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Loan Restructurings (Tables) | 3 Months Ended
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Mar. 31, 2024
Debt Disclosure [Abstract] |
Schedule of Amortized Cost Basis for Loans Restructured |
Three Months Ended March 31, 2024 |  | Amortized Cost |  |  |  |
(In Thousands of Dollars) |  | Payment Deferral |  |  | Principal Forgiveness |  |  | Interest Rate Reduction |  |  | Combination Term Extension and Interest Rate Reduction |  |  | Total |  |  | % of Total Class of Financing Receivable |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  | $ | 0 |  |  | $ | 74 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 74 |  |  |  | 0.01 | %
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  | 0 |  |  |  | 0 |  |  |  | 29 |  |  |  | 0 |  |  |  | 29 |  |  |  | 0.02 | %
Total modifications to borrowers experiencing financial difficulty |  | $ | 0 |  |  | $ | 74 |  |  | $ | 29 |  |  | $ | 0 |  |  | $ | 103 |  |  |  | 0.00 | %
Three Months Ended March 31, 2023 |  | Amortized Cost |  |  |  |
(In Thousands of Dollars) |  | Payment Deferral |  |  | Principal Forgiveness |  |  | Interest Rate Reduction |  |  | Combination Term Extension and Interest Rate Reduction |  |  | Total |  |  | % of Total Class of Financing Receivable |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 50 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 50 |  |  |  | 0.01 | %
Total modifications to borrowers experiencing financial difficulty |  | $ | 50 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |  |  | $ | 50 |  |  |  | 0.00 | %
The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty during the three months ended March 31, 2024 and March 31, 2023:
|  | Payment Deferral |  | Principal Forgiveness |  |  | Interest Rate Reduction |
|  | Weighted-Average Years Added to the Life |  | Reduction of Amortized Cost Basis of the Loans |  |  | Weighted-Average Contractual Interest Rate |
Three Months Ended March 31, 2024 |  |  |  |  |  |  | From |  |  | To |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non-owner occupied |  |  |  |  |  |  |  | $ | 152 |  |  |  |  |  |  |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  |  |  |  |  |  |  |  |  |  | 10.25 | % |  |  | 5.00 | %
|  | Payment Deferral |  |  | Principal Forgiveness |  | Interest Rate Reduction
|  | Weighted-Average Years Added to the Life |  |  | Reduction of Amortized Cost Basis of the Loans |  | Weighted-Average Contractual Interest Rate
Three Months Ended March 31, 2023 |  |  |  |  |  |  | From |  | To
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  |  |  |  | 0.50 |  |  |  |  |  |  |  |  |
March 31, 2024 |  | Amortized Cost |
(In Thousands of Dollars) |  | Payment Deferral |  |  | Principal Forgiveness |  |  | Interest Rate Reduction |  |  | Combination Term Extension and Interest Rate Reduction |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential |  | $ | 0 |  |  | $ | 0 |  |  | $ | 30 |  |  | $ | 0 |
Total modifications to borrowers experiencing financial difficulty |  | $ | 0 |  |  | $ | 0 |  |  | $ | 30 |  |  | $ | 0 |
Schedule of Performance of Loans that Modified | The following table presents the performance of such loans that have been modified in the three months ended March 31, 2024 and March 31, 2023:
Three Months Ended March 31, 2024 |  | Payment status (Amortized cost Basis) |
(In Thousands of Dollars) |  | Current |  |  | 30-89 Days past due |  |  | 90+ Days past due |
Accrual restructured loans |  |  |  |  |  |  |  |  |
Total accruing restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Nonaccrual restructured loans |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |
Non-owner occupied |  | $ | 74 |  |  | $ | 0 |  |  | $ | 0 |
Residential real estate |  |  |  |  |  |  |  |  |
Home equity lines of credit |  |  | 29 |  |  |  | 0 |  |  |  | 0 |
Total nonaccrual restructured loans |  | $ | 103 |  |  | $ | 0 |  |  | $ | 0 |
Total restructured loans |  | $ | 103 |  |  | $ | 0 |  |  | $ | 0 |
Three Months Ended March 31, 2023 |  | Payment status (Amortized cost Basis) |
(In Thousands of Dollars) |  | Current |  |  | 30-89 Days past due |  |  | 90+ Days past due |
Commercial |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 50 |  |  | $ | 0 |  |  | $ | 0 |
Total accruing restructured loans |  | $ | 50 |  |  | $ | 0 |  |  | $ | 0 |
Nonaccrual restructured loans |  |  |  |  |  |  |  |  |
Total nonaccrual restructured loans |  | $ | 0 |  |  | $ | 0 |  |  | $ | 0 |
Total restructured loans |  | $ | 50 |  |  | $ | 0 |  |  | $ | 0 |

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