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Loan Restructurings (Tables)

6 Months Ended

Jun. 30, 2024

Debt Disclosure [Abstract]

Schedule of Amortized Cost Basis for Loans Restructured

Three Months Ended June 30, 2024		Amortized Cost
(In Thousands of Dollars)		Payment Deferral				Principal Forgiveness				Interest Rate Reduction				Combination Term Extension and Interest Rate Reduction				Total				% of Total Class of Financing Receivable
Residential real estate
Home equity lines of credit		$	0			$	0			$	0			$	20			$	20				0.01	%
Total modifications to borrowers experiencing financial difficulty		$	0			$	0			$	0			$	20			$	20				0.00	%

Six Months Ended June 30, 2024		Amortized Cost
(In Thousands of Dollars)		Payment Deferral				Principal Forgiveness				Interest Rate Reduction				Combination Term Extension and Interest Rate Reduction				Total				% of Total Class of Financing Receivable
Residential real estate
Home equity lines of credit		$	0			$	0			$	29			$	20			$	49				0.03	%
Total modifications to borrowers experiencing financial difficulty		$	0			$	0			$	29			$	20			$	49				0.00	%

Three Months Ended June 30, 2023		Amortized Cost
(In Thousands of Dollars)		Payment Deferral				Principal Forgiveness				Interest Rate Reduction				Combination Term Extension and Interest Rate Reduction				Total				% of Total Class of Financing Receivable
Commercial
Commercial and industrial		$	0			$	0			$	0			$	0			$	0				0.00	%
Total modifications to borrowers experiencing financial difficulty		$	0			$	0			$	0			$	0			$	0				0.00	%

Six Months Ended June 30, 2023		Amortized Cost
(In Thousands of Dollars)		Payment Deferral				Principal Forgiveness				Interest Rate Reduction				Combination Term Extension and Interest Rate Reduction				Total				% of Total Class of Financing Receivable
Commercial
Commercial and industrial		$	50			$	0			$	0			$	0			$	50				0.01	%
Total modifications to borrowers experiencing financial difficulty		$	50			$	0			$	0			$	0			$	50				0.00	%

The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty during the three and six months ended June 30, 2024 and June 30, 2023:

Payment Deferral

Term Extension

Interest Rate Reduction

Weighted-Average Years Added to the Life

Weighted-Average Years Added to the Life

Weighted-Average Contractual Interest Rate

Three Months Ended June 30, 2024

From

To

Residential real estate

Home equity lines of credit

10.00

10.75

%

7.25

%

Payment Deferral

Term Extension

Interest Rate Reduction

Weighted-Average Years Added to the Life

Weighted-Average Years Added to the Life

Weighted-Average Contractual Interest Rate

Six Months Ended June 30, 2024

From

To

Residential real estate

Home equity lines of credit

10.00

10.45

%

5.92

%

Payment Deferral

Principal Forgiveness

Interest Rate Reduction

Weighted-Average Years Added to the Life

Reduction of Amortized Cost Basis of the Loans

Weighted-Average Contractual Interest Rate

Three Months Ended June 30, 2023

From

To

Commercial

Commercial and industrial

0.00

Payment Deferral

Principal Forgiveness

Interest Rate Reduction

Weighted-Average Years Added to the Life

Reduction of Amortized Cost Basis of the Loans

Weighted-Average Contractual Interest Rate

Six Months Ended June 30, 2023

From

To

Commercial

Commercial and industrial

0.50

June 30, 2024		Amortized Cost
(In Thousands of Dollars)		Payment Deferral				Principal Forgiveness				Interest Rate Reduction				Term Extension
Residential real estate
1-4 family residential		$	0			$	0			$	30			$	41
Home equity lines of credit			0				0				29				0
Total modifications to borrowers experiencing financial difficulty		$	0			$	0			$	59			$	41

Schedule of Performance of Loans that Modified

The following table presents the performance of such loans that have been modified in the three and six months ended June 30, 2024 and June 30, 2023:

Three Months Ended June 30, 2024		Payment status (Amortized cost Basis)
(In Thousands of Dollars)		Current				30-89 Days past due				90+ Days past due
Accrual restructured loans
Residential real estate
Home equity lines of credit		$	20			$	0			$	0
Total accruing restructured loans		$	20			$	0			$	0
Nonaccrual restructured loans
Total nonaccrual restructured loans		$	0			$	0			$	0
Total restructured loans		$	20			$	0			$	0

Six Months Ended June 30, 2024		Payment status (Amortized cost Basis)
(In Thousands of Dollars)		Current				30-89 Days past due				90+ Days past due
Accrual restructured loans
Residential real estate
Home equity lines of credit		$	20			$	0			$	0
Total accruing restructured loans		$	20			$	0			$	0
Nonaccrual restructured loans
Residential real estate
Home equity lines of credit			0				29				0
Total nonaccrual restructured loans		$	0			$	29			$	0
Total restructured loans		$	20			$	29			$	0

Three Months Ended June 30, 2023		Payment status (Amortized cost Basis)
(In Thousands of Dollars)		Current				30-89 Days past due				90+ Days past due
Total accruing restructured loans		$	0			$	0			$	0
Nonaccrual restructured loans
Total nonaccrual restructured loans		$	0			$	0			$	0
Total restructured loans		$	0			$	0			$	0

Six Months Ended June 30, 2023		Payment status (Amortized cost Basis)
(In Thousands of Dollars)		Current				30-89 Days past due				90+ Days past due
Commercial
Commercial and industrial		$	50			$	0			$	0
Total accruing restructured loans		$	50			$	0			$	0
Nonaccrual restructured loans
Total nonaccrual restructured loans		$	0			$	0			$	0
Total restructured loans		$	50			$	0			$	0

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Tabular disclosure of aging analysis for financing receivable modified for debtor experiencing financial difficulty.

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-Name Accounting Standards Codification
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-Paragraph 12A
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