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Loan Restructurings (Tables) | 9 Months Ended
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Sep. 30, 2023
Debt Disclosure [Abstract] |
Schedule of Amortized Cost Basis for Loans Restructured |
Three Months Ended September 30, 2023 |  | Amortized Cost |  |  |  |
(In Thousands of Dollars) |  | Payment Deferral |  |  | Interest Rate Reduction |  |  | Combination Term Extension and Interest Rate Reduction |  |  | Total |  |  | % of Total Class of Financing Receivable |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  |  | 0.00 | %
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 0 |  |  |  | 31 |  |  |  | 133 |  |  | $ | 164 |  |  |  | 0.02 | %
Total modifications to borrowers experiencing financial difficulty |  | $ | 0 |  |  | $ | 31 |  |  | $ | 133 |  |  | $ | 164 |  |  |  | 0.01 | %
Nine Months Ended September 30, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 50 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 50 |  |  |  | 0.01 | %
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 0 |  |  |  | 31 |  |  |  | 133 |  |  | $ | 164 |  |  |  | 0.02 | %
Total modifications to borrowers experiencing financial difficulty |  | $ | 50 |  |  | $ | 31 |  |  | $ | 133 |  |  | $ | 214 |  |  |  | 0.01 | %
The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty during the three and nine months ended September 30, 2023:
|  | Payment Deferral |  |  | Interest Rate Reduction |  |  | Term Extension |
|  | Weighted-Average Years Added to the Life |  |  | Weighted-Average Contractual Interest Rate |  |  | Weighted-Average Years Added to the Life |
Three Months Ended September 30, 2023 |  |  |  |  | From |  |  | To |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  |  |  |  |  |  | 4.77 | % |  |  | 3.38 | % |  |  |  |  | 5.0 |
Nine Months Ended September 30, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  |  |  | 0.5 |  |  |  |  |  |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  |  |  |  |  |  |  | 4.77 | % |  |  | 3.38 | % |  |  |  |  | 5.0 |
Schedule of Performance of Loans that Modified | The following table presents the performance of such loans that have been modified in the three and nine months ended September 30, 2023:
Three Months Ended September 30, 2023 |  | Payment status (Amortized cost Basis) |
(In Thousands of Dollars) |  | Current |  |  | 30-89 Days past due |  |  | 90+ Days past due |
Accrual restructured loans |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Residential real estate |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 164 |  |  |  | 0 |  |  |  | 0 |
Total accruing restructured loans |  | $ | 164 |  |  | $ | 0 |  |  | $ | 0 |
Nonaccrual restructured loans |  |  |  |  |  |  |  |  |
Total nonaccrual restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Total restructured loans |  | $ | 164 |  |  | $ | 0 |  |  | $ | 0 |
Nine Months Ended September 30, 2023 |  | Payment status (Amortized cost Basis) |
(In Thousands of Dollars) |  | Current |  |  | 30-89 Days past due |  |  | 90+ Days past due |
Commercial |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 50 |  |  | $ | 0 |  |  | $ | 0 |
Residential real estate |  |  |  |  |  |  |  |  |
1-4 family residential |  |  | 164 |  |  |  | 0 |  |  |  | 0 |
Total accruing restructured loans |  | $ | 214 |  |  | $ | 0 |  |  | $ | 0 |
Nonaccrual restructured loans |  |  |  |  |  |  |  |  |
Total nonaccrual restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Total restructured loans |  | $ | 214 |  |  | $ | 0 |  |  | $ | 0 |

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