#3/!CWD5_=M+OE!Z G&,$>M '1
M_P#"??%G_HGT?Y-_\50!UG@3Q'XRUN]NXO$_AI=)ACC#1.N?G;/(Y)[4 9'Q
M \/:MJGQ.\$:C8V$L]G8S[KB51\L8WJ>?P!H ]0H XWXE^"U\:^%);6 *FIV
MQ\ZRE/!60?PY[!AQ]<'M0!9^'VH:[?\ A*V7Q+83VFK6_P"ZE\U<>=CI(/J.
MON#[4 87Q$^'VH:UJ5GXF\+7JV'B.Q& V=HG4=%8],CD<C!!P>,8 ,>#Q_\
M$VPB6UU+X<R7=V!M\ZWFPA/J<!A^H% %:'P=XR^).N6FH>/(H],T2S??%I<+
M9,I_VN3^))SC( &<T >S*JQHJ(H55&  , "@!: "@ H * "@ H * "@ H *
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M % !0 4 % !0 4 </\2;"\OO^$1^QVDUQ]G\16DTOE1E_+C7?EVQT49&2>*
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M5+_PF]Q+XAU.VU2['V]K8"(0QW1/F*"ICWX5]HZY^7':@#9U=K[7-%\)WO\
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MG8U^J2[K\?\ (FMM7BNKA85AD4MGEBN/T8T6(GAY0CS-_G_D:%(YPH * "@
MH * .4\22V\>MVRW4]C'&8&(%Y<F%2=PZ8ZFKIIMNWE^I[&"C-T)<BDW?[*O
MT(VEN+;5$4/)):W6H (0<B-E[?0@?F#ZT1U2OTO^O]?\,/EA.DW:THQ^]/\
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MB;A?WF,E>W_ZJ5FHQ?\ A]!U5.$XR<7RZ;Q]W;OU+5R9+S2?$*7JO]ILX/O
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MZE=K:6MSYDS1-,%\MAE%<H3R,?>!'_UJ'"25V.K@Z]&'/.-E>VZW:O\ D:8
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M17[I_ON5_,4I*7*[V_ X\;0K0H.4TK:;<G?R29W=<Y\^% !0 4 % !0 4 %
M!0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4
M % !0 4 % !0 4 % !0 4 % !0 4 <[XGL#>M:XU'5K38&_Y![%=V<?>Q^GX
MU<)<K>B?J>G@*WLE+W(2V^+]#G_[!;_H8?%7_?TUK[7^ZCT?KB_Y\TON-'0M
M*-KJ\,IUC7[C&[]W>.3$>#UI2J735D<V+Q'M*+C[.FO.*U.QK \0* "@ H *
M "@"M)J%I$]PDEPBM;1B24$_<4YP3[<'\J=M+FJHU)*+2^)V7FR*+6-/FN%@
MCNE,C' &",G&< ],XHY65+#58QYG'0LBZ@-VUJ)5-PJ"0QYY"DX!_,&BVES/
MV<E#GMIL1#4;-KTV8N$-P.-GOC./KCG%"3:N4Z-10]I;01-4L7DC1+J,M)*T
M*@'JZYW+]1@T6?ZC="JDVX[)/Y/9D,FO:7$Y1[V,$,RGK@%3ALGM@T*+>Q:P
ME=JZC_3V+,E[;16\MP\RB*$D.W9<4C*-*<I**6K"TOK:^C9[:3>JG!.".?QI
MM-!4I3I.TU8L4C,* "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "
M@ H * "@ H * "@ H * "@ H * .7\7*K/:;M$EU+AN8[:.;9T_O@XS[>E73
MNF[.QZV7-I2M54-NK5_N.:\J/_H2KK_P6V_^%;7?\_XL]7FE_P!!*_\  Y_Y
MFIX=C5=;@(\,SV)PW[][*&,+\I_B49'I2DWROWK_ 'G'C6W0?[]2VTYI/KV>
MAW-<YX 4 % !0 4 % '+ZSHMY>:C<200AHKI!!,=P&8\9_FNW_@9IQ=DU\_G
MT_KR/6PV*ITZ<5)ZQU7KM^M_D)8:+?V\EM-*961+@,]MO7:!M #C'<$=,_AT
MK1R5_O\ S?Z!5Q-*:E%6O;?6^^WS]"U'I^H+KG]ID)AIF0QX&Y8=H4?-NQC*
MAL8SR:E-)6_J_P#6AE*M2=#V*Z)._2^^UO-KY$4T&H0ZQ)+:V,Y 9I3F2,PR
M?(0,!CN5\X'&!U]:2^&U_P"O\BXSHRI*,Y+HMG=:ZWLK-?>]C/;P]JMH\;1+
M'<M"JW",H$>9E&"#ECRP &>G)Z57,KZ:=/D[?EN="QE"HFI:7NGU]U_+HWL3
M:?X9NXYGBEN)[>!E<2-$8_WVX@G.02,\GC!HYE:UOZ3?Z6(K8Z#2E%)O2U[Z
M6VZK;SN6KJWO3I^I:=#IMSARS12J\05AQ@#+Y!^HQ26MFWU_4RIRIJI"K*:\
MU9_Y6^YFII G%JPGBO4;?Q]L>-G(P.FPD8_6E*RV.3$<O/[K3_PWM^*1H5)S
M!0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4
M % !0 4 % !0!R7C2TT&Y>R_MJ*)RH?RM]V(,=,]2,]JUI.:;Y#V<LJ8J"E]
M7;Z7M&_?R.5_LKP+_P ^UM_X-E_^*K;GK_TCU_K&:=W_ . /_(U_#-AX5@U^
MWDTR"!;L!MA34%E(^4Y^4,<\5,I57%J6WH<6/K8Z5!JLWRZ?9MU[V/0*YCYP
M* "@ H * "@#"OKZ^M[N^FCG06]FL;&$QYW@]><Y!]*J-GOWM^7^9Z%*E2E"
M$6M97UOL4(-5U6:!Y4DG9MY&W[(  N_!*$D;B!V^M-)65_ZT.B>'H1E9I?\
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M'I0BU%W=N;Y:67K9W9OU!YP4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4
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MY.YR#S_X\3^5"=@]M*SONTE\E_PQ=I& 4 % !0 4 % !0 4 % !0 4 % !0
M4 % !0 4 % !0 4 % !0 4 % !0 4 % !0!SOB>*UD:U^TZ7'?8#;=]I)/LZ
M?W%./Q]*N'-=V=OP/3P$JD5+DGR[?:4?S:.?^RZ7_P!"O;_^"FX_^-UK>?\
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M;R6>C6=O*FR2.(*RY!P1]*<G=W(Q,U4K2G'9LO5)@% !0 4 % !0 4 % !0
M4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 %
M!0!QGCO4DTY[$-?6-KO#_P#'U;R2[L;>FP''7O6M*',WH>YE-!UE.T92M;9I
M=^YR'_"20_\ 0;T3_P  +C_XFM_8O^5_>CVOJ,O^?4__  */^9L^%-:CO/$=
MM NJ:7.2&^2"TFC<_*>A88J9TG&+=G]Z.',,*Z6'E)PDMMY1:W[)W/2:Y3Y<
M* "@ H * "@#(U+66L=1BMEB#H8RTCY^X2#LX]"58?E3MHW_ %_5CMH895*;
MFWK?3SVO]UT5#K6I(EM$\%J+BY"/$0S;,$@'/?(R/SJG%7MV_P"#_D:_5J+Y
MI)NT;WVOH:5O>W,]E<%8$-Y YB*!_D+<<Y/;!!J6MFCFG2A":N_=:OYDFF7;
MWMGYLBJ&#LF4)*M@D9&>QQ0U8BO35.?*O+\47*1B% !0 4 % !0 4 % !0 4
M % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !
M0!A^(;N>U:W\F,ON#9_U/'3_ )Z.OZ9JHI-ZL]#!TXS3YG_Z5_[:F8G]K7W_
M #[G\K3_ ./5?(N_Y_Y'=]7I?S?^E_\ R!>T?4+J?4XHY8BJ'.3_ */Z'^Y(
M6_(4.*2>OY_Y'/B:,(4FXO\ ]*_6*7XG4UD>2% !0 4 % !0!DWVAZ=>23M<
MX,TY#"0[=\87&-IQP.,_B:=[*R.REBJU-)0V736SOW*BZ19?9%D.MSN8MBQW
M)>',84Y"CY-OY@FK<O>O8V^L5.>RI+6]U[VM^N]_Q+_]F0G1YK5;R8+."TER
M&7>Q/5LXV_IC%0WJM-CG]O)5E/E6FRUMZ;W_ !+-A +:RCB%R]RJCY9&"#([
M#Y !CZ"G)W=S*K+GFWRV\M?U;99J3(* "@ H * "@ H * "@ H * "@ H *
M"@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@#C_&]S<6[
MV/D2:FF0^?L-HL_I][<1CV_&M:23;O;YGMY5"$U/F4>GQ2:[[6.2_M'4/^?C
MQ-_X*8O_ (JM^2/]W[V>S["CVI?^!O\ R-CPM>7DOB&V26;7&0ALB[T](H_N
MGJP.14SBE%VM]YPYA2IQP\G%0Z?#)M[]FCT6N4^9"@ H * "@ H Y;7+>_GU
M*2]@M2Z6:B-/O!F# ^9M&/F&&7OU6FM(M=_Z7XGKX6=*%-4Y2MS:]+:;7UTV
M?R92\N)DLYXM-N$M84A6Y4V4@+L"/X-N6QSR!WK5KWWKUTU\G_P#:\ES1<US
M.]O>6B];V5_7H;5I&B:->,]G+]DDE9X[?RB&"''\'!ZY..O/3M6;Z+K_ ,']
M#AJ-NM%*2YDDF[]?7\+ECP_&T6E[65@/-D92R%"P+D@[3TZ]*)=/0SQ<E*K=
M=EY]%UZFI4G(% !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4
M % !0 4 % !0 4 % !0 4 % !0 4 % !0!A^(9;R-K?[(V,AMW[YX_3^[&^?
MTJHVOJ>A@XTVGS_DG^<H_J8GVG6/^>G_ ).3?_(]7:'?\/\ @G=R8?\ J,?_
M )87M'GU%]3B6X?,7.1]HD?L>QA4?J*&HV=OZ_$Y\3"BJ3<-_1+\IO\ (ZFL
MCR0H * "@ H * ,V^UB*QOH;5XW8R(S[AT7 ) /UPV/I1T;['52PTJL'-/9K
M^OE=?>5/^$AE$40;3G6XF"-%&95PX8XSGMCC/UJW&SM_7]:&OU.-W:>BO=V?
M0T;;4(Y;26>53!Y!995<CY".O(]N?QJ7IJCFG1<9J$=;[>=QVG7JZC817:(T
M:R D*XP1SCFAJV@JU)T:C@W>Q:I&04 % !0 4 % !0 4 % !0 4 % !0 4 %
M !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % '(^-;.^NWL
MOL>FWMYM#[OLM\+?;TQG@[OZ5K2LF[NWRN>UE=6E34O:3C';>/-W^XY7^Q];
M_P"A<UK_ ,'8_P#B:WO#^9?<>O\ 6<-_S^A_X+_X)K^&--U.WU^WDN=&U.VB
M ;,D^J"9!\IZICFIFX\KLU]QQ8^M0EAVH5(MZ:*%GOWN>@URGS84 % !0 4
M% &+J'AY+^6YG>Y=)Y"GELI8! O(!7.&Y+=?[U.]E;^M=/R.ZCC'248I:*]_
M._G;3I]Q#_8%^T<+R:C US;A%A<6I"*JG)RN_))P.<CI5N2YKV_K7_,OZW23
M:4'RN]_>UU\^7IZ%Z/2%;3YK:[F:5YY/,E>/,>6R.F#D#@#J>E0WM;H8/$-5
M%."M965]=";2[ :98):B5Y0I)W.22<DGN3ZT-W,Z];VU1SM8N4C$* "@ H *
M "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@
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M7-%\^O+IK;TM]WS-I'63PUJ'E76RT+LL$[,S 1\<Y')&=W.>G?%9M.\;[_\
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MURYI%F]C8"%U2/YV98XSE8U)R%' X'THD[F.(J*K4YEY:O=^9>J3G"@ H *
M"@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H
.. * "@ H * "@ H __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g201066dsp82a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp82a.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M^I#IWBUKZ]^S_8@G[FWEW>9G_6C..G;]:J=/E3\FU]R+K9<J4.?FZR6W\O\
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MM]V_.<+NSC'Z5'+[J?=?K8PKX/V-.-3FO>*?WNQNU!YX4 % !0 4 % !0 4
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MS'"_#6_Z]?Y%+0/^0#;_ /7U_P"WB53^)>B_*1OC/]XE_A_]QL=JW_'[X?\
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M1N@"GKW/;K6CFN2W]VWS/1J8_#RA)*7V(+9[IZ]#=L=)OH;QY)(,*0<'</\
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M "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@
MH * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H *
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MLQ;3Q1?3Z78W+)"'N(U9@%. 3%(_'/J@_6G."BY)=+_I_F*I@*4:LX)NR?\
M[=%?DROK?B_4=.NKV*&.W*P:8EVNY2?G+A2#STP:J---?]O6-,)EU&M"$I-Z
MS<?DE?L:,GB"\25%"18*L?NGL8AZ_P#31OTJ.5?C^K7Z'+'"4W%O7I^4O\D9
MU_XOU&UU74;6..W*6U];6Z$J<E9 2V>>OI5PIJ2BWUO^!U4LNHSI0FV[N,G\
MX[=#5AURZDU&.W*Q;&,8. <_,\JGOZ1C]:S44XI_ULF<<L+"--S5^OX*/^;,
M>V\8ZE->P0M';A7U&XM3A#G9&N5/7KZU;@E&_P#=O\SNJ991C!R3>D8R^;=G
MT-BSURZN+MHG6(* >@/_ #QC?U]7/Z5$XJ*;7G^#L<-3"PC!-7_J4E^AB:5X
MTU.]2P,L=N/M%C)<-M0\,LA48YZ8K:=*,9-+HU^)WXC+*-+GY6]))?)J_8U+
MCQ'>0Z;JMPJ0[[2*=T!4X)21U&>?116*BM//E_$Y88*G*K3@[VDXW^<4_P!3
M,/C/4A!>OY=OF"RM[A?D/WG7)SSTK5TTI6_O-'5_9E'F@KO64E\D[+H:>H>(
M[RT;3A&D)^TZF+1\J>$YY'/6LX04KW[-_<<E'!4ZBJ-W]V'-\_\ (KZ7XJO[
MS3(KF1( [3>60JG&//6/U]&/XU3@DTO)?DW^AKB,!2I57!-V2O\ ^2N7YFM8
M:O<7.HV%NZQA)[26=B <AE=%&.>F&-9VTOZ?C<XZN&A"G.:Z22^]-_H;=2<
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M9' @Q@[P^$Y^49'?/KP::E9W1LL=R\W*GJK;^5M=-?P.AJ#S@H * "@ H *
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M:]G]JR=^FKM:WIJ,75=5C,=K*T!N+E8GBD6,A8]Y.X$9YV@<<C.:IQ5[=O\
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M#9XQVXYIM17Z?=H:K!TE/V3;N[V?IMIYDBZKJL9CM96@-Q<K$\4BQD+'O)W
MC/.T#CD9S3<5>W;_ "(="@TYQO97NK[VM;II>Y=75+J/0KFXD2-KN!WAX!"L
MP;:IQV!X.*FR;5NMC%T(.NHKX6D_.UKLK#4-5-V=+$L NA*1]H\H[2FP-G;G
MKDXZ^]&EKHT]C04/;6?+;:_6[6]O*^Q%%KNH7$*7B)"D,(A$\14DL7.&P<\8
MSD<<U5HW]?\ (N6$I0;IMN[YK/TVT\P?7=1AB%RRPO'<QR&!-I!C96 4,<\Y
M!R>G2DDG9==/Q_R!86C)\JO>+5_/1MV[6L2C4-5-V=+$L NA*1]H\H[2FP-G
M;GKDXZ^]+2UT1[&@H>VL^6VU^MVM[>5]B]#K &AVU_/"QEF"CR8ADESQM&<=
M_6AI<UD82PW[Z5*+T5]7V[D;>)+)%BWQSH\N51"GS%PP4Q]?O9/TQSG%'*WM
M_7]=2E@JCO9JR_*U[^G_  VY-H>I2ZKIQN98#"PFDCVG'17('<^GYYHE&UO1
M$8JC&A4Y(N^B?WI,TJDY0H * "@#)U;2)[^3?;7:V_F1-;S;H]^Z,_W>1AAS
M@\CGI51:6Z_I'9A\1&DK3C>SNM;:^?=?=ZD!\/,UWM-RO]G>89A!Y?S;RFW[
MV?N\DXQG/>BZ:L]]?Q-%C$H74??M:]]+)WV[]-]NA&GAZ[V&274$>[B$:V\@
MAPJJA)&X;OF)R<X(]L53FKWMZ_D4\93O90]UWNK]^SMI:VFC\[B/X;NOL^V+
M4$2:=9$NG,.0X=MQVC/RD9(&<\=<TDXIVMII^']:C6-AS7<-%9QUVLK*^FOG
MM\@7PS(4:"6]!MHHW2U58\-'N(.6.?FQ@ <#CKFCFZ]=/P_K47UY*TE'5M-Z
M[V5M--+WUW'C0[\$W@OX1J9E+F3R#Y6-@3;LW9Z '[W7VXHO':V@OK5+^'R/
MDM:U]=[WO:WX;"+X:>(0P0WH%IMB$Z-'EY#&<@ALX&>_!]L4^=7O;T_('C5*
M\I1][6VNBOY=;=-2;4-&O;S+)?QQO(CP2GR,YB8Y 'S<,!QGD=>*F+BMUV_
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"_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g201066dsp82b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp82b.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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, QD^IH)<F[)O8__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>g201066dsp82d.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp82d.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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MJH2Y:0_\LQ;N6QC.<8Z>]5RLT^J5-[JW>ZL68=1M9TN6CDR+9BDO!^4@9/\
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M^PE'_P"ABB'\#Y,,/_R*?^W'^3.DU'_D?O&W_8%D_P#14=91_AP]?\SRZ/\
MN&$_Z^+\Y&-J_P#R1SP__P!?<G_H4M:1_CR]/\CNPW_(XK?X5^43O/B?_P B
M/<_]=(__ $(5RX?^(CY[(?\ ?H^C_(XGPQ_R2SQ+_O\ ]%KHJ_QHGO8__D:4
M/Z[D/@'_ )%KQC_UX'_T"2JK_'#U_P B\W_WG"_XOUB2:M_R170O^OUOYS41
M_CR]/\B</_R.JW^%?^VG3:G_ ,EMT;_KT;_T"6L(_P "7K_D>30_Y$E7_%^L
M3'^,?_'_ *5_US?^8K3"=3NX9^"IZK]2GXP_Y)UX5_W/_913H_Q9&^6?\C'$
M?UU(=3_Y(QHW_7^W_M6JC_'EZ?Y%T/\ D<U?\/\ \B=5I_\ R6/Q#_UX#_T&
M&L)?P(^O^9X];_D3T?\ %^LB3X0_\BG=?]?K?^@)1BOC7H+B3_>X_P"%?FSA
M_#G_ "56/_K]E_\ 9JZ*G\#Y(]_&_P#(J?\ A7Z":K_R5D_]A*/_ -#%$/X'
MR88?_D4_]N/\F=SI/_):M=_Z\E_E#7/+^!'U_P SP,1_R):/^)_^W'(Z9_R1
MC6?^O]?_ &E6\OX\?3_,]FO_ ,CFE_A_^2.\N_\ DD*_]@F/_P!%BN7_ )??
M/]3YZG_R-_\ M]_F<3\,O^/7Q'_UY_T:NC%?9/>S[XJ'^+_(A^$G_(WS?]>C
M_P#H2U6*^#YE\1?[HO\ $OR9G?\ -)_^XU_[0J_^7WR_4ZO^9K_W#_\ ;CN]
M3_Y+;HW_ %Z-_P"@2URQ_@2]?\CYVA_R)*O^+]8F/\8_^/\ TK_KF_\ ,5IA
M.IW<,_!4]5^I3\8?\DZ\*_[G_LHIT?XLC?+/^1CB/ZZGL]<!\*8'B-1-?:':
MRC-M->?O%/1MJ,R@_P# @/RK2GNWV3_0]'!/EIUIQ^)1T^;2?X&@UM81ZU%<
M%E2^>%D50V"Z @GCOCCZ9J4W9I',IU71</LI_<_^".U6Q34;"2VEDD2)N7$;
M;2P_ND^A[U#=E<6'JNC44XK7S_,PM(2PC\%:%?:@V([*".5>>-VS X[GG@>M
M=%5M596]#T,0ZKQM:E2WDVOE>_R\R33=++6DEY<6J+=2W3WEK:R2%1&Q3:H.
M.^.3P<$GTJ&^6T5T5OQ)KUUSJG&7NI*+:6ZO=_Y+:Z10MM971/#M^;AXK:^-
M\\3 G]U%(YW @]U"G=[\TW'FY4MK?EN=$\,\3B(<J;CRI^;2T^]M6*FEI;W_
M (;U72M%O;>>3[:#NEDR&4LI+'UW8:JE=.$I*W].WZ&V(<Z6)IUL1%I<O1=;
M/;TT'ZQ>WL=M-I%S;6C7*W-J<VZF..9'?@,#DCE<'KP:()-J2\_RN3AJ5-R5
M>#?+RSWU::73;H]#=T4M_:VIVE_;6RWNV-Y'@W>7*AW!?E8G!&"#Z\5#MR)K
M:_XZ'GXJWLJ<Z3?+JE>UT]+ZKIJ9ACM)M)\0ZS,#%#*DEM$8E 98DROR^Y;<
M?RHU2C%;NS^_;\#L3J1K4</'5IIN_=ZZ^BLOO*DEGJ5P;RQNK>"VO[C2O+MX
M[=OE<*?F!/&#\P&.@R>35MQU:ULTV:QJT8<E2#;@IW;>ZOMI\K_H68=0DD\1
MHUMIMQ8HNER@K+&$+%67 QZ#/!Z<\5,E:G-W[?K_ %\C*5%1PUIS4GSK9WW3
MO]_Z:C]/CC@M_!DD(&^1"K,.K*T)9LG_ '@#5R_B37E^35B:S<GBE+H_RE9?
M@=E7.>(% !0 4 % !0 4 % !0 4 % #6D2/;O=5W':,G&3Z4#2;V,3PY_K]<
M_P"PB_\ Z E6_@CZ/\V=^-VI?X%^;.?R^E>+=:UU&/D17,<%VO;RC$F'_P"
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M)D_^Z8K_  _I(CT3_DL^O?\ 7I_\:HG_  (^O^8\5_R)J/\ B_\ DCDOBO\
M\CE_V[)_,UOA?@^9[7#W^Y_-_H6?BI_Q]:+_ ->8_G4X7J9</_#5_P 1?U/[
MGPT_WH_YPTH_\O/Z[G-0WQ_S_P#;C5T__DL?B'_KP'_H,-9R_@1]?\SCK?\
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M8?\ ).O"O^Y_[**='^+(WRS_ )&.(_KJ>SUP'PH4 % !0 4 % !0 4 % !0
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MJ)_P(^O^8\5_R)J/^+_Y(Y+XK_\ (Y?]NR?S-;X7X/F>UP]_N?S?Z%GXJ?\
M'UHO_7F/YU.%ZF7#_P -7_$7]3^Y\-/]Z/\ G#2C_P O/Z[G-0WQ_P __;C5
MT_\ Y+'XA_Z\!_Z##6<OX$?7_,XZW_(GH_XOUD2?"'_D4[K_ *_6_P#0$HQ7
MQKT%Q)_O<?\ "OS9P_AS_DJL?_7[+_[-714_@?)'OXW_ )%3_P *_035?^2L
MG_L)1_\ H8HA_ ^3##_\BG_MQ_DSI-1_Y'[QM_V!9/\ T5'64?X</7_,\NC_
M +AA/^OB_.1C:O\ \D<\/_\ 7W)_Z%+6D?X\O3_([L-_R.*W^%?E$[SXG_\
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M@K9\K/&6]7(_ 5T.G*":2]7_ %T_,]K%82OA:,J5.#Y?M2[V[>7YG<USG@'
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M+H-AIGG>=]D@2'S-NW=M&,XR<?G6M2?/)R,XQY58T*@H* "@ H * "@ H *
M"@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H
M * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "
M@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H
>* "@ H * "@ H * "@ H * "@ H * "@ H * /_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>g201066dsp82nn.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp82nn.jpg
M_]C_X  02D9)1@ !  $ 8 !@  #__@ ?3$5!1"!496-H;F]L;V=I97,@26YC
M+B!6,2XP,0#_VP"$  @&!@<&!0@'!P<*"0@*#18.#0P,#1L3%! 6(!PB(1\<
M'QXC*#,K(R8P)AX?+#TM,#4V.3HY(BL_0SXX0S,X.3<!"0H*#0L-&@X.&C<D
M'R0W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W-S<W
M-S<W-S<W-__$ :(   $% 0$! 0$!           ! @,$!08'" D*"P$  P$!
M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M!8]AH$<IK/A[1;[59KF[T>QN)WV[I);9&9L* ,DC/0"@"@?"GAL#)T#3 /\
MKTC_ ,* &0^&O"\\8DAT32I$/1DM8R/S I@/_P"$3\.?]"_IG_@)'_A0 ?\
M")^'/^A?TS_P$C_PH /^$3\.?]"_IG_@)'_A0 ?\(GX<_P"A?TS_ ,!(_P#"
M@",>&_"IN#;C1=),X7<8_LT>X#UQCI2 63PUX6B9$DT3249SA UK&"Q]!QS0
M C>&O"T<J1/HFDK(_P!U#:Q@M]!CF@"3_A$_#G_0OZ9_X"1_X4P#_A$_#G_0
MOZ9_X"1_X4 1OX;\*QS1POHNDK++G8AMHP6P,G QSQ2 2'PYX5N&D6'1M(D,
M3;) EM$=C>AP.#[4>8$O_")^'/\ H7],_P# 2/\ PI@'_")^'/\ H7],_P#
M2/\ PH CF\-^%K:/?/HNDQ)G&Y[:-1^HI $/AOPM<1^9!HNDRIG&Y+6,C]!3
M D_X1/PY_P!"_IG_ ("1_P"% !_PB?AS_H7],_\  2/_  H /^$3\.?]"_IG
M_@)'_A0 ?\(GX<_Z%_3/_ 2/_"@!DOAGPQ!$TLVAZ5'&HRS/:Q@#ZG%(!(/#
M?A:YB$L&BZ3+&>CI:QL#^(%,+DG_  B?AS_H7],_\!(_\* #_A$_#G_0OZ9_
MX"1_X4 1KX<\*M</;KHNDF= &:,6T>Y0>A(QQ2 D_P"$3\.?]"_IG_@)'_A3
M /\ A$_#G_0OZ9_X"1_X4 '_  B?AS_H7],_\!(_\* #_A$_#G_0OZ9_X"1_
MX4 '_")^'/\ H7],_P# 2/\ PH /^$3\.?\ 0OZ9_P" D?\ A0 ?\(GX<_Z%
M_3/_  $C_P * #_A$_#G_0OZ9_X"1_X4 '_")^'/^A?TS_P$C_PH /\ A$_#
MG_0OZ9_X"1_X4 '_  B?AS_H7],_\!(_\* #_A$_#G_0OZ9_X"1_X4 '_")^
M'/\ H7],_P# 2/\ PH /^$3\.?\ 0OZ9_P" D?\ A0 ?\(GX<_Z%_3/_  $C
M_P * #_A$_#G_0OZ9_X"1_X4 '_")^'/^A?TS_P$C_PH /\ A$_#G_0OZ9_X
M"1_X4 '_  B?AS_H7],_\!(_\* #_A$_#G_0OZ9_X"1_X4 '_")^'/\ H7],
M_P# 2/\ PH /^$3\.?\ 0OZ9_P" D?\ A0 ?\(GX<_Z%_3/_  $C_P * #_A
M$_#G_0OZ9_X"1_X4 '_")^'/^A?TS_P$C_PH /\ A$_#G_0OZ9_X"1_X4 '_
M  B?AS_H7],_\!(_\* #_A$_#G_0OZ9_X"1_X4 '_")^'/\ H7],_P# 2/\
MPH /^$3\.?\ 0OZ9_P" D?\ A0 ?\(GX<_Z%_3/_  $C_P * #_A$_#G_0OZ
M9_X"1_X4 '_")^'/^A?TS_P$C_PH /\ A$_#G_0OZ9_X"1_X4 '_  B?AS_H
M7],_\!(_\* #_A$_#G_0OZ9_X"1_X4 '_")^'/\ H7],_P# 2/\ PH /^$3\
M.?\ 0OZ9_P" D?\ A0 ?\(GX<_Z%_3/_  $C_P * #_A$_#G_0OZ9_X"1_X4
M '_")^'/^A?TS_P$C_PH /\ A$_#G_0OZ9_X"1_X4 '_  B?AS_H7],_\!(_
M\* #_A$_#G_0OZ9_X"1_X4 5M0T3PCI5A+>WNC:5#;PC+NUI'Q^E(# BT6;6
M%$VG>$-!TVS;E'O[17E<=CY:@;?Q- $G_"%7_P#SY^%O_!1_]E0 ?\(5?_\
M/GX6_P#!1_\ 94 '_"%7_P#SY^%O_!1_]E0 ?\(5?_\ /GX6_P#!1_\ 94 '
M_"%7_P#SY^%O_!1_]E0 ?\(5?_\ /GX6_P#!1_\ 94 '_"%7_P#SY^%O_!1_
M]E0 ?\(5?_\ /GX6_P#!1_\ 94 '_"%7_P#SY^%O_!1_]E0 ?\(5?_\ /GX6
M_P#!1_\ 94 '_"%7_P#SY^%O_!1_]E0 ?\(5?_\ /GX6_P#!1_\ 94 '_"%7
M_P#SY^%O_!1_]E0 ?\(5?_\ /GX6_P#!1_\ 94 '_"%7_P#SY^%O_!1_]E0
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M !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0
M4 % !0 4 <OJ<0U?QQI^G3+NM+"W-\Z$?*\A8I'GZ8<_7%(9U%,1R-]K.HR>
M*].M8X9+>P$[1ER<><0.?^ BMZ<(\C;WL?18?!T(X*I4DU*?+>W\O_!%UY=?
M\[4;R.^-A96<6^#:%;SCC)SW'IS[4J?(DKJ[;%@'@E&G2<.><W9[Z>A'>76L
M7VE6>H'48],L_L@EDD&,M*>@P>U.T82:M=WT+HTL+0KSH^S=27-9+LN_J:FG
M:U(GA"+5M37RW$19QC&[G P/?C\ZFI"U3E@<&)P47CGAL/JKZ>7?[BKX,U&^
MU&#49+]F\U;DJ$;_ )9C ^4?2JK0C%1Y3HSG#T</*G&BM.7?OYG3USGAGG^E
M:G?ZIK3?\5&D(^U,$M&099 W0'W'%=;C&,%[O3<^MQ.&HX;#K_9[^ZKR[.P^
M76-0U'5KMK36H+-H+CR+:UD( EP>2W?FE&"C%-QO?7T)A@Z&'H052BY<T;RD
MNE]K&MXD@U6&*;48M;-E;11 M$L0;+#T)]>E9TW&_*XW//RZIAI25"5'GDWO
M>VG_  #,GO-:MM+T6WO=2-HUX[-/=L /+&,JOH*UY8.<K+;H=T*.$J5ZTZ5/
MFY$K1[]V;GA*^N[[2YC=2^?Y4[QQSXQYJ#HU958I-6TTV/,S:A2HUH^S7+=)
MM=GV-#6;U]-T:[O(U#/#&64'IGM6<5=I'%@Z*Q&(A2>S9S&E:AJECJVDI?:@
M;N'582^TJ!Y38R,>W(%=$HP:DDK<I[N*P^&K4*SHT^5TG;U6Q4OM;U8_VEK5
MO>E+6PNQ +7:,.H(!)/OFG"$?=BU\1O0P6%7LL+.%Y3C?F[/=&AXEUS4(Y[:
M&RAEAMA-%YMSG ;=R%'X=:BE"+?O?<<F6X&@U*55IRM*T?3J_P!"_K5OK=YJ
M2Q6EV;#3XX2[7"[26?T(SD#O41<(Q;EJ^QR8*I@Z5)RJ1YYMVMKMW[$_A34;
MC5/#MM=71#3'<I8#&[!(S3K14)V1EFN'IX;%2IT]M/E<U;DSBUE-LJM/L/EA
MC@;L<9K(X*?)SKVFW7T.2TFZU:S\2VVGW6HB_,T3/<Q@#_1F R.1^ KH:@X-
MI6MMYGT&*I86KA)5J=/DLTHO^9"W>OW$_C>PL+5V6RCD:.0J>)'"Y(_#BE"F
MO9N3WZ"HX"G#+JE:HO?:37DK[_,HWFJ7UWXFO[6+Q$FG1QRK'%&Z [CCGGZ_
MSJX12IIN-SJH86C2P=.I*ASMIMO^O([Y00H!.2!R:Y3Y-V;T.8\11#3O$&BZ
MW NV22X6QN-H_P!9')PN?H^TCZFD!U%,04 % !0 4 % !0 4 26__'S%_OC^
M= S>I 8M_P#\?LGX?R% '$?$#2-0U[3K#2[*W9X)KI#<R!@/+C'?D\]>WI0E
M>2OL.]HNVYQNN_#_ %+3+K4[70+&6YL+ZT1,M*N5<2*V#N([+^M"[/NF-633
M]3;U/PYJ\VOW%Q%9LT3:$]J&WKS*5("]?_K42U4[=6A0=E3OTW&6WAC5EN/!
M?F6;*EA Z71WK^Z)&/7G\,U;:<Y/NK$K2G;SO^)C6?A_Q4EOI6C2:(1;Z?J7
MVAKH2KAE+9X&>G)H@_>C)]%;\"JCOSVZDGB?PIK,^M>(/+T :FVH;6M;LRJ/
MLX'4#)Z]OPK)+W;>8VU=/R.C\'Z%J>F^);BZO+1HH&TZVA#%E.75%##@]B#6
MK?Q>;N9I64?)?J6_&>@W6MZKX?$5L9;6&X?[20P&U" ._P"/2L[>]\F5>T=.
MZ.3T?X?ZAI]YH0:U8QI-<F[D! V C8O?)R #QZU2=[I_RV^8V]';NON0F@>$
M+O3M1@TR^\'V]V(K@EM2:?"F//! ]1Z?ACO3B]GL*76W41_!UYINN7UNWA*'
M6(;FY\V"Z>?8$0G)5N?\GUJ8:)1?0<G=W1T?B+3M6LO%^AZKI&D_;(;6W>W\
MI9 @3((&2>P!_2G%^\[]?\R6O=5NG^1BWWA37)KC462P8B77H[I/G7F(;LMU
M]Q[T4_=<+]+E3U4K=4D2:[X,U?5;_P 6/';8%UY+VK%U D*=1UX[]:46XQ7=
M2N4VG)>EA/#-_J.J_%,S:A8"SN(-.V/$'#$<CDXZ9)Z5<;6F_-&<M(PCV.G^
M(&DWNLZ!;VUA;F>5;N.1E! ^49R>34+XXOL-_#)>1)XUT>:^\$7^FZ5:*9I-
MFR*,*@.'4GT'0&DUJO4J#292\7:#J5[H&D3Z="LFHZ7+'.L+,!OV@9'IG@5;
M=JG.O/\ $B"_=\C[&/'8^*)I-?\ $8TEK?4;^!;6UM1(I9%X!<G(QC'Y]JBU
MH\O=E73DF^B#P]X1U/0H]4T.Z0RZ3?V>YKAF4B*;9ALC.<9SSCL*<[.#7;8(
MMJ2EUZDWP@TZ2+0;O4IV+R74HC5C_<C&T8]NH_"K;]U>>OWDM6FUVT-3QSH^
MIW%QI.MZ- +B\TR4N8=V#(AQD#\OUJ$W&5_D5O%Q,;4].\8^)O"6K&^MQ;O+
M.DEK8;EW"->JEAC.>.OI0U;E>]F">K6VA2TGPWJS:CKUW'X;_LJWO-)>""!9
M$.7(  X/!..^*4E[DEW:%'2<7V-'4?#6L#P+X<-M:;]4TB2.8VY89..HSG!/
M2M)2M44D**]QQ?7_ #+W@VPUH>*=<UC5=+-@M\L9C0R*_3MP>N,4E90Y?,<G
M=I]D=S2$% !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !
M0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % '+:O*-%\9:?J
MTWRV5Y ;":3M&^[=&3Z DL,^XI#.IIB.<\0_\C!X=_Z^'_\ 0:UI?:]#VLO_
M -VQ'^%?F8'BKQ!:7.OKI5[)(FFVQ#3",9,K]0OTK6C3?+SK?H>ME> J4\-]
M9I).I+:_1=_4T]2\1Z68+>&_L&_LFY@\R*4KD%AT7:!P?Q]*S5*;;L_>1PX?
M+L2I2E1G^]B[->7>Y2M-(US4O"FE(DD2M#*9=EV6^90?D!P#GZ?2M)2A&JWY
M=#IK8O!X?&U6T]5:\;;]2UX*74AJ&L_:G@,8N7$@3.3+D9(_V<9I5>3DC;^D
M89R\/[&C[-._*K7_ )?/S.Q;(4X&3C@5RO8^<6YYQ<W=CJ4-EIMCI7V+5H[T
M,T*IDQ 'EBV!QTKMC%QESMWC8^SI4JV'E.O6J<])QWOOY6NRK>Q6E@NNZ7<V
MC/J5S<;[4B/)92<C!_.B'-)0<7HMS>C*K7]AB*<K4XJTM=K+6Z.H\1K+-;Z%
MI<IR;BXC$V>=P49:LJ;7.Y+HF>'ESC&=?$1^S%V^>Q'XO:.+4M(DU!6;1U=_
M/ 4E=V/ER!_GK11UYDM[:?J5E"E*E6C1?[VRMZ=;$_@G<;&]:)76P:Y8V@?/
M">V>U%;2R>]M3/.K*I!2^/E7-ZF]J(4Z;<A[<W">6V8AU<8Z5@>3A[JK&TN5
MW6O;S//]#M[._P#$FE/IDEY+':HSSBX8L(.,*@X ZUVR<HQES6U_$^NQM2K0
MPE58A13E9*WVN[9#?$VUGK/ATQN;^[OA) @4X=2P(.?PHI^]R3Z):FE!>TG0
MQMUR0A9^32:.H\6Q^5HFGQ_W+N%?R-84G>K?U/#RF7-B:DN\9&;XWUY(KN'1
M6E>&WD :ZDC&6V?W1]<55"GS7GV_,[,DP#E"6*2O)?"GM?NSIM O+&\T>%]-
M1DM$_=HK#!&*SJ*2E[VYXN84:U+$-5W>3U^\N7DTMO9330P&>6-"RQ XWD=L
MUFO,Y:,(SJ1C)V3>_8X6+4$UKQ#8SZ'$UO>F.0WIVD*I*X 8]\&NIP<(24MN
MA]5+#O!X6I#%OFA=<GW].VA5?2M>TK4]#M&EL3+YDK0L"QRQ&6+DCFM(SIRY
MGKLCHCBL%B:->HE*UE?;;I;4L:[?:=+;ZKI9T@0:M+,!$JIN:;D8<-CCO6=.
M,O=DGHOP\C# T*\94L0JMZ:6O2VFUKG>VB/'9P1RG,BQJ&/J<<US2:;;1\I6
ME&523CM=G.:]*-5\2:1HEO\ ,;>=;^Z(Z1HG* ^Y;''M4F9U-,04 % !0 4
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MEZ-<>!?#ZR#2]2TFW,IR["]1F;\2Q/X4[Z6"UW<U/^$L\.?]#!IG_@7'_C0
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M#G_0P:9_X%Q_XT '_"6>'/\ H8-,_P# N/\ QH /^$L\.?\ 0P:9_P"!<?\
MC0 ?\)9X<_Z&#3/_  +C_P : #_A+/#G_0P:9_X%Q_XT '_"6>'/^A@TS_P+
MC_QH /\ A+/#G_0P:9_X%Q_XT '_  EGAS_H8-,_\"X_\: #_A+/#G_0P:9_
MX%Q_XT '_"6>'/\ H8-,_P# N/\ QH /^$L\.?\ 0P:9_P"!<?\ C0 ?\)9X
M<_Z&#3/_  +C_P : #_A+/#G_0P:9_X%Q_XT '_"6>'/^A@TS_P+C_QH /\
MA+/#G_0P:9_X%Q_XT '_  EGAS_H8-,_\"X_\: #_A+/#G_0P:9_X%Q_XT '
M_"6>'/\ H8-,_P# N/\ QH /^$L\.?\ 0P:9_P"!<?\ C0 ?\)9X<_Z&#3/_
M  +C_P : #_A+/#G_0P:9_X%Q_XT '_"6>'/^A@TS_P+C_QH /\ A+/#G_0P
M:9_X%Q_XT '_  EGAS_H8-,_\"X_\: #_A+/#G_0P:9_X%Q_XT '_"6>'/\
MH8-,_P# N/\ QH /^$L\.?\ 0P:9_P"!<?\ C0 ?\)9X<_Z&#3/_  +C_P :
M #_A+/#G_0P:9_X%Q_XT '_"6>'/^A@TS_P+C_QH /\ A+/#G_0P:9_X%Q_X
MT '_  EGAS_H8-,_\"X_\: #_A+/#G_0P:9_X%Q_XT '_"6>'/\ H8-,_P#
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M_@W(Z'S&X_\ (E 7>P?\)1JO_0T>#O\ OZW_ ,<H$!\3ZHP(/B?P:1Z&1O\
MXY0-::H!XGU4# \4>#@/^NC?_'*!!_PE&J_]#1X._P"_K?\ QR@!!XFU1<[?
M$_@T9Y.)&_\ CE VV]P_X2;5-P;_ (2?P;D=_,;_ ..4!=VL+_PE&J_]#1X.
M_P"_K?\ QR@0?\)1JO\ T-'@[_OZW_QR@ _X2C5?^AH\'?\ ?UO_ (Y0 ?\
M"4:K_P!#1X._[^M_\<H !XFU122/$_@T9Z_O&_\ CE [MA_PE&J_]#1X._[^
MM_\ '*!"?\)-JFX-_P )/X-R.A\QO_CE [NUA6U^_NU\J?QMX9LXSUDM&#28
M]M[D#ZX- C3T6^\(:%;O';:_8/+*V^:>:^1Y)F]6;//\J -/_A+/#G_0P:9_
MX%Q_XTP#_A+/#G_0P:9_X%Q_XT '_"6>'/\ H8-,_P# N/\ QH /^$L\.?\
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MD/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\
M[90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%
MP_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9
MX_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZF
MC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0
M_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0_P#M
ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0_P#ME 7#
M_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC
M_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/
M_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_
M .V4!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4
M!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^
M&>/^IH_\D/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^
MIH_\D/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\
MD/\ [90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\
M[90%P_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%
MP_X9X_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9
MX_ZFC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZF
MC_R0_P#ME 7#_AGC_J:/_)#_ .V4!</^&>/^IH_\D/\ [90%P_X9X_ZFC_R0
L_P#ME 7+VB_ G^R-=T_4_P#A(_-^QW,<_E_8MN_:P;&=YQG'6@+GL- C_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>g201066dsp84a.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp84a.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M[X;_ -V__P#03734^&I_A7YGT>)WK^M/\T=WIG_(;_[;_P#MK'7-4^%^C_\
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M^,O\3_)'-A_^1E#_ !3_ %)-%_Y''5O^OBS_ /134JO\)>L_U(Q7^YTO2?\
MZ4B/5/\ DF^H?]>=G_2FOXR_Q/\ )%X?_D90_P 4_P!230_^1SU7_KXL_P#T
M4U.?\./K+]3/%_[E2])_^E(])KE/F#F=0_Y&G\+3_P!&2UI'9>K_ /23U:7^
MZ_\ @?Y1.%F_Y"K_ /8TK732VC_A?Z'T"_A?]P3J/#?_ !_+_P!?+_\ I.E<
MLOX:_P +_-'D8[X/DO\ TN1QVC_=\-_[M_\ ^@FNJI\-3_"OS/=Q.]?UI_FC
MN],_Y#?_ &W_ /;6.N:I\+]'_P"E'SE?^ O3_P!OD<)H_P!WPW_NW_\ Z":Z
M:GPU/\*_,^CQ.]?UI_FCN],_Y#?_ &W_ /;6.N:I\+]'_P"E'SE?^ O3_P!O
MD<)H_P!WPW_NW_\ Z":Z:GPU/\*_,^CQ.]?UI_FCN],_Y#?_ &W_ /;6.N:I
M\+]'_P"E'SE?^ O3_P!OD<)H_P!WPW_NW_\ Z":Z:GPU/\*_,^CQ.]?UI_FC
MJ;;_ )%[4O\ KQO/_1K5A/XO_ 3QY?[Q3_Q0_P#248.C_P#(4L?^P'#_ .CE
MKHGM+_$OR1Z&)_@S_P"ODO\ TEG2R?\ (-UO_KVOO_1SUR]O^W#S(_QJ7K3_
M /28G-:/_P A2Q_[ </_ *.6NJ>TO\2_)'IXG^#/_KY+_P!)9TLG_(-UO_KV
MOO\ T<]<O;_MP\R/\:EZT_\ TF)S6C_\A2Q_[ </_HY:ZI[2_P 2_)'IXG^#
M/_KY+_TEG2R?\@W6_P#KVOO_ $<]<O;_ +</,C_&I>M/_P!)B<UH_P#R%+'_
M + </_HY:ZI[2_Q+\D>GB?X,_P#KY+_TEG2R?\@W6_\ KVOO_1SUR]O^W#S(
M_P :EZT__28G,Z3_ ,A*R_[ 4/\ Z.6NBK\$_P#$OR/4Q/\ "E_U\E_Z2S2U
M3_DF^H?]>=G_ $J%_&7^)_DCFP__ ",H?XI_J2:+_P CCJW_ %\6?_HIJ57^
M$O6?ZD8K_<Z7I/\ ]*1'JG_)-]0_Z\[/^E-?QE_B?Y(O#_\ (RA_BG^I)H?_
M ".>J_\ 7Q9_^BFIS_AQ]9?J9XO_ '*EZ3_]*1Z37*?,!0 4 % !0 4 % !0
C 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0!__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>g201066dsp84b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp84b.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M  ZDT >/:)\3]=\7_%D:;X;MHIO#EN"MQ)(,94=9=W8YX4=_S( /8Z "@ H
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M?]G'% ',:E\8O%NCRVD6H?#R6V>\E$, >[QYCGHH^3KR* .CT3QSXKO9[O\
MMCP/-I5K!:R3B>2?<&91D+]T8SZT 8&E_%OQEK6G1:AIOPXGN;27.R6.[RK8
M)!Q\GJ"/PH [;P7XC\0>(/MW]N^%Y=#\C9Y7F2[_ #L[MV.!C&!^= '5T 5[
MZ\BT_3[F]G)$-O$TKD#)VJ,G]!0!YO\ \+^\#?\ />]_\!C_ (T '_"_O W_
M #WO?_ 8_P"- '4>#_'^A>.?MO\ 8LDS_8]GF^;$4QNW8QZ_=- '44 5=2U"
MVTG3+K4;Q]EM:Q-+(WHJC)_E0!D>$?&NB^-K*XNM&F=TMY/+D61-C XR#CT/
M]#0!T- !0!YG-\>/!$$\D+SWF^-BIQ;'J#B@!L?Q\\"/(JM=W: D LULV%]S
MC)_*@#N="\2Z+XFL_M6BZE!>Q#[WEM\R^S*>5_$4 :M '+^%_B!X?\7WU[9:
M5<2-<V?^LCDC*'&<9'J,_P QZT =10 4 87BOQ?H_@S2TU#69VCA>01($7<S
M,03P/H#0!IZ;J$&JZ59ZC:EC;W<*3Q%A@[64,,CMP: .#U+XW>#=)U6\TVZF
MNQ<6DSP2!;<D!E8J<'ZB@"K_ ,+^\#?\][W_ ,!C_C0!L>&?BSX6\6:W'I&E
MRW+74BLRB2$J,*,GF@#H?$WB73O"6B2:MJC2+:1LJL8TW').!Q0!PW_"_O W
M_/>]_P# 8_XT 6K#XY> [VX$+:G+:D]&GMV52?J <?CB@#T*">&Y@CGMY4EA
MD4,DB,&5@>A!'44 24 <?XI^)WA3PA*UOJ6I![Q1DVMNOF2#V..%/^\10!S^
MD_'WP3J=T()GO=.R0!)=P@(?Q1FQ^..M 'I=M<P7EM'<6L\<\$@W))&P96'J
M".#0!+0 4 % !0 4 ?/_ ,<?#AT3Q%I'BKP]YMOJT\CF00+R6C7?YGUP#GU
M^N0#T/P-\3]*\4>#YM7O)XK2XT],W\;' CX^\/\ 9/;WXH \JLK;4?CO\16O
M;M)(/#&FG:%SC"9^X#_??&2>P^@R =EI%C;7_P"T3J4%S%&D.A:;$FG6^WA
M53YE'3C>WYCTH ]@H \CU*.'1/VC]%;3MJ/K%C(+V)>-VU7(<CU^0?\ ?)H
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MN;M6F2,[O)P" &QT/.3Z!>>HH ]GMH1;6L, ;<(D"9]<#% 'B7P+L;;4]/\
M&MC>1"6VN+D1R(W1E(<$4 3?#V[NOAQ\0;SX>ZI(S:=>,;C2YG/7/0>V0"/]
MY>.M &M\8?$]XR6?@7P_F36=:.R38?\ 5PG@Y]-W.3V4-0!!X\\+6?@[]GK4
M=&LP"(E@,LF.99#/'N8_4_D !VH [WP)_P D\\-?]@NV_P#12T >,>"?&6@>
M#_BGX^EUZ_\ LB7%_*L1\IY-Q$SY^Z#CKWH ]'_X7;\//^AA_P#).?\ ^(H
MV/#GQ%\*^+=1?3]#U3[7=)$9F3[/*F$! )RR@=6'YT <[\>/^257W_7>'_T,
M4 =5X$_Y)YX:_P"P7;?^BEH W9IHK>%YII%BB0%F=S@*!W)/2@#Q?P?='QQ\
M>-5\3V()TC2[?[+%-CB0XVC'KG+M],>M 'K>NZ/;^(-!OM(N\B"[A:)B.JY'
M!'N#S^% 'C&B:WXY^$5F-%UGP])K.A0,3!=V9),:DD]<'C/9@",]<8H Z_1/
MCEX)U=UBFO)M,F/&V\BV@'_>7*C\2* /1()X;J!)[>5)89!N22-@RL/4$=:
M)* "@ H * "@#G?%'A*+Q-+ITQU.]T^XT^1I(9K1E# LNT_>![9H R_^$!U#
M_H?/$?\ W^B_^(H /^$!U#_H?/$?_?Z+_P"(H :_P^OI(VC?QWXC9&!!!FBY
M'_?% '3Z#H\'A_0;'2+:1Y(+.)8D:3&X@>N.] &C0 4 % !0 4 % &/XL_Y$
MW7/^O"?_ -%M0!YM\%O"OAW5?AK9W6HZ#IMY<M-*#+/:1R.0'..2,T >@_\
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MJ_\ L] 'M5 !0!Y_\;?^20Z[_P!L/_1\= '0>!/^2>>&O^P7;?\ HI: /'?
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1 H * "@ H * "@ H * /_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>g201066dsp84c.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066dsp84c.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M+6OV?7&TS:&R%M?.W]/RQ_6KIN*;NKGJ9?4A!2YZ7/M]JUCG?[+U'_H=Y/\
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M;^>F>V?6CFA;2/XF->O2=*26'MIOSWM\CO:YSYXY'QK<>0]E^YU63(?_ (\
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M&RP2YV=/[Q^7/ZX]JUI)MNSM^![.60G)2Y:BAM]IQOOVW.5^W:?_ -"G<_\
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2]V3+&XF:<95)-/S9I5!RG__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>g201066g02c00.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066g02c00.jpg
M_]C_X  02D9)1@ ! 0(!>0%Y  #_[1BL4&AO=&]S:&]P(#,N,  X0DE-! 0
M    &)"^8H@X0DE-! 0      %D< @   @  ' )0  AR<C,U.3 Y,QP"!0!
M36EC<F]S;V9T(%=O<F0@+2 T,#DU,3,W-S@@1F%R;65R<R M(%!R;WAY(%-T
M871E;65N=" R,#(R($UA<W1E<@ X0DE-!"4      !"O+%SG6@Y\U#XP--+-
M^QOO.$))300Z      #E    $     $       MP<FEN=$]U='!U=     4
M    4'-T4V)O;VP!     $EN=&5E;G5M     $EN=&4     0VQR;0    ]P
M<FEN=%-I>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%6%0    !
M   /<')I;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F "  4P!E '0
M=0!P       *<')O;V93971U<     $     0FQT;F5N=6T    ,8G5I;'1I
M;E!R;V]F    "7!R;V]F0TU92P X0DE-!#L      BT    0     0
M$G!R:6YT3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP      $-L8G)B
M;V]L      !29W--8F]O;       0W)N0V)O;VP      $-N=$-B;V]L
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M8W)O<%)E8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG
M      UC<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L;VYG
M       X0DE- ^T      ! #O_XU  (  0.__C4  @ !.$))300F       .
M             #^    X0DE- _(       H  /_______P  .$))300-
M   $    6CA"24T$&0      !    !XX0DE- _,       D           $
M.$))32<0       *  $          3A"24T#]       $@ U     0 M
M!@       3A"24T#]P      '   _____________________________P/H
M   X0DE-! @      !     !   "0    D      .$))300>       $
M #A"24T$&@     #00    8              +\   ,.    !@!G #  ,@!C
M #  ,     $                          0             ##@   +\
M                     0                         0     0
M &YU;&P    "    !F)O=6YD<T]B:F,    !        4F-T,0    0
M5&]P(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P   +\
M    4F=H=&QO;F<   ,.    !G-L:6-E<U9L3',    !3V)J8P    $
M  5S;&EC90   !(    '<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG
M          9O<FEG:6YE;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N
M97)A=&5D     %1Y<&5E;G5M    "D53;&EC951Y<&4     26UG(     9B
M;W5N9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG
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M=71S971L;VYG          MR:6=H=$]U='-E=&QO;F<      #A"24T$*
M    #     (_\        #A"24T$%       !     0X0DE-! P     #HP
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M!0$! 0$! 0         #  $"! 4&!P@)"@L!  $% 0$! 0$!          $
M @,$!08'" D*"Q   00! P($ @4'!@@% PPS 0 "$0,$(1(Q!4%181,B<8$R
M!A21H;%"(R054L%B,S1R@M%#!R624_#A\6-S-1:BLH,F1)-49$7"HW0V%])5
MXF7RLX3#TW7C\T8GE*2%M)7$U.3TI;7%U>7U5F9VAI:FML;6YO8W1U=G=X>7
MI[?'U^?W$0 " @$"! 0#! 4&!P<&!34!  (1 R$Q$@1!46%Q(A,%,H&1%*&Q
M0B/!4M'P,R1BX7*"DD-3%6-S-/$E!A:BLH,')C7"TD235*,79$55-G1EXO*S
MA,/3=>/S1I2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_
MV@ , P$  A$#$0 _ .F^PYG4_K+U;!JZGE]/QL!F+Z%.(YC6 65G<W997:UK
M6^E^8KA^J6:1'_.+JG_;E7_O.J ZEE]/^MW7'XO3K^I&UN&'MQS6#7MJ=M-G
MKOJ_G=_LV_Z-7S]:.L@3_P VL_\ SJ/_ $NDIZ"FLU4UU%[K"QH:;'ZN= C>
M^/SG*EU>^UM=6)CN+,C+L%;'-Y:T>ZZS3]QBO,<7,:XM+20"6GD3^:LRHA_5
M;LW*_0UT 48HL]NZ3^EM:UW[[_T;'_GI*3=(R++*'X][B[(Q'FJPGD@?S=G]
MMBOK(.1BU]4.;5?7Z-U6W(;+I):=M-M>UKFOW?S7_GM:P,B4E/%?5OI.9UKI
MKL[(ZSU.FPWWU[*KP& 5VV5,_G*[7?1;^^K74.F_6'H./9U/I?5,CJ56,TV9
M&!GEMGJ5M&ZWT<AC*[:;&L^A_K6J/U3^M7U>Z1TDX?4LVO'R1DY+S4X.)#7W
M6OK=[6N^DU7NK?6W&ZGA6=.^KC']3SLUCJF.96\4UM>/3=?D9%C65L8QKDE.
MQE]09E_5F_J6&]S&W83[Z'@PYNZHV5NEOT;&+)^I/7,FZIO2>IO<[,;17EXE
MUA+G7XMPW5V;W?SEE#CZ5G_I3U5H7X#>F_4^WI[7;QB=/?3N\2RES"[^TL<
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                  #_X@.F24-#
M7U!23T9)3$4  0&^S/[^'@   Y!!1$)% A   '!R=')'4D%96%E:( ?/  8
M P       &%C<W!!4%!,     &YO;F4                    !  #VU@ !
M     -,M041"10
M                !6-P<G0   #     ,F1E<V,   #T    9W=T<'0   %<
M    %&)K<'0   %P    %&M44D,   &$   "#'1E>'0     0V]P>7)I9VAT
M(#$Y.3D@061O8F4@4WES=&5M<R!);F-O<G!O<F%T960   !D97-C
M  U$;W0@1V%I;B R,"4
M
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M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  +"  ] /H! 1$ _\0 '@
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M4(PS/:=,KRLN*QEMM)<.&&K*L>MUEO*E)(W"GNL;]A.2 '!3N4ZV"U;OF7=
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M*-FH.+53]=1DA,X5*RLV^XQ.VPXJ,!A(R-AHD,>/BH@ .+C0!489%"CP!VQ
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)38S+3*4(3__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>g201066g02v04.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066g02v04.jpg
M_]C_X  02D9)1@ ! 0(!>0%Y  #_[1,P4&AO=&]S:&]P(#,N,  X0DE-! 0
M    $Q2^2(0X0DE-! 0      %D< @   @  ' )0  AR<C,U.3 Y,QP"!0!
M36EC<F]S;V9T(%=O<F0@+2 T,#DU,3,W-S@@1F%R;65R<R M(%!R;WAY(%-T
M871E;65N=" R,#(R($UA<W1E<@ X0DE-!"4      !"O+%SG6@Y\U#XP--+-
M^QOO.$))300Z      #E    $     $       MP<FEN=$]U='!U=     4
M    4'-T4V)O;VP!     $EN=&5E;G5M     $EN=&4     0VQR;0    ]P
M<FEN=%-I>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%6%0    !
M   /<')I;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F "  4P!E '0
M=0!P       *<')O;V93971U<     $     0FQT;F5N=6T    ,8G5I;'1I
M;E!R;V]F    "7!R;V]F0TU92P X0DE-!#L      BT    0     0
M$G!R:6YT3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP      $-L8G)B
M;V]L      !29W--8F]O;       0W)N0V)O;VP      $-N=$-B;V]L
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M8W)O<%)E8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG
M      UC<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L;VYG
M       X0DE- ^T      ! #O_XU  (  0.__C4  @ !.$))300F       .
M             #^    X0DE- _(       H  /_______P  .$))300-
M   $    6CA"24T$&0      !    !XX0DE- _,       D           $
M.$))32<0       *  $          3A"24T#]       $@ U     0 M
M!@       3A"24T#]P      '   _____________________________P/H
M   X0DE-! @      !     !   "0    D      .$))300>       $
M #A"24T$&@     #00    8              +0   ,5    !@!G #  ,@!V
M #  -     $                          0             #%0   +0
M                     0                         0     0
M &YU;&P    "    !F)O=6YD<T]B:F,    !        4F-T,0    0
M5&]P(&QO;F<          $QE9G1L;VYG          !"=&]M;&]N9P   +0
M    4F=H=&QO;F<   ,5    !G-L:6-E<U9L3',    !3V)J8P    $
M  5S;&EC90   !(    '<VQI8V5)1&QO;F<         !V=R;W5P241L;VYG
M          9O<FEG:6YE;G5M    #$53;&EC94]R:6=I;@    UA=71O1V5N
M97)A=&5D     %1Y<&5E;G5M    "D53;&EC951Y<&4     26UG(     9B
M;W5N9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG
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M=71S971L;VYG          MR:6=H=$]U='-E=&QO;F<      #A"24T$*
M    #     (_\        #A"24T$$0       0$ .$))3004       $
M 3A"24T$#      ) @    $   "@    )0   >   $5@   (Y@ 8  '_V/_M
M  Q!9&]B95]#30 #_^X #D%D;V)E &2      ?_; (0 # @(" D(# D)#!$+
M"@L1%0\,# \5&!,3%1,3&!$,# P,# P1# P,# P,# P,# P,# P,# P,# P,
M# P,# P,# $-"PL-#@T0#@X0% X.#A04#@X.#A01# P,# P1$0P,# P,#!$,
M# P,# P,# P,# P,# P,# P,# P,# P,# P,_\  $0@ )0"@ P$B  (1 0,1
M ?_=  0 "O_$ 3\   $% 0$! 0$!          ,  0($!08'" D*"P$  04!
M 0$! 0$          0 " P0%!@<("0H+$  !! $# @0"!0<&" 4###,!  (1
M P0A$C$%05%A$R)Q@3(&%)$
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M7-@A!+J 22.N!DD S;ZF:FV;HUIK=NJ6H5:A6[9=AVO4[IN.M3GD,0Z?2J/
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MD\<O1HCZED.RG7%67&5,J;#C 2&W E:2G 2M*DY"M@<Y2.H!)&-\<?O^>?7
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#'__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>g201066g03b68.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066g03b68.jpg
M_]C_X  02D9)1@ ! 0(!>0%Y  #_[16:4&AO=&]S:&]P(#,N,  X0DE-! 0
M    %7Z^50(X0DE-! 0      %D< @   @  ' )0  AR<C,U.3 Y,QP"!0!
M36EC<F]S;V9T(%=O<F0@+2 T,#DU,3,W-S@@1F%R;65R<R M(%!R;WAY(%-T
M871E;65N=" R,#(R($UA<W1E<@ X0DE-!"4      !"O+%SG6@Y\U#XP--+-
M^QOO.$))300Z      #E    $     $       MP<FEN=$]U='!U=     4
M    4'-T4V)O;VP!     $EN=&5E;G5M     $EN=&4     0VQR;0    ]P
M<FEN=%-I>'1E96Y":71B;V]L      MP<FEN=&5R3F%M951%6%0    !
M   /<')I;G10<F]O9E-E='5P3V)J8P    P 4 !R &\ ;P!F "  4P!E '0
M=0!P       *<')O;V93971U<     $     0FQT;F5N=6T    ,8G5I;'1I
M;E!R;V]F    "7!R;V]F0TU92P X0DE-!#L      BT    0     0
M$G!R:6YT3W5T<'5T3W!T:6]N<P   !<     0W!T;F)O;VP      $-L8G)B
M;V]L      !29W--8F]O;       0W)N0V)O;VP      $-N=$-B;V]L
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M8W)O<%)E8W1";W1T;VUL;VYG          QC<F]P4F5C=$QE9G1L;VYG
M      UC<F]P4F5C=%)I9VAT;&]N9P         +8W)O<%)E8W14;W!L;VYG
M       X0DE- ^T      ! #O_XU  (  0.__C4  @ !.$))300F       .
M             #^    X0DE-! T       0   !:.$))3009       $
M'CA"24T#\P      "0           0 X0DE-)Q        H  0         !
M.$))30/T       2 #4    ! "T    &       !.$))30/W       <  #_
M____________________________ ^@  #A"24T$"       $     $   )
M   "0      X0DE-!!X       0     .$))300:      .C    !@
M        V    H,    W #0 ,  Y #4 ,0 S #< -P X "  1@!A '( ;0!E
M '( <P @ "T ( !0 '( ;P!X 'D ( !3 '0 80!T &4 ;0!E &X =  @ #(
M,  R #( ( !- &$ <P!T &4 <@ @ $0 <@!A &8 =  M #,    !
M                  $              H,   #8
M  $                         $     $       !N=6QL     @    9B
M;W5N9'-/8FIC     0       %)C=#$    $     %1O<"!L;VYG
M  !,969T;&]N9P          0G1O;6QO;F<   #8     %)G:'1L;VYG   "
M@P    9S;&EC97-6;$QS     4]B:F,    !       %<VQI8V4    2
M!W-L:6-E241L;VYG          =G<F]U<$E$;&]N9P         &;W)I9VEN
M96YU;0    Q%4VQI8V5/<FEG:6X    -875T;T=E;F5R871E9     !4>7!E
M96YU;0    I%4VQI8V54>7!E     $EM9R     &8F]U;F1S3V)J8P    $
M      !28W0Q    !     !4;W @;&]N9P          3&5F=&QO;F<
M     $)T;VUL;VYG    V     !29VAT;&]N9P   H,    #=7)L5$585
M  $       !N=6QL5$585     $       !-<V=E5$585     $       9A
M;'1486=415A4     0      #F-E;&Q497AT27-(5$U,8F]O; $    (8V5L
M;%1E>'1415A4     0      "6AO<GI!;&EG;F5N=6T    /15-L:6-E2&]R
M>D%L:6=N    !V1E9F%U;'0    )=F5R=$%L:6=N96YU;0    ]%4VQI8V56
M97)T06QI9VX    '9&5F875L=     MB9T-O;&]R5'EP965N=6T    115-L
M:6-E0D=#;VQO<E1Y<&4     3F]N90    ET;W!/=71S971L;VYG
M  IL969T3W5T<V5T;&]N9P         ,8F]T=&]M3W5T<V5T;&]N9P
M   +<FEG:'1/=71S971L;VYG       X0DE-!"@       P    "/_
M   X0DE-!!$       $! #A"24T$%       !     $X0DE-! P     "R
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M!0$! 0$! 0         #  $"! 4&!P@)"@L!  $% 0$! 0$!          $
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MV@ , P$  A$#$0
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                      #_X3R]:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O
M,2XP+P \/WAP86-K970@8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(>G)E
M4WI.5&-Z:V,Y9"(_/@H\>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE
M=&$O(B!X.GAM<'1K/2)!9&]B92!835 @0V]R92 W+C$M8S P," W.2YE9&$R
M8C-F+" R,#(Q+S$Q+S$T+3$R.C,P.C0R(" @(" @(" B/@H@(" \<F1F.E)$
M1B!X;6QN<SIR9&8](FAT=' Z+R]W=W<N=S,N;W)G+S$Y.3DO,#(O,C(M<F1F
M+7-Y;G1A>"UN<R,B/@H@(" @(" \<F1F.D1E<V-R:7!T:6]N(')D9CIA8F]U
M=#TB(@H@(" @(" @(" @("!X;6QN<SIP9&8](FAT=' Z+R]N<RYA9&]B92YC
M;VTO<&1F+S$N,R\B"B @(" @(" @(" @('AM;&YS.GAM<#TB:'1T<#HO+VYS
M+F%D;V)E+F-O;2]X87 O,2XP+R(*(" @(" @(" @(" @>&UL;G,Z9&,](FAT
M=' Z+R]P=7)L+F]R9R]D8R]E;&5M96YT<R\Q+C$O(@H@(" @(" @(" @("!X
M;6QN<SIX;7!-33TB:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+VUM+R(*
M(" @(" @(" @(" @>&UL;G,Z<W1%=G0](FAT=' Z+R]N<RYA9&]B92YC;VTO
M>&%P+S$N,"]S5'EP92]297-O=7)C945V96YT(R(*(" @(" @(" @(" @>&UL
M;G,Z<W12968](FAT=' Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"]S5'EP92]2
M97-O=7)C95)E9B,B"B @(" @(" @(" @('AM;&YS.G!H;W1O<VAO<#TB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]P:&]T;W-H;W O,2XP+R(^"B @(" @(" @(#QP
M9&8Z4')O9'5C97(^06-R;V)A="!$:7-T:6QL97(@,3 N,2XQ-B H5VEN9&]W
M<RD\+W!D9CI0<F]D=6-E<CX*(" @(" @(" @/'AM<#I#<F5A=&]R5&]O;#Y0
M4V-R:7!T-2YD;&P@5F5R<VEO;B U+C(N,CPO>&UP.D-R96%T;W)4;V]L/@H@
M(" @(" @(" \>&UP.DUO9&EF>41A=&4^,C R,BTP,RTP-50P,SHQ,CHT-RLP
M-3HS,#PO>&UP.DUO9&EF>41A=&4^"B @(" @(" @(#QX;7 Z0W)E871E1&%T
M93XR,#(R+3 S+3 U5# R.C4R.C0W*S U.C,P/"]X;7 Z0W)E871E1&%T93X*
M(" @(" @(" @/'AM<#I-971A9&%T841A=&4^,C R,BTP,RTP-50P,SHQ,CHT
M-RLP-3HS,#PO>&UP.DUE=&%D871A1&%T93X*(" @(" @(" @/&1C.G1I=&QE
M/@H@(" @(" @(" @(" \<F1F.D%L=#X*(" @(" @(" @(" @(" @/')D9CIL
M:2!X;6PZ;&%N9STB>"UD969A=6QT(CY-:6-R;W-O9G0@5V]R9" M(#0P.34Q
M,S<W."!&87)M97)S("T@4')O>'D@4W1A=&5M96YT(#(P,C(@36%S=&5R($1R
M869T/"]R9&8Z;&D^"B @(" @(" @(" @(#PO<F1F.D%L=#X*(" @(" @(" @
M/"]D8SIT:71L93X*(" @(" @(" @/&1C.F-R96%T;W(^"B @(" @(" @(" @
M(#QR9&8Z4V5Q/@H@(" @(" @(" @(" @(" \<F1F.FQI/G)R,S4Y,#DS/"]R
M9&8Z;&D^"B @(" @(" @(" @(#PO<F1F.E-E<3X*(" @(" @(" @/"]D8SIC
M<F5A=&]R/@H@(" @(" @(" \9&,Z9F]R;6%T/FEM86=E+V5P<V8\+V1C.F9O
M<FUA=#X*(" @(" @(" @/'AM<$U-.DEN<W1A;F-E240^>&UP+FEI9#HU9F(R
M9#0T-"TP9F8T+6(T-&(M.#$P92UD,C=A8V0Y-&4Q-&4\+WAM<$U-.DEN<W1A
M;F-E240^"B @(" @(" @(#QX;7!-33I$;V-U;65N=$E$/F%D;V)E.F1O8VED
M.G!H;W1O<VAO<#IB930X9#1F,2TP9#!E+3(W-#@M.#,W-BUB,#=D8SEB-S%F
M83<\+WAM<$U-.D1O8W5M96YT240^"B @(" @(" @(#QX;7!-33I/<FEG:6YA
M;$1O8W5M96YT240^>&UP+F1I9#ID-#,P-#<S-BUC8S5B+3DT-&0M.3,S-BTX
M.34Q83$Y9&%C,#$\+WAM<$U-.D]R:6=I;F%L1&]C=6UE;G1)1#X*(" @(" @
M(" @/'AM<$U-.DAI<W1O<GD^"B @(" @(" @(" @(#QR9&8Z4V5Q/@H@(" @
M(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E<V]U<F-E(CX*
M(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYS879E9#PO<W1%=G0Z
M86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z:6YS=&%N8V5)1#YX
M;7 N:6ED.F0T,S T-S,V+6-C-6(M.30T9"TY,S,V+3@Y-3%A,3ED86,P,3PO
M<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @/'-T179T.G=H
M96X^,C R,BTP,RTP-50P,SHQ,CHT-RLP-3HS,#PO<W1%=G0Z=VAE;CX*(" @
M(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^061O8F4@4&AO
M=&]S:&]P(#(S+C$@*%=I;F1O=W,I/"]S=$5V=#IS;V9T=V%R94%G96YT/@H@
M(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S=$5V=#IC:&%N
M9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @(" @(" @(" @
M/')D9CIL:2!R9&8Z<&%R<V54>7!E/2)297-O=7)C92(^"B @(" @(" @(" @
M(" @(" @(#QS=$5V=#IA8W1I;VX^9&5R:79E9#PO<W1%=G0Z86-T:6]N/@H@
M(" @(" @(" @(" @(" @(" \<W1%=G0Z<&%R86UE=&5R<SYC;VYV97)T960@
M9G)O;2!A<'!L:6-A=&EO;B]V;F0N861O8F4N<&AO=&]S:&]P('1O(&EM86=E
M+V5P<V8\+W-T179T.G!A<F%M971E<G,^"B @(" @(" @(" @(" @(#PO<F1F
M.FQI/@H@(" @(" @(" @(" @(" \<F1F.FQI(')D9CIP87)S951Y<&4](E)E
M<V]U<F-E(CX*(" @(" @(" @(" @(" @(" @/'-T179T.F%C=&EO;CYS879E
M9#PO<W1%=G0Z86-T:6]N/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z:6YS
M=&%N8V5)1#YX;7 N:6ED.C5F8C)D-#0T+3!F9C0M8C0T8BTX,3!E+60R-V%C
M9#DT93$T93PO<W1%=G0Z:6YS=&%N8V5)1#X*(" @(" @(" @(" @(" @(" @
M/'-T179T.G=H96X^,C R,BTP,RTP-50P,SHQ,CHT-RLP-3HS,#PO<W1%=G0Z
M=VAE;CX*(" @(" @(" @(" @(" @(" @/'-T179T.G-O9G1W87)E06=E;G0^
M061O8F4@4&AO=&]S:&]P(#(S+C$@*%=I;F1O=W,I/"]S=$5V=#IS;V9T=V%R
M94%G96YT/@H@(" @(" @(" @(" @(" @(" \<W1%=G0Z8VAA;F=E9#XO/"]S
M=$5V=#IC:&%N9V5D/@H@(" @(" @(" @(" @(" \+W)D9CIL:3X*(" @(" @
M(" @(" @/"]R9&8Z4V5Q/@H@(" @(" @(" \+WAM<$U-.DAI<W1O<GD^"B @
M(" @(" @(#QX;7!-33I$97)I=F5D1G)O;2!R9&8Z<&%R<V54>7!E/2)297-O
M=7)C92(^"B @(" @(" @(" @(#QS=%)E9CII;G-T86YC94E$/GAM<"YI:60Z
M9#0S,#0W,S8M8V,U8BTY-#1D+3DS,S8M.#DU,6$Q.61A8S Q/"]S=%)E9CII
M;G-T86YC94E$/@H@(" @(" @(" @(" \<W12968Z9&]C=6UE;G1)1#YX;7 N
M9&ED.F0T,S T-S,V+6-C-6(M.30T9"TY,S,V+3@Y-3%A,3ED86,P,3PO<W12
M968Z9&]C=6UE;G1)1#X*(" @(" @(" @(" @/'-T4F5F.F]R:6=I;F%L1&]C
M=6UE;G1)1#YX;7 N9&ED.F0T,S T-S,V+6-C-6(M.30T9"TY,S,V+3@Y-3%A
M,3ED86,P,3PO<W12968Z;W)I9VEN86Q$;V-U;65N=$E$/@H@(" @(" @(" \
M+WAM<$U-.D1E<FEV961&<F]M/@H@(" @(" @(" \<&AO=&]S:&]P.D-O;&]R
M36]D93XQ/"]P:&]T;W-H;W Z0V]L;W)-;V1E/@H@(" @(" \+W)D9CI$97-C
M<FEP=&EO;CX*(" @/"]R9&8Z4D1&/@H\+W@Z>&UP;65T83X*(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @
M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @
M(" @(" @(" @(" @(" @(" @(" @(" */#]X<&%C:V5T(&5N9#TB=R(_/O_;
M $,  0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! ?_   L( $8 T0$!$0#_Q  >  $  P "
M P$!            " D*!0<!! 8""__$ #(0  $$ P$!  $$ 0$'! ,   0"
M P4& 0<(  D1"A(3%!4A%B(C)#%181<8&5B1E=;_V@ ( 0$  #\ W\>>>X*R
MVFLTR&,L5PL4%5*_'H2L^<LDO'P<.$A2L(2LN3DR!0ADJ6I*$Y>?1A2E83C\
MYSC'JA]F_?GY7:WVA2]-@],0^V=A76Y5VELP^CX6:VH%7B['-)@692TV*LB$
MUJ)BHV1<91+8_P N1*"LOMD-Q;[.5+3<HE25I2M.<92I.%)SC_IE*L?G&<?^
M,XS^?>?///////////////9Z/J[PG]2MY]D<J]#_ #FZ^-Y_%IU"O5%V5#V6
M>,SK&.(%+;MU6F9O7XP,D#?!;E*-MUN=#E8B92&F+AW?X6 '3LJNCYG8Z$%T
M/K 7JTW7LGT.-5Q!]K26JFI%B@2-H96ZV0=7&)5E@U@4L=(Y#[*V6F6C'"$"
MMH&2RG'>GGGOPXXVRVMUYQ#33:<K<<<6E#;:$X_*EK6K.$I2G&,YRI6<8QC_
M %SGU076_P!ROG[R986=<+V+-=&[R-<R/&Z&Y3@%[QV6^7_(ME(L@/6"E5ZO
M$*?;<'_KV"?C24OHRA0^/Q^?1-<Z#^_W9DF!_P"@?+6B_F_I"R_SX V7U;/(
MVEO\:#?64RU-)TW5C&X^"L.!FFS!:U91V4,.O)R1*E")0\Y]()^GYUINZ3B+
M;])NN^KOH-8P_P"<Q^E7[8LCK708,G("C8._V?U/KDB)1& L&CH? 9:GFVW&
MV1D20YG[%85;1H'A_C[EB'Q!<[\TZ6U #_,.2\NDZ]KD3)&&"L"C,G2$RV J
M7D#\-A"Y6::<^2ZZRE]QU;^5.9E-YYYYYYYYYZ/!?6_, &] .8S=^ZF&Z$E
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MC! C/F%DNJPAH<45I;Y#[J\_C"6VFD+<6K.<82E.<Y_TQZE[XTU(^^PW7OT
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M^^<Y_&,8_P#.?/SC_OC_ /./>?=?3.I]9V+8=,VW.T.J2^S]=Q5D@Z)?I"$
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'YYYYY[__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>g201066gra001c.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066gra001c.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X1#^17AI9@  34T *@    @ ! $[  (
M   1   (2H=I  0    !   (7)R=  $    B   0U.H<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 $-H86YD<F$@
M2W5T;VQI>6$    %D ,  @   !0  !"JD 0  @   !0  !"^DI$  @    ,X
M,   DI(  @    ,X,   ZAP !P  " P   B>     !SJ    "
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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MU_&OQ'\./&EII&AV6ESV\VGI=,UY%(SAC)(I *R*,80=O6O._P#AJOQO_P!
MKP__ . \_P#\>H_:K_Y*GIO_ &!8O_1\]>)4 ?0GA/\ :5\8Z]XTT32+S3=#
M2WU#4(+65HH)@ZJ\BJ2I,I&<'C(-?3]? 'PX_P"2I^%/^PU9_P#H]*^_Z /G
M?]H#X6^,?&_CZRU+PQH_VZTBTR.!Y/M4,>'$LK$8=P>C+SC'->6_\,^?$[_H
M6?\ R?MO_CE%% &WX*^!OQ%TCQ]X?U+4/#WDVEGJ=M//)]MMVV(DJLQP)"3@
+ \ 9KZ_HHH __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>g201066gra001d.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066gra001d.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X1#^17AI9@  34T *@    @ ! $[  (
M   1   (2H=I  0    !   (7)R=  $    B   0U.H<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 $-H86YD<F$@
M2W5T;VQI>6$    %D ,  @   !0  !"JD 0  @   !0  !"^DI$  @    ,S
M.   DI(  @    ,S.   ZAP !P  " P   B>     !SJ    "
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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39S\@_.BBDM'=#Z6.LHHHH __V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>g201066gra003.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066gra003.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X1#^17AI9@  34T *@    @ ! $[  (
M   1   (2H=I  0    !   (7)R=  $    B   0U.H<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 $-H86YD<F$@
M2W5T;VQI>6$    %D ,  @   !0  !"JD 0  @   !0  !"^DI$  @    ,U
M,0  DI(  @    ,U,0  ZAP !P  " P   B>     !SJ    "
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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MBK\1?^%9>%;;6?[+_M/S[U;3R?M'D[=R.^[=M;^YC&.]>1_\-<_]23_Y5O\
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MA#_H5=$_\%T/_P 331X&\'%RH\+:'N')']GPY'_CM 'G/_#7/_4D_P#E6_\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M\,C?]3M_Y2?_ +=0!Z1_PGGA#_H:M$_\&,/_ ,51_P )YX0_Z&K1/_!C#_\
M%5YO_P ,C?\ 4[?^4G_[=1_PR-_U.W_E)_\ MU 'I'_">>$/^AJT3_P8P_\
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M?^4G_P"W4 >D?\)YX0_Z&K1/_!C#_P#%4?\ ">>$/^AJT3_P8P__ !5>;_\
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M ,51_P )YX0_Z&K1/_!C#_\ %5YO_P ,C?\ 4[?^4G_[=1_PR-_U.W_E)_\
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M  R-_P!3M_Y2?_MU'_#(W_4[?^4G_P"W4 >D?\)YX0_Z&K1/_!C#_P#%4?\
M">>$/^AJT3_P8P__ !5>;_\ #(W_ %.W_E)_^W4?\,C?]3M_Y2?_ +=0!Z1_
MPGGA#_H:M$_\&,/_ ,51_P )YX0_Z&K1/_!C#_\ %5YO_P ,C?\ 4[?^4G_[
M=1_PR-_U.W_E)_\ MU 'I'_">>$/^AJT3_P8P_\ Q5'_  GGA#_H:M$_\&,/
M_P 57F__  R-_P!3M_Y2?_MU'_#(W_4[?^4G_P"W4 >D?\)YX0_Z&K1/_!C#
M_P#%4?\ ">>$/^AJT3_P8P__ !5>;_\ #(W_ %.W_E)_^W4?\,C?]3M_Y2?_
M +=0!Z1_PGGA#_H:M$_\&,/_ ,51_P )YX0_Z&K1/_!C#_\ %5YO_P ,C?\
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H4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 ?_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>g201066gra004.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066gra004.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X1#^17AI9@  34T *@    @ ! $[  (
M   1   (2H=I  0    !   (7)R=  $    B   0U.H<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 $-H86YD<F$@
M2W5T;VQI>6$    %D ,  @   !0  !"JD 0  @   !0  !"^DI$  @    ,Y
M-@  DI(  @    ,Y-@  ZAP !P  " P   B>     !SJ    "
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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MU_&OQ'\./&EII&AV6ESV\VGI=,UY%(SAC)(I *R*,80=O6O._P#AJOQO_P!
MKP__ . \_P#\>KZ;UG_C\3_KF/YFLB[O;6PA\Z^N8;:+.-\T@1<^F30!\]_\
M-5^-_P#H%>'_ /P'G_\ CU'_  U7XW_Z!7A__P !Y_\ X]7T#!JEA=6TEQ;7
MUM-!$"9)8YE94 &3D@X%,M-9TR_F\JQU&TN9,9V0SJYQ] : / ?^&J_&_P#T
M"O#_ /X#S_\ QZC_ (:K\;_] KP__P" \_\ \>KWZ\UG3-.N(;?4-1M+6:<X
MBCGG5&D/^R"<G\*E^WVAOC9"Z@^U!=Q@\P;\>NWKB@#Y\_X:K\;_ /0*\/\
M_@//_P#'J/\ AJOQO_T"O#__ (#S_P#QZO?(-=TBYN%M[;5;*:9CA8X[A&8_
M0 YJ=;^S:^:S6Z@-THW- )!O ]2O7N* /GS_ (:K\;_] KP__P" \_\ \>H_
MX:K\;_\ 0*\/_P#@//\ _'J^BZ* /G3_ (:K\;_] KP__P" \_\ \>H_X:K\
M;_\ 0*\/_P#@//\ _'J]WU+Q-H6C7*V^L:UIUA.R!UBNKM(F*Y(W ,0<9!&?
M8TMOXDT.[L3>VNLZ?-:"3RC/'=(T8?&=NX'&<$''6@#P?_AJOQO_ - KP_\
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MN!QG!!Q[BKMK>VM]#YUE<PW$6<;X9 Z_F* /GO\ X:K\;_\ 0*\/_P#@//\
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M1+()E*QGT8YP/QH ^?\ _AJOQO\ ] KP_P#^ \__ ,>H_P"&J_&__0*\/_\
M@//_ /'J^@Y-0LX;(7DMW!':D B=I $(/0[LXYJ&_P!:TO2[*.\U/4K.SM96
M"QSW$ZQHY() #$@$D G\* / O^&J_&__ $"O#_\ X#S_ /QZC_AJOQO_ - K
MP_\ ^ \__P >KZ+JE=:SIEC/Y-[J-I;2XSY<TZHV/7!- '@/_#5?C?\ Z!7A
M_P#\!Y__ (]1_P -5^-_^@5X?_\  >?_ ./5]#O/"ENUP\J+"J[VD+ *%QG.
M>F,=ZB74+)['[:MW UH 3YXE7R\ X)W9QUH ^??^&J_&_P#T"O#_ /X#S_\
MQZC_ (:K\;_] KP__P" \_\ \>KZ!?4[".*&5[ZV6.X.(7,R@2'_ &3GG\*C
MOM:TO3)X8-2U*SM)9SB*.XG6-I#_ +()Y_"@#P+_ (:K\;_] KP__P" \_\
M\>H_X:K\;_\ 0*\/_P#@//\ _'J^BZHOK6EQZHNFR:E9I?N,K:M.HE8>R9S^
ME '@7_#5?C?_ *!7A_\ \!Y__CU'_#5?C?\ Z!7A_P#\!Y__ (]7OU]K.F:9
M-#%J6HVEI).<1)<3K&9#Z*">?PI]YJEAIVS^T+ZVM=^=GGS*F[Z9/- 'S]_P
MU7XW_P"@5X?_ / >?_X]1_PU7XW_ .@5X?\ _ >?_P"/5] C4K%K$WJWMN;5
M>LXE78/^!9Q26>J:?J)8:??6UT5^\()E?'UP: /G_P#X:K\;_P#0*\/_ /@/
M/_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\
M'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^
M&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&
M_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T
M"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_
M /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#
MS_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\
MQZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOH
MNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#
MYT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X
M:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;
M_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0
M*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_
M /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@/
M/_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\
M'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^
M&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&
M_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T
M"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_
M /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#
MS_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\
MQZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOH
MNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#
MYT_X:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X
M:K\;_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;
M_P#0*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0
M*\/_ /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_
M /@//_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@/
M/_\ 'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\
M'J/^&J_&_P#T"O#_ /X#S_\ QZOHNB@#YT_X:K\;_P#0*\/_ /@//_\ 'J^M
MJY2NKH Q-9_X_$_ZYC^9KR#X^^7_ ,*]M?/QY7]IP;\],8?->OZS_P ?B?\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 5U=<I75T >>^/OB-X5\(:]#8
M>(M4^QW,ELLRQ_9Y9,H690<HI'53^5<Q_P +O^'G_0P?^25Q_P#&ZZ7X@?!3
MPY\1]?@U?7+W5(+B&U6U5;.6-4*AF8$AHV.<N>_I7+?\,J>"/^@KX@_\"(/_
M (S0!)_PN_X>?]#!_P"25Q_\;H_X7?\ #S_H8/\ R2N/_C=1_P##*G@C_H*^
M(/\ P(@_^,T?\,J>"/\ H*^(/_ B#_XS0!)_PN_X>?\ 0P?^25Q_\;H_X7?\
M//\ H8/_ "2N/_C=1_\ #*G@C_H*^(/_  (@_P#C-'_#*G@C_H*^(/\ P(@_
M^,T 2?\ "[_AY_T,'_DE<?\ QNC_ (7?\//^A@_\DKC_ .-U'_PRIX(_Z"OB
M#_P(@_\ C-'_  RIX(_Z"OB#_P "(/\ XS0!)_PN_P"'G_0P?^25Q_\ &Z/^
M%W_#S_H8/_)*X_\ C=1_\,J>"/\ H*^(/_ B#_XS1_PRIX(_Z"OB#_P(@_\
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M!)_PN_X>?]#!_P"25Q_\;H_X7?\ #S_H8/\ R2N/_C=1_P##*G@C_H*^(/\
MP(@_^,T?\,J>"/\ H*^(/_ B#_XS0!)_PN_X>?\ 0P?^25Q_\;H_X7?\//\
MH8/_ "2N/_C=1_\ #*G@C_H*^(/_  (@_P#C-'_#*G@C_H*^(/\ P(@_^,T
M2?\ "[_AY_T,'_DE<?\ QNC_ (7?\//^A@_\DKC_ .-U'_PRIX(_Z"OB#_P(
M@_\ C-'_  RIX(_Z"OB#_P "(/\ XS0!)_PN_P"'G_0P?^25Q_\ &Z/^%W_#
MS_H8/_)*X_\ C=1_\,J>"/\ H*^(/_ B#_XS1_PRIX(_Z"OB#_P(@_\ C- $
MG_"[_AY_T,'_ ))7'_QNC_A=_P //^A@_P#)*X_^-U'_ ,,J>"/^@KX@_P#
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M "2N/_C=1_\ #*G@C_H*^(/_  (@_P#C-'_#*G@C_H*^(/\ P(@_^,T 2?\
M"[_AY_T,'_DE<?\ QNC_ (7?\//^A@_\DKC_ .-U'_PRIX(_Z"OB#_P(@_\
MC-'_  RIX(_Z"OB#_P "(/\ XS0!)_PN_P"'G_0P?^25Q_\ &Z/^%W_#S_H8
M/_)*X_\ C=1_\,J>"/\ H*^(/_ B#_XS1_PRIX(_Z"OB#_P(@_\ C- $G_"[
M_AY_T,'_ ))7'_QNC_A=_P //^A@_P#)*X_^-U'_ ,,J>"/^@KX@_P# B#_X
MS1_PRIX(_P"@KX@_\"(/_C- $G_"[_AY_P!#!_Y)7'_QNC_A=_P\_P"A@_\
M)*X_^-U'_P ,J>"/^@KX@_\  B#_ .,T?\,J>"/^@KX@_P# B#_XS0!)_P +
MO^'G_0P?^25Q_P#&Z/\ A=_P\_Z&#_R2N/\ XW4?_#*G@C_H*^(/_ B#_P",
MT?\ #*G@C_H*^(/_  (@_P#C- $G_"[_ (>?]#!_Y)7'_P ;H_X7?\//^A@_
M\DKC_P"-U'_PRIX(_P"@KX@_\"(/_C-'_#*G@C_H*^(/_ B#_P",T 2?\+O^
M'G_0P?\ DE<?_&Z/^%W_  \_Z&#_ ,DKC_XW4?\ PRIX(_Z"OB#_ ,"(/_C-
M'_#*G@C_ *"OB#_P(@_^,T 2?\+O^'G_ $,'_DE<?_&Z/^%W_#S_ *&#_P D
MKC_XW4?_  RIX(_Z"OB#_P "(/\ XS1_PRIX(_Z"OB#_ ,"(/_C- $G_  N_
MX>?]#!_Y)7'_ ,;H_P"%W_#S_H8/_)*X_P#C=1_\,J>"/^@KX@_\"(/_ (S1
M_P ,J>"/^@KX@_\  B#_ .,T 2?\+O\ AY_T,'_DE<?_ !NC_A=_P\_Z&#_R
M2N/_ (W4?_#*G@C_ *"OB#_P(@_^,T?\,J>"/^@KX@_\"(/_ (S0!)_PN_X>
M?]#!_P"25Q_\;H_X7?\ #S_H8/\ R2N/_C=1_P##*G@C_H*^(/\ P(@_^,T?
M\,J>"/\ H*^(/_ B#_XS0!)_PN_X>?\ 0P?^25Q_\;H_X7?\//\ H8/_ "2N
M/_C=1_\ #*G@C_H*^(/_  (@_P#C-'_#*G@C_H*^(/\ P(@_^,T 2?\ "[_A
MY_T,'_DE<?\ QNC_ (7?\//^A@_\DKC_ .-U'_PRIX(_Z"OB#_P(@_\ C-'_
M  RIX(_Z"OB#_P "(/\ XS0!)_PN_P"'G_0P?^25Q_\ &Z/^%W_#S_H8/_)*
MX_\ C=1_\,J>"/\ H*^(/_ B#_XS1_PRIX(_Z"OB#_P(@_\ C- $G_"[_AY_
MT,'_ ))7'_QNC_A=_P //^A@_P#)*X_^-U'_ ,,J>"/^@KX@_P# B#_XS1_P
MRIX(_P"@KX@_\"(/_C- $G_"[_AY_P!#!_Y)7'_QNC_A=_P\_P"A@_\ )*X_
M^-U'_P ,J>"/^@KX@_\  B#_ .,T?\,J>"/^@KX@_P# B#_XS0!)_P +O^'G
M_0P?^25Q_P#&Z/\ A=_P\_Z&#_R2N/\ XW4?_#*G@C_H*^(/_ B#_P",T?\
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,_P"!$'_QFO;: /_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>g201066sp001d.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066sp001d.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M P$  A$#$0 _ /4M5\4:R/$LNA^'] 6_DMH5EN;BXN?(BC+?=0':Q9B 3[4
M-_M7Q[_T*VE?^#5O_C5 !_:OCW_H5M*_\&K?_&J +'AOQ1>ZIK&HZ+J^CG3=
M2L424A)A-%+&^0&5L ]5(P10!D2:=X@O?'/B!M%U^'3(U6W$BR6 N-YV'!R7
M7% %W^P?'7_0\6?_ ()5_P#CM !_8/CK_H>+/_P2K_\ ': *'ABTU6S^)VLQ
M:OJD>I7/]EVQ$T=L( %\R7 V[F]^<]Z -W1_^1S\2_\ ;M_Z+- '1T % '(6
M7_)7-8_[!%K_ .C9J +FC_\ (Y^)?^W;_P!%F@#HZ "@#D++_DKFL?\ 8(M?
M_1LU %=/$NAZ%XW\0QZMJ]G8O(+9D6XF5"P"'D9- &E_PL+P9_T-.D_^!:?X
MT '_  L+P9_T-.D_^!:?XT 9'A[6--UOXI:S=:7?V][;C2K9#)!('4,))21D
M=^1^= &EI4EH_C[Q);2-$UQLMI!&V-VW81G'IF@#;U."X339VTNTM)+X+^Y6
MX^6,M[D G% %E;:':-T$0..<** .1TQX#\7=<2!HSY>E6JNJ8^5O,E.#CH<$
M'\10!JZYX*\/>([R.\U/3_,NXUV+/%,\,FW^Z61@2/8T 9O_  JWPE_SY7G_
M (,[K_XY0 ?\*M\)?\^5Y_X,[K_XY0!LZ!X6T7PQ%-'H]BMOY[;Y7+M(\A_V
(F8EC^)H _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>g201066sp001g.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066sp001g.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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MB'\8PC#\S0 MAXLN+?48=)\3Z>-+OICMMYDD\RUNFQT1\ AO]E@#Z9H ZF@
MH Y7Q;?7MS=6/AC2IV@O=2#O-<(?FMK9<;W'^T2RJONV>U $/BJ63P7X!,?A
MN&&VEBE@M[=63<JEY54DC/)^8\YZT 5#XH\6^'A_Q4GAK[=:K@&]T4F7 SC+
M0M\P]3C/>@#IM"\2:/XEM#<Z1?Q7*+PZJ</&?1E/*GV(H GUC1[#7=+GTW4K
M=9[68893V]"#U!!Y!'(- &+X3U"[CN+_ ,-ZI,T^H:7M*3L,&YMVSY<A_P!K
MAE;W7/>@#J* .4T%1>>//%5^P.ZW-OI\9)Z*L?FG_P >F/Y"@"#XFACX5@*G
M &I6>[Z?:$_KB@"QXK\0WWAC4]+OY4C;P[(Q@OGQ\UNS$>7)G^YG(/IG- "^
M(/ ^GZU<+JEC*^E:X@S%J-I@/]''1U]C0 O@[Q'=ZJ+[2=9A2WUW2G$=TB?<
ME4C*2I_LL.?8Y% #=9 L_B%X:NU)#7D=S8N!T8;/-4GZ>4W_ 'U0!U5 '*Z(
M19>/O$U@V0;L0:A%GHP*>4V/H8AG_>% "?$NSFO?AYJXM@3<6\:W40 R=T3"
M0?\ H% #M7T>'QYH-K)!K=Y::=>6^62U\LK.C@?>WJW;TQUH XRR/B"UU_2O
MAQ<7,XAM)A>+J._:UQ91\I'D=6W;5;V'O0!T<6)?CC.UJ&VP:$$NR&^7<TV8
MP1_>P'.?0T 7]687OQ%\/6:J3]A@N+Z1A_#E1$@/U\Q_^^: .JH YKQ7IU\'
ML]?T>'SM4TPM^XSC[3 V/,BSZG 9?]I1ZT :ND:O8:_I<=]8RB6WD!!###*1
MP593R"#P0: .1MM+\1>!)I(-!L%UGP[)(9([(3+%/9Y.2J%OE=,\@$@C- &9
MXF'BOQ>UA)H_A6;2-2T^83V^H:A<QJ(SC#)M0L6# X(Z4 2>"M>T/P[X7U"Z
MU2YF37UFW:M%<D&Z>X/W5"C&X'HFW@C&.] '4>$]+O(S>ZYJ\8CU75&5WBSG
M[/$HQ'#GU ))]68T =+0 4 <UJ?A+?J$FK:%?OI&J2<RO&@>&X_ZZQG 8\?>
M&&]Z &1:CXRM,QWF@6-]M'$UE>^7O/\ N2+\O_?1^M "2ZAXTNV\NST'3[ %
M?]=>7IDVG_KG&O/;^(4 )I?@>U@UT>(M8G_M77@@1;EXPB0KS\L:#[HY/))/
*/6@#JJ "@#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>g201066sp001h.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066sp001h.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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:%[][W1M-^S7#QF)G\Z1\J2"1AF(ZJ* /_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>g201066sp001j.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066sp001j.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M'X>M(TR8K:ZN9&S]U?D0?F6/Y4 5_$_F>'M<M/%L2EK..+[+J:J.1 3E9?\
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* "@ H * "@#_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>g201066sp002d.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g201066sp002d.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M P$  A$#$0 _ .H^)WQ.UKP7XDM].TZUL989+19R;A'9MQ=U[,.,**!G%_\
M"_/%7_/AI/\ WYD_^.4!8/\ A?GBK_GPTG_OS)_\<H"P?\+\\5?\^&D_]^9/
M_CE 6#_A?GBK_GPTG_OS)_\ '* L'_"_/%7_ #X:3_WYD_\ CE 6#_A?GBK_
M )\-)_[\R?\ QR@+!_POSQ5_SX:3_P!^9/\ XY0%@_X7YXJ_Y\-)_P"_,G_Q
MR@+!_P +\\5?\^&D_P#?F3_XY0%@_P"%^>*O^?#2?^_,G_QR@+!_POSQ5_SX
M:3_WYD_^.4!8/^%^>*O^?#2?^_,G_P <H"P?\+\\5?\ /AI/_?F3_P".4!8/
M^%^>*O\ GPTG_OS)_P#'* L'_"_/%7_/AI/_ 'YD_P#CE 6#_A?GBK_GPTG_
M +\R?_'* L'_  OSQ5_SX:3_ -^9/_CE 6#_ (7YXJ_Y\-)_[\R?_'* L'_"
M_/%7_/AI/_?F3_XY0%@_X7YXJ_Y\-)_[\R?_ !R@+!_POSQ5_P ^&D_]^9/_
M (Y0%@_X7YXJ_P"?#2?^_,G_ ,<H"P?\+\\5?\^&D_\ ?F3_ ..4!8/^%^>*
MO^?#2?\ OS)_\<H"P?\ "_/%7_/AI/\ WYD_^.4!8/\ A?GBK_GPTG_OS)_\
M<H"P?\+\\5?\^&D_]^9/_CE 6#_A?GBK_GPTG_OS)_\ '* L'_"_/%7_ #X:
M3_WYD_\ CE 6#_A?GBK_ )\-)_[\R?\ QR@+!_POSQ5_SX:3_P!^9/\ XY0%
M@_X7YXJ_Y\-)_P"_,G_QR@+!_P +\\5?\^&D_P#?F3_XY0%@_P"%^>*O^?#2
M?^_,G_QR@+!_POSQ5_SX:3_WYD_^.4!8/^%^>*O^?#2?^_,G_P <H"P?\+\\
M5?\ /AI/_?F3_P".4!8/^%^>*O\ GPTG_OS)_P#'* L'_"_/%7_/AI/_ 'YD
M_P#CE 6#_A?GBK_GPTG_ +\R?_'* L'_  OSQ5_SX:3_ -^9/_CE 6#_ (7Y
MXJ_Y\-)_[\R?_'* L'_"_/%7_/AI/_?F3_XY0%@_X7YXJ_Y\-)_[\R?_ !R@
M+!_POSQ5_P ^&D_]^9/_ (Y0%@_X7YXJ_P"?#2?^_,G_ ,<H"P?\+\\5?\^&
MD_\ ?F3_ ..4!8/^%^>*O^?#2?\ OS)_\<H"P?\ "_/%7_/AI/\ WYD_^.4!
M8/\ A?GBK_GPTG_OS)_\<H"P?\+\\5?\^&D_]^9/_CE 6#_A?GBK_GPTG_OS
M)_\ '* L'_"_/%7_ #X:3_WYD_\ CE 6#_A?GBK_ )\-)_[\R?\ QR@+!_PO
MSQ5_SX:3_P!^9/\ XY0%@_X7YXJ_Y\-)_P"_,G_QR@+!_P +\\5?\^&D_P#?
MF3_XY0%@_P"%^>*O^?#2?^_,G_QR@+!_POSQ5_SX:3_WYD_^.4!8/^%^>*O^
M?#2?^_,G_P <H"P?\+\\5?\ /AI/_?F3_P".4!8/^%^>*O\ GPTG_OS)_P#'
M* L'_"_/%7_/AI/_ 'YD_P#CE 6#_A?GBK_GPTG_ +\R?_'* L'_  OSQ5_S
MX:3_ -^9/_CE 6#_ (7YXJ_Y\-)_[\R?_'* L'_"_/%7_/AI/_?F3_XY0%@_
MX7YXJ_Y\-)_[\R?_ !R@+!_POSQ5_P ^&D_]^9/_ (Y0%@_X7YXJ_P"?#2?^
M_,G_ ,<H"P?\+\\5?\^&D_\ ?F3_ ..4!8/^%^>*O^?#2?\ OS)_\<H"P?\
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M0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4
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MO^&<8YJUN^Q#^%=SV^D,* "@ H * "@ H * "@ H * "@ H * "@ H * "@
MH * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H *
M"@ H * "@ H * "@ H * "@ H * "@"S8?\ '['^/\C0!M4@"@ H * "@ H
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MO(A?#YG6C.!G@T#"@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@
MH * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H *
M"@ H * "@ H * "@ H * "@ H LV'_'['^/\C0!M4@"@ H \E^,-U<6WB#P@
ML%Q)$LERP<(Y4,-T?7'6BA_O"7I^8ZO^[2?];,]:H$% '&>+O&6@>'=5BM-5
MO_L\[PB15\IVRI9AG*@CJ#0!@?\ "T/!O_08_P#):7_XFF%@_P"%H>#?^@Q_
MY+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?
M^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%
MH>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@
M_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\
M30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_D
MM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z
M#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6A
MX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_
M (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q-
M 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2T
MO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,
M?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@
MW_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\
MA:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!
M8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2_
M_$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_
MY+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?
M^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%
MH>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@
M_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\
M30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z#'_D
MM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6AX-_Z
M#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_ (6A
MX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q- 6#_
M (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2TO_Q-
M 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,?^2T
MO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@W_H,
M?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\ A:'@
MW_H,?^2TO_Q- 6#_ (6AX-_Z#'_DM+_\30%@_P"%H>#?^@Q_Y+2__$T!8/\
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M *M_W^C_ /C= 7#_ (4'X5_Y_P#5O^_T?_QN@+A_PH/PK_S_ .K?]_H__C=
M7#_A0?A7_G_U;_O]'_\ &Z N'_"@_"O_ #_ZM_W^C_\ C= 7#_A0?A7_ )_]
M6_[_ $?_ ,;H"X?\*#\*_P#/_JW_ '^C_P#C= 7#_A0?A7_G_P!6_P"_T?\
M\;H"X?\ "@_"O_/_ *M_W^C_ /C= 7#_ (4'X5_Y_P#5O^_T?_QN@+A_PH/P
MK_S_ .K?]_H__C= 7#_A0?A7_G_U;_O]'_\ &Z N'_"@_"O_ #_ZM_W^C_\
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M ,;H"X?\*#\*_P#/_JW_ '^C_P#C= 7#_A0?A7_G_P!6_P"_T?\ \;H"X?\
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JL9[6./3IC)*)F8$@LI^7"G^Z>N**?N55-[#F^:C*FMW_ )'>4""@#__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
