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Consolidated Condensed Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 43,838 $ 27,494 $ 127,025 $ 78,770
Taxable securities 6,493 5,477 19,697 15,287
Tax exempt securities 2,661 3,035 8,176 9,025
Dividends 487 199 1,457 545
Federal funds sold and other interest income 750 205 1,911 348
TOTAL INTEREST AND DIVIDEND INCOME 54,229 36,410 158,266 103,975
INTEREST EXPENSE        
Deposits 17,462 3,210 44,660 6,105
Short-term borrowings 1,960 533 5,608 631
Long-term borrowings 1,039 886 3,042 2,505
TOTAL INTEREST EXPENSE 20,461 4,629 53,310 9,241
NET INTEREST INCOME 33,768 31,781 104,956 94,734
Provision (credit) for credit losses 182 433 8,232 (15)
Provision for unfunded loans 61 15 635 721
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 33,525 31,333 96,089 94,028
NONINTEREST INCOME        
Bank owned life insurance income 694 406 1,825 1,220
Security gains (losses), including fair value changes for equity securities (624) (17) (490) (88)
Net gains on sale of loans 395 326 1,111 1,820
Other mortgage banking income, net 185 94 571 193
Legal settlement 0 0 0 8,375
Other operating income 1,093 1,064 2,885 3,301
TOTAL NONINTEREST INCOME 9,831 8,827 29,705 36,002
NONINTEREST EXPENSES        
Salaries and employee benefits 14,233 10,724 42,503 33,628
Occupancy and equipment 3,810 3,028 11,538 8,626
FDIC insurance and state and local taxes 1,648 1,017 4,365 2,942
Professional fees 1,043 985 3,347 5,176
Merger related costs 268 872 5,022 3,486
Advertising 492 596 1,379 1,474
Intangible amortization 725 432 2,856 1,271
Core processing charges 1,274 738 3,582 2,606
Charitable donation 0 0 0 6,000
Other operating expenses 4,223 3,007 10,232 8,107
TOTAL NONINTEREST EXPENSES 27,716 21,399 84,824 73,316
INCOME BEFORE INCOME TAXES 15,640 18,761 40,970 56,714
INCOME TAXES 2,326 3,315 5,614 9,473
NET INCOME $ 13,314 $ 15,446 $ 35,356 $ 47,241
EARNINGS PER SHARE - basic $ 0.36 $ 0.46 $ 0.94 $ 1.4
EARNINGS PER SHARE - diluted $ 0.36 $ 0.46 $ 0.94 $ 1.39
Service Charges on Deposit Accounts        
NONINTEREST INCOME        
Noninterest income $ 1,712 $ 1,229 $ 4,646 $ 3,513
Trust Fees        
NONINTEREST INCOME        
Noninterest income 2,617 2,370 7,453 7,265
Insurance Agency Commissions        
NONINTEREST INCOME        
Noninterest income 1,116 1,136 3,904 3,269
Retirement Plan Consulting Fees        
NONINTEREST INCOME        
Noninterest income 360 332 1,049 1,052
Investment Commissions        
NONINTEREST INCOME        
Noninterest income 520 424 1,389 1,675
Debit Card and EFT Fees        
NONINTEREST INCOME        
Noninterest income $ 1,763 $ 1,463 $ 5,362 $ 4,407